How To Pay Yourself As An LLC

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  • Опубликовано: 24 ноя 2024

Комментарии • 8 тыс.

  • @BurnerPhone1
    @BurnerPhone1 Год назад +198

    Make sure you’re making a minimum of 40-60k PROFIT before switching to an s corp. You don’t want to pay 10k to save 5k

    • @deborahdemers7526
      @deborahdemers7526 Месяц назад +2

      This was my question! Thanks

    • @AugustWright-sk3ry
      @AugustWright-sk3ry Месяц назад +1

      Why not just keep the LLC and make an election to be taxed as an s-corp with the IRS

    • @corey-y4j
      @corey-y4j 27 дней назад

      Why are you paying 10k? I've had an scorp for years and never payed that much

    • @skello4105
      @skello4105 23 дня назад

      I got an LLC
      Sound like nobody should be listening to his business advice from all the comments!!
      So on that note I'm outta here✌🏿

  • @eichment
    @eichment Год назад +293

    I tried to talk to a SCORE mentor that has created and sold 4 companies, and I asked him about switching to an S-Corp and he said there was no reason to, because if you get sued they will still just come after you not your company...and that's all he said. He didn't bother explaining any of this. You made it so clear when and how and why. Thank you. The lucky few who make it to your channel, who, like me, don't have a mentor or parent to teach them any of this; we are grateful that you put in the effort to make this and help the rest of us do better for ourselves. You are doing great work and helping change the lives of people you may never know. THANK YOU

    • @bossladybee8323
      @bossladybee8323 Год назад +8

      😊😊thanks for saying everything I was thinking 💭.!!

    • @sanmiguelterritoriodeldogo742
      @sanmiguelterritoriodeldogo742 Год назад +1

      That. All of that. ❤

    • @PowerHouseWash
      @PowerHouseWash Год назад +7

      Talk to a former business owner (SCORE mentor) and they tell you 1 thing. Talk to an accountant and they tell you another. It's up to you, as a business owner, to utilize your resources for their strengths, and ask the right questions to the right people. Next time have a game plan for the meeting and do some research before hand. You'll talk much more intelligently and be much more productive. It's your business and all the responsibility is yours. Good luck, Simon!

    • @Kangaruworld1
      @Kangaruworld1 Год назад +1

      Out the SCorp into a trust

    • @L0st-n0found
      @L0st-n0found Год назад +1

      Did we not forget the name 30k at 7.65% to your scorp $28k tax

  • @ComedorDelrico
    @ComedorDelrico 2 года назад +75

    There's an error here. When you have an S corp, you still have to pay 15.3% payroll tax/SE tax. It's just that as an individual, you pay 7.65% FICA, SS & MC but then the S corp has to pay an additional 7.65% in payroll taxes. Add 7.65% + and 7.65% and you get . . . 15.3%.
    Plus, as an S corp, you will need to pay unemployment and workers comp insurance as well. And you can't deduct one half of your SE tax.
    The main advantage to the S corp is that you'll only pay the 15.3% on your wages instead of the entire business income.
    Also, if you are an Uber or Lyft driver, you do not receive a wage. You receive business revenue which will be used to calculate your business profit or loss on schedule C.

    • @camillramirez
      @camillramirez 2 года назад +1

      Really ? Buts it's still.worth the change right

    • @crarls27
      @crarls27 2 года назад +16

      @@camillramirez it is worth it if you are making enough "extra" money beyond what a reasonable salary would be. With s-corp you need to officially pay yourself a "reasonable salary" and that is what you pay employment tax on. The IRS is kind of hyper aware when you are s-corp status so that you can't get away with paying yourself a $10,000 salary when it should be a $60,000 salary. But if you CAN pay yourself a reasonable salary and your business is pulling in like... at least $10k on top of your salary, then you're likely in a position to benefit from the tax savings you'd get with an s-corp. If not... stick with an LLC.

    • @semonebrisson2552
      @semonebrisson2552 Год назад +3

      The tax savings on a S Corp applies only to social security/medicare taxes that are NOT paid on s corp bottom line net income which passes through to. the shareholder's personal tax returns.

    • @charmainemendez4064
      @charmainemendez4064 Год назад +1

      ​@@crarls27great info

    • @charmainemendez4064
      @charmainemendez4064 Год назад +3

      Thanks, for pointing out errors. Great info

  • @Willycheng590
    @Willycheng590 9 месяцев назад +143

    I remember having a consultation with a financial analyst last August, and it was incredibly insightful. Can’t stress enough how helpful experts in this field are!

    • @Willycheng590
      @Willycheng590 9 месяцев назад +5

      My colleagues had a good laugh at me when I told them I started my journey with $5k capital and how I accumulated over 5 figures within a span of 7 months. They never believed me until I pulled out my P&L.
      As long as you diversify your portfolio, any single stock or investment that you own shouldn’t have too much of an impact on your overall return. If it does, diversifying might be the right choice for you, as one can also try out other commodities. I now have a balanced portfolio that is yielding me profit thanks to guidance from Jonas W. Herman.

    • @Willycheng590
      @Willycheng590 9 месяцев назад +1

      Hermanw Jonas (a Gma!L comm
      Is he taking commissions for his services? Yes, I’m I still making money in the process. Most definitely!

    • @Carpenglerrr
      @Carpenglerrr 9 месяцев назад +1

      Jonas’ analysis isn’t just about short-term gains; it’s a solid long-term strategy. I have had great relief working with him as my previous experiences with others was dreadful.

    • @Sammytammy192
      @Sammytammy192 9 месяцев назад +2

      Thanks for the advice, both of you. It’s reassuring to hear positive experiences.
      I feel more confident about moving forward with Herman now. I just shot him anemail. Thanks for sharing your

    • @Miawilmore
      @Miawilmore 8 месяцев назад +3

      With landscapes shifting, new regulations have been passed that have impacted my investing plan negatively but with Jonas coming into the picture, I have been able to rebalance my portfolio in such a way that I'm making great ROI. It's awesome how a “little” shift can make a huge difference!

  • @huseyincetinler6891
    @huseyincetinler6891 3 года назад +214

    I was able to get a possible judgment dismissed due to the help of credit lord wih the debt collection company saving me over $11,100.

