PROTECTING YOUR ASSETS FROM YOUR PARTNER In The Philippines / Laws You Need To Know
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- Опубликовано: 23 дек 2024
- #ProtectingYourAssetsFromYourPartnerInThePhilippines @TheFilipinaPea
Protecting your assets from your partner in the Philippines, and the laws you need to know for protecting your assets after separation, cover both a marriage and common law spouse. Protect your assets by understanding the laws on marriage vs common law spouse in the Philippines so that you can decide between common law marriage vs legal marriage. Don't be caught unprepared!
Today I'll be interviewing Gracelyn Bellingan-Bennett, my best friend and attorney, to get these answers, as well as to discuss the new proposed Divorce Law currently under consideration.
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👉For Legal Advice in Dumaguete, Negros Oriental, Philippines
👉Atty. Gracelyn Bellingan-Bennett
👉Email: gracey.bellz@gmail.com
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Corner Silliman&Hibbard Aves., Dumaguete City, Negros Oriental 6200
#TheFilipinaPea
👉My videos and the effort I put into them are 100% free for everyone to enjoy, and all I ask is that you leave a thumbs-up on any videos that you like and subscribe to my channel - I have never, and will never, ask you for anything else. For those of you that still wish to support my channel further, however, I’ve posted my links below. Thanks!
👉 Support through PayPal: www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=GC9T7PMLZ3BDW&source=url
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Wuaoooo pea I will have questions to Gracie after the video but at least she clear a few doubts .
The Filipino side was very interesting. But if I have a US trust where all my assets are located, would the Philippines accept by Trust agreement
Eternal thanks always dear Pea 😊😘
Quick question: If I still have an address and bank account in USA 🇺🇸 where my mail gets shipped to and if I marry legally a Filipina in the Philippines 🇵🇭 with prenuptial agreement will I gain citizenship in the Philippines 🇵🇭? And will she gain citizenship in the USA 🇺🇸? While we're married in the Philippines 🇵🇭? And will she be able to leave U.S. husband in the Philippines and fly to USA? And use USA 🇺🇸 courts to gain her American husband's wealth? With USA 🇺🇸 court laws?
Pea you are a blessing as you make videos that looks out for others & their well-being. Pea you are beautiful, you are a precious gem.
This video makes me have me have major second thoughts, about living in the Philippines. These laws are right in line with the biases laws in the west.
I call it divorce socialism also your ex becomes an agent of the state
And it's complex, most laws can't be enforced unless they have been witnessed and reported to the authorities, I'm confused because to start with, a foreigner cannot ever own land outright, the best he can expect is a shared land with a Condo.
don't worry about living or even going to the php.....the way it's going, it's going to take five years to get there with all the variants of covid and the php government reaction to it all.
Live there, but don't take your assets there. I knew a guy who lived in the Philippines for decades and swapped girlfriends every few years, but didn't have any worry about losing his German business interests.
Makes me think Vietnam is the right choice for me.
I always tell my military peeps to BE CAREFUL, many filipinas are out here to get what you have and will get you for all you have if you are not careful. A lot of filipinas know how to play the "long" game; meaning they will get married, wait ten years to divorce a man and be eligible to take half of his retirement and all benefits. In hindsight, marrying a filipina can be very dangerous to one's life if they choose the wrong one. If you must marry a filipina, or ANY woman woman for that matter, try to marry in a state that is not geared towards rewarding divorce so heavily. This video is good advice explaining to men why NOT to get married to a filipina. Not all, but MANY filipinas are out here to get your pockets. Be careful brothas.
There is no divorce in Phillippines so your assumption is not valid...Anullments take many years and too expesnive for the Fillipina to undertake but by all means protect your assets in a family trust or keep your trap shut about what you own back home..be smart and see a lawyer before you shack up or get hitched and have a Pre Nup before you wed...Western women are all about getting their claws into you behind and the wallet you sit on..
Isn't it a smart move though. Hahah. But who wants wait 10 years if a marriage is toxic?
@@jonathonperino8681 You actually can be divorced in the Philippines. It's a long process but it's very possible. You are the one who should stay quiet. Clearly you are not entirely informed. As if eastern women aren't scammers as well. Save it dude.
@@williamrosario8534 How is that? Pretending to be muslim for a long time?
🧐😳😱😳🧐
Great video...Pea is always teaching western men how to stay out of trouble.....PRICELESS!!!....how lucky, to be able to visit the 🇵🇭 and know that your concerns can be addreseed by Gracey...thanks Pea
Yup, we have a good team of pros here to protect ya 👍❤️😊
Thank you very much. Actually I had plans to travel to the Philipines after Covid and
look for a girl not for marriage but for a lifetime partner.
But now I think it´s way better to search in an other country.
Thank you so much. I think, you saved my life.
This information is making me Reconsider the option of retiring in the Philippines .
or just find the right women?
@@bannertraveller5879 How do you know which one is the 'right' one. People can change, and some women are smiling assassins that will keep up an act until it's time to strike.
@@bannertraveller5879 every slit up couple ever thought they found the right one. People change, people lie, sadly.
As a fellow mgtow, id still say its way better for cost of living. As far as marriage or dating always remember to try and get prenup if you go through with it. Or just apply mgtow philosophy of never marry, never cohabitate, and never procreate, everything else is up to you, dating, fwb, one night stands etc.
No marriage
No cohabitation
& no children.
It's the only way to protect your self.
That’s a pretty good way to protect your assets - if you can be happy that way 👍😊
If Phillipines is going to copy family laws from the West, then there is no point for Western men to find a wife there.
That was an eye opening video, especially about cohabitation. A lot different here in the west. I would never leave someone penniless, but I also don't expect them to get 50% of what i have that had taken me years to build up..
Especially after 1 day of marriage!!!!
Hi Miss Pea
Love the show
Sounds like the Philippine Government is in the money grab
Business!
I have 3 pensions .
I worked very hard for.
My son will get survivor benefits from my main one
I know I'm not gonna let anyone get my money from dating! Wow
Thank u pea
You are a very informed lady
A Filipino prenup will solve the problem - its airtight 👍😊
@Gregory Jones They can’t own land, so technically you cannot “cohabitate”. Being in a hotel room for however long doesn’t count.
So until you have a lease agreement / bought property and live with the female it’s called cohabitate. If you do not then you don’t have to worry about that law.
