I’m in the middle of my 1K emergency fund. Right here is where I started. I did just like you said. Download all that stuff. There’s a lot of important information. Whether you know all the fancy terminology or not as long as you understand the process you’re IN! I had to watch and read everything a couple of times to wrap my head completely around it. I used envelopes just for saving since I was younger, my mother taught me. I am SO EXTREMELY HAPPY that I found your channel. RIGHT HERE is where I transformed my world. The progress I’ve seen is incredible. It’s also helping me save faster to purchase our forever home ( we’re in our mid 50’s). ANYONE can do this. Money is money no matter the denomination. Just remember that everyone’s circumstances are different so don’t compare yourself to anyone else, you’ll only discourage yourself out of financial freedom. Good luck everyone, this is a wonderful community filled with encouragement. Tfs. Have a wonderful afternoon.🤗
Less than a year ago, my hubby and I were in line at the Costco returns booth returning a pack of aluminum foil and Starbucks K-pods. It may not have been a huge to deal to anyone else around us but on the inside I felt so humiliated that we had to return such household staples because we couldn't afford it. We only had $400 in our emergency fund at the time. Fast forward to today, with the help of meticulous expense tracking and saving, our emergency fund has grown to $4,000 which we have compounding in a HYSA, with 0 credit card debt. It's amazing how much time and consistency can change one's life. If you're reading this, please keep having hope and remember that small changes will eventually lead to astounding results
Yes! Time and consistency- you said it with those 2 words. Changes everything. I feel like no one should be embarrassed anymore about anything they need to do to get through it. I think we are all in this. 💛💛💛
I had finally saved my 1,000!!! Then the next weekend we needed to have our septic pumped, $400.00. Sad but so happy we had the cash and didn't have to put on a credit card!! Thank you Jenn for all you do for us!
Great job! Having the cash for something like that is just the greatest feeling. You can’t even explain it until it’s happened. I am so proud of you! Keep going and get that $ saved back up. You already know you can! 💛
I started budgeting the end of March and worked hard and made it $500 in my emergency fund and making slow progress on bills then this month life happened and I had to draw my emergency fund out and I’m trying really hard to work it out with my budget so I don’t have to use my credit cards again. Next paycheck I start over again. In the past I would have said I give up and ended up in deeper debt. This time I’ve had a taste of what budgeting can do so I’m not giving up. I appreciate all you do to help and inspire your viewers.
I’m so glad that you see what you can do and you are NOT going to give up! Thank you for sharing this with us so others can see - it just takes that determination. It’s hard in the beginning but things do get better! 💛
Thank you Jenn, unfortunately I'm the first person in my family to really care about how to use their money functionally not just live paycheck to paycheck. Its a struggle to even get my family to understand that the money I have saved isn't meant to be used until my goals are reached and when they need something they come begging me for help instead of taking responsibility for themselves. Also unfortunately i was blessed with a heart and it's been my biggest set back in my journey to being debt free.
How awful for you! I’ve learned to keep my financial wins and goals to myself. If anyone says anything to me, I just tell them that since my husband just retired, we are on a fixed income and I can’t afford it. 🤐 Even though, we are actually way better off then we’ve ever been! Only my husband knows exactly how much money we have and I guarantee he doesn’t even remember! 😂
I had a similar situation. I offered to help them get started with their own cash freedom journey. If they turned me down, then I simply explained that I was sorry what they really wanted was not my help, only my money; and I'm already using it. I have one family member that is working on his own journey now, and even a coworker. They both tell me thanks for the info on cash stuffing, but I tell them having them call to ask for advice instead of money is all the thanks I need.
@@amandahaggan7062 that’s awesome! Some people just want others to bail them out so they don’t have to do the work themselves. Of course, some people just don’t know where to start. My best friend is on the verge of asking me to help her to start budgeting. She’s just not ready to face her total expenses yet! She wants to get her finances under control before she retires in 6 years. She’s never asked me for money but things were really tight for her recently so I gave her a $50.00 VISA gift card that I wasn’t using. I know she’s embarrassed for me to see her expenses. I just want to help get her on track. I would never judge her and I’ve told her that.
I love the advice that the two who commented have given you. I have actually been watching a lot of videos on “The importance of looking poor”. I know that sounds crazy but search that term on YT and watch some of the videos. Jason and I have recently taken a significant pay cut and it’s been hard for us to say no to the kids and/or tell them they have to pay us back for things but it’s a boundary. I would also recommend that you read the book, Set Boundaries, Find Peace. This book was a HUGE eye opener for me. It made me realize the tactics that others had been using on me and how to combat it. It’s a game changer. I hope you can find some strength and some ways to just say no - for yourself and for your future self. You are important! 💛💛💛
I completed my $1K fund. I used it to make change sometimes for my challenge envelopes. I am able to pay it back if used. I am doing my budget and challenges in cash and it has help me to stop spending as much. I’m surprised to have left over money when I set up my next paycheck. Right now that left over money goes to my snowball balance.
Recently lost my income completely due to having an emergency surgery. THANK GOD I had my emergency savings fund set up and ready to go. I’ll be out of work for at least a month. Being able to manage my expenses during this time gives me so much peace of mind. Thank you for helping me get my ducks in a row. I’ve been watching your videos for the last year. Really changed my life 💖
Ooooh yes! I hope you are doing well so far. So glad to hear you are starting - I’ll be posting a new video on Sunday, I took this past weekend off for family time but I’m back with some great info for you. See you Sunday! 💛
I have been watching your videos for 2 weeks. I am loving them. I never open my bills and just pay the online. I did today and omg my car insurance went up for no reason. From $478 to $599 thank you. If it wasn't for you I would of just let the auto pay do it and I wouldn't of even noticed.
I have my emergency fund, and thanks to all of my changes and saving challenges for my 67th birthday in September I’m able to take my bucket list vacation. I’m finally able to pay cash and go on a cruise to Alaska!! Certainly wasn’t easy changing my habits after a lifetime of not paying attention to my money, but thanks to your channel I’ve finally accomplished my goal. Can’t wait to see what my next goal will be. Thank you for all your advice!!❤
This is the coolest thing!! I would love to go to Alaska someday, too. I am so happy for you and I hope you enjoy every minute of your well deserved vacation! 💛
I just watched your video on how to use your materials. That's what my comments are about I've been cash stuffing for a little over 2 months. I have my 1,000 emergency fund already and I'm working on 3 months living expenses and several savings challenges. I use cash wherever I can and it's made me realize that I wasn't paying attention to the cost of things when I was using my debit card. Parting with cash is very difficult compared to swiping or tapping that card!!! It's a sobering experience!!!
