It’s very true!!! Having physical money that you can actually see and feel, makes a huge difference. Not only does it hurt more to give it away, but when u see your cash stacking, you feel richer.
I agree but I've grown up with my dad teaching me that money sitting is money wasted. Almost every penny of mine is invested in things like stocks and ways to make it grow. so far, it has been an insane turnout over the years. You let it sit and forget about it and the growth can be crazy if you invest in the right things, which really isn't hard to do. I do agree though, seeing a nice stack of cash is a great feeling
I'm 13 and don't have a job. I do side hustles like cleaning and babysitting to make my money. This definitely helped me and I've already set up my cash envelopes and binder.
What I do, is since that all my bills come directly out of my account I calculate all of my monthly bills, add them all up and I normally add an additional $20 to the total just in case something is a tad more, and then I leave that in my bank account. I withdraw my savings, spendings, gas and food money or anything I pay with cash, and add that up. Then I disperse it between my envelopes.
I love how you didn’t immediately push going out to buy alllll the different extras and you pretty much said start with what u probably already have on hand
This let me know I was BROKE and can't really afford anything!!!!!! This made me realize I needed to downsize somethings like... my cellphone and car.. thank you..
You did a great job of explaining how to budget....lot of people "assume" that people know this info or have some idea about how to handle money....applause to you for gaining control early before it became more than you would imagine.....thanks for sharing your knowledge and your budget journey....love watching your videos.....
I started my cash envelopes/sinking funds last month. I'm saving for Christmas, my birthday and mine and my boyfriend's anniversary, which are all in December. Saving little by little is definitely better than spending all my Christmas bonus for those three events!
so im 19 and car Insurance is rly expensive bc im considered a “new driver” even though ive had my license since I was 16. my car insurance used to be like $300 a month, if you have members of your family thats in the military I advice if you’re young or in general to get under their policy. my car insurance went from $300 to $88 from being under my grandpas policy!!
This is literally the best beginner video I have seen and I have been binge watching for a week now wanting to get started and not knowing where to start but this video is extremely helpful
I’ll paused this video to say thank you for being a real RUclips. I like the fact that you gave it to us super simple within the first minute of the video giving us three things we already have at home to start this process. ***presses play***
YES AND I LUVVVVV PEN PAPER AND ENVELOPES ITS WHAT I GREW UP WITH AND I LOVE THE WRITE DOWN ALL KINDS OF THINGS I TYPE FAST ON MY LAPTOP BUT IM NOT TRYING TO BE PERFECT WRITING IS A LOST ART!
I love how you explain it. Especially the Fixed vs Variable expenses. I started out with a system like that but was no where near close to get to my sinking fund. I will definitely start back again and your video was perfect. So much better than the other videos I watch. 🙌🏽
This was such an awesome video! I’m a student in university and I’ve been so terrified of my piling loans, but this inspired me to finally crack down on it and start chipping away for a better future. You’re a great teacher!
Such a good and thorough explanation I’ve watched so many videos because I’ve been trying to start a budget for what feels like the 100th time. This made it all make sense.
Yes your the first person who explains it to where I can understand as a begginer and you don’t use overly decorated things I had to subscribe right away
Great video! I use the cash system for my sinking funds as well as spending money, gas, and groceries. I personally don’t like taking out cash then depositing it back into my bank account to pay the bills. Works for me and I think you definitely have to do what’s right for you! Great tips and pointers!
Very clear and concise, I started to get overwhelmed with all the information I've gotten since starting my search for budgeting. I love this video.. thank you for sharing.
Wow, I love how you explained this, I am just starting this journey and I am loving it. I love seeing and touching my money so this is for me. That ending was so good 😅
I purchased the mini cash envelopes from your shop just last night, and I seriously can’t WAIT to receive them. 😍😌 this is such a good video!!! It’s all about organization and consistency. 💰🙂
Already so helpful and I’m just at the part about doing the split budget. I pay most of my bills out my second paycheck since it’s at the 28th of the month and I’m usually struggling between that and paycheck 1 but then paycheck 1 I overspend. Working to build healthy money habits and this will help so much
I feel more people, no matter what age you are, need to see this video. 🧐And honestly… when you do have the physical money on hand, it makes a big difference in your spending habits. 🙂If the rest of those persons using just a credit (or even a debit) card, were able do this, then so many would not have so many problems trying to pay back those credit card loans (because this is what they are…) 😳with interest! Plus having a physical budget you are able to work with and see on a daily, weekly or monthly basis, really does help everyone in the long run.😇Thank you for posting; I look forward to seeing many of your future videos.🥰
THANK YOU. This was absolutely so helpful. I have 2 jobs and get paid every Friday... my full-time job is a fixed income while my 2nd job is not and you explained this perfectly! Thank you so very much!
