Apart from these consider these factors:- 1) Most of the manufacturers offer basic warranty 3 years+ extended warranty 2 years (just by paying 10-15k extra). So you will have total warranty for manufacturer issues for 5 years. 2) Bumper-to-bumper warranty can be availed for first 5 years only. In case of accidents, repairs could be totally covered. 3) Insurers offer engine coverage for first 5 years by paying additional premium of 5-8k. This could save you something like 50-60k. I paid 75k to repair swift engine which seized just due to the failure of Thermostat.
நல்ல விளக்கம்; நம்ம ஊர்ல மட்டும்தான் used car க்கு அதிகமான விலை வைத்து விற்க்கிறாங்க; so best every one go new car; that will save our life in road driving. I also watched many you tube videos for used prices, that looks like almost new car price even 3 to 4 year old; thanks for your clear explanations.
Appreciate your efforts in making this video. One more main thing you forgot to mention new car road tax is too high. Second hand car no road tax more than 1L can be saved here. Also second hand car maintenance is not 25k per year. Company certified second hand cars are available in market. They also provide 1 year warranty and two free service. So for 1st year only engine oil/ brake oil expense needs to be taken care. I had purchased company certified hyundai I20 first owner had purchased extended warranty (3 years), Sold car in 1.5 years. Even though I purchased second hand car is still valid for company warranty for 1.5 years. If you purchase from outside dealers then it all depends on pure luck.
அருமையான பதிவு மற்றும் தெளிவான விளக்கம் . ஏதோ யூடியூப்ல வீடியோ போட்டோம் என்றில்லாமல் ஒவ்வொரு வீடியோவும் பயனுள்ள பதிவாகவும் மீண்டும் மீண்டும் பார்க்க தூண்டுவதாகவும் உள்ளது. உங்கள் சேவை மக்களுக்கு தேவை
Good Review ! Appreciate it . This is my point of view to the same but under different scenario . , This is not the same case with Imported and Expensive Cars like BMW or Audi . Those will make a huge difference and often advisable to opt for Good Condition , Well Maintained - USED Cars . Since the cost of the Car right out of the showroom falls short by almost 30% . The 2nd Owner will enjoy maximum benefits even after buying the car from the 1st Owner after 5 years . Maximum drop in pricing and also doesn't have to worry about paying expensive RTO taxes , unlike new cars . Example - A Audi Car - 2017 purchased for 70 Lakhs , after 5 years - will only cost the 2nd Owner around 27-32 Lakhs . Also at that same time the insurance would cost - less than 1 Lakh , Where for the New car would have costed the 1st Owner around 2.7 Lakhs or more . The mileage and maintenance is more or less the same , Since German Quality . It's really advisable to opt for a USED car when you go beyond the range of 25 Lakhs ( New car price ) . Also , in your case study SWIFT is a highly successful model , therefore a lot of USED car ownership will be interested . Demand is high . So the Price drops in a very average manner . Competition is more . It's certainly not the same case with German Cars . Less Demand and better pricing . Similarly , the records are completely monitored ( Computer logged data ) better to that of cheaper cars and Indian Brands . Clean service record history and complete peace of mind . Whatever the car , buy them from family friends and know associates . It's better that way . Therefore , It's a Win - Win Situation . Thank me Later !
Good explanation, but from my point it's need to be considered 7&7 L and 3L intrest on old car money saved during purchase, this will give correct calculation.
ஒரு நிமிடம் முன் வரை used cars searche'd உங்கள் வீடியோ பார்த்த பிறகு என் முடிவை மற்றும் சிந்தனை வந்துவிட்டேன் நான் இனி புது கார் வாங்கும் முடிவு வந்துவிட்டேன் நன்றி. உங்களால் முடிந்தால் சிறந்த புதிய பட்ஜெட் கார் வீடியோ போடவும். சூப்பர்
I bought a 5year old toyota etios for 4lakhs for taking my mom to hospital for dialysis treatment weekly thrice travelling distance from my home to hospital is up and down 140km actually the travels car charge me 2300 for single trip so i bought this car treatment was done for 3 years and i have save more than 7lakhs and saved my mom for three years
தெளிவான விளக்கம் உங்கள் மற்ற வீடியோ முக்கியமாக மழைக்காலத்தில் நீர் பூக்கும் போது உள்ளே என்ன நடக்கிறது என்ன செய்ய வேண்டும் என்று விளக்கம் அளித்தது சிறப்பு 🙏🙏🙏👍👍👍
Buying second car is actually more profitable but it depends on luck . Imagine, if we spend only 5000rs per year for maintenance on user car, the whole picture will be different.
Budget vs. life style is another perception. I wanted to buy a new Swift Zxi which had an on road price 8.5 lacs. So, I chose an used 4 year old City for 8 lacs. It’s 2 segments above Swift with better performance, comfort, features, and social status.
@@leemafashion6628 I got through a car agent by paying 1% commission. They are cheaper than the dealers and connect us to direct customers for commission.
நல்ல உண்மையான பயனுள்ள அறிவுரை. மேலும் இப்பொழுது மின்சார வாகனம் வாங்கினால்தான் நல்லது (புதிய கார்). அல்லது பழைய கார் வாங்கலாம். மொத்தத்தில் கார் வாங்குவது நல்லது அல்ல .