Hello, thank you for your videos, I am Andrea and I am starting to cash budget this month. It is very challenging and not easy but I am determined to get on track. Thanks for the free printables. Those are great. I am just restarting my 1 k emergency fund. It got depleted and needs to be built back up.
Jenn and April, I have started my 1K Emergency fund bit it is slow going! I am not discouraged just know I will take longer. Thank you for being the ones to help me on this journey!!
Thank You So Much For Your Help!!! God Bless You In All You Do!!!😊 I Am 67 years Old Never Did A Budget!!! Now On Social Security.... This Is A Great Help!!! Thank You Again!!!💕🙏🙏🙏
Thank you sharing all that info and refresher. It helps keeps us focused. Thank you for the free-bees, so cute! Awesome video! Have a great weekend, see you Sunday!
So glad to see Jason sitting beside the pool & not pushed into 😂😉 I have been budgeting for a few solid years, currently my EF is at 4290 & im one month ahead for entire budget so i would say $7790 for emergencies/unexpected life events.
Great job! I have SAVE my $1000 emergency, and now I have started saving for my 3 months ahead. I still have some consumer debt to pay off, but these videos help me to keep going. I'm so Excited for you, and I'm rooting you on!!! Seriously though Great Job!!! 💜💜
Ok so I’m going to do cashless budgeting. All the forms used in 2 sisters bees process I can use correct? I just physically won’t be counting the money or keeping it in hand. I’m thinking yes, sorry if this is obvious lol. Thank you again
Yes- you can. I am going to work on a video about this exact scenario. This is a great question/ comment. 💛🤩 Keep an eye out- your comment will probably be in it!
Another great video Jen! So enjoy how you break down the budget basics. I'm working on Round 3 of my $1k Emergency Fund. First round went split between auto and home, 2nd round went towards medical and this 3rd round I'm undecided with splitting it between home and auto or starting my month ahead. So enjoying your channel and all the tips and tricks you share.
You are such a good teacher! So many RUclips budgeters have gone to saving challenges and do very little budgeting. You really care about your viewers. Thank you for that! You and April are my heroes, and it has been a joy to watch you grow your channel and share your debt journey. I am re- building my $1000 after having to use $400 of it. Thanks so much for your help and kind words to your viewers!
I love ur videos, they r great I have 900 of my emergency but I have been with out a refrigerator in my house for 2 weeks because I don’t want to use it for that so I have been trying to wait. I got lucky and got a bonus from work so yeaaaa I don’t have to use my emergency fund. God Is Good thank you for your videos and yes I would love to have one of them wallets but I don’t need it so I keep backing out of buying one lol have a great day see ya Sunday
Yes! I love to hear this- you know, I always tell my kids, “ As long as you are doing the right things, God will make sure you are okay.” And it’s so true. I know everything that happens in my life is from Him. 💛
Hi Jen I thank my lord that put your video in my life because of your 1k bees challenge I save all my 3 kids 1k emergency fund now I’m doing it for my grandchildren thank you and April for all your videos and lesson keep up the great lessons help us 👍👍👍💜🙏
Hi Jen! I've been watching your videos for a few months now and I cannot thank you enough for your inspiration and direction. I bought my first home and am going through a divorce in August. Your videos have helped tremendously with budgeting for these big life changes and I am so grateful! ❤😊
Hi there! You are so sweet and I appreciate your kind words. I have been through your same situation and you will be okay. I struggled a bit and maybe even some floundering was going on… but I made it through. You will, too. 💛
❤❤ Hey!!! So what's deducted on groceries and where does that money come from? That's something I get confused on, since I buy most products with groceries. Do I need to purchase things separately?
I absolutely love how you broke down each thing to do in order to start in an easy and manageable way! I am just beginning to start cash stuffing and have already ordered some items from your shop :) I have a CC for my emergency fund currently but am slowly building up to having the actual cash for it. Love the videos and what you do! Keep BEEing awesome!!
Watching in the UK (England) and am almost halfway to my £1K savings. My hubby paid off the credit card this week so next payday I'm going to have more pennies for saving! Yay! 🎉😍🥳
I came across your page & very thankful. I saw the video b4 this one where you went in step by step to evaluate & formulate the variable expenses on average to see what adjustments one should make and where they are at. You’re so supportive & encouraging & your energy kept me tuned in. You’re also funny w/ the sliding memes 😂 Loved the entertaining & informal video. Can’t wait to start! Waiting on my next paycheck to go & buy this! I been trying to budget for the last year but was never consistent on the method I was trying. I tried to do it on Excel and I was just having a hard time to Mapping & Charting down the in & out cash flow. Maybe I wasn’t doing it right but I was onto something! I just needed guidance. I went on youtube to find a system that would work for me & I like how detailed this is because I am very detailed & organized. I like that this is in writing tho as opposed to typing it out & formulating on Excel. Just feels simple & easier to track down even tho it seems like a process. But ya gotta fall in love with the process or so they say! Thank you so much 💜
I’m glad you found the channel- I do try to keep things as easy as I can for you guys. Watch as many videos as you have time for- I try to put something in each one that is helpful in some way. 🙌💛🐝
Soo happy I found your page! I have been stuck for 2 days just binge watching. I love the way you make everything so simple and easy + all the games of savings is so fun. Can't wait to start my journey!!! Thank you Thank you Thank you
It’s hard at first. Believe me, I know! Just don’t give up! Once you get into the flow of being in charge of your money, you will feel so much better! I wish would’ve done this years ago!
It definitely seems hard at first because you are overwhelmed. When you feel overwhelmed, take a breath and think about the solution. No matter what the problem is- there is always a solution. I promise. Don’t give up- no matter what. When you start making changes within yourself, things will naturally change around you. It’s a beautiful thing! 💛
Thank you. This has come at a great time. While I have always budgeted and tried to show my children good habits, my youngest is struggling. So I’m going to use your binder to help her see what she can actually do. Thanks again and Continued Success to you and your sister
Interesting you commented this - I was texting my youngest today about her budget. I’ve been ON HER about getting situated and she agreed to let me show her budget on the channel. I hope to have that ready in a few weeks- stay tuned!! 🤩
I love how kind you are in your videos, it reminds me to be kind to myself too. My realization was that my savings were stagnant for about a year. I also watched a ton of videos about overconsumption and emotional spending and realized that's what I was doing and I really want to improve. I don't do cash stuffing but I am tracking all my expenses in a notebook since it works better for me than just using a budget app, which was too passive for me.
