Omaha man pinching pennies after getting hit by driver without valid insurance
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- Опубликовано: 22 апр 2024
- An Omaha man has been left pinching pennies after a driver who crashed into his car didn't have valid insurance despite showing proof at the scene.
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You'd be surprised at how many people you're driving on the road with who don't have insurance.
Yeah. Because it’s not affordable
or, apparently, a license. i can't believe how often i've seen it
its scary. Luckily my state (ohio) requires uninsured coverage
Especially with the border wide open!
@@lrich8181 you've been misinformed - the border is most definitely not "wide open"
No insurance? That should be an automatic suspension of the drivers license. Providing false information to police? Pretty sure that one's already on the books. Caused a crash and have no insurance? Impound the vehicle and sell at auction to repay victim.
In NH, drivers aren’t required to have insurance.
Welcome to America. The freedom to ruin and endanger lives.
I got into a collision with a red light runner who had no insurance and no drivers license they were only 18. Taking away a license doesn't stop people from driving, there's no technology in drivers licenses to activate a car due to the costs. This is why people need to drive with comprehensive coverage and drive defensively as well.
@@fire2box😂 that’ll never happen. Due to the short attention span of the average American, more accidents and uninsured drivers to come!!
That's why you don't get into an accident with an uninsured motorist :) (sarcasm). Your auto insurance covers that too but your premium will go up
This is why I keep full coverage on my vehicle AND have a dashcam; *as long as I don't purposely crash my car, I'm covered.*
Depends on the value of the vehicle .
@@TiredOldMann Still keep full coverage no matter what
@@1985jhoward If full coverage cost more than the value of the car your wasting money .
@@TiredOldMannNot when you rely on said vehicle to commute to work.
@@1985jhoward You had better talk to your insurance agent. Most any car over 7 to 10 years is near valueless when compared to the $$$ you are paying for insurance.
if maybe they punish people with no insurance or crashes with no insurance
They do. 🙄
where
they cant force anyone to pay any money unless its big business if you sue me and i dont pay they cant make me so what do they do @@williamwilson6499
@@williamwilson6499 if its private then its a civil case payee out of luck no laws on it
did he have uninsured Motorist coverage, I got that with my minimum liability insurance since there are a lot drivers here in Texas that drive without insurance. it does not cost that much extra.....but as usual, most insurance companies, write off cars with front end damage, but the person still get a check for the residual value.
@@martincarr4204 the only down side it will not pay for your car damages over 2500 with liability if your car is total you still owe for it only full coverage pays for your car
This is why you should always carry uninsured motorist insurance on your policy. I’ve been hit twice two years in a row where the other drivers didn’t have insurance and one didn’t have a drivers license. None of it resulted in tickets for the other drivers or any consequences that I know of, but the uninsured motorist AND a $30 dashcam saved me both times.
It's for this reason I have liability insurance with non insured motorists.
Gotta love America. Land of freedom to terrorise the community.
I hear you, an uninsured driver totaled my car, good thing I had uninsured/under insured coverage. The other driver just got a ticket. The system needs heavier penalties for drivers who fail to carry any insurance.
The slaps on the wrist infuriate me. A car should be disabled when there isn’t a valid insurance policy on it.
Uninsured motorist coverage is for medical expenses. You’re actually using your comprehensive coverage in the situations you have described.
I’d sue the driver
Sure but that takes time. In the meantime you still have to find the money to buy another car or live without one. And it costs money for a lawyer to sue. The value of the car isn't small claims.
Nice thought, but law suite take money, and most people will not have enough to make it worth the expense.
If the guy can't even pay for insurance what makes you think they'd be able to pay compensation and legal fees?
Imagine, had he saved all those premiums over the years ... I bet he'd be in a better place financially.
Not his fault but rather the greed created by our legislators on behalf of the insurance companies
@@TS1964agreed, no product sale should be legislated.
buy insurance for your own items, at your own valition. remove the government.
The lesson here is never downgrade to liability insurance unless it's a VERY OLD vehicle.
Yeah I have full coverage on all my vehicles save for our old 2004 f150 that we use for hauling only. We only use liability for this one.
Or invest in bull bars so you can total idiot drivers cars without damaging your own
The guy probably only saved $20 per month downgrading to liability only.
I have full coverage on all my cars, even old.
Even then, I wouldn't. The oldest vehicle in my fleet is an 88 and it has full coverage, if only because it's a classic Mercedes. All vehicles in my household have full coverage because it's only $10 more. And, also, because I don't trust other people will look out for me as I do for them.
