1:57 Trying to find a job/starting a business 3:57 Seeking Internet love 5:19 Buying a house or lot, especially sight unseen 7:47 Arriving with little money 8:53 Expecting that day-to-day living will match your experience from a past vacation 11:30 Budgeting for less than $1500/month expenses 14:52 Bringing children or planning on raising children 18:02 Failing to plan for worst-case currency fluctuations 18:46 Failing to appreciate local culture 20:15 Having unrealistic expectations regarding public transportation 22:45 Failing to plan for healthcare--both insurance and facilities
Actually I have been impressed with the public transportation. Ceres and the jeepneys run quite regularly between the provinces and they were cheaper than using the pedicabs when traveling out of the metro. Just don't expect comfort!
I have been living in cebu city for 7 years, and seeking internet love is bad. Almost all of the girls just want money, or support for school and kid. Many of them actually have filipino bfs in the background, so they get the money and give to bf. Lucky for me, there are plenty of nice girls in cebu city. But i look for long term gf, not for fun.
If you lost the entire house twice in America to your ex wife that means you had to do something wrong. When a divorce is due to irreconcilable differences and no fault, the judge will ALWAYS split everything. The only difference is if there is a child involved, the full time parent generally speaking will get the house in that case…which at that point it is the child getting the house, not your wife. I think you are full of it and making this up. Men just don’t lose two houses to two different wives unless something is going on like cheating. Same thing for these stay at home wives, raising children, doing a harder job than the men, and many times the man ask her to not work…then in their 40s he decides he wants someone younger so he cheats, then ask for a divorce…that woman 100% deserves alimony and much more! She spent her prime career years raising the children when she could have been working and putting back for a 401k, instead, the man got to save for his retirement and she is left with nothing and no career history. She 100% deserves half of his retirement in tbis case.
@@Deltadawg Do you even know how to read? I NEVER said I lost a house twice. I said 2 houses. How dare you jjudge someone when have such little info. Your fairy tale of me cheating on the "perfect" wife NEVER happened! You have no idea of what I went through. You're the one full of it. Just cause I lost 2 houses doesn't mean I don't have another house that I live in. Many divorces are complicated, difficult & not simple like you say & think. My ex never accused me of cheating but a complete stranger like you seems to know better. Unbelievable. I raised my kids in a very difficult situation & you judge me? . Your post does not apply to me and is a total lie and slanderous and needs to be deleted immediately. Let's show respect for Paul's channel & not post a total fabrication by deleting your post.
100%✔️. I am filipino and I tell you he is 100% right. Ph is a good destination for retiry, but just like any part of the world, it has flaws also. You just have to know it and be prepared for it. My advice is take a couple of trips here and know ph a little bit, the people, places, and culture. When it comes to dating and finding partners, i suggest know the person and his/her family well first during a couple of trips here. Most of the filipinos are family oriented. And lastly, respect all the people around you here, if you show respect they will show respect in return and it might help you in times of troubles or problems or if you need help.
Finally, a person on the internet who speaks from a position of true knowledge and experience. Very pertinent and sober advice. Absolutely brilliant! Keep up the good work.
Every week you find another "Philippine specialist" from the US ....and everybody talks the same....only to get likes and make some money... I really don't know how I could survive the last 32 years without these specialists....😂😂😂
As a Filipino who was born and raised there for 20+ years, I totally agree and this is why I and 1M other Pinoys have left to work abroad. I see myself going on vacation there but don't think I want to live there anymore.
Telling you one of my stories about making business in the Phil.: I had before a girl for whom I put up a business, which came out to be very successful, much because her being very industrious. But when she became wealthy, she began changing her colors. So I asked her if she really wants me to stay or leave. Her answer was: "If you want to stay you can stay, but if you want to leave, you can leave". Translating it from Woman's Language to a Standard Human language, it meant for me: LEAVE!!! So to even the score with her, I just left without notifying her and disappeared; A very big embarrassment for her before the family and the village. I gave up all my business share, just not to get involved with such a woman. Never mind; There are so many women left around, if one likes to have a new START UP adventure hehehe. In general there is a world wide rule: "Don't pay a woman ahead, because she may get your money and kick you in your ass". Money is the only way to control a Filipina, so never shoot all your cash magazine in a volley.
@@PaulWorldZoom What is more important, I found that she was visiting with her close friend a nearby military camp and for me it means RED ALERT. If your girl is associating herself with; Police stuff, security guard or military man, just leave her ASAP don't even try to fight for her. Anyway I never made that stupid thing of buying a land and constructing a house for any lady here.
@@tonyste12 Thanks for the comment, but I want to add that this lady was a college graduate and I was her first man, so you think you got a deal, but when she asked me: "Tell me how much money you have?" I saw that I have business with a "face of a money" and it was one more brick added to my decision to eject. I had girlfriends even before and I can see how the culture of women is changing with time. We are now into a wave of foreigners exiting the stress of Covid lockdowns rushing to tropical countries to find women/wives, and there will come later a counter wave of foreigners bailing out of those relations. This happened before, when the previous wave of men seeking Filipina wives was generated by the end of Vietnam war. I know about popular places which were deserted by foreigners after they learned that things are not that good. On the other hand I am pleased to see many happy couples who were holding relations for many years. But those women belong mainly to a previous generation. K.I.S. Women who marry men from any country, any race and at any age, is something pointing to anomalies in the society they come from.
@@abc-mf4jn Now that I know a little more of the story, it makes sense of what you did, even more. Yes, there are many so called 'men', that will take advantage of someone in need and will use them without having a second thought about it. Especially having kids and then not giving a shit about it. Many of these 'men' probably come to the Philippines and other places like that, to do just that, use women. which it turn makes those women etc. mistrust all men and wanting to get even....and there is a back and forth cycle, of good men being taken advantage off.....and so on and so on. When you bring a child into this world without caring how it is going to survive or your pregnant wife/girlfriend, that is the lowest of the low in my opinion. Scum of the earth.
I have been in Dumaguete for 10 days. It is easily possible to meet a Filipina. I am 70 yo and have already had many opportunities to give myself to any one Filipina. Because I am going back to America I refuse to initiate a relationship that I know will turn to a LDR. If I decide to permanently move to the Philippines I now realize meeting a loving Filipina would be very easy. My priorities would be somewhat different if I were in my younger years visiting the Philippines. Good luck.
@@PaulWorldZoom i think so, i just assume it something like that.. i enjoy watching your videos. It also give me some information how the foreigner think about things in the Philippines. Hope to meet you one day sir when i go back to the phils. Again more power sir.
As someone who has lived in the Philippines and done graduate work there, you did a great service regarding 2 things you mentioned especially. 1) The budget - where you mentioned that you haven't seen $1,600 in a while. Folks need to hear that truth after seeing dozens of videos claiming you can be satisfied living in the Phils on these tiny unrealistic sums. The vast majority of Westerners will never adjust to or adapt to living anywhere near average filipino standards. 2) The medical needs. Super important! While it should be obvious that MOST need additional medical surveillance and care as we age - retired people need health care to continue to live. Most vloggers completely ignore this reality, doing a serious disservice for those who choose to watch their video. And no, most people without significant means, will not be able to just get on a plane and get medical care at Bumrungrad in Bangkok or fly to the states - this is beyond a unrealistic expectation. On a less critical note. Transportation. I am a thicker 6'2, and all of the typical means of transportation in the Philippines, really don't fit. Nothing pleasurable about trikes, jeepney's or riding on the back of a "motorcycle taxi" when you are a westerner! Thanks for the unusual level of honesty.
Your number nine (I think) learning about the Philippines is sage advice!! I believe Schwartz (The Magic of Thinking Big) speaks of willingness to relocate for better opportunities and that investing effort in learning about your new home is a major key to happiness there. If Not Scwartz, it may have been Jim Rohn…. Great video, as always, Joe
Coming from the west, I lived there and vacationed there. Living there is a different ball game all together. If you're sensitive to animal abuse you don't notice it when on vacation. Live there and you will see it at it's stomach turning worse day in and day out.
Too funny, here in the states every time I start my truck it seems to cost me $100 before I get back home. One thing I learned during the Rona shutdown was if I don't start my truck I won't spend money. However, Amazon One Click is my worst addiction. HAHA
Interesting Vlog, your comment about not able to live within $1600 per month budget is an extreme exception. Most expat can live on $1500 or less easily. Enjoy your daily prime rib end cut and 18 oz steaks... Keep enjoying yourself 🤗
Because you CAN do something doesn't mean you should or want to. I can live for $500 a month in Mexico but I like nice things and I refuse to live a lifestyle below about $5000 a month. I grew up living in a super frugal almost miserly home and I refuse to live like that as an adult. Also what is the point of living off of 10% of your income? Are you telling me if you made $10,000 a month in retirement you would live off of $1000 a month?
