Stay stuck in your tamil.. bro grow up dont define urself with a territory we should grow up with time and be 1 just a normal human being @@venkateshrao7038
One of the great podcast I have ever seen. Straight to the point. No sugar coated words like other so called finfluencer. I like her attitude. It's more practical than baseless imagination.
There was no formula give for "The Exact Money-Making Formula for Turning ₹100 into ₹1,00,000 Per Month " , the podcast is informational for financial management but not for earning money and make it 100 to 100000 per month
She is a gem. I used to listen let's talk money many years back. It helped me personally to increase the awareness. You will always get to know little more everytime you listen to her. But interviewer needs to improve how much and when to interpret.
I handover all the money to my wife , I just keep some pocket money . If I need something or in some money problem , ask my wife , so she knows my financial situation every time . The house is in my dad’s name . I feel that I have the brain and common sense to earn money. So my wife is secure and parents too are secure .❤
I hope your wife's financially savvy.Otherwise if she doesn't invest wisely, taking into consideration inflation taxation etc.you'll be in a tough spot after few years to be able to meet up with your financial goals.
The only financial advisor who talks abt complexity of Indian families that causes financial problems, these layers of complexity can only be understood by a woman, another reason why women are the best financial advisors
This lady is actually very very smart very knowledgeable articulate and very very calm and she contains boys and you don't seem to have lack of basic etiquettes that you interrupting that lady don't allowing her to speak
Much respect to the lady-she truly is a gem, both as a person and as a mentor to juniors. Thank you, ma'am, and heartfelt thanks to our host Vinamre Kasanaa as well.
Monika is so insightful, lovely listening to her. Except for the host, each time he spoke, just felt interrupted plus the strange accent. Its fine to keep questions crisp and well prepared and let the guest shine especially when its Monika!!
Guest was truly knowledgeable and as a host you seemed too ignorant and noobish. I had an issue with this when the podcast began but towards the end i loved the fact that you seemed so unaware you represent every person who doesn’t understand personal finance. Good job asking silly questions without fearing being judged or trying to act like you knew what was being spoken. Once again, good job😊🎉
Agree 100% with monicaji ,that there is an underlying business activity with every asset.I would love her to come to London,UK and help the Indian diaspora in UK.
Bro please bring prasana tantri on show on economic system of India like taxation, policy, scheme , funds etc he is one of the finest analyst in Indian economic system and financial system.🙏🙏 It will useful for exam aspirants, podcast aspirants as well knowledge seekers.
not being personal but aajkal harkoi podcast host ban jate hain. the host has to have a basic understanding of how finance/economy works. he has no basic knowledge of mutual fund, stock market, he only asks fancy questions and in the middle it comes out that he lacks the basics also. after half of the episode, you would notice Monika maam thinks she is talking to a kid. being a host , you have to ask simple questions for common audience but not that you yourself lack basics. it seems the episode was for you and not for us. you could have watched many other episodes on basics. when Monika Halan is on the show, you expect the big outcome :) . All respect for the Guest.
Absolutely my thoughts. You are having Monika then make the best use of her knowledge. Basics ke liye koi aur bhi mil jayega, par yahan wo bechari basics bata rahi hai (which are important too but don't use her time for this basic knowledge).
Brother there's little change that you need to make in camera setup and environment that you have in your studio setup, The eyes of both speakers are too much going side ways. Have the background little further away from persons who are speaking. Use focal length of more than 45mm in your camera and have small background lighting and see the drastic change in your videos. Ensure the camera angle is not too much away where the speaker is seeing. Just a suggestion, overall very helpful podcast, thanks.
It is emotional stress not to keep your hard earned money with you and giving it straight to family but it has many benefits. 1. You do not need to take stress of that money. 2 if you have no money then you will be more focused on your work. You will strive to make more money once you see pilling of money being stocked. 3. The major point is that it will disable to go in any wrong way.
This episode talks about a roadmap to money making from no money, How many of you would be happy if you have the detailed notes of the podcast so that after listening this podcast you can have and read the important stuff in 10 mins anytime you want. Let me know your response.
Clickbait! The guest is extremely reputed and highly respected in the personal finance industry. Respect for her! It needs talent to bring out the best in the guest.
