I Wrecked My Finances After Buying 5 New Cars...
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- Опубликовано: 12 сен 2024
- Today I talk about my financial situation after purchasing 5 new cars over the last year!
Learn How To Save Time And Money The Next Time You Buy A Car: benjaminhardy....
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Second Channel: / @thebenhardyshow
Instagram: ben_hardypl
Facebook: @benhardycar
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No need to feel bad about what you have. We know how hard you work on this channel and you definitely deserve all of the benefits, financial and otherwise. I feel like I can speak for a lot of us when I say that we are just happy for you and we love getting to see such cool vehicles. You’re crushing it! 🎉✊🏽
RESPECT BEN, he’s out there grinding everyday and deserving of all the accolades. He doesn’t have to explain his personal finances to anyone, but still is transparent. Keep it real as always Ben, happy for you and your family.
Respect. Been watching your videos for a few months now and it was nice to understand how you got to where you are and being a younger guy, inspiring!
Your killing it man!
Posting on a daily shows your dedication! Really enjoy your channel. Keep up the great work!
Yes Ben, please keep making videos like this. It definitely helps us smaller RUclipsrs who are still struggling to gain traction. Watching this motivated me to keep going. Thank you Ben !
Keep working hard man. Appreciate it. Your content is awesome!
Doesn't matter how old you are. Work HARD and SPEND smart you will have money to PLAY with 💪🏾💪🏾💪🏾💪🏾💪🏾💪🏾
People think I live beyond my means because I drive a new 1/2ton every two years! You keep doing what you do! Love your content and I do like that you are a tiny bit biased towards RAMs lol.
Congrats on getting the GT500 Track Pack at MSRP. I've seen markups where you could by a more-than decent daily driver with the difference.
You've earned everything b/c you are committed to your passion. Great job Ben!
You are doing a great job Ben, keep up the great work 👍
thanks
I'm still amazed you're doing this all on your own. TFL has a decent-sized staff to operate their business.
And their content is questionable at times(aka boring af)
@@joeblacc8573 Their format is generally just formative and transparent. For example, when the Hummer Ev had multiple issues, Roman wasn't afraid of the potential GM ramification of the video.
@@brokeboy87 Be that as it may the whole channel kinna has a weird PBS type vibe that takes a lot of the excitement out of the presentation, even when they have exciting(or controversial) vehicles.
@@joeblacc8573 I get that, probably why I'm subscribed to many different car channels.
@@brokeboy87 same here 👍🏾
KEEP IT UP! Careful about burnout and your family time.
Ben. I was wondering how you did it. Thanks for explaining. I just love your videos! Saving early was smart. Plus not paying interest is also smart. In July I will have my 2018 Jeep Grand Cherokee Laredo paid off. First car paid off since 1993! Need to keep my cars longer. My GC is a Laredo 4*4 with no options. But it has a lot. Sticker was $34k and with rebates I paid $28k! What a bargain! Keep the great videos coming.
Ben, thanks for sharing how you did it. You didn’t have to but you did. It’s a good story and I have much respect for you knowing you earned it. I see from another post you are inspiring others! You took a great risk. One positive from this pandemic is I discovered your channel and others with the time I had. Can’t believe this has been out here way before 2020. I now follow several channels and am learning a lot. Thanks again.
He didn't explain anything. Haha he clearly inherited/married into cash. To spend 400k on cars at age 25... realistically he'd hafta make 200k plus per year.. from 20-24. Trading up and playing the game gets you one of the 4.
Your insurance is very reasonable. My guess is that with 4 vehicles and just you and your wife driving, you probably get a "few miles driven per year" rate when you average it out over 4 vehicles. Just wait until the little one drives and wants that GT!
Been watching your channel for awhile! Good for you, continue working hard as you do and keep the videos coming!
I'm so glad your RUclips is doing so well Ben! Keep up the awesome videos.
I love your cars but I really fell in love with your lawn mower. You are one lucky dude!
Awesome that you don’t have payments! I am 30 years old and have a 2016 sienna bought new and 2022 sequoia (bought new) Paid cash. I plan to start a car channel here in Utah also.
Definitely one of the best car channels on RUclips. Keep up the great work. I look forward to your reviews.
we learn from your financial difficulty. that's a positive thing.
Congrats Ben!
