5 Golden Rules of Money: Dare to dream different | Monika Halan | TEDxHansrajCollege

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  • Опубликовано: 22 мар 2020
  • As Indians, our relationship with money has evolved overtimes. We work hard to earn our money. But regardless of how much we earn, the money worry never goes away. There’s a dire need to be financially literate. You’ve worked hard for money; now let it work for you. Watch how Monika Halan introduces us to new ways of having financial control.
    Monika Halan is a well-known media personality, whose goal is a fair marketplace for all participants in India’s retail financial sector. Current a Consulting Editor with Mint, she's a Certified Financial Planner who has worked earlier across media organizations in India including Editing Outlook Money. She has run four successful TV series around personal finance advice in NDTV, Zee and Bloomberg India. She is the author of the book 'Let’s Talk Money ’, a critical success.
    The talk was given at a TEDx event using the TED conference format but independently organised by a local community. Learn more at www.ted.com/tedx Monika Halan is a well-known media personality, whose goal is a fair marketplace for all participants in India’s retail financial sector. Current a Consulting Editor with Mint , she's a certified financial Planner who has worked earlier across media organizations in India including Editing Outlook Money. She has run four successful TV series around personal finance advice in NDTV, Zee and Bloomberg India. Her experience working with the Government of India includes being an advisor to the Swarup Committee in 2009 & serving as a member on the Ministry of Finance Committee on Incentives (Bose Committee). She was a member of the Task Force set up by the Government of India to put in place the Financial Redressal Agency & a current member on the SEBI mutual fund committee. She is the author of the book 'Lets Talk Money,a critical success. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at www.ted.com/tedx

Комментарии • 74

  • @tahirisaid2693
    @tahirisaid2693 24 дня назад +275

    I've been diligently working, saving, and investing towards financial freedom and early retirement. However, the economy's downturn since the pandemic has significantly eroded my portfolio. My question now is: Should I continue contributing to my portfolio in these unstable markets, or should I explore alternative sectors??

    • @JalenBooekr
      @JalenBooekr 24 дня назад

      I'll tell you that it's practically hard to rebuild your retirement on your own, without a partner's assistance. Not even NewRetirement and associates can match the skills, experience, and broad clientele of a professional financial advisor. Assess and select one, and then use a financial advisor to help you allocate your funds.

    • @chriswalter92
      @chriswalter92 24 дня назад

      As a contractor, my job leaves me little time to thoroughly analyze my investments or evaluate stocks myself. Therefore, for the past seven years, I've entrusted a fiduciary to actively manage and adjust my portfolio to align with current market conditions. This approach has helped me navigate the ups and downs, knowing when to buy and sell. Perhaps you should consider a similar strategy..

    • @GeralynWinnifeld
      @GeralynWinnifeld 24 дня назад

      Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind

    • @chriswalter92
      @chriswalter92 24 дня назад

      Angela Lynn Schilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @GeralynWinnifeld
      @GeralynWinnifeld 24 дня назад

      Thank you so much for your helpful tip! I was able to verify the person and book a session with her. She seems very proficient and I'm really grateful for your guidance

  • @ShrinidhiVinod
    @ShrinidhiVinod 3 года назад +62

    This has to be one of the best TED talks by an Indian on Money. No scams, No bs, pure simplicity!

  • @daisymayy1
    @daisymayy1 Месяц назад +60

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

    • @daisymayy1
      @daisymayy1 Месяц назад

      @jadonsmith_ However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments

    • @daisymayy1
      @daisymayy1 Месяц назад

      @jadonsmith_ Judith Ann peace is her name

    • @daisymayy1
      @daisymayy1 Месяц назад

      Lookup with her name on the webpage.

    • @daisymayy1
      @daisymayy1 Месяц назад

      @jadonsmith_ You are welcome

  • @mosiqi-e-manish2480
    @mosiqi-e-manish2480 3 года назад +52

    1. Split your money between savings and spendings.
    2. Be prepared for an emergency.
    3. Insurance is not an investment.
    4. Get real about Real Estate.
    5. Expose money to equity.

  • @riteshr9477
    @riteshr9477 3 года назад +22

    Skip to 3.10s for the actual talk.

  • @prernasingzz5827
    @prernasingzz5827 3 года назад +15

    This is such a wonderful presentation. All the young gen need to know about financial knowledge is there

  • @vardaanagarwal3629
    @vardaanagarwal3629 4 года назад +16

    Thank you so much Ma'am for enlightening us, we need more people like you

  • @dr.manojpatil8289
    @dr.manojpatil8289 2 года назад +1

    Fantastic speech, madam is wonderful, her language is lucid and significant for financial literacy freedom and prosperity

  • @shashichetia
    @shashichetia 2 года назад +4

    Excellent Presentation, giving understanding of finance as simple as possible

  • @badalshende1727
    @badalshende1727 3 года назад +3

    Bohot sahi... Very helpful talk mam..👍

  • @mdhasanjobair30
    @mdhasanjobair30 Год назад +2

    Simply awesome Session, learned a lot from you madam.Thanks

  • @OmRecordingsStudio
    @OmRecordingsStudio 3 года назад +4

    Masterclass on indian investment.. thanks mam

  • @shrid.r.boutiquedivinediva5305
    @shrid.r.boutiquedivinediva5305 4 года назад +5

    Thanks for sharing 🕉🙏💐

  • @RajYadav-st5kr
    @RajYadav-st5kr 2 года назад +1

    right advise. thanks ❤🙏🙏

  • @GreatMan_from_East
    @GreatMan_from_East 2 года назад +1

    This video should have millions of views

  • @DrPrateekHIMS
    @DrPrateekHIMS 3 года назад +1

    Thank You Ma'am.