File a lawsuit against the driver. If he can't pay, put a lien on whatever property he has.
Lawsuits are BIG money. Lawyers costs, court fees, wnd pretty sure the guy owns nothing… you’re better off pressing charges and wishing the best
And if he got no property? Then wat 😂
And you will MORE THAN LIKELY find out that he/she has no property. The vehicle he/she crashed probably has a lien on it. You can try to garnish wages, but that'll take FOREVER to get the $21,000 for the vehicle IF that person even has a job.
Have you seen his white run down car? What property do you think has any value... at all??
@@paulstandaert5709not only that, if they see their wages be garnished, they’d just stop working assuming they ever worked before 😂
in NY if you lapse insurance insurance IMMEDIATLY notifies DMV
really invested in this aren't ya buddy
@@neilsullada385
Why not? I pay or don't drive, California it's the same way, fair is fair.
Massachusetts it is instant suspension of your registration and in Rhode Island,after 30 days,your drivers license is automatically suspended.
@@elcajoia619 This is why so many vehicles in CA are now suspended but driving on the road. CHP and local LEO don't even bother to pull them over even with ALPRs in the car.
If Iowa does that, then they'd notify his last Iowa address,...but he lives in Nebraska now. That's the quirk. The driver is likely gig working in Omaha...with an Iowa license and tag and lapsed insurance.
Funny, you get hit in Canada by a uninsured driver your insurance will fix your car and they sue the driver who lapsed or lied themselves and get a judgement and it's a $5000 fine for the first offence that goes up to $10K next offense and $50K on the 3rd and subsequent for the real losers who choose to ride dirty.
How it should be in US.
I haven't dealt with insurance in Canada, but without collision coverage and/or uninsured motorist coverage, you are hosed. I am guessing it works the same way in Canada.
I never had anything better than basic liability insurance and uninsured motorist in my 26 years and 600,000+ miles of driving. Perhaps its just dumb luck.
Insurance would go after the individual if you pay for that coverage. I think minimum, people only pay for insurance that covers the opposite party's damage than the one being insured.
That’s not what happened to my friend.
I just got into an accident last week (the other driver failed to stop at a 4 way)
My insurance company told me that they were uninsured and told me to pay a 300$ deductible and the other driver will be taken to court by my insurance, if the company wins the case (which is likely since there is dashcam proof and a paper trail) my insurance gets their money that owed to them and I get my 300$ back
If they can't recover the money then they keep the 300$ and I continue on like nothing happened
Lesson learned for him. It’s to new of a vehicle to only have liability.
Full coverage in my state is only 100.00 more per year.
@@lrich8181. You must live in the state of confusion.
@@lrich8181an extra 9ish dollars a month... Man this guy must be kicking his ass. Saving at max, maybe 25 monthly. Those savings are definitely far gone now.
@lrich8181 I'm 33 with no wrecks and full coverage adds 300 a month.
Liability $55, full coverage every company wants around 350.. its a 95 silverado 😂@lrich8181
Insurance prices go up when scammers drive around.
Insurance is the scam
Real scammers are insurance business and the politicians that pushing this agenda
Not having insurance doesn't make you a scammer, I don't even know how your brain connected those things. People are POOR.
@TheRealWickedMelon too poor for insurance. Too poor to be on the road. He ought to take the bus or walk.
you have that backwards champ. its because of unaffordable insurance THAT people drive without it.
Insurance laspe should be automatic laspe of driving privalges
good luck with that I agree with you but driving is a right not a privilege have you not heard that
@@scruf153traveling is a right. Not driving
Are they going to come take your keys? Your car will still start even without a license or registration or insurance.
lol, Not at all, pople drive other peoples cars, and insurance is tied to the vehicle, not the driver.
This is only the beginning of things that are going to get worse.
I have only been hit by uninsured drivers so what a scam they is whole system is
most ''drivers'' do not have insurance any ways how there able to buy a car I have no idea
@@scruf153easy, get insurance when you first get the car then stop making payments on the insurance after you get the new car lol
@@scruf153fr its insane especially on florida. I keep my head on a swivel. Me personally i never been in a car crash but ive been in car accidents when im with others driving and man every time they either dont have insurance or a license and nothing happens to them… but when i get pulled over and i dont have an id i get a ticket??? Wtf
Yea isn’t that amazing, cause like knowing our luck, if we didn’t have insurance, we’d get pulled over for something stupid, but yet these low lifes who probably don’t have a lisence are out and about free will without a job too
That's why you insure yourself and your own car.
