Former SSA Insider: Secrets to getting Divorced Spouse Benefits (+Bonus Secrets)
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- Опубликовано: 5 фев 2025
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😃💯Who is Dr. Ed?
Dr. Ed Weir, PhD, Former Social Security District Manager; Former Family Services Specialist, Department of Social Services; Former Marine Corps Sergeant; University Adjunct Professor. Dr. Ed is one of the most experienced government benefits experts in the country and in his (semi)retirement, he has made hundreds of RUclips videos in order to help seniors, the disabled, survivors, retirees, disabled children, spouses, and others in every state get the benefits they need!
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⚠️I am not an attorney, tax advocate, or currently affiliated with the Social Security Administration or any other entity of the US Federal Government. My advice and opinions are based on my decades of experience inside the government. However, the Social Security Administration is the final decision maker when it comes to your benefits.
#socialsecurity #medicare #seniorcitizens#seniorcitizens 
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I get SSI and disability can I still get my ex husband of 10 yrs divorced spouse benefits
This only applies if you don’t get remarried right?
Does a step child qualify for Benefit
@@Msb53906did you get an answer to your question?
What if the ex spouse gets remarried?
Great Video! I Just started getting divorce spousal benefits. I never knew this even exsisted till recently. I got divorced in 1987, I was married for 10 years 8 months and have 2 adult children, one who is disabled. They told me she is eligible for benefits. Right now they are in the process of working on her case.
My ex is remarried, I never got remarried.
I wish I knew about this a long time ago. I'm so happy I found your channel.. Thank you ♥️
Awesome! That's exactly why I'm doing these videos because too many people are losing benefits! Please share!!
@MyGovExpert I most definitely will share. Thank you for helping me and others ♥️
I understand Debbie situation but what about if Debbie would’ve remarried would she still be getting his Social Security if they both remarried is what I’m trying to say
Depends on her age when remarried and if she was disabled and age she remarriage. @@LaureeHammel
@@LaureeHammell would love to know the answers to this question as well, for my mom's same? She was married for 25 years. They divorced. Years later, she remarried, unfortunately the marriage only lasted 5 years. Is my mom still able to draw from her first marriage? Thank you.
My ex and his lawyer tried that on the day of our divorce hearing. My attorney pointed out to the judge that we would be three weeks shy of ten years if it was decreed that day. He made special instructions in open court that our decree should not be booked and paged for another month to make sure I was able to access benefits. He was so disgusted by the end of the long drawn out process my ex and his lawyer created.
Wow
You were so lucky to have had that particular judge. Not all of them are that knowledgeable or have the integrity to act on their knowledge.
That's why I advise people to go about a year before thinking of retiring & get an estimate of what you are going to get under your own & any spouse of 10+ years. You can also set up your paperwork about 3 months ahead of final date to get all your paperwork in order, to take effect on your desired month!!
Exactly! And you can now go to my website and create a playlist of my videos that pertain to your specific situation.
I wished I knew this so many years ago. I’m grateful that I now can get more information. Thank you so much!
Thank you for that! That's exactly why I'm doing these videos. More people need to get the information. Please share with your friends, family, and Facebook, etc.. Take care, Ed
After I sent everything in, the agent told me she had to talk to my ex-husband first before it was approved. I was married for 28 years and divorced for for six years when I filed at 63. Everything I’ve read said the ex didn’t even have to know you had applied. The agent said she was having trouble getting a hold of him so I had to call him and give him the number to call her.
I've never heard of that. They shouldn't do that. I would talk to a supervisor
She don't have to call him she needs to be re trained!!!
They would have trouble getting in touch with my ex because he passed away. That person did not know what they were doing
No, wrong
With the protective filing you should be eligible for back pay to when you initially spoke to the agent
You have great information. I am a retired Social Worker. Knowing this information when I was working would have been helpful to my clients. Hopefully, you do inservice training to those in the helping profession .
Thanks for the kind words. I'm gonna make a lot more videos in the near future
Thank you for helping us to know and understand our benefits in claiming our Social Security benefits.
Thank you for this informative video for us divorcee!
I think I was rambling in some parts lol... but lots of information to cover.
@MyGovExpert escaping from an abuser in the tenth year, should be an exception.