Hi there! I think it’s great that you found your way and what works for you. That’s no easy task. 💛 I love watching videos on self improvement, too. Never too much info.
This was so helpful! I’ve been kind of half heartedly budgeting with an app, but I wanted a much more hands on approach, so I really like your way of doing things! I’m going to give it a try. I do have my emergency fund saved up, now I need to work on paying down that dreaded credit card debt. Ugh. Thank you for the cute resources!
I did the same thing- kind of like wanted to change and kind of started but never really made any traction. Honestly- IMO, the old school way is the best way. It works! 🙌
Hi Jenn! Thank you so much for these informative videos. I know I need them. I have saved my 1st round $1K emergency fund and starting my 2nd round. I have also started saving for my 3 months ahead. I still have some consumer debt to pay off, but these videos help me to keep going. I truly appreciate the free-bees (so cute & clever by the way), I am definitely going to start writing everything down. Currently I use a notebook, but these free-bees are so much better!! I also took your advice and I'm going to start detashing some stuff very soon. I am disabled and get paid monthly so any little bit helps. I have so many Binders that are brand new and a few packs of envelopes to go with them, plus lots of planner stuff and misc things as well. I'm so Excited for this journey and hubby is definitely on board to help me clean things out and add to our emergency fund, my consumer debt and 3 months ahead fund. It's truly all because of You and your sister April, that I am able to save and have fun doing it responsibly 💜💜!! Thank you both for all you help the Hive with, it means so much to myself and all of us!!! Big thank you Jenn & April for all you both do!!! ❤❤ P.S. Looking forward to Sunday Save Day playing HH tomorrow!! 🍯🐝💛
This was very a very helpful video! After I have paid my bills I have not known what to do with the rest of my money. Your listing helps me to get my listing sorted out and save money for my own categories. Well explained, thanks again! 🌼
Happy Mother’s Day Jen! I’ve got 2/3 of my baby emergency fund and am stuffing my sinking funds monthly. I don’t do challenges right now. I’m so much more on track since cash stuffing and budgeting! Thanks for the fun and inspiration!!!
thank you so very much for these videos. I needed this soooo badly. It's like I am starting over and learning the correct way to budget! I have started and stopped the 1K fund many times in the last 2 years. After watching your video, I am starting it this time to complete!!! There is definitely a reason your wonderful video crossed my path today!! 🥰🥰
I just read your comment to Jason and we are like so excited! This video definitely crossed you today for a reason. I actually have a tattoo on my collarbone - “omnia causa fiunt” Which is Latin for - everything happens for a reason! I live by that, Sis! 💛💛💛💛
Starting my budget, like your system. I looked at others on RUclips. Yours seems simple, for people to start out. First budget is to be 1 month ahead on bills and snowballing my credit cards.
Great explanation for everyone! Love the new walkway. My son made two pieces of furniture out of a fence we took down once. I love recycling the wood like that!💕🐻
Hello, just found this video , new to the budgeting community on YT and this is extremely helpful. Thank you so much for providing this freebie. Downloaded this and will be using it asap. Subscribed for more helpful tips. Thanks again! ❤
Thank you so much for breaking this down! It’s so true that if you give every dollar a purpose it keeps you on track to meet your goals. Life has really really kicked my butt recently so I’ve been so far off track. Thank you for inspiring me again to get my act together!!
I’m so glad the video helped you. I have felt so discouraged about money at times - and what ends up happening is that I get so determined to make the changes. One step at a time. You will do it! I’m here to help you! 💛
Wow, I saw this on my recommended and I was very impressed by the detail in your video. It is so great you are teaching great ideas to help people (like me) who need help managing money. Thank you so much. I have a 1k emergency fund already but it doesn't hurt to build it more in case something bad happens!
I’m glad you found the channel. Yes, after the 1k emergency fund and all debt is paid - the next step is 3-6 months of expenses saved. I’m working on that now. 🙌💛
Just spent my emergency fund yesterday on some home repairs....My house is just about ready to sale so I plan on replacing my EM with the funds from selling my house. Thank you so much for the wonderful tips! Im a single mom and your channel has helped me get a hold of where my money is going.
I haven't even started to save for my 1K emergency fund. I figured I would get my debt gone first. Apparently I need to get in gear and get that started. Thanks for the advice and giving the hive some more tools we can use to helps us on our budgeting journey :)
Hiya and thank you for the freebie. I just started saving for my $1000 emergency fun which you have actually helped and motivated me with your $1k Emergen Bee free tracker a few videos ago. That got me to start. My daughter even helps out when I save something she gets to color and motivates me to do it. We have fun with. Thank you again for being my inspiration!!
😊😊Thank you so very much for the freebies you give out. I'm not going to blow smoke.... You and April really inspire people. Thank you for all y'all do.
Thank you for the free pages! A couple questions. Where did you get the clear envelope to hold the cash and also the black tray to hold the cash? What’s the story behind the bee name and theme? Do you have curly hair? Just asking that one because mine went curly after menopause and it is EXPENSIVE to maintain. I understand that number, 😝 *we already have our emergency fund. Working on “A Month Ahead” binder.
Thank you for the freebies!! So Kind of you and so helpful. I am consumer debt free and still budget all of my paychecks. Such a helpful way to live and keep track of all my money It's amazing how good it feels to actually be in control of my money instead of my money disappearing every month!