He had a 2019 car with less than 30,000 miles and he opted for liability insurance only?? How stupid of him
Why is that stupid? Someone else ran into him? In 20 years of driving i've never had full coverage or an accident... Can you imagine the tens of thousands, i've saved?
@@erikschmidt476 . So take all that money you saved and float this guy a loan.
@@erikschmidt476and if u did get hit , imagine the ten of thousands you’ll be spending lol it’s two way street of unknown buddy
@@cormaro1376 True, could happen. But the truth is that normally, if you get hit the other guy's insurance will pay. If this wasn't the case, a Ford fiesta and a run down toyota getting into a fender bender would hardly be on the news! :)
@@erikschmidt476 you good bro. Ive only bought $1k-$3k cars. had my 1st car for 15 years! paid cash. i could've bought my car 16 times over and thats just liability not even full coverage. insurance is not good unless you got brand new and you drive risky, i.e. high traffic times and frequent busy streets with known accidents.
Here in Missouri I was hit by a person who not only had no insurance, but no license, car was not theirs and illegal plates. Police wrote them 6 tickets and let them go and they were never seen again. I got screwed.
Similar thing happened to me in 2018. At fault driver gave me and the police a proof of insurance card but I later learned the policy had been cancelled for non-payment. My car was totaled so it really turned my life upside down.
If you let your insurance lapse, the state should be notified and your driver's license AND license plates should be suspended.
lmfao. no bud, You cant criminalize not having insurance. You can criminalize driving without it. see the difference kid?
This is why they have insurance you can purchase to protect your car... even without buying Full Coverage.
Write the loss off on your income tax!! That’s all you can do at this point.
I had a similar situation happen to me. Sued the driver and won.
This why I carry uninsured motorist insurance on my policy. Even when I only had basic liability and collision. It’s saved my but when my car was hit when parked in hit and run
the law says you have to have insurance to drive yet they allow people to drive without it and a drivers license what good are laws if DAs and judges refuse to inforce them
The judges get under the table $$. You think they can afford their luxury home and things from their normal job?
Even my beater cars have full coverage this way atleast at the bare minimum I can get 4-5k
And how much are you paying a year for full coverage vs liability only?
@@bobroberts2371exactly not smart for a beater
Definitely not worth doubling my insurance for my beater BUT I did keep uninsured motorist coverage. Not sure why ANYONE would ever not have that, personally...
But it's pretty ridiculous to pay for full coverage for a beater, yep.
@@bobroberts2371 - Full coverage on my 16-year old, 200,000 mile car is less than $50 per month. Liability only would probably be $45 per month. The few extra bucks per month is more than worth it.
In New Jersey if you dont renew a policy or cancel youre existing one the departmentnof motor vehicles is notified and youre plates are to be surendered.
CT also.
That’s why you should have uninsured/underinsured motorist protection no matter what else you carry. It’s inexpensive and will save your bacon in an instance like this one. Also your insurance company will go after the at fault uninsured driver for reimbursement after they make that payout to you.
insurance companies only have a year to collect there money after that no luck
Some companies let you buy uninsured/ underinsured insurance even if you just have liability......with mine if I'm at fault the other party is covered and I'm outta luck, if they are at fault and uninsured my company will pay for my car
this is why your insurance premiums are going up, bc of people that don't do what they're supposed to do...
and the EVs that crash and cost thousands to fix! everyones rates go up because of the newer cars.
So out of state drivers don't have to face consequences what?
They waited until near the end of the video to mention the victim himself only bought liability insurance on his 2019 car, that’s a ridiculous amount of risk, and this is the exact consequence.
he was trying to save money, i don't know who told him it was a good idea to do it.
if you can't afford to pay for major damages to your own car, you should keep comprehensive coverage unless your car is 20 years old and not worth fixing.
u never know what's gonna happen on the road.
Everyone is not rich like you sir the economy is hurting 40,000 truck drivers lost their jobs last year I'm one of them and went from a 4k salary to 2k on unemployment so I had to move to a cheaper place and cut back on my bills too so at this point I couldn't afford $200 per month liability insurance if I'm only getting 500 per week working ppl understand full coverage is expensive
@@daniellebrooks7510. That sounds like a personal problem.
