Thank u so much for getting a very hatke podcast Arihant ji !! The times that we live in we for sure need more of financial literacy and Monika Ma'am has explained it in such simple terms Loved the podcast and yes I m buying and number crunching thru her book
Arihant Ji, I really like the way you drive the conversation. I resonate with your thought process more than other podcasters. Maybe it's your originality and Bharatiya style.
The equal assets work b/w married couple only make sense when wife is home maker, if wife is working as well, then how the assets can be equal. Both are building assets based on their capability.
She is impressed by west who always intrusted equity n equal. They think women is a unit of labor. Then what happened with West and chaina, log nhi hai kam k liye aur family tho bhool hi jawo, drug ,sex,pleasure it all about me ,my,myself. 54 years women is waiting for date with their 3 child which is from 4 different husband
Nothing wrong with it if they can find a life like that. Men are never able to take fair share of household responsibilities forget about bearing a child and investing in the precious lives of the kids is tiring. But sir let me tell you one thing no lifestyle is easy.
Feminism is destroying western society, and increment in gold diggers happens gradually over time with this kind of laws, in return the institution of marriage suffers, the battle of sexes literally destroys everything. Just check the statistics, nearly 50% kids grow up without father's. I live in Australia and many of my white friends don't want to marry. We shouldn't follow west, we need some kind of our own fair system.
I would expect her to provide excel formats where we can ourselves put values and see what’s best for investment, as per her guidance, else it will remain a bookish theory
Bhaiji you should've asked questions about crypto while you were at it. It would've been great getting some insight from a knowledgeable and experienced source.
Tu wohi faltu agent hai na Jo logo ko jhoot bolkar loot raha hai? Tum sab k sab aise hi hote ho..aaj investors kaafi educated ho chuke hain...tum logo se toh jitna door rahe utna behtar.
She has Conflict of Interest as she was working with SEBI, you should not ask this Adani case. Also, she is saying, Report nahi padi hai aur She is against the report. Mutual fund people are smart they hardly have Adani shares.
Asking people to protect India's growth, which itself is pricing everyone out of everything. That's brutal. Also in a bubble it's easy to have strategies because all of them work. In 10 years the market went from 16k to 80k which is 600% and nobody finds it scary. That is the scary part.
Madam ji has good insight on economics. But when she cites west on gender equality she misses the point that family institution there is collapsing fast.
A slight disagreement wrt to her claims on insurance. So the insurance products can be classified into two categories namely, General and Health. Point 1: What she is saying on 100% comission is for the general insurance part. Point 2: She may have aspersions on the insurance industry and their practices fair enough, but mindsets of people investing in mutual fund and insurance is starkly different. In MF people see their investments grow, whereas in insurance be it Health or the general people will often see this as liability (not talking about the educated ones, but working middle class with little knowledge on financial products) as money flows out of their pockets. Thats why the companies seem to incentivise agents with higher commissions.
So many surveys for women Is it any surveys for men? Madam also decided mens r oppressor, why women can't be a oppressor? One more thing she compares apples with orange Can she tell what is divorce ratio in foreign and bharat? She good in investment and she automatically assert that she is expert in other segment too.
They all bring such ideas which motivates people to invest, but no one tells what to do when market crash. Many people suffered due to sbi and adani... Thing is there is diff. Between a normal investor or a trader.. There talk is true for traders and regular investors.. Not for middle class. That's reality
Not every woman manages the home. If she's managing so well then what's the need of divorce? Don't be a blind feminist. I'll manage your home live there like a boss and will feed myself on your income. In return give me 50% of all your earnings. Deal? 😂
It's very easy to shit on insurance agents saying they take home 100% commission from the first premium (which is not true) btw it's clients who ask them for rebates and not the other way around. Also without these insurance agents many companies like LIC or other private players would not be able grow and penetrate into lower/middle class income groups or tier 2/3 cities and villages. You can't blame the entire section for the wrongdoings of a few.
Insurance anywhere is a pure scam. It's designed in that way. IRDAI is the most corrupt of all regulatory bodies in India. It's the most non transparent to investors unlike mutual funds where the investors know everything from expense ratio to the stocks in which their money has been invested. Plus they have the option to access their money anytime. Insurance blocks your money for an entire lifetime, sits on your money, puts it in the stock market, generates huge returns and pays you an xirr of 3-4% and makes you way too poor than you were before putting your money in insurance plans.
she is totally wrong about the tax system, Tax should be given by all but should be less not 30% just about 15L, 30% should be max after 1 .5 cr. below that there should be 15 tax slab at from 10L to 1.5 cr, 0% tax til 10L . This will make India rich immediately. Ye khud south delhi me rehti hai , hamesa flight se ya expressway se travel karti hai private car me, esko lagta hai pure india ka condition same hai. people get affected when there is water logging infront of their house. She is right on the beurocracy and judiciary part upto some extent, Judiciary ko kuch gareeb log jeenka jammen le liya hai development ka uska v sochna padhta hai par opposition political parties esko leke politics karti hai. are IAS useles hai to hatao UPSC kyu rakha hai 2014 se
India's laws are stupid. If your grandfather has inherited any asset from his father and built on that asset, estranged grandchildren, who are estranged only due to the divorce of a son can claim grandfather's assets while he is alive, not even after death.
madam Mutual funds me bas investor hi hai na ?? ya comission v milta hai madam ko ?? dont trust anyone, use your own wisdom. Gold and realstate are best, Madam ko real state se kuch nahi milta esle promote nahi karti hai, real state is scare so its the real investment.