I also believe that it's true that most expats live on $1500 or less. BUT... they do NOT live an American lifestyle. At best, they life a quasi-American/affluent Filipino lifestyle. Those who expect to live a truly American middle class lifestyle in the Philippines will need a bare minimum of $3000, and likely in the $5000 - $7000 range. By American middle class lifestyle I mean: standard 2000sf house with 3 bedrooms and 2 bathrooms, gated community with security that resembles the safety and condition of a good American neighborhood and neighbors with similar incomes, 2 cars, American food including good beef/fresh milk/etc (most of it will be imported), high quality private schools for children, imported liquor, good internet, good entertainment budget, island-hopping vacations and an occasional trips back to the U.S.
@@jasonjames4254 - I 100% agree, I did a detailed apples to apples comparison a few years ago on living an upper middle class U.S. lifestyle in Cebu VS Corpus Christi Texas. Cebu was about 25% cheaper with the exception that you can't buy a home in Cebu and certain nice clothing and food is unavailable in Cebu.
Bullshit most Americans don't make 5000 a month living in America with a good job lol...I make 25 dollars an hour it's barely enough to live on in America I could make it in Philippines on half what I spend in America
Hello Paul, I’ve been watching your channel for a while and really appreciate your insight and knowledge about living abroad, mostly in Asia, I happen to catch your interview with Mark, on every man has a story, it was really informative and I got to know a little bit more about your background and l really like the channel. Keep up the good work. Thanks Gordon.
this was a good honest talk. Unfortunately most vloggers just visiting the Philippines sugarcoat their whole holiday. I know its a holiday but to sugarcoat everything is just not right. Wherever I go on holiday I look at things as they are. Staying there for a month on holiday with no spending restraints is one thing. I was there for a month but in the same time also had a deep look around at supermarket prices and some stuff is really expensive even by Western standards like getting a good piece of beef or cheese. As you say you have to live there for some time to see if you can take the good with the bad. True its a lovely place and people are so nice and respectful and thats a big plus. In a whole month I was well treated everywhere and didnt encounter one single problem which says a lot about a country. The rest boils down to common sense.
Hey Paul. New intro is cool but if you could slow it down a bit it would help with my seizures! Lol thanks for putting in the work to help us future expats. 👍
You are one of the only person talking about having kids without a plan or without the realization that if you’re 62 and getting a 20yo pregnant. She will be a widow or single mother when you reach your life expectancy that varies by your current health situation. I just heard about a guy that recovered from a stroke and has now has twins with a 21y/o Filipina. Life expectancy after a stroke is 9-10years.
Paul, your the man-what I like about you-you had professional careers and something to talk about-a lot of you tubers have had few careers so they have very little to talk about other than their opinions!
The issue with the trikes made me remember a story of a friend who moved from Florida to Chicago's suburbs... he always treasured the romantic beauty of snow. As Winter approached he saw his neighbours parked their cars near the street, and not in the garage, or close to its door. He found that curious. As the first snow fell he found it gorgeous, "like Christmas!". He totally loved it... until he had to shovel the snow out. He understood why cars were parked close to the street. On the second day, he had to shovel much less snow. On the third day, he tried to find a way to do it in a "smarter" way, on the fourth day he got frostbite. Since day five he is planning to move back to Florida.
Yeap, many people talk about the risks with money and girls but your first point really resonates with me.. It took me years to establish myself in Malaysia/Singapore job-wise... 100s of job-applications, networking, taking odd jobs in provinces no-one wanted to life in... I can only imagine the Philippines being much harder to find good jobs. There's a reason that I have so many Pilipino co-workers over here. My friends in Germany said "with a Master in Engineering that should be a piece of cake".... bullshit.. Maybe people treat the foreigner nicer when they are on vacation but no-one will actually pay you just for your passports origin
I enjoy your channel, but I'm newer to it. From my perspective this type of information is truly what I need and want. It doesn't just make me think twice, but 10-20X as much. Please keep up the good work.
The problem with budgets is that many people don't leave enough wiggle room for unforseen expenses or sudden increases in monthly bills. My homeowners insurance in Florida just went up $250/month, HOA $25 so there went our cola increase in social security.😢💸
I mean hurricanes have been happening for ever and insurance continues to rise as a direct result. This only comes as a surprise to someone who moves to Florida thinking oh look I can buy a house for 1/2 the price of NY but never looks into other expenses. Florida is no longer as cheap as it may appear. I lived there 25 years. Still own a house. Insurance is ridiculous
Owning a house in Florida is a financial disaster waiting to happen. How many people just this year lost everything when their homeowners insurance companies filed bankruptcy. They paid high rates for years to get nothing when they needed it. I am a big fan of land somewhere with no restrictions, and a RV. When the news starts screeming Hurricane, pack up an go visit family inland. I can hook to my 5th wheel an haul it from Florida to the the North Georgia mountains, spend a week with family an haul it back on less than $300. $500 or so if I didnt have family there an spent a week in an RV park. That assumes you can handle living in an RV an can find land where you want to be that is unrestricted.
Can definitely confirm accomodation and food costs. While cheap enough for you, when there are extra’s (6 to 18) it definitely adds up. For me it ended up to be US or Euro costs.
Hello Paul. Just new subscriber today, but have watched a couple of your videos. This one is pretty funny! To answer your question about unplugging the electricity cords, I believe you will find it goes back to the days of no regulation such as found in the developed world that controls electrical safety practices, such as grounded connections, tight and good connections, that violations which cause heat and end in fires. Paul Old Dog's friend Goldfinger's apartment burned to the ground the day his new furniture was to be delivered. They put him up in another apartment in the same building, and the electrical outlets and switches sparked and crackled, and he feared that place would burn down. This is a very widespread issue that doesn't get talked about, but the natives know all about it. Just an educated hypothesis from an old electrician in US. I could be wrong, but I've seen it here in the US even with the National Electric Code. Hope this gives a different perspective, Thanks for the PI insights! Your vids are way cool!
Hello Paul , very sound advise , a couple of things i would add is never never lend money and expect to get it back , the other is if you are going to talk about there Country never speak negative they are a very sensitive race or people . I am like you I love there Country I love learning about it the history is amazing , in the 20+ yrs I was always very interested about the Marcos years the good and the bad but I never voice my opinion hahahaha I have learnt not to. Thanks Paul always look forward to my morning coffee at 5am and watching your channel and I really appreciate how you find the time to answer . Thanks again.
When I went to visit Philippines, my auntie said constructive criticism was also not taken very well. Pretty much to keep quiet and watch belongings. Also, expect to pay for everything. What sucks is when they invite other people, yet they aren’t paying for it but act as if they are. No wonder my other Filipino friends say they don’t tell relatives when they go on vacation.
Hey Paul the channel is really blowing up I told you you had a good thing going..,. I started laughing when you said you get $50 for 1 peso. Just crack me up but I get it...
New sub here. I got a Texan friend who retired here a year ago. He's living on $1100 SS with $400 rent on a 3-BR , 2 floor house in Cavite. Helps that he's single though, no car, cooks all his food at home, VA got his back medically and looking for a girl who has her own money. That last one's not likely to happen though lol but he's living within his budget. Its possible if one don't have a lot of creature comforts.
VA in Manila only pay for service connected disability; otherwise you'll have to send the bill to FMP. Hope he has some $ saved for medical emergencies. I am a retired Army nurse and have seen many veterans put themselves into a pickle.
His words actually. Got another veteran expat buddy who is young enough to have deployed to Iraq post-9/11. VA paid for his shoulder surgery (SLAP repair) done in Manila pre-pandemic (in Medical City) though he says the paperwork for procedures like that got way more complicated after the pandemic.
Maybe among the most serious is 'Bad Business Starts' and I'm glad to report I'm seeing far less of these and yet STILL you'll see retirement age (and sometimes younger ones) who can think of nothing but how they can open a great new bar, restaurant, vegan salad, cafe or a full-on nightclub. I'm going to deliberately describe worse cases to get the warnings across but consider this: - There are places where fleecing a foreigner opening a business IS their business. They will proactively try and encourage a foreigner into it, suggest it and yes they will 'know a guy in government' and promise they can get insider help, the whole thing from the start. - I've known a dozen kinds of cases where they sure did help the foreigner get their cafe, gym, nightclub going and once everything was paid, bought, installed, opened and they saw how it was run.. ...the foreigner was informed the govt had to shut it down. They may even find visa problems boot them out and not back in. months later, after the foreigner is disposed of, low and behold the club, bar, restaurant re-opens. Someone's uncle is the new owner. thanks for the free stuff! - As noted in this video, there are places where it's great you've opened and it's running just fine and the weekend you didn't come in, it's like delinquent teenagers throwing a horrific party for their friends, product will be going out that backdoor, supplies will be sold, replaced with counterfeits, there was a 'break-in' and they even ripped copper wiring out of the wall and somehow a prostitute was using your office all long weekend. You are sure there were 25 chairs and now you can only find 17 chairs, etc etc. - "Okay, well we'll see what the police/lawyers have to say about that!" oh sir, you're not in Kansas anymore. - "I got it right here on a signed contract!" the idea of a 'contract' like that isn't really shared by all cultures :( Obviously everyone is different but there is also something to consider and that is that very very few of these, I mean the successful ones, they rarely make any kind of money. Sometimes enough to pay for themselves and the owners friends and family's snacks, use and drinks etc. Which is fine too. Just don't think in terms of paying for living expenses either. ------------- Please do not be fooled by walking around and seeing cafes and bars where you notice they're terribly run, the food/beer/etc isn't good and you rarely see anyone inside YET "they've been there for years.. if they can survive then I can make a way better cafe/restaurant that will be, at least, better than those! Yes you can but there are places in SE Asia where many of these cafes, sandwich shops, bars, etc are full-on 'Fronts' and exist to launder money and/or some weird tax schemes and probably both. They absolutely lose money (err..as in actual proper sales/expenses) and will not go out of business and yes they employ staff and sell less than 5 coffees in a day. -------------- Not everything is negative and bad in life BUT please please heed the warnings in this video around business startups.