    • @zohargross462
      @zohargross462 3 года назад

      What if u in the highest bracket? And have few Buisness

  • @GK-gr8gc
    @GK-gr8gc 11 месяцев назад +3

    unsure about this. I followed your math and you did prove you pay less in taxes (excluding the misstake of the payroll tax noted below), however i came up with take home $2 Less. I think ComedorDelrico is right. one thing you said and didn't cover, is WHEN to think about changing to a S Corp.

  • @chrismartini9602
    @chrismartini9602 2 года назад +305

    I have been and llc for ten years and NONE of my CPA’s have ever explained it like that. WELL DONE !!! This information is priceless. THANK YOU !!

    • @iessex6713
      @iessex6713 2 года назад +1

      This!!! Its so much to learn with all of this!!! I'm here for it!

    • @robinson2589
      @robinson2589 2 года назад +1

      Exactly he’s great at explaining it.

    • @wakeybakey22
      @wakeybakey22 2 года назад +1

      Its really not.

    • @lonewolf744
      @lonewolf744 2 года назад +1

      Same here.

    • @sekrystalb
      @sekrystalb 2 года назад +3

      You need a new CPA. Your paying them to provide you this info.

  • @kawannadixon4327
    @kawannadixon4327 6 месяцев назад +82

    IF THIS HAD BEEN TAUGHT IN MIDDLE OR HIGH SCHOOL I CAN'T IMAGINE WHERE WE WOULD BE RIGHT NOW !

    • @A.777-p8m
      @A.777-p8m 4 месяца назад +2

      Exactly!

    • @ghostwalker89
      @ghostwalker89 3 месяца назад +4

      There is s reason why it's not taught. They need worker bees.

    • @officialdulcegomez
      @officialdulcegomez 2 месяца назад +3

      Facts!!!!! That’s why I am homeschooling and I am implementing this and so many other things that they should teach. 😊
      They don’t teach certain things for a reason. Let that sink in

    • @jarrosomphemtse4324
      @jarrosomphemtse4324 6 дней назад

      ​@@ghostwalker89 just take a business course at uni its not the schools responsibility

    • @ghostwalker89
      @ghostwalker89 6 дней назад

      @jarrosomphemtse4324 it's LITERALLY the school's responsibility to prepare your for life after school. They used to do that too. Not anymore though.

  • @mohdafroze8552
    @mohdafroze8552 3 года назад +7

    I have 2 chapter 13’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850CREDIT RESTORATION* and I m
    ust say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!

    • @sylviehodonin8982
      @sylviehodonin8982 3 года назад

      Love the energy! Glad I found this recommendations! Everything you say is 900 million % so true and correct!

    • @sylviehodonin8982
      @sylviehodonin8982 3 года назад

      Love the energy! Glad I found this recommendations! Everything you say is 900 million % so true and correct!

    • @sylviehodonin8982
      @sylviehodonin8982 3 года назад

      Love the energy! Glad I found this recommendations! Everything you say is 900 million % so true and correct!

    • @sylviehodonin8982
      @sylviehodonin8982 3 года назад

      Love the energy! Glad I found this recommendations! Everything you say is 900 million % so true and correct!

    • @sylviehodonin8982
      @sylviehodonin8982 3 года назад

      Love the energy! Glad I found this recommendations! Everything you say is 900 million % so true and correct!

  • @SamirAhmed-w1s
    @SamirAhmed-w1s Год назад +24

    As I am setting up a new S'Corp, I have seen a lot of videos to make sure I am accounting for taxes for payroll and distribution correctly. This by far was the most easy to understand and through video.

    • @pumpkincoffee
      @pumpkincoffee 5 месяцев назад

      How are you doing right now?

    • @pumpkincoffee
      @pumpkincoffee 5 месяцев назад

      How are you doing right now?

  • @itskb1443
    @itskb1443 3 года назад +7

    I started working on my credit 2 years ago. I didn't know where to start I had no credit. I started looking up videos and found *850credit restoration* . I followed what you said and started with an secured credit card for 200.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 757 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.

    • @jasonwilson3727
      @jasonwilson3727 3 года назад

      I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 690 and I’m still going up with *850CREDIT RESTORATION* . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.

    • @abijahjames621
      @abijahjames621 3 года назад

      I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full amount of cash. I'm working on my credit to get better with *850 CREDIT RESTORATION* , Love the knowledge keep it up

  • @brianasullivan1121
    @brianasullivan1121 2 года назад +8

    I just started my LLC last year and this is my new favorite RUclips channel! Perfect timing thanks man! 🙏🏼

    • @pumpkincoffee
      @pumpkincoffee 5 месяцев назад

      How are you doing right now?

  • @chrissprenkel
    @chrissprenkel Год назад +64

    Just a tip. Set-up a SMLLC Subsidiary underneath a SMLLC Parent. Leave the Sub as a natural LLC, and elect to treat the parent as an S Corp. This will help you down the road if the business ever grows enough to take on Private Equity or other co-investment, or even sell outright...nobody wants to co-invest in or buy your S Corp, trust me. Keep all licenses, contracts, assets, employees, and other aspects of your business at the Sub level.

    • @surveytestmoney2550
      @surveytestmoney2550 Год назад +11

      🤔🤔🤔Very interesting perspective (that I've never heard before) indeed‼️🤔😲🦋When you structured it, who did you use to do your paperwork? A lawyer? A template from a registered agent? I shut down a newly formed business back in May simply bcus I didn't know how to fill in the template information for my SMLLC putting my million dollar dream on indefinite hold😫Its not as simple and easy to do as it is made to seem. It's very overwhelming, expensive & intimidating when you don't know what you're doing!

    • @SteelerY360Nation
      @SteelerY360Nation 10 месяцев назад +1

      Good Points!

    • @bluefamily3937
      @bluefamily3937 6 месяцев назад

      Yes!!! Thank you thank you thank you for explaining that!!! Oooh thank you!! I understand perfectly now!! Yippee!!!

    • @Rojast07
      @Rojast07 3 месяца назад

      Still paying yourself out of the S Corp to deduct the compensation/salary, but all licenses, etc, are registered to the natural SMLLC? In that correct?

