How This College Student Spends Her $40K Income | Honest Accounts | Glamour
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- Опубликовано: 20 мар 2019
- We asked a student in New York City with an approximate $40,000 salary to break down everything she spends money on in a month.
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How This College Student Spends Her $40K Income | Honest Accounts | Glamour 
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But seriously can y’all use a realistic college student??
Right? What student makes $40k??
HB
40k is average?
There are 168 hours in a week.
You should sleep 10 hours every day *70 hours* the average college student spend 30 hours at school that gives you 68 hours of free time.
@@Whydtheyaddusernames "free time"....but also time spent showering, commuting, relaxing, eating, studying and working on assignments I have like 1 free hour a day during the week
Donald Trump for every hour in class there’s at least an hour of assignments outside of class. not to mention commute time which can take hours out of one day
@@re_lamb My commute to school takes about 3 hours everyday aha.
The fact that she has 6k to play with and 2500 in debt yet she'd rather spend it on take out and undies that she ALSO sells yet still doesn't settle her debt *triggers me.*
True
I actually wondered if that was misleading and that was actually her statement balance
i mean if she doesn’t buy those undies then her amount to “play with” would be significantly lower
6k a month does not equal 40k
facts
Im mad that i was today years old when i found out about selling used underwear on craigslist
🤣🤦♀️ i had NO idea.... i guess
I mean I saw it on orange is the new black but I didn't realize it was a booming market🤣
Dylaney girl please share tips on how to get into this 👀
Dylaney omg where
I'm mad at "....today years old...." 🤣
imagine if she learned how to cook she'd be saving over 300 dollars a month
Sabrina Baron not really, ingredients can easily cost more than that
Sabrina Baron bruh does she even need it tho?????? That $300 doesn’t even make a dent with her almost making $7,000 a month at all. I’ve been trying to focus more on hustling instead on focusing on scraping every penny. Of course a good financial mind needs both but she’s so far in the making money direction (I mean most of her money is her MANY side hustles) that that $300 is highly insignificant.
$300? She said she uses Uber eats for every meal. Even if you exclude breakfast and assume each meal costs about $20, that's $40 a day for lunch and dinner. In other words, $1200 a month...
johnnyXXX I’m pretty sure she’s was exaggerating/being figurative. She laughed right after she said that. Like when someone’s says after a joke “I literally died” but obviously they’re still alive, they just mean it figuratively/dramatically and just mean that the joke was funny. I’m pretty sure if she spent almost as much as rent as she did on just Uber eats alone it would’ve had it’s own special spot in the video/budget list. It would’ve went rent:$1300. Then Uber eats:1200. Etc etc.
Summer B.H. not necessarily, if you buy in bulk yes, you can save and make a meal that will last for a couple days. She could probably save about $200.
What college student makes $40k a year???? I make less than $10k a year 😂😂😂lol and im part time
Joy Isabel seriously
Because you throw your underwears😂
If you pay attention to the video, her main job is just a part time waitress and the other stuff is the used panties business and other side gigs. Both of which is actually pretty common. I know a lot of girls who sell their panties in college to get by. So honestly this is one of the realist ones they did by far...
Im a full time freshmen college student and make about 35k to 40k in Texas.
Literally girllll !!!!!!
Price of used underwear is taking a dive after this video. The market is about to get flooded LOL
Carlos A Lmaooo
I hear wet underwear actually retail for much higher prices doe
🤣🤣🤣
Been flooded for awhile.
Carlos A it’s always been a booming market it’s only now really becoming known about
Can she explain how she sells the underwear, asking for a friend....
Pantydeal.com and craigslist
🤣🤣🤣👍🏻
Lmao I'll do it to make a buck
Maria Marshall just post it on craigslist. literally
She said she used to be a camgirl and would have dudes contacting her for that
I'm more interested in people that are living on a budget and how they spend their money wisely. Not 21 year old privileged girls that spend over $300 just on ordering out. I wanna see something real.
