My expectation for 2024 is that markets starts to broaden out more,” what if the interest rates go up? i have a ton of questions....can I safely invest $220k? What should I do differently?
It's a good idea to seek advice at the moment, unless you're an expert yourself. As someone who runs a service business and sells products on eBay, I can tell you that the economy is struggling and many people are struggling financially.
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
My CFA ’’ Sharon Ann Meny, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year
Faced a similar situation, I sought advice from an Fiduciary advisęr. Through portfolio restructuring and diversification with good ETFs, S&P 500 and growth stocks, I've turned my portfolio around from $200k to over 800k in a few years
Thank you for sharing, I must say, Jennifer appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
In my opinion, it was much easier investing back in the 60s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.
I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Melissa up and send her a message. You've truly motivated me. God's blessings on you.
Considering the current market uncertainty, it seems prudent to invest in gold or a gold ETF. I'm thinking of allocating over $300k for retirement purposes. While the potential for short-term gains in a bullish market is appealing, I recognize the importance of maintaining a long-term investment strategy.
When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.
Opting for an investment advisor is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2022
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sonya Lee Mitchell’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
I stopped listening and taking financial advise from these RUclipsrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 and first half of this year with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?
Just ''buy the dip'' man. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
Hey Joseph, I remember you mentioned buying SCHG a while back for your ROTH. It made me aware of this ETF and I started buying it too. Now my USD accounts has the majority of the funds in SCHG and doing so well thanks to you. Really appreciate you and your channel.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.
My primary concern is how to grow my reserve of $300k which has been sitting duck since forever with zero to no gains, sure I know the risks of short term gains are much greater but if well managed one'd make a killing, am I wrong?
The current state of the market may bring opportunities to increase profits quickly, but professional assistance is required in order to put such a plan into action.
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.
Lucinda Margaret Crist is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I sometimes wonder how successful investors manage to accumulate enormous wealth from their investment endeavours because I am an avid investor. I currently have equity from a recent house sale that exceeds $545K, but I'm not sure what to do with my money next. Is now the right moment to buy stocks, or should I wait for a better opportunity?
It's true that many people underestimate the importance of advisers until their own feelings burn them out. A few summers ago, following an ongoing divorce, I needed a significant push to keep my company afloat. I looked for licensed advisors and found someone with outstanding qualifications. She has contributed to my reserve increasing from $275k to $850k regardless of inflation.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Rebecca Nassar Dunne is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I did lots of backtesting and found that 20% SCHD/DGRO, 20% VGT/QQQ/SCHG 20% VOO and 40% bonds or 4%+ money market matches the growth of SP500 in up years but reduces the losses in down years by 40-60%. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
I was hoping you would eventually make this video. After trying to pick my own stocks I eventually switched to Index Funds and ETFs. 50% SP500, 40%VGT, and 10% (Amazon). I originally started with 12 individual stocks 19 months ago and eventually made my way down to just 1 stock which is just Amazon in January 2024. YTD my portfolio is up 21.5%.
I did some small day trading for almost a year and have had those days I love watching the stock go up super quick. I thought man I just made some money!! But then I compared it to the S&P fund I have. My S&P was outperforming my trades. I wouldn’t have thought but those small gains add up quick.
Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.
I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $130k in passive diversified safe-haven assets, Up 358k so far and pretty sure I'm ready for whatever comes.
Talking about advisors, do u consider anyone worthy of recommendations? I have about 100k to taste the water now that large cap stocks are at a discount... Thanks.
I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket. i want to invest around $250K savings.
Diversify your holdings across several asset types to reduce risk rather than putting all of your eggs in one basket. If you don't know a lot about finances, speak with a financial expert.
True, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far
@@Nernst96 ...YOU ALSO REQUESTED SCHWAB''S SCHD AND WHAT EVER HAPPENED TO ZIM THE SHIPPING ARISTOCRAT AND MAERSK JUST BROUGHT METHONOL ---ENGINES AND CLAIM TO BE BIGGER THAN EVERGREEN LINES
I love ETFs. 40% of my portfolio is SPY, 20% is XLK, and 20% is XLC. The rest are blue chip tech stocks. I outperform the market most days while also capturing big market moves when tech is lagging behind.
Great rationale for investing in ETFs. Many wise investors including John Boble and Warren Buffett have given similar advice. Keep up the great channel.
And even IF you do at least 70-80% of your portfolio should be in bonds, mutual funds, hedge funds, ETFs, and maybe even real estate that provide consistent returns over 10+ years. And reducing risk when picking individual stocks can involve a whole toolbox of things like bet hedging, using options, researching patterns via TA, and many hours of due diligence to know might the asset you're buying might perform within the year and longer term.
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Brooke Grace Miller for helping me achieve this
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
But Warren Buffett's favorite ETF is supposedly the VOO ETF (the Vanguard S&P 500 ETF) and not the SCHG Schwab U.S. Large Cap Growth ETF according to the SEC 13F filings?
I have VOO, FTEC, SCHG with REITs, BDCs, and a group of mostly high divvy staples, communication, tobacco, utilities, etc. So basically, half growth, half divvies. I'm nearing retirement, so I'm set up for both.
I'm surprised you don't have more subscribers when your content is right on target and so many people watch your videos. You posted this 45 min ago and already seen by 4545 people.
High yield ETFs and closed-end funds aren’t for youngsters but serve an important purpose and the higher fees are in exchange for a valuable service. They provide regular, high income for retirees which limits the need to liquidate equities to live. A modest allocation, say 10-20%, boosts income from other sources, like cash equivalents and bonds which often pay yields well below inflation. Before retirement you carefully trim gains from decades of growth stocks and accumulate a variety of high yield ETFs and closed-end funds. You reinvest dividends until you need to enjoy high monthly income purchased with past equity gains. You enjoy life.
I recommend VONG, which is a great growth ETF with a low expense ratio of 0.08% and a relatively affordable price of $98.39, unlike most popular ETFs. VONG tracks US large and mid-cap stocks.
Joseph I hope you see this and are able to respond to it on video or go into detail. If the SP 500 is such a common benchmark that people compare their portfolios too, why not invest in an SP500 ETF such as Voo over SCHG? Over the last decade VOO returned 185%. SCHG 330%. Should SCHG be favored over the SP 500 index?