@Gregory Jones I think you're missing something and I don't know how well the Filipina Pea distinguished this, although I think she did a good job.
The main point there is "husband and wife". From what she was saying, to me that sounds like cohabitation. The lawyer said there's no such thing as a pre-nup unless you are officially married, or that's what I got out of it, which is why FP went into the cohabitation part.
So, the point is, best not to cohabit. She said that's frowned upon even though it's done.
If you want to be there and start dating, the best solution to me is, don't let the woman move in with you. Her coming over to your place is not cohabitation. Her living with you is cohabitation. You can have sexual relations with a woman if that's what you want, and only that, but if you start to see her possessions in your place, best to tell her she doesn't live there. and her things gotta go. See her in the day time, not night.
I could be wrong about what I was hearing, but I think that's what it comes down to. Don't be like "husband and wife". Unless, you're husband and wife.
Also, it would be interesting to hear about traveling and how this affects a man taking a woman on a traveling adventure. On the surface it would seem like traveling together isn't the same as husband and wife because she hasn't moved in with you. Being in a hotel is not the same as being at your residence.
The Filipina Pea channel is a MUST-WATCH for any Expat!! i do not recall this info from any of the MANY Expat channels- i never realized that a Filipina could request a portion of the assets from her live-in partner when they break-- wow this info affects the majority of Expats that i know!! because most are live-ins not married!! and i would guess they are not aware of this!! as i listened to the entire video it sounds like the assets in question are ONLY those acquired during the cohabitation- but maybe i misunderstood??? EITHER-WAY in the Philippines it seems the Expat is at a big disadvantage in the event of breakup!
Once again Pea, you have reinforced why your channel deserves such success. You're clearing up the confusion that so many vloggers are perpetuating. Going forward, I'll only be watching your channel for this kind of important content. The others just don't qualify!
I married my ex Pinay wife in Belgium, not in the Philippines, so that my marriage (and subsequently my divorce) would fall under Belgian legislation. I made her sign a prenup. I'm very glad I did that, because now she only got away with my house in the Philippines. If I hadn't done that, she would also have gotten away with half of my assets in my home country too.
GOOD! I’m so glad you were covered 👍
Nope. Your pension would have been save even without a pretup. Because Belgium law applies, not philippine law.
@@haldepet12 Yes, I know there would not have been a problem for my pension, but she could have put her hands on half of my assets (my Belgian home, furniture, car, savings, etc.). That's why I always advise people to marry in their home country, even if they are planning to live in the Philippines. Our western laws offer much more protection.
In the US a good lawyer can beat a prenup, not sure about Belgium.
It was never "your house in the Philippines". Even if you had a conjugal deed, you never actually owned it. You just owned a financial interest in it. If she had died while you were married to her, you would have had to sell the house and give her heirs 50 percent of the proceeds ASAP. Or, the heirs could have bought out your 50 percent financial interest ASAP and kept the house. You would have had to go rent a house or buy a condo, then. Foreigners cannot own real estate in the Philippines. They can own condos only and that started fairly recently. Hell, not even the Chinese have found a way to circumvent it yet, which is surprising.
Wow! Great info! I think that in the States, any property, including a pension, that a person has earned prior to a marriage are generally not divided up in a divorce. An ex has a right to a percentage of a their spouse's pension based on the time they were married WHILE the pension was being earned. The idea that a marriage entitles someone to their spouse's property or pension earned prior to marriage is really strange and basically unfair. Actually, I would like to ask this lawyer whether she did not mispeak when saying that marriage entitles a spouse to 50% of assets prior to marriage. If this law is passed, with great sadness I will scratch the Philippines off my list of places to retire.
You can still retire just don't get marry a Filipina or don't marry at all
@@micronotsoft6891 She said it's the same for co-habitation. So I looked it up.
So I googled it here is what I get.
Although cohabiting couples do not have similar rights and responsibilities as a lawful married couple, they are still protected by law. Once you enter a live-in relationship, it is legally recognized as a common law marriage in the Philippines.
@@edwardtstrenk1388 Scary stuff.
I have previously heard this lawyer here. As such, I feel she knows the subject well, even though its scary for the foreigners' finances. So, you may wish to think again about settling down and head back stateside.
There is another site that dealt with this, a guy called Calvin.
Pea is very fair and I compliment her for hosting this subject.
Well, the best $600 I paid was to an actuary that priced my pension and the exes. The report stated that each of us should keep our own pension.
It's fascinating to hear these detailed legal discussions.
It won't be fascinating if you get stitched up by one of them mate
Thank you, thank you, thank you !
Sorry ladies, but the conclusion for me is: stay single in a hotel until the end.
Or a rental
💯
I learn early on how to protect everything. 1: I only have access to my money 2: month to month rent for quick scapes 3: minimalistic lifestyle to travel light 4: plan an escape in advance and don’t share it.
From years ago I had a pre-nup. 30 page long pre-nup.Back in my wildman days when things started to get serious I would whip it out and the bimbo of the day would run for the hills.Used as a screening tool and it worked. When I was courting my wife from Cebu I explained it to her and she said she would gladly sign.I said never mind, shredded the pre-nup and have had no regrets or concerns.Our relationship isn't all unicorns and rainbows: every now and again we have a bad day but the foundation is strong so there are no worries about either of us walking away or stepping out. I'm faithful as an ol' hound dog and I trust her to give me the same respect. And she does.
She passed the ultimate test 😂👍
@@TheFilipinaPea my fiancee told me to do a pre nup, she even ask Gracelyn to convince me, i refused, you cant start off this way, for me you must trust your partner
You will find out later that it was your mistake. Just like a flippina said she would send me money. (I was shocked, but I took up on her offer and she never did)
Actions speak louder than words.
This is the better approach. Live with the prenup for a while. However after a few years consider tearing it up if you feel the relationship is true, honest and working
Yup…same with my Filipina. Only time I’ve cheated her was playing Euchre.
Like you said. You gotta build that foundation.
"Trust and you'll be trusted. Says the liar to the fool." from the wonderful Slow, Deep and Hard album. I see nothing wrong with protecting empires.
Smart, John - very smart 👍😊
“The best way to find out if someone is trustworthy is to trust them” - Hemingway
Rick Woods....ms low I.Q.? That was rude. Who are you referring to?
