A BILLIONAIRE told me how to invest my money...this is my plan..
HTML-код
- Опубликовано: 4 окт 2024
- Want to SCALE your business? Go here: www.acquisitio...
Want to START a business? Go here: skool.com/games
If you’re new to my channel, my name is Alex Hormozi. I’m the founder and managing partner of Acquisition.com. It’s a family office, which is just a formal way of saying we invest our own money into companies. Our 10 portfolio companies bring in over $200,000,000+ per year. Our ownership stake varies between 20% and 100% of them. Given this is a YT channel, and anyone can claim anything, I’ll give you some stuff you can google to verify below.
How I got here…
21: Graduated Vanderbilt in 3 years Magna Cum Laude, and took a fancy consulting job.
23 yrs old: Left my fancy consulting job to start a business (a gym).
24 yrs old: Opened 5 gym locations.
26 yrs old: Closed down 6th gym. Lost everything.
26 yrs old: Got back to launching gyms (launched 33). Then, lost everything for a 2nd time.
26 yrs old: In desperation, started licensing model as a hail mary. It worked.
27 yrs old: "Gym Launch" does $3M profit the next 6 months. Then $17M profit next 12 months.
28 yrs old: Started Prestige Labs. $20M the first year.
29 yrs old: Launched ALAN, a software company for agencies to work leads for customers. Scaled to $1.7mmo within 6 months.
31 yrs old: Sold 75% of UseAlan to a strategic buyer in an all stock deal.
31 yrs old: Sold 66% of Gym Launch & Prestige Labs at $46.2M valuation in all-cash deal to American Pacific Group. (you can google it)
31 yrs old: Started our family office Acquisition.com. We invest and scale companies using the $42M in distributions we had taken + the cash from the $46.2M exit.
32 yrs old: Started making free content showing how we grow companies to make real business education accessible to everyone (and) to attract business owners to invest or scale their businesses.
34 yrs old: I became co-owner of Skool.com to help the many people who want to start a business online do so.
Today: Our portfolio now does $200M/yr between 10 companies. The largest doing $100M/yr the smallest doing $5M per year. Our ownership varies between 20% and 100% ownership of the companies. Many of them we invested in early and helped grow (which is how we make our money - not youtube videos).
To all the gladiators in the arena, we’re all in the middle of writing our own stories. The worse the monsters, the more epic the story.
You either get an epic outcome or an epic story. Both mean you win.
Keep crushing. May your desires be greater than your obstacles.
Never quit,
Alex
FULL DISCLOSURE
I make content to make money - just - on a longer time horizon than most. I want to build trust with business owners so we can find the best ones and help them scale. And if they’re awesome, write them a check and go all the way as partners.
As a beginner, educate yourself: Learn the basics of investing and the stock market. There are many resources available online , including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research
Undeniably factual. Despite my absence of prior investing acumen, I ventured into investments pre-pandemic and managed to amass a profit of about $450k within that year. Essentially, I solely relied on professional counsel.
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
My man is literally teaching corporate finance in the most palatable ways - amazing channel for people wanting to learn business. Even getting into intercreditors and restructuring!
This dudes wealthy wealthy huh
@@oscsavage6325 yea he wealthy wealthy lol
His book is exactly the same too, tonne of value in it and this channel
I've been watching this type of content on RUclips for 4 years and there is nothing in the same league as Alex's videos!
Absolutely nothing even comes close to the information he provides.
@@STS-u1r theFutur is pretty good too
The guy's a disruptor. 😎
Literally been watching everything under the sun for years, building my egg , and credit. Like legit channels. MIT Opencourse. Harvard Business School. Interviews of a dozen diff billionaires. Certificate courses. Online degree programs. Just trying to absorb enough shit until I learned enough or got inspired enough to take a shot at something. Saw his thumbnails for months and thought he looked bullshit. Finally clicked one because I think I was finally starting to come to the reality I was going to have to get investor money to do what I want to do because I just couldn't find someone who could persuade me. Lesson learned lol Learned more from him for free in 2 weeks than I have in 2 years combined. I seriously unsubscribed from all the other channels (attention) and am just finishing all his stuff up. Wonder if he'd sell me an option for 4 1hr sessions 5 years from now? lol He should be worth 5 or 10 billion by then.