You missed the interest amount for the Cost difference between new car and old car which is 3L. Considering this interest amount for 5years, old car is profitable.
16:14 Very Key point to decide. A good car 10yrs old will still get almost the same prize now also due to inflation. ( the depreciation is compensated by CAR prize increase over period of 10 yrs) 10yrs old Innova was around 8-11k the same can be sold at 7-9k today.
நாமலே நம்ம காரா exchange பண்ணவோ அல்லது used car dealer மூலம் விற்பனை பண்ணிதான் ஆகனும். budget la car வாங்கறவங்களுக்கு used car dhaan ரொம்ப சிறந்த வழி. அதிகமா பாக்க வேண்டிய விசயம் used car la .இஞ்சின் conditions.interior check பண்ணணும் inside ல மேட்லாம் ரீமூ பண்ணி complete ஆ check பண்ணணும். துரு ஏதுவூம் இருக்காண்டு check பண்ணிக்கனும்.used கார்ஸ்கள வாங்கறப்ப நிறுத்திய நிலைல இஞ்சின ஸ்டார்ட் செஞ்சு நியூட்டன்ல வச்சு கொஞ்சமா ஆக்ஸிலேட்டர் கொடுக்கனும் அப்பதான் இஞ்சின்ல வர்ற sound and vibrations எந்த mode la வருதுண்டு தெரிஞ்சுக்கலாம்.
Thanks for the very well presented video, bro. Basically it all depends on risk aptitude also. The bigger the risk the higher the benefit. When you buy used car you are taking a bigger risk in any many respects, many unknown problems of the car you are inheriting, and so for the risk you may or MAY NOT GET A PROFIT. All the financial analysis will go wrong if there are engine problems and you have to incur heavy repairs.
Semma update bro.... it seems you are putting lot of effort in analyzing. Well deserve to reach 100k subscribers in couple of weeks. All the best bro. 👌👌👌
3rs Mistake You took an example as SWIFT difference that too a Petrol Car so the the maintenance cost definitely will be almost equal. Not like 25000kms. Always inspect the car before you buy a car
There is a very very important factor missed in this. Opportunity cost. 3L saved by buying used car invested at 8% will give you 1,46,953.71. Plus the money saved during code of ownership can also be invested 7% RD will give you 37 K so in total you will get 1.8 L
Iam a firstime buyer and I preferred a used car within 5 yrs. Bcoz, I know driving but I Want to gain and improve the driving experience before going to spend 8-10L for a car. Some minor dents, scratches in used car won't bother you much, but think if that happens to ur dream car 🙂
In a used car you gained experience like an pro driver, nd then u r buying ur dream car nd car got dents nd scratches think of tat now...! Bcoz of rash drivers in every city. All depreciating (Automobiles) assets are prone to dents & scratches u cannot avoid tat...! Just a thought...!
@@uvrajavel7591 unavoidable conditions are excluded and any point in time you are prone to get scratches and dents. My point was, I should not harm my dream car unknowingly.
U cannnot reduce resale value on the expenditure.. u need to reduce loss of value on the expenditure (i.e) 12 lakh minus 4 lakh not 12 lakh minus 3 lakh..plz revist and rectify it.
Mileage for second hand car might be much lesser usually (~10 or 12 kmpl). Other than that not many people are aware of the nitty-gritty in buying old car. Also, there is always a fear playing in the back of the mind about where the old car might break down unexpectedly.
Correct.. Once we faced break down or any issue we will have fear on the car will not prefer for long drive.. Totally that confidence on car will be question
Good work backed up with data. I have done a similar analysis in the past and came to a similar logical conclusion. If we are buying a car for our personal use and planning to use it for long term should go for new car. If we are planning to generate income from the car then we should go for used car. When it comes to personal use there is an emotional angle and social status attached to it (which we cannot bring out quantitatively). For this reason it is always better to go for new car for the long term personal use in my opinion.
This is not applicable for all cars bro used car is anyday a great deal we can save some nearly 7lakhs in 13lakhs onroad price car but your way of analysis is good 👍👍
Sir interest rate for used car is between 13 - 15 %.(icici,hdfc etc) And we can't predict the condition of used car in future. For near future it might be ok but for long term can't relay on it. If you want to change your car within 3 /4 years then used car is best. For long term new one is best. New car have option to take bumper to bumper insurance for 5 years. Risk free drive. If you have a plan to buy a car and use it for 7 to 10 years go for New one.
நான் யாரையுமே RUclips ல பாராட்டியதே இல்லை..ஆனால் உங்களை பாராட்டாமல் கடக்க முடியவில்லை.......உங்கள் வீடியோக்கள் அனைத்துமே மிக மிக சிறப்பானவை....5 வயது குழந்தைக்கு உன்னால் எதை புரியும்படி கற்பிக்க முடியுமோ அது தான் உனக்கு முழுமையாக தெரிந்த விசயம் ணு ஐன்ஸ்டீன் சொல்லி இருக்கார் ..அதை நீங்கள் சிறப்பாக செய்துவிடுவீர்கள் என்பது உங்கள் தெளிவான விளக்கங்கள் கூறிவிடுகிறது......கற்று கொடுப்பது மிகச்சிறந்த கலை..அதில் நீங்கள் மிகமிக சிறந்தவரே......