There’s another verse from a great song “ I want a girl who knows the meaning of the hey hit the highway“
Geeee, these comments seem brutal and I don't believe this video was about cruelty. Seems to me it's really about love and understanding in a crazy mixed up world. The more detailed the understanding,, the more freedom to love and be loved. Ha????
Good info. A man works his entire life and can lose 50% of his money in a heartbeat. I will never marry again.
My Filipina wife married me when I had next to nothing. In my eyes she is entitled to half of the assets I have built up. Without her love and dedication I would of never had the motivation to make things happen. Granted I never see us splitting apart since she has already stayed strong by my side through the hard times. That is something western men in general don't understand. Women from this country when you find a good one....they are there for the long haul and will give you drive to do things you never thought possible. That is typically the opposite of what happens with women back home. Like I tell all my western guy friends. There is a big culture shock in many ways....but most of the time its in a good way!
And that's great you guys built the life together.
I can't jeopardize what I have built just for moving in with a girl for a little while.
What a beautiful story. You must be Michael Landon's brother.
Never tell a woman she is entitled to half your money or she will stitch you up good and proper especially in the Scammerpines
Exactly. Western women don’t run the marathon with you. They just stand at the finish line with fake boobs and say “I want THAT guy with the steroids and the Lambo!”. Foreign women often stand by you through thick and thin, but Western women, only through thick.
this comment ❤️❤️❤️❤️
NAWALTS ARE FEW
Gracie is always professional, yet humurous...& knows her onions so much that you know you could trust her in doing a job for you.
Always great to see her & learn.
Another excellent, albeit frightening vlog Pea, thank you for sharing.
It seems like men are not safe anywhere. Thank you for the information! You have a very captivating channel.
Armed with the right knowledge, you can weather the storm 😊👍
We are not.... MEN ARE NEVER SAFE...
@@TheFilipinaPea that's the wrong train of thought pea.... men shouldn't have to prepare, expect and be waiting on a storm in the first place. Men that has to waste his time preparing for "the storm" is being pulled away from his vision and goals in life.
You're safe. Just don't invite a woman to stay with you. If they come over for a night, I don't think that qualifies as cohabitation. Don't let her start bringing stuff over to your place. Have witnesses. Don't be there on your own, so meet friends or go live where others you know are.
If you want a woman to be something like a housekeeper, probably best they aren't having sex with you and you can probably talk to people about making a contract of service so the relationship is understood.
I think the key takeaway is, living like husband and wife, meaning living in the same place together, in a relationship.
Great episode! I always like it when I learn something new. I have to agree with the two of you, I hope they keep the divorce law away from the western standards. There is a saying I heard recently that makes a lot of sense in that direction, "There’s no wisdom in signing a contract with someone who benefits from breaking it." Says a lot about what a marriage is today in the west.
It was good seeing Gracey again and I'm glad she is doing well. Thanks for keeping me entertained and informed.
Wow, yes, what a powerful statement, and that’s exactly what’s wrong with western divorce 👍
But there is also the case of the people just like bad salesmen that sale you a good story to get you to sign a contract thinking that once done, you are locked in. Its a common story that before a marriage one of both sides is basically acting and not being themselves to win what they think is a permanent deal, and then once the deal is signed, start the bad behavioral patterns, and physical and emotional torment. There is a reason all contacts have termination clauses, in business and marriage. Til death do us part sounds nice, but it only encourages people to find ways to kill their partner when they cant take it anymore, if they cant just leave :D
@@knivesandstuff You're right, I've seen people put on a "false face" to get into a marriage (or other relationships), then the "real" person comes out after they get what they wanted. I've seen it with both men and women as well. The bad part I see is the trend of the "no-fault" divorce, 17 US states and many western countries have this now. It means that the government doesn't care why you are getting a divorce. So, even if one or both are cheating, it doesn't matter to the courts. In my case, if I was married, my wife could cheat on me and still get half of everything I own. Even if she had nothing to do with my earning it. In addition, what used to be the "iron clad" Prenup is being overturned in the courts now.
Well Damn!! What a horrible thing to say. I really hate that it's the truth.
The thing wrong with divorce, western or eastern, is the “divorce” part. The vast majority of people in the Philippines are Catholics or other Christian religions. What does your Bible say about divorce? There was the precept given in Levitical Law by Moses but later on Jesus himself said what? Read Matthew 12:1-12. Once “Divorce” is allowed, for any reason other than what Jesus said, you have started down the slippery slope from which there will be NO Return and many years of “well what about this situation” challenges to expand the law. All this said it will eventually End Up Like the western laws. Three pieces of advice,
1) No divorce
2) Reform annulment laws to cover the case Jesus spoke of and hard case provisions.
3) CONTINUE to raise and rear your children as you do now to RESPECT God, Family, and Marriage as Holy not to enter into the institution of marriage based on fickle feelings of infatuation, love (only) or even potential financial prosperity, security, or ulterior motives.
If it isn’t broke it doesn’t need fixed.
By the way, Jesus said that infidelity was the ONLY acceptable reason for divorce, but He did not say that if it occurred a divorce was required. Something else to think about, redemption.
Great video Miss Pea. Very informative. If people would only treat one another fairly at all times, there would be no need for new laws. In general, we can't so we are always putting our trust in someone we don't know. All prenups should be created by both parties to ensure a fair contract. Some will say that a pure love will not require a contract of a prenup and then insist on the contract of marriage. The best prenup is one that will evaporate over time as agreed upon by the couple. Keep up the good work.
Yup, even that can be negotiated 👍😊
Thank you for this thorough and very helpful presentation on an expat's potential legal relationship issues in the Philippines,. I feel much more prepared for my move to the Philippines.
Hi Pea, very useful information about cohabitation laws in the Philippines. Yes, get married under a prenup. Yes, worry if you cohabit with your partner if you buy property and consider your earning because both may be split if you decide to separate. All great information. And this law may affect many younger foreigners. I think the effect is very much lessoned when the foreigner who cohabits is a pensioner who gets paid pension in his native country. Also, a pensioner can decide not to have children by getting the snip. To protect themselves further, don't buy, rent. Right, household purchases you might need to be shared but is someone really going to be petty. If so, keep receipts. THERE, job done. FULLY PROTECTED.
Always great to see Gracie and learn valuable info from her.