Thank you Joseph for another interesting video. I've been slowly building equal positions in both SCHG and SCHD, one for equity growth and the other for dividend growth.
Keeping up with current trends and strategies can help traders stay ahead of the curve and make informed decisions, it is important for beginners in trading and investing to understand that success in these fields requires technical analysis, emotional maturity, and self-discipline. Thanks to Ray F Johnson's insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
I can’t begin to tell you how you how excited I am. I have been watching your videos for months learning how to invest. I’ve never invested before this year. I learned a lot and felt good about the individual stocks I had picked, but I was getting overwhelmed at the choices and decided to start researching ETFs. After about a month of research I had chosen one, hoping that I made the right choice. And then I see my favorite stock picker make a video about ETFs, and lo and behold, you named my pick, SCHG. I pulled my uninterested wife in to the room and had a drink to celebrate. I’m jumping out of my skin right now. 😬
@@Winalways-tn3dc Many people do, including me. Why the lol? But Joseph Carlson’s holdings are very different from BRK, and so far seems to have better performance. I know i know, past performance future results and all that.
Very well argued. I know I troll a lot to weed out unserious speculators on the channel, but I actually completely agree with Joseph's take on both ETFs and own both for similar reasons. Incredibly useful video for most casual investors who will probably watch this--I personally believe most people shouldn't be trying to be stock pickers, and these are great ETFs for almost ANYONE watching this. Stay away from those high expense ratio funds, funds leveraging ETNs and covered calls, and actively managed funds, and your portfolio will thank you. Share this one with your loved ones who are curious about investing. Super easy to follow and easy on investor jargon.
Is NVIDIA a safe buy to outperform the market this year? I'm tired of these new buys every week, just to make up some assets with low percentage on my $136k portfolio and try to keep everything around 10%.
Yes! but still make your own research. And I would avoid the index funds, mutual funds, or specific stocks for the time being. /The 5% fixed incomes are the safest bet for now. Or hire/ work with a good market strategist. You're safer that way
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $610k portfolio surged, yielding an annualized gain of 28%.
massive gains! mind sharing details of your adviser please? I've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help fuel my money goal
She goes by Nancy Magaret Delony I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
@@LZin-uk5nh when’s the last time he talked about them really? The tier list which was only Mastercard. It would just be nice to see Joseph talk about his thesis on those two companies again they’re great companies and he has good insights
@@hongyuzhang5631 why can’t I want him to talk about a great company? Better than watching him just do the news on the most popular stocks that everyone talks about nonstop regardless.
This is easily one of my favorite people in the investing content category. I don’t think I’ve ever seen him try to sell anything or push an agenda. You’re a straight up dude and I speak for everyone in saying we appreciate you. Keep up the great work my friend.
I am an accountant in Canada. For ETF, you can also access investment in different countries. Compare to real state, the holding cost is lower, and you do not need to pay a fat fee to real state agent like when you buy and sell a house. Also, some ETF do use leverage, the interest rate ETF can get is better than you can get for a mortgage. For houses, when you sell, you cannot sell a portion of it and you need to sell the entire house and pay all the tax in one year. However, for ETF, you can sell some units every year so you pay less tax in aggregate. There are other rules makes ETF more tax efficient. Also, some ETF is industrial specified, let’s say you really believe some industries will be doing better in future, for instance medical stocks or chip stocks, however, you do not know which stock to buy because it is hard to value one company or too risky to one only one company. If that is the case, you can buy ETF full of large medical stocks or chip stocks.
Explained clearly & solid reasons given. Ignore the critic: your grammar isn't awful - in fact, it's pretty good. Esp. compared with that of 3-4th gen citizens here writing crap on the web. I would not have guessed English was not your first language. Query: I'd think another benefit of an ETF over a do-it-yourself portfolio is you don't trigger taxes owed when you rebalance by selling one stock to buy another. ETFs can shift investments without triggering capital gains tax. OTOH I do worry about leverage. ETFs can be worth much more than their break-up value - the aggregate value of their holdings. As people buy them, the price moves somewhat independently of their holdings. I suppose that's a good thing: yet another way the market creates value through leverage. BUT in a market down-turn, if ETF customers are spooked & start panic-selling their holdings, it means ETF prices would accelerate downwards, wouldn't they? That would reverse the effects of upwards leverage while they grew, but it'd happen a LOT faster. Is that accurate? Have I understood correctly? Care to comment? Thanks.
@@jamesthompson7282 Thank you for supporting me. For the query, I believe your understanding is correct. The fund manager will buy and sell securities in the portfolio at fund level. You, as an investor of a ETF or mutual fund only paid capital gain tax when you sell your units or shares. I am not sure I fully understand your question. Here is how I understand about some of the issues you mentioned. Generally speaking, leveraging will increase your gains when you are doing good financial and make the situation worse if you are going down the hill financially. And it works that same way for ETF as well. Let's say the investor invested $10 to the ETF or fund in total and the fund borrowed another $10 from the bank but need to paid interest expense $1/year and the market is doing good. Without leveraging, investor earn $3 return this year. With leveraging, investor makes $3*2=$6 minus $1 interest expense, which will be $5. However, when the market or the fund is not doing good, fund return will be $0 or negative and fund still need to pay $1 interest/year, which makes the financial situation even worse. Buying units of a ETF or fund is investing in ownership of a fund. The net value of a fund is NAV (Net Asset Value, which is total assets minus total liability = what all investors own). Under the most simple situation where there is no management fees, operating expenses, bond or dividend income from underlying securities, unit price is only affected by underlying securities prices change. When you buy units, you are basically giving fund money to buy more securities. When you sell units, fund need to paid you back money, if the fund do not have any cash on hand, then fund manager need to sell some securities for cash and pay you back, if the market is not doing well at the moment and the securities in portfolio is in unrealized loss or paper loss, basically action of selling your units is forcing fund manager to sell your share of underlying securities at loss. As a fund accountant, I do see some investors buy high and sell low, which is terrible decision. You should always buy low and sell high to make money! If you do not sell your units when the fund is not doing well. You are not actually losing any money yet. Unit price going down is mainly because the fund underlying securities prices declined, not because other investor sold their units. I hope I answered all your questions.
I fully agree with this analysis of SCHG. I bought SCHG about 2 years ago, and i wish i had bought more. I also bought SCHD but recently sold so i could buy some semi conductor stocks. SCHD is the ideal value play, so i will definitely be buying again.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.