This presentation is of a great level. You and most of the commenters spoke only about the financial and physical aspects of a new car and old car. There are also some mental/ mind related things like : Happiness, utility of a new car, Status, stress during breakdowns, repairs and maintenance for a used car. The level of motivation we get from a new car is always better. Also, sentimentally attached people will not opt for used car or sell a car they use. There is also another thing. We harm our environment less when we buy new cars as the current pollution norms are strict and even diesel engines are smarter and quieter.
Very well explained video. I don't own a car but planning to own a car, what I understood from this video is Being a middle class earner I will go for a New car since I believe I don't change car often. My first car will be used at-least for next 6-7 years. Also just to save 50,000 to 1 lakh I cannot afford ending up a buying a second hand car risking on Maintenance and repair
Bro....nice effort 👍 But usually when we go for used car....we hardly prefer 5 yrs old....Either we go with 2 options 1) Below 2 yrs old vehicle 2) Running kilometres below 30,000 km While purchasing used vehicle....the major part registration cost to be deducted.... buying a reliable car like Honda.....used car is better.....this is my opinion bro
Well explained. Indians are majority middle class. For buying new car initial investment is 2 L to 10L more. Therefore buying new car is remote. You didn't tell the difficulties to get loan for new car. Car mechanics are easily available everywhere.
My humble analysis sir: 1) make the down payment constant so 3L will be initial cost of used car. Interest difference will be higher. 2) Emi for 6L is 12K & 3 L is 6K ( approx ). Save 6K per month. 3) Put 6 K per month in RD/Gold anything with atleast 7% returns it will set you with 4.3L in 5 years. Reason : You forget to take inflation into account. This is how we trap with higher emi. 😂
You made me to recall my experience with a used car. That was a terrible experience. It gave me a lot of tension and stress. My family peace get collapsed because of the used car. Financially it gave me the burden of 100000rs in 2 years to repair it. At last we put the used car in exchange and we bought all new swift vdi 2019. Now we can able to have a peaceful and hassle free ride. This is our first year car anniversary.
Very nice analysis bro. இதுல ஒரு கூடுதல் தகவல், ஐந்து வருடம் முடிந்து maximum 2 வருடம் வேண்டுமானால் long trave க்கு 75 % guarantee. After 7 years it is a big ????. இதுல 7 years க்கு அப்புறம் கண்டிப்பாக 4 tyres change பண்ணனும்.
நீங்க சொல்ரது சரி. But நம்மநாள புது கார் அளவுக்கு due கட்ட முடியாதுன்னா second handல low km ஓடுன வண்டியாப் பார்த்துப் புடிச்சு கொஞ்சம் செலவு செஞ்சு update பண்ணி வைச்சிட்டு regular maintenance செய்யலாமே?
Sir Any car more than five year less than 60% only we get from the onroad price ur calculating 42.86% Good presentation but insurance cost very high in first five years
Actually ரெண்டும் தேவையில்லை எப்பப்போ வேணுமோ... அப்ப சிம்பிள் ஆ Uber, Ola அல்லது வாடகை கார் எடுத்துட்டு போகலாம் 😁🤷♀️🤷. No tax, இன்சூரன்ஸ், licence, Maintenance ⛑, everytime a new car 🚙 😅 முக்கியமானது நாம டிரைவ் பண்ண வேண்டாம் 😂🤣🤣. ஹையா AC போட்டு, இளையராஜா song கேட்டுக்கிட்டு கால் நீட்டிகிட்டு போகலாம். நல்லா தூங்கலாம் 😴 ஒரு சர்வே படி 80% வீட்டு கார்ஸ் பார்க்கிங் தான் 😜 இருக்கு 🤔😏😎 So why waste 🗑 money 💵 😒
@@DineshKumar-hs8kc லட்சியம் useful ஆ இருக்கனும், not ஜஸ்ட் for கெத்து 🙄😜 சில லட்சம் போட்டு, அதை... ஒன்னு, *வீட்டில் பார்க்கிங் இல்லாமல் திணறுவது*, or *வீட்டு பார்க்கிங்ல் 🅿 maximum நிறுத்துவது* or எங்காவது போனால் (ஷாப்பிங் Etc) 😒 *பார்க்கிங் spot கிடைக்காமல் தவிப்பது* 📝 இப்படி பல பிரச்சினைகள் 😕😏😒
As usual Good Explanation bro. 11 years before i considered this cost perspective in my thoughts of maintenance and engine life. So i went to so many second hand car dealers for deciding factor. Once i learned most of the benefits comes in new car from used one I purchased new. Still I consider major factors of vehicle maintenance cost( includes service cost and spare parts) for purchasing new vehicle. Every vehicle has Depreciation plays major factor and everyone have to think about service, spare parts price, reliability of engine life before buying.
If it is a correct comparison you should take the same value of down payment paid and EMI per month. For the used cars the loan amount will be 3 lakhs if we consider the same EMI amount of 12000 per month then the loan will be end within 2.5 years then the interest part will be 35000 to 40000 range only.