I'm so happy I found you, Dr. Weir. Teaching me so much information!
Fantastic!
I learned so much about what my options are in just a couple of times seeing you and you are so knowledgeable and I am thankful for your help.
You are so welcome
The most helpful social security information to me personally! Thank you Dr. Ed!
My ex's lawyer tried this with me. Ha ha laugh is on him 😂. Thank you for confirming this info!!!
Great video, as always, thank you so much for all your hard work helping us all. Would you please include the link to the video you mentioned "Independent Entitled Divorced Spouse"? I was not able to locate it on RUclips. 🙏
Thank you. Here it is:
ruclips.net/video/ad1STzojozI/видео.htmlsi=aQ-ikMtLAnyl5SNQ
Take care, Ed
Thank you. I can’t wait to watch more of your videos. Thank you thank you !!!! I’ll be reaching out tomorrow to get answers. I’m sure you can help me to get the right benefits. I’m struggling so much !!!!
Thanks. I just helped my ex-husband get spousal benefit. He was denied, I helped him with appeal, and it was approved. He got 'back pay" for r 6 months. The Portsmouth NH DS office was outstanding and very helpful.
I'm really enjoying learning from you. Sharing ...
My 1st wife was Mary Elizabeth. You're not the only one lol.
Thank you Dr Ed! Much appreciation for all of shared wisdom and teaching. Many blessings 🙌👍
Thank you so much for the kind words. I really do appreciate it.
I read about the 10 yr rule in a Dear Abby column post my divorce in ‘97. I clipped it but unfortunately some of the rules changed in 2016
Thanks!
Thank you so much for your support!!
Hello Dr. Weir, What if your divorced spouse goes into a nursing home? If that spouse passes/dies, can you still collect his SS if he relinquished that payment to the nursing home?
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If the person it’s more than 30 years divorced still can get the benefit?
Please join one of my FREE LIVE RUclips Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
I tried to get one of my divorced husband’s SS but I worked for local govt for 18 yrs so they are taking a government pension offset out of mine SS and when I tried to collect my husband, they said that I would get even less than I am now. Are they allowed to take it out of what I would get from his SS?
Yes, GPO
The GPO was done away with just this month, so it will no longer affect you. It will probably take a good while for SS to catch up and start fixing these cases. They are supposed to give back pay to Jan. 2024 and then continue forward with what you are entitled to. I went on the website last night to put in my bank account information, but it says you have to call....ugh! Wouldn't it be easier on everyone if they would let us change it online?
I was told that if I was born after Jan 1,1952 I was not able to get divorced SS benefits.
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When I call SS and ask about my ex husband’s SS they won’t give me any information as to the amount I would get. And I have his social security number.
You have to prove your relationship
@@MyGovExpert guess I’ll have to go in person.
I was married from 2004 to 2018, and my ex-husband passed away in August 2023. Do I qualify to receive his benefits ?
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Hi, my name is Francine, I got divorced after nine years of marriage. I do not remarry, my ex already married, do I qualify to get any benefits from my ex? Thanks.
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No, you have to be married a full 10 years to qualify for IEDS (Independently Entitled Divorced Spouse) benefits. The SSA is very strict on this particular rule.
I just received separation papers saying I can’t get his SS. Did not sign that mess. Thank you.
Can social security administration recoup Benefits paid to me from January 2024- May 2024 for over payment based on my ex husband’s estimated reported income or is it based on the total annual earned income, I was told today it’s based on monthly income. So they are saying I owe 2,400, for this year and are taking it out of my check starting Oct 2024 in the amount of $96. A month until 2027.
Please join one of my LIVE FREE RUclips Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert
my ex husband is 13 years younger than I am.
I became diabled I live on $676 a month but im only 52 so I am s.o.l
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What if you are remarried? I was married 30 yrs. But they said if I was remarried I couldn’t have half of his.
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Correct. You have to be single to collect IEDS.
What age can you start this benefit process as a divorce person. And how is the benefit amount determined for this type of benefit.
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62 years old. Married 10 years. Divorced 2 years. Collect on your own record first.
I stumbled on this video somehow, but so glad I did. I was married for 34 years, and was mandated by the ex to be a stay at home mom. I had a few short term part time jobs over the years, but probably made a total of $10,000 if that much. The ex was very controlling and abusive, and constantly told me I'd never get a penny if I left him.