Thanks TJE - I do love to have her on 👍😊
So fun to see you two trying to be serious but mostly just enjoying each other’s company! Hi to Gracie, nice to see her again. It sounds like the cohabitation and divorce laws there are moving to similarity to the way they are in Canada. I believe in most provinces here the cohabitation time to entitlement is a year - after that, you’re effectively married. The grounds for divorce here sound like they will be similar. You can protect assets you had going into the relationship with a prenup, or at least with a pretty comprehensive statement of assets going into the relationship…but I’m going to have to go through this video again to be sure I got it. Strong agree, the purpose of the laws is to attempt to prevent exploitation on both sides but it’s tough to adjudicate every individual set of circumstances fairly. Often somebody feels like they hot taken advantage of.
Hi Pat!! Yup, I think you got it right, but just remember that prenups here are ironclad, and won’t be set aside by a judge 👍
@@TheFilipinaPea …which would mean taking all kinds of care with that agreement. I’ve often wondered what it does to the long term chances of relationship success when you start it off with a detailed negotiation about what happens if it ends. Build in those smouldering resentments right on Day 1.
Double the cuteness with Gracy & Pea.
Best interview yet Pea.
(Amazing with the natural beauty and lack of makeup Pea sets the bar high.)
The lights and web cam made me look very pale, when I’m actually quite dark right now. Strange ….. but I’m glad you liked it 👍
@@TheFilipinaPea You mean you used makeup? Did not consider your sun tan. Oh, cut top by the way
Ur english, expressions ,knowledge and diversity makes u very attractive!!
YOU just made sense of it all and the inner world of relationship and marriage.
Anyway, I was very happy to see Gracie again and hope to meet her and hire her to protect myself, when I move to the Philippines!
Great! I’m sure she’d be happy to help you 😊
Making an appointment with Gracie will be my first stop after meeting someone special. Sincere, decent women with good intentions should have no reservations about having a prenup. If the roles were reversed, she would feel the same. Thanks Pea and Gracie!
What is Gracie's contact info Gary? Thank you
Very interesting video this one and sure to be an eye opener for all the anti marriage expats in the Philippines. I wonder how many of them are living in ignorance regarding the safety of their assets. The key point I think is don't let your girlfriend move in until you're sure she's the one and then either keep receipts for ever or get a prenup and marry her.
Just a minor comment, it would have been great if the whole video had been done as a split screen as you get more from an interview when you can see the reaction of both parties to what is said.
You always seem to get it, Andrew 👍😊
Yup, this was my first experiment with doing an online interview - I’ll get better 👍
Who would want their daughter to get ran through by an expat then dump like garbage?
That's not how a person should be treated.
By now it should be obvious that human being are very expensive
So choose carefully a spouse with with an exemplary character and stay married
Hello Miss Pea & Miss Gracie!!! So .. I listened very carefully about the topic called : CO - HABITAT agreement contract.
Philippines version of this is equal to what is called : COMMON LAW marriage.. which i don't advise to any man to do.
Here in Canada.. Our contract laws on this specific title is totally different & better .. There is much that i have to explain to you.
I have a COHABITAT agreement contract written by my lawyer back in 2012. My girlfriend back then ( not in the picture anymore )
she moved in with me because i found an basement apartment. Next in 2014 I had found a 2 bedroom apartment, then she brought the relationship to an end as of June 2015.
I moved out on September 2015 & found a 1 bedroom apartment in the building next door.
My contract protected all of my rights, all of my money, all of my pension money and etc.
It was a clean break & no arguing. Our laws on this contract is far superior for protection of men's rights. This contract law applies to all women who sign off on it.
Much more to explain to you, I have my copy of my contract that I can show you through video call.
Thank you Take care!! I hope 1 day in future I can buy lunch for both of you!
Ciao for now.. John in MISSISSAUGA ( city ) CANADA
Dear Gracie. “Regardless” or “Irrespective” are the useful words. “Irregardless” is a double negative and not a word.
Enlightening. I love seeing Gracie but it seems like she's always the bearer of bad news! Thanks for the info, Pea.
I think that it would be very difficult for a local court to order that 50% of a pension be awarded to another party that originates in another country where they do not have jurisdiction. How would the attorney address this? Enforcing a local court order abroad would be very unlikely if not impossible. Thank you for sharing.
Apparently, the Filipina has to file the court’s decision in the local jurisdiction of the husband, where the finding may - or may not - be accepted. According to Gracey, it’s a roll of the dice (but it’s very rare that a Filipina goes to the trouble - or has the money to pursue it)
I was thinking the same thing. It’s hard to imagine a foreign company or government even acknowledging a court order from another country, let alone enforcing it if it’s contested. I think pea is right, it’s not as easy to steal a man’s money like it is in the west. Most Filipinas wouldn’t even want to do it, let alone go through with the entire process. I know a lot of them and they are much more respectable ppl than westerners. But stay cautious and err on the side of caution.
I'm not sure about other countries, but I can talk a little about the US. I had a friend that found out he was a father from a relationship he had in Ireland, but not until the son had turned 18. The mother lost government support at that time and wanted more money, so she went after my friend for it, and got it. The Irish court not only ruled he had to support the son for his years going forward in college, but also had to pay back child support. That ruling was forwarded to the US and enforced there. That is not alimony and it is Ireland not the The Philippines, but there precedence.
I think there is an international family law compact that the Philippines chose not to become a party to.
@@MrSmith-on1qz it will be enforceable only as long as the person is in the Philippines under Philippine law. same as anyone who gets married here can simply fly home and get divorced if their country allows for it. but that ruling may not be accepted if you come back to the Phillipines if the marriage was made in the Phillipines
You are a professional interviewer. The way you summarize the information provided by Gracelyn so she can validate your understanding to improve the listeners' understanding. All your videos are interesting and funny without being silly. I believe you will hit 200,000 subscribers by the end of 2022. You deserve it.
I like these laws !😁 they sound just and proper, as long as : 1) the man has desire for a woman of strong Faith, and understands that he is marrying her family as well. And 2) that he never strays from his wife & new family. This actually makes me happy ! Thank you for the insights, Our wonderful Pea !😌 your friend, Old Greg.
Thanks!