Anchor has misunderstood but she is completely makes sense we have seen this in our family and it took 10 good year of us to not disclose our wealth so Family will not take advantage . Specially grown man/ women who r apple pie of their parents they snatch all wealth and money of siblings and parents always support them and there stupidity she is just best good podcast
Lost opportunity !! He is not even able to comprehend her answers. Monica is having such wast knowledge this could have been a Great session if relevent questions were asked
This thumbnail is totally misleading. Anyone having basic knowledge about investing avoid watching this video. If you are in your 20s watch this. Some good information is given on mutual funds. Skip the half video for that.
My earnst suggestion to every family who have family business is to continue and grow it with passion. It's getting destroyed and taken over . Next generations are getting strayed into very bad corporate jobs ( working for others ). We are already having very small families ( specially hindu families so that family feuds are going to be lesser ( same we are likely to find outside in the form of shareholder feuds).
Please make this podcast in Hindi this will help many parents . I am personally facing this issue where non of siblings give damn to parents and they pressurise parents to transfer the property to there partners name and because of this parents health r digressing day by day
In many scenarios, re-KYC is very important like inactive bank accounts, inactive Demat accounts etc to know if the person is alive, or address is changed. Am I correct ?
At 1:05:10 I don’t agree with her, it’s not just a balance sheet instead it’s torture for the middle class people, they simply should not indulge in our savings or investing
Good points 👉 No crowd money in family because of no unity. KYC like frequently or every year a big headache 😩 get one stop solution like aadhar even like upi solution some solution to CKYC AND KYC. Old age people need good finance solution to health insurance, banks, stocks, FD. Distribution of money 💰 🤑 in family. Trust the real members but parents can't do that it's major point in families 😅😂😊
Could withholding the content of a will from children create feelings of insecurity, potentially discouraging them from making long-term investments over any property under family w? And could this uncertainty lead to disharmony within the family?
Country run by rule of all for everyone equally and we need police 1 to 300 ratio ; this is what our country really needs like breathing oxygen. Thank you for the video
The issue with Re-kyc is a real problem faced by everyone. I am NRI and had account in india since many years and suddenly they deactivated my account as reKYC not done, unable to invest in new mutual funds.. Govt should find easier way to deal on this..
In a country where kids are taking father's policy money or pension even month's after parents dead.... All are not honest.... So please don't judge for urban few... Think about rural areas where loans are taken with dishonesty
I have a commercial plot worth 8 crs .. but I want to build a mall but cudnt get a loan for that as my income me is low 50k. So what shud I do .. ? Neither I can build coz of lack of income or loan nor I can sell it coz it's a ancestral most valuable property in the hear t of the city. Suggest me what to do
Hold on to it, work on your finances and see if you can invest in that property to see any sort of returns. But don't sell it. Property is such, given that, it's in the heart of the city and will grow in valuation over time.
My confusion is, SEBI introduced daily expiry model in F&O to promote participation and now they’re increasing tax stating that retail participation has increased to dangerous levels and needs to be curbed 🥴
Yes this is how they have given the bet ,now retailers have eaten that ,now no one can resist them to participate in F&O anymore and the government also knows that ,so actually for their own interest they want to exploit the retailer on full throttle,Funda is same when policy maker take decesion by consulting like people Mukesh Ambani ,simple jio formula ,first give everything in free, create an addiction and then increase the price of that underlying
If you enjoyed this episode, be sure to check out our recent conversation with Finance with Sharan here: ruclips.net/video/20CqO5Rk3LA/видео.html
Lunar astro ke sath podcast chahiyee do it asap
Please invite Parimal Ade Sir on your show❤
Value of crypto currency comes from its utility. Just like USD - doesn't have any intrinsic value , no gold standard.
😅@@livevidyarthi567
Bhai dostcast tumari age kya hai aur tum kitna monthly kamaa rahe from social media content?
This lady exudes timeless grace and wisdom. Brilliant lady
Yea such grace and knowledge. Truly inspiring.
She is Tamil Iyengar,same caste as Tamilnadu ex CM . Jayalalithaa.
@@venkateshrao7038 jai ho
Yaha bhi caste dhund li person ki😏😏@@venkateshrao7038
Stay stuck in your tamil.. bro grow up dont define urself with a territory we should grow up with time and be 1 just a normal human being @@venkateshrao7038
Monika's Let's Talk Money is the best book I've read for personal finance.
One of the great podcast I have ever seen. Straight to the point. No sugar coated words like other so called finfluencer. I like her attitude. It's more practical than baseless imagination.