I escape in 2018, and divorce was finalized in 2019. In Georgia ( last state we lived in), the maximum period for alimony was 2 years. I feel like I should have been given way more for enduring 34 years of torture. Now, I am trying to survive on SSI Disability due to numerous health problems, many of which are a result of decades of constant stress. Meanwhile, he's still making 6 figures, buying new vehicles and whatever he spends his money on. The woman he's been with since before the divorce has told him to make her a beneficiary on his will(which he NEVER had while we were married, and have 5 kids together). I'm not sure what other kind of financial "arrangements " he has with her. My oldest son has told me many times that the woman has insisted that she will be the sole recipient of all of my ex's assets and benefits. He will be 61 in November 2024. Should I go ahead and start the process now of trying to secure my benefits from him? Also, since my own benefits would be next to nothing, how is that calculated? Is there a specific formula or maximum benefit I would receive? I would like to be able to actually live somewhat more comfortably, and not still be in survival mode. I lived in survival mode as an abuse victim for 34 years. My freedom is priceless, but unfortunately, I still have bills.
Dr Weir, do you also advise xspouses of social security employees? I need info on how to proceed in getting my deceased xhusbands retirement benefits after being denied by OPM. We were married 40 years. If you also have extensive info on that Zif like to know. Thank you!
Appeal the denial.
The IRS over paid my mother in a tax return one year, and she questioned it. They told her it was correct. The next year, they told her she was over paid the year before and kept her refund which covered the over payment. Th next they kept it again, she finally had to contact out Senator. He took care of it quickly.
10:21 I’m sorry but you have not been at a SSA office lately. They never answer the phone number and also if you talk to one of the regional offices they tell you that they don’t have time to answer your questions cause they can only spend 5 minutes per client.
I have been trying to survive for 2 years and have been treated so badly. When I was a young person I would have lost my job for treating elderly folks the way that I’ve seen them do at Social Security offices. I had to go out and struggle to get and keep a job cause I can’t get any more benefits than what I had before my divorce (it sure isn’t half of his benefit amount). Please don’t mislead people into thinking that anyone can live off the tiny bit that Social Security gives out. I was married 30 years and now I’m back out competing in workforce again as long as the Good Lord gives me the strength to carry on!
👵🏻🎶🕊️🙏🏼❣️ (68 yrs old)
Can you receive spousal benefits if you’re under SSDI? Or can SSDI benefits be claimed under Spousal Benefits? The ex wife is60yo on disability, and ex-husband (59 yo) for 10 years and still working.
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Yes, you can get IEDS when on SSDI. Both people must be 62 years old.
Hello let’s write this again sigh. Married 20 yrs, was very ill no one could figure it out until a dozen years after to which I had multiple tumors on my pituitary and they chopped it off, 3 brain surgeries later. Now I live on a pill to survive. When we were married he worked for his father was to get the business but left me high and dry . While he bought a house for a half million. I raised our three kids and worked when I could but became so sick I had to quit. Lost my sss cause it had no name until 12 yrs later. I get under a grand a month to survive it wasn’t even a couple years he got the business. Can I get it and retro? I was screwed hard had no one to help me.
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Go for Divorced Spouse Benefits
Wth I just posted a question yesterday and it’s not here argh
Thank you I just contacted your office.🙌 I have been praying for something good to happen for me after my cancer surgery. I didn't know this existed!🙏
Thank you
Does the same apply for international divorce? My ex is in Germany. I am in Virginia.
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My ex husband just died, I was married to him16 years do I get any benefits?
Go to your local SS office and bring all docs like marriage and death certificates
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Do i have to be of age to draw social security benefits on my ex husband who has recently passed away? He was old enough, but i am 59.
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If you aren't Disabled, you have to wait until you're 60, then to collect Survivor benefits.
Please tell me how you can help my mom. My father filed for a divorce in 1985. Mom was granted a partial divorce. She was married to dad over 20 years. My dad died 14 and a half years later Dec. (1999). My mom got married again in 2003. Her 2nd husband died after about four years. The military won't give her my dad's benefits. Help us please. She is bedridden and needs her benefits.