Thanks so much for the tip, Robert 👍❤️❤️❤️
When I came here in 2012 I had put all my business interests and assets into an IBC (similar to an OIC) which acts as a Trust which I am the primary beneficiary. When I die the assets continue to be held by the OIC for the benefit of any heirs.. I bought a small house (2 bedroom) which I gave to a lady who had worked for me for many years overseas, but on the understanding that the farms I "bought" were mine. In order to protect myself further I had her sign a 25year lease with automatic renewal, AND a Sole Occupancy agreement.
Now she still owns the property but as I hold all the papers it cant be mortgaged or sold without my knowledge. And when I am dead? Well, I dont really care then do I. She can have it all. If I do hook up with someone before then, I will have to review it, but for now it works for me.
I must add as a warning. An OIC protects you from Creditors and vicious exs, and is a useful tool for tax AVOIDANCE (as opposed to EVASION0, but it does mean that you personally do not own any assets. The OIC is a third party and usually with a secret or protected Shareholder Registry. As I said - You no longer own the assets.
I must add as a warning. An OIC protects you from Creditors and vicious exs, and is a useful tool for tax AVOIDANCE (as opposed to EVASION), but it does mean that you personally do not own any assets. The OIC is a third party and usually with a secret or protected Shareholder Registry. As I said - You no longer own the assets.
Now that sounds like a pretty foolproof setup 👍😊👍
I have a similar arrangement. Protects my assets for those that I wish them to.
All o have to do is pass the trusteeship onward.
Hi Filipina P, great video, i used Gracie to purchase land for my Fiancee, she is very thorough, one agent i dealt with refused to talk to her as he did not agree with her instructions to myself. if you need a good lawyer to protect you then Gracie is the best. i saved a lot of time and money using her services for sure.
THANKS, Steve - she’s a good asset to have, yes 👍😊
Great stuff ladies 👍👏
I personally hope the divorce law doesn’t become like ours in the West also. ☝️🙏✌️
Awesome thank you so much you saved me years of legal pain. Thank you so much
Pea and Gracey - Thanks so much but as you can see from the comments this definitely opens up a can of worms. Would love to see a follow-up video addressing commenter's questions and concerns. Perhaps even a multi-part series.
I am reminded of Charlie Sheens famous words…
“I didn’t pay them for sex I paid them to leave”
Great comment. I will try to use that one some time.
Excellent vlog with important info. Thanks, Pea!
You’re very welcome! I’ll always be looking out for you 👍😊
love listening to Gracie's english❣
Great informational video Pea. I see other Filipinas that vlog and they copy your choice of subjects though they'll never be a "Pea" 😉
This is a very interesting topic of discussion. Hopefully people will stay in love and stay together and if not, they would part amicably
Even I dont want to merry a philippina, I like your way to ask experts about complicated themes. For me its a sign of professionality!
BTW, regarding the laws about foreigners not allowed to own land/house. If you really wants to own land, you can start your own PL company. The company will own the land for you. Its not cheap, but your wife name will not be on the deed, and it will make sure that she will not take your house.
I'll never divorce you Pea,I'm a subscriber for life with no prenup.😄🌴
Hahahahaha
Fantastic! Then we’re never, ever, never breaking up 👍😊❤️
Unless she switches sides🤔
You might need to do a second part to answer all of the question.
Question:
1) Does visiting the flippina for 2 weeks count as cohabitation? (If she sleeps in the hotel room with you)
2) How difficult is it to get a divorce? (Referring to the court process. Like how many hearing do we have to go to? Does the guy have to show up to court or can the attorney do it for them?)
3) Are there lawyers that would take the divorce case without payments (until they win)? So flippinas don’t just randomly do divorce for 50% income.
4) If a foreign male makes a women pregnant does it count as cohabitation? If so how is the foreigner get served by the courts if he doesn’t live in Philippines?
5) How much does she take for child support?
1) No, that’s not a problem
2) Annulments can take years, but an attorney can do most of it for you
3) No, lawyers here want money upfront
4)Fathering a child is different from cohabitation. If he doesn’t live in the Philippines, there’s little a Filipina can do
5) It depends, but not NEARLY as much as in the west
*Im not a lawyer, so the above are only guesses on my part - please contact an attorney for accurate advice
@@TheFilipinaPea Thank you for your responses. So flippina are very vulnerable for getting pregnant they have a much harder time to get payments from the foreigner. So flippina must be on a good wife (Which actually helps marriage, since a guy wouldn’t leave a good female for no reason.)
From what I heard foreigners cannot buy homes in the Philippines. It must be a Philippines native or they must be married… The prenup will be a mess to deal with this.
Good Subject... wish your channel was around earlier :D ... here in America. many guys have wives that is checking their retirement, pension, what is their worth ... and later divorcing for the $$... threating their NOW older spouse for materialistic things or face a divorce for half of the funds.... Pea, not all ladies are like that... but these action resonates among the masses of judgemental men, western women making it difficult for the nice newly nice pinoy ladies.... appreciate your subjects chosen.... looking forward to your next live stream.
You have warned us. You have given facts. Now all we have to do is listen and remember.
These new "laws" about forcing alimony style payments to someone you cohabit with outside of marriage are scary. They do this in Canada and Australia and they are a clear violation of a man's rights.
If a woman marries a man or has a child by him, that is the only time she should be entitled to his assets.
A woman shouldn't be living with a man unless she's married to him.
A woman should NOT be carr0ying a man's baby till she is married to him.
MARRY BEFORE YOU CARRY.
1. Even if she carries a baby by a man... her being entitled to certain things from a man is also unbiblical and bias in the courts of keeping the nuclear family split.
2. If you want to argue support for a woman's entitlement for a man's assets, then we men are entitled to a virgin woman, full of virture and with 100% of all pair bonding skills in tact.
No never merry never carie
@@cattywampusmcdoogle... Nonsense!
This law about cohabitation marriage that mention in this video isn't new.
They never change anything since it takes effect on August 3,1988.
What's new is about divorce that the House Committee on Population and Family Relations endorsed for plenary approval a bill reinstituting absolute divorce as an alternative mode for the dissolution of marriage in the Philippines.
Interesting,
Have pension deposited in to an American bank account, wire transfer to Philippines of needed amount, then deposit into local bank account ( no automatic reoccurring deposits ) pre nup/ pre cohabitation agreement. That's probably how I'd do it.
I've worked hard for my pension and don't want to just give it away if the relationship turns toxic or dissolves.