    • @SBayne762
      @SBayne762 3 месяца назад

      Terrible advice. Private equity, public investors, co-investors are all reasons NOT to use an S corps due to s/h restrictions

  • @TheLovelyjho
    @TheLovelyjho 3 года назад +80

    This is the first video I encountered that is educational and straight to the point. Finally, someone who produces a video with substantial information that is beneficial to all of us especially new business owners. That’s how you know when a person does it for the viewer’s gain and not for his fame. Thank you!!

  • @eugenealfred6150
    @eugenealfred6150 3 года назад +29

    I’m in the process as we speak of starting my LLC, I love how you broke this all the way down. I appreciate you my guy and I will be subscribing to your RUclips channel. I will be following you because you have a wealth of knowledge!!!

  • @michealsteele3725
    @michealsteele3725 Год назад +12

    Bro, I gotta tell you that I appreciate the time you take to drop the VALUABLE information freely. Where would we all be if we all helped each other grow like this….

  • @stephenarnold8096
    @stephenarnold8096 2 года назад +9

    Karlton - I just recently switched over to an LLC. After speaking with my trusted CPA he told me to do EXACTLY what you are taking about in this video. Listening to this video was almost verbatim listening to my CPA. I like your content, I followed it well. I've decided to move to a S-Corp. Thank you very much. It's apparent you are good at what you do. I will be watching more of your content.

    • @Beautymixx-kujo
      @Beautymixx-kujo 5 месяцев назад

      Whats a cpa? I’m jus now trying to start my business and I had no idea about any of this

  • @bo560
    @bo560 3 года назад +24

    I have a bachelors degree in Business & I feel this video actually taught me more valuable information. & you make it easy to understand. Thanks!! Stay blessed!!!

  • @lynnanderson6899
    @lynnanderson6899 Год назад +2

    You are not accounting for the additional expense when you pay yourself that $30k. The business would incur employer taxes for the other half of FICA taxes (7.65) as well as workers comp, unemployment, paid family medical leave, payroll processing software, etc. It may very well still be advantageous to do it your way but the difference paid would be lower when all employer expenses are taken into account.

  • @BlackDigitss
    @BlackDigitss 3 года назад +20

    This is easily the most valuable video on RUclips for the basics of this topic

  • @caliwestmiami
    @caliwestmiami 2 года назад +185

    It's good seeing a brother providing great financial information to the masses. Thanks!

    • @leonydus9889
      @leonydus9889 2 года назад

      You are such a weirdo
      What does skin color have anything to do with lmfao

    • @caliwestmiami
      @caliwestmiami Год назад

      @@user-gc6vr7oy1o are you insinuating that because I called him "brother" that he is black? You're the only racist here. By the way, you're the only one to bring up race, racist

    • @caliwestmiami
      @caliwestmiami Год назад +1

      @@user-gc6vr7oy1o if that would was the case you'd be intelligent as well. I would call you Rain Man but we both know you're terrible with Math😂

    • @lmwms1
      @lmwms1 Год назад +5

      Yes! I’m much more engaged in what he’s saying because he’s a representation of me and my family. 🤎

    • @caliwestmiami
      @caliwestmiami Год назад +3

      @@lmwms1 Facts💯

  • @donnaprobes7097
    @donnaprobes7097 Год назад +53

    I'm a SCORE mentor and I learned so much from this. I often get asked about the benefits of an S-Corp vs. a LLC. This really laid the figures out well. Thank you.

    • @monroethemsg4925
      @monroethemsg4925 Год назад +1

      What kind of mentor are you ? I been looking for a mentor for real estate and music business

    • @PACBNA
      @PACBNA 11 месяцев назад +3

      And you are a SCORE mentor? LOL

  • @rashimalemia
    @rashimalemia 3 года назад +74

    The breakdown here was very smooth and concise. Even when I got lost for a second, he picked me right back up and explained the information to the T. Thanks for this! I’m trying to work these numbers for a business with a smaller revenue in Texas.

    • @lloydhudson6463
      @lloydhudson6463 3 года назад +11

      Good luck to you, I'm in Texas as well. I hope your business succeeds.

    • @Rodwill18
      @Rodwill18 3 года назад +1

      Try focusing more on landing a husband and kids like your counterparts....Kevin Samuel..

    • @rashimalemia
      @rashimalemia 3 года назад +8

      @@Rodwill18 Let me work on this business and continue to mind mine... not worry about finding a man, that was never in God’s design. Not sure what message that comment was supposed to convey.

    • @lloydhudson6463
      @lloydhudson6463 3 года назад +6

      @@Rodwill18 Huh, what is that all about?

    • @aj9607
      @aj9607 3 года назад

      What part of Texas. Good luck on your business

  • @aijiexi
    @aijiexi 3 года назад +13

    I have been looking for this answer for a long time!! Thank you. I just started an LLC. What you did not tell was (1) when to switch over to S corporation and (2) the proper way to give myself a distribution with an LLC. I'm still scared about paying myself and the whole comingling thing.

    • @cedricary9633
      @cedricary9633 3 года назад +10

      Even if you’re an LLC you get to choose to be taxed as an LLC OR a S Corp on a specific tax form

    • @tryancalmese6525
      @tryancalmese6525 2 года назад +3

      @@cedricary9633 You are the only person that I have seen in the comments that have a damn clue! The guy is give bad info and they don’t even know it!! I mean why become a corp only to have a shit ton of rules to follow?

    • @caronhagler9358
      @caronhagler9358 2 года назад

      @@cedricary9633 I just asked a question, but I think you answered it.. Thanks

    • @alexrice8035
      @alexrice8035 2 года назад

      @@cedricary9633 Really? Even in California? What tax form is that?

    • @alexrice8035
      @alexrice8035 2 года назад

      @@tryancalmese6525 Can you choose to be taxed as an S Corp even if you have your LLC in California?

  • @lisamoret426
    @lisamoret426 Год назад +1

    Your videos are great, however sole proprietors can use QBI deductions

  • @j.acosta1001
    @j.acosta1001 3 года назад +5

    I instantly subscribed because you are informing business owners with quality content. Thank you.