@@daniellebrooks7510 $200 liability?? Mine is $300 every 6 months. That's crazy
@@daniellebrooks7510 if your hurting, you dont need a new car, do ya?
Never ever reduce your insurance to save a few dollars and never remove collision coverage on a newer vehicle, especially if it’s your only means of transportation. Hard lesson to learn.
In Oklahoma if you are driving down the road you can be scanned in traffic cameras or toll cameras, if you don't have insurance they send you a fine in the mail. Don't pay, they take your car.
I remember those. So many problems with them so I don't think we have em anymore
My husband has been out of work for months after getting hit while working on an ambulance by a driver with no insurance. It's a struggle getting his former employer's uninsured motorist to pay a dime. Meanwhile, workers comp paid the bare minimum and we are paying thousands on our own for treatment for his severe back pain and the emotional stress of being unable to support his family. I'm thankful I have a job that can support us all, but he feels extreme stress over not being able to help. He's looking for a new career, because his doctor told him he can no longer lift over 25 pounds. Our lives are turned upside down, and the insurance company doesn't care.
You'd think that if people drove without insurance that they would drive extra cautious and not drive extra radical.
WOW!
March 14, 2024 I made the last payment on my 2019 Genesis G70 3.3T, March 15, 2024 I was involved in a hit and Run accident. Idiot ran into the back of my car.
Then the driver took off, now I'm stuck paying my deductible to get my car fixed.
It's currently in the body shop, with over $11,000 in damages.
Luckily I only have to pay my deductible.
had some jerk back into me while i was parked a couple years ago while at work. they refused to inform their insurance company of they accident and tried to refuse to pay for the damage. I managed to get a police officer to go to his house and confront him about it. Then he wanted to pay for the damage he had caused.
I have a question. If Viking insurance issued an insurance card for valid insurance for six months to the driver without collecting the full six month payment wouldn't that make them liable? It could be considered falsefication of legal documents and conspiracy to defraud the government. Knowingly and willfully filing the paperwork without payment is fraud and doesnt matter if they cancelled the policy.
Most insurance cards will say "Valid from [DATE1] to [DATE2]". But its effectiveness is dependent on continuing payment.
Yea.... Mine was far worse.
Want a REAL case?
Though my car is paid off,i kept the full coverage, because it's still in great driving condition
Keep in mind that the poor guy in the video owned a 5-6 year old used Ford Fiesta that was likely only worth 5k. So he must have thought liability is enough
If collision is 1000 extra a year then it is typically worth dropping as over 4 years you pay $4000 and you have a deductible...so if in the end of that period you collect...they'll hand you 2500 and wish you luck in buying another car.
What he should have kept in UNINSURED motorist coverage (especially for medical). Thats usually only 50 extra a year, and would have helped if he or a passenger were hurt as well as repair the car.
Imagine that, you can escape liability or criminal consequences just by committing a crime in another state. I bet if this clown had run into a politician the police would find a way to go after him in the other state.
That's our government screwing us Americans
I'm so glad I don't drive anymore. What a fucking headache
And this is the reason I ALWAYS have coverage for uninsured/underinsured drivers.
His only recourse is to sue.
Yup. Only problem he'll never get a dime even if he wins and it cost money to sue people even if it's only time of from work you'll lose more money.
Good luck getting money from someone that probably doesn’t have any.
@@stoneyswolfIt doesn’t cost money to sue in small claims court.
@@TheBOG3 In most places there are most certainly fees for small claims court. And good luck collecting the judgement.
If you are uninsured and get caught, automatic 1 year in prison. Cause and accident with no insurance? Five years in prison with NO PAROLE!
As long as such a law is structured so that accidental lapses don't result in jail time then this isn't a bad idea.
@@personnesenki4521 best way would be to have a repository or log of lapse of insurance, which needs to be overlapped with vehicle ownership as well. (sometimes people decide to not "own" the car) and if you have lets say 2+ you automatically get a fine and license suspended, maybe 1 month in prison. and then if you have 3+ you are categorized as habitual lapser and you get the 1 year sentence for sure. the 1 time lapsers will be the only ones who get warnings. also need to bring home accountability. living with lapsers needs to affect everyones rates. this way we create very heavy community mentalities to be insured. everyone will drive better with this. there will be less accidents.
Yes! More dystopian laws! Exactly what this country needs right now.
To protect myself I still carry full coverage and uninsured motorist coverage, because I cant afford the loss. That is what insurance is for.
Car was hit while parked - at least, it was repaired at little cost due to delays.
