Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
This is how an interview should be...... The host is very patient with his questions allowing the guest to speak his mind. The guest is explaining everything in a very relaxed manner.
There is obviously a compounding effect in the very long term for large capital, but is not "automatic", and with the wrong strategies you can even lose more than you have. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated
DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .
The Host clearly understands The Purpose of Video. So the Hero is Speaker. The Speaker Does not only speaks Words. He Shares his Immense Experience. Simple but Powerful. The Video Team has done a tremendous job in Creating a Delightful video with good Graphics and Pictures. 👏 👏 👏
Such a clean explanation never seen an interview with such clarity this is what experience gives you and really need to appreciate the host he allowed the person to speak and then went for the next question such a great knowledge from this person AK Narayan really loved the way he explained each concept
Could you please make one more video with Narayan sir on equity mutual funds like index, flexi, large midcap, small cap, multi cap. etc. What type of allocation should one have in their portfolio for long-term.
@@collectivesoul86 so if it's XIRR then when people talk about 12-15% return as a realistic number, i am getting abt 36%. That can't be right, right? Or has it got something to do with the recent upsurge of the Indian stock market since last 3-4 years?
@@amartyaganguly8369 right when people talk about realistic returns that's XiRR. right now, you are getting 36% XiRR that is great, it is due to upsurge since covid. Markets will fluctuate and won't stay as it is forever. As you continue to hold your investments in coming years - your XiRR will start to fluctuate as well and consolidate...
@@amartyaganguly8369That’s correct, the key metric is XIRR only. That is the annual rate of return, when investments are made via SIPs or equivalent. And you’re right .. people who started investing in the last 3-4 years will see XIRR values like that but obviously this won’t last and the market will correct and settle with time. As per most experts, it’ll settle down to around 17-18% or so after a few years ..
Scripbox thank you very very much for bringing such a very informative and straightforward upto the mark video please bring this person more and more related to mutual funds its a request sir to you
As long as you are healthy whether u r 30-40 or 40-50 or 50-60 enjoy your life. There is no point of having huge money and cant enjoy your retirement life because of u r unhealthy conditions. In today’s world , majority of the people are having some kind of health issue in the early age because of life style and this health issue can get worse while they are getting aged.
U can't help Still after God money is your best frnd No one else Even parents can be helpful if they have money Else dependent parents can help you emotionally not monetarily Either emotions win or money wins🏆💪
i agree but not completely ,people always say these things but in reality nobody cares .Even if u have the healthiest body in the world but you are poor ,nobody gonna give u respect. Iam sorry but it is the harsh reality and now a days if you have money you can buy ur health until some extent. So, let people know and the new generation know how is the world outside and the biggggggg importance of money.
Well said. Direct equity investing (stocks) is very risky. Myportfolio is around 50L in stock market and 9L in mutual funds. Started in 2021. Im still not able to generate good returns from stock market. Everybody should avoid direct investing in stocks and adopt mutual funds for long term
Discussions are fruitful but you have not furthred it to age limit of 60 70 onwards who saved in FDs only , not having much knoledge of equities, mf, elss......Can they plan it for children / grand children? Pls dicuss.what should they do, how to do.
Informative interview. But can I know if we have any idea to start a business when we need to begin so that the investment also simultaneously needs to move on.
SWP means consider you have SIP from past 20 or 30 or 40 from the age between 20 to 30 and at the age of 45 or 50 or 55 you consider your amount has grown upto 3 or 4 or 5 crore depends on your starting SIP. You can start withdrawing money every month for purpose that can be considered as SWP. And one more thing your invested still gives you profit every month as usual.
Thanks for your videos..but bahut zyaada basics info sharing hai yaar yeh mainly for beginners..need more value addition for retail investors from your end.
I thought NRIs from USA are not allowed to invest in India equities. You mentioned one gentlemen from USA is very happy to see how his investments grown over time. Am I missing something? was the rules changed?
As my opinion we have to take experience in market and invest direct in equity then only we can create wealth. Nobady telling to invest in micro cap. Real wealth in micro cap only. We have to pick 10 more micro. Caps with good fundamentals. These stocks are potential is 10to 20 times with in short period. But everyone is afraid to putting money.
I think you should make atleast 14 % to beat inflation or any other risks. Mutual fund houses charge too much of you money .. instead You can invest same amount in ETFs which performs well and without those charges ..
