ചെറുപ്പത്തിലേ തന്നെ Term Insurance എടുക്കുന്നതിന്റെ പ്രാധാന്യം - Benefits of Buying Term Insurance

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  • Опубликовано: 28 дек 2024

Комментарии • 150

  • @Akhpd
    @Akhpd Год назад +3

    I really like your topics and the way of presentation. I know you from 2014.

  • @robinjoy5421
    @robinjoy5421 Год назад +7

    Please discribe about Universal Life Insurance also. Thanks

  • @jekeofficial
    @jekeofficial 10 месяцев назад +1

    Ur communication makes good positive energy

  • @sujithneelakandan5189
    @sujithneelakandan5189 Год назад +2

    You said the disadvantage of online policy and insurance agents for term insurance. So what you are suggesting to buy term insurance, or thru whom we can do?

    • @jollyjoseph5510
      @jollyjoseph5510 11 месяцев назад

      Online and offline policy ulla company an better .am working in insurance company.offline compared to online an good .bcz Elam digitally recorded ayirikum.claim assistant and discountum kuravayirikum

    • @arunimavijayakrishnan4133
      @arunimavijayakrishnan4133 3 месяца назад

      Buying insurance from an authorized agent or organization is far better

  • @Impartialthesis
    @Impartialthesis 11 месяцев назад +7

    Health insurance + term insurance varuna ethelum package undo?

  • @abhiramiadithya8976
    @abhiramiadithya8976 Год назад +2

    Sir Multico-operative society kurichu oru vidio cheyumo athil Interest Rate kooduthal ananlo athu safe ano athine kurichu oru detailed vidio cheyumo plsss

  • @MYUNAS-kc7oo
    @MYUNAS-kc7oo Год назад

    Very good advice thank you sir, best term insurance company name please.
    🙏

  • @denzildias6903
    @denzildias6903 10 месяцев назад +1

    Is there any floater term insurance plan ?

  • @VysakhKallingal
    @VysakhKallingal 10 месяцев назад +1

    Sir i joind hdfc sampoorn nivesh through policy bazar its good or bad

  • @VANDERSAR11000
    @VANDERSAR11000 11 месяцев назад +1

    LIC യുടെ Tech Term Policy എങ്ങനെയുണ്ട് ???

  • @sajeesh605
    @sajeesh605 11 месяцев назад +3

    Term insurance Bajaj life insurance policy nallathano ..bcos premium kurav .. policy amt kooduthal aayi kandu ..pls share ur opinion

    • @Safwanasworldyoutubechannel
      @Safwanasworldyoutubechannel 10 месяцев назад

      Njn hdfc lifel work cheyyunnund hdfc yil term plan cheyyan interest undo?

    • @sajeesh605
      @sajeesh605 10 месяцев назад

      @@Safwanasworldyoutubechannel took Bajaj now

    • @jdm_3dmnd101
      @jdm_3dmnd101 6 месяцев назад

      aditya birla life insurance und. Salaried term plan & digishield .if ur interested msg or contact me

    • @inspiretravelexplore4457
      @inspiretravelexplore4457 3 месяца назад

      @@Safwanasworldyoutubechannelyes

    • @SunilMoolad
      @SunilMoolad 14 дней назад

      Yes​@@Safwanasworldyoutubechannel

  • @MansP-cr8bc
    @MansP-cr8bc 2 месяца назад +3

    Term insurance ആനുകൂല്യം insurer 65 വയസ്സിനു ശേഷം മരണപ്പെട്ടാലും കിട്ടുമോ.?

  • @shaazupdatez8584
    @shaazupdatez8584 Год назад +4

    Ulips or term insurance is better.?

    • @Meeraaa8
      @Meeraaa8 5 месяцев назад

      Term.. Sugar, cholesterol health problems onnum illenkil term aanu better.. Complications undenkil ULIP..