Incredible lady.. throughout she spoke and answered all the questions so well with calmness, wisdom and grace..
Everyone should read her book " Lets talk Money ". Its best investment you will proud of.
@@vishnup431 what point?
There was no formula give for "The Exact Money-Making Formula for Turning ₹100 into ₹1,00,000 Per Month " , the podcast is informational for financial management but not for earning money and make it 100 to 100000 per month
It's easy, you do monthly investment of 100 Rs for 7 yrs with yearly step up of 10% to get to 1 lakh considering small cap returns of 18%
😂
Absolutely. The catchy tagline is just to get more views and nothing else.
Thanks for saving time. It's true not all heroes wear capes.😂. More power to you brother.🎉
Won't watch the video after reading this comment. Thanks.
She is a gem. I used to listen let's talk money many years back. It helped me personally to increase the awareness. You will always get to know little more everytime you listen to her. But interviewer needs to improve how much and when to interpret.
Bro..good podcast. But more salute to you who could hold his nerve sitting next to such a knowledgeable human being that Monika ma'am is.
Intelligence, humility and grace❤ Been a long time reader of her columns, was too poor to invest back then😅. Brilliant, brilliant woman😊.
Super Interesting and intellectual podcast. Ma'am is making sense in every asks and answers.
Welcome ma'am n host sir! Eagerly waiting
I handover all the money to my wife , I just keep some pocket money . If I need something or in some money problem , ask my wife , so she knows my financial situation every time . The house is in my dad’s name . I feel that I have the brain and common sense to earn money. So my wife is secure and parents too are secure .❤
I hope your wife's financially savvy.Otherwise if she doesn't invest wisely, taking into consideration inflation taxation etc.you'll be in a tough spot after few years to be able to meet up with your financial goals.
Not to depend on any1 completely is the advice
Nice podcast, it's really insightful, learned new things
Monika mam is mature and knowledgeable not to lose the momentum and tempo in spite of interruptions from the host.
The only financial advisor who talks abt complexity of Indian families that causes financial problems, these layers of complexity can only be understood by a woman, another reason why women are the best financial advisors
Great Session.🎉🎉🎉
Few new learnings
Completely agree with getting black mailed with emotional drama is part of that kind of joint family. When we raise the voice. We become the Villan
You're not letting the lady speak. Interrupting too frequently
We r not here for one way talk.. Got to adhere to broad theme.
And you are not being crisp to ask question. Appreciate intelligence of other party to understand your question
This is what happens with this channel. Letting the guest speak is most important
Rightly said
Right plus he rarely understand her points in 1 go. She had to repeat herself multiple times. Such a waste of time
Great podcast. Thank you Monika ma'am.
That was very uncomfortable yet much needed topic to discuss in families.. very insightful 🙌🏻👍🏻
This gal is super smart, glad im watching this podcast!!!
It was a great podcast.i m a great admirer of financial literacy.
So sweat and Mindful Interview. Thanks!
Thank you Vinamra, thanks to both of you. It was an informative n required podcast, what I believe.
This lady is actually very very smart very knowledgeable articulate and very very calm and she contains boys and you don't seem to have lack of basic etiquettes that you interrupting that lady don't allowing her to speak
Much respect to the lady-she truly is a gem, both as a person and as a mentor to juniors. Thank you, ma'am, and heartfelt thanks to our host Vinamre Kasanaa as well.
Monika is so insightful, lovely listening to her. Except for the host, each time he spoke, just felt interrupted plus the strange accent. Its fine to keep questions crisp and well prepared and let the guest shine especially when its Monika!!
Guest was truly knowledgeable and as a host you seemed too ignorant and noobish. I had an issue with this when the podcast began but towards the end i loved the fact that you seemed so unaware you represent every person who doesn’t understand personal finance. Good job asking silly questions without fearing being judged or trying to act like you knew what was being spoken.
Once again, good job😊🎉
Amazing Podcast. Monica is such a treasure trove of knowledge.
Very informative podcast
Great podcast.. wisdom and grace embodied.
Grateful for your lovely discussion
Learnt from Monika Halan for her brilliant knowledge
Mam...Wow...amazing insight on the subject covered. Thank you...
Wonderful conversation by the lady ..she's superb..