Those freebies are so pretty. Thank you. I'm still trying to save for my emergency fund. I've been using my Hello Honey money and No Spend Challenge to save for it. I have almost $400 saved. I'm also trying to pay off my debt. I'm getting married in September and I'm trying to pay as I go because I had nothing saved for it. Trying really hard not to use my credit card for it. I'm hoping next year I'll be able to knock out the debt and save a few thousand in my emergency fund. 🤞🏻
Jenn, thanks so much for the video. You gave me hope that I can become debit free one day and retire! That is my "Living Rich Life" wish :) Blessings to you & yours xoxo
We can all be debt free. I truly believe that. I think, for me, I really believe it because I was forced to live debt free for most of my adult life. After my first divorce, my credit was ruined. I couldn’t get a $100 loan to save my life. 😂 I did fix my credit after about 10 years of bad credit because I wanted to buy a home. I succeeded in that and bought a home after a year of fixing my credit. The problem came when Jason and I had a bad case of lifestyle inflation. Credit can be used responsibly- paying off balances before interest accrues. I just think that for most people, this is not as easy as it sounds- including me. Sometimes when we have it, we still don’t want to pay the full balance. I’ve been guilty of this so many times. All this to say- debt free is the way to go. It’s stress free and saves a TON of money in the long run. 💛
Hello Jen and April, great video I’m at the beginning of emergency fund savings. I am glad you did this video I need to reset my budget and thank you and April for the freebies. I love my Bella wallet, i am actually going to Oder my Mom one for here birthday. Thanks again 💛
Completed my $1K last month and now working on getting 3 months of expenses saved, then on to 6 months; thanks to the monthly boost from playing Hello Honey 🍯. Sweet !!
I’m in California, my car insurance doubled, my property taxes tripled this year. Thank god I had an emergency fund, now depleted. Property taxes tripled this went from $2200 to $6550, car insurance from $1281 to $2331, no accidents and co claims on the house
Great video!! Really helped me reset my thought process. I get paid once a month and struggle with how to divide the months cash. Dividing the remainder of cash after bills weekly helps me panic less but i don’t feel i save as much across my envelopes. Still learning what process works best for me. Any suggestions on once a month pay?
🎉🎉🎉YAYYYYYY🎉🎉🎉 This video was EXACTLY what I needed!!!! Thank you for the freebies I cannot wait to print them and use them! Love your channel sooooo much!!!
Good evening Jen love 💕 it thank you for sharing and giving me some more information about budgeting and thank you for taking the time too explain it ❤thank you for all the free stuff it’s a wonderful opportunity and blessing too have these tools to help us on what ever budgeting level we are on thank you ❤🎉❤🎉❤🎉
Thank you for the breakdown. It gave me a few ideas on how to change my budget. I’m so sad. My bank no longer has 10 dollar bills. It extremely difficult to even get them for change at a store. What is going on?!?
Starting over with saving $1,00.00 because as soon as i was finished i had to take my dog to the emergency vet. While i hated that we had an emergency for our pup, It felt good to have the money saved up instead of using the credit card and being in debt.
I’m in the middle of my 1K emergency fund. Right here is where I started. I did just like you said. Download all that stuff. There’s a lot of important information. Whether you know all the fancy terminology or not as long as you understand the process you’re IN! I had to watch and read everything a couple of times to wrap my head completely around it. I used envelopes just for saving since I was younger, my mother taught me. I am SO EXTREMELY HAPPY that I found your channel. RIGHT HERE is where I transformed my world. The progress I’ve seen is incredible. It’s also helping me save faster to purchase our forever home ( we’re in our mid 50’s). ANYONE can do this. Money is money no matter the denomination. Just remember that everyone’s circumstances are different so don’t compare yourself to anyone else, you’ll only discourage yourself out of financial freedom. Good luck everyone, this is a wonderful community filled with encouragement. Tfs. Have a wonderful afternoon.🤗
What an encouraging comment! Thank you for sharing with us! 💛💛💛
@@2SisterBees it’s the truth! If People are serious about saving money then they came to the right place.😊
Hi I like it
Less than a year ago, my hubby and I were in line at the Costco returns booth returning a pack of aluminum foil and Starbucks K-pods. It may not have been a huge to deal to anyone else around us but on the inside I felt so humiliated that we had to return such household staples because we couldn't afford it. We only had $400 in our emergency fund at the time. Fast forward to today, with the help of meticulous expense tracking and saving, our emergency fund has grown to $4,000 which we have compounding in a HYSA, with 0 credit card debt.
It's amazing how much time and consistency can change one's life. If you're reading this, please keep having hope and remember that small changes will eventually lead to astounding results
Yes! Time and consistency- you said it with those 2 words. Changes everything.
I feel like no one should be embarrassed anymore about anything they need to do to get through it. I think we are all in this. 💛💛💛
I had finally saved my 1,000!!! Then the next weekend we needed to have our septic pumped, $400.00. Sad but so happy we had the cash and didn't have to put on a credit card!! Thank you Jenn for all you do for us!
Great job! Having the cash for something like that is just the greatest feeling. You can’t even explain it until it’s happened. I am so proud of you!
Keep going and get that $ saved back up. You already know you can! 💛
I started budgeting the end of March and worked hard and made it $500 in my emergency fund and making slow progress on bills then this month life happened and I had to draw my emergency fund out and I’m trying really hard to work it out with my budget so I don’t have to use my credit cards again. Next paycheck I start over again. In the past I would have said I give up and ended up in deeper debt. This time I’ve had a taste of what budgeting can do so I’m not giving up. I appreciate all you do to help and inspire your viewers.
I’m so glad that you see what you can do and you are NOT going to give up! Thank you for sharing this with us so others can see - it just takes that determination. It’s hard in the beginning but things do get better! 💛
Thank you Jenn, unfortunately I'm the first person in my family to really care about how to use their money functionally not just live paycheck to paycheck. Its a struggle to even get my family to understand that the money I have saved isn't meant to be used until my goals are reached and when they need something they come begging me for help instead of taking responsibility for themselves. Also unfortunately i was blessed with a heart and it's been my biggest set back in my journey to being debt free.
How awful for you! I’ve learned to keep my financial wins and goals to myself. If anyone says anything to me, I just tell them that since my husband just retired, we are on a fixed income and I can’t afford it. 🤐 Even though, we are actually way better off then we’ve ever been!
Only my husband knows exactly how much money we have and I guarantee he doesn’t even remember! 😂
I had a similar situation. I offered to help them get started with their own cash freedom journey. If they turned me down, then I simply explained that I was sorry what they really wanted was not my help, only my money; and I'm already using it.
I have one family member that is working on his own journey now, and even a coworker. They both tell me thanks for the info on cash stuffing, but I tell them having them call to ask for advice instead of money is all the thanks I need.
@@amandahaggan7062 that’s awesome! Some people just want others to bail them out so they don’t have to do the work themselves. Of course, some people just don’t know where to start.