  • @luisrosado231
    @luisrosado231 3 года назад +58

    Mr. Dennis you’ve done it once again! You under sell and over deliver every time...no click bait over here, just PRICELESS CONTENT! Thank you for shining that light and being a beacon for up and coming small business owners, keep doing what you do, this channel will soon blow up 💥

    • @idris8498
      @idris8498 3 года назад

      Thank you for your comment, I will refer you to the com mercial analyst and market guru to get a good profit in Crypto and other digital assets....

    • @idris8498
      @idris8498 3 года назад

      +,,, 1,,, 3,,, 3,,, 1,,, 2,,, 5,,, 9,,, 4,,, 2,,, 5,,, 3...

    • @idris8498
      @idris8498 3 года назад

      Write her via wh’sap....

  • @adijkhady2840
    @adijkhady2840 5 месяцев назад +60

    Thank goodness you brought this up!
    Truly, :nvesting has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life.
    Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!..

    • @ShawnArmstrong273
      @ShawnArmstrong273 5 месяцев назад

      Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!

    • @Evan_Trevor
      @Evan_Trevor 5 месяцев назад

      As a beginner I would recommend you get started with a professional broker that will guide you through the process and trade for you while you get the daily profit and rewards.

    • @Luna_Lockhardt
      @Luna_Lockhardt 5 месяцев назад

      Do you mind sharing info on the adviser who
      to
      assisted you? I'm 39 now and would love
      grow my portfolio and plan my retirement

    • @Derrickdustin
      @Derrickdustin 5 месяцев назад +1

      SARAH JENNIE DAVIS

    • @Derrickdustin
      @Derrickdustin 5 месяцев назад

      That's my licesed Financial advisor you can easily look her up, Thank me later!

  • @angelcarter4723
    @angelcarter4723 3 года назад +57

    Thank you so much for your inspiration! I have traveled a similar path, 2 college degrees, multiple jobs including credit problems. I am now 65 years old and have found my purpose in life. Currently in the process of starting my own business. May God continue to bless you and May He continue to bless *850 credit restoration* for me for every successful deal we conducted

    • @hadejjas
      @hadejjas 3 года назад

      VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *850 CREDIT RESTORATION* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well

    • @neomatrix4136
      @neomatrix4136 3 года назад

      This is more pertinent credit information then I have ever heard presented. I have done extensive research on this subject matter! I can't thank and express enough gratitude for both you two fine people. Extremly valuable and voluntary credit knowledge provided anywhere on social media. You have put a lot of so called credit guru's to shame! I am shocked never before, everyone is always trying to get a buck off the ones in this world that struggle the hardest. Thank you so so so much discreet phase resolution!! I only wish I had been on the live chat to have had the opportunity to win some cash!

    • @neomatrix4136
      @neomatrix4136 3 года назад

      This is more pertinent credit information then I have ever heard presented. I have done extensive research on this subject matter! I can't thank and express enough gratitude for both you two fine people. Extremly valuable and voluntary credit knowledge provided anywhere on social media. You have put a lot of so called credit guru's to shame! I am shocked never before, everyone is always trying to get a buck off the ones in this world that struggle the hardest. Thank you so so so much discreet phase resolution!! I only wish I had been on the live chat to have had the opportunity to win some cash!

    • @neomatrix4136
      @neomatrix4136 3 года назад

      This is more pertinent credit information then I have ever heard presented. I have done extensive research on this subject matter! I can't thank and express enough gratitude for both you two fine people. Extremly valuable and voluntary credit knowledge provided anywhere on social media. You have put a lot of so called credit guru's to shame! I am shocked never before, everyone is always trying to get a buck off the ones in this world that struggle the hardest. Thank you so so so much discreet phase resolution!! I only wish I had been on the live chat to have had the opportunity to win some cash!

  • @Suzannemarie1000
    @Suzannemarie1000 3 года назад +43

    So grateful. I'm starting a business and I really don't want to make tax mistakes. This is such great content, easy to understand. Thank you for making this video.

  • @courtneyhannah5062
    @courtneyhannah5062 3 года назад +12

    This video is great! Everything is broken down simply & clearly. I recently formed a S-corp and have been floundering as to how to pay myself. Thank you!

    • @javierpacheco9275
      @javierpacheco9275 2 года назад

      I am a deck builder contractor in Connecticut. I dont have any employees. My question is. Can I hire sub contractor if a switch to S corp?. Thank you

    • @Tatiana0209
      @Tatiana0209 2 года назад

      @@javierpacheco9275 you can hire contractors even if you don’t make S corp election. It would be your business expense in both scenarios

  • @locotx215
    @locotx215 Год назад +2

    By far one of the easiest videos to follow. You took away the mystery of LLC vs. S-Corp and broke it down solid!

  • @erollers
    @erollers 2 года назад +18

    This is straight 🔥🔥🔥🔥🔥 I formed my first LLC yesterday and this is EXACTLY what I needed to here. Thank you!!!

    • @tb2957
      @tb2957 Год назад

      How's it going

  • @chrisp7622
    @chrisp7622 3 года назад +51

    This was the easiest that I’ve understood these concepts after being explained them probably close to ten times

    • @karltondennis6236
      @karltondennis6236 3 года назад +1

      C,,,,O,,,,N,,,,T,,,,A,,,,C,,,,T F,,,O,,,R
      I,,N,,V,,E,,S,,T,,M,,E,,N,,T A,,S,,S,,I,,S,,T,,A,,N,,C,,E
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    • @felixandresjc
      @felixandresjc 3 года назад +1

      Ten times read you wrote still don't understand🤷🏻‍♂️

    • @chrisp7622
      @chrisp7622 3 года назад

      @@felixandresjc indeed

    • @timantisz2529
      @timantisz2529 3 года назад +1

      Completely agree

    • @felixandresjc
      @felixandresjc 3 года назад

      @kerpal3 😂

  • @michaeljohn3328
    @michaeljohn3328 3 года назад +68

    Our thinking really has an important impact in our lives but many people fail to understand this.

    • @zackyo370
      @zackyo370 3 года назад +2

      I have always have a positive thinking believing that one day I'm gonna be. Someone great.

