5 Toxic Traits That Are Coming for Your Money
HTML-код
- Опубликовано: 4 окт 2023
- 💵 Create a free budget. Sign up for EveryDollar today! ⮕ ter.li/owvnye
Some “toxic traits” are funny--like hanging up your clothes inside out or buying kale aspirationally. And then there’s the less funny kind. ☠️ ⚠️ Join Rachel and George as they attempt to find the line between a harmless quirk and a truly toxic money mindset.
In This Episode:
• Rachel, George and a LIVE audience getting real about their own toxic money traits
• A play-by-play of how to set boundaries when you know your friend’s toxic money trait is “splitting” a very one-sided bill
• The celeb comedian who called George a “sad idiot child” on Twitter back in the day
Helpful Resources:
• Start making memories. Go NOW and get Tapple at Walmart or wherever you buy board games!
• Booking a flight with Going is the best and simplest way to pay less to travel more. Sign up for free today at Going.com/smartmoney.
• Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
• Learn more about your ad choices: www.megaphone.fm/adchoices
• Ramsey Solutions Privacy Policy: www.ramseysolutions.com/compa...
This Week’s Happy Hour Special:
Black Tea Sour
• 2 ounces chilled black tea
• 3/4 ounce lemon juice
• 1/2 ounce maple syrup
• Dash of black pepper
• 1 egg white
• Maraschino cherries (to garnish)
• Orange slice (to garnish)
In a cocktail shaker, combine all of the ingredients except ice and shake well. Add ice and shake again. Pour through a fine strainer into a chilled coupe glass.
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Watch and subscribe to all The Ramsey Network shows here: ruclips.net/user/TheRamseySh...
Ad Choices | Megaphone by Spotify
megaphone.spotify.com/about-a...
Ramsey Solutions Privacy Policy
www.ramseysolutions.com/compa...
George’s comment about an item being $50 with free shipping so he’ll buy it but not if it’s $40 with $10 shipping made me laugh. It’s the word FREE so you think you are getting a deal/bonus.
The first one about expensive price tags and roaming around! My husband and I found ourselves accidentally in the (much more) expensive of the two restaurants in the same building (no wonder why there was no wait!). When we were seated and given the menu, we looked at each other and thought nope! I quickly pulled out my phone like I got an emergency call that required us to leave immediately. We’ve never regretted that decision.
On our honeymoon we went to a restaurant that the guide book called “moderately priced”. Our eyes about popped out when we saw the prices. My husband said, “We can stay, but tomorrow we’re eating at the Krystal across the street.” 🤣
I do that too, see high prices immediately walk outside pretending I’m on my phone and start talking on it with nobody, stay outside for one minute so they can see me I’m on a phone call then leave away quickly 🏃🏻😂😂😂😂
“A junk drawer for her money” omg I’m ded 😂😂😂❤
I am dangerous in a Dollar Tree. "Meh, it's only a $1.25!" and then when I check out, it is like $40. Woops. I went in there to pick up 3 items only to leave with a lot more, plus the buyers remorse. Ugh.
Y'ALL COME SEE US IN GOOD OL' TULSA, OKLAHOMA!!!!
My toxic trait is that buying food is not spending money because you need to eat. It's hereditary 😅
when i go out with my other single friends we always get our own checks. Sometimes 1 of us will get an appetizer and let others share. We love it
I AM the office hummer….I don’t even realize I’m doing it until someone asks me what I’m humming.
I am sure that you are good person, but I am sure your coworkers (assuming that they are within your earshot) are probably having to use noise canceling headphones.
It's annoying. Record yourself and listen to your self hum all day..😊
@@dummgelauft Fortunately, since COVID, I've been a remote worker from home. The only ones that have to hear me now are my pups....and the LOVE it!
8:04 - I went into a men's store in Kansas City and saw a nice Polo only to see that the price was well over $300. I left as quickly as possible and had to bite my tongue to keep from asking if it came with a free car!
The joke about "living like no one else" and the Lindsey impression were hilarious
A toxic trait is to treat money differently if it comes from a different source. So earned money is budgeted carefully while the ten bucks you find on the street is spent on twinkies.
We need a picture of George and Steve Martin together wearing t-shirts of the tweets they sent to each other😂
Lol, for the price tag, looking and realizing it is too pricey, I just say out loud "Wuuut?... Mmmm, no way"
I don't do "split the bill." If we go out with friends, then everyone (or each couple) pays for own food. If we get a appetizer thats shared, then maybe we will pay for it if we ordered it. Most good servers will ask how the check will be split when they come take the orders.