Concentrate on two main objectives. First, keep yourself safe by knowing when to sell stocks in order to limit losses and maximize gains. Second, get ready to benefit from market changes. I advise consulting a CFP or other professional for advice.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Marisa has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
Hey Joseph, great video as always! I’m wondering if you would be interested in doing a video comparing a dividend focused portfolio vs a growth one. There’s conflicting information out there about which portfolio outperforms in the long term and we’d be curious to know what your stance is!
80% equities 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond portfolio for substantial gains at minimum risk.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850,000 with the help of my advisor from an initial $150,000 investment.
I did my homework on which stocks and ETFs I like for the long run, made a plan for dollar cost averaging for a year and I'm sticking to it, trying not to panic...
But leverage can be used in stocks (among many other assets). The point is if you hold constant the amount of risk you are taking, you can (generally) achieve superior returns in equity versus real estate (without all the hassles Joseph mentioned). If you compare a highly levered bet on real estate with a standard index fund, sure, you may not match the returns. But hold constant the leverage, you will.
All the boomers think real estate is the best because thats what they were told growing up and are too lazy to learn new investing skills. 5% down gets you a high interest rate, PMI, insurance costs, maintenance, unguaranteed stream of renters, finance costs... and if you dont have a renter, who pays the mortgage? 1 month of non payments sets back your cash flow gains for 14 months. no thank you boomer
@@Integr8byDartsexcept you dont lock your leverage in a mortage when you trade stocks. If you use 15x leverage and your portfolio goes dow 15%, you will get margin called. If your house goes down 15%, nothing changes unless you sell
As an investment enthusiast, I'm intrigued by how top-tier investors manage to become millionaires through their investments. While I have a substantial amount of initial capital, I'm uncertain about the strategies and approaches necessary to achieve returns exceeding $400k, as some have done this season.
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks
You nailed it. ETFs are rigged to go higher because they dump the trash and bring in the winners. Once I figured this out a few years back I switched out many of my individual stocks and just bought the QQQ and VOO. Of course, the huge gains are with owning individual companies that go the moon, but there is a lot of luck involved in that. I bought NVDA 10 years ago because I played video games and like their graphics cards, no one could of predicted the AI move with confidence. I have some losers as well, obviously there is risk with single stocks. Nevertheless I have only bought ETFs in the last few years simply because they are rigged.
QGRW > SCHG. QGRW's index construction methodology includes a "quality" factor (unlike SCHG). The quality factor is determined by a company's ranking based on a 50% weight to each of its trailing 3-year average return on equity and trailing 3-year average return on assets. Therefore QGRW will kick-out unsustainable growers SCHG would otherwise include.
Upon doing quick comparison I don't see much difference in the returns between QGRW and SCHG. SCHG has more asset under management, lower expense ration and has been around for longer.
This is good advice. I mave most of my retirement in ETFs and use about 10% to buy stocks. Once I learn enough about stocks, I will change that. Most is in the S&P500 some in QQQ and I bought some semiconductor ETFs and one called MAGS, which owns only the Mag7.
Biggest lesson i learnt in 2023 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 5 years to stop trying to predict what’s about to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Sophia Maurine Lanting for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Great Video Joseph! Love these 2 ETFs. FYI SCHD is not equal weighted, it is modified market cap weighted and the reconstruction is annual not every 6 months.
I agree that many people are considering NVDA as the "Stock of the year." However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, aiming to retire comfortably.
Facing a similar situation, I sought advice from an invęstment advisęr. Through portfolio restructuring and diversification with good ETFs, S&P 500 and growth stocks, I've turned my portfolio around from $200k to over $800k in a few years.
Your invt-adviser must be really good, I hope it's okay to inquire if you're still collaborating with the same invt-adviser and how I can get in touch with them?
Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and scheduled a call . i hope she gets back to me soon.
I'm glad you covered this topic. It has been on my mind recently. I have thought about the fact that within a portfolio of individual stocks...to beat the market, the sum of your winners have to well out perform the sum of all of your positions performing at market and under market.
Do you mean an ETF that is allocated to Europe for Americans to invest in (VGK from Vanguard) or an ETF for Europeans to invest in the S&P 500 or similar index? I believe VUSA would be the latter or IUSE. There is also EQQQ for QQQ. I think some brokerages may let you buy the classic Vanguard ETF 'VOO' that Americans invest in (which is very similar to SCHG). It may depend on which country of Europe you are in / currency.
As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make over $400k like some people are this season.
I believe the safest approach is to diversify investments especially under professional; guide. You can mitigate the effects of a market meltdown by diversifying their investments across different asset classes such as stocks, etfs etc It is important to seek the advice of an expert.
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
'Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I agree with your reasoning here for not wanting to limit yourself to an ETF that tracks any specific index. That sounds logical and so far seems to be working well for SCHG. The only counterargument I can see against that logic is something you said yourself. That is that most professional institutional investors like 95%, never outperform the S&P 500. You can think of those investors the same as SCHG. They both have their own methodologies for selecting stocks and cutting the out the chaff and rebalancing the portfolio and selecting the best growth stocks from any index. Yet most never beat the underlying indexes. SCHG may adhere to superior methodologies than any single institutional investor but at it's heart isn't it basically the same? Clearly it's been outperforming the indexes so far. Seems like even if it did underperform it wouldn't be a severe underperformance. I just wonder if the logic that it can select all the best stocks from any index it wants actually holds up in the long term because it seems to be not a lot different than what most institutional investors do long term, and they still seem not to be able to beat the index. Idk, just some food for thought. I like your thinking. Been watching you for a while and I think your advice is solid.
Staying abreast of the latest trends and strategies is crucial for traders to stay ahead and make well-informed decisions. Beginners in trading and investing must recognize that success in these fields demands technical analysis, emotional maturity, and self-discipline. Thanks to Monica Lisa Payne insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
_i Just looked up this person out of curiosity, surprisingly she seems really proficient, I thought this was just some overrated BS, I appreciate this.