I still find trikes alot of fun and so affordable, especially with the lack of formal taxis in Tacloban. The only headache is if I go grocery shopping I have to control myself and limit what I buy since trikes can only carry so much safely. You dont want to put stuff on back unattended or it may not be there when you get home. Only if a car is available can I really load up at the grocery store. So have to plan those trips. Trikes really do depend on the town you are in. In the provinces they can really be a good option. But in Cebu or Manila, I really prefer Grab to taxis and there are no trikes.
If your SSI is $1250 a month - you can live on $1250 a month - BECAUSE YOU HAVE TO - THE US NEVER GAVE YOU THAT OPTION. You're not going to be rolling in hookers and blow - but you can have a roof - a pool - a weight room - a sauna - and enough food to survive to the next check. For an extra $100 a month you can get a maid that will come in and clean three times a week and will make sure your reproductive system works properly. There are worse things in the world.
Ok that was funny----> For an extra $100 a month you can get a maid that will come in and clean three times a week and will make sure your reproductive system works
Not going to debate the budget thing.,.. you are right. Budgets vary. One point I'd like to make though... If $1200 SS every month is going to be rough in the Philippines.... how much rougher will it be to live on that in the U.S.? I think if an expat can either come with enough to buy a condo or a home with a pinay wife... Then living on 1000-1200 is very doable. Or the same could be said of a person who chooses an efficiency apartment lifestyle at $200 or less per month. And the argument is made that well why would you want to come to Philippines and live frugally? Because perhaps living on the same in the US isn't even possible unless you live in a slum, or go thru red tape every year or so to qualify for government assistance. And one final thing about budgets... budgets are based on what you have. You admit to having a windfall in your bank. And because your budget is higher... use use it. It's simple as that. For those that have a smaller budget... they use it. I think the trick is to NOT bring the western lifestyle mindset to the Philippines. To not try and recreate the lifestyle you are "accustomed to" because you cannot have all the benefits of a western lifestyle without taking on the stress, costs, and unhappiness it comes with. The whole reason I am getting out is the rat race... the neverending strive to get more stuff. I am overwhelmed with all the crap I have been going thru to sell, give away, donate or trash. I'm leaving the western mindset behind.
You can thrive on 1200 per month easily, most dudes here wanna bragg of there money and how tough it is to budget. I never heard so many moronic , inept comments.
i agree it is stupid to be in a LDR and send a lot of money. I went to the Philippines for a vacation and to meet a young lady in February 2020. I spent most of the time with one filipina with whom I had been talking for about 3 months. Then I booked to come back in June 2020. Then the pandemic happened. We talked every day on whatsapp and skype. I got back here in Dec 2021. My filipina and I live together. We got married on 8 March 2023 after we had lived together for 15 months. Your advice to not send money and don't fall to deeply in love until you meet in person. I enjoy your videos. PS. I live in the province about 120 kms southeast of Manila. 2 km to the beach. I love this paradise.
Great contents Paul, Appreciate your apinion on the dumb things, what not to think you can do, unless your got an a very big supply $$. Personally for me, as be a visitor on many trip to the PI before, I still had a budget but a reserve incase, which I never used. I'm looking forward to living somewhere just on the outskirts of a city, around Negro's. Take care, stay safe Paul
I saw you on Everyman has a story enjoyed your video this one makes me concerned about modern western man and their abiltity to survive without sweet spot budgets and Starbucks. I'm proud growing up im 70's and 80's in a small logging town where we had farm jobs by 12 and could cook our own food and harvest it from the land.
Pretty much all common sense/basic research stuff. BUT........... there's always those guys without either, so it's kind of you to take the time to make them aware. Thanks Paul !!
Paul, I'm planning my budget around 40 PHP to the USD... and at least $1k US into savings. No more than Five years to go... I'm a Civil Servant, so I'll have my Social Security & CalPers with at least 30 years of service. My plan is to get my "stuff" down to a few boxes stored at my son's place near Portland, try the Philippines for a year, move around a couple months at a time in different cities... Then, if I can hack it... pick a home base & get my stuff sent to me.
I've been an American expat for much of my adult life, and I've told other expats this story many times: A man dies and goes to heaven. After some time of floating around on clouds and experiencing continual bliss, he became bored. So he asked God if he could visit Hell for a day. God agreed, and the man knocked on the gates of Hell. The door swung open to reveal a beautiful woman who, noting his shock, said in a sweet and sultry voice: "I suppose you thought the devil was a man." The air was filled with sweet perfume, butterflies swarmed about, and the man was offered all his favorite foods, followed by a sensual massage provided by the most beautiful women he could imagine. His entire day was filled with pleasures. When he returned to heaven, he asked God if he could stay in Hell. God said yes, but there was one condition: he could never return to heaven. The man agreed, and returned to Hell. The man knocked on the door. It swung open, and the man was surrounded by a thick sulfurous cloud. Out of the cloud stepped a gargoyle that swiftly impaled the man with a pitchfork and threw him into a vat of boiling tar. Through his torment, the man screamed that he didn't understand what was happening. And the gargoyle growled: "Never confuse tourism with immigration!"
Well, you have look at adjectively it made be hard to live on 12,13,14 hundred a month in the Philippines but still easier to do it there than in the west if that's all you have.
Reality check. Been watching others saying retire now, it’s cheap as chips in the PI. Spent 4 year in BKK. Couldn’t wrap my head around living out in the sticks. Too vulnerable too bored. Just got my SSI. Thanks for the benchmark. PI for vacation perhaps for me. I enjoyed the public transport in BKK.
Online dating, yes, not easy, but it's only a way to find someone, especially when you're in the middle of the big city .I started chatting with the American man and planning to meet each other in person by July in the Philippines .hopping that's work 🙏
Your points were not offensive at all Paul, and anyone coming to the PI would do well to take those points to heart when making their plans. Think ahead Gents _ get all the information you can before you make the move; Plane your work and work your plan.
My rent in the United States is $1,400 per month for a one-bedroom, one-bathroom apartment, and utilities are $250 or more, and I haven't even gotten into my car to go to the store. I cook at home, and the cost is 350.00 to 400.00 for the food bill, and if I treat myself to a movie and a dinner, the cost is 35.00. I add up my bill, and because I'm a bit budget-minded, it costs at least $3,500 a month. This is frugal, but if I wish to live by your standards here, it would be 6,000 dollars easy, and we are not even adding in health insurance costs each month.
Yep!! Medical insurance. One trike ride at rudh hour and you'll appreciate the value of needing insurance. I was pleased to find a Manulife broker 2 minutes walk from my apt. here in Duma. Got to extend my insurance now as it has lapsed....don't go without it.
This video was informative. However the bottom line is if you go there to live your first and biggest mistake that will pretty much solve all that is mentioned is to not go there expecting to live like an american for example. Buy a big house put in aircon and all these fancy things you think you “need” buy a car …etc. If your there retired (compared to vacation as you mentioned) who cares how long a line is your retired!! And you don’t need a car and shouldn’t be eating out every day and drinking Starbucks or paying for all that. If you live there embrace their ways and you can live cheaper and healthier and less stressed. The fact that you complain of such things means they stresss you out and that’s because your still living as you were before.
You get an A+ on this one for no other reason than you had the courage to address the sensitive issue of old expats who knock-up young Filipinas. This is a HUGE pet peeve of mine! I would estimate that 90% of all the old expats that do this DON'T have the necessary resources to see their children through to adulthood, have no realistic plan, and simply don't even care! I cannot count the number of Amerasian children I've seen living in destitute poverty whose European/American father has already passed away. You will certainly suffer the scorn of many old butthurt expats for exposing their dysfunctional thinking. GOOD ON YOU!
@@dumaguetedreaming 🤣Had a similar thing happen to me about 30 years ago in Olongapo. A small child probably about 3 years old started running to me. His mother ran up and grabbed him saying, "That's not your daddy!"🤣
From what I've seen on other vids about the Philippines or Mexico, if you shop and eat at American type of outlets, yes, you're going to spend a lot more and from what you said, it sounds like you do a lot of that.
Best video so far! I still think I can start a kokaine for kindergarteners business because they always have tons of disposable income and parents who want more hyperactive 5 year olds. For the algorithm!