I’m in the UK so I’m just waiting for payday to buy what I need to start. I’m on low income as fiancé pays for all bills and rent. I pay for food shop every week and my phone Bill. £218.88;left every month after food shop and phone bill. Fiancé pays for anything we need so I want to start saving !
This was absolutely incredibly explained. Thank you for giving the option for an entirely cash based system and for a variable expense system. I will be trying the tips you've said. Not sure why I've never thought of breaking down my larger bills between paychecks instead of waiting to take them out of a single one. Very helpful.
My husband and I are opening a restaurant and so as the only one bringing in a paycheck at the moment, I feel like this system will really help us budget successfully. Thank you for sharing this for us beginners!
This was so good, I’ve been looking into better budgeting/savings methods and the cash envelopes seem good, but I needed more info to get rid of the anxiety of starting it lol, this broke things down so much.
I haven't heard sinking funds explained so well before! I finally get it haha! This is probably the best video for the envelop budget I've seen, thank you so much!!!
My sister and I just got our new apartment. And this will help us out slot. This can teach us financial responsibility and I would feel more secure. My mama was the one who told us
Very helpful. I was wondering how to transition from using my debit card for everything to using the envelopes. I also didn't know what a sinking fund was. Thank you so much!
@@MonetsMoney I was talking about the other lady that says she doesn’t use her bank cards anymore lol but yes I do this as well I keep something in my account for online shopping and been stuffing my checks every week
This is literally what I need, saved it to my private playlist for the future. Thank you so much for uploading this, your really an angel. I'm currently studying for a two year course compulsory for becoming a high school teacher. My mama is a single mother, so we have first hand experienced struggling with money like many others for having one paycheck and five growing bellies to fill. She is still very worried about my decision because it wouldn't pay well as compared to other company jobs and is still trying to make me keep my options open. I understand her. Point of view, as she wants the best for me. But teaching is the only thing I would truly enjoy maybe I will have my moments of sadness with not having everything like my siblings pursuing company jobs but on the long run this will make me happier. I was so worried about how to manage the cash, especially in times like these. Medical expenses are so costly that since I will be staying with my mama till I get married, I'll save my whole paychecks for the future from now only instead of spending it on things that won't last. So glad to discover this method, hopefully it will be enough for my future family in the long run. God bless you❤️
Thank you so much for sharing your story and just by reading it seems like your are passionate about teaching. If that makes you happy I think you should pursue it and the first step about money management is being mindful of your money and you have proven that you care about your finances so I am sure you will make the right decisions. Good luck on your journey and wishing you all the best. Thank you ❤️
I'm bad with money and people play on my kindness, but I'm 51 and finally done being a "yes person". I love this video. You saved my life dear ❣️ bless you forever!
Very awesome Monet!! I really like this video. You did a great job at breaking down how to start a cash budget system. I'm going to show this to my oldest son. I'm preparing him for budgeting too. TFS!
I started watching budgeting videos about a week ago because I couldn't account for a lot of money. THIS video is the one I need to help me get started on my journey. Thanks so much.
Thank you sooo much for this video. Ive watched several online and they’re using thousands of dollars and show the process but not the rationale for the start. Love your technique in your videos! As a teacher of 17 years I’d like to praise you for your excellent teaching skills! Way to break it down! 👏
Thank you ! U were refreshing, calm , professional, realistic and not annoying lol ♡♡ . Excellent video it helped me, and encouraged me to try this envelope method 😀
Thank you so much for this video. I am very new to the cash envelop system and I’m also looking to get a tight hold of my finances by starting from humble beginnings. Your video was very informative and your logistical breakdown of how you actually go about using this system was super insightful for me (especially the part where you explain you physically deposit the money into the atm/bank to pay a specific bill). I am going to first start with the approach of using envelopes for my variable expenses and leave my fixed expenses on my account.
Bonnie February 2023 Thank you, thank you!!!! I've watched dozens of videos and read for hours trying to get a cash envelope system that makes sense and will work for me and your explanation of the split method did it! Being able to see how you did it made all the difference. Reading it just has never made sense to me. Thanks for the time you put into this.
Thank you so much for this!! You’re the only person I have come across that actually explained this nicely and thoroughly!! I’m starting my first tomorrow!!
Thank you. I have watched other videos and they were too advanced for my money. I decided to budget about 4 years ago. We get one payday a month and that makes the paperwork easy. It changes from month to month and it's exciting. Now that I'm comfortable with the budget, I do desire to use it to save up for something special. Your video broke it down for me without making me feel like our " little money" had nowhere to grow. Thank you
Thank you so much! You just showed me a way that will "work for me". I couldn't figure out how much to keep "in" and how much to keep "out". You have made it so clear.