Wonderful bro, do similar analysis on electric bike Vs petrol bikes.. Similarly electric car Vs petrol car ...what should the price we can give for electric car or bike 🙏🏽
Very well explained. One more advantage of going to new car is bumper to bumper insurance. In used cars, we can't get the Bumper to bumper insurance. ( 5 years and above)
Well presented. You could have added a comparison with using a rental car like Ola or Uber too. So that it would be useful for middle class people whether to buy a car or not.😀
Thanks for this video bro. but we should also consider features of the car also. in a new car we will get mid variant but in used we can get top varient with ABS, EBD and ESP within this cost.
Good Sir.. Monthly EMI cost will be different so if people who doesn't have budget they will go for used car sir.. If they have budget then new car is best sir.. Very informative video thank you sir 😍
Final decision: Just search second hand cars before you buy new cars. If you got better price and low km running vehicles check with car mechanic and buy it... 😌👍💥💥
Apart from these consider these factors:-
1) Most of the manufacturers offer basic warranty 3 years+ extended warranty 2 years (just by paying 10-15k extra). So you will have total warranty for manufacturer issues for 5 years.
2) Bumper-to-bumper warranty can be availed for first 5 years only. In case of accidents, repairs could be totally covered.
3) Insurers offer engine coverage for first 5 years by paying additional premium of 5-8k. This could save you something like 50-60k. I paid 75k to repair swift engine which seized just due to the failure of Thermostat.
Super bro
நீண்ட நாள் குழப்பம் தீர்ந்து இருக்கு நன்றி .❤️
yes, this perception changed after corona and everyone wanted to have car for transport
What did you Eelam people has done for the people of Tamilnadu, why should we support you
@@Mani-cc5lo 😂 found a sangi
@@subramanianr2744 சரி 4 கூம்பு கூம்பிட்டு போ
@@Mani-cc5lo poda pundai
அருமை நண்பரே, இப்படி ஒப்பீடு இதுவரைக்கும் பார்த்தது இல்லை.
ஆனால் BS4 மற்றும் BS6 கருத்தில் கொள்ளவில்லை. மற்றபடி 👌👍
ஒரு கார்ல இவ்வளவு விஷயம் இருக்குனு புரிந்து கொண்டேன்.. நன்றி அண்ணா.. என்ன ஒரு வருத்தம் கார் வாங்குற ஆசை போச்சு 😁
😂😂😂 same blood
உண்மை..
Same
😀😀😀
Really didn't expect the results, awesome
நல்ல விளக்கம்; நம்ம ஊர்ல மட்டும்தான் used car க்கு அதிகமான விலை வைத்து விற்க்கிறாங்க; so best every one go new car; that will save our life in road driving. I also watched many you tube videos for used prices, that looks like almost new car price even 3 to 4 year old; thanks for your clear explanations.
and one more advantage of buying new car is that you get the latest safety features such as ABS , rear parking sensors and rear view camera. Etc..
True
Also, BS6 :)
Rear camera 7k with touch acreen, parking sensor 2k. So not a big deal at all..
Also the main important safety feature- Front dual airbags
@@kishorekumar4911 but it is also in used car
இந்த காசெல்லாம் கேட்டதா தலை சுத்தி வந்துச்சு நல்லவேளை வண்டி அந்த எண்ணமே மறந்தாச்சு,🙏🏻🙏🏻🙏🏻
Very Nice
Eanakum🙉🧠🙋♂️
Second hand car vanga yenna factor lam consider pannanum nu oru video podunga. like model year,km driven....and so..
@Niranjan Pazhani Chamy how many kms you have driven before selling
As he said if you are learner, then go for a base variant less than 5 years age. Then when confidence builds sell and buy new one.
Appreciate your efforts in making this video. One more main thing you forgot to mention new car road tax is too high. Second hand car no road tax more than 1L can be saved here. Also second hand car maintenance is not 25k per year. Company certified second hand cars are available in market. They also provide 1 year warranty and two free service. So for 1st year only engine oil/ brake oil expense needs to be taken care. I had purchased company certified hyundai I20 first owner had purchased extended warranty (3 years), Sold car in 1.5 years. Even though I purchased second hand car is still valid for company warranty for 1.5 years. If you purchase from outside dealers then it all depends on pure luck.
Exactly U told... 2nd hand car is highly depends on luck... ur videos are superb as always well as... gud job bro!!!
அருமையான பதிவு மற்றும் தெளிவான விளக்கம் .
ஏதோ யூடியூப்ல வீடியோ போட்டோம் என்றில்லாமல் ஒவ்வொரு வீடியோவும் பயனுள்ள பதிவாகவும் மீண்டும் மீண்டும் பார்க்க தூண்டுவதாகவும் உள்ளது.
உங்கள் சேவை மக்களுக்கு தேவை
Thank you bro
Good Review ! Appreciate it .