@@PaulWorldZoom too good, not always time for RUclips. Hey if you think that's a good idea, how about edible flip flops? Instead of fruit, I'll call them foot roll ups. Always hustlin.😉🇺🇸🇺🇸🇺🇸🇵🇭🇵🇭🇵🇭
It's crazy that people from my country seem to think Asia is cheaper to retire in. I am not saying my country is perfect, but if you do not want to work that's fine our government will pay you, our hospital care for the sick is 100% free, we do have private insurance for treatments that are not life-threatening to be done much sooner. If you can not afford the rent, the government we pay for it. We have a good and fairly clean environment, with great quality of life. So, for me, Asia is only a nice place to visit as the cost of living for an expat is very expensive!
Unless I'm mistaken A US SS recipient's pension goes up 50% when a dependent child is born. And the child is entitled to monthly survivor benefits until age 18. Example in my case that's addition 1400$ per month. Filipino mom would be exuberant to get 1400$(70k pesos) monthly. I will need to check thoroughly because it appear to be relevant to my situation.
Yes if you have an additional child they would split that $1400. They have to have an SSN and if I am not mistaken need to be living full time in the US.
Morning Paul, been watching your video's for a couple of weeks now. I just hit, Subscribe to your channel. I enjoy watching / listening to You. Regards, Peter
I will say a relative of mine met his Philippina wife online, traveled there to meet her, applied for a US fiance' visa, and has been married to her for 12 years. He moved her to the US and her mother immediately followed. His biggest complaints are the cultural differences. I will NOT be following his lead in my retirement plans...
To me, to live on $1200 you have to do these things: if you get marry and then you build a house, put solar panels on your house, put water towel in your house and with big Lot or land and plant vegetables that you like then you can live on $1200
I strongly believed that it should be every man dream to be rent free when you retire. Because when you were working, you paid rent or mortgage throughout. Building a house will take some of the stress on you. To me paying rent in your retirement live can be stressful and can cause your cost of living to be high
I have been watching videos from six youtubers for a few years now and have a much better idea of what i'll be getting myself into by retiring in the PI. I'm thinking that big city living will probably be my hardest challenge as i come from a rural area in the midwest. I have no fantasy of finding love but would like to find some gal that will either be a live in or just come around and cook some food and clean a little. I'm a factory slave here in the U.S. so my expectations aren't really all that high. One more year to hit my 66 and a 1/2 mark for social security. And i have a decent 401k so hopefully i can make a go of it. We'll soon see. And if not i just come back home. I strongly agree with what you're saying about leaving some gal in worse shape than before so i'm also trying to work up the courage to get "clipped" before going to the PI. Lol.
My son will be 13 in august and I intend for him to come with me. It's the only reason I'm not already there is because he is legally my step son (mother has passed) and I have to complete an adoption before I can get his passport. But I do not worry about the cost of international school because my plan is to enroll him in online public school. He can do his lessons online and graduate with a US diploma. He honestly wants to go to regular school so he can make friends but we will be traveling for the first year, maybe longer, so online is a better option.
Just remember depending on where you are internet can be really sketchy. I tried 3 different BnBs and at all of them for a few hours the internet is great and then it's down for about 10 hours.
Seems to me that budget is more about what you are use to than the actual amount. If you are spending $5K a month an think you are going to retire anywhere an live on $1K a month, you are probably not going to make it. But someone who has already been living on $1K a month in the US for several years, I bet they can do fine on that same $1K a month there. Same goes for location. I have lived on a Mountain all my life in the US on roughly $700 a month, going in to the city about once a month. I would guess I would do ok on a mountain just about anywhere in the world. But someone from a big city in the US, use to eating out 3 times a day an going out on the town every night, expecting to move out in the middle of nowhere an survive of any budge, thats asking a lot. Even if you manage it, you will likely hate it. Learning to live out in the countryside or on a tight budget, takes years. Trying to learn both at the same time, doable but I would not advise it.
Good subject. People should set up a life insurance plan if they want kids . A house and insurance policy goes a long way if you set it up right when you die. Best way to make a million in Philippines in business is to start off with 2 million. I'm sure I will make mistakes. so glad I have a few revenue streams to help me fail and bounce back lol
1:57 Trying to find a job/starting a business
3:57 Seeking Internet love
5:19 Buying a house or lot, especially sight unseen
7:47 Arriving with little money
8:53 Expecting that day-to-day living will match your experience from a past vacation
11:30 Budgeting for less than $1500/month expenses
14:52 Bringing children or planning on raising children
18:02 Failing to plan for worst-case currency fluctuations
18:46 Failing to appreciate local culture
20:15 Having unrealistic expectations regarding public transportation
22:45 Failing to plan for healthcare--both insurance and facilities
That is cool. Thanks for that. Much appreciated
Actually I have been impressed with the public transportation. Ceres and the jeepneys run quite regularly between the provinces and they were cheaper than using the pedicabs when traveling out of the metro. Just don't expect comfort!
I have been living in cebu city for 7 years, and seeking internet love is bad. Almost all of the girls just want money, or support for school and kid. Many of them actually have filipino bfs in the background, so they get the money and give to bf. Lucky for me, there are plenty of nice girls in cebu city. But i look for long term gf, not for fun.
Losing a house to a Filipina sounds like a bargain to me...since I lost 2 houses when my American marriage ended !
Ouch. Another good one. Seriously, sorry about that
That's the spirit, it's only pera!
If you lost the entire house twice in America to your ex wife that means you had to do something wrong. When a divorce is due to irreconcilable differences and no fault, the judge will ALWAYS split everything. The only difference is if there is a child involved, the full time parent generally speaking will get the house in that case…which at that point it is the child getting the house, not your wife. I think you are full of it and making this up. Men just don’t lose two houses to two different wives unless something is going on like cheating. Same thing for these stay at home wives, raising children, doing a harder job than the men, and many times the man ask her to not work…then in their 40s he decides he wants someone younger so he cheats, then ask for a divorce…that woman 100% deserves alimony and much more! She spent her prime career years raising the children when she could have been working and putting back for a 401k, instead, the man got to save for his retirement and she is left with nothing and no career history. She 100% deserves half of his retirement in tbis case.
@@Deltadawg Do you even know how to read? I NEVER said I lost a house twice. I said 2 houses. How dare you jjudge someone when have such little info. Your fairy tale of me cheating on the "perfect" wife NEVER happened! You have no idea of what I went through. You're the one full of it. Just cause I lost 2 houses doesn't mean I don't have another house that I live in. Many divorces are complicated, difficult & not simple like you say & think. My ex never accused me of cheating but a complete stranger like you seems to know better. Unbelievable. I raised my kids in a very difficult situation & you judge me?
. Your post does not apply to me and is a total lie and slanderous and needs to be deleted immediately. Let's show respect for Paul's channel & not post a total fabrication by deleting your post.
As long as you have to pay property taxes and pay fees and get government permission for whatever you do on that property, you never own it.
100%✔️. I am filipino and I tell you he is 100% right. Ph is a good destination for retiry, but just like any part of the world, it has flaws also. You just have to know it and be prepared for it. My advice is take a couple of trips here and know ph a little bit, the people, places, and culture. When it comes to dating and finding partners, i suggest know the person and his/her family well first during a couple of trips here. Most of the filipinos are family oriented. And lastly, respect all the people around you here, if you show respect they will show respect in return and it might help you in times of troubles or problems or if you need help.
You sound like a honest person who speaks logically. Respect to you for your honesty, sir.
Solid advice from you sir.
That is exactly how to do it
Thanks you so much. I really appreciate your comments and thoughts. That was nice of you 😜
Filipina is family oriented. Her family, not yours.
Finally, a person on the internet who speaks from a position of true knowledge and experience. Very pertinent and sober advice. Absolutely brilliant! Keep up the good work.
Wow, thank you! Thanks so much Pierre. Appreciated
Every week you find another "Philippine specialist" from the US ....and everybody talks the same....only to get likes and make some money... I really don't know how I could survive the last 32 years without these specialists....😂😂😂
As a Filipino who was born and raised there for 20+ years, I totally agree and this is why I and 1M other Pinoys have left to work abroad. I see myself going on vacation there but don't think I want to live there anymore.
Thanks Mike. I appreciate those comments. I also understand the monies and quality of life elsewhere.
Thank you
So vp9gger must be stupid going to phil....
I’m in NZ but I still prefer to live in my home country
Telling you one of my stories about making business in the Phil.: I had before a girl for whom I put up a business, which came out to be very successful, much because her being very industrious. But when she became wealthy, she began changing her colors. So I asked her if she really wants me to stay or leave. Her answer was: "If you want to stay you can stay, but if you want to leave, you can leave". Translating it from Woman's Language to a Standard Human language, it meant for me: LEAVE!!! So to even the score with her, I just left without notifying her and disappeared; A very big embarrassment for her before the family and the village. I gave up all my business share, just not to get involved with such a woman. Never mind; There are so many women left around, if one likes to have a new START UP adventure hehehe. In general there is a world wide rule: "Don't pay a woman ahead, because she may get your money and kick you in your ass". Money is the only way to control a Filipina, so never shoot all your cash magazine in a volley.
Now that is a good story. I smiled, but was sad for you also. I hope the next opportunity works out. Take care
@@PaulWorldZoom What is more important, I found that she was visiting with her close friend a nearby military camp and for me it means RED ALERT. If your girl is associating herself with; Police stuff, security guard or military man, just leave her ASAP don't even try to fight for her. Anyway I never made that stupid thing of buying a land and constructing a house for any lady here.