You explained this so well! I’m trying to make this part of my life and my moms life and more people, I think this is such a smart way to save money in different ways this is gonna be so helpful when I start my business thank you God bless!
Just subscribed after watching this video! Super helpful!!! I have been unemployed for almost a year now because of the pandemic. I’ve been saving my stimulus checks and tax refund. I’m so hopeful to find a job and I’m excited to bring in a steady income so I can start my cash budgeting! Thank you so much for sharing all of this great information!! 👍🏽👍🏽👍🏽👍🏽💯💯💯💯💯
I’m very happy this was helpful and thank you for joining the family ❤️ Wishing you success with finding a job and I’m excited for you to start this journey as well.
I like how you explain it clear and 'real'. I feel I can connect with you more. Using the plain envelopes, you aren't over the top 'big glam'. Thank you!!!!
Honey thank you for your information this helped me out a lot. My personal stash I have on one card, saving card, and my main card is my bills. it helps that way I wont spend the wrong money from the wrong account. I still use the envelope method
Im actually waiting for my, Go Girl Budget Book, with cash envelopes. From Amazon. I cannot WAIT for Friday. Especially now, after watching your video. Thank you so much for sharing this gem if wisdom. Again. I'm so excited to try this. And I'm 50+ year's old 🤓
one of the best videos ive watched explaining ❤️ my little cash binder just got delivered today and im counting down the days until my next paycheck so i can start!
Thank you So much for being plain and simple as possible. Are used to get myself confused because the explanations that other people were giving we’re making any sense to me but thank you thank you thank you for your explanation now I can go forward and start saving the appropriate way and creating other goals for my savings
I've never hear of this system until a week ago and I've watched many videos but your is the best...I've learned so much in this one video!! Thank you.
Best vid on Envelope Budgeting! Love how to start with True basics. Most come to this system because they are already over extended and searching for a solution. 💯❤🙂
True. The average American family does not have $500 for an emergency. Add $6,270 in credit card debt. Getting out of this situation takes an extreme behavioral change.
Thank you for this! I've been watching youtubers who have been into this for years. It was confusing to follow (the others who have been doing it for neons that move so fast.)
I don’t think it could’ve been explained better, that feeling of spending and not knowing what’s left then all of a sudden it’s gone… like… you just did a great job ❤
This is such a great video!! I am fresh fresh fresh into budgeting lol! I have started over twice because I would get a great amount saved in all my envelopes and then decided to pay off a credit card or large bill🤦🏽♀️
Great video I love how you explained all the different types of funds and how you can save. It's definitely helped me. I'm just now starting cash stuffing and I'm so glad I came across your video. Thank you.
This really helped me. I just got a job. A sinking fund for me is Medical. My son on average is admitted to the hospital once a year for a few days or more. Money on coffee, food, a few groceries really added up this last time. I could start a sinking fund and next time grad that envelope and I wouldn't need to spend it all. But I'd have it. That way I don't feel bad spending my credit card then coming home to owing a lot of money. Thanks!! I'll start it tonight.
I have an autistic disorder and have mild dyscalculia; anything with numbers, mathematics and finances are very difficult for me to grasp and understand. Congrats on making this video and explaining things in such a way that even *I* understood everything! :)
Your channel is so inspiring. When i was younger I have been doing dis kind of method not knowing that it has a name 😅 now that im married im back to square one.
I am moving out very soon and super excited to get this method started to set myself up right! This video is so helpful. And thank you for linking the products you use or recommend so I can get started :)
I'm doing this this year. This is the method that worked for me when I was in college but my husband prefer using a credit card because of the rewards. The problem is it's easy to swipe and difficult to keep on checking every time we purchase something to track where money went. Paying in cash is a good discipline. It's easy to control the spending when you see the money is getting lesser or gone. Thank you for sharing your experience in budgeting! ❤️🙏
I'm so bad at math and finances in general, but I'm graduating from uni in a year and start working as a teacher, plus I want to study something else later on (probably psychology or art). I just realized that I barely know anything and this videos are literally helping me a lot. thank you so much for the way that you explained everything. I can't wait to try this method!!
Oh my god, when you said “when I looked at my account and saw money, I saw it as money I could spend not knowing I needed it for something else” i nodded and audibly said yes. Im new yo trying this method so here’s hoping
It’s very true!!! Having physical money that you can actually see and feel, makes a huge difference. Not only does it hurt more to give it away, but when u see your cash stacking, you feel richer.
