I Live in My Truck with My Dog, When Can I Buy a House?
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- Опубликовано: 10 сен 2024
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Apart from being homeless. He's not doing that bad. He makes $60k a year and has no debt.
I wonder if he can find an apartment after bankruptcy.
And he has hardly any expenses. Making 60k year, if he push it like 3 more years, he could buy small apartment by cash
@@soju69jinro it's possible. he might have to pay more than the typical security deposit, but it's possible.
@@Juhiss93 i agree. Stick it out longer - and pay cash for a trailer or tiny house
Absolutely and he made it happen.
He's 42 with his health, a job, a dog, and a net worth of 16k, and no woman in his life. He's doing WAY better than he thinks!
Right, that's absolutely true. It's just that when someone is going through something like this (bankruptcy, divorce, etc.), they walk around all day feeling like they just got their teeth kicked in. It's really hard to take a step back and see things clearly when you're going through that.
Not really.. he's got no health insurance, no place to stay.. so. No he's not better.. he most probably will be in the near future.. but not today
@@NaNa-lt1po He's got no health insurance?
@@NaNa-lt1po if he can get a VA loan he's almost certainly also available for VA medical benefits. That basically means his only medical bills are the gas to drive to a VA clinic.
@@NaNa-lt1po he's doing better than most Americans right now. It's sad but true.
I love this guy. It may seem like he’s in disarray but he’s in a better financial situation than like 80% of the country with a whole new mindset. Wouldn’t be surprised if he’s a millionaire in 10 years.
Doubt it
@@teeduck 😂😂
I agree
Or less
@@teeduck Yeah you’re right.
I have been homeless myself! Keep grinding! It’s tough but, I was single and free!
How did u make it out
@@madmexican665ify with his waifu pillow
God bless u .
@@cooperjackson5840 single is the BEST !! Love it
@@cooperjackson5840 ignorance is your favorite flavor ✔
I've been practically living in my rig for about 10yrs with my dog (now 14yrs old)... This career got me out of a big hole. I own my own home, yet I'm only there 4-7 days a month. Financially, I'm doing great. I love the road and love working towards retirement. I get paid to travel this beautiful country. It's not a lifestyle for everyone though. I hope this guy finds his way.
Been living in my car too for several months. Feels good meeting people who feels the same way about wanting to get out of debt
@@knyansa1569 Semi Truck, not a car
I wasn’t really homeless but it was a tough situation in my house, I get the keys to my apartment tomorrow. God is good.
Your first apartment? 🥳 congratulations!!
I still remember that great feeling getting the keys to my first place with no roommates!
It’s a great chapter in life! Soak it up!
@@T25de yup :) and thank you it’s been kinda an emotional roller coaster for me lol I been excited, nervous, anxious, sad because I don’t want to leave my single mother by herself but it we weren’t really getting along, I been happy and almost every emotion I have ever experienced lol but God is good I have faith. Thank you I appreciate it very much
@@fuse911
Stick to your goals, to your budget. You got it! She is proud no doubt. 🥂 cheers!
@@T25de 👍🏼
Congrats bro!!
I would continue to live in the truck for another year. I'd get a hotel room one weekend a month. No responsibility you get to stay in a nice place while you reset emotionally. I've been driving 21 years, it will be hard for him to get out of it. He works with his dog.
Why is it hard to get out of? Couldn't he drive local routes or city bus?
@@tomcripps7229 it's a lifestyle as well as a job. I dont look at or work with the same people everyday. I enjoy the solitude of the job and I also have my dog with me. It would be really difficult to change my job because I'm going to have to change my lifestyle as well. He makes good money right now, it's going to be hard to replace that.
@@cathy7824 I thought you meant being in a contract that's hard to get out of. It sounds like he wants to settle at least for a while but I get where you're coming from.
@@tomcripps7229 sounded like he wanted to get away from trucking all together. But depending on where he lives, he can get a local trucking job making even more money than now and be home every night.
