Should You Buy? | UK House Prices Forecast
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- Опубликовано: 9 июн 2024
- 🙆🏻♂️ Our investment arm, Cur8 Capital - cur8.capital
Property is one of those big investments we've all either made or are thinking of making. Our know-how of the property world, via Cur8 Capital, has given us some shocking insights that we reveal in this video. Here's where the puck is headed.
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About us
We're Ibrahim & Mohsin - ex-city lawyers and authors of "Halal Investing for Beginners". We've been studying investments and the traditional Islamic sciences for 13+ years. Over the year we've been published by the Financial Times, the World Economic Forum, Foreign Policy etc.
Today we run a sharia-compliant wealth management platform that manages over $35m in assets. We make videos about investment, personal finance, careers, and entrepreneurship.
We do this to make downtrodden communities better-off. To take people of colour, Muslims, and minorities from being among the poorest in society to the richest.
For more about the team visit: www.islamicfinanceguru.com/ab...
To find out what we invest in, and invest alongside us visit: cur8.capital/
Remember, with investing, your capital is at risk. This is not financial advice. If in doubt, always talk to a financial advisor.
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🙆🏻♂️ Our investment arm, Cur8 Capital - cur8.capital
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TIMESTAMPS
00:00 - Trailer
00:50 - How do house prices work?
03:25 - The piggybank is about to break
04:50 - How to play this new phase of the economy
06:54 - Where Ibrahim is moving to
07:32 - How Cur8 Capital will play this new phase
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#houseprices #ukproperty #buyahome #propertyinvestment #propertyinvesting #ukeconomy #propertymarket #investing#shariacompliant #halalinvesting #halalinvestment #islamicfinance #ifg
I've been investing in property for over 20 years as a side hustle and Ibrahim is absolutely right. In the next 10 years property prices will double! I studied with Ibrahim he's an intelligent person.
inshAllah!
@@IFGuru ameen
This isn't a positive for our children, grandchildren and great grandchildren..... None of them will be able to afford houses.. We can do what we can today but there won't be enough to go round. Insha'Allah wealth is distributed more fairly in future... Economies are so messed up!
And yes Ibrahim is Masha'Allah a blessing 👍
@@zaidahmed9527 My father, grandfather, and great grandfather couldn't afford to buy property in their younger days either - they inherited some land and managed to build a mud house at some stage in their lives. Our children, grandchildren...will do something similar (probably 1% mortgages where they're enslaved to lenders for the rest of their lives). May Allah preserve their lives and iman (both a far bigger worry than property for Muslims in the West). As for 'fairness' don't expect it from a people engaged in full on mass slaughter!
@@abdullahk8691 Ameen brother
South Manchester really is the best place to invest in. House prices are always high thanks to the top free grammar schools and the convenient metro link transport system. Some Cheshire towns are absolutely beautiful with great diversity and many masajid, and Wilmslow Road and the Trafford Centre are extremely popular with the Lake and Peak districts very close. The city is a great legal and economic centre. You will never miss London!
Thanks for the tips!
"When a man is tired of London, he is tired of life; for there is in London all that life can afford.” John Roe
Muslim need this advice for the states
The real question is how to get the money to buy outright
How can everyone afford all this ?
I guess one has to do what makes them happy.
Some of us are just trying to survive day by day.
I’ve been a property trader based in Cardiff for over 20 years having flipped 1200+ properties, I’m having exactly the same conversation with other experienced hands, Ibrahim makes very valid points, I’m selling disproportionately to buyers moving from the SE of England to Wales, I expect prices to increase strongly within 12 months.
This just increases my anxiety😂
😂
Do you have guidance on young people in their 20's-30's who aren't on the property ladder yet, don't really have experience with investing, but want to go down that path?
I'm recently married; I work as an engineer and my wife will work as a doctor inshaAllah after her UK PLAB exams. We plan to save and get into the property ladder ASAP, but don't know how to, or how much money is needed. Do we look at other investment opportunities in the mean time? If so, what to do when you can only start out small in the 1000s, or even 100s of £££?