Monika ma'am you are the best 🙏💐
Excellent analysis Excellent analyst. Just awesome
Thank u so much for getting a very hatke podcast Arihant ji !!
The times that we live in we for sure need more of financial literacy and Monika Ma'am has explained it in such simple terms
Loved the podcast and yes I m buying and number crunching thru her book
What a good speaker she is, very calm mind relaex body language.
Watching myself, already shared in Family and Friends group , Ram Ram Arihant Bhai, Wishing you the best for future
Arihant Ji, I really like the way you drive the conversation. I resonate with your thought process more than other podcasters. Maybe it's your originality and Bharatiya style.
Thanks a lot! i ordered a copy today and will get it on tuesday. N Murali
Best podcast.... mutual funds❤❤
Maine halan mam ki book padhi hai very good
Thanks a lot from inviting monika mam to the podcast. I have just now ordered the book😊
Mam ne to government ki achievements ko itne ache se highlight kra hai jitni government khud chi nahi kar pa rhi.
Very good podcast.... Advisor is very knowledgeable and way of talking is very good.
Excellent podcast, lucky to come across your podcast.
Yesss. मोनिका मा'म वापस आयीं। अरिहंत जी धन्यवाद मैडम जी को बुलाना के लिए।
Just superb , Monika Ji is very articulate
Superb podcast.... thanks to Monika Mam 🙏🏻🙏🏻
The equal assets work b/w married couple only make sense when wife is home maker, if wife is working as well, then how the assets can be equal. Both are building assets based on their capability.
She is impressed by west who always intrusted equity n equal.
They think women is a unit of labor.
Then what happened with West and chaina, log nhi hai kam k liye aur family tho bhool hi jawo, drug ,sex,pleasure it all about me ,my,myself. 54 years women is waiting for date with their 3 child which is from 4 different husband
Excellent Mam! Thank you so much Sir for this session.🙏🏻
Woman does not give up a career. The truth is that very few Indian women even want a career, they want an easy life and to be well taken care of.
Yes, just marry a rich guy or NRI then sit over their money and enjoy. I have seen many many women do that.
Very true.. for few.. but few are very responsible and does not depend on anyone too...But most of the time what you said is true.
Nothing wrong with it if they can find a life like that. Men are never able to take fair share of household responsibilities forget about bearing a child and investing in the precious lives of the kids is tiring. But sir let me tell you one thing no lifestyle is easy.
Oh.. I am sure Your mom.. Sister .. And wife are those few women😂🎉🎉 lol 😅😅
Feminism is destroying western society, and increment in gold diggers happens gradually over time with this kind of laws, in return the institution of marriage suffers, the battle of sexes literally destroys everything.
Just check the statistics, nearly 50% kids grow up without father's.
I live in Australia and many of my white friends don't want to marry.
We shouldn't follow west, we need some kind of our own fair system.
Excellent topic taken n explained in the most simplified way.
Pls suggest strategy for lumpsum investment.
Very sensible lady
Good to see Monika mam back
I was searching for such podcast thanks 🙏
I would expect her to provide excel formats where we can ourselves put values and see what’s best for investment, as per her guidance, else it will remain a bookish theory
Bhaiji you should've asked questions about crypto while you were at it. It would've been great getting some insight from a knowledgeable and experienced source.
Logical lady 😊😊😊
Good discussion
Good interview
There is no 100%commission in insurance it's up to 35 % max . 1st year
IRDA koi nuisance nahi Kar rahi
Tu wohi faltu agent hai na Jo logo ko jhoot bolkar loot raha hai? Tum sab k sab aise hi hote ho..aaj investors kaafi educated ho chuke hain...tum logo se toh jitna door rahe utna behtar.
Beauty with brain ❤
She speaks very sweet.
She has Conflict of Interest as she was working with SEBI, you should not ask this Adani case. Also, she is saying, Report nahi padi hai aur She is against the report. Mutual fund people are smart they hardly have Adani shares.
Basic Funda -if two became one with love n mutual trust,if 3rd party interfere even as court ,it will destroy.
Fragmented mandate..is what we got now...Indian growth story has hit a big roadblock now..
Asking people to protect India's growth, which itself is pricing everyone out of everything. That's brutal. Also in a bubble it's easy to have strategies because all of them work.
In 10 years the market went from 16k to 80k which is 600% and nobody finds it scary. That is the scary part.
Madam ji has good insight on economics. But when she cites west on gender equality she misses the point that family institution there is collapsing fast.
Excellent mam very good Bata
46:45 I totally disagree, if the genders are reversed the judiciary shows its double standards.