@@abc-mf4jn we all make 'mistakes'. Good for you that you learned and had the 'balls' to move on. Some are so 'desperate', that never learn.
@@tonyste12 Thanks for the comment, but I want to add that this lady was a college graduate and I was her first man, so you think you got a deal, but when she asked me: "Tell me how much money you have?" I saw that I have business with a "face of a money" and it was one more brick added to my decision to eject. I had girlfriends even before and I can see how the culture of women is changing with time. We are now into a wave of foreigners exiting the stress of Covid lockdowns rushing to tropical countries to find women/wives, and there will come later a counter wave of foreigners bailing out of those relations. This happened before, when the previous wave of men seeking Filipina wives was generated by the end of Vietnam war. I know about popular places which were deserted by foreigners after they learned that things are not that good. On the other hand I am pleased to see many happy couples who were holding relations for many years. But those women belong mainly to a previous generation. K.I.S. Women who marry men from any country, any race and at any age, is something pointing to anomalies in the society they come from.
@@abc-mf4jn Now that I know a little more of the story, it makes sense of what you did, even more. Yes, there are many so called 'men', that will take advantage of someone in need and will use them without having a second thought about it. Especially having kids and then not giving a shit about it. Many of these 'men' probably come to the Philippines and other places like that, to do just that, use women. which it turn makes those women etc. mistrust all men and wanting to get even....and there is a back and forth cycle, of good men being taken advantage off.....and so on and so on. When you bring a child into this world without caring how it is going to survive or your pregnant wife/girlfriend, that is the lowest of the low in my opinion. Scum of the earth.
I have been in Dumaguete for 10 days. It is easily possible to meet a Filipina. I am 70 yo and have already had many opportunities to give myself to any one Filipina. Because I am going back to America I refuse to initiate a relationship that I know will turn to a LDR. If I decide to permanently move to the Philippines I now realize meeting a loving Filipina would be very easy. My priorities would be somewhat different if I were in my younger years visiting the Philippines. Good luck.
I understand completely. Hopefully, you can come for a longer visit.
Thanks and take care
Really , any filipna at 70?Your utoting out yer a%%!
You're so right about having a baby. I spent over 30 years raising babies...time to baby myself.
Funny and true. Love that
Wow subscribers are increasing fast. I remember when I subscribe there were around a thousand subs. more power Sir.
Hey Mac, thanks a lot. I think when you came on board I was like 500-600.
@@PaulWorldZoom i think so, i just assume it something like that.. i enjoy watching your videos. It also give me some information how the foreigner think about things in the Philippines. Hope to meet you one day sir when i go back to the phils. Again more power sir.
As someone who has lived in the Philippines and done graduate work there, you did a great service regarding 2 things you mentioned especially. 1) The budget - where you mentioned that you haven't seen $1,600 in a while. Folks need to hear that truth after seeing dozens of videos claiming you can be satisfied living in the Phils on these tiny unrealistic sums. The vast majority of Westerners will never adjust to or adapt to living anywhere near average filipino standards. 2) The medical needs. Super important! While it should be obvious that MOST need additional medical surveillance and care as we age - retired people need health care to continue to live. Most vloggers completely ignore this reality, doing a serious disservice for those who choose to watch their video. And no, most people without significant means, will not be able to just get on a plane and get medical care at Bumrungrad in Bangkok or fly to the states - this is beyond a unrealistic expectation. On a less critical note. Transportation. I am a thicker 6'2, and all of the typical means of transportation in the Philippines, really don't fit. Nothing pleasurable about trikes, jeepney's or riding on the back of a "motorcycle taxi" when you are a westerner! Thanks for the unusual level of honesty.
Hi Jon Jon, thank you so very much for your compliments. They are very much appreciated . I agree completely with the transportation also 👍
Your number nine (I think) learning about the Philippines is sage advice!! I believe Schwartz (The Magic of Thinking Big) speaks of willingness to relocate for better opportunities and that investing effort in learning about your new home is a major key to happiness there. If Not Scwartz, it may have been Jim Rohn…. Great video, as always, Joe
Thanks Joe, very kind. I certainly agree with your thoughts
Coming from the west, I lived there and vacationed there. Living there is a different ball game all together. If you're sensitive to animal abuse you don't notice it when on vacation. Live there and you will see it at it's stomach turning worse day in and day out.
It is really bad. Dogs and Roosters especially. I try not to notice. Good point
That’s enough to stop me, I don’t think a good place for a vegan like myself!
Too funny, here in the states every time I start my truck it seems to cost me $100 before I get back home. One thing I learned during the Rona shutdown was if I don't start my truck I won't spend money. However, Amazon One Click is my worst addiction. HAHA
Thank God for Amazon no questions asked return policy 😂
You and me both. And now Amazon is here also 😎😎😎
I see there is a fool here driving a Mustang. I hope it's a manual drive.
Were you ever a teacher, instructor, or lecturer? You really are a natural. Thanks for sharing.
Wow, thank you. That is very kind of you to say
Interesting Vlog, your comment about not able to live within $1600 per month budget is an extreme exception.
Most expat can live on $1500 or less easily.
Enjoy your daily prime rib end cut and 18 oz steaks...
Keep enjoying yourself 🤗
Good point! Funny as always. Love your posts. I should do better, I just don’t want to. Thanks again
Because you CAN do something doesn't mean you should or want to. I can live for $500 a month in Mexico but I like nice things and I refuse to live a lifestyle below about $5000 a month. I grew up living in a super frugal almost miserly home and I refuse to live like that as an adult. Also what is the point of living off of 10% of your income? Are you telling me if you made $10,000 a month in retirement you would live off of $1000 a month?
I also believe that it's true that most expats live on $1500 or less. BUT... they do NOT live an American lifestyle. At best, they life a quasi-American/affluent Filipino lifestyle. Those who expect to live a truly American middle class lifestyle in the Philippines will need a bare minimum of $3000, and likely in the $5000 - $7000 range. By American middle class lifestyle I mean: standard 2000sf house with 3 bedrooms and 2 bathrooms, gated community with security that resembles the safety and condition of a good American neighborhood and neighbors with similar incomes, 2 cars, American food including good beef/fresh milk/etc (most of it will be imported), high quality private schools for children, imported liquor, good internet, good entertainment budget, island-hopping vacations and an occasional trips back to the U.S.
@@jasonjames4254 - I 100% agree, I did a detailed apples to apples comparison a few years ago on living an upper middle class U.S. lifestyle in Cebu VS Corpus Christi Texas. Cebu was about 25% cheaper with the exception that you can't buy a home in Cebu and certain nice clothing and food is unavailable in Cebu.
Bullshit most Americans don't make 5000 a month living in America with a good job lol...I make 25 dollars an hour it's barely enough to live on in America I could make it in Philippines on half what I spend in America
Hello Paul, I’ve been watching your channel for a while and really appreciate your insight and knowledge about living abroad, mostly in Asia, I happen to catch your interview with Mark, on every man has a story, it was really informative and I got to know a little bit more about your background and l really like the channel. Keep up the good work. Thanks Gordon.
Thanks for sharing. That is very kind of you. I hope you continue to like the content. Appreciated
Thanks Paul, we get it. Even smart people do dumb things sometimes cause we’re all humans. Great video and channel! 👍👍
What I like about your vlog is your coming in loud and clear!
Thanks so much
this was a good honest talk. Unfortunately most vloggers just visiting the Philippines sugarcoat their whole holiday. I know its a holiday but to sugarcoat everything is just not right. Wherever I go on holiday I look at things as they are. Staying there for a month on holiday with no spending restraints is one thing. I was there for a month but in the same time also had a deep look around at supermarket prices and some stuff is really expensive even by Western standards like getting a good piece of beef or cheese. As you say you have to live there for some time to see if you can take the good with the bad. True its a lovely place and people are so nice and respectful and thats a big plus. In a whole month I was well treated everywhere and didnt encounter one single problem which says a lot about a country. The rest boils down to common sense.
That is so great to hear. I’m glad you enjoyed the trip and encountered no problems. Fantastic
Hey Paul! Congratulations on the 7K mark! Good video and very informative. Thanks for sharing and God bless.
Thanks 👍 I was excited. These are fun to do. I was really bored
Hey Paul. New intro is cool but if you could slow it down a bit it would help with my seizures! Lol thanks for putting in the work to help us future expats. 👍
Now that is funny. I’ve changed it twice trying to quiet it down. I’m hopeless 😜😜
i love the intro only issue is the sound diff between speaking and the intro.. i always have to change my volume.
No such thing as a dumb question, only dumb mistakes, because you thought it would be a dumb question... Thanks Paul... Very informative..😁❤
Funny, and true
You are one of the only person talking about having kids without a plan or without the realization that if you’re 62 and getting a 20yo pregnant. She will be a widow or single mother when you reach your life expectancy that varies by your current health situation. I just heard about a guy that recovered from a stroke and has now has twins with a 21y/o Filipina. Life expectancy after a stroke is 9-10years.