It is really refreshing to see a comment about Monica Lisa Payne.I have worked with her also for months now, reached out after reading more about her on the internet. she simplifies matters, whether it's a market surge or drop; her approach consistently keeps you ahead of the trend, She's a guru i'll say
Totally agree, In my portfolio I have 50% VOO, 20% SCHD, 25% AAPL, 5% TQQQ and buy LEAPS options from time to time. Been outperforming the S&P for 3 years now
Love the video concept and haven't finished it yet, but it's a pet peeve of mine when people intermingle terms that aren't directly always related. You say, "An exchange traded fund is a vehicle that follows an index fund." I hate to be the "well actually" guy, but ARKK is an example of an ETF also. That doesn't follow an index and is also not passive even and instead is an actively traded/managed fund. Maybe it doesn't matter, but I see this confuse newer investors and I always stress to them "a low cost index fund ETF". Specifically saying "index fund ETF". Low cost index funds (mutual fund or ETF) are the real amazing thing here that more people should learn about for proper financial literacy.
🎉just came across this video....Great content! Immediately subscribed. One of the best stock videos ever! Cant wait to watch all your videos ! A wealth of information explained clearly & in detail. Thank you!
In September 2017 I put the bulk of my capitol in the Vanguard tech fund, VGT. I thought I may be late to that party, but with dividend reinvested has been more than 4x. I also purchased individual stocks, some went up 10X others went down 95%. Maybe I'm too much like Kathie Wood. It would have been better if I just went all in on VGT, or a mix with a dividend growth ETF. Covered call etfs haven't been around that long, and it would be interesting to compare them during an extended bear or sideways market. There hasn't been one of those in awhile, but perhaps if it existed the QYLD would outperform the QQQ from 2000 to 2010. Is there anyway to back test that? You would probably have to make a lot of estimates.
Good video! Well, I'm so happy that I made the best decisions by making a good investment. Recently, I was able to acquire my third house even at my age and I believe that if things continue well, I will retire early
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@@Saviourtina-c4i Her name is. Stacy Lynn Staples . Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
The issue with that is that overall there is no better place to invest than the United States. Capital markets, demographics, and geopolitical realities all favor this thesis. So while you could say invest in an equivalent to SCHG in the UK say, you over the long term will not experience the same kind of performance. So if you want SCHG performance , figure out a way you can invest in SCHG.
@@ragmanintx the issue is that Europeans cannot invest directly in American ETFs due to regulations. Asking for alternatives means it’s the same index tracked but from an EU fund, so we can invest (not Schwab but someone else).
My expectation for 2024 is that markets starts to broaden out more,” what if the interest rates go up? i have a ton of questions....can I safely invest $220k? What should I do differently?
It's a good idea to seek advice at the moment, unless you're an expert yourself. As someone who runs a service business and sells products on eBay, I can tell you that the economy is struggling and many people are struggling financially.
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
How can I reach this advisers of yours? because I'm seeking for a more effective investment approach on my savings?
My CFA ’’ Sharon Ann Meny, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for the recommendation. I'll send her an email, and I hope I'm able to reach her.
Bro listening to you is one of the best investments ever
True!
Yes!
I agree
You are my world bro.
Bro.
i'm portuguese too and I agree
My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year
Faced a similar situation, I sought advice from an Fiduciary advisęr. Through portfolio restructuring and diversification with good ETFs, S&P 500 and growth stocks, I've turned my portfolio around from $200k to over 800k in a few years
I've been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.
*Jennifer Leigh Hickman* is the licensed advisor I use. Just research the name. You’ll find necessary details to work with to set up an appointment.
Thank you for sharing, I must say, Jennifer appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled
What a mess! A bunch of stuff of the same, basically, throwing money away. SCHD is the only quality there
Hopefully Joseph wearing a Nike shirt will make the Stock go up!
😂
NIKE & Starbucks are appealing at current price levels
He bought it because it was on sale 😂
F Nike
Naw let’s keep things at a low price so we can make our position larger
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
In my opinion, it was much easier investing back in the 60s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.
My partner’s been considering going the same route, could you share more info please on the advisor that guides you?
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.
I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Melissa up and send her a message. You've truly motivated me. God's blessings on you.
Considering the current market uncertainty, it seems prudent to invest in gold or a gold ETF. I'm thinking of allocating over $300k for retirement purposes. While the potential for short-term gains in a bullish market is appealing, I recognize the importance of maintaining a long-term investment strategy.
When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.
Opting for an investment advisor is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2022
Could you possibly recommend a CFA you've consulted with?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sonya Lee Mitchell’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I just checked her out on google and I have sent her an email. I hope she gets back to me soon.
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
I stopped listening and taking financial advise from these RUclipsrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
The advice above is soooooooooooo good. You are doing your viewers a huuuuuuge favor. Needless to say I agree with you and subscribe to your youtube.
Agreed. This is powerful information in one video.
Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 and first half of this year with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?
Just ''buy the dip'' man. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
Hey Joseph, I remember you mentioned buying SCHG a while back for your ROTH. It made me aware of this ETF and I started buying it too. Now my USD accounts has the majority of the funds in SCHG and doing so well thanks to you. Really appreciate you and your channel.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.
@@OnkelFrauenknecht Oh please I’d love that. Thanks!
@@FreuleinBey *MARGARET MOLLI ALVEY*
Lookup with her name on the webpage.
@@OnkelFrauenknecht Great , i will do that now . Thanks for sharing
My primary concern is how to grow my reserve of $300k which has been sitting duck since forever with zero to no gains, sure I know the risks of short term gains are much greater but if well managed one'd make a killing, am I wrong?
The current state of the market may bring opportunities to increase profits quickly, but professional assistance is required in order to put such a plan into action.
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.
Lucinda Margaret Crist is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I sometimes wonder how successful investors manage to accumulate enormous wealth from their investment endeavours because I am an avid investor. I currently have equity from a recent house sale that exceeds $545K, but I'm not sure what to do with my money next. Is now the right moment to buy stocks, or should I wait for a better opportunity?
The current market conditions may provide opportunities to increase revenues swiftly; however, experience is required to carry out such a plan.
It's true that many people underestimate the importance of advisers until their own feelings burn them out. A few summers ago, following an ongoing divorce, I needed a significant push to keep my company afloat. I looked for licensed advisors and found someone with outstanding qualifications. She has contributed to my reserve increasing from $275k to $850k regardless of inflation.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Rebecca Nassar Dunne is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
I did lots of backtesting and found that 20% SCHD/DGRO, 20% VGT/QQQ/SCHG 20% VOO and 40% bonds or 4%+ money market matches the growth of SP500 in up years but reduces the losses in down years by 40-60%. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
20% SPY, 40% QQQ, 30% Individual stocks, and 10% cash is my portfolio.