This is my point of view to the same but under different scenario . , This is not the same case with Imported and Expensive Cars like BMW or Audi . Those will make a huge difference and often advisable to opt for Good Condition , Well Maintained - USED Cars . Since the cost of the Car right out of the showroom falls short by almost 30% . The 2nd Owner will enjoy maximum benefits even after buying the car from the 1st Owner after 5 years . Maximum drop in pricing and also doesn't have to worry about paying expensive RTO taxes , unlike new cars .
Example - A Audi Car - 2017 purchased for 70 Lakhs , after 5 years - will only cost the 2nd Owner around 27-32 Lakhs .
Also at that same time the insurance would cost - less than 1 Lakh , Where for the New car would have costed the 1st Owner around 2.7 Lakhs or more .
The mileage and maintenance is more or less the same , Since German Quality .
It's really advisable to opt for a USED car when you go beyond the range of 25 Lakhs ( New car price ) .
Also , in your case study SWIFT is a highly successful model , therefore a lot of USED car ownership will be interested . Demand is high . So the Price drops in a very average manner . Competition is more .
It's certainly not the same case with German Cars . Less Demand and better pricing . Similarly , the records are completely monitored ( Computer logged data ) better to that of cheaper cars and Indian Brands . Clean service record history and complete peace of mind .
Whatever the car , buy them from family friends and know associates . It's better that way .
Therefore , It's a Win - Win Situation .
Thank me Later !
என்னமோ எழுதிருக்கீங்க ஆனா இவ்ளோ லெந்தா படிக்க முடியாது நன்றி
True I agree for luxury cars used ones are value for money
Good explanation, but from my point it's need to be considered 7&7 L and 3L intrest on old car money saved during purchase, this will give correct calculation.
Yes
very well neatly presented bro..vera level... your efforts for doing this was awesome👌👌👌👍👍
Vgdyiyrt
ஒரு நிமிடம் முன் வரை used cars searche'd உங்கள் வீடியோ பார்த்த பிறகு என் முடிவை மற்றும் சிந்தனை வந்துவிட்டேன் நான் இனி புது கார் வாங்கும் முடிவு வந்துவிட்டேன் நன்றி. உங்களால் முடிந்தால் சிறந்த புதிய பட்ஜெட் கார் வீடியோ போடவும். சூப்பர்
I bought a 5year old toyota etios for 4lakhs for taking my mom to hospital for dialysis treatment weekly thrice travelling distance from my home to hospital is up and down 140km actually the travels car charge me 2300 for single trip so i bought this car treatment was done for 3 years and i have save more than 7lakhs and saved my mom for three years
We all will pray for your mom to recover soon.
@@birlasparvai Thank u Anna but she is no more Amma died 😭
Sorry for your loss brother
தெளிவான விளக்கம் உங்கள் மற்ற வீடியோ முக்கியமாக மழைக்காலத்தில் நீர் பூக்கும் போது உள்ளே என்ன நடக்கிறது என்ன செய்ய வேண்டும் என்று விளக்கம் அளித்தது சிறப்பு 🙏🙏🙏👍👍👍
Buying second car is actually more profitable but it depends on luck . Imagine, if we spend only 5000rs per year for maintenance on user car, the whole picture will be different.
Very professional review. Appreciate the efforts taken and it's wonderful presentation.
Never seen such a neat and clean explanation before. Excellent and thank you so much
Car driving + Road rules + Car finance analysis + Fuel info + additional useful tips = Birlas parvai🔥
Thanks bro
Budget vs. life style is another perception. I wanted to buy a new Swift Zxi which had an on road price 8.5 lacs. So, I chose an used 4 year old City for 8 lacs. It’s 2 segments above Swift with better performance, comfort, features, and social status.
From where you bought this?.Local dealer or app?
@@leemafashion6628 I got through a car agent by paying 1% commission. They are cheaper than the dealers and connect us to direct customers for commission.
@@gowthamkathiresan9746 contact or online app ?? Irundha share pannunga
Different aspect bro 👍👍
RUclips kalaivanar channel suggested old cars.. but ur views is different..
Out of box 😂
Totally different perspective based on cost..it changed mine aswell
It is stupid calculation go for less used car
நல்ல உண்மையான பயனுள்ள அறிவுரை. மேலும் இப்பொழுது மின்சார வாகனம் வாங்கினால்தான் நல்லது (புதிய கார்). அல்லது பழைய கார் வாங்கலாம். மொத்தத்தில் கார் வாங்குவது நல்லது அல்ல .
Bro after 10 years who purchase my 3rd hand car bro
So I consider going to new car
Simple bro!!! Feeling the new car experience is vera level... used car cannot give that feel... !
I could a lot of hard work and effort put in to display each and every slide .. much appreciated.. keep up the good work
You missed the interest amount for the Cost difference between new car and old car which is 3L. Considering this interest amount for 5years, old car is profitable.
2nd hand car ku tyre kandipa change pannanum bro. Aaga Motham elam same than.
Very crisp & clear presentation sir...Huge applause for your effort 👏
16:14 Very Key point to decide. A good car 10yrs old will still get almost the same prize now also due to inflation. ( the depreciation is compensated by CAR prize increase over period of 10 yrs)
10yrs old Innova was around 8-11k the same can be sold at 7-9k today.