I see it everyday here. The family normally looks so happy. It is nice to see, but hopefully some planning has been put in place. Thanks
Paul, your the man-what I like about you-you had professional careers and something to talk about-a lot of you tubers have had few careers so they have very little to talk about other than their opinions!
Thank you very much. Greatly appreciated
A word to the wise is sufficient. Thank you so much for the share.
Thanks for listening
The issue with the trikes made me remember a story of a friend who moved from Florida to Chicago's suburbs... he always treasured the romantic beauty of snow.
As Winter approached he saw his neighbours parked their cars near the street, and not in the garage, or close to its door. He found that curious.
As the first snow fell he found it gorgeous, "like Christmas!". He totally loved it... until he had to shovel the snow out. He understood why cars were parked close to the street. On the second day, he had to shovel much less snow. On the third day, he tried to find a way to do it in a "smarter" way, on the fourth day he got frostbite.
Since day five he is planning to move back to Florida.
I love that. Yes, yes
Yeap, many people talk about the risks with money and girls but your first point really resonates with me.. It took me years to establish myself in Malaysia/Singapore job-wise... 100s of job-applications, networking, taking odd jobs in provinces no-one wanted to life in... I can only imagine the Philippines being much harder to find good jobs. There's a reason that I have so many Pilipino co-workers over here.
My friends in Germany said "with a Master in Engineering that should be a piece of cake".... bullshit.. Maybe people treat the foreigner nicer when they are on vacation but no-one will actually pay you just for your passports origin
That is certainly true here. 100% accurate. Just a very limited job market. Singapore is awesome
Hey Paul, I like your super new intro congrats on 7k
Thanks Clive. I appreciate that
I enjoy your channel, but I'm newer to it. From my perspective this type of information is truly what I need and want. It doesn't just
make me think twice, but 10-20X as much. Please keep up the good work.
Welcome aboard! Thanks David, I appreciate that
It's still makes a huge difference if you learn and know the language or the dialect where you choose to live.
Agree 100%
The problem with budgets is that many people don't leave enough wiggle room for unforseen expenses or sudden increases in monthly bills. My homeowners insurance in Florida just went up $250/month, HOA $25 so there went our cola increase in social security.😢💸
I have been hearing this all over. I’m sorry for that. Amazing increases
HOA's are evil. I'll never join one
I mean hurricanes have been happening for ever and insurance continues to rise as a direct result. This only comes as a surprise to someone who moves to Florida thinking oh look I can buy a house for 1/2 the price of NY but never looks into other expenses. Florida is no longer as cheap as it may appear. I lived there 25 years. Still own a house. Insurance is ridiculous
Owning a house in Florida is a financial disaster waiting to happen. How many people just this year lost everything when their homeowners insurance companies filed bankruptcy. They paid high rates for years to get nothing when they needed it. I am a big fan of land somewhere with no restrictions, and a RV. When the news starts screeming Hurricane, pack up an go visit family inland. I can hook to my 5th wheel an haul it from Florida to the the North Georgia mountains, spend a week with family an haul it back on less than $300. $500 or so if I didnt have family there an spent a week in an RV park. That assumes you can handle living in an RV an can find land where you want to be that is unrestricted.
Can definitely confirm accomodation and food costs.
While cheap enough for you, when there are extra’s (6 to 18) it definitely adds up.
For me it ended up to be US or Euro costs.
Thanks Robert, I agree. Appreciate you 👍
"You're wearing Rose-colored glasses on vacation." I wore those when I first got married. ..I will NEVER wear them again for anything!c
There you are 👍 I was waiting for something funny. Thanks
Hello Paul. Just new subscriber today, but have watched a couple of your videos. This one is pretty funny! To answer your question about unplugging the electricity cords, I believe you will find it goes back to the days of no regulation such as found in the developed world that controls electrical safety practices, such as grounded connections, tight and good connections, that violations which cause heat and end in fires. Paul Old Dog's friend Goldfinger's apartment burned to the ground the day his new furniture was to be delivered. They put him up in another apartment in the same building, and the electrical outlets and switches sparked and crackled, and he feared that place would burn down. This is a very widespread issue that doesn't get talked about, but the natives know all about it. Just an educated hypothesis from an old electrician in US. I could be wrong, but I've seen it here in the US even with the National Electric Code. Hope this gives a different perspective, Thanks for the PI insights! Your vids are way cool!
That absolutely makes sense. Very familiar to what my gf says when she unplugs everything.
Thanks for subscribing and the kind comments
Okay, new sub even though regular watcher, hows that for proper english! 😂
Thanks for that. Appreciated
Thanks for another great 👍 video.
"Taking notes" for I'm planning to retire in the Philippines,..when that time comes.
Keep up the great work.
Sounds great! Thanks so very much and good luck
@@PaulWorldZoom,.. you're welcome and thanks Paul.
I have to agree with you with the rose-colored glasses view if you're on vacation mode vs actually living in a place.
I always do the same. You just don’t notice the underbelly on holiday
Thanks for the wisdom!
My pleasure! Thanks Paul
Hello Paul , very sound advise , a couple of things i would add is never never lend money and expect to get it back , the other is if you are going to talk about there Country never speak negative they are a very sensitive race or people . I am like you I love there Country I love learning about it the history is amazing , in the 20+ yrs I was always very interested about the Marcos years the good and the bad but I never voice my opinion hahahaha I have learnt not to. Thanks Paul always look forward to my morning coffee at 5am and watching your channel and I really appreciate how you find the time to answer . Thanks again.
Hi Shaun. Great thoughts as always. I do try to stay upbeat. If I cross the line I get blasted in the comments 😜😜
All in good fun, lovely people
@@PaulWorldZoom Truthfulness with logic, presented in a 'nice and respectful way, is a breath of fresh air :)
When I went to visit Philippines, my auntie said constructive criticism was also not taken very well. Pretty much to keep quiet and watch belongings. Also, expect to pay for everything. What sucks is when they invite other people, yet they aren’t paying for it but act as if they are. No wonder my other Filipino friends say they don’t tell relatives when they go on vacation.
Hey Paul the channel is really blowing up I told you you had a good thing going..,. I started laughing when you said you get $50 for 1 peso. Just crack me up but I get it...
My brain shuts down sometimes. Thanks. I certainly remember you saying that
@@PaulWorldZoom yes poem just a lot of laughs that's all channels outstanding!!!!
New sub here. I got a Texan friend who retired here a year ago. He's living on $1100 SS with $400 rent on a 3-BR , 2 floor house in Cavite. Helps that he's single though, no car, cooks all his food at home, VA got his back medically and looking for a girl who has her own money. That last one's not likely to happen though lol but he's living within his budget. Its possible if one don't have a lot of creature comforts.
How does VA have his back? Service connected Vet. Kicked outta military on a medical.
VA in Manila only pay for service connected disability; otherwise you'll have to send the bill to FMP. Hope he has some $ saved for medical emergencies. I am a retired Army nurse and have seen many veterans put themselves into a pickle.
His words actually. Got another veteran expat buddy who is young enough to have deployed to Iraq post-9/11. VA paid for his shoulder surgery (SLAP repair) done in Manila pre-pandemic (in Medical City) though he says the paperwork for procedures like that got way more complicated after the pandemic.
Great story, love that. Congratulations to him
You always put out real facts on your vlog and try your best to help people coming to the Philippines
Thanks you Scott, I appreciate that
Maybe among the most serious is 'Bad Business Starts' and I'm glad to report I'm seeing far less of these and yet STILL you'll see retirement age (and sometimes younger ones) who can think of nothing but how they can open a great new bar, restaurant, vegan salad, cafe or a full-on nightclub. I'm going to deliberately describe worse cases to get the warnings across but consider this:
- There are places where fleecing a foreigner opening a business IS their business. They will proactively try and encourage a foreigner into it, suggest it and yes they will 'know a guy in government' and promise they can get insider help, the whole thing from the start.
- I've known a dozen kinds of cases where they sure did help the foreigner get their cafe, gym, nightclub going and once everything was paid, bought, installed, opened and they saw how it was run.. ...the foreigner was informed the govt had to shut it down. They may even find visa problems boot them out and not back in. months later, after the foreigner is disposed of, low and behold the club, bar, restaurant re-opens. Someone's uncle is the new owner. thanks for the free stuff!
- As noted in this video, there are places where it's great you've opened and it's running just fine and the weekend you didn't come in, it's like delinquent teenagers throwing a horrific party for their friends, product will be going out that backdoor, supplies will be sold, replaced with counterfeits, there was a 'break-in' and they even ripped copper wiring out of the wall and somehow a prostitute was using your office all long weekend. You are sure there were 25 chairs and now you can only find 17 chairs, etc etc.
- "Okay, well we'll see what the police/lawyers have to say about that!" oh sir, you're not in Kansas anymore.
- "I got it right here on a signed contract!" the idea of a 'contract' like that isn't really shared by all cultures :(
Obviously everyone is different but there is also something to consider and that is that very very few of these, I mean the successful ones, they rarely make any kind of money. Sometimes enough to pay for themselves and the owners friends and family's snacks, use and drinks etc. Which is fine too. Just don't think in terms of paying for living expenses either.