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Hello, I wish I would have known of the 10 year rule, I certainly would have held out for a few more months :(
After the cheating and abuse, I certainly deserve it! Im 7 months shy from the 10 years !?? Sad
Same happened to me, 9 and 1/2 years. Mine was abusive and drunk 😢can’t collect anything
Same here. Don't know of I would have survived.
Same exact thing here!! I couldn’t take it anymore and had to get my kids and myself out of there! Just shy of a decade of marriage, too! There should be some sort of special rule when there is domestic or child abuse involved!!
I work for a school, and was told SS will take 2/3 of my 1/2 of my ex-husband’s SS, simply because I didn’t pay into it (I did when I worked other private sector jobs- was told I won’t get Social Security I had paid from them either). Can this be revisited by Social Security and revised ? -is there a way to get this started?
If my husband had died and I had to draw from his Social Security, they still would’ve taken 2/3. Why would any Public employee marry someone who pays into SS, knowing they’ll never receive survivor benefits?
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@mlou7432 You may be in luck because that law just changed! It's called the Social Security Fairness Act and was signed into law January 4, 2025.
I don't think it's fair that a woman divorced after 30 years of marriage only gets half! If i could go back, i wouldnever get married.
My x husband worked for the uprr. It has all kinds of deep stuff to understand. I waited forever and never got married because my dad thought I was going to get all this money but we think we figured it out that since I’m divorced I can’t get the amount of money I would get if I was married still. I finally just got married and I’m going to take my money from my own working record.
I'd still try to get the ex's benefit amount. It doesn't impact his benefit amount and may increase yours.
If you're currently married, you can't collect IEDS. You must be single.
UPRR workers aren't eligible for SSR benefits. They have their own retirement system.
How do I know if he divorce in another country and his ex wife is alive but in another country ..
They are very rude at the SS office I phone. She even said maybe I should call your ex spouse
Sorry to hear that. Make sure you file a complaint.
They're very rude too at the Rock Hill, SC SSA office.
And the Battle Creek, Michigan office is full of liars besides extremely rude.
They said they do NOT do in office appointments at all, when I requested an appointment.
While waiting for my ride home, 3 men came out of the building with papers in hand.
I was the only person in the front at the reception window and no one was in the waiting room except the guard who made a smart- mouthed comment to my request. I wanted an in office appointment so I could see what the worker was looking at on the computer screen, and be able to view my file, and know who I'm speaking to.
Another woman entered & exited while I waited for my ride. She was told the same, no in office appointments too. But she watch 2 of the 3 men come out of the building also.
@@denisewilson8367 The security guard at the Rock Hill, SC Social Security office is very rude too. I've been several times and he's been rude each time. Once I talked with a rude heavy man who acted like I was a nuisance, and another time the person attempting to help me could barely speak English.
They have been rude in Greensboro, NC too. I went during my divorce to seeif I could get disability. After hours I finally saw a lady. She only talked to me for a for a minute. She said I didn't have the required work credits in recent years, so I wouldn't qualify. I asked her what do women like me do. She said, "your husband will be your disability payment, and your attorney will make sure of it." My attorney was horrible. She was yelling at me at mediation that I had to accept the offer from my ex or come up with an additional ten thousand dollars for her just to step foot in a court room. I was crying. She had told me it wouldn't be any problem to get permanent spousal support. I signed and only got ten years. She had been paid twenty thousand that my mother gave me. She took a loan out on their house. My dad was deep into Alzheimer's. It's been a nightmare. My ex makes several hundred thousand a year. I'm trying to find an attorney to help me. We have something called change of circumstances here. I'm destitute.
very helpful Thank you !
You're welcome!
But you’re telling us to call SS but they gave that lady wrong information.
But you now have the correct info so you are better prepared.
What if the person claiming remarried? Didnt hear anything on that
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When I call Social Security to get an answer on something when I’m done I hang up and call back the second time because they’re wrong so many times I was married for 10 years. I’m eight years older than my husband. He just turned 61 August 19. I turned 69 July 1, Social Security is telling me that I make more than him and they literally told me he’s got to die before I can. I’m not kidding. I don’t know what to do. I know I can’t do it until he turns 62. That’ll be next year. I know he worked up until we got a divorce and that was2010 my divorce was final. I don’t know about now thank you. I think you do a really good job. We need you.