Welcome to Manchester Ibrahim. In Sha Allah Look forward to catch up….
Please do a video on mortgages and Islam.
We sold our inherited home in old Portsmouth for £500,000 7 years ago. It was in very good order but not touched for 30 years although pretty modern for its time. An identical house in the same order and with the same same size garden is up for sale today for £520,000 in old Portsmouth. 100% proof that house prices are the same as 7 years ago and the ONS and Land registry are cooking the books on house prices. In industry that would be called fraud but this is the government doing this and it is a disgrace.
Jazakallah Khair Ibrahim. I have recently purchased your book and its a fascinating read. Alhamdulillah I'm learning a lot of new things about investments.
Appreciate it!
Hi, thank you for uploading this video. I have a question as I am very interested in purchasing a house with a mortgage. Given the current global situation and the looming fear of war, I’ve researched and found that no home insurance companies cover destruction caused by war. I don’t mean to sound negative or morbid, but I would like an honest opinion about proceeding with a house purchase despite these concerns. While I understand that no one can predict the near future, my eagerness to own a home is being hindered by the current news and the fear of war. What is your opinion on this matter? Do you think it would be wise to buy a house this year?
Interest rates ain’t coming down. We have a decade of inflation pressures. Property will be a poor investment.
Very interesting analysis! And I think you should consider Luton too, as it has the best of both worlds...plenty of Masajid and halal food yet close to London, has the M1 and an Airport.
In terms of stocks Is their any stocks within an ISA you would buy around UK house builders etc.. I was looking at Persimmon
Not sure on the stock... buy there house are awful
Moved to Leicester as a comfortable distance to London, close to Birmingham and comfortable driving distance to Manchester
What camera do you use it looks crisp
UK is inevitably moving towards flats, most people won't be able to afford houses any more and flats is the only way to solve this problem. Investment in new builds near rivers might be a good investment
Amazing video, everything makes sense! I was wondering how much should i wait until i sell my HMO in East London. It s currently making about 60k a year and about a year ago i wasnt able to get 850k on it as that was my very last price to let it go for, which was insane anyway. Any ideas? Cheers buds
Welcome brother, looking forward to it. Let me know when you're here treats on me. Glad you're not migrating to that parody of city called Dubai.
If house prices double in 10 years then who will be buying these houses? I guarantee earnings won’t increase at the same pace; we’ll be lucky to see 30-35% growth of earnings in this time. Besides property isn’t the best investment, no inflation adjusted return over 15 years, very tax inefficient now and a lot of ball ache.
Salaam Ibrahim im from Manchester (live near the trafford centre) and our house prices went up by around over 80% I would say in the last 10-12 years. As the lone bread earner its a struggle to purchase a house at that price. Would appreciate any advice you can offer and would be good to catch up with you in Manchester!
They are about to crash before general election or after In Sha Allah
Looking forward to get in to property but without riba really struggling how to get in to buy to let
You cannot do it unless you buy cash!
Wayhome. Strideup.
Ibrahim. I want to buy a house in England for rent, and the annual return is somewhat small, but I fear a lot for my capital. Please, my brother, advise me. I want to talk to you so that I can benefit. Do you also have an investment fund?
Excellent analysis - I agree that property prices will start climbing again as soon as interest rates fall and mortgages become affordable again.
Sad to hear you’re moving to Manchester- but it is a no brainer, especially if you have family there already ❤
Glad you're moving to Manchester - I'm probably biased but I do think it's the best place to live in the UK! (Although my husband and I are struggling to buy our first property)
Wrong. You really think interest rates will fall more than 75 basis point?? Lol. Stagflation will check mate the BOE. Inflation is not falling!! Also equity markets have hit their high. This is the end of the equity markets for the next decade.
Really considering buying in Birmingham or maybe Leicester instead. Manchester is far too “North” for me
Fair enough.
Leicester prices have increased exponentially too
Yeah I want to move somewhere that permanently rains
How many are your business ventures as well as your client investments free from RIBA?
You talking about interest rates
Why?