Same here!
this is real. people overspend on things tht they probably shouldn't and that's just reality
Me too
How is this not real? Just because she makes more $ than an average person her age and is able to spend it on indulging herself or making her life more carefree, doesn’t mean it’s not real. You might not be interested in it, but it’s just as real as someone else’s struggle 🤷🏻♀️
@@babylazy5779 She is selling her underwear. This is a very special individual that does not fit a video with a title "how a collage students spends 40k".
She said she always met people in public places, but what public place was she letting that person sniff pits at
Thats what i was wondering! lmaoo
the park💀
😂😂
Walmart
Probs fleshed the guy out in public before going to a private location
Could you show a PhD graduate student with the average financial aid/ fellowship package?
Deandria Harper I’d be willing! History PhD student at UC Irvine.
Aka in debt up to their Eyeballs, with student loans that they will never pay off,
@@unrealhighlights3853 PhD programs usually come with free tuition and stipends/fellowship packages :) if you manage it right, you don't need to take loans out
i love how honest and open minded she is
Duh, because her face isn't shown.
You have 10000 dollars in savings and 2500 dollars in credit card debt? You should pay that off as soon as possible unless that's an emergency fund! Most cards have like 10% interest or more!
24% actually
@@bandrewsonp5379 that just proves my point even more, I didnt know how much, just that it was a very large percentage
It is called the wealth effect. People feel richer when they're in debt, hard to believe but it is true.
@@joshn2342323 That is weird. I I feel richer seeing how much I do not have to pay monthly on credit card bills.
@R F but if she pays it back on time it would be good for her credit score
she coulda kept those side hustles a secret so she wouldn’t have to pay taxes
She spends alot on monthly subscriptions!
I wonder if she lumped her internet and stuff like Netflix and Hulu together for that.
@@constantine9142 Oh yeah maybe. I didn't think about that. My ming went straight to birchbox and things like that.
Probably includes her gym membership
carnival30 a lot*
40 grand a year as a full time student? Does she not have classes to go to I’m so confused ?
Lindsay Lindsay right?!?
@@grayonthewater I was a FULL TIME student for 7 years. you HAVE LOTS OF TIME on your hands this is very doable
Those underwear sales add up. That's like a full time job right there
Yes!! I made $4-8000 a year as a student and racked up more than that per year in student loans 🤷🏻♀️
Underwear...
Her lifestyle and spending do not reflect that salary at all. And it seems like she got an unusually high amount of money that month, so not really accurate.
Justin Hemenway stfu and sell me ur undies
She literally said it varies per month
Yeah the 40k doesn't match the 6k a month.
She said this month is a good month. She made $6000 which she doesn’t normally make.
I get what you are saying I make 35,000 a year as a college student I am a sophomore but I feel like this is accurate to me because my monthly income varies. This month I made over 5,000 and I was able to spend more than I usually do. Next month I’ll only be bringing 3,500 and in June I’ll only make about 2,400, my income fluctuates a lot. As this being a good month her spending was almost the same as mine. If they showed her on a bad month it would still not be represented fairly either. She’s clearly not spending nearly as much as she did this month when she has a bad or normal month
$60 on blow dry hair a week. GIRL, learn to do your own hair. Also, learn to cook. $6k budget a month, she needs to make $70k+. She does not live like somebody who makes $40k a year
Her hair didn't even look nicely dyed, it looks brassy!
Now, in her defense, some people (like myself) struggle to do their own hair. I just lack the dexterity to blow out my own hair nicely. Places like DryBar is a life saver!
A lot her salary isn’t taxed though. She’s not claiming those craigslist panties.
@@hayleydaily8834 girl get you the Revair. It's expensive. But it's worth it. You'll earn your money back very soon.
I was thinking about the 6k/month and 40k/yr thing at first too. Then I heard she said her salary varied monthly🤣
Everything about her is like “wtf,” such as her income source, expenses.. But she is financially independent. Wow!
Maybe it's fake and she's a pay actress, to get the views. Desperate times calls for desperate actions.