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Please do not be fooled by walking around and seeing cafes and bars where you notice they're terribly run, the food/beer/etc isn't good and you rarely see anyone inside YET "they've been there for years.. if they can survive then I can make a way better cafe/restaurant that will be, at least, better than those!
Yes you can but there are places in SE Asia where many of these cafes, sandwich shops, bars, etc are full-on 'Fronts' and exist to launder money and/or some weird tax schemes and probably both. They absolutely lose money (err..as in actual proper sales/expenses) and will not go out of business and yes they employ staff and sell less than 5 coffees in a day.
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Not everything is negative and bad in life BUT please please heed the warnings in this video around business startups.
I always enjoy watching your videos about my country positive or negative comments from you.
Glad you like them! Thanks so much. You have a beautiful and lovely country with beautiful people.
Take care
@@PaulWorldZoom you too, Enjoy and be safe.
Hey Paul does Bob have a couple shoots ????? Boy he sure is growing up 👆 🤟😊😊🤟
He outgrew his pot. This one is new. Thanks 😜😜
Your turning out really good stuff Paul !! Really like your content and style!!! It’s all good/ don’t give This up
Thanks
I appreciate that! Thanks so much George
I still find trikes alot of fun and so affordable, especially with the lack of formal taxis in Tacloban. The only headache is if I go grocery shopping I have to control myself and limit what I buy since trikes can only carry so much safely. You dont want to put stuff on back unattended or it may not be there when you get home. Only if a car is available can I really load up at the grocery store. So have to plan those trips. Trikes really do depend on the town you are in. In the provinces they can really be a good option. But in Cebu or Manila, I really prefer Grab to taxis and there are no trikes.
Thanks. Great points
First time I listened to you I’ve been here for just over a year you spot on mate
Wow, thanks so very much. I hope you’re doing well here
Aloha Bob, Excellent advise Paul...see ya next month...
I knew it was soon. Congratulations
If your SSI is $1250 a month - you can live on $1250 a month - BECAUSE YOU HAVE TO - THE US NEVER GAVE YOU THAT OPTION. You're not going to be rolling in hookers and blow - but you can have a roof - a pool - a weight room - a sauna - and enough food to survive to the next check. For an extra $100 a month you can get a maid that will come in and clean three times a week and will make sure your reproductive system works properly. There are worse things in the world.
Awesome advice. Thanks so much. I agree
Ok that was funny----> For an extra $100 a month you can get a maid that will come in and clean three times a week and will make sure your reproductive system works
1250 is more than enough to thrive on.
Just need to watch spending and enjoy life
The first and only real and realistic vlog I saw in 3 years. So much B S out there about the subject.
Thanks so very much. I hope you’re well 👍
Finally someone who thought John was an idiot.
I do, yes
Not going to debate the budget thing.,.. you are right. Budgets vary. One point I'd like to make though... If $1200 SS every month is going to be rough in the Philippines.... how much rougher will it be to live on that in the U.S.? I think if an expat can either come with enough to buy a condo or a home with a pinay wife... Then living on 1000-1200 is very doable. Or the same could be said of a person who chooses an efficiency apartment lifestyle at $200 or less per month. And the argument is made that well why would you want to come to Philippines and live frugally? Because perhaps living on the same in the US isn't even possible unless you live in a slum, or go thru red tape every year or so to qualify for government assistance.
And one final thing about budgets... budgets are based on what you have. You admit to having a windfall in your bank. And because your budget is higher... use use it. It's simple as that. For those that have a smaller budget... they use it. I think the trick is to NOT bring the western lifestyle mindset to the Philippines. To not try and recreate the lifestyle you are "accustomed to" because you cannot have all the benefits of a western lifestyle without taking on the stress, costs, and unhappiness it comes with. The whole reason I am getting out is the rat race... the neverending strive to get more stuff. I am overwhelmed with all the crap I have been going thru to sell, give away, donate or trash.
I'm leaving the western mindset behind.
Thanks so much. I love this post. Great advice and thoughts
You can thrive on 1200 per month easily, most dudes here wanna bragg of there money and how tough it is to budget.
I never heard so many moronic , inept comments.
Very nice video. Well-organized and informative. Hope you have a great retired life in the PH.
Thank you so much! Really appreciated
i agree it is stupid to be in a LDR and send a lot of money. I went to the Philippines for a vacation and to meet a young lady in February 2020. I spent most of the time with one filipina with whom I had been talking for about 3 months. Then I booked to come back in June 2020. Then the pandemic happened. We talked every day on whatsapp and skype. I got back here in Dec 2021. My filipina and I live together. We got married on 8 March 2023 after we had lived together for 15 months. Your advice to not send money and don't fall to deeply in love until you meet in person. I enjoy your videos. PS. I live in the province about 120 kms southeast of Manila. 2 km to the beach. I love this paradise.
Fantastic David, I love these stories. Good luck and thanks
Great contents Paul,
Appreciate your apinion on the dumb things, what not to think you can do, unless your got an a very big supply $$.
Personally for me, as be a visitor on many trip to the PI before, I still had a budget but a reserve incase, which I never used.
I'm looking forward to living somewhere just on the outskirts of a city, around Negro's.
Take care, stay safe Paul
Thanks Glenn, hope you make it over soon 👍
I saw you on Everyman has a story enjoyed your video this one makes me concerned about modern western man and their abiltity to survive without sweet spot budgets and Starbucks. I'm proud growing up im 70's and 80's in a small logging town where we had farm jobs by 12 and could cook our own food and harvest it from the land.
Welcome aboard! Thanks Robert. I 100% agree. Appreciate the comment
Pretty much all common sense/basic research stuff. BUT........... there's always those guys without either, so it's kind of you to take the time to make them aware. Thanks Paul !!
Well, thank you. I appreciate that
Paul, I'm planning my budget around 40 PHP to the USD... and at least $1k US into savings. No more than Five years to go... I'm a Civil Servant, so I'll have my Social Security & CalPers with at least 30 years of service. My plan is to get my "stuff" down to a few boxes stored at my son's place near Portland, try the Philippines for a year, move around a couple months at a time in different cities... Then, if I can hack it... pick a home base & get my stuff sent to me.
Awesome plan that sounds doable to me. Congratulations and good luck
I've been an American expat for much of my adult life, and I've told other expats this story many times:
A man dies and goes to heaven. After some time of floating around on clouds and experiencing continual bliss, he became bored.
So he asked God if he could visit Hell for a day. God agreed, and the man knocked on the gates of Hell. The door swung open to reveal a beautiful woman who, noting his shock, said in a sweet and sultry voice: "I suppose you thought the devil was a man."
The air was filled with sweet perfume, butterflies swarmed about, and the man was offered all his favorite foods, followed by a sensual massage provided by the most beautiful women he could imagine. His entire day was filled with pleasures.
When he returned to heaven, he asked God if he could stay in Hell. God said yes, but there was one condition: he could never return to heaven. The man agreed, and returned to Hell.
The man knocked on the door. It swung open, and the man was surrounded by a thick sulfurous cloud. Out of the cloud stepped a gargoyle that swiftly impaled the man with a pitchfork and threw him into a vat of boiling tar. Through his torment, the man screamed that he didn't understand what was happening. And the gargoyle growled:
"Never confuse tourism with immigration!"
Funny funny. Great story
Well, you have look at adjectively it made be hard to live on 12,13,14 hundred a month in the Philippines but still easier to do it there than in the west if that's all you have.
So very true. Thanks
Love your channel. Always providing sound advice👍🏼
Thanks Mike
Reality check. Been watching others saying retire now, it’s cheap as chips in the PI.
Spent 4 year in BKK. Couldn’t wrap my head around living out in the sticks. Too vulnerable too bored.
Just got my SSI. Thanks for the benchmark.
PI for vacation perhaps for me.
I enjoyed the public transport in BKK.
True Todd, the BTS in Bangkok is great. I agree with your thoughts. Congratulations on SS
13:00 this guy is the best!!!
My type of guy’s thought and language!!
Thanks very much
A "Lady taking all your money...!" is certainly, no lady, lol!
Funny
Online dating, yes, not easy, but it's only a way to find someone, especially when you're in the middle of the big city .I started chatting with the American man and planning to meet each other in person by July in the Philippines .hopping that's work 🙏
Well said! I really hope that works for you. Best of luck 👍👍
Very Wise Council great video !!
Thank you kindly
You have very sensible takes on things which I appreciate. Very nice video.
I appreciate that! Thanks so very much for the kind words
Your points were not offensive at all Paul, and anyone coming to the PI would do well to take those points to heart when making their plans.
Think ahead Gents _ get all the information you can before you make the move; Plane your work and work your plan.
Thanks for the comments. Greatly appreciated. Glad it was okay
This guy is right on the mark. I lived it
Haha Thanks a lot
More great info, Paul. Thanks, Don't forget to let Bob get his vtamin D
He has been inside for 2 days worried he will miss a video 😜😜
@@PaulWorldZoom 😄
Very Good video!! excellent content and POV. Thank you!
