Sir na amount 15L kaile irunthalum na loan dan edupan , coz na 7% ku debt vangitu, na mutual funds la 12% earn panipan , plus car reimbursement and maintainance ku tax saving um iruku, so simple a solanum na car loan vangi antha interest a sethu mutual funds la earn pani na interest free panitan sir
Sakothara unka video pathu tha 2021/May la MF start panniruken. Thanks 🙏 Medical insurance la next part podunka, senior citizen cover panramathiri.....
Bro,this technique won't suit for Car.If we follow this,we have to wait for 7 yrs and at that time market la evalo changes irukum, Different cars irukum and practically no one will wait for 7 yrs of someone need the car Immediately..For Housing it will work..to reduce ur tenure u can withdraw SIP amount and close ur loan...
Hi bro . I am planning to start sip in axis small cap fund because its AUM size is Around 8000 cr but after seeing your yesterday's video about UTI small cap i little bit confused to select from one of these . Pls give ur suggestion.i am ur long time subscriber 😊
உங்க share market அ promote பண்றதுக்கு இப்படி ஒரு விளம்பரமா. ஒருத்தன் car வாங்குறதுக்கு sip ல invest பண்ணிட்டு 7 வருசம் உக்காந்து இருந்து அப்புறம் வாங்கினா என்ன வாங்காடினா என்ன
சார் வணக்கம் எனக்கு SIP முதலீடு செய்ய ஆர்வமும் அவசியமும் உள்ளது. ஆனால் எப்படி முதலீடு செய்வது என்று ஒரு வழிமுறையும் தெரியவில்லை அந்த அளவிற்கு எனக்கு இதை பற்றி முழு விபரம் தெரியாது தங்களுடைய வீடியோவை அதிகமுறை கவனித்தும் எனக்குப் புலப்படவில்லை, எனக்கு உங்களால் உதவ முடியுமா 🙏
+Yuvaraj Elangovan Bro why dont we plan and invest instead of paying the interest for loss and car is not an asset as soon as you buy and move your car in to road value drop 20%
Bro, smallcase better ra illa mutual fund better ra,? Irandikum iruka comparison video pooduga bro, yevalow amount and growth,safe , growth gain ,,,yellathukm oru useful la irukum,plz
Please tell Best flexi cap fund for long term ? Pgim india flexi cap or parag pari flexi cap fund which is best ? Or if any other flexi cap fund is there , which is best?
Buying car using loan is very harmful for our financial future. Already, we pay income tax (33%), GST (28 to 50%), and road tax (15 to 20%) on the car amount. On top of that, paying interest (9%) for loan is disastrous. Instead, invest money in investments that provides returns more than inflation (say 12 to 15%). Even if car price increases over time, the investment returns will take care of it. After buying the car, you don't have worry about loans. But you need worry about running costs (fuel, insurance, depreciation, service costs) 🙂. We need cars that is cheap to run and maintain. Electric cars (once matured) might satisfy those requirements. Cars are use and throw objects just like fridge and tv. So, don't use loans to buy cars (unless you can use the car to generate income to pay the EMI and get your salary).
Sir your are right about the LIC policies. But what can we do If we aleady have a taken the LIC policy? If we close early we won't get the paid amount. What's your adivse on this?
No use. It will be very useful for the persons who working for the mutual funds. They will get more benefits using our money. Today investment after 10 years will be same as it is today. ஏமாத்துற வேலை.
hui sir will buy government sector stocks will get more dividend and roe also get simple v to get more than 15 percentage and pledge the stock also and day trade with the collateral money also totaly we get more than 50 percent return per year
I m not getting what you are saying... Y we take loan... So that we can buy car immediately... But u r saying... We have to wait post pone the idea of buying car 7 years and then buy car...that everyone knows...u can compare profit from traditional instruments vs mutual fund... Not loan vs mutual fund... Both are completely different ... Please dont confuse
+Gayathri Lakshmi Our problem is we need one car so we take immediately taking loan and its unnecessary burden to our self kindly note that cars is loss making asset not profitable asset at the same time why don't we plan and buy without paying interest and save money
Sir what you are conveying in this video..if we want to buy a car then we need to invest like this once full amount we saved through MF then after 7years we need to buy..
If we can wait without a car for 7 years then we don't need a car. This idea is just about the MF investment not to fulfill our desires.
Sir na amount 15L kaile irunthalum na loan dan edupan , coz na 7% ku debt vangitu, na mutual funds la 12% earn panipan , plus car reimbursement and maintainance ku tax saving um iruku, so simple a solanum na car loan vangi antha interest a sethu mutual funds la earn pani na interest free panitan sir
Everthing ok .....after 7 years Car value also increase na due to inflation rate increase.....I DONT thing so you are correct
MF la podarapoo... Exit fee entry fee nu Ella profit um urividuvan... 7 years la 10 lacs car 15 lacs ayidum...