If you call having mum and dad pay for your university tuition financially independent
BRB gotta go take a bath with epsom salts and light candles and eat dinner in bathtub while watching bob's burgers
Iris lol I literally read this while she was saying it😂😂
E
haileen lopez lol I was just about to comment that😂
Very, very interesting way to make money as a college student. With that level of income and savings, that credit card debt has got to go! -Akeiva
I really wish one of these were about someone with terrible credit, trying to rebuild credit or any debt issues on TOP of student loans. That would be eye opening.
Not really. That's most pf people doing budget videos on YT
I’m always in awe of how technology allows us to create businesses or income for ourselves. She used every possible resource to get a 40K income while in school! Very impressive 👏🏽👏🏽👏🏽
Not mad...AT ALL!!! Bravo!
I thought this was pure sarcasm 😭😩😂
Do u think that 40k is per month she earns? Like every month? Thats crazy so proud get that coin ppl!
@@RachelNicole Not all, this girl is rockin the game!
@@christopherkeroro723 No, this is 40k a year. These videos show yearly income then break it down by month
I always feel if a bunch of random people have your DNA you are eventually going to be blamed for some crime.
Do young people not fully understand how much money they could save if they just cooked or even went to a restaurant themselves instead of using delivery? Most of these New York/LA financial videos and apartment tours include a “hehe, I’ve never used my oven.” Good for them if saving time has that much value to them, but yeesh, couldn’t be me.
Plus it's healthier and tastier for the most part. Like I could see getting take out or delivery if you have company but if it just you by yourself....nah. and why does her rent cost so much for one person, where does she live? Like for $1300 a month plus utilities you can rent a beautiful house with yard in a really nice neighborhood around Pittsburgh with one of the best school districts but kinda high taxes.
And they say it like it’s so cute too. Smh
@@constantine9142 She literally said New York City. $1300 a month in the city isn't that much to be honest and she is probably living with a roommate, too.
I honestly can't relate to people who are used to cheap rents. I have lived in big cities, Hong Kong, Tokyo, and NYC, all my life. The rents have always been crazy high while the apartments are tiny.
I truly don't understand it. You don't even have to actually cook or spend a lot of time in order to save a LOT compared to ordering delivered take out. You could buy frozen meals, salads, yogurt and granola, regular old cereal with whatever milk/milk replacement for breakfast... so many extremely low/no cooking options. And now they could even have their groceries delivered and STILL save a lot of money.
Not everyone wants to cook so that you approve of their lifestyle or save that money.
I came here as a 22yo poor person trying to figure out how she got here.
My answers
-parents paid for college
-sells underwear
(okay but why so much ubereats, almost $300 of subscriptions/month, and the credit card debt she could easily just pay off?)
Carly “cocktail waitress” or titty bar? Sounds like a euphemism to me.
And then she gives us the very serious talk about "being financially independent" lol; I believe she's just lucky and truly not making the best decisions...
how wtf. she IS financially independent. monthly subscriptions could include her internet, phone bill and gym membership along with a bus pass and like netflix and spotify stuff🤷🏻♀️you take that all into account and it’s really not that much. “lucky” sure call the girl doing the absolute most to make money “lucky”. people really can’t do anything for themselves without being called “lucky” or privileged”. she’s working for that money and she’s earning it
@@mags506 lucky as in her parents payed her student loans, which is a HUGE help, she even said it herself; I'm not saying she's not independent, l'm saying she's not doing it the right way, Imo
@@mags506 Her parents paid for college. She is a trust fund baby. Other people have to pay for their own college, usually taking out loans they have to pay off for the rest of their lives. By having her parents pay for college, that is a privilege most of us do not have.
wtf is this? y’all couldn’t use a better college student
Super priveldeged, this isn't a realistic college budget tbh, I'd thought it be much smaller. Mine was hella small
Roger privileged but she made the life for herself. privilege is more stuff you can’t control. she could stop selling clothes and stuff and her budget would be A LOT smaller. less privileged and more open minded and smart at using her resources
@@mags506 she is still very privileged considering her parents payed off almost all of her debt
Probably paying interest on $2,500 credit card debt while having $10K in savings 🧐🧐🧐 makes sense
It’s to build her credit
Hannah Danyelle very logical
Hannah Danyelle you shouldn’t pay any interest to build credit. It’s a misconception that carrying a balance helps your credit
Ice Acer yea people are idiots
Hannah Danyelle you don’t need to debt to build credit. Were you ever in finance class you can learn a thing or two.