    • @elizabethtwomey681
      @elizabethtwomey681 3 года назад

      Many people fail to understand that the More you fill your through with something positive, your life will become positive.

    • @jameswalk7958
      @jameswalk7958 3 года назад +3

      Many people don't have that self esteem, they don't believe in themselves.They always allow friends or relative to direct their thoughts.

    • @jameswalk7958
      @jameswalk7958 3 года назад +2

      When you start believing in yourself, you see that you will start achieving things that's seems impossible to you.

    • @christopherdavid8063
      @christopherdavid8063 3 года назад +1

      @@jameswalk7958 My greatest mistake was not listening to myself and Invested in Bitcoin.i was misleaded by my friends telling me not to do that it was of no value and just a waste of time but now bitcoin is one of the most profitable cryptocurrency now.

  • @lauratatum165
    @lauratatum165 Год назад +5

    Please make more content like this, you are a great teacher, its easy to follow, understand and learning the information because of the simple way you break the information down. I will you also teach about nonfprofit, the steps of how to start one and the tax side of it as well.

  • @Khanh.Nguyen369
    @Khanh.Nguyen369 3 года назад +85

    Man as a new business owner this is amazing education. Keep it up man.

    • @idris8498
      @idris8498 3 года назад

      Thank you for your comment, I will refer you to the com mercial analyst and market guru to get a good profit in Crypto and other digital assets....

    • @idris8498
      @idris8498 3 года назад +1

      +,,, 1,,, 3,,, 3,,, 1,,, 2,,, 5,,, 9,,, 4,,, 2,,, 5,,, 3...

    • @idris8498
      @idris8498 3 года назад

      Write her via wh’sap....

    • @AlphaRay220
      @AlphaRay220 3 года назад

      @@idris8498 u

  • @livingingreenvillenc6904
    @livingingreenvillenc6904 Год назад +14

    God bless you brother. Im a realtor and Ive been trying to figure this out. Presented very well.

  • @msjerseylady
    @msjerseylady Год назад +42

    Watching this, I feel overwhelmed! There's sooooo much that goes into this opening and running a business and my fear of failing or doing something wrong continues to hold me back.

    • @ninacanales1275
      @ninacanales1275 Год назад +11

      You got this! The good part of failure is learning from it, the hardest part is starting, after that it becomes fluid

    • @cedricruffin7154
      @cedricruffin7154 Год назад +3

      It’s alot..

    • @hfortenberry
      @hfortenberry Год назад +4

      Just take it one step at a time and don't try to do too many things at once. It takes some time but you'll learn it all. If I can do it, you can too. But no need to grow fast. Baby steps and you'll be fine. Just don't make a move until you understand what you're doing.

    • @bosssavage3325
      @bosssavage3325 Год назад +1

      When you’re a business owner, you hire people to think and do things for you!!

    • @Tiosha820
      @Tiosha820 9 месяцев назад +2

      @@hfortenberrythis comment is contradicting. At first you say take it one step at a time then you say don’t start until you know what you’re doing.

  • @kellireece6348
    @kellireece6348 3 года назад +7

    Geeesh! You are such a wonderful communicator! I wish learned this information years ago. Thank you for sharing your (quite literally, invaluable) knowledge with those of us who want to learn what you're willing to teach. Bravo!

  • @timschrock
    @timschrock 3 года назад +6

    If I understand you, the trick lies in paying yourself less than the net income thus maximizing the QBI.
    What about the employers half of FICA?
    What if I need the whole net income for personal expenses to live on?

    • @btsllc9676
      @btsllc9676 3 года назад

      I was wondering about the fica part of the s-corp also.

  • @jaredbork2586
    @jaredbork2586 Год назад +4

    I've never had a good time learning about taxes haha, solid work man.

  • @michealwrubell4302
    @michealwrubell4302 Год назад +778

    To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough. I've been quite unsure about investing in this current market and at the same time I feel it's the best time to get started on the market, what are your thoughts?

    • @Walter_hill_
      @Walter_hill_ Год назад +1

      There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.

    • @lipglosskitten2610
      @lipglosskitten2610 Год назад +1

      Thats true, I've been getting assisted by a coach for almost a year now, I started out with less than $120K and I'm just $19,000 short of half a million in profit.

    • @lipglosskitten2610
      @lipglosskitten2610 Год назад +2

      @Dan Brooks Big Credits to 'Christine Jane Mcleanshe has a web presence, so you can simply search for, there are some others but it might be difficult to get them, but Christine as been a good guide through the year.

    • @pawlieblog7967
      @pawlieblog7967 Год назад +1

      Invest and stay in for the long term. Highs and lows come and go but you’ll always be better off than if you just sat on your money.

  • @JimButler1234567890
    @JimButler1234567890 Год назад +16

    Excellent info, very concise and easy to understand, and this clarifies a subject that many other videos miss the mark on in their well-intended attempts to educate. I will definitely be watching more of your content. Thank you so much.

  • @YlnaE
    @YlnaE Год назад +3

    This IS GOLD!!! Thank YOU!!!!

  • @kevinbacon9660
    @kevinbacon9660 3 года назад +9

    Thank you, sir, for this explanation. When I decided to start my own business, I did not consult an accountant or other financial expert in the business field, so I STRUGGLED through the process of becoming just an LLC. Now, based on what I'm understanding in this video, I should consider switching to an S-Corp to help me with taxes. My business is new and is not yet generating a huge net profit, but I will talk to a tax guy here locally and ask about switching to an S-Corp. Again, thanks for enlightening me on the pay consequences of both an LLC and an S-Corp.

  • @kubernesisconsulting
    @kubernesisconsulting Год назад +8

    Great video. It’s important to note that certain professions are not eligible for QBI deductions, such as doctor, lawyer, accounting, consulting, etc. Please check with accountant to see if you’re eligible

    • @Nardius1999
      @Nardius1999 Год назад

      So basically, if you provide consulting or any professional services, you don't qualify for QBI?

