30 Ways To Save $30,000 (Money Saving Tips)
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- Опубликовано: 28 сен 2024
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Are these links for America citysent only?
I tried but mostly I get notice only for America
Nice! I just started hearing moomoo and I was so doubtful bout it. But u named it so now I trust it.
Hi Nate, thanks for your video and all your work. I tried to sign up for Moomoo, but it's asking for some info with limited options of countries for ID issuer etc. Can you advise on that?
It's owned by Futu holdings, a publicly traded company!
@@NateOBrien hello and greatings from italy, thanks for the suggestions in your video
Just don't deprive your health trying to save some money. Health is the best wealth out there!
Good point, but it is easy to get sucked into the intense health industry right now. So be skeptical of purchases that are costly but “for your health” whereas they most likely provide minimal benefit. I simplified my nutritional supplement purchases a lot to a few core supplements that can be found affordably.
Big fax
What if my salary is 35k/yr
@@NamezzemaN I agree. Most people will see great results with consistency in 3 things: diet, exercise, and sleep. That's really all you need, any supplements provide negligible effects compared to the big 3.
Meat isn't healthy.
Another good tip is not buying the latest gadgets. Why spend $1000 on the latest phone when you can buy a phone for $200 that does the exact same thing? That's an extra $800 that can be used towards investing, or put into a savings/retirement account
Just to repeat in a year🙄 look if i spend $1000 on an item, i want to hold on to that thing for as long as possible
Right
This comment applies to me. my last Check at one of my previous jobs was over 2k and i spent $1000 on the iphone 13 pro like the dumbass i am.
I never buy the latest phone, I'll do with mine until it dies, then buy an older model because they're still amazing (and a lot better than my old phone that i used for years by default. I'm not envious of people who have the latest Samsung galaxy or Iphone, I'd just be scared to drop it x'D or have it stolen. No one wants my Samsung Galaxy S10 edge!!!
$200 for a phone if you just use it to call and text. Phones nowadays are pocket sized computers. No need for a TV when you can watch everything right on your phone. Watch a movie, take a call, check email, scroll on social media-all on one device-its beautiful.
So I can understand spending an upwards of $1500 for the camera, processing power, battery, ease of use, security features, screen resolution/durability, cool features etc.
The problem is people who spend that kind of money on a phone every year when there are no justifiable upgrades from the previous generation.
Love the advice as it pertains to investing too.
1. Wait 1-3+ days after researching before getting into a project->if you want it now, you're probably the exit liquidity of early buyers
2. Not making decisions when fatigued/emotional->wait until you're feeling gooood to make great decisions
3. Say no to "meh" or "kind of good" opportunties->go for the best ones that you're excited about-this will allow you to focus your energy/resources
24 hour rule is one of my favourites and has definitely saved me a LOT of money! Thanks for another great video- always an inspiration!
Glad you agree
@@NateOBrien my boi simpin
Agree on the car for cities, however for people that would need to turn a 10 minute car ride into a 30 minute bike ride, opportunity cost, and cost of time starts to become an issue. None the less, a great list Nate!
Agree... not to mention riding your bike when it's freezing cold outside, really warm, very windy, raining or snowing (if it's a long distance). Or there could also be some days when you are really tired and you are not really up for a 30 minute bike ride. If you can choose between car or bike, I think using your bike is a good idea to keep in mind for some specific days, but not necessarily as a daily means of transport. Anyways, great video by Nate, as usual!
@@AB-ny7zm I mean, if the dutch can keep up with all the things you said, why wouldn't we.
@@IsraelGonzalezR Do they still wear wooden clogs?
A bike doubles as exercise. Also, depending on where you live you can get places just as quickly on a bike as a car if you know how stop lights work and different short cuts. I can ride my bike home without coming across a single stop light and arrive just as quickly as someone who drove.
I hadn’t noticed you were the same black shirt for all your videos. That proves your point that people usually don’t care that much about that as we think they do when we buy all those clothes. I’ll keep some different styles but not as much as to need to be impulsive to buy new clothes all the time
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It’s so true that rich individuals seek the knowledge and skills of professionals and claim to achieve their success without any prior help
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Thank you so much for all of these great tips! I try save money but an auto function is a great idea. Also meal prepping and not eating out is HUGE! I recently invested in an additional freezer as well so that I can make freezer meals and snacks ahead of time for my family (which eats a ton) every little bit helps. :)
I also have a garden … tell your brother to grow moringa … it’s a superfood .. grows super fast .. those leaves can be used like spinach
I love the library comment. Our library has a cricut vinyl cutter, a sewing machine, a serger, 2 3-d printers, and an x carve which is a small cnc machine for cutting wood in their makers studio that are all free to use!