why doesn't she just get rid of her credit card debt
Spoiler: trust fund kid. 0 school debt
I’ve watched A LOT of these videos and in terms of the spectrum of wealth shown in these videos she is on the more modest end and the ONLY one I’ve seen who donates to charity! All the $80+ a year ain’t giving any money away. Good on her for hustling for her money and also being generous with it 👏👏👏
So she's selling her used underwear for $120 a pair!? WOW!!
Melissa McClain some sad fuckers willing to spend that smh
It is because she used to be a cam girl so she has built up a following of perverts who are willing to pay that much.
@@joshn2342323 Whatever the case may be, that's still sad they would pay that much.
Why do people go to school to learn about entrepreneurship😂😂
Right! And this young lady I'm pretty sure her degree has nothing to do with her business she's trying to start. But I guess she has a backup and no school debt.
For the connections. If she does it right, she can graduate with a great network of connected people. Also, she may need investors for her future businesses. Some like to see some letters behind your name before they write you a check.
To know how to write a business plan? handle finances? manage investments? etc
Def paying off. She’s selling used underwear for $120/piece.
Elle Sara you could easily learn all of that online. No need to waste time and money in school
I literally gasped and lol’d out loud when she said she sold her slightly used underwear . I was NOT expecting that !
I'm sorry how is this a realistic college student? 😂
I wasnt sure if I should stop the video when she mentioned used underwater, but then when she said armpit fetish, I was like...🚪🏃🏾♀️
The used underwear business has ALWAYS been there, and it’s very lucrative. Very few people are okay with actually doing it and don’t typically tell people they sell their used undergarments for some change. I commend her! Pays the bills 🤷🏾♀️
Are people interested in 20 year old guys underwear? Asking for a friend... of course ;)
Honestly for a very very brief moment I considered and after watching this video since I want to go to London desperately to see Kelsey Grammer Man of La Mancha thankfully my common-sense kind of snapped me out of that bad idea I'm not saying it's a bad idea for people who want to do it but for me it's not exactly a good idea LOL
Well.....this one was.....interesting.....
She got $500 for someone to smell her armpit?
I’d pay more than 500 if the girl is pretty
Data Assassin umm
Data Assassin dm me lol
@@espia3658 lol there's no dm on youtube girl
the epitome of you do what you gotta do
"While i watch bobs burgers"
"Entrepreneurship degree". Isn't that paradoxical?
How does she make a 40k salary but has an expendable income of over 6k per month???
avril14thlove she said her income varies month to monh
@Catherine B I'm confused by her math, too. All her income sources add up to approx 6,000 but her budget is 6300 yet somehow her cc debt is only 2500. Did she forget to add her parents as an income stream? Admire the hustle for all the jobs, but she could budget better. Hopefully, she gets her money back when she returns all the clothes she used for the photoshoot.
Catherine B how does your reply have anything do do with my statement?
Because her parents help her out
Her income fluctuates month to month, probably cause of her underwear business and tips...I’m a waitress and make about $33k a year, but my monthly wages can vary between $2k-$3.2k because of tips
40k? AND a college student?
*laughs in broke college student*
This college student makes more than I do as a teacher. Ugh. I made bad choices in life.
This video is so deceiving. She has way more money this month than the average person making 40K a month. I don’t know why they don’t make videos of people actually struggling and not in New York
cause no one wants to watch struggling people?
cause new york is an expensive city to live in
She makes less than me a year yet her spending and renting is more than mine lol ahh
Yeh cos she’s earning $40k a year but spending almost $76k a year.
Sugar Daddyyyyy
he spending is to invest in her business though
YO. Graham was pretty shook. He didn't even know how to function when he learned about girls selling their underwear.😂😂😂😂
"Selling used underwear on craigslist" Definitely not your average college student.
good on her for donating to charity and working to start her own business!
