All the advises worth in gold, thanks a lot. 30:58 This is one biggest negligence people do, spouse should be aware of the all the financial details, in case of sudden emergency / demise. Hence I have made excel sheet in Google drive (so it will automatically upto dated) and shared the link to my spouse, with all the financial details of bank, demat , Insurance details etc, with notes with as much details as possible. Also always update the nominee( include spouse and children both), else it will be a big legal hassle later.
Thank you so much for this podcast. I think SIP is the best way forward for middle class salaried men and women. Waiting for the next book and next podcast with Monika ma'am.
I think sometimes 3-4 log hone chahiye topic discuss k samy aur Janta ko lge ki Intellectual hai naki sirf bahas ho.Aur maza aata hai Podcast dekhne m.
The day I get my stipend I put 5k in my Paytm wallet, credit 15k to mata ji and rest 5k in bank. I try to always pay with wallet it keeps the track of spending. As of now I am not thinking about savings but it's for sure I would have a alternate bank account which I won't register for UPI and park my savings there.
The guest should read and listen to Prof Bharat Gupta and the 2 Dr Haries on Bharat Gyan regd property for women in Bharat till Islamic invasion and british rule. There was a lot of support for women in terms of streedhaan both from parents and inlaws.
I eared only 45000 per month then how I will started saving for 6 month spend + investment +term insurance +health insurance Can you please guide me Thank you
Very reputed MFs have given low rate of return over 10-15 years. Bought and forgot about them. So it's not as simple as ma'am is making it out to be. But I hope she addresses that in the book at least. Other info as she says is basic personal finance that needs to be done but often gets ignored or put off for later. What she's saying is nothing new but good solid basics that HAS to be done. Bought her book BTW. Hope to do the missing parts over time. Good thing is it's a latest book and fitting to Indian situation.
1 saal ho gaya madam. US and Europe ka stocks has grown more than Indian market. RUclips hai toh yeah nai ki kuch bhi aa kar bol do aur public ko scare karo
Sir, you should read Hindu succession act of 1956. Women rights to property was not there earlier hence the gold that she received from family was the only source of her financial independence.
jus playing with words ... English hindi and then tough English and tough hindi when needed to wrinkle out the smoooth talk .. aap bhi faila rahi ho ..america accha. nahi hai woww .. kabhi jakar dekho wahan ..indians wahan se kabhi wapas nahi atey
very basic stuff which any commerce guy knows and even someone who has been in market knows. nothing special. I would not call her an expert and would never buy her book for sure.
The diversity of talks in this channel is amazing....
My favourite thing.
I have been reading her articles in Mint since early 2000’s. Man, I love this woman.
Read her book -2 times, made notes, implemented things (Emergency, Health, Term Insurance). waiting for next book. Thanks for the video.
Was it worth it
@@gayatricasey6618 yes, highly recommended.
Only emergency and health insurance ✅life insurance ❌❌❌
😊😊😊😊😊😊😊😊
Life insurance bakvas products 😮😮😮😮
very relevant episode, zabardast rha, Monkia mam ne kafi cheeje clear ki h.
she is very charming and cheerful even in conversing hard topics.. loved it
All the advises worth in gold, thanks a lot.
30:58 This is one biggest negligence people do, spouse should be aware of the all the financial details, in case of sudden emergency / demise.
Hence I have made excel sheet in Google drive (so it will automatically upto dated) and shared the link to my spouse, with all the financial details of bank, demat , Insurance details etc, with notes with as much details as possible.
Also always update the nominee( include spouse and children both), else it will be a big legal hassle later.
This interview is most needed at this time 👍👍👍👍❤️
Tip my hat Mrs.Monika halanji,God bless.Your views are great.I wish everyone learn.
I just now got the book LET S TALK MUTUAL FUNDS. Thank You so much! N Murali
India's best guide on personal finance. 😊 Always a pleasure to listen and guidance from mam.😊
Amazing Podcast 😍😍😍🙏🙏🙏
Thank you so much for this podcast. I think SIP is the best way forward for middle class salaried men and women. Waiting for the next book and next podcast with Monika ma'am.
😊
Thank you Arihant Bhaiya🙏
Thanks for sharing.....too good 🎉🎉🎉
Extremely relevant podcast at current time. Well done sir
Money Money Money series was my inspiration and Monika Madam was guiding light for my Money Box...
Very nice interview and Monika explained many complex subjects in easy to understand language.
Important topic. 👍
Thanks for giving the Amazon link in the description, just ordered a copy of the book
Excellent discussion. Thanks a lot Vaad channel.
Lets talk money is must read.
She's so sweet,esa economics professor ho to mein eco mein top kardoon
Great session...
this lady should be RJ,
i love to listen that channel regularly 😊
Very nice podcast😊 great work! Realistic things discussed
3 bank acs . Madam youve given me the key! Thank you!
You are amazing madam and superb wisdom
She should be awarded
for algo, good that you are diversifying.
23:50 Gold, yes and now we are going to be again dependent on gold - Currency will be pegged to gold #dedollarisation
I think sometimes 3-4 log hone chahiye topic discuss k samy aur Janta ko lge ki Intellectual hai naki sirf bahas ho.Aur maza aata hai Podcast dekhne m.
I think I am on the right track after listening to ma'am. Thank you. This type of podcast are valuable.