My best friend is on the verge of asking me to help her to start budgeting. She’s just not ready to face her total expenses yet! She wants to get her finances under control before she retires in 6 years. She’s never asked me for money but things were really tight for her recently so I gave her a $50.00 VISA gift card that I wasn’t using. I know she’s embarrassed for me to see her expenses. I just want to help get her on track. I would never judge her and I’ve told her that.
I love the advice that the two who commented have given you. I have actually been watching a lot of videos on “The importance of looking poor”. I know that sounds crazy but search that term on YT and watch some of the videos.
Jason and I have recently taken a significant pay cut and it’s been hard for us to say no to the kids and/or tell them they have to pay us back for things but it’s a boundary.
I would also recommend that you read the book, Set Boundaries, Find Peace.
This book was a HUGE eye opener for me. It made me realize the tactics that others had been using on me and how to combat it. It’s a game changer.
I hope you can find some strength and some ways to just say no - for yourself and for your future self. You are important! 💛💛💛
Tell them it automatically goes into a 401k that you can't touch until you reach retirement age.
I'm in the process of building my $1000 emergency fund. Just starting to make a written budget.
Thank you for being on RUclips
Hi there! So glad to hear you are getting started! That’s the biggest step. We are all here for you- stick with us and you’ll get it done! 💛
I completed my $1K fund. I used it to make change sometimes for my challenge envelopes. I am able to pay it back if used. I am doing my budget and challenges in cash and it has help me to stop spending as much. I’m surprised to have left over money when I set up my next paycheck. Right now that left over money goes to my snowball balance.
Recently lost my income completely due to having an emergency surgery. THANK GOD I had my emergency savings fund set up and ready to go. I’ll be out of work for at least a month. Being able to manage my expenses during this time gives me so much peace of mind. Thank you for helping me get my ducks in a row. I’ve been watching your videos for the last year. Really changed my life 💖
I hope you are feeling better each day. I am so happy to hear that you are okay financially throughout this.
💛 That’s a really big deal!
I completed my first Emergen-Bee Challenge and have begun another one. 🤩
Me too!!!🎉🎉🎉
Thank you so much for the freebie ❤
I am a single mom of 6 an will be starting my journey this week 🙏🏽💪🏽🎉
Ooooh yes! I hope you are doing well so far. So glad to hear you are starting - I’ll be posting a new video on Sunday, I took this past weekend off for family time but I’m back with some great info for you. See you Sunday! 💛
I want to start with you. Been putting it off for a whole year. Sigh!
I've saved almost $380 in my Emergency Fund. Thank you for all the lesson, fun, and freebies 🎉
Got my $1000 Emergency fund saved!!
Awesome!! Yes! 🙌
I have been watching your videos for 2 weeks. I am loving them. I never open my bills and just pay the online. I did today and omg my car insurance went up for no reason. From $478 to $599 thank you. If it wasn't for you I would of just let the auto pay do it and I wouldn't of even noticed.
I'm saved $1000 and am halfway to a second $1000.
I have my emergency fund, and thanks to all of my changes and saving challenges for my 67th birthday in September I’m able to take my bucket list vacation. I’m finally able to pay cash and go on a cruise to Alaska!! Certainly wasn’t easy changing my habits after a lifetime of not paying attention to my money, but thanks to your channel I’ve finally accomplished my goal. Can’t wait to see what my next goal will be. Thank you for all your advice!!❤
This is the coolest thing!! I would love to go to Alaska someday, too.
I am so happy for you and I hope you enjoy every minute of your well deserved vacation! 💛
I just watched your video on how to use your materials. That's what my comments are about
I've been cash stuffing for a little over 2 months. I have my 1,000 emergency fund already and I'm working on 3 months living expenses and several savings challenges.
I use cash wherever I can and it's made me realize that I wasn't paying attention to the cost of things when I was using my debit card. Parting with cash is very difficult compared to swiping or tapping that card!!! It's a sobering experience!!!
Hello, thank you for your videos, I am Andrea and I am starting to cash budget this month. It is very challenging and not easy but I am determined to get on track. Thanks for the free printables. Those are great. I am just restarting my 1 k emergency fund. It got depleted and needs to be built back up.
I've been doing it since February but didn't do that well. This month I'm doing so much better!
Love to hear that you are seeing your improvement. That’s so important and I’m proud of you! 💛
Jenn and April, I have started my 1K Emergency fund bit it is slow going! I am not discouraged just know I will take longer. Thank you for being the ones to help me on this journey!!
You’ll get there. As long as you are trying and doing- things will happen for you. I have no doubt. 💛
Thank you for the refresher I tend to get flustered not knowing how to stay focused. I do have my $1000 emergency fund working on another go around 😊
Thank You So Much For Your Help!!! God Bless You In All You Do!!!😊 I Am 67 years Old Never Did A Budget!!! Now On Social Security.... This Is A Great Help!!! Thank You Again!!!💕🙏🙏🙏
I hope it helps you to get your budget together and start putting away some savings. So glad to have you with us! 💛
Thank you sharing all that info and refresher. It helps keeps us focused. Thank you for the free-bees, so cute! Awesome video! Have a great weekend, see you Sunday!
Thanks so much! See you this Sunday! I was out for family visit but I’ve got my stuff all ready for this weekend! Missed you guys! 💛
So glad to see Jason sitting beside the pool & not pushed into 😂😉
I have been budgeting for a few solid years, currently my EF is at 4290 & im one month ahead for entire budget so i would say $7790 for emergencies/unexpected life events.
Great job! I have SAVE my $1000 emergency, and now I have started saving for my 3 months ahead. I still have some consumer debt to pay off, but these videos help me to keep going. I'm so Excited for you, and I'm rooting you on!!! Seriously though Great Job!!! 💜💜
I like how you explained the budgeting it helps me focus on how tondo mine. Thank you for the budget sheets 🎉😊
I’m so glad you liked it! 💛
Ok so I’m going to do cashless budgeting. All the forms used in 2 sisters bees process I can use correct? I just physically won’t be counting the money or keeping it in hand. I’m thinking yes, sorry if this is obvious lol. Thank you again
Yes- you can. I am going to work on a video about this exact scenario. This is a great question/ comment. 💛🤩
Keep an eye out- your comment will probably be in it!