Yes this is so true! Thank you ❤️
YES EXACTLY THE IDEA I LOVE SEEINT ALL THIS CASH
I agree but I've grown up with my dad teaching me that money sitting is money wasted. Almost every penny of mine is invested in things like stocks and ways to make it grow. so far, it has been an insane turnout over the years. You let it sit and forget about it and the growth can be crazy if you invest in the right things, which really isn't hard to do. I do agree though, seeing a nice stack of cash is a great feeling
I get money once month how do I start with budgeting with rhat
I'm 13 and don't have a job. I do side hustles like cleaning and babysitting to make my money. This definitely helped me and I've already set up my cash envelopes and binder.
That’s a amazing you are handling your finances at such a young age. You will thank yourself in the future!
Awesome 😊
I’m 11 and I have a small business but before I do my envelopes I want to save $1,000 first and it’s so hard
@@sewsav7421 you got this bestie!! Make those money moves 💅
@@thymaerys thank you
I started with ziplock bags and pieces of paper lol. What you really need though is motivation and determination to better yourself
Yes I agree. It doesn’t matter what you use ❤️
Same
Thanks girl ima stop trying to be picky and use that until I can get a pretty set up
@@_zina9054 I’m trying to figure out where to hide the physical cash, I don’t trust banks anymore.
@@_zina9054 yesss same here probably male a little envelope for it
I’ve had a money spending problem my whole life I really need to do this please pray for me and thank you for the video
You have my support and wishing you the best on your journey. Thank you and you got this! ❤️
I have this issue too and i started doing this anf it has helped me a lot. Its also fun to do, you should be fine
My hubby has that issue
Same I’d I see it in my account and feel like I need to spend it
You can do it….I’ve had the same problem. But I’m determined to fix it
What I do, is since that all my bills come directly out of my account I calculate all of my monthly bills, add them all up and I normally add an additional $20 to the total just in case something is a tad more, and then I leave that in my bank account. I withdraw my savings, spendings, gas and food money or anything I pay with cash, and add that up. Then I disperse it between my envelopes.
THIS!!!! Is what I did starting my last paycheck
I love how you didn’t immediately push going out to buy alllll the different extras and you pretty much said start with what u probably already have on hand
Yes that’s how I started ,so it truly works. Thank you ❤️
This let me know I was BROKE and can't really afford anything!!!!!! This made me realize I needed to downsize somethings like... my cellphone and car.. thank you..
I had that aha moment as well. Wishing you success with your new journey 🤗
Literally one of the most clear explanations of this I have ever heard and I have searched around a lot! Thank you!
So glad it was helpful. Thank you ❤️
Agree 100%
Literally the best comment that lets us know “sis, THIS is the video you’ve been looking for!” 😂🌸🌸🌸🌸🌸🌸🌸🌸🌸
Seriously I was confused for so many different reasons and she covered every single one perfectly
Foreal! It’s so clear to me now
Don’t get me wrong. I love seeing peoples done nails. I really like that you have your natural nails out. Pretty and cost effective.
My favorite part was you talking with your mom at the end 😂🥰 I wish blessings on top of blessings to everyone that reads this.
Lol that’s my favorite part as well 😂
You did a great job of explaining how to budget....lot of people "assume" that people know this info or have some idea about how to handle money....applause to you for gaining control early before it became more than you would imagine.....thanks for sharing your knowledge and your budget journey....love watching your videos.....
Thank you so much. I truly appreciate this ❤️
Hi! If you want some more tips for managing money and finding patterns, check out this video!!! ruclips.net/video/fcGT367ih0Y/видео.html
i’m 20 and i’ve decided to start being more financially responsible! this video really helped!!!!
I started my cash envelopes/sinking funds last month. I'm saving for Christmas, my birthday and mine and my boyfriend's anniversary, which are all in December. Saving little by little is definitely better than spending all my Christmas bonus for those three events!
I agree. Saving little by little definitely helps with the pressure and feeling overwhelmed when you have so much
so im 19 and car Insurance is rly expensive bc im considered a “new driver” even though ive had my license since I was 16. my car insurance used to be like $300 a month, if you have members of your family thats in the military I advice if you’re young or in general to get under their policy. my car insurance went from $300 to $88 from being under my grandpas policy!!
What company does your grandpa use? Because that awesome! Happy for you!
@@kerriann9075 the general !
This is literally the best beginner video I have seen and I have been binge watching for a week now wanting to get started and not knowing where to start but this video is extremely helpful
Thank you so much, glad it was helpful ❤️
I’ll paused this video to say thank you for being a real RUclips. I like the fact that you gave it to us super simple within the first minute of the video giving us three things we already have at home to start this process. ***presses play***
Thank you so much! I’m glad it was helpful 🤗
YES AND I LUVVVVV PEN PAPER AND ENVELOPES ITS WHAT I GREW UP WITH AND I LOVE THE WRITE DOWN ALL KINDS OF THINGS I TYPE FAST ON MY LAPTOP BUT IM NOT TRYING TO BE PERFECT WRITING IS A LOST ART!