Thanks for being so honest You will need a bigger garage soon. Greetings from Florida 👍
You have a lot of depreciation sitting there, minus the GT500. And wow Utah effing rocks!!
I agree and I hope things will be fixed Ben.
As a lifelong entrepreneur and small business owner/investor, I respect your business acumen , especially at such a young age. You figured it out a lot sooner than I did. Keep up the good work.
With how many of your videos I've watched I honestly thought you had way more subs then you do.. but you're almost always in the top "suggested"videos if I wanna find out about a car. I don't care about every car you cover but I do care about some and with your connections you're covering 98%of the market.
I honestly just looked 212k but every video gets over 10k views because there's probably 10k people at any given time searching for every new car out there. You found a market and an idea and you're making good money doing it? That's the American dream, keep doing what you're doing, you earned what you've got.
Another huge thing is people are just really horrible with their money, if you people stop buying dumb stuff they'd easily be able to afford half of what you have. Good for you man thank you for all the honest reviews
Ben the future is bright for you!
I see you with a million sub in the near future bro 👍
Love your content!!!
Would love more videos on how you run your RUclips business!
Well explained.
Maintenance for the Defender. @ $1000. A year. Probably. While it’s under warranty. After the warranty expires that will cover about one round of preventative maintenance from the dealer. Then the radiator will fail….then the water pump….the lights will need replacing. Brakes in three years…oh forget about it. Once the differential and air suspension needs to be replaced you will be scrambling to unload it ASAP. Depreciation. The next owner will love the great deal he gets on it.
Nice collection. Tight fit I would be nervous 😬
Can be scary pulling cars in and out
Don’t complain. I’ve had the same truck for nearly ten years…..I make plenty just ruined my credit. Let’s just say you haven’t been down the road I have.
Oh no! What happened?!
@@BigMikeRobinsonFJB had a child pass in 2012. Just been difficult at times
@@freedomisntfree_44 I’m so sorry. Keep your head high brother 🙏
@@BigMikeRobinsonFJB only thing I can do now, I hate living on the bottom
@@freedomisntfree_44 where are you from?
Bro, my sales tax is 15% in Nova Scotia. I wish it's 7.5%
Ouch
Fellow Atlantic Canadian here and yes, ouch!
Yes, but you get all that free Canadian health care!
@Steve C yes and no. Free health care just means I can go to the hospital as long as I have a healthcare and the wait time to see a doctor is like a 12-24 hour like we still have to pay for any prescriptions or injury rehab etc. So, it's not 100% free.
Your kicking butt, keep it up.
Nice work Ben. Hard work and dedication in action.
We all know you saved alllll the money from not getting to the barber 😂
LOL
Those mountains in the background look so awesome. This channel actually deserves all those off road vehicles, unlike most people who buy Jeeps for the pavement, ha ha.
Love the cars, but i'm more curious about that stove that has shown up on a few videos!
Nothing makes your insurance increase like when your teenager gets their license! 🤪
Actual dealer cost vs slight markup vs m.s.r.p.
It's simple Ben! You got these either at actual dealer cost or slightly above...
I appreciate your content. Thank you.
I still think you’re balling, Ben 💰
Interesting. Glad you made this video
You are there Ben! Good Job buddy👍
Great Video enjoy your content a lot keep up the good work…
You are 25 and look 45+. dude... What kind of health food are you buying?
You having the cars paid off is not hard for me to believe at all. However, i am struggling to believe that you're only 25 😳
That’s awesome, you should be proud! I think the thing that impressed me most is your crazy low insurance rate. My parents have normal cars (2016 models) and my brother and I have BMWs. Almost $1,200 a month JUST in insurance
Woah
Respect indeed.
That GT 500 looks amazing
Love your content ❤️
The Frugal Baller.
I admire you ben. Keep it up!
Love the channel. One question, how do you get in and out of your cars?😂😂
Staying slim enough😆
You have a $4,000/yr insurance payment on $400,000 worth of vehicles as a married 25yo. I have a $2,700/yr insurance payment on 2 vehicles with a $90,000 total MSRP as a single 40yo with a 15-year spotless driving history. Insurance discrimination is the last acceptable form of systemic discrimination in America.