நாமலே நம்ம காரா exchange பண்ணவோ அல்லது used car dealer மூலம் விற்பனை பண்ணிதான் ஆகனும். budget la car வாங்கறவங்களுக்கு used car dhaan ரொம்ப சிறந்த வழி. அதிகமா பாக்க வேண்டிய விசயம் used car la .இஞ்சின் conditions.interior check பண்ணணும் inside ல மேட்லாம் ரீமூ பண்ணி complete ஆ check பண்ணணும். துரு ஏதுவூம் இருக்காண்டு check பண்ணிக்கனும்.used கார்ஸ்கள வாங்கறப்ப நிறுத்திய நிலைல இஞ்சின ஸ்டார்ட் செஞ்சு நியூட்டன்ல வச்சு கொஞ்சமா ஆக்ஸிலேட்டர் கொடுக்கனும் அப்பதான் இஞ்சின்ல வர்ற sound and vibrations எந்த mode la வருதுண்டு தெரிஞ்சுக்கலாம்.
Great work Sir! I used to say the same calculation for the past 10 years to my father but he never accepted this and said my calculations are wrong !
Thanks for the very well presented video, bro. Basically it all depends on risk aptitude also. The bigger the risk the higher the benefit.
When you buy used car you are taking a bigger risk in any many respects, many unknown problems of the car you are inheriting, and so for the risk you may or MAY NOT GET A PROFIT.
All the financial analysis will go wrong if there are engine problems and you have to incur heavy repairs.
Semma update bro.... it seems you are putting lot of effort in analyzing. Well deserve to reach 100k subscribers in couple of weeks. All the best bro. 👌👌👌
I though used car was better saving but your explanation changed my perspective.
Thanks for the explanation!
Nicely done, with new car you have the feel good factor and can get peace of mind especially from sudden technical problems. Keep it up.
இந்த கணக்கு போட்டு பாத்தா எவனும் கார் வாங்க மாட்டான்
Very excellent comparison..
Practical example with proper explanation.... Lot and lot of thanks sago
Only change is, now fuel cost is 105 rs..
3rs Mistake
You took an example as SWIFT difference that too a Petrol Car so the the maintenance cost definitely will be almost equal. Not like 25000kms.
Always inspect the car before you buy a car
There is a very very important factor missed in this. Opportunity cost. 3L saved by buying used car invested at 8% will give you 1,46,953.71. Plus the money saved during code of ownership can also be invested 7% RD will give you 37 K so in total you will get 1.8 L
He has considered loan scenario. So no oppurtunity cost separately other than what he mentioned.
Really impressed for considering resale value.....That is very important factor.....and also a very good judgement......❤️
Very Clear Explanation bro..Hats off.. Crystal Clear.. this will change the perspective of many people..
What an wonderful explanation... it's really cleared my confusion...
Thalaiva ivlo naal enga poninga neenga. Vera level video bro keep up the good work
Thanks bro
Iam a firstime buyer and I preferred a used car within 5 yrs. Bcoz, I know driving but I Want to gain and improve the driving experience before going to spend 8-10L for a car. Some minor dents, scratches in used car won't bother you much, but think if that happens to ur dream car 🙂
In a used car you gained experience like an pro driver, nd then u r buying ur dream car nd car got dents nd scratches think of tat now...! Bcoz of rash drivers in every city.
All depreciating (Automobiles) assets are prone to dents & scratches u cannot avoid tat...! Just a thought...!
@@uvrajavel7591 unavoidable conditions are excluded and any point in time you are prone to get scratches and dents.
My point was, I should not harm my dream car unknowingly.
அட்டகாசமான புரிதல்..மிக அருமை..எனக்குள் இருந்த சந்தேகம் முற்றிலும் அகன்றது..மிக்க நன்றி..
One of the beautiful and clean explanation and detailed analysis bro. Great..Keep doing more videos.👌🔥😊
U cannnot reduce resale value on the expenditure.. u need to reduce loss of value on the expenditure (i.e) 12 lakh minus 4 lakh not 12 lakh minus 3 lakh..plz revist and rectify it.
Good catch..
Which means the final difference is 155,270rs ?
Your Effort it's really valuable brother keeping it up may god bless u They way u promote is Fabulous 👍
Tq sir for your explanation 😍before I watched this video😍 I thinked used cars is best but Now my thoughts is new car better than used cars🤗
Mileage for second hand car might be much lesser usually (~10 or 12 kmpl). Other than that not many people are aware of the nitty-gritty in buying old car. Also, there is always a fear playing in the back of the mind about where the old car might break down unexpectedly.
Correct.. Once we faced break down or any issue we will have fear on the car will not prefer for long drive.. Totally that confidence on car will be question
Excellent bro intha video naan paakalana kandipa used car than vaangi maatitu irupen kandipa eni used car pakam poga maatan tq
Truly remarkable work bro! Vera level perspective!
New car have more safety and features.... like ABS, projector head lamp, Crash sensor, air bags.... and alexa, DIN display, auto lock, ETC ....
Good work backed up with data. I have done a similar analysis in the past and came to a similar logical conclusion. If we are buying a car for our personal use and planning to use it for long term should go for new car. If we are planning to generate income from the car then we should go for used car. When it comes to personal use there is an emotional angle and social status attached to it (which we cannot bring out quantitatively). For this reason it is always better to go for new car for the long term personal use in my opinion.