I was homeless once... it was a good humbling experience, started as a laborer without any skill, made my way up the ladder, became a manager, then a vp at another company. This month I made 56k on my side hustle, which of course is better than my "real" job. But I'm thankful for both! Anyone can do it.
Stay single during this transition
best advice I've seen in this comment section.
Correct, stay single. Crazy seems to wiggle its way into these transitional phases.
Agree
Yes!
Especially if you're a male.
I’m coming out of homelessness, been paying off debt living in my car. Low overhead. It’s that real.
Stay up fam
That's dedication right there, good job. You've got this.
Jesus Christ loves you!!!
Didn’t see these comments y’all, thank you!!!
🙏
The title sounds crazy. But, this guy can turn things around quick if he focuses.
Yes. I drive trucks and make 95k a yr. He is underpaid
@@peterpeet4507I agree I used to run a freight brokerage buisness he should have a much higher income.
@@DebtFreeDad freight brokers made a lot of revenue and a tiny bit of profit. I used to work for one and if the company got 10% gross profit the boss was busting a nut in excitement.
It’s probably his company, either choose another OTR company or find a local position and he will be home daily. I know guys who go OTR and make at least 70k and up on average.
@@littlepepper4370 facts
Hope this guy finds the peace he deserves.
With all due respect, he has no idea what it’s like to push 600 miles a day. He also has no idea what it’s like to be behind the wheel for 14 hours a day. We have a lot of problems but sleeping is not one of them.
So true!!! And some of us are just stuck. I actually seem to think nobody understands what an OTR driver needs. But one thing for sure we are needed!!!
"I live in my car"
Dave: "Sell the car."
“Is there a plug-in for the rice and beans in the car”
Lol
😂🤣
😆 yes
The title of this video sound like a good old country song
If you play a country song backwards, he gets his wife, truck and dog back.
It does lol
Or the Blues
😂
🤣🤣🤣
He's not really homeless like so many people keep saying here. It's not that uncommon for drivers to live in their trucks. Some of the big company trucks are pretty nice.
Man this guy has had a tough time, feel bad for him.
He's doing better than most, I'm proud of him.
Best wishes for a successful transition "gear-man"! My Dad was a truck driver & gone a lot. Wanting something different is definitely understood. Listen to Dave & friends, they will help you get to where you need to be! Finding a church home is a great start!
If he's making $60k and living in the semi, he should be able to save up and get a good place.
If he does it correctly he can save enough money to buy a 2 family rental property. Wish he would do this!
If I were him I’d drive for two more years, then buy a duplex and live in one unit
My father-in-law transformed his truck and now lives in it with his wife. The way he has used the space is incredible
Nick, at 42yo with ZERO and $60k income and a $16k paid off vehicle, is well inside in the upper 25% of ALL Americans. If he maintains this willingness to live like no one else for 8yrs, he will easily build upper middle class net worth.
W. H. A. S. A. P. P.
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For more guidance
Such a respectful person. I hope it all works out well for this man.
Clean slates are a really good thing
Local truck driving jobs pay more than 60k he can stay in trucking.
He's tired of his job though. Not about the money anymore
Exactly, I have a CDL license and drove for a company Over the road for about 5-6 months and figured out it wasn’t for me. This job is mentally exhausting and nobody seems to give Truckers the respect they deserve. It’s also very dangerous.
This guy is in a better position than a lot of people who are living way above their means and in heaps of debt and drowning in all of the other problems that life throws at you. He has something that most people could ever dream of which is a fresh start and a simple lifestyle that will serve as a solid foundation. And he doesn't seem like the type who calls in and you can tell they aren't going to take Dave's advice because they are stuck in their ways. He's got this.
You can come buy a tent on some land out here in California for 500,000
Dam really bro .. lol I live in Cali to
@@madmexican665ify you know it’s true 😂
Sad but true. I live in California
How much land? Here in BC 500 000 won't get you much unless you are are willing to go north and freeze.