    • @kubernesisconsulting
      @kubernesisconsulting Год назад +1

      @@Nardius1999 Everyone should qualify for QBI up to a certain income level, but if you are above that and considered a "specified service trade or business" you may be not be able to take QBI. I'd talk to accountant about your specific work because of the broad definition of "SSTB"

    • @Nardius1999
      @Nardius1999 Год назад

      Thank you very much@@kubernesisconsulting

    • @LegacyLandGroup
      @LegacyLandGroup 8 месяцев назад

      What about realtors or brokers ? Do they qualify for it. Never heard my accountant talk about it

  • @jmystigan
    @jmystigan Год назад +8

    I just started my business two months ago and started wondering about how the distributions and employment worked. so glad I found these videos, really learned a lot, thanks so much for the advice, will be s corping next year!

  • @aluciat333
    @aluciat333 9 месяцев назад +2

    I am just finding you and I can't tell you how grateful I AM! You went over and beyond the explanation and that is deeply appreciated! I have no idea if you are even gonna see this message, as it has been 2 years since you posted this! Wow! I subscribed and thumbs up on ALL your content. Thank you Karlton Dennis!

  • @ForestRJ
    @ForestRJ 3 года назад +4

    Love the ease of the presentation. Thank you. I am a Texas Resident, so it gives me some great info moving forward. A good place to start if nothing else, thanks again.

  • @tomajohnson4014
    @tomajohnson4014 3 года назад +6

    Just what I needed to see. Perfect break down of it for me man. I’ve been trying to understand why the S Corp is better, but now I get it.

  • @williambestautodetail4499
    @williambestautodetail4499 2 года назад +58

    Dude just solved my exact problem with my business (how to pay myself as an Llc) in 17 minutes! Thanks Karlton, I will definitely be booking a consultation

  • @JosephineGaule
    @JosephineGaule Год назад +1

    Fortunately, I had a college economics teacher that taught me a lesson at 18. That lesson was: for every huge, frivoluos purchase you make, you need to have an investment double it's worth, this doesn't necessarily mean you should always invest when you make a purchase, it simply means living within your means. Varied sources of income is wise and especially like i said, living within your means. Whenever you're about to make a huge, dumb purchase that doesn't add value think about taxes and how you get your income. I made $272k combined net last year and paid no Federal taxes.

  • @rsalas2292
    @rsalas2292 3 года назад +4

    This made so much sense now and I definitely know nobody in the RUclips platform has explained it this well. Thanks for doing this! Just came across your first video here on my home page for suggested watch and now you gained a follower, subscribed.

    • @idris8498
      @idris8498 3 года назад

      Thank you for your comment, I will refer you to the com mercial analyst and market guru to get a good profit in Crypto and other digital assets....

    • @idris8498
      @idris8498 3 года назад

      +,,, 1,,, 3,,, 3,,, 1,,, 2,,, 5,,, 9,,, 4,,, 2,,, 5,,, 3...

    • @idris8498
      @idris8498 3 года назад

      Write her via wh’sap....

  • @ejohnsonw
    @ejohnsonw Год назад +2

    This is the first video of yours that I have seen. I don’t even know why I came across my feed I have liked and subscribed to your channel very informational. I plan to binge watch the rest of your videos.

  • @matthumphries2190
    @matthumphries2190 2 года назад +105

    I'm starting my business and this is exactly the knowledge and insight I need. Also like how you break it down into simple terms for the beginners to easily understand. 👍👍

    • @taay1351
      @taay1351 2 года назад

      the main one i exploit obtain several money routine is ☝️☝️ becus is legit

  • @erykahardis9636
    @erykahardis9636 3 года назад +11

    You had me at 12:19...The LLC vs S Corp, I've been trying to explain and break dow to a few people. You're 1000% correct about people learning things different ways. Thank you so much for putting this info out there. Very much needed and greatly appreciated.

  • @Crooklynmike
    @Crooklynmike 3 года назад +12

    Thank you for this! Knowing when to switch over to S-Corp is a game changer.

  • @larryhanshew2542
    @larryhanshew2542 10 месяцев назад +2

    This is the best information I’ve ever heard about LLC’s.

  • @athleticaesthetics2400
    @athleticaesthetics2400 3 года назад +92

    Your about to blow up bro!
    You have a great art in explaining taxes.

    • @idris8498
      @idris8498 3 года назад

      Thank you for your comment, I will refer you to the com mercial analyst and market guru to get a good profit in Crypto and other digital assets....

    • @idris8498
      @idris8498 3 года назад

      +,,, 1,,, 3,,, 3,,, 1,,, 2,,, 5,,, 9,,, 4,,, 2,,, 5,,, 3...

    • @idris8498
      @idris8498 3 года назад

      Write her via wh’sap....

    • @ase713
      @ase713 3 года назад +6

      @@idris8498 seriously, you need to stop scamming people

    • @FilipinaOprah
      @FilipinaOprah 3 года назад +1

      You sound like a groupie

  • @srinidhimoily3672
    @srinidhimoily3672 2 года назад +4

    I don't consider renting passive income unless you have professional property management. Most people who rent don't count their time and effort needed just to make a tiny return on their massive investment. For example, you invest $599,000 to buy a second home and rent it out for $3000 a month. Let assume you are cash flow positive on the property and you make $1000 a month or $12,000 a year. What would your annualized return be? 2 percent on the entire amount. Now, you can argue that your return is much higher since you only put down $120,000 on the property. However, you are on the hook for the full $600k regardless of what the future FMV of the house is. Furthermore, people assume that their home will always appreciate in value however, this is a false assumption you can make. In the best case, you will gain some capital appreciation thanks to the central bank increasing the money supply, however, if inflation heats up, you can see your property actually start to lose money in real terms. This is because there is an inverse relationship between housing and nominal interest rates. The central bank will attempt to slow down inflation with higher interest rates and curb lending. We haven't seen inflation in a big way but we can see all the massive stimulus money that the government is pumping turn into inflation while taxes will be hiked to pay for all the COVID spending, your best choice is to look into support@ *PrismCryptoFunding🪐com* Its more profitable.