  • @apriljohnson7899
    @apriljohnson7899 3 года назад +2

    Thanks for sharing ☺️

  • @chinmayadhiman3358
    @chinmayadhiman3358 9 месяцев назад +1

    Both of her books are best financial literacy books

  • @rc-mechanical3596
    @rc-mechanical3596 3 года назад +2

    Thank you mam ..!

  • @rejimanalil5396
    @rejimanalil5396 13 дней назад

    Ty Ma'am.. though late, I have become your follower...thx once again ❤

  • @wellbeingarticles8414
    @wellbeingarticles8414 3 года назад +4

    Best Speech ever..

  • @Arunjeet_Singh
    @Arunjeet_Singh 3 года назад +5

    COVID has forced all of us to rationalize the way we spend our money
    Emergency fund being six times your monthly expenses...... now we are not sure whether even 12 times would be enough too.

  • @priyashetty1056
    @priyashetty1056 2 года назад +1

    Thanks🙏

  • @todayu
    @todayu 2 года назад +1

    Fantastic advice!

  • @mohitsharma_99
    @mohitsharma_99 Год назад +1

    Loved it❤️

  • @MovieManiaAwesome
    @MovieManiaAwesome 5 месяцев назад +1

    Thank you mam
    You changed my life

  • @Mihir_Dwi
    @Mihir_Dwi 8 месяцев назад

    Amazing talk

  • @varghesep.j.7607
    @varghesep.j.7607 3 года назад +1

    Thank you mam

  • @amirakhlak6888
    @amirakhlak6888 3 года назад +2

    Only 9k veiws to such a great lecture...what s shame

  • @rishabhgupta8028
    @rishabhgupta8028 Год назад +3

    Monika Halan is probably the best money manager in India..

  • @sanjivrao6556
    @sanjivrao6556 2 года назад +1

    Well explained

  • @genzmind01
    @genzmind01 Год назад +1

    Equity is powerful

  • @anilbakshi4505
    @anilbakshi4505 6 дней назад

    Regarding Real estate best investment is in a Plot in a Government Approved colony having good approach road

  • @mitravaruna
    @mitravaruna 7 месяцев назад +1

    TEDX really needs to up its lighting and audio game.

  • @saibabag.3823
    @saibabag.3823 3 года назад +1

    Thank youmadam

  • @arunsuryavanshi4991
    @arunsuryavanshi4991 4 месяца назад

    Very NYC ❤

  • @atulkumargupta5656
    @atulkumargupta5656 2 года назад +1

    Nice

  • @gbengaadewale9344
    @gbengaadewale9344 3 месяца назад

    My opinion: 65% of your income should go towards your outgoings like rent, food etc, 20% should go into investment, 10% should go into charity and 5% should go into insurance to secure your 100% income.

  • @sanketpalvankar9005
    @sanketpalvankar9005 11 месяцев назад

  • @benden5095
    @benden5095 3 года назад +5

    The audio needs improvement, but the information is sound.

  • @shubhamsarin9630
    @shubhamsarin9630 4 года назад +5

    Read her book... Its much more than this

  • @user-wm9qq5hi3w
    @user-wm9qq5hi3w 2 месяца назад

    I was surprised to see Monika so nervous

  • @SJPYT
    @SJPYT 4 года назад +2

    Good talk, horrible recording. Slides aren't visible when she's referring to them, and the sound went crazy in between.

    • @ankitdas641
      @ankitdas641 3 года назад

      Yes it will be visible if you watch the video in 1080p

  • @sanskarkisikh
    @sanskarkisikh 7 месяцев назад

    The value of 1 lakh in 1981 was around 10 crore today

  • @leozhang1340
    @leozhang1340 4 года назад +1

    YO!!! mulah is vera good

  • @vickyarora1889
    @vickyarora1889 7 месяцев назад +1

    5 lakh to 1 crore in 20 years is 16.16% CAGR....not 12%...

  • @givergiver8640
    @givergiver8640 2 года назад +1

    For me start getting home and make that into good house and sell that and you can get paid by renting also

  • @syxnstrange4116
    @syxnstrange4116 4 года назад +3

    hi

  • @johnny_bravo9990
    @johnny_bravo9990 14 дней назад

    Very good information but why is she wearing a raincoat

  • @jammangguite
    @jammangguite Год назад

    Hello!! what you are talking about is just fiat currency. You learned professors must know what is fiat currency and real money by now.

  • @gbengaadewale9344
    @gbengaadewale9344 3 месяца назад

    I totally disagree with her that Insurance is not an Investment. In fact, Insurance is a life safer investment. It's only those whose insurance has rescue will understand better. You need at least 5% of your income to insure 100% of your income to prepare for the emergency situation beyond your control.

  • @syxnstrange4116
    @syxnstrange4116 4 года назад +2

    first

  • @leozhang1340
    @leozhang1340 4 года назад +1

    2nd. hi

  • @baivabR
    @baivabR 3 года назад

    Like myan look at the views🤦🏻

  • @givergiver8640
    @givergiver8640 2 года назад

    Estate agent

  • @user-wm9qq5hi3w
    @user-wm9qq5hi3w 2 месяца назад

    Very unimpressive