  • @libinparamekkadanbose6193
    @libinparamekkadanbose6193 2 месяца назад

    Thanks

  • @JijeshTimes
    @JijeshTimes Год назад +4

    best term insurance suggest cheyyamo?

    • @ArunKumar-xs1or
      @ArunKumar-xs1or 10 месяцев назад

      Icici i protect smart - Death, Disease, Disability, Cover aaakum .Njan insurance broking companil aanu work cheyunnath Enik Thonnunath eth oru best plan thanne anennanu.

    • @Safwanasworldyoutubechannel
      @Safwanasworldyoutubechannel 10 месяцев назад

      Hdfc life best

    • @arafath788
      @arafath788 4 месяца назад

      Star health insurance

  • @riyas_asiya
    @riyas_asiya Год назад +1

    Go digit medical insurance nallathano? Above 63 years old aayavark...

  • @tomantony6495
    @tomantony6495 Год назад +3

    Real estatil invest cheyyan enthenkilum vazhi indo , shopping complex ,maal, warehouse running aakumbol athi ninne monthly passive aayitt income indakkan.

    • @sara69xd
      @sara69xd Год назад

      Commercial property

    • @techstricksarts290
      @techstricksarts290 Год назад

      REIT (Real Estate Investment Trust) എന്ന് youtube ൽ search cheyyuka.

    • @lalum3474
      @lalum3474 9 месяцев назад

      REITS

    • @MansP-cr8bc
      @MansP-cr8bc 2 месяца назад

      Better stock market

  • @vsabivija
    @vsabivija Год назад +3

    Best tearm insurance parayamo

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад

      Yes. Please mail details like age, profession, income to nikhil@talkswithmoney.com

    • @ArunKumar-xs1or
      @ArunKumar-xs1or 10 месяцев назад

      ICICI I protect smart (DEATH', DISABILITY, DISEASE, CRITICAL ILLNESS) COVER AAKUM

    • @arafath788
      @arafath788 4 месяца назад

      Star health insurance

  • @MondayMarvels
    @MondayMarvels Месяц назад

    Sir ഏറ്റവും നല്ല term insurance ഏതാണ് ?

  • @Indianocean324
    @Indianocean324 Год назад +6

    കല്യാണം കഴിക്കാത്ത ആൾ ഒരു term insurance എടുത്താൽ, കല്യാണത്തിന് ശേഷം spouse നെ nominee ആയി ചേർക്കാൻ പറ്റുമോ?

  • @KL52Records
    @KL52Records 10 месяцев назад

    Metlife term insurance engane nallathano?

  • @evergreen9037
    @evergreen9037 Год назад +2

    👍

  • @vineethmadathil9511
    @vineethmadathil9511 Год назад

    ❤❤❤

  • @chemmu1001
    @chemmu1001 Год назад +4

    Can NRI working in Qatar take Lic new tech term insurance while on leave in india?

  • @yadukrishnan4286
    @yadukrishnan4286 7 месяцев назад

    What about HDFC Smart Protect

  • @AjimonpParameswaran
    @AjimonpParameswaran 4 месяца назад +2

    സർ ഞാൻ 50 age ആയ പ്രവാസിയാണ് എനിക്കെടുക്കാൻ അനുയോജ്യമായ life insurance ഏതാണ്

  • @rajeemathematics
    @rajeemathematics Год назад +3

    Sir, my daughter joined her job at the age of 23 in (Nov 2020).about 9-10 months work ചെയ്തു. In Jan 2021, we took a term insurance for her. Later in Sep 2021, she went abroad for higher studies..Is that okay to continue with it? (If she wish to stay back there, will it be valid?)Now we paid 3 premiums.

  • @antoantony7271
    @antoantony7271 Год назад

    Hi, i am currently in UK and planning to move to AUS within a couple of years. Where should i take the insurance? Pls advise

  • @shajikurian2945
    @shajikurian2945 Год назад +1

    🎉

  • @THEPYRAMID-wl6mc
    @THEPYRAMID-wl6mc Год назад +1

    Sir njan africayil work cheyunnu eniku term insurance edukan pattumo?