At 1:20:30 the long term capital gain is 12.5% now 😮 since the final budgets has come
@@TheSuccessBlueprint-99 it’s only sad not acha, the government n politicians will use the money as their own money in the form of bridges
@@AtiqAnsari-r4dduniya me kitne desh hai jaha tax nahi lagta? 🤔🤔
@@AtiqAnsari-r4dtumhare pakistan me tax nahi lagta kya?
Very informative
Thank you
Thanks Monica ji, rather then being blunt and harsh , I believe you are a compassionate person
Agree 100% with monicaji ,that there is an underlying business activity with every asset.I would love her to come to London,UK and help the Indian diaspora in UK.
Excellent mam, very insightful.
Very informative video enjoyed listening to this intelligent lady she's wise.
Loved this...
Very refined answers.. great
Marketing is mother of all professions.
Bro please bring prasana tantri on show on economic system of India like taxation, policy, scheme , funds etc he is one of the finest analyst in Indian economic system and financial system.🙏🙏 It will useful for exam aspirants, podcast aspirants as well knowledge seekers.
Very informative.
Monica madam dwelt family issues superbly in the podcast
Thank you very much for sharing Sir and M'm
Nice👍 podcast.
56:09 This is what I also follow
Shall I write a book then? 😎
Anyway, lovely content 👍
not being personal but aajkal harkoi podcast host ban jate hain. the host has to have a basic understanding of how finance/economy works. he has no basic knowledge of mutual fund, stock market, he only asks fancy questions and in the middle it comes out that he lacks the basics also. after half of the episode, you would notice Monika maam thinks she is talking to a kid. being a host , you have to ask simple questions for common audience but not that you yourself lack basics. it seems the episode was for you and not for us. you could have watched many other episodes on basics. when Monika Halan is on the show, you expect the big outcome :) . All respect for the Guest.
Absolutely my thoughts. You are having Monika then make the best use of her knowledge. Basics ke liye koi aur bhi mil jayega, par yahan wo bechari basics bata rahi hai (which are important too but don't use her time for this basic knowledge).
Brother there's little change that you need to make in camera setup and environment that you have in your studio setup, The eyes of both speakers are too much going side ways. Have the background little further away from persons who are speaking. Use focal length of more than 45mm in your camera and have small background lighting and see the drastic change in your videos. Ensure the camera angle is not too much away where the speaker is seeing.
Just a suggestion, overall very helpful podcast, thanks.
A very practical lady indeed
It is emotional stress not to keep your hard earned money with you and giving it straight to family but it has many benefits.
1. You do not need to take stress of that money.
2 if you have no money then you will be more focused on your work. You will strive to make more money once you see pilling of money being stocked.
3. The major point is that it will disable to go in any wrong way.
This episode talks about a roadmap to money making from no money,
How many of you would be happy if you have the detailed notes of the podcast so that after listening this podcast you can have and read the important stuff in 10 mins anytime you want.
Let me know your response.
Wow.. This lady is amazing
Personal finance ka nahi pata. She is my current crush
SHE IS RIGHT👍👍
aunty is so good ... we need teachers like her
v nice podcast
Then in which account emergency fund to keep ?
It will be in your savings account. You can book fd or rd in the same account
Sweep FD account
U can keep it in liquid fund which I do from ET money app ..free from all services u can try interest u will be getting around 8 percent
Clickbait! The guest is extremely reputed and highly respected in the personal finance industry. Respect for her! It needs talent to bring out the best in the guest.
Suggestion: In the end there should an open ended question about what advice you wanna give that you haven't already talked over the hour.
You can invite some guests with expertise in mutual funds. Debt funds, liquidity funds, Equity (Large, Small, Medium) deep dive in this spectrum.
What are all these how to learn about these terms?? New about these terms
She called you crazy in very simple words end with logic
She is beautiful, says no one.
She has a daughter, wish to marry her daughter, then finances will be sorted automatically 😂
Anchor has misunderstood but she is completely makes sense we have seen this in our family and it took 10 good year of us to not disclose our wealth so Family will not take advantage . Specially grown man/ women who r apple pie of their parents they snatch all wealth and money of siblings and parents always support them and there stupidity she is just best good podcast
Break the fruit, never uproot the tree. Great line.
Lost opportunity !! He is not even able to comprehend her answers. Monica is having such wast knowledge this could have been a Great session if relevent questions were asked
This thumbnail is totally misleading. Anyone having basic knowledge about investing avoid watching this video. If you are in your 20s watch this. Some good information is given on mutual funds. Skip the half video for that.