That is awesome!
The library tip is a complete game changer. My local library has ps5 games the day they come out! The majority of games I play are from the library saving me $100's a year. Thanks for this Nate
Nobody uses them! It’s so sad, they are great
get off video games bro
@@jackward770 NO betch
Facts! I was going to buy a $25 dollar book that my local library has. A year's membership is $13 (access to books, conference rooms and computers)!
focus on the big 3 rent(househack or roommate), transportation(no car loans, bare minimum insurance), and food( homecooked meal)
Wow your Phone bill are so high in the US 😱 As an instance in France for 60Go I pay 8€/month !
Equal for gym membership, in France it's about 20-30€/month !
Good to see at least one young man is still using a library. 👍
What a nice smart young. Your parents are probably so proud. You are an example of how young people should be living..
Coffee and tea can be a cheap indulgence to feel like you have treated yourself for fairly cheap ( no liquid, caffeinated sugar cups from Starbucks of course ::). When I stopped, I found I was tempted to spend more money because a “joy” was lost from cutting out my tea and coffee.
Starbucks has some strong dark roast coffee. I get it black, in hawaii it’s like $2.50
Frugality videos have really become scarce on RUclips lately.
Great to see this kind of content again!!
I know!
Gardening tip:
Try to grow from seed. Way cheaper than buying the $20 pepper/tomato plants that you can grow your self.
Intermittent Fasting (eating two healthy meals per day) Nit out do I eat less at home, but I no longer have those hunger cravings when passing a fast food joint
Tip for hanging cloths :
Get a folding drying rack from ikea $15
Holds a small load easily
I only dry linens in the dryer. Clothing lasts longer if it's hang dried and most 'dry clean only' clothing can be washed on delicate and hang dried.
NATE OBRIEN UPLOAD! Love you're content man , its always top notch
Thanks!
"eat less meat"
"Get rid of your gym membership"
*Cries in Frugal Lifter* 💪😭
It’s so true about having full stomach before shopping for groceries 😅
Saves so much hahaha
These were actually really good points usually tips don’t sound helpful when trying to save this much but I found everything u said useful
Thanks!
To the *worthwhile person* seeing this, your dream is not dead. Don’t allow the past and current pains and hurts stop and define you. You’re more than a conqueror. Rise up and put yourself together. Keep pushing your future depends on it. I wish you all the best in life
Sometimes sales can help save money. My favorite shoe is normally $60 a pair. They had a black Friday sale for 50% off. Bought 4 pair for price of 2. Basically bogo. But that saved me $120 for something I was going to buy eventually.
Really hard for someone with no finance background to adapt to these money saving tips of yours. I guess I need real mentor but then i'm thankful I found your vids
Vit an D is so important and it is difficult to get enough especially in winter. It’s one of the best vitamin supplement to take to increase one’s immunity. Do your research
Make the most with local coupons, for food AND drinks, even free events. It’s experiences, it saves money, and you still get to meet other financially smart people
One of the smartest people here on RUclips, kids pay attention!
Very practical tips, Nate. Thank you!
I’m a truck driver and I can tell you a lot is store brands and name brands come from the same factory
I really am feeling triggered with the caffeine one because I'm drinking coffee while watching this haha
Admittedly I had coffee this morning as well
Think for someone making under 60k a year should use these tips but when you make a mill a year doesn’t make much sense. Spend more time planning that then it’s worth. Time is probably more valuable
60k to a mil is a big jump brother. Lol
Totally agree on bottle water!
For coffee, just make your own coffee at home it's way cheaper and sometimes way better quality !
*"Incredible change happens in your life when you decide to take control of what you have power over instead of craving control over what you don't." - Steve Maraboli*
Whoa - as a special needs mom, this really got me very unexpectedly. The “what ifs” on things you cannot control are cuts to the soul, and learning to let go of the “what ifs” that I can’t control will be a lifelong struggle.
Jesus loves you 🙂
My caffeine gives me very functional addict vibes. So I just continue to destroy myself 😂🤣
Good luck finding any Canadian a cellular provider that has a plan for $30 a month unless your plan consist of no data, or doing oil changes in -30c weather. But other than that, solid advices!!