Yup, that sounds like a good idea 👍
Thank you for the information pea, also it was nice to see Gracie again
You’re welcome, Rick, and yes it’s always nice to have Gracey explain things 👍
I brought up the topic of a prenuptial agreement with my partner. She was not offended at all and understood why I was mentioning the issue. We both have a great deal of faith in the relationship but we are not fools.
Thank you Gracie and Pea! I heard a story about a foreigner that met a Filipina in the provinces and she tried to rush the relationship into marriage which is common especially in the provinces because having the chance to marry up is rare out there. So its probably very common for some Filipina's to "encourage expediated marriage" especially to foreigners. I suppose even if you fall in love with a Filipina you should be cautious if she doesn't agree to a prenup.
I learned a great deal from this video. If I ever get to go there. 1. Take my time meeting someone. 2. Date her without living together for one year. 3. If she can put up with me for a year, get prenup, get married. This rule will keep her in poverty for an entire year except when we are spending time together, but the rules are what they are.
And the prenup will cover you completely 👍
Great points! 100%
Really good to know. But it's sad in a way, don't know if I'll ever get married now.
Just get a prenup, and you’re completely covered here 👍
I’ve been divorced in the USA. The Philippines may not be as bad as it is here yet, but I can tell by the way the attorney is speaking, that once that divorce bill passes in the Philippines it will quickly grow to become just as much of a nightmare as it is here. This video scared me. I never want to get married again and it seems like cohabitation is even worse there.
Well it doesn't sound as bad if you get a prenuptial but you can look up other laws in different countries as well if you like..
@M J what are the precise areas to consider in Eastern Europe?
@M J I don't get it Ben. ??? There used to be divorce in Phil before the Spanish colonization. Every other country makes provision for getting out of a bad contract. God does also. Don't be afraid of marriage as Pea says. Just get the dang prenup!! Should do this in any country unless you can afford to let lose of some wealth.
Again Pea, as always you have given some really good information. You talked about the money accrued in a spouses pension as they are working and adding to their pension. There is one part of the subject that you didn't touch on in regards to a person that is already retired and receiving money from his pension along with payments from Social Security. Since that person is not in a working status and adding to their pension, Is the spouse or cohabitation partner entitled to half of that money?
Wow, such great information! Thank you!! A few questions just for absolute clarity: 1) Are we talking about a national/federal law covering all of the Philippines, a provincial/state law covering all of Negros Oriental, or a local/city law covering just the City of Dumaguete?; 2) What is the legal standard for when cohabitation is triggered (can it be triggered after spending a single night and leaving behind just a toothbrush)?; 3) What if I bring a Filipina national to live with me in Thialand. Would the law extend there due to her nationality, or does the fact we are cohabitating outside of the Philippines mean the law does not apply should we return to the Philippines and live separetly?; 4) What if I bring a Thai girl to live with me in the Philippines. Does the law still apply if neither of us are citizens of the Philippines, or can the Thai girl still make a claim to my assets in a Philippine court?
It’s a National law.
There’s no specific time frame regarding cohabitation.
She could leave a toothbrush, yes, but all she could possible sue you for was the cost of the toothbrush 🤣
Remember, the law is only talking about ‘assets purchased while living as man and wife’, which must be proved in court, and does NOT apply to your financial assets, only a maximum of 50% of the cost of items purchased while you were together- IF and ONLY if you cannot prove that the money came from you to make the purchases.
In other words, unless you live with a woman as a couple and make large purchases like a vehicle or a condo, and for some strange reason you can’t show that it was your money that bought them, then
Don’t Sweat It 👍👍👍
As far as foreign nationals, such as Thai women, or visiting other countries with a Filipina, I’m afraid I have no idea …
@@TheFilipinaPea Thanks for the quick reply, Pea! It makes me feel much better. I just emailed your friend regarding my comment. I'm also looking for a local tour guide is various Philippine cities for my upcoming visit if you happen to know anyone residing in the target areas. I'm happy to compensate him or her a daily rate for their time/knowledge. Check with Gracey for my preliminary travel areas. Thanks again for all that you do!
Thank God honest girls like you exist.
Before the no-fault divorce crap in South Carolina, you only had 7 reasons that you could get a divorce. the ones I can remember are abuse by a spouse, infidelity, alcoholism, abandonment for over 5 years, mental abuse, and a couple of more reasons I can't remember. This is the way it should have stayed if you ask me.
Which ever one I choose to do. I will never leave her broke. She will have a roof over for LIFE. Our children and her will be financially stable.
Well that’s one lucky woman, whoever she is 😊👍
The one arguement that infuriates me to the highest level is this lifestyle arguement. I don't understand how that is an arguement to steal a man's money. Division of assets accumulated during marriage? Fine. But if our relationship is ending I'll be dammed if I'm going to keep paying you once divorce is settled. If the relationship is over so is your access to my money end of damn story. If I can't use the arguement that I'm accustomed to getting sex from said girl 3 times a week and still get it after relationship ends then you should not be allowed access to my money after relationship ends.
Hahahahaha
I love your last argument about the sex - that should be written into law 😂😂😂👍
@@TheFilipinaPea it is actually the perfect analogy.
I agree but more than three times a week for sex.
It has Never made sense to me,
I woman is to be kept in the standards she was accustom to during the marriage after quitting her job?
But the man is just left nothing?
Like saying if I quit my job the company is responsible to keep paying me and my pension to keep me in the lifestyle I'm used to because I was not happy in the job?
My ex-wife was "entitled to my house half my pension and whatever property she chose I had to write all the checks?
She should have had to pay me back or credit me for 27 years of support, college, property, medical insurance, ECT but the court doesn't see it that way lol
@@thomasgordon1792 Just curious, what is your jurisdiction? How much was her lifetime income compared to yours? What was the reason she filed for divorce? Thanks for your insight.
Well Panama is looking a lot better than it did 29 minutes ago. Thank you ladies
What's up with Panama? I actually want to go visit as a possible retirement destination...
In Canada and the US you need to be separated for one year before applying for divorce. I don't know anywhere it is 5 years. Also in Canada living together (common in law) it is the same as being married and I believe it is after 3 months. Some things don't seem right but that goes for a lot of places. This was very enlighting. Keep smiling and stay safe
11:05 Exclusively… you two are so hilarious 😆! As always Pea provides needed information you won’t find anywhere. To me this is crazy, since both my pension and SS earnings are in jeopardy if I marry or cohabitate with a Filipina.