Why should somebody retire at 40....the life enjoyed b/w 30-40 can never be repeated..... It's awesome period and lot changes takes place during this period.... So just don't work for money.... Enjoy life
Retire means not stop working. Achive financial freedom and do work in area where you enjoy and passionate. Which will come only with financial freedom
Can any one suggest i want to invest 15k per momth in mutual funds but i cant choose SIP method because i am not sure if i will have sip amount on the particular day in a month so i choose lumpsum method and invest whenever i have money in a month....is it good for long term(20+ years) or any better advice?
30 percent is stressing yourself, if U want to live quality life, that not work, what is the point U get 10x return once you reach old age, you cannot travel, cannot eat well, sleep well, for what at least 5percent is enough
As an aggressive investor i have been only investing in small and midcap mf my time horizon is easily 10+ years need a good correction in the market now of minimum 20 percent so then we can go even more aggressive in the investment
Is the stock market getting better or this some election time manipulation to entice new investor? My portfolio has done well all year, but now I’m feeling the pinch. My returns have dropped significantly by 6%, and the market’s all over the place. What do i do?
Over $6 trillion is in money markets earning high interest, but Fed rate cuts will push this money into equities. A crash/recession can be discussed after that shift. My financial advisor has helped me understand the market, gaining 25% this year under her guidance.
I’ve managed my investment portfolio for 10 years. Initially, it performed well, but recently, it has been losing money. I need to find a way to stop these losses and start seeing growth again. How can i reach this advisor?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Also need to add one major point in all discussion by all MF Experties- In Case Congress Chor & Team comes in to Power then what happnes? Now Modi Led BJP Govt is giving growth to nation, hence we enjoying 15% growth.. But in case CHOR Comes then -15% growth will start... Without any fear all MF Experties must include this point
Always remember risk is biggest factor for wealth creation.So take risks in life,don’t do jobs.Either be in profession or do business don’t get married don’t buy houses or expensive clothes or cars.Wait for your mid forties.you will find you are rich and see money as worth less.Life would be fulfilled with so much experience.
High Income doesn’t mean good portfolio size it’s true but for Good Size Portfolio high income is must it’s similar to “All Leaders are readers” which doesn’t imply all readers would be leaders
Earn in Dollars invest in rupees....🤑😂 Because of this I was able to purchase 3 houses in Mumbai ..😅 India fresher avg salary 2020: 4 Lpa.. In 2024 : 4 Lpa....🤡💩
![Noob To Max With DRAGON REWORK In Blox Fruits [FULL MOVIE]](http://i.ytimg.com/vi/LnBMOinoOvA/mqdefault.jpg)
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
ADBE, VWINX and FSPGX are all still good buy, but what do I know I’m not a financial advisor lol
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Her name is Rebecca Nassar Dunne can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
This is how an interview should be......
The host is very patient with his questions allowing the guest to speak his mind.
The guest is explaining everything in a very relaxed manner.
There is obviously a compounding effect in the very long term for large capital, but is not "automatic", and with the wrong strategies you can even lose more than you have. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated
DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .
The Host clearly understands The Purpose of Video. So the Hero is Speaker.
The Speaker Does not only speaks Words. He Shares his Immense Experience. Simple but Powerful.
The Video Team has done a tremendous job in Creating a Delightful video with good Graphics and Pictures. 👏 👏 👏
Such a clean explanation never seen an interview with such clarity this is what experience gives you and really need to appreciate the host he allowed the person to speak and then went for the next question such a great knowledge from this person AK Narayan really loved the way he explained each concept
I am glad I came across this podcast. I see a young guy who genuinely values experience. Thank you for your great advice Sir
Better than finance with sharan
Well said. Sharan isn’t better than anyone.
Absolutely right brother......
That guy was collecting ₹500 per person for the masterclass
Sharan is more hype than stuff...😂
Way way better
Excellent discussion, expert is very crystal clear 👍. No diplomatic advise , clear mindset, . thanks
Both the host and the speaker were on point. Such a calm composure.
Could you please make one more video with Narayan sir on equity mutual funds like index, flexi, large midcap, small cap, multi cap. etc. What type of allocation should one have in their portfolio for long-term.
Much better than other podcasts. To the point. No ads ❤
Nice to see A k Narayanan sirji (our former president TIA )(tamilnadu investor association)
Do you have his email or phone number ? Can you share pls
1. Be disciplined
2. Small term : debt fund, long term : equity mutual fund
3. Equity funds are preferred to Debt fund
4. Start early
Crystal clear.❤ Thankyou sir. I felt like completed a book.
Very well explained, Mutual funds are the safest option of investment.
Very insightful podcast 👏🏼
This is the perfect interview ever. I always had my doubts about mutual funds allocation and after this video all my doubts have been cleared.
Such a wonderful speaker. Very clear and understandable. Experience and knowledge speaks 👏
Excellent discussion...Thank you Narayan Sir 🙏
Knowledgeable video. The host is very very good indeed.