Great video… gym membership here 😩 / I used the library this week..love the library, I love my coffee. I cut down on alcohol., it’s to expensive..
Bro first rule is 'breaking up with girlfriend'.
subscribing to this channel is one of the best decisions i've ever made in my life. love every content!
Hey Nate, great video! However, I disagree with you about style. I think it’s important to dress nicely as this can help boost your confidence! It makes me feel better when I look better, so it’s worth the extra money. I don’t wanna look like Steve Jobs every single day 😂
Agreed. When I buy new clothes, I buy 2 or 3 of the same thing but in different colours. Saves time and energy. This was something I learned from David Suzuki.
Goodwill at it’s best!
"I wear the same clothes just add a little bit, like a cartoon character" The BEST TIP❤️💫💯🙇🏻♀️
Brother, I totally agree about simplifying our styles what a simple amazing principle, no one cares or notices what we are wearing except themselves.
How’s that money tree??
Food delivery GET OFF! Pick it up! And the cutting alcohol is such a money saver. A wine once in awhile is fine and way healthier!
Investing in different streams of income in other not to depend on government for funds and avoid all the chitchat about the inflation bla bla bla
Interesting. I have a lump sum doing absolutely nothing at all in my bank account, I wanna get something started with it, any reasonable ideal
I live in NY and own 2 cars. Hustling backwards right
For the laundry detergent: even cheaper is to get an eco egg with mineral pearls. Here it costs 17 euros and it lasts 210 cycles so for about a year if you live alone.
Success come with hard work, failure comes with taking easy. BTW:: this is a wonderful video, a fellow creator
I have no problem supporting independent businesses. I do support and get my haircut from a dear old stylist who depends on people like me. I don’t go crazy on clothes and I do not go to chain restaurants.
Consumer Cellular is reasonable. And Shop Rites store brand coffee, etc. is pretty good.
I started cutting my own hair, too!! I think women/femmes assume it's too hard to cut our own hair because of layers, etc. But I just found some youtube videos, took baby steps as to not butcher my hair at first, and now I've been able to give myself the best styles I've ever had...FOR FREE! I have long hair, with a ton of layers, and bangs. My hair has never had so much volume and texture.
My other favourite money-saving tip is to mend and alter my own clothes. A lot of the time all you need is a needle and thread to sew up holes or bring up the hem of your pants. I do this with well-loved and thrifted clothes. If you have a sewing machine, more power to you!
Nice tip on hair cutting! I've always been too scared but your comment makes me realize there's nothing to be afraid of.
@@TheKillahKyla The first few snips are the scariest, but after that, you get the hang of it! Hope it turns out amazing! 😁
Many times I regret not buying enough groceries from the stores when I was there and end up having nothing to eat when feeling hungry
Hello sir i am Rajesh sharma from India sir you know arbitreg
I love how straightforward your videos always are 💛 A little pizazz isn't bad, but man some channels are just all flash and then I wasted my time waiting for the valuable information 😂 Great content, Nate!
Change oil i no longer do bc WHEN I change oil, my mechanic also checks out my car !!
Nate - I'm back to update u that I got rid of the Car, and it feels good, stress level way down...
24 hour rule… I usually make it a 6 month rule 😂 if I haven’t forgotten about it and still need/want it then I might get it
Very smart
I can't stay long at a library because I suddenly laugh when I remember something funny and I laugh hard. I'll just bother people studying/reading there.
I water down my orange juice, all juices actually. It goes further.
I buy bottled water, but at the store I shop at you can buy 3 in a box. I noticed (by looking at the label on the shelf) that it's actually cheaper to buy 3 single bottles. Basically, by buying 3 bottles in a box, you're paying for the box. It isn't a deal, like most people would believe. More work to lug them in, but I just put them in the old boxes I've saved, and it saves 20 cents or so. So make sure you pay attention to those labels on the shelves that tell you the price per ounce, etc...
Lol I paused the video to make myself a coffee 🤣 let me hear you out .. I paused before tip 15
when he said dryer ..i thought he is talking about hair dryer 😅😅😅luved the video Nate ❤️❤️❤️
Also want to mention that tool libraries exist in a lot of US cities, so if your family or friends don’t have the hedge trimmers (or hundreds of other tools) you are looking to borrow, you can rent them from a tool library for free!