@@2SisterBeesyay, thank you!!✨
Another great video Jen! So enjoy how you break down the budget basics. I'm working on Round 3 of my $1k Emergency Fund. First round went split between auto and home, 2nd round went towards medical and this 3rd round I'm undecided with splitting it between home and auto or starting my month ahead. So enjoying your channel and all the tips and tricks you share.
This is amazing! Thank you for sharing with us how it is possible to not only save it once but keep it up and fund it again and again. Way to go!! 👏💛
You are such a good teacher! So many RUclips budgeters have gone to saving challenges and do very little budgeting. You really care about your viewers. Thank you for that! You and April are my heroes, and it has been a joy to watch you grow your channel and share your debt journey. I am re- building my $1000 after having to use $400 of it. Thanks so much for your help and kind words to your viewers!
I love ur videos, they r great I have 900 of my emergency but I have been with out a refrigerator in my house for 2 weeks because I don’t want to use it for that so I have been trying to wait. I got lucky and got a bonus from work so yeaaaa I don’t have to use my emergency fund. God Is Good thank you for your videos and yes I would love to have one of them wallets but I don’t need it so I keep backing out of buying one lol have a great day see ya Sunday
Yes! I love to hear this- you know, I always tell my kids, “ As long as you are doing the right things, God will make sure you are okay.”
And it’s so true. I know everything that happens in my life is from Him. 💛
Hi Jen I thank my lord that put your video in my life because of your 1k bees challenge I save all my 3 kids 1k emergency fund now I’m doing it for my grandchildren thank you and April for all your videos and lesson keep up the great lessons help us 👍👍👍💜🙏
Tithing! That's so good to hear! You can't out give God.
Definitely not! 💛
Hi Jen! I've been watching your videos for a few months now and I cannot thank you enough for your inspiration and direction. I bought my first home and am going through a divorce in August. Your videos have helped tremendously with budgeting for these big life changes and I am so grateful! ❤😊
Hi there! You are so sweet and I appreciate your kind words.
I have been through your same situation and you will be okay. I struggled a bit and maybe even some floundering was going on… but I made it through. You will, too. 💛
Hi Jenn. Great information you shared with us. Thanks for the free items. Have a enjoyable day and weekend.😊
❤❤ Girl, you're being super honest!!!
❤❤ whoo hoo! Love this! I have to get myself on track
❤❤ this is so so good!! I appreciate you getting this more broken down, sincerely!
❤❤ gosh, this video is the golden treasure!!! Whoo hoo! Thanks for all the info and those categories are epically cute!
❤❤ good way to reuse the wood!
❤❤ Hey!!! So what's deducted on groceries and where does that money come from? That's something I get confused on, since I buy most products with groceries. Do I need to purchase things separately?
im using the 100 envelope challenge to save up a $5000 emergency fund as I prepare to move out after college!
I do all my savings digitally to earn interest on the money as I save
Absolutely LOVED this video! Great advice and great freebies. Thank you so much!
I just started my emergency fund about 2 weeks ago and slowly but surely building it up 😊
Yes! I actually just finished my script for a video on saving your $1k. It should be posted tomorrow or next day. 💛🤩
@@2SisterBees I’ll definitely be watching it love your videos 😌
I am new to cash stuff and I’m just getting started. This video was very helpful. Thank you very much.
I absolutely love how you broke down each thing to do in order to start in an easy and manageable way! I am just beginning to start cash stuffing and have already ordered some items from your shop :) I have a CC for my emergency fund currently but am slowly building up to having the actual cash for it. Love the videos and what you do! Keep BEEing awesome!!
Watching in the UK (England) and am almost halfway to my £1K savings. My hubby paid off the credit card this week so next payday I'm going to have more pennies for saving! Yay! 🎉😍🥳
Oh, that’s such great news! 💛💛😂
You two are doing great!
I like that you included tithe on your budget sheet. 😊. Subscribed
I’m so glad to hear it! ☀️💛
Welcome the The Hive!
I came across your page & very thankful. I saw the video b4 this one where you went in step by step to evaluate & formulate the variable expenses on average to see what adjustments one should make and where they are at. You’re so supportive & encouraging & your energy kept me tuned in. You’re also funny w/ the sliding memes 😂 Loved the entertaining & informal video. Can’t wait to start! Waiting on my next paycheck to go & buy this!
I been trying to budget for the last year but was never consistent on the method I was trying. I tried to do it on Excel and I was just having a hard time to Mapping & Charting down the in & out cash flow. Maybe I wasn’t doing it right but I was onto something! I just needed guidance. I went on youtube to find a system that would work for me & I like how detailed this is because I am very detailed & organized. I like that this is in writing tho as opposed to typing it out & formulating on Excel. Just feels simple & easier to track down even tho it seems like a process. But ya gotta fall in love with the process or so they say! Thank you so much 💜
Tired of being broke 😂😭🥹 hahaha
I’m glad you found the channel- I do try to keep things as easy as I can for you guys.
Watch as many videos as you have time for- I try to put something in each one that is helpful in some way. 🙌💛🐝
Soo happy I found your page! I have been stuck for 2 days just binge watching. I love the way you make everything so simple and easy + all the games of savings is so fun. Can't wait to start my journey!!! Thank you Thank you Thank you
Oh yay!! Welcome to The Hive!! I’m so glad you like the content! I can’t wait to hear how you do! 💛🤩🐝
Good Afternoon ❤, I’m new at budgeting and it hard to start without over spending or overdrawing
It’s hard at first. Believe me, I know! Just don’t give up! Once you get into the flow of being in charge of your money, you will feel so much better! I wish would’ve done this years ago!
@@lisadearing5960 Thank you, I really appreciate you I need to hear this today. Thank you again!
It definitely seems hard at first because you are overwhelmed.
When you feel overwhelmed, take a breath and think about the solution. No matter what the problem is- there is always a solution. I promise.
Don’t give up- no matter what.
When you start making changes within yourself, things will naturally change around you. It’s a beautiful thing! 💛
Thank you. This has come at a great time. While I have always budgeted and tried to show my children good habits, my youngest is struggling. So I’m going to use your binder to help her see what she can actually do. Thanks again and Continued Success to you and your sister
Interesting you commented this - I was texting my youngest today about her budget. I’ve been ON HER about getting situated and she agreed to let me show her budget on the channel.