70 naddaq 30 sp500
I was hoping you would eventually make this video. After trying to pick my own stocks I eventually switched to Index Funds and ETFs. 50% SP500, 40%VGT, and 10% (Amazon). I originally started with 12 individual stocks 19 months ago and eventually made my way down to just 1 stock which is just Amazon in January 2024. YTD my portfolio is up 21.5%.
I did some small day trading for almost a year and have had those days I love watching the stock go up super quick. I thought man I just made some money!! But then I compared it to the S&P fund I have. My S&P was outperforming my trades. I wouldn’t have thought but those small gains add up quick.
Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.
If you lack knowledge about market investing tactics, get advice from a financial counselor.
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
I could really use the expertise of this advsors.
Her name is 'BONITA JEANETTE RODRIGUEZ’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.
I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $130k in passive diversified safe-haven assets, Up 358k so far and pretty sure I'm ready for whatever comes.
Talking about advisors, do u consider anyone worthy of recommendations? I have about 100k to taste the water now that large cap stocks are at a discount... Thanks.
Her name is. MARY TERESE SINGH . Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
LET IT RIDE!
I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket. i want to invest around $250K savings.
Diversify your holdings across several asset types to reduce risk rather than putting all of your eggs in one basket. If you don't know a lot about finances, speak with a financial expert.
True, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far
Could you kindly elaborate on the advisor's background and qualifications?
@@Nernst96 ...YOU ALSO REQUESTED SCHWAB''S SCHD AND WHAT EVER HAPPENED TO ZIM THE SHIPPING ARISTOCRAT AND MAERSK JUST BROUGHT METHONOL ---ENGINES AND CLAIM TO BE BIGGER THAN EVERGREEN LINES
I thought he was going to say the best investment ever is go to school and learn maths 😂
Ditto. Thought that the best investment made is on yourself. 😂
You should. That's what I did!
Amen
Just one math is enough ;)
That's what I was expecting i.e. invest in yourself
Buy VGT and chill... however, MA is my largest holding.
I love ETFs. 40% of my portfolio is SPY, 20% is XLK, and 20% is XLC. The rest are blue chip tech stocks. I outperform the market most days while also capturing big market moves when tech is lagging behind.
Great rationale for investing in ETFs. Many wise investors including John Boble and Warren Buffett have given similar advice. Keep up the great channel.
Bogle 😊😊😊
You’re funny 😂
I am very glad you made this video. The truth is, most people should not be picking stocks. They will fail.
Very TRUE
And even IF you do at least 70-80% of your portfolio should be in bonds, mutual funds, hedge funds, ETFs, and maybe even real estate that provide consistent returns over 10+ years.
And reducing risk when picking individual stocks can involve a whole toolbox of things like bet hedging, using options, researching patterns via TA, and many hours of due diligence to know might the asset you're buying might perform within the year and longer term.
which means you can win
Great point about SCHG pulling from both NYSE and NASDAQ.
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Brooke Grace Miller for helping me achieve this
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
I don't think Warren could have a better disciple than you. Awesome, Joseph. You're helping a lot of people.
But Warren Buffett's favorite ETF is supposedly the VOO ETF (the Vanguard S&P 500 ETF) and not the SCHG Schwab U.S. Large Cap Growth ETF according to the SEC 13F filings?
I agree completely on SCHG and SCHD. I thought you would forget to mention the low costs but you saved that till the end.
I agree, I have made a lot of money with FTEC and VOO. 2 great ETFs
I have VOO, FTEC, SCHG with REITs, BDCs, and a group of mostly high divvy staples, communication, tobacco, utilities, etc.
So basically, half growth, half divvies.
I'm nearing retirement, so I'm set up for both.
@@JustinCase-em6ql tobacco is a failing industry tempting investors with high dividends, continuously lower revenue and profit margins yearly.
I'm surprised you don't have more subscribers when your content is right on target and so many people watch your videos. You posted this 45 min ago and already seen by 4545 people.
He has a separate channel with over 360K sub
What happens is , you start with one , then build up from there.
High yield ETFs and closed-end funds aren’t for youngsters but serve an important purpose and the higher fees are in exchange for a valuable service. They provide regular, high income for retirees which limits the need to liquidate equities to live. A modest allocation, say 10-20%, boosts income from other sources, like cash equivalents and bonds which often pay yields well below inflation. Before retirement you carefully trim gains from decades of growth stocks and accumulate a variety of high yield ETFs and closed-end funds. You reinvest dividends until you need to enjoy high monthly income purchased with past equity gains. You enjoy life.
Gotta say bud this was one of the least expected topics from you and yet you covered it the best way. Thank you!
I recommend VONG, which is a great growth ETF with a low expense ratio of 0.08% and a relatively affordable price of $98.39, unlike most popular ETFs. VONG tracks US large and mid-cap stocks.
Why would you pick this over SCHG
Joseph I hope you see this and are able to respond to it on video or go into detail. If the SP 500 is such a common benchmark that people compare their portfolios too, why not invest in an SP500 ETF such as Voo over SCHG?
Over the last decade VOO returned 185%. SCHG 330%.
Should SCHG be favored over the SP 500 index?
Thank you Joseph for another interesting video. I've been slowly building equal positions in both SCHG and SCHD, one for equity growth and the other for dividend growth.
You can't imagine how much we need you. Thank you!
Keeping up with current trends and strategies can help traders stay ahead of the curve and make informed decisions, it is important for beginners in trading and investing to understand that success in these fields requires technical analysis, emotional maturity, and self-discipline. Thanks to Ray F Johnson's insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
HE'S ON INSTAGRAM...?
RAY FX TRADE 79
It's nice to see other people talking good of Mr. Ray F Johnson.
I am glad that Mr. Johnson gave me this opportunity.
This is one of the BEST etf/investment overviews I have come across (I worked at a major investment bank for over 8 yrs. so I have seen a few things).
I can’t begin to tell you how you how excited I am. I have been watching your videos for months learning how to invest. I’ve never invested before this year. I learned a lot and felt good about the individual stocks I had picked, but I was getting overwhelmed at the choices and decided to start researching ETFs. After about a month of research I had chosen one, hoping that I made the right choice. And then I see my favorite stock picker make a video about ETFs, and lo and behold, you named my pick, SCHG. I pulled my uninterested wife in to the room and had a drink to celebrate. I’m jumping out of my skin right now. 😬
Congratulations! Knowledge is a key to success!