Glad you enjoyed it! Thanks Robert
My rent in the United States is $1,400 per month for a one-bedroom, one-bathroom apartment, and utilities are $250 or more, and I haven't even gotten into my car to go to the store. I cook at home, and the cost is 350.00 to 400.00 for the food bill, and if I treat myself to a movie and a dinner, the cost is 35.00. I add up my bill, and because I'm a bit budget-minded, it costs at least $3,500 a month. This is frugal, but if I wish to live by your standards here, it would be 6,000 dollars easy, and we are not even adding in health insurance costs each month.
You are so correct. I lived like that many years. I understand completely.
Thanks you
Bad money management on your part.
First Class info on all!, thank you again for the education!.
You bet! Thanks Sir 🙏
Excellent advice, warnings and observations.
Glad it was helpful! Thanks
Yep!! Medical insurance. One trike ride at rudh hour and you'll appreciate the value of needing insurance.
I was pleased to find a Manulife broker 2 minutes walk from my apt. here in Duma.
Got to extend my insurance now as it has lapsed....don't go without it.
Hi Ian, great plan. Glad you found it so easy
This video was informative. However the bottom line is if you go there to live your first and biggest mistake that will pretty much solve all that is mentioned is to not go there expecting to live like an american for example. Buy a big house put in aircon and all these fancy things you think you “need” buy a car …etc.
If your there retired (compared to vacation as you mentioned) who cares how long a line is your retired!! And you don’t need a car and shouldn’t be eating out every day and drinking Starbucks or paying for all that.
If you live there embrace their ways and you can live cheaper and healthier and less stressed. The fact that you complain of such things means they stresss you out and that’s because your still living as you were before.
Great points. Thank you very much
You get an A+ on this one for no other reason than you had the courage to address the sensitive issue of old expats who knock-up young Filipinas. This is a HUGE pet peeve of mine! I would estimate that 90% of all the old expats that do this DON'T have the necessary resources to see their children through to adulthood, have no realistic plan, and simply don't even care! I cannot count the number of Amerasian children I've seen living in destitute poverty whose European/American father has already passed away. You will certainly suffer the scorn of many old butthurt expats for exposing their dysfunctional thinking. GOOD ON YOU!
Thanks Jason. I appreciate your comments. I tried to do it politely. I see a lot that appear to be doing great. You have great points
That's kinda funny, the other day I was walking by myself in the barangay and a young man called out "hey daddy" as he drove by on his bicycle.
@@dumaguetedreaming 🤣Had a similar thing happen to me about 30 years ago in Olongapo. A small child probably about 3 years old started running to me. His mother ran up and grabbed him saying, "That's not your daddy!"🤣
oh shut up with yur pet peeve bs
Tell us more about the Merchant of Death cellmate you had when you were the CEO of the Bangkok hospital
listening to bloggers just enjoy your life
Haha. Good advice
Great topics Thank you
Glad you like them!
Not having updated vaccinations such as Typhoid,
Tetanus, Hepatitis A, Hepatitis B, etc. could also prove problematic.
Good one Dan 🙏
From what I've seen on other vids about the Philippines or Mexico, if you shop and eat at American type of outlets, yes, you're going to spend a lot more and from what you said, it sounds like you do a lot of that.
I must admit. I certainly do exactly that
😁When the "Province-Dentist" have a "Low-bat" drill ,and no anastecia ...🥶
Funny 😆😆😆😆
Best video so far!
I still think I can start a kokaine for kindergarteners business because they always have tons of disposable income and parents who want more hyperactive 5 year olds.
For the algorithm!
Thanks thanks. Hope you’re okay. Haven’t heard from you in a bit. Take care
@@PaulWorldZoom too good, not always time for RUclips. Hey if you think that's a good idea, how about edible flip flops? Instead of fruit, I'll call them foot roll ups. Always hustlin.😉🇺🇸🇺🇸🇺🇸🇵🇭🇵🇭🇵🇭
It's crazy that people from my country seem to think Asia is cheaper to retire in. I am not saying my country is perfect, but if you do not want to work that's fine our government will pay you, our hospital care for the sick is 100% free, we do have private insurance for treatments that are not life-threatening to be done much sooner. If you can not afford the rent, the government we pay for it. We have a good and fairly clean environment, with great quality of life.
So, for me, Asia is only a nice place to visit as the cost of living for an expat is very expensive!
Makes sense Greg. It is nice if you have money. Thank you
Your tone is always positive thank
Thanks James
Unless I'm mistaken A US SS recipient's pension goes up 50% when a dependent child is born. And the child is entitled to monthly survivor benefits until age 18. Example in my case that's addition 1400$ per month. Filipino mom would be exuberant to get 1400$(70k pesos) monthly. I will need to check thoroughly because it appear to be relevant to my situation.
I had no idea Bradley. What a surprise
Yes if you have an additional child they would split that $1400. They have to have an SSN and if I am not mistaken need to be living full time in the US.
Cold hard facts right here. Thanks for posting
Thanks for listening. I appreciate that
Morning Paul, been watching your video's for a couple of weeks now.
I just hit, Subscribe to your channel.
I enjoy watching / listening to You.
Regards,
Peter
Thanks very much. I hope you continue to enjoy them. ThNk you
I will say a relative of mine met his Philippina wife online, traveled there to meet her, applied for a US fiance' visa, and has been married to her for 12 years. He moved her to the US and her mother immediately followed. His biggest complaints are the cultural differences. I will NOT be following his lead in my retirement plans...
Haha congratulations to him. That is a fantastic story. Much appreciated
Good advice. Very thorough
Glad it was helpful! Thank you Edward
To me, to live on $1200 you have to do these things: if you get marry and then you build a house, put solar panels on your house, put water towel in your house and with big Lot or land and plant vegetables that you like then you can live on $1200
Wow, great ideas. Start up costs but then a nice reward. Thanks
I think it's 50 pesos to the dollar. Not 50 dollars to the peso. Great video!
Oh yes, I missed that one
I strongly believed that it should be every man dream to be rent free when you retire. Because when you were working, you paid rent or mortgage throughout. Building a house will take some of the stress on you. To me paying rent in your retirement live can be stressful and can cause your cost of living to be high
About your only choice here is a condo or 100% trust in your gf or wife. 100% correct
I have been watching videos from six youtubers for a few years now and have a much better idea of what i'll be getting myself into by retiring in the PI. I'm thinking that big city living will probably be my hardest challenge as i come from a rural area in the midwest. I have no fantasy of finding love but would like to find some gal that will either be a live in or just come around and cook some food and clean a little. I'm a factory slave here in the U.S. so my expectations aren't really all that high. One more year to hit my 66 and a 1/2 mark for social security. And i have a decent 401k so hopefully i can make a go of it. We'll soon see. And if not i just come back home. I strongly agree with what you're saying about leaving some gal in worse shape than before so i'm also trying to work up the courage to get "clipped" before going to the PI. Lol.
Thanks for the story. I really appreciate your taking the time.
Sounds like you will be just fine. Good plan and finances.
Good luck
Omit the word "gal" so dated and old.
My son will be 13 in august and I intend for him to come with me. It's the only reason I'm not already there is because he is legally my step son (mother has passed) and I have to complete an adoption before I can get his passport. But I do not worry about the cost of international school because my plan is to enroll him in online public school. He can do his lessons online and graduate with a US diploma. He honestly wants to go to regular school so he can make friends but we will be traveling for the first year, maybe longer, so online is a better option.
Just remember depending on where you are internet can be really sketchy. I tried 3 different BnBs and at all of them for a few hours the internet is great and then it's down for about 10 hours.
Sorry for your loss. I understand completely. I find online or home schooling is only as good as the supervising parent.
See you soon
finally someone called that John guy out!!!!
I probably should not have. But everyone feeling sorry for him is too much. Paul, old dog is such a nice genuine person. Kind guy
You have a very lovely companion. . If l had a job there,l would give it to you, that's just how l roll.l bet those trikes ride hard.
Thanks 😜😜😜😜
Seems to me that budget is more about what you are use to than the actual amount. If you are spending $5K a month an think you are going to retire anywhere an live on $1K a month, you are probably not going to make it. But someone who has already been living on $1K a month in the US for several years, I bet they can do fine on that same $1K a month there.
Same goes for location. I have lived on a Mountain all my life in the US on roughly $700 a month, going in to the city about once a month. I would guess I would do ok on a mountain just about anywhere in the world. But someone from a big city in the US, use to eating out 3 times a day an going out on the town every night, expecting to move out in the middle of nowhere an survive of any budge, thats asking a lot. Even if you manage it, you will likely hate it.
Learning to live out in the countryside or on a tight budget, takes years. Trying to learn both at the same time, doable but I would not advise it.
Absolutely agree. If you have done it, you can repeat it elsewhere. Thank for that
Good subject. People should set up a life insurance plan if they want kids . A house and insurance policy goes a long way if you set it up right when you die. Best way to make a million in Philippines in business is to start off with 2 million. I'm sure I will make mistakes. so glad I have a few revenue streams to help me fail and bounce back lol
Funny Mike. I like that. I certainly agree with the life insurance. Thanks