The just say no is a big one I have to do more. Last year I gave away over 800 dollars in cash to various people whom have not and to be honest will not pay me back. No! No!! No!!!
Doesn’t make sense to change your own oil anymore you only save 10 bucks. Because 5 quarts of oil 35$ oil filter 10. Just pay the 50 for them to do it.
can you please make a video on basic car maintenance!! :D This was agreat helpful video!
Yup, bottled water should be avoided big time! It's wrong on so many fronts. Great tips! Tnx!
So true about bottled water. Complete waste of money and the plastic bottles are bad for the environment.
Nate i here ya with cars 🚙…. For the most time… nice csrs can media pr society driven. Very practical advice
My husband and I quit caffeine last June. We drink the swiss water decaf, so we're not really saving money, but we've decided to go down to having it every other day. We may eliminate it all together. I don't even feel it when I don't have the swiss water decaf.
*Give a man full stomach and empty balls and watch his ambition go outside the window. Comfort killed more dreams than failure ever did.*
How I save 100% of my salary:
- stop eating
- stop drinking
Cease to be
You forgot the government taking like 40% of your salary tax season time. Technically you don't really save 100% of your salary EVER lmao!
Thanks for the tips, Nate. For a person who lives in Russia it’s unlikely to save 30.000 USD😅 But anyway, these tips are relevant for most countries. One more tip I can advise is to buy products wholesale with a group of people (friends, relatives, neighbors etc). This can save money as well.
I am from Romania and I get you. People don’t even make 30.000$/year here. Let’s not talk about saving 30.000$/year then 🤣
Libraries are dope. My wife and I got all of our plates, cutlery and napkins for our wedding from the library.
Thanks for the tips Nate. Surely will be able to save some penny.
He is RIGHT!!!! I have done most of what he said...And IT WORKS$$$$$$$$$$
I love my local library too.
Great buys at the thrift store. 😀
I don’t use bottled water
LPT: always get drunk at home with your friends before hitting the Disco. This has saved me a LOT of money in college.
Thanks Nate, just discovered your channel a couple months ago and love the practicality of your content. We share similar values in minimalism and budgeting and I have really enjoyed your investing and reading tips also. Keep it up!
I literally watched it all the way and I still want to watch it one more time😆. You’re a smart guy that is knowledgeable about money saving!!
You're like the Brett Maverick of money, good tips
Broooo 😭 swear I stop ordering food cuz all those fees double the price for what I’m getting
Great tips! Very useful for my own financial struggles
Can you post a video or give some more resources about where you learned more about cars??? :)
Hey Nate! PLEASE make a video of YOU slowly doing your own oil change!!!
Not gonna lie about the Financial Advisors. My grandparents business has one for their employee but sometimes when she’s free I try to talk to her about my Roth ira and where to put my money into. It’s honestly nice to have some advise specially if it’s for free. But I do agree but if you’re only going just going to invest in index/Mutual funds you can honestly just do that yourself. And this is my rule thumb (not a financial advisor) if you don’t know where to put your money literally just throw it in the S&P 500. I’ve probably done that several times and never really bothered to take it out
I'm pretty close. Been saving 💰 like crazy! Great video
Good call on the vitamins. Just want to add that the majority of people are low in vitamin B12 and should be taking it. Thankfully, vitamin B12 is extremely inexpensive! Going off of memory, I think I buy an amount that will last me a year or even a little longer for about $20.
For some reason when tried to register to Moomoo, the ID issuance country / Region can be only Singapur, Taiwan etc. Nothing more option for example Hungary. Why?
I literally cannot change my own oil without a lift. Ford decided that everything should be accessible from the bottom, then make it too low to fit under safely, then put a shield over everything. I do however tell lots of ppl that many automotive parts come from the same factories, or even when they dont, there often isn't a significant difference in performance. But be prudent. The worse thing that will happen if your off brand blinker assembly is defective, is that it won't work. But do you want to use an off brand alternator or idle sensor for a 2017 bmw? Probably not.
Another tip is to unplug any unused items like if you're not using a lamp, then unplug it, even though it's not on it is still using electricity. I've been able to cut my electricity bill in half just by unplugging everything when I'm not using it this also includes chargers that are not charging my items.
This video was very much needed atm. Thanks for another great upload!
you should consider creating and having a podcast!!!
He is so humble. 😻
Good video Nate. The simple things really add up in the long run
Great idea! Thanks Nate!