If there was a Joseph Carlson stock I’d buy that
There’s a Warren Buffet stock do you buy that lol
@@Winalways-tn3dc I do
@@Winalways-tn3dc Many people do, including me. Why the lol?
But Joseph Carlson’s holdings are very different from BRK, and so far seems to have better performance.
I know i know, past performance future results and all that.
Very well argued. I know I troll a lot to weed out unserious speculators on the channel, but I actually completely agree with Joseph's take on both ETFs and own both for similar reasons.
Incredibly useful video for most casual investors who will probably watch this--I personally believe most people shouldn't be trying to be stock pickers, and these are great ETFs for almost ANYONE watching this. Stay away from those high expense ratio funds, funds leveraging ETNs and covered calls, and actively managed funds, and your portfolio will thank you.
Share this one with your loved ones who are curious about investing. Super easy to follow and easy on investor jargon.
💯
👍 My ETF portfolio is doing better than my “cherry picked” stock one. 😂😂😂
@@rubyus7332same here. And by a mile too.
Is NVIDIA a safe buy to outperform the market this year? I'm tired of these new buys every week, just to make up some assets with low percentage on my $136k portfolio and try to keep everything around 10%.
Yes! but still make your own research. And I would avoid the index funds, mutual funds, or specific stocks for the time being. /The 5% fixed incomes are the safest bet for now. Or hire/ work with a good market strategist. You're safer that way
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $610k portfolio surged, yielding an annualized gain of 28%.
massive gains! mind sharing details of your adviser please? I've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help fuel my money goal
She goes by Nancy Magaret Delony I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing.
Im glad you are talking a out SCHG. Its been 25% of my portfolio for years. Been an amazing performer
Which Broker do you use??
I can't buy it with the broker I use
Agreed! Great take Joseph!
Please talk about Mastercard and Visa in a vid. It’s been a while
Why?
What has changed since his last video about them?
@@LZin-uk5nh when’s the last time he talked about them really? The tier list which was only Mastercard. It would just be nice to see Joseph talk about his thesis on those two companies again they’re great companies and he has good insights
They are winners in long run once the tech rally dies.
Someone is craving for confirmation bias
@@hongyuzhang5631 why can’t I want him to talk about a great company? Better than watching him just do the news on the most popular stocks that everyone talks about nonstop regardless.
This is easily one of my favorite people in the investing content category. I don’t think I’ve ever seen him try to sell anything or push an agenda. You’re a straight up dude and I speak for everyone in saying we appreciate you. Keep up the great work my friend.
I personally love my smh but comes with high risk high reward. Great run down Joseph 💪💪💪
The only thematic ETF I own 💪🏼 wish I committed to it earlier
Just to say thank you, Joseph - calm, analytical, knowledgable, and very humble. Your contribution extends well beyond the money subject.
I am an accountant in Canada. For ETF, you can also access investment in different countries. Compare to real state, the holding cost is lower, and you do not need to pay a fat fee to real state agent like when you buy and sell a house. Also, some ETF do use leverage, the interest rate ETF can get is better than you can get for a mortgage. For houses, when you sell, you cannot sell a portion of it and you need to sell the entire house and pay all the tax in one year. However, for ETF, you can sell some units every year so you pay less tax in aggregate. There are other rules makes ETF more tax efficient. Also, some ETF is industrial specified, let’s say you really believe some industries will be doing better in future, for instance medical stocks or chip stocks, however, you do not know which stock to buy because it is hard to value one company or too risky to one only one company. If that is the case, you can buy ETF full of large medical stocks or chip stocks.
Do they teach grammar in Canada anymore?
@@theowenssailingdiary5239 Maybe they still do but I did not have chance to learn it. I am an immigrant and English is not my first language.
Also you can own both, property and sotcks/etfs as an investment. They both have their benefits.
Explained clearly & solid reasons given.
Ignore the critic: your grammar isn't awful - in fact, it's pretty good. Esp. compared with that of 3-4th gen citizens here writing crap on the web. I would not have guessed English was not your first language.
Query: I'd think another benefit of an ETF over a do-it-yourself portfolio is you don't trigger taxes owed when you rebalance by selling one stock to buy another. ETFs can shift investments without triggering capital gains tax.
OTOH I do worry about leverage. ETFs can be worth much more than their break-up value - the aggregate value of their holdings. As people buy them, the price moves somewhat independently of their holdings. I suppose that's a good thing: yet another way the market creates value through leverage. BUT in a market down-turn, if ETF customers are spooked & start panic-selling their holdings, it means ETF prices would accelerate downwards, wouldn't they? That would reverse the effects of upwards leverage while they grew, but it'd happen a LOT faster.
Is that accurate? Have I understood correctly? Care to comment?
Thanks.
@@jamesthompson7282 Thank you for supporting me.
For the query, I believe your understanding is correct. The fund manager will buy and sell securities in the portfolio at fund level. You, as an investor of a ETF or mutual fund only paid capital gain tax when you sell your units or shares.
I am not sure I fully understand your question. Here is how I understand about some of the issues you mentioned.
Generally speaking, leveraging will increase your gains when you are doing good financial and make the situation worse if you are going down the hill financially. And it works that same way for ETF as well. Let's say the investor invested $10 to the ETF or fund in total and the fund borrowed another $10 from the bank but need to paid interest expense $1/year and the market is doing good. Without leveraging, investor earn $3 return this year. With leveraging, investor makes $3*2=$6 minus $1 interest expense, which will be $5. However, when the market or the fund is not doing good, fund return will be $0 or negative and fund still need to pay $1 interest/year, which makes the financial situation even worse.
Buying units of a ETF or fund is investing in ownership of a fund. The net value of a fund is NAV (Net Asset Value, which is total assets minus total liability = what all investors own). Under the most simple situation where there is no management fees, operating expenses, bond or dividend income from underlying securities, unit price is only affected by underlying securities prices change. When you buy units, you are basically giving fund money to buy more securities. When you sell units, fund need to paid you back money, if the fund do not have any cash on hand, then fund manager need to sell some securities for cash and pay you back, if the market is not doing well at the moment and the securities in portfolio is in unrealized loss or paper loss, basically action of selling your units is forcing fund manager to sell your share of underlying securities at loss. As a fund accountant, I do see some investors buy high and sell low, which is terrible decision. You should always buy low and sell high to make money! If you do not sell your units when the fund is not doing well. You are not actually losing any money yet. Unit price going down is mainly because the fund underlying securities prices declined, not because other investor sold their units.