I think you missed the point that a prenup applies if you get married. The risk was if you cohabitate as a prenup cannot exist without a marriage.
Thank you, Pea. Always appreciate you bringing such useful information to us🌹🇺🇸👊🏾
You’re so welcome! It’s my job 👍
@@TheFilipinaPea job well done.
Once this information gets out, filipinas are going to pay the price because men won’t move them in with them. Seems like the government is helping Filipinas take advantage of Western men. Man would be safe just getting a small place for himself and get a bar girl when he wants some company. Forget the relationship altogether.
Good plan.😇
Helping them in many ways, they seem to make sure you the foreigner are holding the blade and their countryman\woman holding the hilt and towering above you, and generally the locals seem very well aware of the arrangement and how it stacks up against you. I know the cohabitation laws apply to all, but as the foreigner they see you coming, as they say, in many ways where you are at a clear disadvantage. I sincerely believe that a great many men have looked at the Phils and run a mile.
They are slowly becoming like the west that men tried to get away from.
I wonder if you are having “friends with benefits” relationship with 3 of them at the same time
Ditto that!
I almost didn’t watch this. I’m glad I did. I LOVE Gracie!!!
Great video P. Thank you. I always enjoy watching the beautiful Gracie and you have great information for us! Myself a embraced the family oriented Filipino culture and marry my wife who is Filipino. And now I have two beautiful children with her. It is my responsibility to take care of my family no matter what happens. I am presently in the process of drawing my pension and I have learned that my wife even though she is not American citizen is entitled to a 50% survivorship automatically by American law. This cannot be changed except by her notary signature. Another tip I can pass on to my American co- ex-pat is that I have also learned that Social Security will pay extra payments for your minor children and your spouse that supports them once you retire and start drawing Social Security benefits. The family limit is around $5000. Remember a happy wife equals happy life.
I suggest that the best way to protect one’s assets is to get a pair of Blast Boxers underwear with reinforced protection, a bit pricey at $95 but well worth for the family jewels 😁
Especially if they’re diamonds! Of course I have to personally evaluate them for the court 😂
@@TheFilipinaPea of course Pea, we all know that diamonds are a girl best friends!
I am ready to let you and Gracey examine first hand my credentials. 😊
Bien sûr, I am referring to the Right Honourable Gracelyn Bellingan-Bennett, the flower of Philippines aristocracy, and their National Treasure and world famous HRH The Filipina Pea . 🇵🇭
Curious whether these laws apply to foreign held assets.
I have told many expats over and over about the cohabitation laws here and they have ignored me and I have seen horror stories. If your going to be with a Filipina or any woman for that matter you cant assume it will last forever you have to protect yourself financially.
Ok, but what would such protection consist of? The video states that prenups only apply to marriages, not to cohabitation arrangements. So if you know of a way to protect assets when in a non-marriage cohabitation arrangement, I'm sure the viewers here would appreciate learning about it.
Great information that will be very useful to many, thanks Pea. I think the vast majority of guys have been burned and scarred too badly by their experiences with Western women, to jump into marriage again. Seeing Gracey again is an extra bonus.
Pea I read that law Gracie is referring to: Art. 147. When a man and a woman who are capacitated to marry each other, live exclusively with each other as husband and wife without the benefit of marriage or under a void marriage, their wages and salaries shall be owned by them in equal shares and the property acquired by both of them through their work or industry shall be governed by the rules on co-ownership. plz, note the word wages and salary. I may be wrong but I looked up those words under the RULES IMPLEMENTING REPUBLIC ACT NO. 6727 and this is what I found. Section 2. Definitions.(g) "Wage" paid to any employee shall mean the remuneration or earnings, however, designated, capable of being expressed in terms of money, whether fixed or ascertained on a time, task, piece, commission basis, or other methods of calculating the same, which is payable by an employer to an employee under a written or unwritten contract of employment for work done, etc::. basically, my pension or ss does not fall under that rule. so that's exempt. plz, ask Gracie about this. .
The philippine government just can't imagine not being big brother to every citizen.
Well that just cut out letting a filipina move in with me. ever. Thanks for the great advice. PS what if she spends the weekend?
my divorce in the 1970s -- we were required to be legally separated for ONE year- then we would be required to file a request for a finial divorce !! of course now any couple(if both agree) can file & receive a finial divorce without the requirement of separation !!
Really?
A cohabitation prenoptual (if it were possible) would have been totally unfair to the Filippina because a foreigner would be able to change his partner every week/month/year if he choose without consequence and the other party would have just waisted their time. And if made a dependant it even worst. I feel the present law on this matter is very fair to both parties. No one wants to be used and dumped; as well as no one would enjoy their finances being dwindled for another's personal benefit.
Oh yeh, well informed show as always "Sweet" Pea. 😎👍🥀
Thanks for having Gracie again on show
If a spouse cheats on their partner, they should be forced out of the marriage with nothing but their clothes.
Only if you are the man in your marriage,lol.
Thanks Pea & Grace, this is a video to download and save 👍
🇬🇧🇵🇭🌴☀️
You’re welcome, Iom - there are definitely things to watch out for 👍
Pea, Amazon does not offer a pension. In the US, pensions are becoming very rare. Pensions are mostly offered by Government jobs, such as Post office or City/state jobs.
Thanks! Okay, then Those pensions 😊
People still have company pensions. I do. You will just see fewer and fewer people with pensions in the future. My pension program was frozen 5 years before I retired so it stopped increasing in value at that time. You still receive what you accrued in the pension when you retire and you also have whatever you managed to put into the 401K that replaced it. Most companies have replaced pensions with 401K plans. Some retirees have both pension and a 401K since they were converted to them as pensions were being phased out at most US corporations in the past two decades.
That’s not true every trade union has a pension carpenters electricians Teamsters there’s plenty of pensions out there that are not Gov.
Very good topic. definitely something to keep in mind before getting involved with anyone.
My takeaways:
1) Getting married? Pre-nup. Pre-nup! PRE-NUP! No pre-nup, no marriage! It may not be "romantic" to demand (not ask) for one, but it is practical. That said, don't be a schmuck and leave your spouse with nothing if you leave them. As part of the pre-nup set up an account with a decent amount of money in it that your spouse cannot access but is there for her if you pass away or if things go south in the marriage.