Sakothara unka video pathu tha 2021/May la MF start panniruken. Thanks 🙏
Medical insurance la next part podunka, senior citizen cover panramathiri.....
+Saravanan. S Thanks bro i understand the 2nd part of medical insurance not yet covered i will take a note and thanks for your support
Good morning bro, how to select mutual funds ena lam pakanum before investing nu oru video podunga pls
Thank you sir..... good explain..... continue with your support sir....
Everything is fine bro. But you have to wait for 7 years to buy a car right.. by the time car price might have increased due to inflation..
+AruN PrakasH Why don't we plan and buy without paying interest
Bro,this technique won't suit for Car.If we follow this,we have to wait for 7 yrs and at that time market la evalo changes irukum, Different cars irukum and practically no one will wait for 7 yrs of someone need the car Immediately..For Housing it will work..to reduce ur tenure u can withdraw SIP amount and close ur loan...
7 வருசம் wait பன்னி வாங்கனும். அப்போ 15 லட்சருவா காரு விலை அதிகமா தான இருக்கும். கம்முனு இருக்கிற காசுக்கு 6 lak car pothum. 😁
You Are right
Bro unga investment athigama agum so ungalukhu athu percha theriyathu
I will get car only after 7 years. But i want car in the current year itself. So for future plan, sip is best.
Bro sip la constant amount thaan poda mudiyum ma
For example Like 1 month - 5000
2 month - 15000
3 month - 5000
Ethu mathiri poda mudiyum ma
Risk involved 💯 %
Hi bro . I am planning to start sip in axis small cap fund because its AUM size is Around 8000 cr but after seeing your yesterday's video about UTI small cap i little bit confused to select from one of these . Pls give ur suggestion.i am ur long time subscriber 😊
Thanks for your information. Could you please explain about gold ETF
உங்க share market அ promote பண்றதுக்கு இப்படி ஒரு விளம்பரமா. ஒருத்தன் car வாங்குறதுக்கு sip ல invest பண்ணிட்டு 7 வருசம் உக்காந்து இருந்து அப்புறம் வாங்கினா என்ன வாங்காடினா என்ன
😂😂😂
How to buy a car after 7 years without interest nu title podunga sir
பணவிக்கம் கார் value increase பண்ணிடும் in 7 year ❤️
ஒவ்வொரு ஆண்டும்பதிய கார் விலை 10℅ ஏறிக்கொண்டு உள்ளது நண்பரே.....
But in this approach, We can buy the car only after 7 years. Anyway mutual fund investment is best for long terms.
Super sir you're really great👍👍.
சார் வணக்கம்
எனக்கு SIP முதலீடு செய்ய ஆர்வமும் அவசியமும் உள்ளது. ஆனால் எப்படி முதலீடு செய்வது என்று ஒரு வழிமுறையும் தெரியவில்லை அந்த அளவிற்கு எனக்கு இதை பற்றி முழு விபரம் தெரியாது தங்களுடைய வீடியோவை அதிகமுறை கவனித்தும் எனக்குப் புலப்படவில்லை, எனக்கு உங்களால் உதவ முடியுமா 🙏
+Sai Saran சகோ எனக்கு ஈமெயில் அனுப்புங்கள்
Bro if I do what did you say I get a car after 7 yrs and the price of car after 7 yrs is maybe 20 lakhs.
+Yuvaraj Elangovan Bro why dont we plan and invest instead of paying the interest for loss and car is not an asset as soon as you buy and move your car in to road value drop 20%
Please explain the tax on MF exit & inflation at the end
Bro, smallcase better ra illa mutual fund better ra,? Irandikum iruka comparison video pooduga bro, yevalow amount and growth,safe , growth gain ,,,yellathukm oru useful la irukum,plz
Good information bro...
+Aladdin Thanks bro i am glad you liked it
Please tell Best flexi cap fund for long term ? Pgim india flexi cap or parag pari flexi cap fund which is best ? Or if any other flexi cap fund is there , which is best?
Buying car using loan is very harmful for our financial future. Already, we pay income tax (33%), GST (28 to 50%), and road tax (15 to 20%) on the car amount. On top of that, paying interest (9%) for loan is disastrous. Instead, invest money in investments that provides returns more than inflation (say 12 to 15%). Even if car price increases over time, the investment returns will take care of it. After buying the car, you don't have worry about loans. But you need worry about running costs (fuel, insurance, depreciation, service costs) 🙂. We need cars that is cheap to run and maintain. Electric cars (once matured) might satisfy those requirements. Cars are use and throw objects just like fridge and tv. So, don't use loans to buy cars (unless you can use the car to generate income to pay the EMI and get your salary).