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад

      Yes. Please mail to nikhil@talkswithmoney.com

    • @sree_the_untold
      @sree_the_untold Год назад

      Africa il ulla chila places banned aan.. negative county lists il und...

  • @josephfrancis5877
    @josephfrancis5877 6 месяцев назад +1

    Can you suggest good one

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  6 месяцев назад

      👍, mail us to nikhil@talkswithmoney.com we shall guide you!

  • @viveksanju
    @viveksanju Год назад +1

    I am a NRI . My Term insurance rejected due to health reason. Can i opt for traditional insurance.

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад +1

      Yes. Please mail details to nikhil@talkswithmoney.com will check and update

    • @viveksanju
      @viveksanju Год назад

      @@MoneyTalksWithNikhil 👍🏽

  • @പ്രേം
    @പ്രേം Месяц назад

    Nammal maricha familykk kitumonn engane viswasikkum

    • @AswathiM-kx9sd
      @AswathiM-kx9sd Месяц назад

      My God... Policy documents il ellam clear aayi mention cheyyum. Nominee details too...

  • @sajeesh605
    @sajeesh605 11 месяцев назад

    If we taking term insurance from India and working abroad, unfortunately policy holder demise is it eligible/any issue to get policy money

  • @subis8131
    @subis8131 Год назад

    Helth insurance allathe namuku hospital chilavu neridan mattu option undo sir

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад

      Pinne athinulla thuka nammal kandethanam

    • @subis8131
      @subis8131 Месяц назад

      Govt service ilulla aniku medisip preyoghanam chyuvo...please reply​@@MoneyTalksWithNikhil

  • @libinlr7895
    @libinlr7895 5 дней назад

    Njan marikilla

  • @shone9484
    @shone9484 Год назад

    How can a NRI person can apply for Term Insurance? What are the precautions he has to take care?

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад

      Depends on the job and geographical area he/she works. Please mail details to nikhil@talkswithmoney.com

  • @smithakrishnan5911
    @smithakrishnan5911 Год назад

    സർ, പോളിസി ബസാർ വഴി എടുക്കുന്നത് നല്ലതാണോ?? Maxlife നല്ലതാണോ?? എങ്ങനെയാ എടുക്കേണ്ടത്??

  • @prabhathk6615
    @prabhathk6615 Год назад +1

    Policu bazar ൽ നിന്നും എടുക്കുന്നത് നല്ലതാണോ

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад +1

      Customer care support issue varam

    • @prathi817
      @prathi817 Год назад

      Sbi life insurance financial consaltent please email prathibhavinod3@gmail.com

    • @jollyjoseph5510
      @jollyjoseph5510 10 месяцев назад +2

      Customer care etavum kooduthal ulla company policy bazar.claim assistants.

    • @ABHISHEKTk-ky7js
      @ABHISHEKTk-ky7js Месяц назад

      No

    • @jobishbaby3038
      @jobishbaby3038 24 дня назад

      Not good , you don't get any support , fraudulent, I took and then cancelled HDFC via policy bazaar

  • @muadrahmanm9669
    @muadrahmanm9669 Год назад +1

    Student inu insurance tharunnillallo athinu enthaa cheyyaan pattunne

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад

      Student nu term insurance kittilla, normal insurance edukkan sadhikkum.

  • @harikrishnank.r3045
    @harikrishnank.r3045 5 месяцев назад

    But trem insurance edukkan minimum 10 lacs yearly income so majority aalukkallk edukkan pattilla

    • @Anthonynaire
      @Anthonynaire 4 месяца назад

      Angane onnum illa...😂😂 Salary income indayal mathi

  • @dreamcatchers2898
    @dreamcatchers2898 4 месяца назад

    Term insurance edukan ITR file cheytha document veno?

