How to use Cash Envelopes with No Cash!

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  • Опубликовано: 25 ноя 2024

Комментарии • 51

  • @celestecuriel9979
    @celestecuriel9979 4 года назад +37

    I just turned 21 and am completely financially independent! As a young adult I just don't use cash and finding a realistic budgeting system was hard for myself. I love this! Thank you so much!

  • @09echols
    @09echols 4 года назад +54

    Several years ago I tried the cash envelope method. I kept leaving the envelope at home and still over spending. What worked for me is to stick a post it to my card with my budget amount on it and deducting as I spent on the post it.

  • @Tracywhited2
    @Tracywhited2 4 года назад +144

    Don’t laugh at me. I printed out fake cash and put that in my envelopes. Then I just keep everything the same removing the “cash” I spent etc. my neighbor uses Monopoly money. Lol

    • @allthingsmari87
      @allthingsmari87 3 года назад +14

      That's so smart i love this idea!

    • @delle3955
      @delle3955 3 года назад +7

      Love that!

    • @vics4417
      @vics4417 3 года назад +11

      That’s actually genius, I might try that. Thanks for the great idea.

    • @btbudgets
      @btbudgets 2 года назад +10

      Good call on the Monopoly money. I was going to try the cash envelopes but both the hubs and I prefer not carrying cash. That might be the perfect thing to do.

    • @iamashleymscott
      @iamashleymscott 2 года назад +5

      OMG I was thinking of doing this same exact thing. I have a money kit that I use to teach my kids about money, so I'm going to use that. I am so glad that I wasn't the only one thinking like this. 😍

  • @herplan2save
    @herplan2save 4 года назад +12

    I'm still using the cash envelope system with cash. It's just easier for me to maintain. Side note I started making my own cash envelopes as a side hustle!!

  • @flamingo.and.co.26
    @flamingo.and.co.26 3 года назад +4

    Thank you. This video explained the cashless system way better than others I have watched

  • @Beefywheels
    @Beefywheels 2 года назад +6

    New subscriber here from Scotland! I love your channel, so relatable. I love the idea of cash envelopes/cash stuffing but you can’t use cash where I live. This video really helps me on my journey to become financially stable 🤩 thank you!

  • @ThisChickBudgets
    @ThisChickBudgets 6 месяцев назад +1

    Great video! Thanks for sharing. I love your inserts. ❤

  • @jens7898
    @jens7898 10 месяцев назад +1

    I hope to GOD by now you know what CV19 actually was/is. A military (psychological) operation.

  • @michellemorris4530
    @michellemorris4530 4 года назад +4

    I really didn’t use the cash envelope system, however I had a tracker page for things like my groceries which I would input each and every time I would visit the store and other miscellaneous aspects of my budget, however last month I was sorta all over the place and my budget suffered a very very small amount, thank goodness! This month I made sure not to get caught up in going to the market and overspending just because, I do make sure the hubby and I are well stocked on things, so I did cut back a little. As always thanks for sharing and am 🙏🏾🙏🏾 for you and your family to stay safe & healthy!

  • @amandamaple5524
    @amandamaple5524 2 месяца назад

    great video! I have been doing budgeting for a while and I learned a few tips. thank you!

  • @GorgeousRenee
    @GorgeousRenee 3 года назад +2

    I’m an electronic girl and I can’t do cash envelopes so I’m excited to see how this can be done

  • @jenpark6849
    @jenpark6849 4 года назад +2

    I so wanted to start this when I found your channel. I was so for this come March then Covid19 hit. I had my plan all set out for 7 people in my house (my husband, myself, my 10 year old as well as the adult children of mine and their partner that live in my house). I use to plan this all out per week sometimes 2 weeks and I wanted to get back to that. All failed with the issue we are all living with right now.

  • @rr3901
    @rr3901 4 года назад +3

    I’ve been doing a horrible job of budgeting. I’ve got to get on the ball. We’ve been helping family members and it’s hindered our savings and I feel guilty but I know that I’m helping.

    • @momsandmoney7572
      @momsandmoney7572  4 года назад +2

      Don’t feel bad friend! You are doing the best you can. I think I’m going to make a video about this soon!

    • @rebaknox5892
      @rebaknox5892 2 года назад +1

      Very relatable... I am in that same situation now 🤔 that's why I am here ... "Better late than never" 😊

  • @latashagant1733
    @latashagant1733 Год назад +2

    Hello there. I think i should have asked before i bought the cash envelopes, but the sale went through today. Are u still selling them? Thanks

  • @tarakirkland1716
    @tarakirkland1716 4 года назад +3

    I don't do cash, but do track everything.

  • @oliviamiranda8496
    @oliviamiranda8496 4 года назад +3

    Thank you for sharing ❤️ stay blessed 🙏

  • @angee215
    @angee215 4 года назад

    Yes Jia, I’m here for all this.

  • @veegee3742
    @veegee3742 4 года назад +5

    Do you plan to sell your budget sheets separately? Let us know!

  • @matemahe
    @matemahe 2 года назад

    I was thinking about doing this & thought I was originally lol... its like back in the day when I had checks lol I'm not that old but I was taught life isn't free

  • @riggs20
    @riggs20 2 года назад +2

    I’m confused. How do you keep track of what your grocery budget is? Is it that you’ve decided $400 ahead of time and then you are just keeping track of what you spend at each visit? Sorry if I’m making this more difficult than it needs to be!

  • @genevieveleduc2208
    @genevieveleduc2208 3 года назад

    Great video! Thank you🙏

  • @mamaneedsagrande
    @mamaneedsagrande 3 года назад +1

    Hold on Jia has another channel.. where have I been LOL...

  • @virgierocks2362
    @virgierocks2362 3 года назад

    Omg! Great idea 💡 I don't use cash

  • @ashleym3203
    @ashleym3203 4 года назад +1

    Hey Jia love your cash envelopes. I was wondering how often does your shop restock. I was wanting the pink and navy sets?

  • @maribelhughley3451
    @maribelhughley3451 4 года назад

    What are different categories for an envelope system besides groceries?

  • @TReign
    @TReign 4 года назад

    This works for me because I rarely carry cash on me. The goal for me is to discipline myself from overspending but trying to budget in those staple items that I want to keep stocked in my pantry. Any tips to help?

  • @shaysey6857
    @shaysey6857 4 года назад

    Hi Jia!

  • @orchidgarden2553
    @orchidgarden2553 4 года назад +1

    will you being making any new sets soon?

    • @momsandmoney7572
      @momsandmoney7572  4 года назад +1

      Yes! I’ll have some very soon!

    • @orchidgarden2553
      @orchidgarden2553 4 года назад

      @@momsandmoney7572 looking forward to seeing them!!!!

    • @orchidgarden2553
      @orchidgarden2553 4 года назад

      Hello I sent you an email . Please let me know when you have more sets? Leslie S

  • @BodaciousWench
    @BodaciousWench 2 месяца назад

    No closed caption

  • @cosmeohana2376
    @cosmeohana2376 4 года назад +1

    Seems repetitive writing in both places? Are you still only spending 400 on groceries?

    • @randaray24
      @randaray24 2 года назад +1

      maybe just writing it in when making purchases then transferring to your binder once a week?

  • @orchidgarden2553
    @orchidgarden2553 4 года назад

    HELLO. Was wondering if we order several sets of cash envelopes, is there a possible discount ? I love you page and your content/ Wish there was a way I could contact you by email. Thanks