Let’s find you a wife💪🏻🤝
5 cars, 4 bikes insured value of 860k 2200 a month for me and my wife. I'm 42 and she is 39
You have $400K worth of depreciating assets. Dump them before your YT gig dries up. 3 words of advice to get you through... save your money
There are several car journalists with RUclips careers of over a decade at this point. It’s a long term career…..most likely
Eventually RUclips ad revenue will dry up. I wouldn’t count on RUclips being around 5-10 years from now. On top of that AI will eliminate the need for content creators in probably less than 10 years.
@@user-tb7rn1il3q RUclips ad revenue has only increased as time has gone on and AI can’t replace human creativity. AI is limited with what we currently know.
Great Job Ben. I’m new into the auto review biz but enjoying making the videos. Hope to share your success one day. Always liked your content my friend.
Love that GT500❤ Curious how you parked the vehicles that close together and was able to get out
Diet and exercise😆
@@BenHardyCars haha love it
I was just wondering why you have a push mower? 😂 if I fire my landscapers I can get more cars???
Hi Ben. What do you do for a living?😊
That's real cool collection...Do you wrench on your own vehicles?
No, service is cheap on them
I parked 3 cars in my oversize 2 car carport I pull as tight to the right side and back the other as close to the left side and pull car 3 in between as close to the right side car with room to open my door
i dont get the defender , if you want something capable off-road why a defender , know body off roads them or buys them for that intention. seems like you have at least 1 to many cars , shelby is a weekender , raptor is a everyday , and your beard makes me itch tame that thing .
Some of us think the wrangler is a fantastic family vehicle. Wouldn't drive anything else.
Buying a car you don’t need is prob going to be the worst financial decision one could make .
To be honest, unless you’re Jay Leno, I just don’t understand anyone trying to collect as many cars the amount of money that would be in your bank account saving on car insurance, and other customization costs that are just wasted on multiple cars just not my cup of tea.I’d sell them all but 1or two and pocket my account for the family.
PEOPLE LISTEN UP: Benny does not have to tell anyone his buisness. PERIOD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
But how much for the stainless steel oven? and the lawn mower?
😆😆😆 lawn mower isn’t for sale, but the oven is
@@BenHardyCars how much? if you put the oven on a dolly, would you have included it with the total you made of the of the other wheeled products in your garage?
You must get some sort of kick backs from the dealership.
pretty cool though
Dealers do not pay me at all
You can afford all that expensive cars but can't afford to build a bigger garage for them? lol ridiculous
You should definitely consider 20% Opportunity Interest on $500K as your loss of revenue keeping it fully paid.
Awesome 🎉
Let me know if you would like to review my 2022 Tesla Model X Plaid!!!
Who are you insuring through and what type of coverage are you carrying?
The raptor is my favorite
Nice collection!!
How do you even get into any of them? They're so tight together
Wow I didn't know you had all those cool cars
ben hardy. you own the cars outright but the cars ruined your finances? what a bait and switch title.
Well Ben you do have almost 400k sitting in the garage.....🤷♂️
what kind of sales were you in??
Ben you forgot to mention the Defender fridge😁
Haha
Ben got that GTA V collection
When is the last year to get a torsen on a raptor
I think 22
Landcruiser. Get one
forget the cars what about that sweet mower
LOL
I guessing you live in a low crime area to get insurance rates like that
He lives in Utah with all the Mormons. They don't commit crimes.
5:17 oh wow you're just 25 😮, I thought that you're in your early 30s
Everything is a write off
Time to upgrade the mower...
LOL
Just for one Honda accord coupe is 240 no tickets no nothing and that's a month. I think I need to move 😅😂
bruh i did not know homie was 25 i thought he was like 32💀
LOL
Ben,
I’d like to talk to you about setting up something similar where I am at. How can we tag up?
How do you get into your cars 🤣. And you must get exclusive trade deals, it's deserved though
Gymnastics🤝
Ben can you get me a deal on those new 22” bronze rims for the f150? Lol. Not sure if you seen those yet but they look sweet.
I haven’t seen them
Who the heck buys 5 new cars , I would not b able to sleep at night smh 🤦♂️
Sell some cars and buy a bigger house with more garage space then buy cars.
Insane.. what the heck you do for a living that you can buy all those? You must make good money doing RUclips videos..geez. I can't afford 1 car payment.
So does this mean the guy that runs Project Farm has a yacht and a Bentley? 😳