Someone's been listening to Gary Stevenson
Tha guy is a broken recrd says same shit over and over
He's awesome.
To be fair though we've been consistently pushing this theme of money creation - and the crucial role of property/enterprise ownership to take advantage of/survive this.
-ruclips.net/video/TyK6AqIBy9g/видео.htmlsi=z6nDd9Tun3yWvWGA
-ruclips.net/video/xm9GnaiYEyA/видео.htmlsi=tgFLTEcrMU-C6byJ
-ruclips.net/video/k3ZuQsZXMkk/видео.htmlsi=QI0tEPvpgJSR27o7
I still expect house price falls before they start rising again
Ibrahim explain what the best options are for a man to protect his assets.
E.g
Trusts
Limited company
Family company
And tax implications.
Assalamu alaikum
Can anybody please inform me about the course, i wanna do Masters in Islamic Finance and don't know where to pursue it.
Walaykum Asalam, if you’re UK based Markfield Institute of Higher Education (MIHE) in Leicester offers this course. Job market for it is low however, Malaysian market is biggest and need the UK market to grow to offer more jobs
و عليكم السلام و رحمة الله وبركاته
و عليكم السلام و رحمة الله وبركاته
The main cities are now blighted with crime too, from looting to mostly peaceful mass stabbings. Then there are the anti-driver taxes... It just isn't worth it now.
The nice English villages which aren't blighted by 'enrichment' will remain desirable.
People will move to cheaper areas, not these cities which are already overpriced
The excessive usage of the phrase Interest Rate has confused and deterred me
Come to Cheadle Ibrahim (excellent mosque and community) 😊
Happy that you'll be closer
Maybe I'll run into you some day
I'd love to purchase property but interest plays a part in nearly every purchase deal, so we as muslims are effectively locked out of the playground.
The darul-akhira is better than darul-dunya.
Try pfida
The government House Price Index (the only true measure of house prices) is a con. Look at the wording of it and you will see:
1. They only include 15-20% of all the sales they could include each month. Read it and it is stated in it
2. They included all sales from January one year to all the sales in the January in the next year. They included 13 months of rises in each HPI and called it 12. Read it and you will find the facts. One month in January 2022 it stated yearly rises of 15.5% but in truth it was 10.4%. It was a con and 400 billion over reported. The Ponzi scheme.
The HPI has been taken away from the ONS and given to the Land Registry and they are still using fraudulent false statistics. True drops 25% but hidden in 80% of sales they do not include. All facts but do the sums and come up with your own mind.
Say bye to sun
You see rain 🌧 most days lol 😂
British homes for British people.
why deleted my comment? Cant accept opposing ideas?
Why deleted my comment?
You said Salaam and then proceed to talk about interest rate as through Islam found interest. I'm confused. Pls don't use the guise of Islam to make these investments Halal.
this is clearly one of the most depressing video I have seen recently. In whichever way u see it it is depressing. If its content is true than it is depressing for the majority of people that are already struggling to get ends meet and for all the first time buyers that can't count on the bank of mum and dad. If its content is not true that is depressing cos the majority of people are continuously getting guff from everywhere...
Is it me or does Ibrahim look like he's getting younger? Allahumma barik. Can we get a video on his daily care process 😂
The video editor gets more expensive 😂
Riba based job!!! What's islamic about your job
House and life insurance HARAAM!!!!
Cur8 Capital was incorporated just 15 months ago. Yet on their website they claim to manage $20bn of assets!
😂😂😂
$100m*
Our partner firms manage over $20bn.
And are your 100m investments riba free? what about your partner firms?
Topics like economy, banking system, inflation, etc. have always got me lost easily, but thanks for your explanation, nevertheless, as those topics became a bit more clear now, still need to research & understand tho. جزاكم اللهُ خيرا 🤍
Forgot to mention interest rates, recession, cost of living, unemployment, Brexit…we are totally and utterly fcked.
I moved 6 months ago from London to Solihull as I found myself outpriced out of London. It is right next to Birmingham and has great train and road connections into London and also into Birmingham.
Do not buy now unless you’re utterly mental.