I hope to have that ready in a few weeks- stay tuned!! 🤩
I love how kind you are in your videos, it reminds me to be kind to myself too. My realization was that my savings were stagnant for about a year. I also watched a ton of videos about overconsumption and emotional spending and realized that's what I was doing and I really want to improve. I don't do cash stuffing but I am tracking all my expenses in a notebook since it works better for me than just using a budget app, which was too passive for me.
Hi there! I think it’s great that you found your way and what works for you. That’s no easy task. 💛
I love watching videos on self improvement, too. Never too much info.
Thank you so much for making these downloadables free. I will absolutely be watching more of your videos to learn from you.
You are so welcome- I hope they help everyone who prints them out. 💛
Thank you for the free printables!!!
This was so helpful! I’ve been kind of half heartedly budgeting with an app, but I wanted a much more hands on approach, so I really like your way of doing things! I’m going to give it a try. I do have my emergency fund saved up, now I need to work on paying down that dreaded credit card debt. Ugh. Thank you for the cute resources!
I did the same thing- kind of like wanted to change and kind of started but never really made any traction.
Honestly- IMO, the old school way is the best way. It works! 🙌
Hi Jenn! Thank you so much for these informative videos. I know I need them. I have saved my 1st round $1K emergency fund and starting my 2nd round. I have also started saving for my 3 months ahead. I still have some consumer debt to pay off, but these videos help me to keep going. I truly appreciate the free-bees (so cute & clever by the way), I am definitely going to start writing everything down. Currently I use a notebook, but these free-bees are so much better!! I also took your advice and I'm going to start detashing some stuff very soon. I am disabled and get paid monthly so any little bit helps. I have so many Binders that are brand new and a few packs of envelopes to go with them, plus lots of planner stuff and misc things as well. I'm so Excited for this journey and hubby is definitely on board to help me clean things out and add to our emergency fund, my consumer debt and 3 months ahead fund. It's truly all because of You and your sister April, that I am able to save and have fun doing it responsibly 💜💜!! Thank you both for all you help the Hive with, it means so much to myself and all of us!!! Big thank you Jenn & April for all you both do!!! ❤❤
P.S. Looking forward to Sunday Save Day playing HH tomorrow!! 🍯🐝💛
Wow, Angela! This is amazing to hear the progress you’re making. You should be so proud of yourself- I know I’m proud of you! 💛
This was very a very helpful video! After I have paid my bills I have not known what to do with the rest of my money. Your listing helps me to get my listing sorted out and save money for my own categories. Well explained, thanks again! 🌼
Awesome! So glad to hear that it helps! 💛
Wow! Thank you so much for the Freebies!!! 🥰🐝🐝
You are so welcome! 💛
Happy Mother’s Day Jen! I’ve got 2/3 of my baby emergency fund and am stuffing my sinking funds monthly. I don’t do challenges right now. I’m so much more on track since cash stuffing and budgeting! Thanks for the fun and inspiration!!!
Thank you for your kind words- you are so welcome! 💛
Thank you for the free budget packet.
Hello would you happen to have the link to the free packet?
THIS WAS THE MOST THOROUGH BUDGETING VIDEO I HAVE WATCHED AND I HAVE WATCHED SEVERAL…thank you!!!
I’m so glad to hear it! I hope it helps anyone who watches it. 🙌🐝💛
thank you so very much for these videos. I needed this soooo badly. It's like I am starting over and learning the correct way to budget! I have started and stopped the 1K fund many times in the last 2 years. After watching your video, I am starting it this time to complete!!! There is definitely a reason your wonderful video crossed my path today!! 🥰🥰
I just read your comment to Jason and we are like so excited! This video definitely crossed you today for a reason. I actually have a tattoo on my collarbone - “omnia causa fiunt”
Which is Latin for - everything happens for a reason!
I live by that, Sis!
💛💛💛💛
Starting my budget, like your system. I looked at others on RUclips. Yours seems simple, for people to start out. First budget is to be 1 month ahead on bills and snowballing my credit cards.
Great explanation for everyone! Love the new walkway. My son made two pieces of furniture out of a fence we took down once. I love recycling the wood like that!💕🐻
I was really not liking the idea of throwing it away so Jason came up with those ideas - I was so happy! 🙌
Hello, just found this video , new to the budgeting community on YT and this is extremely helpful. Thank you so much for providing this freebie. Downloaded this and will be using it asap. Subscribed for more helpful tips. Thanks again! ❤
Hi and welcome !! Glad to have you! 💛
Thank you so much for breaking this down! It’s so true that if you give every dollar a purpose it keeps you on track to meet your goals. Life has really really kicked my butt recently so I’ve been so far off track. Thank you for inspiring me again to get my act together!!
I’m so glad the video helped you. I have felt so discouraged about money at times - and what ends up happening is that I get so determined to make the changes. One step at a time. You will do it! I’m here to help you! 💛
$1020 in my emergency fund. On Baby step 2 and paid off first debt.
Wow, I saw this on my recommended and I was very impressed by the detail in your video. It is so great you are teaching great ideas to help people (like me) who need help managing money. Thank you so much. I have a 1k emergency fund already but it doesn't hurt to build it more in case something bad happens!
I’m glad you found the channel. Yes, after the 1k emergency fund and all debt is paid - the next step is 3-6 months of expenses saved. I’m working on that now. 🙌💛
Thank you so much for this! I’m trying to start a good budget and this all was so helpful. I love your page💜
You are so welcome!! 💛Definitely check this video out, too!
ruclips.net/video/M7ucIl9MGs0/видео.htmlsi=vnwZ5nkrDnmLjMJT
Hi Jenny, I had my 1k saved. Then I used it in an emergency so now I am saving it up again! Thanks for sharing.
Yep- we gotta keep life-ing! I like when I hear someone just say- yes, I had it. I spent it. Saving it again! 🙌💛
Just spent my emergency fund yesterday on some home repairs....My house is just about ready to sale so I plan on replacing my EM with the funds from selling my house. Thank you so much for the wonderful tips! Im a single mom and your channel has helped me get a hold of where my money is going.
I haven't even started to save for my 1K emergency fund. I figured I would get my debt gone first. Apparently I need to get in gear and get that started. Thanks for the advice and giving the hive some more tools we can use to helps us on our budgeting journey :)
Going to be starting my emergency fund and budgeting journey very soon
Hiya and thank you for the freebie. I just started saving for my $1000 emergency fun which you have actually helped and motivated me with your $1k Emergen Bee free tracker a few videos ago. That got me to start. My daughter even helps out when I save something she gets to color and motivates me to do it. We have fun with. Thank you again for being my inspiration!!