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  4 месяца назад +1

      Call us at 9567337788 ( during working hours 10 am - 5 pm ) / mail us at nikhil@talkswithmoney.com - we shall guide you!

  • @IbrahimFiroz-fx6kh
    @IbrahimFiroz-fx6kh 6 месяцев назад

    Two children wife husband how much I pay monthly

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  6 месяцев назад

      Please mail details to nikhil@talkswithmoney.com

    • @jdm_3dmnd101
      @jdm_3dmnd101 6 месяцев назад

      Are u salaried ?? Term plan for earning people. Aditya birla life insurance also have term plan but the annual income 5lakh. If ur intersted msg or contact me

  • @Abhi-wy1ok
    @Abhi-wy1ok 8 месяцев назад

    Sir 1 crore kittiyilla 50 lakh aprove ayollu ini veroru companiyude orennam koode edukkan pattumo

  • @sujathap2847
    @sujathap2847 Год назад

    Sir, term insurance nu income certificate must ano..? Self employed persons 😮nu term insurance kittumo..

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад

      Depends on the insurance amount

    • @sree_the_untold
      @sree_the_untold Год назад

      For HDFC Life, Term insurance edukkan Income proof mandatory aan... Savings Plan aanenkil 2L premium vare income proof venda.. Term insurance edukkan proof venam.. Salary slip and bank statement or Income Tax Returns file.

    • @jdm_3dmnd101
      @jdm_3dmnd101 6 месяцев назад

      Self employed person ITR file cheyunundenkil 7.5 lakhs anenkil kittum (aditya birla life insurance )

  • @jyothim988
    @jyothim988 Год назад

    50lakh nte oru coverage policy kke premium amount ethre varum

  • @shaikh4695
    @shaikh4695 Год назад +4

    1)40 വർഷം കഴിയുമ്പോൾ നമ്മൾ ഇൻഷുറൻസ് എടുത്ത് കമ്പനി നിലനിൽക്കുമെന്ന് ഉറപ്പുണ്ടോ.?
    2)ഇൻഷുറൻസ് കാലാവധി തീരുമ്പോൾ പലിശയടക്കം തിരിച്ചു വരുന്ന പോളിസി അല്ലേ നല്ലത്?

    • @Jamalolakara
      @Jamalolakara Год назад +1

      ഒന്നിനും ഒരു ഉറപ്പും ഇല്ല
      കമ്പനി ഉണ്ടെങ്കിലും അവർ തന്നില്ലെങ്കിൽ നമ്മൾ എന്തുചെയ്യും പിന്നെ കേസിനും ഞമ്മൾ തന്നെ പോകേണ്ടി വരും 🤣 എല്ലാം ബിസിനസ് 😔😔😔
      പൈസ ഉണ്ടായിട്ടും കാര്യം ഇല്ല ഇപ്പൊ നമ്മുടെ ബാങ്കിലെ തന്നെ കണ്ടില്ലേ കോടികൾ ആണ് അവകാശികൾ ഇല്ലാത്ത പൈസ അതാണ് അവസ്ഥ 😔😔😔

    • @Ajmmasjjklbvvdsmkj
      @Ajmmasjjklbvvdsmkj Год назад +1

      LIC ഉണ്ടാകും

    • @trbnair
      @trbnair Год назад

      കാലങ്ങളായി നിലനിൽക്കുന്ന നല്ല ഇൻഷുറൻസ് കമ്പനി നോക്കി ഇൻഷുറൻസ് എടുക്കുക, പിന്നെ ഭാവിയിൽ എന്താനാകുമെന്നത് ആർക്കും അറിയില്ല, എല്ലാം ഒരു പ്രതിക്ഷ മാത്രം...