Have you been able to implement this advice?
Hello Alex, you're spot on regarding filing Real Estate Professional Status (REPS).
I started last year and it's been a blessing allowing me to reduce my practice's income. I haven't heard about using index funds for 1.5% loans that we could get on future real estate.
Could you make a video about this topic in the future?
Would be interested as well
I’d love to see a more in depth video on this as well
Re: borrowing against your index funds, look up margin investing/loan.
I think it's just a portfolio line of credit. Usually, a low-interest rate requires borrowing a large amount though. The more you borrow, the lower the interest rate. Also, I believe the interest rates are not fixed either but I'd have to double-check on that.
Never heard of this either... interested!
I CAN NOT THANK YOU ENOUGH! I am finally taking my IT business off the ground and able to manage the income it generates in a way that is more rewarding than degrading.
I feel investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market, because 35% of my $270k portfolio consists of plunging stocks that were once respected, and I'm at a loss for what to do now.
To manage market risks responsibly, distribute investments over many asset classes such as bonds, real estate, and international equities, seek the advice of a professional.
You make this so much easier to understand without the typical boring repetitive stuff. Would love to learn more about living off loans against assets rather than a wage to minimise tax. You’ve talked about it briefly before
SO MUCH GOLD right here! We're invested in over 1,800 Multifamily units and that 4 quadrant explanation of the benefits is true and why it's such an amazing wealth creation vehicle! Thanks for the amazing content Alex! I've binge watched so much of your videos in the last several days lol. Love it!
10:59
"Diversification is a protection against ignorance"
But what Warren Buffet also said after that:
"It makes very little sense for those who know what they're doing"
Love your videos. So much value and humbleness ❤️
Keep it up Alex!
However, even people that are reputed to know what they are doing screw up. Bill Ackman lost 400 Million on NetFlix.
Very few people know what they are doing
Alex is so good at explaining something boring in a way to sound exciting and fun. He definitely is one of my favorite business youtubers.
Because he is doing seated leg press as he speaks.
word!!
It’s crazy how the wealthier you get the simpler the approach to investing becomes for most. I remember meeting a 20M guy in his 70s and he said all he did was indexes that paid 4-5% dividends in Australia which isn’t uncommon and he spends the rest of his time enjoying life. He also leveraged loans against the indexes to buy more indexes and converted his non tax deductible debt (personal home) to tax deductible by buying those indexes with it 😂
True once you have enough money then you can invest in slow moving divvy stocks.
Hope he enjoys the 20 million at 70
I'm so engaged in all of the teaching and training that you and Layla provide I'm now using your sales closing structure to train my sales team. Keep putting it out there and I will keep absorbing every drop. So grateful
That was so damn financially educational. Thanks for this video, man. People usually pay for this kind of information. 👍
finally, someone who is not selling me something and the video is knowledgeable .. it's refreshing so subscribed and liked.. thanks for the info you share it's very helpful..
This my new favorite Channel, very high value content and alex is not intrested To sell u anything
I’ve followed many entrepreneurs, investors, social media “experts” etc. this is by far one of the most educational videos I’ve seen in years.
definitely not a social media expert hahaha - pretty sure i have the lowest production quality of anyone.
@@AlexHormozi value over visuals 👏
@@AlexHormozi "genuine" definitely doesn't need layers of high production quality! Your channel delivers GOLD as it is.
I knew you could take a loan against your stock assets but never thought of investing that money to build a real estate portfolio. Great video, thanks.
Its called leveraging upto tits
Is he talking about Securities-Based Line of Credit (SBLOC)? What did he mean by index?
Where does one get these loans?
Lombard loan
Dude I appreciate your no BS approach. There no buy this to learn this. The fact that you’re learning from your mentors and sharing what you learn for free, is just makes you a super rad human. The value you bring for free I can’t wait to see what value you bring if you decide to sell course.
How does the current interest rate rising effect the 1.5% interest on loaning money to yourself?
In other words what makes that art cost raise?