Sir your are right about the LIC policies. But what can we do If we aleady have a taken the LIC policy? If we close early we won't get the paid amount. What's your adivse on this?
+Senthan Shanmugam I stongly recommend you to take only term insurance from LIC and do not invest in any other plan other plan
Sir vunga portfolio screenshotanupunga enna profit and loss pakanm sir
Good information bro 👍
Very good my bro
+mohd.iqbal iqbal boh Thank you bro i am glad you liked it
Superb Sir
Need full details about Mutual fund
+Couple soul Tn-49 Pls click on the video tab you will get hundreds of mutual fund videos about mutual fund investments
No use. It will be very useful for the persons who working for the mutual funds. They will get more benefits using our money. Today investment after 10 years will be same as it is today. ஏமாத்துற வேலை.
Sir explain about tax in mutual funds... What will be the tax amount I have to pay if I withdraw 1200000/- in mutual funds?
hui sir will buy government sector stocks will get more dividend and roe also get simple v to get more than 15 percentage and pledge the stock also and day trade with the collateral money also totaly we get more than 50 percent return per year
Sir, neenga soldradha kekka inippagathan irukku. Ippo plan panna 7 varudam kazhithu Maruti Suzuki 800 only vànga mudiyum. Naan mirae asset largecap fund sip 3 varudama 1000 RS pottu varugiren. Indraikku profit. Rs.0/-
Good information.......... With realistic goal plan & comprison Super...... 👏👏
இதே மாதிரி ஒரு iPhone வாங்க வேண்டும் என்றால் எந்த ஃபண்டில் முதலீடு செய்வது?
+thiru moorthi முடியும் சகோ நமக்கு ஒரு பொருள் தேவைப்படும் பொது அதற்கான முதலீட்டை பிரித்து முதலீடு செய்தால் இலக்கை அடைய முடியும்
Best term insurance solunga and Post Insurance Fund pathi solunga
Term insurance vennum na solluga na kotak life work pannaran contact pannuga na ungalukhu potu tharan
Government employees can Invest Share marketing and Mutual funds plz telling me Sir
Thanks bro
Supersirthangkes
edelweiss large and mid cap index fund la investment pannalam ah? ithu than en 1st investment bro..
+Jegadeeswaran selvam Bro this funds is recently launched and passive fund stay invested bro
Brother pls put the video Kuvera APP Bank Mandate
But in 7years that car price will increase to 20lakhs
+Kiran Kumar Still in long term you will get good return
I m not getting what you are saying... Y we take loan... So that we can buy car immediately... But u r saying... We have to wait post pone the idea of buying car 7 years and then buy car...that everyone knows...u can compare profit from traditional instruments vs mutual fund... Not loan vs mutual fund... Both are completely different ... Please dont confuse
+Gayathri Lakshmi Our problem is we need one car so we take immediately taking loan and its unnecessary burden to our self kindly note that cars is loss making asset not profitable asset at the same time why don't we plan and buy without paying interest and save money
I invested Mutual fund ICICI PRUDENTIAL BLUE CHIP Fund Sip 500 month
Depends on the Age Bro. Moreover for large cap, opt Mirae which is performing better overall.
+ Ramesha sha You can change to some other good performing funds
ore thitathula podalama pirichi podalama
Tqs..sir🙏
Ithu eppadi sir vaangurathu?
Bro k, but now stock market low pothae enna reason, mutual fund value low poitae irukae
Bro that's called stock market this is better time for whoever investing through sip youbwill get Rupees cost average more units
After 7years withdraw pannum podhu yanna tax or fees we need to pay bro? Please explain in a video
Nice one
Franklin blue chip GD ah solunga
7year La Car price increase ஆகாத?
இருக்கட்டுமே சகோ உங்களுக்கு வருமானம் அதிகரிக்கும் வட்டி கட்ட தேவை இல்லை
Sir what you are conveying in this video..if we want to buy a car then we need to invest like this once full amount we saved through MF then after 7years we need to buy..
Super bro i am new in share market
நீங்கள் பரிந்துரைத்த MF எது சகோ?
How
Super
Super sir
Samco fexli cap pathi detail solluga
+santhosh kumar Noted bro will do it soon
👍
Thank you bro i am glad you liked it
Sip onru p0de vendum sir
🙏💐🌹
இவரு systematic investment plan motivate செய்கிறார். உஷார்,உஷார்.தப்பு.
Hollo bro nega car vanguga illa vangathega but sip ungalukhu kandipa usefulla irukum