It was not until a few years back heard of splitting the bill evenly. I have always done separate checks.
It's been a thing for decades. There's a Friends episode about it from 1995. I hate it lol
My toxic money trait is using every last drop of my shampoo & conditioner (to the point where my husband has to use all his muscle to slam the bottle contents into his hands for me). It has to be bone dry for me to buy more or open the last container lol, but I’ll buy every pair of jeans in sight 😂😂👀
Priorities
I do this, but add water to make it easier to come out 😂
We get around that by having separate bottles. Then after he tosses his into the trash, I fish it out and get the last out.
I cut open the bottle to get every last drop 😂
@@Flyterbut YESS! Lol every single last drop. Then quickly drop it on my head 😂 And it’s purple so my husband calls our shower “purple people eater shower” since it gets everywhere
@@oliviafox6745 We don’t share shampoo lol, we just shower together 😎 He uses our bar of goat soap on the little bit of hair he has lol
Rachel and George, you are hilarious together! I watch you all the time on the Ramsey show, but y’all have a different vibe here. Fun, fun , fun!😄
I love how George takes the role play so seriously and Rachel can never keep it together.
Nice to have some more casual Ramsey content.
Oh no! I’m the office hummer! 😂
I listen on Spotify, but when I tell you I ran to your RUclips just to say how spot on George’s impression of Lindsay was! 😂
Thank u I worked really hard on that
Dentist here, I love your hygiene George!
Also, I have an Experian 850 credit score. It does nothing for my life. I’d rather be debt free!
Lmao! You guys crack me up!🤣😂
I will definitely look at a tag and walk out of a store.
Toxically splitting the bill is when you order 2 apps, a 40$ steak, 2 double tall mixed drinks, and a dessert while the other one got a 10$ salad and a water. If the separate bills are probably within 10$ of eachother and we shared appetizers then I dont have a problem splitting the bill like what rachel says.
Excuse me Mr. Waiter, my friend the Baby Guy & I need separate checks lol. Pittsburgh, PA!
Separate checks right out the gate!!
How is the best way to protect your Debit card from fraudluent use, years ago I used a debit card to only have my bank account I used for expenses get wiped out do to a hacking and had no support from my bank, this happened twice to me and from that point I used credit cards but to your point spend more with the credit card than I should, I am very nervous to use a debit card again but if I was to use a debit card I would keep limited funds. ?? Great show and material, I enjoyed this very much.
34:55 Great Lindsey impression!
Omg this was so much fun!!!! I really love the audience interaction with Rachel and George. They are always fun but this was awesome. Love their chemistry. More please.
As a person who spent time in the banking industry, I hate the idea of using a debit card for everything. If a person wants to do this, please set up a separate account because every time you have a breach, your direct deposit and auto debits gets messed up as you have to close and open accounts. I do think there is a huge advantage to watching the balance on a bank account go down verses watching the balance go up with a credit card. So much of what we do is "how we spin it" watching a balance go down triggers scarcity and I think that is a good thing.
Good advice. My primary bank, I have no cards at all. Fortunately my bank doesn't automatically send me a card, I have to ask for one, so having no cards assigned to my account makes me sleep a little bit more easy. I have a debit card with a completely different bank with limited funds. I know my primary can still be breached, just 1 thing less to worry about.
That wasn’t true for me.. both a commercial bank and a credit union. Both replaced money immediately and I didn’t have to open/close account or cards.
@@kathylewis6611 that is good to know. Some do not use your account as part of your debit card. One should verify though.
I had to close my checking account at a credit union due to my purse being stolen and the credit union set my ‘new’ account up based on the new and higher required bank balance if I didn’t want monthly bank fees. I am required to keep a lot more in my accounts now.
I love Lindsey, but George's impersonation was SPOT ON! 😆
It really was though! 🤣
If I wasn't watching the video or knew that he was giving the impersonation, I would have thought it was HER!!!!!!!
LOL Oh no! Now I'm concerned... @@je11omo
Loved the smart conference! You guys are great and I learned so much! Thanks so much for everything you do!
I was there! I can confirm - It was awesome!
There is a technique to put your inside out shirt on … you put your head in first and turn it right side out as it goes on.👚
I’m just here to help cheer on THE WENDY’S SPICY CHICKEN! 🔥🐓👏🏼🤣
That was a lot of fun! Come to Cleveland OH!
If this was ben shapiro or brett cooper interview 6:30 would have neen a transition to honey sponsorship.