About 65% of drivers have no insurance.
That just be a lesson to everybody even basic liability to carry uninsured motorist in you policy to cover you if your hit by someone with out insurance..
OH PLEASE that house has been DIRE need of repair for YEARS!!!! lol
I was thinking the same thing, and the dude could use some new clothes as well. And, who buys a brand new Ford Fiesta anyways.
@@schlazer-merv His Ford Fiesta was nowhere near brand new. It had low mileage at around 21k miles but keep in mind that Ford stopped making Fiestas here in the USA in 2019. So his Fiesta was a 5-6 year old used car and probably only had a current market value of $5000. He must have bought it discounted brand new for around $11,000-$12,000 in 2018 or 2019.
Car insurance should exactly be no fault and coverage ONLY for yourself.
Those who choose not to buy insurance can push their car home and pay for their own hospitalization.
Thats why full coverage is a nyc standard
Luckily I had full coverage but the system is broken. A car hit me and was at fault. I had video of the incident. Called the cops and they would not come since it was a minor fender bender. We exchanged information but he would not provide insurance. He made a lot excuses. My insurance tried to go after him but he denied being in an accident, despite all the pictures and video. So I’m out of my deductible since he won’t cooperate. Insurance and police can’t do anything.
I might as well not get insurance and play stupid like these folks.
Should be jailed for no insurance. A federal crime.
sAdly, no.. not a Federal Crime.. unless CDL... plates are issued by states.. it's a state to state issue..
What planet are you on? At no point is this a federal crime. You should try an education.
@@TheRealWickedMelon should be a federal crime, is what I meant. Relax
@ronpeacock9939 that's just vehicle registration.
@@MC2RDno it shouldn’t. Jesus Christ. You should go to North Korea with that shit take
One thing we should have that no insurance company or lawyer wants.
No fault insurance.
If you’re involved in a fender bender and the other won’t exchange info or if it’s your fault and the other wants cash and won’t exchange info look out! I’ve seen ppl robbed in these cases.
How does this even make it on the news? Who hasn’t gone through this?
I never have in the 20 years I've been driving.
The untold part of the story is the guy with no insurance also has no citizenship.... Most likely.
Happened to me. Got hit from behind by an uninsured motorist from Florida. My insurance company took care of me under uninsured motorist coverage. I hope they sued the other driver for damages, legal fees, court costs. They have a team to do this and the financial patience to see it through.
He needs to sue
🤣 you voted for these people to be in the country 😅
Yes and they are still better than someone like you 💯 hateful lil crab ina bucket hating on ppl with nothing is pathetic and says alot about u
No insurance? That should be a mandatory arrest on the spot, no bail, car impounded, and if found guilty, 1 yr jail (no parole/early release/deferred).
What a dumb take
Takes like this are the reason this countries going to shit "govern me harder daddy" 💦😂
@@RandomRandomnessKCMOyeah a lot of these idiots want to live in a police state and it’s sickening
That's a little extreme. Maybe for repeat offenders or in case of serious injury
Always keep full coverage on your vehicle because 45-70% of the drivers on the road don't have insurance.
Liability is a risk itself. Always have full coverage.
People drive without insurance all the time it's actually normal not having insurance. I do feel People should Have insurance but big but at Same time rates are through the roof its either feed your family or pay insurance well logic answer is feed your family
Its normal not having insurance? Thats the dumbest shit ive ever read. You hit me without it and youll never own anything ever again because ill sue your ass into oblivion in civil court.
All well you can't take anything from anyone who don't have anything lol haha joke on u
@@blessedman3253I get that. I walked away from this society a long time ago. People are so delusional that they actually think they own things.😆
Mine was worse. I'm sorry to hear about this, but you should only remove collision if the value of the car is so low the collision won't pay anything. When i was involved in my accident, I still had a lien on my car. KY treats financing as a lien. Once you pay the loan, the lien can be removed. The other driver was driving with no insurance, so i lost 9k because of the lien. Had to come up with 10k extra to buy just a used car
Lesson here is there are plenty of Uninsursed Driver, Road Hazards, Weather related damage, as well as hit and runs that happens everyday.
Unless your car worth less than paying for 2 years of Full coverage, is not worth taking the risk.
It’s incredible that your insurance won’t cover it, I live in Mexico and here when you have insurance the most you are going to pay is your deductible that goes between 0% and 10% of the value of your car depending on who’s at fault, your type of policy and other things.