🤣
20 years in trucking and he only makes 60k? He's doing something wrong. He can move to ltl home weekly and make 100k and stay in a hotel on the road paid by the company. Or 80k hauling fuel local home daily
Facts
Yeah there are tons of options in local trucking. I’ve talked to fuel guys that make 100k a year and home every day.
Yeah I thought the same. 60k is low for trucking but maybe his license are dinged to where he can’t work for just anybody? Hope that’s not the case but could be.
Late thirties live in my van no dog no debt make $45k/yr have $270k net worth and growing in brokerage accounts taxable/401k/roth. Retiring at 62 or sooner leaving the West going to central america/asia. Not as bad as working till 80 eating catfood.
SE Asia!!
I would not sell the truck though because he will need a reliable car to go to work. He will bounce back within about 5-7 years. He seems open and willing to change his life so it sounds good. I think he needs a little apartment and such to be happy. I hope he finds something seems like a nice guy. I would not get a 5k truck only because it may break down a lot.
Dudes killing it for being homeless. Honestly just seems like a free spirit type. VA has good rates home prices are raising substantially id do like Dave says save some money and buy in with equity
Don't rent your own apartment. Do what I did and rent a room+bathroom in a shared house with kitchen privileges.
He is being underpaid.
Why get out of the truck when you can save money and buy a house cash???
As a truck driver myself, rent makes no sense because you're never home. I think he should buy a house right away.
I have to agree with you. He should stay where he's at until he has a proper emergency fund and a down payment on a house. Then he can find another driving job, or something different, where he can be home at night.
@@Longmove247 as an owner operator trucker u can gross 220k
Please, get this guy off the road into an apartment so he can start aging at a normal pace.
Not an apartment. A house. With a yard to play Frisbee with his dog. That dog doesn't deserve to go to the pound cuz landlord.
Renting is stoooopid! It's throwing money away. Id stay in the truck as long as it takes to get a house.
@@christinebutler7630 the cost of home repairs can be stupid, you can have dogs in an apartment
Hey it could be worse, you could be living in a van...DOWN BY THE RIVER‼️
lol that could be fun..
Sounds peaceful tbh
haha ... classic Chris Farley.
What a good skit
i live in mines.
Now that all of the money coming in is his, he may find driving more palatable, too.
For more guidance.
I went bankrupt in 2008. Lost millions. Lost all retirement and savings. Then 2009 divorced and homeless. Owed millions in back taxes and alimony. Homeless with no hope. Left the USA and lived in a old used car for 5 months. Washed window on the street to be able to eat. Beat up. Robbed twice. Homeless people are rough. The streets are rough when you come from a suburban life. Anything is possible. Now I live ok. Start by working hard, then start working smart. Start from zero
That absolutely sucks man, glad to hear you are doing better. What was your occupation before the 08’ crisis?
You invested your life savings in what? If you don’t mind answering
@@nzmanhdee6246 GME
60k living and driving a semi sounds like a very low salary compared to most long haulers. I think brand new drivers here pretty much everywhere in pa off 81 make 75k minimum
Kudos to him. My dad drove truck for 40 yrs but was always home for weekend when possible. I lived in bachelor apt for a while. Cheaper and some layouts can seem bigger. Be creative w/bookcases and furniture to create bedroom. Less to clean and less furniture to fill. Just an idea. Best of luck to Nick. PS get a place with a decent tub for hot baths and or good heating pad for a while. Your back has prob paid a price more then you think. 🙏👏
what Dave and John speak of is shelter from the storm. After a few weeks of that the decisions become more solid and the vision becomes more clear. They are 200% right on this. Do it!
He should get a local driving job. I make more local, than he does OTR!
For sure he is going to have a hard time making that much doing anything else.
What do you do ? I need to make money with my CDL
@@azadaranda5634 I drive an end dump. If you live in a bigger town and have a good record you can work for an ltl company and make 70,ooo to 100,ooo a year.
He get props from me for having a dog.
At least he is one level above living in a van down by the river.
Keep the truck. You can start a business like lawn care or handyman construction etc... Do not get rid of it!!