I’m with George on splitting the bill. Of course my husband usually pays for the other couple we’re out with.
😂😂😂 you two are great. You have great senses of humor.
Great show! ⭐⭐⭐⭐⭐!!! Come to Myrtle Beach, SC! Ya'll are sooo much fun to watch!
This was fun y’all!! Thanks for always making me laugh 😂 love from Iowa 🌽
Belgian Malinois! I have one i was shouting when George tried to pronounce it😂
Love this live show! So good!
Come to ATLANTA!!!!! Is there a live studio audience when you guys are at Ramsey Solutions? I’m planning to come to Nashville and do the Ramsey tour & live show. Your show is my favorite, though. I’d love watch the podcast in person.
Absolutely love you guys!! Whenever I need a good laugh, I look for another episode of Smart Money Happy Hour 🤣😂. Please come to the Cincinnati area 🙏
Even Brittany Spears loves George! That's how awesome he is!!!
I hate splitting the bill .. we go out a lot with friends on motorcycles!! I don’t eat a lot of what others eat.
"Baby Guy"...Love it!
You two are great entertainment
You two are too hilarious together!
I definitely have price points for everything in life that can be purchased that even if I have the money, there is no way in hell I’m gonna pay that price😂
Can you guys do a video on “girl math”
Coming soon!!
They made one.. it's funny
Come to Greenville, SC!! You’ll love it here :)
Lmao @4:00 the office hummer
Why not have an “Amazon whatever the rest” line item. 😂
Please come to Iowa so you can experience our "Iowa Nice" 😃 👋
How about looking at the cars in the lobby when you are getting your car serviced. None of these cars are in my price range but I still look.
Come to Kansas City Missouri! Huge following here.
Such a great and on point episode✨
This was the funniest episode 😂😂😂
Please come to Rochester, Minnesota!
Fantastic! Come to st louis!!!
I’d love for you to come to the U.K. to do some events!
Come to the West Side and visit Seattle! ❤️
I think I have (all of) both of your toxic traits.
No dental insurance led to a lot of flossing paranoia.😂 I'd totally share a meal... but I have to share with my kids because my husband is not a small person like myself. 😮
Clothes are inside out. I've noticed (in public) wearing them that way too. Oops.
The cash one is too true 😩
Great dialogue 🎉
Glendale, AZ please come would love to meet you
Come to Columbia SC!
Dallas Texas!!
Omg yess Jessica Simpson's book is amazing!
ORLANDO GUYS! COME TO ORLANDO, ILL BUDGET FOR THAT! 😅
When will you come to Florida? I’d love to meet both of you. Hello from us Florida realtors ❤
Come to Kijabe, Kenya!
Great show
Pretoria
Come to Lexington, KY!
Wish I would have went to the Chicago LIVE show! Will you be scheduling to come do a LIVE show again in 2024?
Houston Texas!
Come to Buffalo, NY!
P.S. I'm all for the Wendy's Spicy Chicken meal.
Come to Denver!
Cool and intellingent of Britney, to try to learn more and more ab money no matter how rich she is! ❤ Its always good to learn more, even if she just get 1 new good tips its a win! For us al!
Portland Oregon! Please come. :)
I thought that Rachel had ink on her shoulder and then I realized it was a shadow.
I guarantee she has no tattoos
@@glitterstarbeaushe has stated a few times she got one tattoo in college (a Jesus fish) and her dad threatened to pull her tuition.
@@chrishuff6254 yeah, I saw her talk about that a few months back
Humming helps the communication between brain and gut via the vagus nerve!
It's not a good idea to split the check at a restaurant. Someone always feels they were cheated a bit, even if they weren't!
We do split the check if we are buying 5 take out pizzas for adult kids at our house.
Arlington WA
That's a huge crowd. I thought it would be like 20~30 people.
Come to Phoenix!!
820 credit score. What you should say is I am sorry
Come to Phoenix!
San Juan del Río, Querétaro, México. Jajaja
Come to Springfield, Mo.
Cape Coral/Ft Myers/Naples area
George is the baby daddy!
Come to Kansas City!
Come to San Antonio Texas!!!
Colorado Springs or Pueblo Memorial Hall.
I hang white/very light dresses inside out cause I panic that they're gonna get dirty and feel the inside will stay clean 😂
George is like those people on let's make a deal in the seventies in the Audience
38:59 Colorado Springs, CO
Come to Evansville Indiana 🎉❤❤❤❤❤❤❤❤
San Antonio! George can stay in my apartment.
Seattle, WA