Thanks for detailed information on SIP Investments, please make a video on SWP 👍
Excellent from a mature and seasoned professional.
An excellent session.
Thank you for valuable information sir
Thnx a lot sir for sharing your wisdom. Nothing can beat Experience😊
To the point. No unnecessary discussion. Best podcast.
Thank you so much sir 🙏
Hi Sir, Thank you so much for your clear guidance. Could you please guide me on how to identify the liquid funds?
Nice to hear. Good interview.
Excellent discussion. I just feel like direct interaction.
Very helpful video.
🙏🏻🙏🏻
So precise and authentic 👍🏻
Good podcast 👍 I love it ❤❤ keep doing it bro 🎉🎉
I have a question: what should we consider as return from a mutual fund? Is it the XIRR or anything else?
XiRR, rolling returns
@@collectivesoul86 so if it's XIRR then when people talk about 12-15% return as a realistic number, i am getting abt 36%. That can't be right, right? Or has it got something to do with the recent upsurge of the Indian stock market since last 3-4 years?
@@amartyaganguly8369market is in a bull phase ...thats why we are seeing huge returns
@@amartyaganguly8369 right when people talk about realistic returns that's XiRR. right now, you are getting 36% XiRR that is great, it is due to upsurge since covid. Markets will fluctuate and won't stay as it is forever. As you continue to hold your investments in coming years - your XiRR will start to fluctuate as well and consolidate...
@@amartyaganguly8369That’s correct, the key metric is XIRR only. That is the annual rate of return, when investments are made via SIPs or equivalent. And you’re right .. people who started investing in the last 3-4 years will see XIRR values like that but obviously this won’t last and the market will correct and settle with time. As per most experts, it’ll settle down to around 17-18% or so after a few years ..
Great video 👍🏾👌🏾
Scripbox thank you very very much for bringing such a very informative and straightforward upto the mark video please bring this person more and more related to mutual funds its a request sir to you
As long as you are healthy whether u r 30-40 or 40-50 or 50-60 enjoy your life. There is no point of having huge money and cant enjoy your retirement life because of u r unhealthy conditions. In today’s world , majority of the people are having some kind of health issue in the early age because of life style and this health issue can get worse while they are getting aged.
U can't help
Still after God money is your best frnd
No one else
Even parents can be helpful if they have money
Else dependent parents can help you emotionally not monetarily
Either emotions win or money wins🏆💪
i agree but not completely ,people always say these things but in reality nobody cares .Even if u have the healthiest body in the world but you are poor ,nobody gonna give u respect. Iam sorry but it is the harsh reality and now a days if you have money you can buy ur health until some extent. So, let people know and the new generation know how is the world outside and the biggggggg importance of money.
People with this mindset generally live a broke life as they age.
My mutual fund XIRR IS 29% ... compounding works, you will realize it after 5 years of SIP
What mutual fund you have invested it and from how long..
It’s been a bull run too. It might not be the same level of growth but compounding again works wonders then too
Mine is also 29 % but I know it's crazy. Average I am expecting is 17-18 max. Tht can make my life smooth
Mine 31.68🤙🏻
27% xirr
This is so positive
GK Narayanan sir is so humble
Experience matters
This content always brings great insights.
Great inputs sir.. salute
Thank you❤
Wonderful interview. ❤
Grate interview 🎉
Well said. Direct equity investing (stocks) is very risky. Myportfolio is around 50L in stock market and 9L in mutual funds. Started in 2021. Im still not able to generate good returns from stock market. Everybody should avoid direct investing in stocks and adopt mutual funds for long term
Very true
Discussions are fruitful but you have not furthred it to age limit of 60 70 onwards who saved in FDs only , not having much knoledge of equities, mf, elss......Can they plan it for children / grand children? Pls dicuss.what should they do, how to do.
Very beautiful explanation
Excellent video n advice
Great show
Super sir very nice video
Knowledgeable video 👌
Great video 👍🏻
Informative interview. But can I know if we have any idea to start a business when we need to begin so that the investment also simultaneously needs to move on.
Very good interview, appreciate
Nice talk in recent times
Editing is excellent
Great video sir.but it would have been better if you could have tell more or SWP.how it works.thank u
SWP means consider you have SIP from past 20 or 30 or 40 from the age between 20 to 30 and at the age of 45 or 50 or 55 you consider your amount has grown upto 3 or 4 or 5 crore depends on your starting SIP. You can start withdrawing money every month for purpose that can be considered as SWP. And one more thing your invested still gives you profit every month as usual.