What about a new wife? (2nd wife) if ex wife is entitled to get her ss benefit from her ex husband then what about his new wife?
You only get so much total benefits all together one will cut down another alot there not going give you any money back
With 10 year's marriage not sure how survial benefits work there more for the kids from what i know.
Both spouses are eligible its Not one or the other
SSI ends at age 65 yrs old and then they would change you over then to a percentage of his amount if you were married the 10 yrs and his payed more than your retirement security
😅
You can receive SSI aged beginning at age 65.
@@DebLindley-xg8gz SSI is for people with disabilities. My disabled son is 35 and has been on it for years. You can take your own social security as early as 62, but the age for full benefits is different depending on when you were born. It's so complicated that I think it is important to learn from an expert like Dr. Weir so you at least know what questions to ask to make decisions for your particular circumstances.
@@dianewoodward6631 Thank you, I worked with these programs and many more. Thanks for looking out for others though. Happy New Year.
I'm 60 years old. i was married for over 25 years. Seperated 2 1/2 years. Before the divorce, I had no income. No alimony. He agrred to court pay 2k a month. I quit my job in Az for his contract job to IA. 3 uears later he filed for divorce. I had to gett a job to support my self. I'm planning to filed S.S. benifits in 2 years.. when I turn 62. What is the deferents between ages 62 and 65 to collect the benifits.
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If you take your or his it's quite a bit less itz around 38% of his full benefit amount I just checked this for myself.
After being a housewife for 12 years, my mom took Fortran & Cobol classes in 1973 to get her computer programmer job in 1974!
My friends wife passed but they had been separated and didn't find out she passed for almost 2 years....shouldn't he get ss for the entire time she had passed ?
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Go Fortran and Cobol. Brings back memories.
My ex tried that in the divorce decree. In mediation I told the mediator, who was a retired judge , told me the same thing that you stated. It is Federal and divorce decrees cannot change that divorced spousal benefits.
Does your ex spouse have to be dead, before you can collect off of his SS?
No that's a different thing than social security spousal benefit that's a survivors benefit 2 different things but you get less if you claim both they only give you so much and not alot!!!
You are very right, with what you are saying I get a different story with every person I have spoken with.
I have the same problem. I have been trying to get a consistent answer for several years. I was questioning if my ex has to be 62 for me to draw. He's only 59.I have gotten every imaginable answer, even "I don't know." I asked if he's trained to know these answers, he said he was, but didn't know this, and for me to just come in. I recently found out that I could have been drawing on my own, even though it's much less than his. I really could have used it. My internet and water has currently been cut off because I couldn't pay it. I have a forbearance on my home. My electricity has been cut off twice. I'm 2 payments behind on my van, and it goes on. It would be great if the folks working for SS were properly trained. I know it's a difficult job, but they could do better. I have a phone appointment this week.
@@debbiekennedy6030 Yes, your ex has definitely got to be 62.
does my ex wife have to wait until 62 to file against my ss benefits?
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You both have to be 62.
There are alot of social security workers who dont know their jobs.
Unfortunately you’re right, it can take several years to learn the system. Not as simple as one may think.
Is there a statute of limitations to make an appeal?
60 days in most situations, I do believe. Possibly 30 days, in other circumstances.
What if you were poorly represented at the divorce hearing?
That should have been delt with before you have 6 months after to fix it that's all.
Unless it's fraud
I hope you will do some videos on the Social Security Fairness Act that President Biden signed into law yesterday, 1/5/2025. I feel like we have been given a, "Get out of jail free card!" Thank you for all you do to help us all!
He has mentioned it & clarified it several times since it was signed
You got some stuff that don't really divide your dinner plate very good that's because you got one third plus one third where I come from 2 that's called 2/3 don't forget to mention your meal ticket somewhere somewhere or another included with your dinner plate cuz you got to take the ticket and take a seat and wait to be called to see if you still qualify for your meal
I was receiving spousal benefits from my 22 year marriage until I retired. At that time, since I have a PERS pension, all spousal benefits were removed and I lost part of mine due to WEP. Do I have to reapply for the spousal benefits? Thank you
What a blessing to have found you. Thank you so much for sharing your knowledge
You are so welcome
I am 65 years old, and hopefully, I can retire in a couple of years , I find your talks very interesting and informative! I will keep listening, to help me retire well
Thank you for saying so. A lot more videos to come. Take care.