In the US, people have the option to switch to just liability as this person has done. Liability is specifically only for events where the insured is found liable and covers an amount selected by the insured for PI/BD.
Pay 6 months up front…kiss my butt on that. And you wonder why people don’t have insurance. It’s a catch 22.
I think if people cant afford insurance the states need a program based on income!!
Bro, this is so common in Florida. It's SHOCKING how many people are driving without any insurance.
Never get liability
Happened to my dad seven years ago. He was rear ended by a 17 year old driver who allowed his insurance to expire, and presented invalid proof that he was insured. My dad's insurance policy covered the repairs to my dad's car, but the insurance company then sent the kid a bill for over $5,000.
Don’t trust anyone. Budget for full coverage on your car unless it’s essentially worthless. You have to look out for yourself.
Prayers for them, their families, and their salvation.
That's why I carry uninsured motorist coverage
This is why you need full coverage
I get having a hard time financially but that person is extremely irresponsible and hearing public officials make excuses is so annoying
Here in Minnesota, we have to pay for under insurance and no insurance policies here. I thought it was extreme but now appreciate the policy.
Only old people think that everybody that is driving on the road has a valid driver's license. Nowadays, half do not have a license and 1 in 5 is driving a stolen/delinquent car. In fact, if you do not fly, there is almost zero incentive to get a real driver's license nowadays.
I dont drive with insurance, whats the point to be honest. Insurance companies dont have your back when you do.
This is exactly why I have full coverage insurance and ALWAYS add uninsured motorists coverage on my cars regardless of age or value. Also have gap coverage for our one financed car. I’m not about to take a loss because of the stupidity of others.
what luck one day of not having the right insurance
Where I live insurance companies will do a claim against the other driver if that driver hit you without insurance.
Make sure that your insurance company covers uninsured drivers in case of an accident like this one
In Virginia this wasn't a problem until Youngkin came into office. His policy raised the price of insurance drastically and barred people from even qualifying for car insurance.
Also there's nothing stopping you from driving without insure. You just pay a one time fee of 500 bucks, but most people don't declare it when their policy laps.
In Canada we have no fault insurance: your insurance company always pays regardless of fault. If you are at fault, premiums increase.
Uninsured motorist coverage must be mandatory in the US.
An accident that causes injury and not having insurance should be treated the same as assault and battery.
Why doesn’t he have uninsured motorist protection??? It’s required by law here in NC exactly for this reason….
Uninsured/underinsured coverage should cover this.
Huge mistake dropping full coverage.
On my insurance if i dropped my full coverage i be saving $5 a month.
Not worth with so many people driving with no insurance.
Had he have full coverage, his car be fixed and insurance will go after the other driver.
Full coverage can help pay medical cost if your hurt, that other driver with no insurance will never pay u
They've taken so many people's licenses we're just going to turn into pirates.
He needs to sue his insurance company as well and the ohama police
I really feel this. The other day I hit a curb just to find out it had NO Insurance!
EDIT: I didn't have insurance either because its a scam plz stop the hate
“Squat in a house, sell it, fix your ford fiesta and then take a siesta” -Buddha
I’m glad I have uninsured motorist insurance. Just had to use it last week but it saved me so much headaches and trouble.
I don't know how it works in other states but in my state if your insurance lapsed for that long your registration would be suspended. It usually takes about 30 days here for the plates to be suspended once the insurance lapses. That obviously doesn't stop anyone from driving unregistered uninsured but here that's a criminal arrestable offense.
Wow, crazy. Unbelievable
The lapse in insurance is no joke. Even if you are replacing your carrier. DO NOT cancel the current policy until the day the new policy is going to start. The man mentioned 6 months up front; some carriers won't take you at all.
so true!
And this is why you should always have Uninsured/Under-insured insurance on your policy to cover when something like this happens.
Sue the other driver. Simple.
Very tough lesson to learn. I really feel for him. ALWAYS ALWAYS ALWAYS carry uninsured motorist. Half the people on the road nowadays don't have car insurance.
The amount of uninsured drivers is incredible. The two times I’ve been hit in Omaha, they didn’t have insurance. There needs to be bigger consequences for uninsured drivers. Smh
I think it should law to have full coverage insurance. If your insurance doesn't cover anything then you don't have insurance. The law says you have to be insured. People are just paying to be a member of an insurance company. That needs to change. If you can't afford full coverage insurance we can't afford for you to be on the road.
Now he'll have to sue him to get his car repaired/ replaced.