Thanks for your videos..but bahut zyaada basics info sharing hai yaar yeh mainly for beginners..need more value addition for retail investors from your end.
Super interview. Clarified many points. Surely, very good things to note and follow. Good luck.
I thought NRIs from USA are not allowed to invest in India equities. You mentioned one gentlemen from USA is very happy to see how his investments grown over time. Am I missing something? was the rules changed?
My mutual fund 30% profit now
Where should I contact Mr Narayan sir
Liquid fund and debt fund always attract short term capital gain..if withdrawn within 3 years so actually this overrules the minuscule gain..😢
Very Nice ❤
Informative video
It’s important to de-hyphenate risk and volatility with equity investing.
Super video sir
How we can contact to Mr. Narayan
Dont go to distributors, invest direct or index
How
@@tonypanyang9427zerodha coin
Good interview..
Very nice 👍
As my opinion we have to take experience in market and invest direct in equity then only we can create wealth. Nobady telling to invest in micro cap. Real wealth in micro cap only. We have to pick 10 more micro. Caps with good fundamentals. These stocks are potential is 10to 20 times with in short period. But everyone is afraid to putting money.
Nice video
I think you should make atleast 14 % to beat inflation or any other risks. Mutual fund houses charge too much of you money .. instead You can invest same amount in ETFs which performs well and without those charges ..
He looks like someone like our CA at Mahim
Why should somebody retire at 40....the life enjoyed b/w 30-40 can never be repeated..... It's awesome period and lot changes takes place during this period.... So just don't work for money.... Enjoy life
Retire means not stop working. Achive financial freedom and do work in area where you enjoy and passionate. Which will come only with financial freedom
How to park liquid fund
Nicely explained sir
We should beat inflation and have investment portfolio
A proper one
Why this amazing video has less than 5k views 😮😮
Can any one suggest i want to invest 15k per momth in mutual funds but i cant choose SIP method because i am not sure if i will have sip amount on the particular day in a month so i choose lumpsum method and invest whenever i have money in a month....is it good for long term(20+ years) or any better advice?
You can deposit lumpsum amount many times in different Funds
Good video 😅😅😅
Listen at 1.75x
Then you won’t get the complete context.
30 percent is stressing yourself, if U want to live quality life, that not work, what is the point U get 10x return once you reach old age, you cannot travel, cannot eat well, sleep well, for what at least 5percent is enough
As an aggressive investor i have been only investing in small and midcap mf my time horizon is easily 10+ years need a good correction in the market now of minimum 20 percent so then we can go even more aggressive in the investment
Is the stock market getting better or this some election time manipulation to entice new investor? My portfolio has done well all year, but now I’m feeling the pinch. My returns have dropped significantly by 6%, and the market’s all over the place. What do i do?
IMO this rate cut will a create new buying opportunity, but given the current market uncertainty, have you considered consulting a fiduciary advisor?
Over $6 trillion is in money markets earning high interest, but Fed rate cuts will push this money into equities. A crash/recession can be discussed after that shift. My financial advisor has helped me understand the market, gaining 25% this year under her guidance.
I’ve managed my investment portfolio for 10 years. Initially, it performed well, but recently, it has been losing money. I need to find a way to stop these losses and start seeing growth again. How can i reach this advisor?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
10:03
Why does anyone talk about inflation
Now everyone needs 25% return per month 😅😅😅😅😅
Mutual funds a waste of time in African countries I lost 10 % on a retirement annuity after 37 years when I cashed up
Which company?
Also need to add one major point in all discussion by all MF Experties- In Case Congress Chor & Team comes in to Power then what happnes? Now Modi Led BJP Govt is giving growth to nation, hence we enjoying 15% growth.. But in case CHOR Comes then -15% growth will start... Without any fear all MF Experties must include this point
true
Always remember risk is biggest factor for wealth creation.So take risks in life,don’t do jobs.Either be in profession or do business don’t get married don’t buy houses or expensive clothes or cars.Wait for your mid forties.you will find you are rich and see money as worth less.Life would be fulfilled with so much experience.
❤
No Angoor or cherry is harmed in this video 😅
High Income doesn’t mean good portfolio size it’s true
but for Good Size Portfolio high income is must
it’s similar to “All Leaders are readers”
which doesn’t imply all readers would be leaders
This guy is a sales commission focused on
fund me mutually pls
Earn in Dollars invest in rupees....🤑😂
Because of this I was able to purchase 3 houses in Mumbai ..😅
India fresher avg salary 2020: 4 Lpa..
In 2024 : 4 Lpa....🤡💩
Who is the guy in the light shirt?? A celebrity of some sort?
kottayam