    • @marinajerome2397
      @marinajerome2397 2 года назад

      This was my first steps into the Cryptocurrency world and for the first time when trading I have felt confident in my decisions. I have made 3 times on my trading capital under 3 months and with the market making large moves and the support and mentoring I get from *DiscreetPhaseResolution🪐com* I am going for even bigger goals. Platinum Academy has provided me the support I needed to really make my trading better. I’m also thinking of taking their Forex course next year so I have more eggs in more baskets.

  • @perezg04
    @perezg04 3 года назад +5

    This is amazing break down of how to structure the S-corp. Thanks for what you do. Can't wait to see more.

    • @idris8498
      @idris8498 3 года назад

      Thank you for your comment, I will refer you to the com mercial analyst and market guru to get a good profit in Crypto and other digital assets....

    • @idris8498
      @idris8498 3 года назад

      +,,, 1,,, 3,,, 3,,, 1,,, 2,,, 5,,, 9,,, 4,,, 2,,, 5,,, 3...

    • @idris8498
      @idris8498 3 года назад

      Write her via wh’sap....

  • @minnesnowtan9970
    @minnesnowtan9970 3 месяца назад +1

    Finally, someone who gets to the point and does not talk down to me.

  • @royalridas8
    @royalridas8 3 года назад +7

    You covered the positives on switching from Sm LLC to a S Corporation,but what are the negatives that comes with having the S Corporation???

  • @kralkaktus7881
    @kralkaktus7881 3 года назад +143

    CREDIT LORD TOTALLY ROCKS.

  • @christinas3066
    @christinas3066 Год назад +2

    This is Content GOLD!! Ty!!

  • @MySiamesedreams
    @MySiamesedreams 7 месяцев назад +3

    The point of having an llc is for protection. What if you don’t want to convert to an scorp? You can be taxed as an scorp from my understanding. I wasn’t expecting to have to change the legal structure of the business

    • @lilarobutz4337
      @lilarobutz4337 3 месяца назад

      You are not changing the legal structure of your business, you are still an LLC you are just electing to be taxed as a S. Cop. The IRS does not recognize LLCs as a tax entity, if you are an LLC and you do not elect to be taxed as a S. Corp then the default is you are taxed as a sole proprietor since an LLC is a pass through entity.

  • @raulmichel7630
    @raulmichel7630 3 года назад +9

    Loved your break down vs. hearing from my professor! Ty

  • @ebonee
    @ebonee 3 года назад +6

    This was very helpful as a visual learner... I watched a few other videos before this one but they weren't speaking my language... more of this please and THANK YOU ✌🏾❤

  • @ryanmethric1029
    @ryanmethric1029 7 месяцев назад +1

    This video was the clearest and most understandable explanation of this topic that I've ever come across. It was truly awesome!

  • @spicesbizarrefuntreats
    @spicesbizarrefuntreats 2 года назад +7

    how much income should I make before I become an s corp ?

  • @chauncypearson5335
    @chauncypearson5335 3 года назад +19

    I absolutely love what you are doing for your people. This is a big help Brother 💪🏾💯

    • @karltondennis
      @karltondennis  3 года назад +5

      I appreciate that

    • @davidjohnson3876
      @davidjohnson3876 3 года назад +4

      For what people, isn't his advice for literally anyone operating an LLC?

    • @TJack303
      @TJack303 3 года назад +1

      What people is that? LLC owners aren't a type of people.

    • @davidjohnson3876
      @davidjohnson3876 3 года назад +1

      @@TJack303 An LLC is a business type. The video is advice for taxes and benefits of an LLC. Chauncy wanted to make it racist talking about I love what you are doing for your people. Literally anyone can open an LLC or watch his video for advice. Small minded people always correlate everything with race or skin color.

    • @TJack303
      @TJack303 3 года назад +1

      @@davidjohnson3876 ya I know that, that's the exact stupidity I'm pointing out. Maybe you need to reread my comment but nothing I said goes against what you are saying... I literally pointed out his idiotic use of the phrase "your people" by telling him LLC owners aren't a type of people..

  • @karinholmberg4253
    @karinholmberg4253 Год назад +6

    This is really really helpful as I start my own business for the first time. I'm grateful to know this in advance. I may have made some REALLY big financial mistakes otherwise.

  • @MarlaMcGregor222
    @MarlaMcGregor222 3 года назад +10

    Wow! Such good info! I have an LLC, and had no idea. Thank you so much:)

  • @RonYates1
    @RonYates1 3 года назад +254

    There was so much gold in this video from start to finish! Shared + Subscribed!

    • @danonod
      @danonod 3 года назад +1

      Same here

    • @isprayar
      @isprayar 3 года назад

      With the exception that he can't spell business

    • @HovaSwerve
      @HovaSwerve 3 года назад +2

      Same.. I'm switching to S corp in start 2022, cuz also looking to hire first employee ..thought i knew quite a bit, but that, QBI was gold

    • @BattleBrotherCasten
      @BattleBrotherCasten 3 года назад

      @@HovaSwerve what are you hiring for? Looking to apply my versatile skill set somewhere.

    • @HovaSwerve
      @HovaSwerve 3 года назад +1

      @@BattleBrotherCasten I have some other candidates ahead of you.. but if you have at least 1yr experience with a CDL Class A license, we might can talk

  • @wildcard3942
    @wildcard3942 3 месяца назад +1

    The only reason why I would do an LLCRS corporation would be to avoid taxes. How do we do that?

  • @Bigjr0613
    @Bigjr0613 3 года назад +6

    Thank you for the info I just started my business im not trying to get lost in the sauce

  • @elchingonoriginal
    @elchingonoriginal 3 года назад +7

    Watched one video and instantly subscribed! So much valuable information! You're a rockstar! Thank you 🙏💯👍

  • @billpaypetrus778
    @billpaypetrus778 Год назад +5

    That was very thorough, encouraging and well thought out. Thank you for putting this together and I look forward to what I will watch next.

  • @jessemartinez8158
    @jessemartinez8158 Месяц назад +2

    Can i just start off with the Scorp instead of starting with the LLC ?

  • @lindagrigsby8669
    @lindagrigsby8669 3 года назад +4

    Thank you for doing this video and I love your simplicity. I’m starting my own business and this has helped me tremendously.