I agree. He would sell the current truck at trade in value.. buy next truck at retail. It costs money every time you trade vehicles
I filed chapter #13 bankruptcy in 2010 paid it back 100% in 2015 and now I’m building my Florida retirement home....filing bankruptcy is not necessarily a bad thing!
Am I the only one that can discern there is more to the story here. Keep the pickup that is paid for, keep driving the big rig until you save up to buy a house, get a trucking job where you are home more, they are out there trust me, and paying more than what he is making, yes in the south, that is where I live.
That's a good advice Sandra.
Man I love this John and Dave just nail it here this is an amazing call and amazing advice on the fly. Love you and thank you Dave and John.
W. H. A. S. A. P. P.
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For more guidance
CDL driving is a pretty good income. I wouldn’t give it up completely. I would advise him to max out his 401(k), because he’s probably the type that is better off not having money in his hands. Come to think of it, he probably would be better off paying cash for a place, no mortgage. Some people just can’t handle a lot of bills.
he said he has no money..
Happiness is ... buying your first home
Wish I knew what that feels like
No thanks. I'd rather not have to mow a lawn and deal with the HOA
looking forward to that
He should get a local job as truck driver. He may not make the same amount as a over the road driver but better than a regular job.
Respect our truck drivers.
You might end up being happier living in the truck!
W. H. A. S. A. P. P.
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He will probably never make 60k again but sleeping in a one bedroom apartment will be better than the truck.
I thought the guy was in his 50’s by his voice
Me too!
Smoker
He lives, ets and sleeps with his dog...bet that truck smells real good
I’m also from Greenville SC. Come on by brotha
Man I lived in Greenville for 6 months myself... I really loved Greenville and all the friends I have known overthere
I'm in Tallahassee and I'm helping a young dude ( family friend from my town ) look for a little house in Greenville. I'm learning to love it.
What a stud!!! Good job man!
Dave: your obviously single... 😆
You know, if more people experienced a little homelessness they would be better off. Been there myself.
This guy can make it if he apply himself to having a new mind set. I would sell the pickup and buy another for 5k. Save 10k and get off the road...I was a company driver for 5yrs. You can go local and make 75k and be home every night
Cdl class a can come to southeast Texas and easily make 60k or more as a lineman apprentice and we need them bad. Our apprenticeship would accept just about anyone with a license that’s willing to work.
wish we got an update on this, this was 3 years ago just before the housing explosion, really hope he isn't still homeless
I give it about a year off the road before the itch starts to get him.
Nick, good job and making your life better. Follow their advice and keep forging forward!
Dave: “Sell the dog.”
Sell the dog
Sell yourself
🤣
Best sleep I ever got was in the back of a freightliner. Pulled the brakes crawled in back I’d pass out in 60 seconds.
True working local great... but I went found the wrong job.. after wrong job.. went back to long hall .. to make more cash.. thank you Dave for all the helpful info
Can’t imagine doing over the road for 60. American truck drivers are getting the rough end
And this is probably with 70hrs/week
Yup, 90-100k Usd is normal in Australia for over the road work
@@BChomby cost of living is high down under. Always wanted to drive one of those trains you have down there. Pulled triples and doubles here in the usa
@@richspurlock24 not sure the cost of living argument holds water. Australia has the second highest median wealth per person in the world, so the supposed high costs mustn’t affect it too much..
I mostly did B-double work but drove B-triples and road trains for a year or so. Interesting at first but you don’t really think about the extra trailers after a while.
I too live in my truck with my dog
*She's* *reachable* *on* *Whats. App* *and* *do* *well* *to* *tell* *her* *i* *recommend* *you* *to* *her*
+ 1 3 0 7 3 6 3 1 9 9 6
I wouldn't sell the F150, it's paid off, it's a vehicle you've been driving for a while and you know what's and what's not wrong with it. Sell it for 15K, then get a used truck for 5K, put 10K in your pocket. What happens if transmission or engine goes bad on that second truck? That money is going to start coming out of your pocket really fast. I wouldn't do it, just sayin'.