Awesome content! Don't forget that to qualify as Real Estate Professional (tax election) the 750 hrs is the minimum and the other LARGE hurdle is that the total hours has to be more than your other activities! (Ex. Growing your portfolio = 1,000 hrs/yr; your RE Pro hours will need to be at least 1,001 hrs/yr). Folks, make sure to see your qualified Tax Advisor.
100%
But how easy would it be to discern (or disprove) time allocation?
Alex, thanks for sharing your financial plan. Could you go more into detail how your strategy hedges against inflation? 40% or so of the money supply was printed in a 2 year period which dilutes purchasing power for anyone holding USD.
Buy/own great businesses. Maybe get some exposure to commodities/hard assets one way or another. Develop desired skills.
Avoid securities like index funds in a massively inflated stock market. Real estate, metals, crypto and businesses that sell products which increase in price as inflation rises are 4 pillars to hedge with.
You continue to give extremely high quality information with all your content.
Your content is paramount. You truly give enough to make life changes.
Man alot if information you give away for free is more valuable than paid content 💯! Thanks for your work Alex!
What advice would you give for someone buying an existing business for the first time? I’d never even thought about the concept until I watched your videos and I legitimately think it’s a fantastic way to become a millionaire
Love your videos. But on the crypto, you can earn yield - very high yield. Check "proof of stake" coins like ADA, DOT, ETH(eth is moving to proof of stake) DEFI or yield farming (which is very risky, but extremely high yield). Anyways, appreciate the knowledge you've been dropping.
True but the risk is very high. There are so many trash DeFi projects that the space is difficult to navigate.
@@BryceChudomelka agree which is why I mentioned yield farming is very high risk. But even so, you can just stake your crypto and earn anywhere from 5% to 15% without the super high risk of yield farming. Anyway, I'm not suggesting anyone invest in crypto. I just don't want inaccurate information to take away from his awesome video. Point being that crypto has amazing yield opportunities if you know what you are doing and have the stomach for it.
The ultra wealthy are only putting a small portion of their net worth in crypto
Yes and there are low risks methods to getting yield like cash and carry trades on bitcoin. About 15% yield.
@@jeradkiester698 because they are already wealthy. They got their large stack by taking larger risks then most.
This dude is the shyt. I stumbled on you like 3 day's ago and I'm hella thankful. 🙏
I simply love that Dan Kennedy mustache. Also one of the best "versions" of Alex.
I know your already rich, but I wish you had a cash app, I would definitely donate. Your info is priceless brother.
Thanks Alex, would you use this same process if you had 8-10 million? Im struggling with where to put this money.
The mustache makes me want to learn.
Alex, rocking the lax pinny has me wanting to fire up the old spoon...Good ole days.
How can I set up a strategy call with you Alex, Im moving my boxing gym online?
Broke it down nicely, love his office attire .
Speaking of managing risk, do you practice good asset protection? Own nothing, control everything. Clint Coons from Anderson Business Advisors is the best of the best at this.
Hi there, curious to know, what are the names of your businesses?
This is gold. I’ve been thinking of doing something along these lines based off speaking to the people around me (at a much lower level)
Fyi crypto does have yield through staking
Scammers: I became rich and now I really want to help the community and YOU to ger rich as well, Im doint this for YOU...
Us: I understand you may want to charge for your course, but if you say youre so rich and dont need money and youre doing this simply because you want to help us, why dont you teaches for free?
Alex: Hi Im alex and I have absolutely nothing to sell you. So this is how you make money... (proceeds to make a 10min video full of free value)
Alex you are truly an inspiration! Currently $500k away from my first 2CC award. I hope meet you and Russell on stage in the near future!
It’s crazy you put this out for free thankful I found your page thanks
i have been making losses trying to make profit trading crypto. I thought trading demo account is just like trading the real market... can anyone help me out or at least advise me on what to do?
trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade .
i will advice you should stop trading on your own if you keep losing and start trading with Mrs Katherine Miller trading services.
wow i'm shocked you just mentioned and recommended Mrs Katherine Miller i thought i'm the only one trading with her
you dont need to be shocked because i'm also a huge beneficiary of Mrs Katherine
She earned my trust since October last year, when my colleague got paid USD 15500 after investing About 2000
How am I this early to a new video of a channel I just discovered? This channel is going to blow up. Give it a year and it'll be at millions. Gold
Packed with useful information!! Thanks for your time.