This was definitely an interesting profile! They almost lost me at the armpit story lol but hey, make your money girl!
PS. You can pay off that credit debt!
there needs to be one of these that is actually like a college student paying everything on their own and barely making it by without the help of their parents, that would be eye opening
$10 K Savings but $2500 in credit card debt. PAY OFF THAT DEBT
Good job girl out there hustling, doing what you need to do. And I love that there’s no shame 💖
A hustle is a hustle... but that ex girlfriend part is you getting hustled. Joking. Good on her resolve.
I LITERALLY SNORTED. Was not expecting these ways for a 21 year old.
Omg I wanna support her upcoming business I love her chaotic energy
This girl is winning lol
$120 per pair of used underwear/socks? And the whole armpit thing...
Also, pay down that credit card debt, since you have a good amount in savings.
But I like how you donate to charities per month.
Oh my God I take it back this is the most luxurious "college budget" I've ever heard of before
Good for her. She was honest and recognized her privilege but also trying to do her own thing with what she gots. I hope she's doing great in 2024
Girl u feel empowered selling used underwear? Really?
I seriously hate girls like this.
Omg i love her self care routine
She as an upcoming “business” owner should be investing that money spent on non essentials specially those Uber Eats
so did anyone else pause the video to try to view the other transactions? after viewing this video it all adds up.
LOL what a time to be alive!!!!
embarressing
Can’t wait for graham to react to this
Can’t wait for the Graham Review
Man I'm never gonna ask someone what they do again
Sooo the used lingerie business means that a bunch of people have a copy of your DNA now.🤔
janeyyy k ugh sounded like a good idea until I saw this
And???
janeyyy k but they don’t know who you are so 🤷🏻♀️
Biotechnology is gonna be huge in the coming years....... you never know.....
same thing as having someone pick up one of the hairs you lose every day.... whats urfucking point
Why the debt? Trying to build credit?? Surely puzzles me.
Her side hustles 🔥🔥
“Smell armpit for 15 minutes”😂😂
So are we just not gonna talk about her being a cam girl ?
Lindsay Lindsay huh where
Lindsay Lindsay nvm
What's the problem lol
What she does with her body is her choice, not much else to say
Okay?
I really appreciate her honesty
So no one on here gonna talk about the facts that she bought an airline ticket for a dog. A DOG PEOPLE. And for her ex??
Hustle, girl. I love it
Ooooo she’s resourceful! I like her lmao
This woman has made me feel all kinds of feelings.
I wonder what subscriptions those are. If it's TV shows or movies people need to learn how to stream
Usually the people with high subscription cost have a gym or yoga membership thing
I can't wait for Graham Stephan to comment on this one.
The craigslist idea is helpful tbh
this is not an accurate representation of a recent college grad
much less a CURRENT COLLEGE STUDENT
Wait how does she have a 40k salary
...waitressing and side hustle,
You go girl !!!!
What kinda school giving out degrees on *entrepreneurship* ?! 🤔
Not Neo the kind anyone can go to and u can lie to ppl to feel good.
Lots unfortunately. Worthless degree IMO
it's probably a commerce/business degree like business management
So am I in the wrong field... I’m getting a degree in business administration...
Sis is a hustler !
2:56 you’re welcome America.
“I have ovaries for every meal” XD WHEEZES
Th way she talked a lot of things sounded sponsorship
imagine being her parents and seeing her show whats shes buying and why
You should do one for groups of friends with similar spending habits 👀
literally reading the book she referenced lol as far as side gigs do you
$40k income..... $6.3k monthly budget.... Something isn't adding up lol.
Graham needs to react to this.
Reality: How a college student spends their 10k a year income
“I let him smell my armpits for 15 mins”
Me: imma head out...
1000 $ in tips. Holy cow!
Very creative side gigs !
People are complaining about how she is privileged and spends way more that the average college student and at the same time dissing her about the underwear thing
This broad a hustler straight up!