My sister is divorced and she was married something like 13 years and she is 63 and she was told she didn’t qualify or couldn’t get it, not entitled
Lies
Then the "Federal rules trumping Local Divorce Decrees" should also apply to Federal protection rules of taking away an ex spouse's Spousal Retirement benefits, too, right?
Sorry for the delay in responding. I got a LOT of comments all at once. If you still have questions or need help, please join my RUclips LIVE Q&A Thursdays at 4pm PST. Take care, Ed
Did he pay into it?
Thank you, thank you, THANK YOU!!!!!
You are so welcome!
Great vlog! This issue of spousal benefits for the divorced.
Glad you think so. I'm updating that video right now. Should be out in about a week. Take care, Ed
10:37 he decided while married to opt out of Social Security for a retirement plan- what about his SS before the decision?
thank you for your time
They are not allowed to do the digging for the claimant. You need all the information up front.
Do you have to have all the process before and after the red and when you sell the party being too I mean you can't just say you know when the pie graphic chart on the way they do it is good when you got a bunch of zeros too
Hey I did not know about this at all thank you .
I'm doing my daily training by going back to some of your old videos because I just saw one by a woman who was giving some slightly incorrect information. I wanted to be sure that I was correct!
Happy viewing!
I’m getting widows benefits now, I’ll be 62 this year, how/what you I do to file for divorced benefits????
Thank you for sharing all of this in layman’s terms
You're so welcome
What pay would I get when filing for divorce Back pay, please help me understand
Thank you
You're welcome
I just barely had a representative tell me that my ex has to apply before I can get my ex-spousal benefits. What can I do? I was told just last year that social security requires me to apply for spousal benefits since I am on SSI. and 62 years old.
If they told you wrong like that, then ask to see a supervisor and tell them you want to file for Independently Entitled Divorced Spouse benefits and start them when you first asked last year. Take care, Ed
Good info here! Thank you
You are very welcome
I have recently filed for S.S. I turned 62 five months ago. I filed because of a chronic illness that prevents my working. (Yes, I have applied for disability as well).
Question; case worker asked me to send my marriage and divorce papers from my first husband. ( married almost 15 years).
Am I correct in understanding that because I remarried ( second husband passed away after almost 6 years of marriage. And because I remarried after his passing, that disqualifies me from receiving spousal benefits from my first husband?
Just wanting to have clarity in order to plan for living expenses (regardless of disability qualification).
Thank you for your time.
If you are not now currently married or you remarried after the age of 60, you might be eligible for benefits on your first husband. That is probably why they asked for the documentation. To determine that eligibility.
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I was told by as that I earned too much money to get survivor benefits. I’ll be 62 in December. They said that I’ll have to wait until I get to 67. Is this accurate?.
I ve been married for over 15 years - we do not live together and I file Head of Household on my taxes. Will this disqualify me for spousal benefits?
Just an interesting tidbit..I worked for Social Security for 7 years in the 70s...
I wonder if you were hired with all the SSI employees that were hired at that time.
Mine never paid into the system whala! No benefits!
Wow, he's some kind of special, isn't he? Thanks for nothing, right?
Thank you for the info…
Thank you Sir
Most welcome
I applied but was told to wait until my ex spouse was receiving a larger amount. I was married 30 yeats years, can I go now and apply.
Hi, just watched your vid. How early can I inquire / apply on ex spouse's benefits? I am not yet 62 couple more years to go.
My question is, can you get your spousal benefits if you file for early retirement or do you have to wait for full retirement to receive it?
Sorry for delayed response. Please join one of my many live Q&A sessions if you still have questions.
When he turns 62 years old you can file off his but it's about 32% of his benefit amount only.
Can I get divorced spouse benefit if I still work and haven’t started collecting SS yet?
I was forced off ssi 62 Put on survivors benifits due to disability. .
Sorry for the delay in responding. I got a LOT of comments all at once. If you still have questions or need help, please join my RUclips LIVE Q&A Thursdays at 4pm PST. Take care, Ed
You problem didn't qualify any longer it ends at 65 Amy way SSI does