I hope I answered all your questions.
I fully agree with this analysis of SCHG. I bought SCHG about 2 years ago, and i wish i had bought more. I also bought SCHD but recently sold so i could buy some semi conductor stocks. SCHD is the ideal value play, so i will definitely be buying again.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.
Concentrate on two main objectives. First, keep yourself safe by knowing when to sell stocks in order to limit losses and maximize gains. Second, get ready to benefit from market changes. I advise consulting a CFP or other professional for advice.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Marisa has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
Hey Joseph, great video as always!
I’m wondering if you would be interested in doing a video comparing a dividend focused portfolio vs a growth one. There’s conflicting information out there about which portfolio outperforms in the long term and we’d be curious to know what your stance is!
80% equities 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond portfolio for substantial gains at minimum risk.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850,000 with the help of my advisor from an initial $150,000 investment.
Who is this person guiding you and how can i reach he/she?
I'm pleased with the advisor's prompt and knowledgeable assistance. Their professionalism instills confidence. Looking forward to further discussions.
I have about 1200 shares of schg schd 1500 shares and it's doing very well.
Too many scamming bots in the comments….🚩🤦🏼♂️
Yep
@@ZankizYou are correct!
I enjoyed this episode. I love when people share their opinions on real estate vs stocks.
Are there similar ETFs available for European investors (UCITS)? Thx!
The most "similar"thing that I could find in DEGIRO was iShares Russell 1000 Growth ETF (IWF). IE000NITTFF2
WisdomTree U.S. Quality Growth Fund (QGRW)
Qgrw for growth
Dgrw
Fusd
Both for dividends and using strong methodology to select stocks
@@persieprince9345 Thank you!
@@gg.behind_kitchen_doors Thank you!
Hey man. Why SCHG over VOO? Love your content. Thsnks so much
I did my homework on which stocks and ETFs I like for the long run, made a plan for dollar cost averaging for a year and I'm sticking to it, trying not to panic...
The only reason why real estate might be better is leverage. 5% down to get hundreds of thousands for an asset.
Leverage is great as long as your property increases in value.
Leverage and depreciation
But leverage can be used in stocks (among many other assets). The point is if you hold constant the amount of risk you are taking, you can (generally) achieve superior returns in equity versus real estate (without all the hassles Joseph mentioned). If you compare a highly levered bet on real estate with a standard index fund, sure, you may not match the returns. But hold constant the leverage, you will.
All the boomers think real estate is the best because thats what they were told growing up and are too lazy to learn new investing skills. 5% down gets you a high interest rate, PMI, insurance costs, maintenance, unguaranteed stream of renters, finance costs... and if you dont have a renter, who pays the mortgage? 1 month of non payments sets back your cash flow gains for 14 months. no thank you boomer
@@Integr8byDartsexcept you dont lock your leverage in a mortage when you trade stocks. If you use 15x leverage and your portfolio goes dow 15%, you will get margin called.
If your house goes down 15%, nothing changes unless you sell
Joseph, great video. Just a friendly correction: SCHD is not equally weighted.
Hey Joseph how do you feel about ULTA or SBUX at these prices?
Well-explained and very informative. Thank you.
As an investment enthusiast, I'm intrigued by how top-tier investors manage to become millionaires through their investments. While I have a substantial amount of initial capital, I'm uncertain about the strategies and approaches necessary to achieve returns exceeding $400k, as some have done this season.
If you lack knowledge about market investing tactics, get advice from a financial counselor.
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
I could really use the expertise of this advsors.
Her name is 'BONITA JEANETTE RODRIGUEZ’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks
You nailed it. ETFs are rigged to go higher because they dump the trash and bring in the winners. Once I figured this out a few years back I switched out many of my individual stocks and just bought the QQQ and VOO. Of course, the huge gains are with owning individual companies that go the moon, but there is a lot of luck involved in that. I bought NVDA 10 years ago because I played video games and like their graphics cards, no one could of predicted the AI move with confidence. I have some losers as well, obviously there is risk with single stocks. Nevertheless I have only bought ETFs in the last few years simply because they are rigged.
QGRW > SCHG. QGRW's index construction methodology includes a "quality" factor (unlike SCHG). The quality factor is determined by a company's ranking based on a 50% weight to each of its trailing 3-year average return on equity and trailing 3-year average return on assets. Therefore QGRW will kick-out unsustainable growers SCHG would otherwise include.
Interesting. At the moment I'm SPHQ, SCHG. I'll take a look at QGRW. Thanks
Upon doing quick comparison I don't see much difference in the returns between QGRW and SCHG.
SCHG has more asset under management, lower expense ration and has been around for longer.
This is good advice. I mave most of my retirement in ETFs and use about 10% to buy stocks. Once I learn enough about stocks, I will change that. Most is in the S&P500 some in QQQ and I bought some semiconductor ETFs and one called MAGS, which owns only the Mag7.
Is there a ucits alternative to schg?
I’ve been following your channel for some time now, but this video incentivized me to subscribe. Thank you for your insight, Joseph.
This might be one of your best videos in months and I enjoy all of them. I wish ETF's got a bit more love on this channel. Thanks
What etf you recommend for someone who wants to invest in the energy sector in expectation of higher energy demands from AI?
Biggest lesson i learnt in 2023 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 5 years to stop trying to predict what’s about to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
Could you kindly elaborate on the advisor's background and qualifications?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Sophia Maurine Lanting for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
Great Video Joseph! Love these 2 ETFs. FYI SCHD is not equal weighted, it is modified market cap weighted and the reconstruction is annual not every 6 months.
I agree that many people are considering NVDA as the "Stock of the year." However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, aiming to retire comfortably.
Facing a similar situation, I sought advice from an invęstment advisęr. Through portfolio restructuring and diversification with good ETFs, S&P 500 and growth stocks, I've turned my portfolio around from $200k to over $800k in a few years.