Thank you
10:48 - Superbly fact spoken .. No one had spoken before
It could be done with two bank accounts as well.
This video is so insightful, I am going to buy the book also
My earnst suggestion to every family who have family business is to continue and grow it with passion. It's getting destroyed and taken over . Next generations are getting strayed into very bad corporate jobs ( working for others ).
We are already having very small families ( specially hindu families so that family feuds are going to be lesser ( same we are likely to find outside in the form of shareholder feuds).
Please make this podcast in Hindi this will help many parents . I am personally facing this issue where non of siblings give damn to parents and they pressurise parents to transfer the property to there partners name and because of this parents health r digressing day by day
In many scenarios, re-KYC is very important like inactive bank accounts, inactive Demat accounts etc to know if the person is alive, or address is changed. Am I correct ?
That is attachment for detachment
At 1:05:10 I don’t agree with her, it’s not just a balance sheet instead it’s torture for the middle class people, they simply should not indulge in our savings or investing
Feed the poor so they vote for the paarty
While with medical policy, one has to KYC everytime during the Hospitalisation which is very frustating
Mr Host! Plz avoid interrupting without listening it complete. Speaking with an accent doesn't mean ur ques or interruptions r always worth.
Good points 👉
No crowd money in family because of no unity.
KYC like frequently or every year a big headache 😩 get one stop solution like aadhar even like upi solution some solution to CKYC AND KYC.
Old age people need good finance solution to health insurance, banks, stocks, FD.
Distribution of money 💰 🤑 in family.
Trust the real members but parents can't do that it's major point in families 😅😂😊
I like the midway between indian and american system. Kids should make their own money and assets and parents should support a bit
Nice content
Could withholding the content of a will from children create feelings of insecurity, potentially discouraging them from making long-term investments over any property under family w? And could this uncertainty lead to disharmony within the family?
Nice video
Your point on blue-eyed kids of the family and their behaviour is spot on.
Country run by rule of all for everyone equally and we need police 1 to 300 ratio ; this is what our country really needs like breathing oxygen. Thank you for the video
How beautifully put. I thought it was a syndrome of particular business community. I don't want to name. 😮
I am saving around 80% thank you god for this !!
SEBI should regulate all centralized exchanges; not decentralised exchanges.
The issue with Re-kyc is a real problem faced by everyone. I am NRI and had account in india since many years and suddenly they deactivated my account as reKYC not done, unable to invest in new mutual funds.. Govt should find easier way to deal on this..
Email the income tax dept (id on the income tax site) and they will reactivate ur PAN in no time... govt cant do anything easier then that.
In a country where kids are taking father's policy money or pension even month's after parents dead.... All are not honest.... So please don't judge for urban few... Think about rural areas where loans are taken with dishonesty
True my daughter too being nri facing problems of investing in new MFs. Existing mfs u can increase invst but new mfs u cannot...
Several organizations including Banks, Amazon, Flipkart, UIDAI, AMCs..... heavily use cloud 😊
I have a commercial plot worth 8 crs .. but I want to build a mall but cudnt get a loan for that as my income me is low 50k. So what shud I do .. ? Neither I can build coz of lack of income or loan nor I can sell it coz it's a ancestral most valuable property in the hear t of the city. Suggest me what to do
Hold on to it, work on your finances and see if you can invest in that property to see any sort of returns. But don't sell it. Property is such, given that, it's in the heart of the city and will grow in valuation over time.
lovely lady 👍
Monika halan mam ke sath ab right time hai interview and ask her about blames on madhbi buch mam nobody is asking or Monika mam doesn't want to speak
Vinamra if you don't mind if your editor sometime edits something which the host are explaining then it will be great to watch.
#Suggestion
Name of the book, mentioned.
Monika ji is explaining very sincerely and detailed with lot of care, but I dont see that level of sincerity from the interviewer..
SSS is a great idea❤
My confusion is, SEBI introduced daily expiry model in F&O to promote participation and now they’re increasing tax stating that retail participation has increased to dangerous levels and needs to be curbed 🥴
Yes this is how they have given the bet ,now retailers have eaten that ,now no one can resist them to participate in F&O anymore and the government also knows that ,so actually for their own interest they want to exploit the retailer on full throttle,Funda is same when policy maker take decesion by consulting like people Mukesh Ambani ,simple jio formula ,first give everything in free, create an addiction and then increase the price of that underlying