A slight disagreement wrt to her claims on insurance. So the insurance products can be classified into two categories namely, General and Health. Point 1: What she is saying on 100% comission is for the general insurance part. Point 2: She may have aspersions on the insurance industry and their practices fair enough, but mindsets of people investing in mutual fund and insurance is starkly different. In MF people see their investments grow, whereas in insurance be it Health or the general people will often see this as liability (not talking about the educated ones, but working middle class with little knowledge on financial products) as money flows out of their pockets. Thats why the companies seem to incentivise agents with higher commissions.
Hum log intelligent tou hai chahey zyada nahi😊
Good about mutual fund
So many surveys for women
Is it any surveys for men?
Madam also decided mens r oppressor, why women can't be a oppressor? One more thing she compares apples with orange
Can she tell what is divorce ratio in foreign and bharat?
She good in investment and she automatically assert that she is expert in other segment too.
They all bring such ideas which motivates people to invest, but no one tells what to do when market crash. Many people suffered due to sbi and adani... Thing is there is diff. Between a normal investor or a trader.. There talk is true for traders and regular investors.. Not for middle class. That's reality
She is aging like fine wine
Ma'am ये बुक हिंदी में नहीं है प्लीज आपसे रिक्वेस्ट है बुक हिंदी में भी पब्लिश कीजिए please
❤
Watching this when sensex is at 80000
Same here
Is this book good for person who is 55+
Direct slab is hitting us hard..
Time to change it
Tax payers ko special treatment dena chahiye, incentive dena chahiye
Rightly said
Fzzsdgjumunumnumunmmunnunmunnuunmumunnununnuumuuun7😮😮u😮😅 1:02:42 😮😮😮😅😮😮
Not every woman manages the home. If she's managing so well then what's the need of divorce?
Don't be a blind feminist.
I'll manage your home live there like a boss and will feed myself on your income.
In return give me 50% of all your earnings.
Deal? 😂
Yeah right, mam is biased here.
It's very easy to shit on insurance agents saying they take home 100% commission from the first premium (which is not true) btw it's clients who ask them for rebates and not the other way around. Also without these insurance agents many companies like LIC or other private players would not be able grow and penetrate into lower/middle class income groups or tier 2/3 cities and villages. You can't blame the entire section for the wrongdoings of a few.
Insurance anywhere is a pure scam. It's designed in that way. IRDAI is the most corrupt of all regulatory bodies in India. It's the most non transparent to investors unlike mutual funds where the investors know everything from expense ratio to the stocks in which their money has been invested. Plus they have the option to access their money anytime. Insurance blocks your money for an entire lifetime, sits on your money, puts it in the stock market, generates huge returns and pays you an xirr of 3-4% and makes you way too poor than you were before putting your money in insurance plans.
she is totally wrong about the tax system, Tax should be given by all but should be less not 30% just about 15L, 30% should be max after 1 .5 cr. below that there should be 15 tax slab at from 10L to 1.5 cr, 0% tax til 10L . This will make India rich immediately. Ye khud south delhi me rehti hai , hamesa flight se ya expressway se travel karti hai private car me, esko lagta hai pure india ka condition same hai. people get affected when there is water logging infront of their house. She is right on the beurocracy and judiciary part upto some extent, Judiciary ko kuch gareeb log jeenka jammen le liya hai development ka uska v sochna padhta hai par opposition political parties esko leke politics karti hai. are IAS useles hai to hatao UPSC kyu rakha hai 2014 se
India's laws are stupid. If your grandfather has inherited any asset from his father and built on that asset, estranged grandchildren, who are estranged only due to the divorce of a son can claim grandfather's assets while he is alive, not even after death.
मोनिका जैसे ज्ञानी लोगोको म्युच्युअल फंड निवेशकोको अपनी इन्व्हेस्टमेंट मे बने रहनेपर जोर देना चाहिए. डीस्ट्रीबुटर्स को विलन बनाना बंद करे.
Distributor ko villain banane ki zarurat hi nahi hai woh villain waise bhi hain.
madam Mutual funds me bas investor hi hai na ?? ya comission v milta hai madam ko ?? dont trust anyone, use your own wisdom. Gold and realstate are best, Madam ko real state se kuch nahi milta esle promote nahi karti hai, real state is scare so its the real investment.
She pretends to know many things but in reality doesn't have much knowledge in money market !
Direct tax अधिकतम 20% होना चाहिए। 0%,5%,10%,15%,20% का स्लैब होना चाहिए। भारत के औसत प्रति व्यक्ति आय का दुगुना पर इनकम टैक्स 0%.
0😅😅😅😊😊
Who say gold bond is better than physical gold?
Rubbish
Sir, please explain your statement.
@@prasantasen8660 gold bond is nothing but the papers, n papers can b print as wish as u want, but real gold can't be fake
Because the capital appreciation is the same without the storage problem. Plus the 2.5% interest earned annually.
Bond is just a paper...
Nobody know what is the ratio of real gold vs paper bond
Example- 1 gm real gold k badle me nobody know kitne paper bond market me ghoom rhe hai