"crypto won't pay you..." Crypto *will* pay you (i.e. DeFi, lending or yield farming). Furthermore there is greater transparency and more liquidity (because the markets are open 24/7). Lastly smart contracts vs humans execute the transactions. Stablecoins can be pegged to real assets vs fiat....thoughts?
that mustache is priceless
In order to become the first CAP you need to issue a UCC1 and check the box indicating a lean... Be the first in line with the first lean.
Alex, you are a gift to all of us watching. That being said, You should really go down the rabbit hole on BITCOIN and DeFi. I'm 100% sure, you will change your thoughts on where to park your money. Especially, where to park your CASH instead of the Dollar.
Thank you Alex, for everything you, Leila and your team shares to the world 🙏
They are fantastic.
Congrats man! You are crushing it on RUclips!
Do you use IULs to invest in index funds Alex or do you just directly invest into the index?
Alex, I just think I realized you had hand written all of your slides for GL and other presentations!! 🤯
Thanks for the info
I opened an hr consultancy firm 6 months ago and your channel helps me with it a lot! Thanks for sharing your knowledge, Alex!
Another slight downside depending on your cashflow is that real estate requires more cash reserves than indexes.
Is the loan against the indexes a standard bank loan? Is 1.5% a real number? Perhaps a historic low number from last year only? Preferred relationship rate?
Thanks
I'd be worried about being in multi-families right now, with the extension of the moratorium on evictions. Especially for smaller investors who can't stay above water forever without getting paid. It's almost like they are trying to bankrupt all the little guys so companies like Black Rock can swoop in and buy everything up.
Glad to check out this video. Awesome content and keep on motivating!
This gentleman is in a class of his own.
Alex, thanks bro!
You can get yield on your crypto now. Blockfi,Celcius, Voyager, Nexo
Wow.. Phenomenal video and channel. Way too much value in this 12 minute video... Insane! Thank you.
Alex "GOAT" Hormozi
Great videos, Crypto does pay a yield if you are staking it.
@Jason Wu true.
and even still the risk of rug pulls on yield farms vary wildly.
the rare chance you get in super early on a yield farm and what your risk tolerance is it can be good.
something you'd gamble a >2% amount in a yield.
Also the time cost its not very passive now that I think of it
@@tommymaher4166 You can stake ADA and its always liquid. As well as lending platforms like Nexo. Your assets are liquid with daily payouts
@@mattsherman1771 that too actually forgot to mention it.
Plenty of amazing options out there
Blockfi, Celsius, Nexo
I want all your knowledge! Thanks for sharing you legend
It looks like a brilliant plan. I admit it seems like it has sown tones of Grant Cardone. I like what Uncle G has to say, and he’s a brilliant person I’m my opinion.
Keep educating us, and I am
Always looking forward to your videos.
Love it! Notability is next level 🙌🏼 Quite of the day: “Diversification is a hedge against Ignorance” Buffet
You can stake and provide liquidity in crypto.
Instead of a typical index, if we can structure a IUL (Index Universal Life) Insurance policy CORRECTLY, you can borrow against yourself, and recapture your own interest on your own terms; all the while earning a 6-12% on your principal as if it was never touched regardless of what stock market is doing. This is what banks themselves do, along with many high net worth individuals/families (rothschild/rockefellers) - Former NFL athlete here with Premiere Financing. Lets talk
The stock market has been a really tough one this past year, but I watched an interview on CNBC where the anchor kept mentioning "Tamara Diane Hagan". This prompted me to get in touch with her, and from May 2021 till now we have been working together, and I can now boast of $540,000 in my trading portfolio.
That's massive. Can you please connect me with your personal broker, I would love to work with her
@@lucythompson5841 Like I said previously, her name is Tamara Diane Hagan, and you can reach her via her website
Just run a search on her name, and you would see all you need.
thanks for the info . Found her website and it really impressive
That's legit scary... Like, how can I know if its people joking or the real robots? goddamn
Best channel.... nearly doubled subs in a week!!!!!