Your invt-adviser must be really good, I hope it's okay to inquire if you're still collaborating with the same invt-adviser and how I can get in touch with them?
Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and scheduled a call . i hope she gets back to me soon.
I'm glad you covered this topic. It has been on my mind recently. I have thought about the fact that within a portfolio of individual stocks...to beat the market, the sum of your winners have to well out perform the sum of all of your positions performing at market and under market.
Whats the European etf alternative to track this index ? Thnx
+
Don't know either. I guess we can buy the top ten minus the ones we truly dislike :)
Do you mean an ETF that is allocated to Europe for Americans to invest in (VGK from Vanguard) or an ETF for Europeans to invest in the S&P 500 or similar index? I believe VUSA would be the latter or IUSE. There is also EQQQ for QQQ. I think some brokerages may let you buy the classic Vanguard ETF 'VOO' that Americans invest in (which is very similar to SCHG). It may depend on which country of Europe you are in / currency.
WisdomTree U.S. Quality Growth Fund (QGRW)
You have a great way of explaining things. Thanks for alerting me to SCHG.
As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make over $400k like some people are this season.
I believe the safest approach is to diversify investments especially under professional; guide. You can mitigate the effects of a market meltdown by diversifying their investments across different asset classes such as stocks, etfs etc It is important to seek the advice of an expert.
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?
'Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I agree with your reasoning here for not wanting to limit yourself to an ETF that tracks any specific index. That sounds logical and so far seems to be working well for SCHG. The only counterargument I can see against that logic is something you said yourself. That is that most professional institutional investors like 95%, never outperform the S&P 500. You can think of those investors the same as SCHG. They both have their own methodologies for selecting stocks and cutting the out the chaff and rebalancing the portfolio and selecting the best growth stocks from any index. Yet most never beat the underlying indexes. SCHG may adhere to superior methodologies than any single institutional investor but at it's heart isn't it basically the same? Clearly it's been outperforming the indexes so far. Seems like even if it did underperform it wouldn't be a severe underperformance. I just wonder if the logic that it can select all the best stocks from any index it wants actually holds up in the long term because it seems to be not a lot different than what most institutional investors do long term, and they still seem not to be able to beat the index. Idk, just some food for thought. I like your thinking. Been watching you for a while and I think your advice is solid.
Staying abreast of the latest trends and strategies is crucial for traders to stay ahead and make well-informed decisions. Beginners in trading and investing must recognize that success in these fields demands technical analysis, emotional maturity, and self-discipline. Thanks to Monica Lisa Payne insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
erNameIs Monica Lisa Payne, cant divulge much. Most likely, the internet should have her basic info, you can research if you like
_i Just looked up this person out of curiosity, surprisingly she seems really proficient, I thought this was just some overrated BS, I appreciate this.
It is really refreshing to see a comment about Monica Lisa Payne.I have worked with her also for months now, reached out after reading more about her on the internet. she simplifies matters, whether it's a market surge or drop; her approach consistently keeps you ahead of the trend, She's a guru i'll say
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Totally agree, In my portfolio I have 50% VOO, 20% SCHD, 25% AAPL, 5% TQQQ and buy LEAPS options from time to time. Been outperforming the S&P for 3 years now
Any eu equivalent?
One ever lifetime advice you can get for free. Excellent content as you usually do!!!
Didn't you encourage at one point to buy JEPI though?
You realise JEPI pays a 7% dividend right?
If you add SCHG and SCHD together there is like 1% overlap between the two instant diversification.
So basically just hold large cap tech
I love your show. From new traders to those more experienced you have it covered. Your videos have taught me a lot.
🧦Wool socks to sleep=20% mood increase the next day🟣🟤
Very well said. Great points.
Love the video concept and haven't finished it yet, but it's a pet peeve of mine when people intermingle terms that aren't directly always related. You say, "An exchange traded fund is a vehicle that follows an index fund." I hate to be the "well actually" guy, but ARKK is an example of an ETF also. That doesn't follow an index and is also not passive even and instead is an actively traded/managed fund.
Maybe it doesn't matter, but I see this confuse newer investors and I always stress to them "a low cost index fund ETF". Specifically saying "index fund ETF". Low cost index funds (mutual fund or ETF) are the real amazing thing here that more people should learn about for proper financial literacy.
🎉just came across this video....Great content! Immediately subscribed. One of the best stock videos ever! Cant wait to watch all your videos ! A wealth of information explained clearly & in detail. Thank you!
In September 2017 I put the bulk of my capitol in the Vanguard tech fund, VGT. I thought I may be late to that party, but with dividend reinvested has been more than 4x. I also purchased individual stocks, some went up 10X others went down 95%. Maybe I'm too much like Kathie Wood. It would have been better if I just went all in on VGT, or a mix with a dividend growth ETF. Covered call etfs haven't been around that long, and it would be interesting to compare them during an extended bear or sideways market. There hasn't been one of those in awhile, but perhaps if it existed the QYLD would outperform the QQQ from 2000 to 2010. Is there anyway to back test that? You would probably have to make a lot of estimates.
Good video! Well, I'm so happy that I made the best decisions by making a good investment. Recently, I was able to acquire my third house even at my age and I believe that if things continue well, I will retire early
Been holding 45% of my portfolio in schd and schg for a while now and feeling so validated by joseph.
QGRW > SCHG
Yes. But it’s a new ETF inception date 2023
What about JEPI and JEPQ? Dividends plus growth.
Im curious. Why schg and not Vgt?
Probably expense ratio.
VGT = technology sector only
SCHG or VUG = growth which includes all 11 sectors of the market
Always look forward to your uploads! Absolutely loving Qualtrim, lets keep on keeping on everyone!
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@@Saviourtina-c4i Her name is. Stacy Lynn Staples . Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
any equivalent fund in europe similar to SCHG?
The issue with that is that overall there is no better place to invest than the United States. Capital markets, demographics, and geopolitical realities all favor this thesis. So while you could say invest in an equivalent to SCHG in the UK say, you over the long term will not experience the same kind of performance. So if you want SCHG performance , figure out a way you can invest in SCHG.
@@ragmanintx the issue is that Europeans cannot invest directly in American ETFs due to regulations. Asking for alternatives means it’s the same index tracked but from an EU fund, so we can invest (not Schwab but someone else).
WisdomTree US Quality Growth UCITS ETF - USD Acc