  • @davea3039
    @davea3039 3 года назад +5

    You would still pay 15.3 %, employer pays half, employee pays half. Since you as the business owner are both, you pay the whole 15.3.

    • @karltondennis6236
      @karltondennis6236 3 года назад

      C,,,,O,,,,N,,,,T,,,,A,,,,C,,,,T F,,,O,,,R
      I,,N,,V,,E,,S,,T,,M,,E,,N,,T A,,S,,S,,I,,S,,T,,A,,N,,C,,E
      +1,,,,8,,,,4,,,,5,,,,,6,,,,,0,,,,,5,,,,8,,,2,,,,,, 2,,,,,,5,,

    • @davea3039
      @davea3039 3 года назад

      Yes, because the only amount taxed at 15.3 would be the part you took as wages. If you made $100k and it all passed through it would be taxed as earned income. If you used the s-corp status and took wages of $60k and $40k as dividends then only the $60k would be taxed at the15.3% social tax. The 40k would be taxed as unearned income. At least that's the way I understand it.

  • @jgrow15068
    @jgrow15068 Год назад +1

    Doesn’t the s Corp have to pa the other 7.65% of fica on behalf of the employee

  • @donaldcassidy1592
    @donaldcassidy1592 2 года назад +4

    Fantastic explanation of what my accountant has been telling me for months. You made it clear as a bell! THX

  • @famf6234
    @famf6234 2 года назад +7

    Thank you Karlton! Just what I needed to try to understand and position myself better financially for setting up a Real Estate LLC! I still have a lot of reading and studying to do before I set my foot forward! Right now, I am a Sole Proprietor of a different business!

  • @kingexcel9393
    @kingexcel9393 2 года назад +17

    How do you know when it’s a good time to switch over from LLC to S-Corp? Is there a certain income threshhold that needs to be in place?

    • @fundandgrow247
      @fundandgrow247 2 года назад +1

      Probably when your making 200k or more is what I’m being told. Want to know more on that to.

    • @aslanerken6918
      @aslanerken6918 2 года назад +2

      50K+ in net income

  • @moisesrincon876
    @moisesrincon876 Год назад +1

    Bro you’re a life saver just started my trucking business 4 days ago and I run into this video….. now I gotta make some changes thanks a ton!!!!!

  • @TiaunaT
    @TiaunaT 3 года назад +5

    I don't know how you ended up in my feed but I'm glad you did. This is the exact information I needed

  • @TyuglaV2
    @TyuglaV2 3 года назад +16

    This video was so helpful you don't even understand. Subscribed, liked, and excited for the rest of your videos because there's nothing but knowledge and tools for building generational wealth here.

  • @lastcaptain
    @lastcaptain 3 года назад +6

    Thanks for the math breakdown! Best content on RUclips

    • @idris8498
      @idris8498 3 года назад

      Thank you for your comment, I will refer you to the com mercial analyst and market guru to get a good profit in Crypto and other digital assets....

    • @idris8498
      @idris8498 3 года назад

      +,,, 1,,, 3,,, 3,,, 1,,, 2,,, 5,,, 9,,, 4,,, 2,,, 5,,, 3...

    • @idris8498
      @idris8498 3 года назад

      Write her via wh’sap....

  • @3LeagueSos
    @3LeagueSos 5 месяцев назад

    This was actually uniquely helpful. Most info on YT is pretty standards, but you brought a slightly different perspective. Thanks for that. I'm gonna watch this 15x back to back now. Knowledge is power!

  • @jonathanm.4713
    @jonathanm.4713 3 года назад +8

    thank god for this guy, blessed to have found this video - i need you in my life lol

  • @CruisePlannersFlorida
    @CruisePlannersFlorida 2 года назад +4

    Thanks so much, I love the way you break it down and make it easy to understand. Looking forward to making enough money to change my LLC to SCorp!

  • @neriahmcbain
    @neriahmcbain 3 года назад +16

    You just changed my whole life! You’ve got a lifetime subscriber out of me

  • @rtasvadum1810
    @rtasvadum1810 5 месяцев назад

    I'm glad this came up in my feed. I've been looking at founding a single person LLC for a while now and this was one of the big questions I had for how finances would work. Thank you for this!

  • @EdwinJDurand
    @EdwinJDurand 3 года назад +4

    Definitely subscribing. This was such a beautifully explained video. I usually get lost in videos like these but I was able to follow everything you said.

    • @Andre-wl8ck
      @Andre-wl8ck 3 года назад

      Thank you for your comment, I will refer you to the com mercial analyst and market guru to get a good profit in Crypto and other digital assets......

    • @Andre-wl8ck
      @Andre-wl8ck 3 года назад

      +,,, 1,,, 3,,, 3,,, 1,,, 2,,, 5,,, 9,,, 4,,, 2,,, 5,,, 3.....

    • @Andre-wl8ck
      @Andre-wl8ck 3 года назад

      Write her via wh’sap......

  • @RealWestCoastDave
    @RealWestCoastDave 3 года назад +13

    This was a HUGE help! I've been researching this topic on and off for a year now and this is by far the best video that sums it up. Thanks man.

  • @aaron_lexx
    @aaron_lexx 3 года назад +5

    Love these videos! You and your channel are a blessing. Thanks Karlton!

    • @idris8498
      @idris8498 3 года назад

      Thank you for your comment, I will refer you to the com mercial analyst and market guru to get a good profit in Crypto and other digital assets....

    • @idris8498
      @idris8498 3 года назад

      +,,, 1,,, 3,,, 3,,, 1,,, 2,,, 5,,, 9,,, 4,,, 2,,, 5,,, 3...

    • @idris8498
      @idris8498 3 года назад

      Write her via wh’sap....

  • @Ajl6777
    @Ajl6777 23 дня назад

    I failed accounting twice & I was totally able to understand this. 10/10 thank you!

  • @yaparker22
    @yaparker22 2 года назад +7

    Great video. My daughter just started a LLC, first time, and she had so many questions I could not help her with on this very topic you covered. Thank you so much!

    • @ThatsJustPeachy1871
      @ThatsJustPeachy1871 Год назад

      My daughter is doing the same. I just sent this video to her. Great presentation and valuable info.