I’m so happy to hear! That’s pretty cool that your daughter helps! I love it! 💛
Thanks for the freebies. I have been cash stuffing for 3 weeks. These will be so helpful.
Yes- for sure! 💛
😊😊Thank you so very much for the freebies you give out. I'm not going to blow smoke.... You and April really inspire people. Thank you for all y'all do.
Thank you so much for the freebie bundle, got it printed already!
Oh yes!! I’m so glad ! 💛
I love your videos. Thanks for the free worksheets. I absolutely love your ink pen. Where did you purchase it from?
Happy Friday! Tks for all you do. 👍
Happy Friday to you, as well! Thanks for hanging out with me today! 💛
Thank you for the free pages! A couple questions. Where did you get the clear envelope to hold the cash and also the black tray to hold the cash? What’s the story behind the bee name and theme? Do you have curly hair? Just asking that one because mine went curly after menopause and it is EXPENSIVE to maintain. I understand that number, 😝
*we already have our emergency fund. Working on “A Month Ahead” binder.
Thank you for the freebies!! So Kind of you and so helpful. I am consumer debt free and still budget all of my paychecks. Such a helpful way to live and
keep track of all my money It's amazing how good it feels to actually be in control of my money instead of my money disappearing every month!
Hi thank for the inf and the freebies
Those freebies are so pretty. Thank you.
I'm still trying to save for my emergency fund. I've been using my Hello Honey money and No Spend Challenge to save for it. I have almost $400 saved. I'm also trying to pay off my debt. I'm getting married in September and I'm trying to pay as I go because I had nothing saved for it. Trying really hard not to use my credit card for it. I'm hoping next year I'll be able to knock out the debt and save a few thousand in my emergency fund. 🤞🏻
Congrats on your engagement! That’s so exciting !
And it sounds like you are doing an amazing job at your saving. Very proud of you! 💛
Jenn, thanks so much for the video. You gave me hope that I can become debit free one day and retire! That is my "Living Rich Life" wish :) Blessings to you & yours xoxo
We can all be debt free. I truly believe that.
I think, for me, I really believe it because I was forced to live debt free for most of my adult life. After my first divorce, my credit was ruined. I couldn’t get a $100 loan to save my life. 😂
I did fix my credit after about 10 years of bad credit because I wanted to buy a home. I succeeded in that and bought a home after a year of fixing my credit.
The problem came when Jason and I had a bad case of lifestyle inflation.
Credit can be used responsibly- paying off balances before interest accrues. I just think that for most people, this is not as easy as it sounds- including me. Sometimes when we have it, we still don’t want to pay the full balance. I’ve been guilty of this so many times.
All this to say- debt free is the way to go. It’s stress free and saves a TON of money in the long run. 💛
Thank you for the freebie. Saved $15 for Hello Honey this week.
Yes, I’m starting over
Hello Jen and April, great video I’m at the beginning of emergency fund savings. I am glad you did this video I need to reset my budget and thank you and April for the freebies. I love my Bella wallet, i am actually going to Oder my Mom one for here birthday. Thanks again 💛
Love this one! Thank you💜
Thank you for the great information!❤
Completed my $1K last month and now working on getting 3 months of expenses saved, then on to 6 months; thanks to the monthly boost from playing Hello Honey 🍯. Sweet !!
I’m in California, my car insurance doubled, my property taxes tripled this year. Thank god I had an emergency fund, now depleted. Property taxes tripled this went from $2200 to $6550, car insurance from $1281 to $2331, no accidents and co claims on the house
Hi, I'm just starting out with budgeting and cash stuffing. Thank you so much for all of the tips 😊❤
Great video!! Really helped me reset my thought process. I get paid once a month and struggle with how to divide the months cash. Dividing the remainder of cash after bills weekly helps me panic less but i don’t feel i save as much across my envelopes. Still learning what process works best for me. Any suggestions on once a month pay?
I'm restarting my emergency fund because I had use it .Thanks for free download.
Happy friday sisters
🎉🎉🎉YAYYYYYY🎉🎉🎉 This video was EXACTLY what I needed!!!! Thank you for the freebies I cannot wait to print them and use them!
Love your channel sooooo much!!!
Thank you! Very informative
Good evening Jen love 💕 it thank you for sharing and giving me some more information about budgeting and thank you for taking the time too explain it ❤thank you for all the free stuff it’s a wonderful opportunity and blessing too have these tools to help us on what ever budgeting level we are on thank you ❤🎉❤🎉❤🎉
Thank you for the freebies. I'm starting over with 1K emergency fund; had unplanned medical bill (copays).
Restarting my emergency fund, had to pull from it so it's getting a fresh start
Yesss! Keep it going - it will always be there to help, even if it’s not the full $1k. It has helped me so many times.
I can’t wait to see you girls reach 100k and then 500k! You girls provide so much value and truly help people. 💕💕
Thank you for the breakdown. It gave me a few ideas on how to change my budget. I’m so sad. My bank no longer has 10 dollar bills. It extremely difficult to even get them for change at a store. What is going on?!?
So weird, right?
I have my “conspiracy theories” 😂
From experience, don't stop tracking your spending. I get receipts for EVERYTHING! FOR GOOD REASON! I have my and building on it.
Yes- I have receipts for everything! So very important. Thank you for reiterating this. 💛
Hello Jen, don't apologise for the long video - I love long videos and I don't think I'm the only one :D!!! Belgian greetings, Veerle
Oh thank you! Sometimes I can just feel my voice getting hoarse and I’m like- oh boy how long have I been filming! 😂😂😂
Just starting
where is the honeycomb/bee binder from !! 😍😍 would love to support the business that makes them by buying a couple 💙
The bee binder was made by an Etsy seller - she no longer makes them. 😭
There are other kinds on Etsy - search “ A6 bee cash binder”
🐝💛
Starting over with saving $1,00.00 because as soon as i was finished i had to take my dog to the emergency vet. While i hated that we had an emergency for our pup, It felt good to have the money saved up instead of using the credit card and being in debt.
That’s exactly how it is - it’s a relief when it’s needed after all that saving. You’re just like 😅
I have my $1000 Emergency fund done and just started a 6-Month Ahead fund. That one going to take awhile! 😉😂
Same here- it’s a joooouuuuurneeeeeey 😂😂