I love how you explain it. Especially the Fixed vs Variable expenses. I started out with a system like that but was no where near close to get to my sinking fund. I will definitely start back again and your video was perfect. So much better than the other videos I watch. 🙌🏽
Glad you enjoyed the video ❤️ thank you so much for watching and wishing you success with growing your sinking funds 🤗
This was such an awesome video! I’m a student in university and I’ve been so terrified of my piling loans, but this inspired me to finally crack down on it and start chipping away for a better future. You’re a great teacher!
I’m so glad you enjoyed the video! ❤️ and yes I agree, the sooner your start tackling those loans the better! 🤗
Such a good and thorough explanation I’ve watched so many videos because I’ve been trying to start a budget for what feels like the 100th time. This made it all make sense.
Thank you so much ❤️
Yes your the first person who explains it to where I can understand as a begginer and you don’t use overly decorated things I had to subscribe right away
Thank you, glad I was helpful and welcome to the family ❤️
Great video! I use the cash system for my sinking funds as well as spending money, gas, and groceries. I personally don’t like taking out cash then depositing it back into my bank account to pay the bills. Works for me and I think you definitely have to do what’s right for you! Great tips and pointers!
I agree! Thank you for watching ❤️
This is The Secret of Hidden Money.
Works like a magnet.
So essentially this is just a more physical version of a spreadsheet? I have a spreadsheet system but I’m definitely going to try this method ❤️
Yes. Physically seeing the cash helps me out a lot. Hope it works out for you 🤗
Very clear and concise, I started to get overwhelmed with all the information I've gotten since starting my search for budgeting. I love this video.. thank you for sharing.
I’m very glad this video was helpful ❤️ wishing you much success with your budget journey! Thank you for watching
Wow, I love how you explained this, I am just starting this journey and I am loving it. I love seeing and touching my money so this is for me. That ending was so good 😅
Yes I agree. If I don’t touch it then it doesn’t mean anything to me. Thank you 🤗
YUP
I purchased the mini cash envelopes from your shop just last night, and I seriously can’t WAIT to receive them. 😍😌 this is such a good video!!! It’s all about organization and consistency. 💰🙂
Thank you for the support ❤️
This is the best explanation/beginner video on YT and I’ve been watching them for days 😂. Thank you for this!
Thank you so much! ❤️❤️
Already so helpful and I’m just at the part about doing the split budget. I pay most of my bills out my second paycheck since it’s at the 28th of the month and I’m usually struggling between that and paycheck 1 but then paycheck 1 I overspend. Working to build healthy money habits and this will help so much
Yes, I was the same way. Once you figure this method out it’s a game changer. Happy I can help 🤗
I feel more people, no matter what age you are, need to see this video. 🧐And honestly… when you do have the physical money on hand, it makes a big difference in your spending habits. 🙂If the rest of those persons using just a credit (or even a debit) card, were able do this, then so many would not have so many problems trying to pay back those credit card loans (because this is what they are…) 😳with interest! Plus having a physical budget you are able to work with and see on a daily, weekly or monthly basis, really does help everyone in the long run.😇Thank you for posting; I look forward to seeing many of your future videos.🥰
I agree, it was a life saver for me 😊 Thank you!
THANK YOU. This was absolutely so helpful. I have 2 jobs and get paid every Friday... my full-time job is a fixed income while my 2nd job is not and you explained this perfectly! Thank you so very much!
Thank you ❤️ I’m very glad it was helpful and that you enjoyed 🤗
I’m in the UK so I’m just waiting for payday to buy what I need to start. I’m on low income as fiancé pays for all bills and rent. I pay for food shop every week and my phone Bill. £218.88;left every month after food shop and phone bill. Fiancé pays for anything we need so I want to start saving !
Always a great idea to start saving and I believe that you can do it! ❤️
I love the blooper at the end with your mom. That made me smile.
Lol that’s my favorite part 😂❤️
This was absolutely incredibly explained. Thank you for giving the option for an entirely cash based system and for a variable expense system. I will be trying the tips you've said. Not sure why I've never thought of breaking down my larger bills between paychecks instead of waiting to take them out of a single one. Very helpful.
thank you for getting straight to the point!!! 30 minute videos with 20 minutes on a back story are just not for me. so thank you!!!
Glad you enjoyed it ❤️ thank you for watching
My husband and I are opening a restaurant and so as the only one bringing in a paycheck at the moment, I feel like this system will really help us budget successfully. Thank you for sharing this for us beginners!
I’m very glad it was helpful! Thank you ❤️
I follow a lotttt of cash stuffing channels and THIS is the video I have been looking for. Thank u for making it. Very useful
Glad it was helpful!