2) Dating and co-habituating? NOPE! Not even for one night. If you are serious enough to have them move in with you, you are serious enough to marry them.
3) Ask for a Proof of No Marriage document from your Filipina (and pay for it yourself). Don't leave yourself open for legal action.
Very informative video, Miss Pea! Thanks to Ms. Gracie for giving us all the facts.
So unmarried polygamy is the way to go. So long as the gals all know it and agree, then the assets are protected without a lawyer, a marriage or anything else.
Apparently
Hahahahaha
Try polygamy in the Philippines and one of the filipinas will chop off your pee pee or you will be found dead. They are very jealous and you are better just finding one good one.
@@rolosnickers8562 not necessarily. But once you have a gal who thinks she's exclusive, that's true.
What are the specifics regarding cohabitation? If she sleeps over once a week? Twice? Would you have to kick her out every night before midnight?
The cohabitation laws take effect as long as you are living ‘as a man and wife’, but the only assets affected are the ones purchased during cohabitation. So if you lived together for a month, the most she could possibly try to get would be half of the assets purchased during that month (which it wouldn’t even be worth attempting to do). As long as you keep receipts and a paper trail for any large purchases, you’ll be fine. It’s long term cohabitation that can cause trouble 👍
@@TheFilipinaPea thanks for the clarification
The damn 50 percent rule. The best way to protect to avoid that is to not marry at all!
Or just get a prenup - here in the Philippines, they don’t get overturned 👍
Pea you’re awesome! You’ve convinced me! NO FILIPINA GIRLFRIENDS for me!
Good to know more deeply of what i have been reading already about local laws in the Philippines. This is a two year old video and i have read some new updates to it and is basically all what Gracelyn has stated.
My original intentions of moving to the Philippines has been mostly to just find a location to live peacefully (regardless the “normal” local nature sounds you can hear there almost everywhere) and spend my time traveling both around what is to be seen inside the Philippines and close countries abroad… it has not been my thoughts, nor my intentions that I’m will be moving there to find women, like in a discovery expedition like I see to many foreigners do (which I think is an abusive way to treat women in general), and with these laws 187/188 the local women can have a more legal protection (ok with me). And as Gracelyn says, divorce variables will not be even close to those in many parts of the west, which yes, the man has most of the occasions all to loose (not in all situations).
Being a two times divorcee , i don’t have any intentions to bring more trouble into my life at all.
But, IF I have the good fortune to raise the interest of “that special one” (that has awaken all my interest to seriously think about a third -and last one marriage) to get to spend good quality time to know each other more deeply, I’m 100% ok on letting enough time to do just that as what the local laws dictate it should be, until we can feel plenty sure we will be ok to spend the rest of our lives together, as there is no need to rush things if real feelings are there between both of us. This is me speaking as “she” will have to get involved as well. But I’m patient and I know now who I want as she has a little of both worlds but with a unique twist of her own that I like a lot.
Plus, as Gracelyn will be my local lawyer in the Philippines, she will help us both to do just the right thing legally speaking.
I plan to make the Philippines my home so may well just follow all local laws.
Always keep the door open, just a little bit 👍😊
@@TheFilipinaPea I never thought, or seek it, I will feel these feelings but only for “her”, the doors to both my heart and soul are already wide open.
“She” has really shaken my tree in a very unique and special way I never thought any one could do it as i had hardened then many years ago.
Only time will tell how all develops.
😊
Safest to never get married or live with anyone just have “relations” on the beach and never let her know where you live or your name
What about live in domestic help later claiming she was cohabiting with you. Then is it just your word against hers?
Would getting a contract made up cover you?
Good question. And would an employment contract cover you in this case?
Keep your receipts
Yup, a contract with the domestic help with a "we ain't getting it on" clause in big letters.
Good question. I had someone once who offered to be my domestic help with NSA. Good thing I didn’t accept it.
Sounds like a good plan to me.
I would like to get married someday to a Filipina and would have a pre-nup agreement. In the meantime, I wonder if renting her a very inexpensive place to live that is close by while she stays with you would be a better option.
I think that sounds like a plausible idea 👍😊
@@TheFilipinaPea Is that's an option, would it perhaps be wise to give her the money and let her rent the place in her name? If the lease lists the expat as the lessor, and the woman lives there, couldn't that be legally interpreted as the two living together?
Would it be even better to merely give her money and have her live separately from the expat?
The more complex the arrangement, the less inviting. Sure is much easier just dating once in awhile and living single. Ha?
EXCELLENT Video and Knowledge Ms. Pea and Gracey!!! You have always been fair and balanced with your all your informational/intelligent/spirited/funny videos. You have blessed me with a renewed faith in LOVE and TRUST in relationships with your sincere honesty and Pure Soul. For this I truely Thank You, respect you, and appreciate you! (I can't emphasize that enough) I have been following you from the beginning of your channel but this is the first time I commented since this is probably in the my top 5 most important videos you have put out. Foreigner/Expats, like myself, are in search of more traditional women. However, we would also like to escape laws that can seem/appear/or be punitive to the man. "But when you think about it" (like you like to say), if you are seeking traditional then you, yourself need to conform to be more traditional. I feel it is very unfortunate that we need laws to force this upon us but I can see the necessity in some laws that encourage us to be civil or fair towards each other when conflicts arise. Would prefer a more equitable agreement or resolution without government intervention/laws regarding marriage/cohabitation. It is simply not the world we live in a global society rather than more tribal or community based society. That is why a prenuptial agreement is a serious consideration as you well pointed out. Community is where the heart is. To close, please don't let the the haters discourage you in your messages or videos. I am sure most of the haters are coming from your own community the Philippines which is very Sad. THOSE DAMN CRABS! (another one of your videos in my top 5) Never let them pull you down Filipina Pea. Your bravery and courage is remarkable. Sincerely, fellow Pure Soul. P.S. Love your funny, dramatic endings or conclusions in your videos. Continue to March for all your dedicated followers.
Still beautiful but I LOVED her glasses in the last video but I'm not complaining,just happy for the content!OMG why did she dye her beautiful black hair.........DANG? Guess she wanted a change but you shouldn't mess with perfection,lol!