Spr bro
Seconds la german company’s la rate romba kami ah erukum swift alavuku erukathu swift is just a car like soap box
This is not applicable for all cars bro used car is anyday a great deal we can save some nearly 7lakhs in 13lakhs onroad price car but your way of analysis is good 👍👍
Sir interest rate for used car is between 13 - 15 %.(icici,hdfc etc) And we can't predict the condition of used car in future. For near future it might be ok but for long term can't relay on it.
If you want to change your car within 3 /4 years then used car is best. For long term new one is best. New car have option to take bumper to bumper insurance for 5 years. Risk free drive.
If you have a plan to buy a car and use it for 7 to 10 years go for New one.
Well analysed presentation sir. Easily understandable even for a layman. Thank you.
நான் யாரையுமே RUclips ல பாராட்டியதே இல்லை..ஆனால் உங்களை பாராட்டாமல் கடக்க முடியவில்லை.......உங்கள் வீடியோக்கள் அனைத்துமே மிக மிக சிறப்பானவை....5 வயது குழந்தைக்கு உன்னால் எதை புரியும்படி கற்பிக்க முடியுமோ அது தான் உனக்கு முழுமையாக தெரிந்த விசயம் ணு ஐன்ஸ்டீன் சொல்லி இருக்கார் ..அதை நீங்கள் சிறப்பாக செய்துவிடுவீர்கள் என்பது உங்கள் தெளிவான விளக்கங்கள் கூறிவிடுகிறது......கற்று கொடுப்பது மிகச்சிறந்த கலை..அதில் நீங்கள் மிகமிக சிறந்தவரே......
Thank you sir
Surprised to realise...petrol was ₹86/ltr 9 months back..!
As on today when I post this..it is ₹101/ltr
😄
This presentation is of a great level. You and most of the commenters spoke only about the financial and physical aspects of a new car and old car. There are also some mental/ mind related things like : Happiness, utility of a new car, Status, stress during breakdowns, repairs and maintenance for a used car. The level of motivation we get from a new car is always better. Also, sentimentally attached people will not opt for used car or sell a car they use. There is also another thing. We harm our environment less when we buy new cars as the current pollution norms are strict and even diesel engines are smarter and quieter.
Of course. This analysis is very good. Impressed very much. I appreciate you for the efforts you put in. Thank you.
அற்புதமான விளக்கம். நன்றி. இதேபோல், மின்சாரத்தில் ஓடும் கார், பற்றி ஒரு காணொளி பதிவிட வேண்டும், நண்பரே.
Super illustration brother. Keep on uploading this kind of videos about the car.
Very well explained video. I don't own a car but planning to own a car, what I understood from this video is Being a middle class earner I will go for a New car since I believe I don't change car often. My first car will be used at-least for next 6-7 years. Also just to save 50,000 to 1 lakh I cannot afford ending up a buying a second hand car risking on Maintenance and repair
Marana Mass bro.... 👍 Exactly you explained my situation and I was thinking to buy a used car under 4L to use another 4 years. Now I got clarity. 🙏
Now what u going to do brother?
@@maragathammaran4056 Stopped planning to buy a car.. OLA is better economy than old and new car. 😉
@@shahulhameed2911 😄😄😄
Bro....nice effort 👍
But usually when we go for used car....we hardly prefer 5 yrs old....Either we go with 2 options
1) Below 2 yrs old vehicle
2) Running kilometres below 30,000 km
While purchasing used vehicle....the major part registration cost to be deducted.... buying a reliable car like Honda.....used car is better.....this is my opinion bro
Awesome explanation. Great effort. Please add subtitles in English which might help to reach more people
Thanks bro... will try bro
Well explained. Indians are majority middle class. For buying new car initial investment is 2 L to 10L more. Therefore buying new car is remote. You didn't tell the difficulties to get loan for new car. Car mechanics are easily available everywhere.
My humble analysis sir:
1) make the down payment constant so 3L will be initial cost of used car. Interest difference will be higher.
2) Emi for 6L is 12K & 3 L is 6K ( approx ). Save 6K per month.
3) Put 6 K per month in RD/Gold anything with atleast 7% returns it will set you with 4.3L in 5 years.
Reason : You forget to take inflation into account. This is how we trap with higher emi. 😂
Thank you for the valuable details
You made me to recall my experience with a used car. That was a terrible experience. It gave me a lot of tension and stress. My family peace get collapsed because of the used car. Financially it gave me the burden of 100000rs in 2 years to repair it. At last we put the used car in exchange and we bought all new swift vdi 2019. Now we can able to have a peaceful and hassle free ride. This is our first year car anniversary.
Thanks for sharing
Bro, This changed my mind to think in this angle. Great presentation by the way. Awesome..!!
Thanks bro
Very nice analysis bro. இதுல ஒரு கூடுதல் தகவல், ஐந்து வருடம் முடிந்து maximum 2 வருடம் வேண்டுமானால் long trave க்கு 75 % guarantee. After 7 years it is a big ????. இதுல 7 years க்கு அப்புறம் கண்டிப்பாக 4 tyres change பண்ணனும்.