Thank you for explaining the vocabulary necessary to start this system!
Thank you for watching ❤️
16 and starting my first job. I love budgeting all my allowances like every penny. Excited to learn how to start budgeting paychecks!
It’s great that you are so young and ready to start budgeting. You will have a bright future and you will thank yourself ❤️ congrats
This was so good, I’ve been looking into better budgeting/savings methods and the cash envelopes seem good, but I needed more info to get rid of the anxiety of starting it lol, this broke things down so much.
Glad you enjoyed the video and that it was helpful. Hopefully this system will work out for you ❤️ thank you for watching
I want to thank you. I’m so tired of having to go into credit card because of my bad spending habits
I haven't heard sinking funds explained so well before! I finally get it haha! This is probably the best video for the envelop budget I've seen, thank you so much!!!
Glad I can help ❤️ thank you for watching
My sister and I just got our new apartment. And this will help us out slot. This can teach us financial responsibility and I would feel more secure. My mama was the one who told us
Congrats on the apartment! And I’m so glad this video will be helpful for you. Wishing you luck ❤️
Very helpful. I was wondering how to transition from using my debit card for everything to using the envelopes. I also didn't know what a sinking fund was. Thank you so much!
Glad the video was helpful ❤️ thank you for watching
i use cash envelopes too, it has helped me to stick to budget, i dont use my bank cards anymore only cash on hand that i put aside...
Yes the benefit of the cash system is amazing. I was so happy once I discovered it. Thank you ❤️
@@MonetsMoney THANK YOU SO MUCH FOR THE WONDERFUL WORK YOU DOING TO HELP US STAY ON TRACK WITH MONEY N ULTIMATELY BE DEBT FREE...
You never order things online? Like Amazon?
@@msalohakitty Yes I do. I will deposit any money I spend online into my account.
@@MonetsMoney I was talking about the other lady that says she doesn’t use her bank cards anymore lol but yes I do this as well I keep something in my account for online shopping and been stuffing my checks every week
This is literally what I need, saved it to my private playlist for the future. Thank you so much for uploading this, your really an angel. I'm currently studying for a two year course compulsory for becoming a high school teacher. My mama is a single mother, so we have first hand experienced struggling with money like many others for having one paycheck and five growing bellies to fill. She is still very worried about my decision because it wouldn't pay well as compared to other company jobs and is still trying to make me keep my options open. I understand her. Point of view, as she wants the best for me. But teaching is the only thing I would truly enjoy maybe I will have my moments of sadness with not having everything like my siblings pursuing company jobs but on the long run this will make me happier. I was so worried about how to manage the cash, especially in times like these. Medical expenses are so costly that since I will be staying with my mama till I get married, I'll save my whole paychecks for the future from now only instead of spending it on things that won't last. So glad to discover this method, hopefully it will be enough for my future family in the long run. God bless you❤️
Thank you so much for sharing your story and just by reading it seems like your are passionate about teaching. If that makes you happy I think you should pursue it and the first step about money management is being mindful of your money and you have proven that you care about your finances so I am sure you will make the right decisions. Good luck on your journey and wishing you all the best. Thank you ❤️
@@MonetsMoney God bless you :)❤️
I'm bad with money and people play on my kindness, but I'm 51 and finally done being a "yes person". I love this video. You saved my life dear ❣️ bless you forever!
I’m happy the video was helpful ❤️ thank you!
Very awesome Monet!! I really like this video. You did a great job at breaking down how to start a cash budget system. I'm going to show this to my oldest son. I'm preparing him for budgeting too. TFS!
Thank you. Glad it was helpful and that you enjoyed it. 🤗
I started watching budgeting videos about a week ago because I couldn't account for a lot of money. THIS video is the one I need to help me get started on my journey. Thanks so much.
I’m honored my video can help you ❤️ thank you so much and wishing you success
Thank you so much for a crisp explanation. I finally understand what a sinking fund is. Loads of love 💜
Glad I can help clarify ❤️ thank you for watching
Thank you sooo much for this video. Ive watched several online and they’re using thousands of dollars and show the process but not the rationale for the start. Love your technique in your videos! As a teacher of 17 years I’d like to praise you for your excellent teaching skills! Way to break it down! 👏
Thank you so much! I’m glad it was helpful 🤗
Thank you ! U were refreshing, calm , professional, realistic and not annoying lol ♡♡ . Excellent video it helped me, and encouraged me to try this envelope method 😀
Aww thank you so much ❤️ I’m happy the video was helpful 🤗
Thank you so much for this video. I am very new to the cash envelop system and I’m also looking to get a tight hold of my finances by starting from humble beginnings. Your video was very informative and your logistical breakdown of how you actually go about using this system was super insightful for me (especially the part where you explain you physically deposit the money into the atm/bank to pay a specific bill). I am going to first start with the approach of using envelopes for my variable expenses and leave my fixed expenses on my account.