Good advice
60k a year In a truck is bottom of the barrel. Must be like a Pam or prime driver. Find a new company.
I know right? I'm a rookie driver and I'm making that NET not gross. Ridiculous.
Good luck finding a decent $5000 truck. Car, sure. But not a truck. I think I'd hold on to the truck forever and work for a while and build up a pile of money.
I filed Chapter 7 2 years ago. Best decision I ever made.
I got off the road after 15 years just because of my kids (I still drive but home daily/ had to move to Alaska to make any real money) I slept great in the truck, actually I got better sleep then I do at home and I've been off the road 2years.
He can get a job making "SOLAR PANELS" 😂
Regardless of being a company driver, he's not taking full advantage of the trucking job. I lived off of a truck and I wish I would have done it for longer. He's not a truck driver, he has a trucking job.
This is Dave at his finest!! I love it
Wish they would share the information that's referenced, specifically for the 30, 60, 90 days in your own home report.
"Nerd research" -Dr. Delony lol
Yes sir.
Yes Dave- working out is the best anti-depressant out there and enables you to meet a lot of people. I have met my best friends for years at the local YMCA. Also a hobby that you enjoy. And, in the best scenario, a hobby that makes you extra cash. i have a friend that makes clocks and does craft shows on the weekends and he can make an extra 500 bucks for his FUN fund- like small weekend trips etc.
Hello Nick...Go and apply for a driving job at Benore Logistics. They are a regional trucking company supporting BMW. Find a place in Spartanburg Co, it is cheaper living than Greenville Co.
W. H. A. S. A. P. P.
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Yeah, Greenville County is very expensive.
20 yrs in the industry and 60k a year that's crazy. Smh
I can relate to this except that i choose to do this.
A 2016 F150 is worth WAY more than 16. Is it totaled? 200k miles??? It’s more like $30k if it’s under 100k and not wrecked.
One of the best things this guy has done, is ask for help .
For more guidance
W. H. A. S. A. P. P.
+. 1. 3. 2. .3. 5. 3. 6. .2. 4. 1. 9
Living in a semi-truck must be difficult 😔
It's easy when one is single. I stacked cash for five years for down payment for my house and then some. 🙃
Its agreed.
@@OTRMonk It's not easy. It's disgusting. No one is impressed by your lies.
@@bimbop7693 why? What he said is realistic?
It can be difficult which is why one would have to have a goal. His 60k going otr is not good money. That's what you would get your rookie. year but after that it pays off and you could make serious money and just stack.
Any $5K truck wouldn't be drivable. We're talking truck here, not a car or SUV.
Thank you
Legend!
What he should do is go find a job at the local truck dealer, they need people all the time and he would have a good step up by being in the truck. The potential at a dealership is over 60k per year.
Confused. Drove 20 years and didn’t same a dime? Now I’m thinking why his sister kicked him out. 🤔
awesome advice!!
@@richardfain4844
hello fake ramsey!
I know right where this guy is at. I've been there. 25 years mostly OTR.
Man maybe it’s just because I live in California, but when I hear Dave say $5000 truck to people I picture a broken down barely running truck. 😂
Yes, it’s because you live in California.
California, the state that is politically and financially opposite when it comes to the rest of the country.
In Texas it gets you a 14 16 year old truck with 130 thousand miles
@@zachaddington5264 in Cali I see those for about $15k 😂
@@colt4573 everything in cali is triple price especially the houses.
Gosh... caller said like 15 words the whole time. Hosts put in 10 paragraph essays each. "Sell your truck and buy a cheaper truck!"
Where is he going to find a job paying 60k with no job experience except trucking? He is better off saving 50k in one year. Then go back to school for a decent paying job off the road. Or save up 50k then put a down payment on a house. Then get a trucking job where you are home on weekends.
remt an apartment find a local job ( waste management post office driver ups fedex) save 20% for downpayment apply for a pre aprooval loan and see if you are been accepted and then buy a small house