Very nice presentation, well explained and a good analysis done with practicality
Very useful video 👍. I was thinking to buy a used car. But I have changed my mind after seeing this.
Sar உங்கள் பதிவுகள் அனைத்தும் பயனுள்ளதாக இருக்கிறது மிகவும் நன்றி
நீங்க சொல்ரது சரி. But நம்மநாள புது கார் அளவுக்கு due கட்ட முடியாதுன்னா second handல low km ஓடுன வண்டியாப் பார்த்துப் புடிச்சு கொஞ்சம் செலவு செஞ்சு update பண்ணி வைச்சிட்டு regular maintenance செய்யலாமே?
Sir Any car more than five year less than 60% only we get from the onroad price ur calculating 42.86%
Good presentation but insurance cost very high in first five years
சிறப்பு ஐயா
Vera level explanation Sir. Hats off for your Hardwork🙏🙏
Actually ரெண்டும் தேவையில்லை எப்பப்போ வேணுமோ... அப்ப சிம்பிள் ஆ Uber, Ola அல்லது வாடகை கார் எடுத்துட்டு போகலாம் 😁🤷♀️🤷. No tax, இன்சூரன்ஸ், licence, Maintenance ⛑, everytime a new car 🚙 😅 முக்கியமானது நாம டிரைவ் பண்ண வேண்டாம் 😂🤣🤣. ஹையா AC போட்டு, இளையராஜா song கேட்டுக்கிட்டு கால் நீட்டிகிட்டு போகலாம். நல்லா தூங்கலாம் 😴
ஒரு சர்வே படி 80% வீட்டு கார்ஸ் பார்க்கிங் தான் 😜 இருக்கு 🤔😏😎
So why waste 🗑 money 💵 😒
Yes, put that car money on FD and pay the interest as ola uber fees.
Car oru humanoda lachiyam bro...
@@DineshKumar-hs8kc no, it's not, it's what you're told to believe and brainwashed.
@@DineshKumar-hs8kc லட்சியம் useful ஆ இருக்கனும், not ஜஸ்ட் for கெத்து 🙄😜
சில லட்சம் போட்டு, அதை... ஒன்னு, *வீட்டில் பார்க்கிங் இல்லாமல் திணறுவது*, or *வீட்டு பார்க்கிங்ல் 🅿 maximum நிறுத்துவது* or எங்காவது போனால் (ஷாப்பிங் Etc) 😒 *பார்க்கிங் spot கிடைக்காமல் தவிப்பது* 📝 இப்படி பல பிரச்சினைகள் 😕😏😒
Gr8 analysis
Better to go for new car.......
If you know about cars and know the problems then go for used cars....
As usual Good Explanation bro. 11 years before i considered this cost perspective in my thoughts of maintenance and engine life. So i went to so many second hand car dealers for deciding factor. Once i learned most of the benefits comes in new car from used one I purchased new. Still I consider major factors of vehicle maintenance cost( includes service cost and spare parts) for purchasing new vehicle. Every vehicle has Depreciation plays major factor and everyone have to think about service, spare parts price, reliability of engine life before buying.
Thanks for your sharing
If it is a correct comparison you should take the same value of down payment paid and EMI per month. For the used cars the loan amount will be 3 lakhs if we consider the same EMI amount of 12000 per month then the loan will be end within 2.5 years then the interest part will be 35000 to 40000 range only.
Wonderful bro, do similar analysis on electric bike Vs petrol bikes..
Similarly electric car Vs petrol car ...what should the price we can give for electric car or bike 🙏🏽
Very well explained. One more advantage of going to new car is bumper to bumper insurance. In used cars, we can't get the Bumper to bumper insurance. ( 5 years and above)
Valid point bro
Please explain what is bumper to bumper insurance?
comprehensive insurance policy that provides a 100% coverage of damages to the fibre, metal, and rubber parts of your car.
Well presented. You could have added a comparison with using a rental car like Ola or Uber too. So that it would be useful for middle class people whether to buy a car or not.😀
Will do a seperate video
Good one.. but maintenance and repair for used car is not 25k/ yr.. i spend max of 10k/yr... Service 6k, Alignment/wash 3k to 4k
Thanks for this video bro. but we should also consider features of the car also. in a new car we will get mid variant but in used we can get top varient with ABS, EBD and ESP within this cost.
Good. This will help particularly middle class people like me who wants to go for four wheeler.
It was very useful . Thank you Birla 👏
மிக சிறப்புங் அண்ணா., நல்லதே நடக்கும் அண்ணா.,
Good Sir..
Monthly EMI cost will be different so if people who doesn't have budget they will go for used car sir.. If they have budget then new car is best sir.. Very informative video thank you sir 😍
Final decision: Just search second hand cars before you buy new cars. If you got better price and low km running vehicles check with car mechanic and buy it... 😌👍💥💥
Well explained and it gives more clarity.
first time watching ur video. Clear and crystal info. Worth for 15minutes.
Thanks Prem
Awesome presentation Sir! It clarifies most of the query n confusion especially those who wants to purchase the car.Thank u!
Seriously vera level... Ipdi oru comparison na pathadhae ila