Financial knowledge jewel...
A suggestion here: make shorts out of these podcasts and short videos of 10-15 min about relevant topics.
Ma'am is greatest
Very good podcast.. thank you Arihant
Good one
The way she describes awesome
Sweet lady with a sweet voice
53:08 bitter truth of 50
Very good podcast
Definitely, school children must have the financial education provided by the school
Thanks 🙏
Very good discussion
The day I get my stipend I put 5k in my Paytm wallet, credit 15k to mata ji and rest 5k in bank.
I try to always pay with wallet it keeps the track of spending.
As of now I am not thinking about savings but it's for sure I would have a alternate bank account which I won't register for UPI and park my savings there.
Bhai ab Paytm ya anya wallet se 2000 se jyada payment par tax lagega
abhe behen ke laude wallet mat use kar credit card le aur credit history bana loan lene main kaam aayega
@@MOHIT836 pata nahi bhai, us time dekh lenge
Amazing
Very good
Layoffs all over the tech industry, banks collapsing, inflation....so many problems...
One who has more money wants even more money. The key is contentment, not money.
❤
No Ankur warikoo is harmed in this video
The guest should read and listen to Prof Bharat Gupta and the 2 Dr Haries on Bharat Gyan regd property for women in Bharat till Islamic invasion and british rule. There was a lot of support for women in terms of streedhaan both from parents and inlaws.
She is talking about streedhan during and after medival period.
जय श्री राम 🌹💐🙏
Amazing one ❤💯
वहाँ लोगों के पास पैसा आया तो महँगाई बढ़ी, हमारे यहाँ तो महँगाई भी बढ़ रही है और आम आदमी के पास पैसा भी नही है🤔🤔
🙏🙏🙏👌👌👌
❤❤❤❤❤
Does monika maam have her own utube channel.? Plz reply if have🙏🏻🙏🏻
Yield must include capital appreciation as well? This formula is very very vague.
next time portfolio check karwana padega arihant bhai ko😂😂
I eared only 45000 per month then how I will started saving for 6 month spend + investment +term insurance +health insurance
Can you please guide me
Thank you
40 years ke pehle private pension scheme lena chahiye ya nhi ?
I think about a topic & person. Many times I found next topic is of @vaad is same
इंट्रो तो दे दे भई 😂
👌👍
👍🏻
Book kha se milage
Why not old one?
I already have a "if i die file" since 2 years... and my wife knows where it is. Hope she does not kill me😅
👍
Very reputed MFs have given low rate of return over 10-15 years. Bought and forgot about them. So it's not as simple as ma'am is making it out to be. But I hope she addresses that in the book at least.
Other info as she says is basic personal finance that needs to be done but often gets ignored or put off for later.
What she's saying is nothing new but good solid basics that HAS to be done. Bought her book BTW. Hope to do the missing parts over time. Good thing is it's a latest book and fitting to Indian situation.
So how much low return you got over 10 to 15 years. Was it even less than PPF?
For those who don't want to study.
This book tells you to "take your own risk"
What ever you do you will not win and loose at the end
Great talk! Keep it boring and simple! just wondering why they are wearing headsets.
Book should be 25 din mein paise double
Bechne wale ka 😝
Except financial independence abusive life is going most of women like me also
If this channel have 10 million subscribers then within months subscribers becomes double.
Ab already school me padhaya ja raha hai Mai khud apne school me padha Raha hu 6 to 10th start ho chuka hai ICSE board me
Good podcast to learn the basic investment approach, but nothing special.
How rubbish comparing house rent with ppf😂 who will consider asset appreciation 😆always Buy Buy Buy the house !
Asset appreciation is usually due to currency depreciation due to inflation ..mostly.
@@cityofjoy8830 that justifies my answer.. buy HOUSE
This theory not working
Bro jay vardhan singh ko bulao.
1 saal ho gaya madam. US and Europe ka stocks has grown more than Indian market. RUclips hai toh yeah nai ki kuch bhi aa kar bol do aur public ko scare karo
Women were obsessed with gold. Neither father nor father in law gave her gold. Stree Dhan? wo kahaan se aya fir? Aladinn ka chiraag?
Sir, you should read Hindu succession act of 1956. Women rights to property was not there earlier hence the gold that she received from family was the only source of her financial independence.
By assets she meant fixed assets
Father gave gold. Also in some cultures in India, even the in-laws gives gold as new member to family, welcoming Laxmi
Ū
Isko PPF interest rate to pata nhi,, Finance Guru Banne chale
Pooostak, whats that? 😜
jus playing with words ... English hindi and then tough English and tough hindi when needed to wrinkle out the smoooth talk .. aap bhi faila rahi ho ..america accha. nahi hai woww .. kabhi jakar dekho wahan ..indians wahan se kabhi wapas nahi atey
bhai kis ko leke aaye
very basic stuff which any commerce guy knows and even someone who has been in market knows. nothing special. I would not call her an expert and would never buy her book for sure.
I think that's what her point was. The rules are plain simple n boring. If u already a comm guy then surely no need to listen this or buy her book.
Not all of us are commerce graduate, for me it was very informative.
@@arth_chart5280 I am not either and still I know it.
Bro we are science. Have no idea about this
Bro all r not commerce graduates..some still don't know what's investing
Books Books Books 😂😂😂😂😂😂
❤