    • @raj-tf9gq
      @raj-tf9gq Год назад +1

      Manushyante കാര്യം തന്നെ urappilla pinnanu

    • @Safwanasworldyoutubechannel
      @Safwanasworldyoutubechannel 10 месяцев назад

      Hdfc life 100% trust aakam

  • @ansaritv6109
    @ansaritv6109 Год назад +14

    Term insurance എല്ലാവർക്കും എടുക്കാൻ പറ്റുന്നില്ലല്ലോ?... വരുമാനം അടിസ്ഥാനമാക്കി മാത്രമല്ലേ ഇത് കൊടുക്കുന്നുള്ളൂ😢

  • @ajeeshmangad8253
    @ajeeshmangad8253 4 месяца назад

    2025 il kaanunna arelum undo..

  • @JobinSelvanose
    @JobinSelvanose Год назад +4

    What if someone kill us for that bulk amount is the fear of youngsters 😂

    • @nice-xy8ey
      @nice-xy8ey Год назад +1

      Even if someone kills you, the money goes to your dependants only. Your permission is needed to start an account in your name.

  • @belraj55
    @belraj55 Год назад +2

    25 വയസ്സിൽ എടുത്താലും ഇടയ്ക്കിടെ ഇവർ പ്രീമിയം കൂട്ടും

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад +1

      Term Insurance premium orikkal start cheythal pinne ath thanne aanu

    • @belraj55
      @belraj55 Год назад

      @@MoneyTalksWithNikhil in health insurance they hike this my premium from 12000 to 20000 more

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад

      @@belraj55 Not a hike like that, depends on the policy and benefits you choose

    • @harikrishnankg77
      @harikrishnankg77 Год назад

      മണിപൽ സിഗ്ന ആണോ ഇൻഷുറൻസ്.

    • @belraj55
      @belraj55 Год назад +1

      @@harikrishnankg77 star health

  • @hartatienni2258
    @hartatienni2258 4 месяца назад

    മക്കളാൽ കൊല്ലപ്പെടാൻ സാധ്യതയുള്ള ഒരു പടി

  • @JasheerParavath
    @JasheerParavath 8 месяцев назад

    #Maxlifeinsurance Don‘t buy from this company. You need to beg for claim. Not from agent and not from online platform like #Policybazar

  • @MohammedRafi-hl6iq
    @MohammedRafi-hl6iq 9 месяцев назад

    ഭയങ്കര ബോറാണ് നിങ്ങളുടെ ശൈലി

    • @Abhi-wy1ok
      @Abhi-wy1ok 8 месяцев назад +5

      Pinne food vlog pole hi guys ennu paranju thudangano😅

    • @lijeeshak7613
      @lijeeshak7613 6 месяцев назад +4

      നിനക്ക് സൗകര്യം ഉണ്ടെങ്കി കേട്ടാൽ മതി.

    • @santhoshkv2701
      @santhoshkv2701 2 месяца назад

      Information is what people looking for from this channel. So no need to bother about the tone and style. Still can consider to get more views and reach.

  • @Ajaykumar-dd8qf
    @Ajaykumar-dd8qf Год назад

    നേരത്തേ എടുക്കാൻ നോക്കിയിട്ട് 5 -6 വർഷം ആയി ഇതുവരെ കിട്ടിയില്ല അസുഖങ്ങൾ ഒന്നും ഇല്ല വാർഷിക വരുമാനം NRI ക്ക് 10 ലക്ഷം വേണത്രെ max Life -very sad

    • @tonymathew6554
      @tonymathew6554 7 месяцев назад

      NRI ക്ക് 10 lack ഇൻകം വേണ്ട

    • @jdm_3dmnd101
      @jdm_3dmnd101 6 месяцев назад

      aditya birla nokunundo sir. .. Traditional plans

  • @bindutr9139
    @bindutr9139 Год назад +1

    How do I contact you

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  Год назад

      Please mail to nikhil@talkswithmoney.com or reach 9567337788 between 10am and 5pm , Monday to Friday