I haven’t even watched the video yet but i wanted to say thank you because i’ve been needing a video like this for a while
Thank you so much ❤️ glad I could help
Bonnie February 2023 Thank you, thank you!!!! I've watched dozens of videos and read for hours trying to get a cash envelope system that makes sense and will work for me and your explanation of the split method did it! Being able to see how you did it made all the difference. Reading it just has never made sense to me. Thanks for the time you put into this.
Thank you so much! Glad I can help. I’m a visual learner as well so I understand.
I haven’t finished the video yet but you are so precious! When you handed the cash over, I felt that!I love the detail you’re putting in🥰🥰🥰
Aww thank you so much ❤️
Finally on my own with Amy first big kid job. This is so so helpful!
Thank you so much for this!! You’re the only person I have come across that actually explained this nicely and thoroughly!! I’m starting my first tomorrow!!
Thank you so much! I hope it works out with your journey. Good luck! ❤️
This is the best short and clear explanation I've seen. Thank you for taking the time to make it!
Glad it was helpful!
I've watched so many videos on this for beginners and you explained it so much better than anyone else thank you 🙂
Thank you so much! Glad it was helpful ❤️
AND YOU ARE ABSOLUTELY RIGHT I STARTED THIS WAY I LOVE YOU
Thank you for sharing this. I'm amazed...you're so young yet fiscally responsible...and able to teach us more mature ones.🤑 Great content 👍🏾
Thank you so much! I’m glad the video is helpful ❤️
Thank you. I have watched other videos and they were too advanced for my money. I decided to budget about 4 years ago. We get one payday a month and that makes the paperwork easy. It changes from month to month and it's exciting. Now that I'm comfortable with the budget, I do desire to use it to save up for something special. Your video broke it down for me without making me feel like our " little money" had nowhere to grow. Thank you
This was VERY helpful! I appreciate your presentation style with telling us and then showing us with the written descriptions. So good!
Thank you so much! You just showed me a way that will "work for me". I couldn't figure out how much to keep "in" and how much to keep "out". You have made it so clear.
This is amazing! I’m glad you have found a system that works for you and I’m honored I could help ❤️
So I just found your channel and let me tell you I’m obsessed and I’m a new Subbie! I’ll be purchasing from Etsy!!
Aww thank you so much! Glad you enjoy and thanks for the support ❤️
You explained this so well! I’m trying to make this part of my life and my moms life and more people, I think this is such a smart way to save money in different ways this is gonna be so helpful when I start my business thank you God bless!
Just subscribed after watching this video! Super helpful!!! I have been unemployed for almost a year now because of the pandemic. I’ve been saving my stimulus checks and tax refund. I’m so hopeful to find a job and I’m excited to bring in a steady income so I can start my cash budgeting! Thank you so much for sharing all of this great information!! 👍🏽👍🏽👍🏽👍🏽💯💯💯💯💯
I’m very happy this was helpful and thank you for joining the family ❤️ Wishing you success with finding a job and I’m excited for you to start this journey as well.
I like how you explain it clear and 'real'. I feel I can connect with you more. Using the plain envelopes, you aren't over the top 'big glam'. Thank you!!!!
Thank you so much ❤️ glad you enjoyed
Love this breakdown!! I see this in my head but could never verbalize it. Great job!
Yes I tried my best to explain what’s in my head as well lol. Thanks! ❤️
this creator is AMAZING the fact that you took the time to either reply or like every comment is everything. amazing video xx
Thank you 🤗 appreciate this!
@@MonetsMoney hahah yw!!! i love your videos sm!!💕
Honey thank you for your information this helped me out a lot. My personal stash I have on one card, saving card, and my main card is my bills. it helps that way I wont spend the wrong money from the wrong account. I still use the envelope method
Glad you enjoyed the video! Thank you for watching ❤️
Im actually waiting for my, Go Girl Budget Book, with cash envelopes. From Amazon. I cannot WAIT for Friday. Especially now, after watching your video. Thank you so much for sharing this gem if wisdom. Again. I'm so excited to try this. And I'm 50+ year's old 🤓
Wishing you much success on your journey 🤗
Just received my binder in the mail! Can’t wait for my next paycheck 😂
I’m excited for you as well! 🤗
Thank you for this ! I was going crazy on TikTok trying to understand this system.
Glad it was helpful! ❤️
one of the best videos ive watched explaining ❤️ my little cash binder just got delivered today and im counting down the days until my next paycheck so i can start!