You can stake crypto and get yeld from it! Amazing yelds available from respectfull companies bth. DeFi yeld is higher but also higher risk.
You are the Man! Big help, forever grateful to you
Came for the musstash, stayed for the info!
Great video. The only question I have is…
Why do all iPads stop their actual time and display “9:41 AM Tues Jan 9”?
you're like the older brother i never had. thank you.
Love the video Alex!
Great content Alex
Love your content, so authentic and deployable, thank you 🙏🏼
Super stuff. 👌. How liquid are multi families ?
Alex, how to find a mentor ?
Can you borrow against your index funds for investing in real estate syndication? If so then that would be a pretty low risk way to generate cash flow. Basically you’re being the bank at that point…borrowing money at a low interest rate to give it to somebody else at a higher interest rate.
Slight correction: the banks doesn’t put any money into mortgages. Ever.
They create money by digitally “printing” it using your trust account - the money they give you is based on your reliability to work your tail off and pay the loan back. The money they give YOU is backed by… YOU.
Then they securitize it and sell it on the stock market.
Then they take your home away from you when you miss 3-6 payments, re-sell it on the stock market and re-securitize that new mortgage loan.
One of his podcasts mentions Owner/Seller Financing when purchasing real estate. Does anyone remember the podcast episode?
Search his name and real estate. That is what I do when I am searching for something specific. Good luck brother.
Great energy! I'm glad I came across this channel. Super motivating.
Are index funds still worth it even with the current inflation rate?
No, this is dated knowledge
If you could only pick 1 index fund, what would that be?
Sp500 uwu
More videos on your experiences with multifamily deals in detail would be great
This.
I'm interested as well.
How do you determine when to put the money into index funds and real estate instead of your business?
Good video. I wouldn't limit myself to only multi-family for a few reasons. There are very few sellers and there are few serious buyers (lots of wanna Bs). SFH are everywhere and there a thousand times more buyers. They are ill-liquid, but in the right location can be sold relatively quickly or refinanced easily if the need for cash comes up. I agree with what you are saying, but I don't see the need to limit yourself to only multi-family.
Great info. One thing that is kind of confusing when you mix up your business portfolio company with your personal "income". Are you investing company profits into indexes (for example), or are you investing your personal income paid to you from your portfolio company?
Good question, I had this same thought.
this was an awesome video, thanks for the knowledge!
LOVE THIS!
Curious what you (or your mentor) would say about using a well designed cash value life insurance policy as opposed to the index option? …and possibly the liquid cash option as well.
Sounds like they have some similar benefits, but I think the policy has a few more related to taxes, more liquidity, and a future death benefit.
I’m def not an expert, but that’s my understanding?
Btw… your book is ridiculous. Ive referred to countless people already. It’s my new favorite 🤘
I was thinking this as well as the cash option. Wonder where does he keep that much cash?
You mentioned taking a loan out on your index fund with an interest rate of 1.5% but looking at margin loans I'm seeing interest rates at a minimum of 9.5% or higher. Can you elaborate on this?
how do you get 1.5% loan on you're indexs?
Lombard loan
I've never heard this before. Thank you!
How do you think about reinvesting cash in your business vs indexes/RE?
hi I absolutley love this, and I would like to ask something, if I borrow money against my index funds, doI still earn the dividend payment as well as benefit from the appreciation of the stock while the interest on the loan remains 1.5%. or Does my creditor benenfit from the dividends while my stock has been collateralized ?
Thanks
Thank you for sharing your knowledge and content, in a way that is stripped back, understandable and inspiring. You make a difference.... 🙌
Is there an alternative to multi RE? Its not very viable where I'm from. Properties are heavily regulated.
Alex, could you do a video commenting on Kiyosaki's strategies in terms of cash quadrant and that debt is good?
Kiyosaki is a total fraud.
@@jumhed994 elaborate
@@jumhed994 I'd like to know as well. I've only read Rich Dad, Poor Dad and thought that was valuable info. Took lots of notes on that.