That’s great! Wishing you much success and I hope the system works out for you ❤️
Thank you So much for being plain and simple as possible. Are used to get myself confused because the explanations that other people were giving we’re making any sense to me but thank you thank you thank you for your explanation now I can go forward and start saving the appropriate way and creating other goals for my savings
Thank you so much! I’m glad it was helpful ❤️ wishing you success with your savings goals
I've never hear of this system until a week ago and I've watched many videos but your is the best...I've learned so much in this one video!! Thank you.
Thank you so much! I’m glad the video was helpful 🤗
girl this is the best video I have ever seen about this...
Wow, thank you so much 🤗
Best vid on Envelope Budgeting! Love how to start with True basics. Most come to this system because they are already over extended and searching for a solution. 💯❤🙂
Thank you ❤️ I’m glad it was helpful
True. The average American family does not have $500 for an emergency. Add $6,270 in credit card debt. Getting out of this situation takes an extreme behavioral change.
Thank you for this! I've been watching youtubers who have been into this for years. It was confusing to follow (the others who have been doing it for neons that move so fast.)
Happy that I was helpful and that you enjoyed. Thank you ❤️
I don’t think it could’ve been explained better, that feeling of spending and not knowing what’s left then all of a sudden it’s gone… like… you just did a great job ❤
Thank you so much ❤️ glad it was helpful
This is such a great video!! I am fresh fresh fresh into budgeting lol! I have started over twice because I would get a great amount saved in all my envelopes and then decided to pay off a credit card or large bill🤦🏽♀️
Glad I can help. Thank you ❤️
Great video I love how you explained all the different types of funds and how you can save. It's definitely helped me. I'm just now starting cash stuffing and I'm so glad I came across your video. Thank you.
Glad it was helpful and that you enjoyed! Thank you!
This was thoroughly explained especially the sinking funds. Thank you 🙏🏾🌻🧡
Glad it was helpful. Thank you for watching ❤️
This really helped me. I just got a job. A sinking fund for me is Medical. My son on average is admitted to the hospital once a year for a few days or more. Money on coffee, food, a few groceries really added up this last time. I could start a sinking fund and next time grad that envelope and I wouldn't need to spend it all. But I'd have it. That way I don't feel bad spending my credit card then coming home to owing a lot of money. Thanks!! I'll start it tonight.
Glad the video was helpful!
Wow!! Súper simple and clear… thank you so much!!
Glad you enjoyed! Thank you for watching ❤️
I have an autistic disorder and have mild dyscalculia; anything with numbers, mathematics and finances are very difficult for me to grasp and understand. Congrats on making this video and explaining things in such a way that even *I* understood everything! :)
Happy I can help!
Love your editing and this was super informative! Thank you ☺️
Your channel is so inspiring. When i was younger I have been doing dis kind of method not knowing that it has a name 😅 now that im married im back to square one.
I am moving out very soon and super excited to get this method started to set myself up right! This video is so helpful. And thank you for linking the products you use or recommend so I can get started :)
Congrats on moving out soon, wishing you luck! I’m glad the video was helpful and I hope this system works out for you ❤️
I'm doing this this year. This is the method that worked for me when I was in college but my husband prefer using a credit card because of the rewards. The problem is it's easy to swipe and difficult to keep on checking every time we purchase something to track where money went. Paying in cash is a good discipline. It's easy to control the spending when you see the money is getting lesser or gone. Thank you for sharing your experience in budgeting! ❤️🙏
Great explanation! Shout out to moms! 😂
Thank you and yes she was a trooper lol 😂
I'm so bad at math and finances in general, but I'm graduating from uni in a year and start working as a teacher, plus I want to study something else later on (probably psychology or art). I just realized that I barely know anything and this videos are literally helping me a lot. thank you so much for the way that you explained everything. I can't wait to try this method!!
Glad to hear it was helpful ❤️
Absolutely love this detailed tutorial! Thanks for sharing this with us. Bless you 💕
Thank you so much! ❤️
Oh my god, when you said “when I looked at my account and saw money, I saw it as money I could spend not knowing I needed it for something else” i nodded and audibly said yes. Im new yo trying this method so here’s hoping
Glad I’m not the only one. Wishing you the best with trying the system. Good luck 🤗
Incredible job with explaining everything! You seriously did such a good job with this ♥️
Thank you so much ❤️
wow, thank you for the thorough explanation
100xs better than all the other cash envelopes videos i’ve seen
Loved this video. I have been wanting to start this, and the explanation of doing just variable expenses works better for me. Thank you
Glad it was helpful. Thank you ❤️
That was entertaining and easy to follow so Thank you! Loved the end with your mom, kudos for supporting you!
Your channel is so inspiring to me and mine! I love all the work you put into budgeting :) I can seriously appreciate it!
Aww. Thank you so much, I appreciate that ❤️