What Americans Are Asking Google and ChatGPT About Us-and Money

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  • Опубликовано: 29 сен 2024
  • 💵 Create a free budget. Sign up for EveryDollar today! ⮕ ter.li/owvnye
    Technology, personal finance, jury duty-Rachel and George cover some hard-hitting topics as they answer the internet’s most popular “How to get out of . . .” questions (and also share a few thoughts on the Wendy’s franchise). You don’t want to miss this one!
    In This Episode:  
    • George discusses fanny packs and his time in the Arabic Baptist Church.
    • You’ll hear top Google searches and some financial limericks written by ChatGPT.
    • Rachel compares her husband, Winston, to a mysterious 90s sitcom character.
    Helpful Resources:  
    • Feeling like your money habits need a refresh? Check out our sponsor, Financial Peace University, to start making money moves with confidence today!
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    • Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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    This Week’s Happy Hour Special: 
    The Hurricane
    Ingredients:
    • 1 ounce light rum
    • 1 1/2 ounces dark rum
    • 3 ounces passion fruit juice
    • 3 ounces orange juice
    • 1 tablespoon grenadine
    • Orange slice and maraschino cherry to garnish
    Add rums, juices and grenadine to a shaker filled with ice. Shake to combine, then pour into an ice-filled glass. Garnish with an orange slice and a maraschino cherry for extra color and enjoy!
    Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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Комментарии • 154

  • @bethusery6076
    @bethusery6076 Год назад +99

    I would like an episode on Rachel’s favorite conspiracy theories

  • @matthewjungling
    @matthewjungling Год назад +27

    I needed the video form of this podcast more than y’all know

  • @laszlobauer5274
    @laszlobauer5274 Год назад +5

    Yay! Video at least! Now I can go ahead and listen to this while I work in the yard, exactly as it was audio only.

  • @phila9288
    @phila9288 Год назад

    Mathematically you pay down the most coslty first. So if one is $10k for 10% it costs $1000 a year, and one is $9K at 5% it costs $450 per year. So the bigger APR one is costing you way more money per year so the thought is pay that off first. It does make a difference, though it is a marginal gain.

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 Год назад

    9:23 Actually, I get to keep what the government allows me to keep.

  • @alqoshgirl
    @alqoshgirl Год назад +4

    Not gonna lie, I totally googled George kamel ethnicity😂 I’m a middle eastern Christian too

  • @bridgetjanosek1061
    @bridgetjanosek1061 Год назад

    So happy to see you on video!!!

  • @Razdasoldier
    @Razdasoldier Год назад

    My mother was so strict I had to go to school with a sinus infection for a month before my mother believed I was sick. Took another 2 weeks for the drugs to clear it up. -.-

  • @philiptaram
    @philiptaram Год назад

    Wooooaaaah I'm so excited for this!!! What a suprise

  • @brentkillian
    @brentkillian Год назад

    24:00 my wife did this once. I might have

  • @Msnanamac
    @Msnanamac Год назад +2

    I am so surprised George is half Egyptian and half Syrian. I would have never guessed! I thought he was a WASP white man.

    • @kathleenphillips7145
      @kathleenphillips7145 Год назад +2

      Georges heritage makes him even more interesting and bravo to Ramsey productions for being inclusive.

    • @autumnjerene
      @autumnjerene Год назад

      I've wondered about his ethnicity due to his last name. And then Rachel hinted at it in the Disney World episode when George talked about getting lost there as a kid.

    • @Meli_Mels
      @Meli_Mels Год назад

      People considered 'WASP' were blue blood looking. Think Nordic. Light colored eyes. Narrow noses. Picture the British royals or most any European monarch. He's much more "ethnic" looking. Yes, he has white skin, but a Jewish nose. Dark eyes. Definitely would not break considered A White Anglo Saxon Protestant or WASP.

  • @leisure057blank3
    @leisure057blank3 Год назад

    Arabic baptist?

  • @AllThingsMoneyandTech
    @AllThingsMoneyandTech Год назад +21

    King cake is actually a tradition for 3 Kings day Jan 6 and the baby Jesus is put in the cake, the cake is cut and whoever gets the baby has to throw the next party.

    • @XennialGuy
      @XennialGuy Год назад +1

      King cake stems from a pagan festival celebrated by the Ancient Roman Empire. It was a festival originally called Saturnalia, was used to celebrate Saturn, the God of Agriculture. Very similar to the behavior of Mardi Gras, Saturnalia was a festival which the people could drink, gamble, party, and copulate to their hearts’ desire. First century Christians did not celebrate this.

  • @LukeofAllTrades.
    @LukeofAllTrades. Год назад +19

    I met up with a friend for about 6 months at a local Wendy's to talk about budgeting and getting out of debt using the Dave Ramsey method... True story!

  • @Matt_in_TEXAS
    @Matt_in_TEXAS Год назад +35

    So glad I can watch it now!!! Thanks! Keep up the great work y'all!

  • @BenHamilton2011
    @BenHamilton2011 Год назад +20

    Love this podcast (now video series)! My favorite personalities at Ramsey in one place!

  • @leeannesorto6817
    @leeannesorto6817 11 месяцев назад +4

    I give my four sons one “mental health day” per semester (4 per year) for no reason if they haven’t missed for illness and have a B average or higher in their courses and no tests that day. Avoids lying to me, needless medicine given or dr appts and allows them to control their own lives. All employers have vacation/PTO time and in this high stress world - perfect attendance only wins you ribbons and awards…. An occasional day off for yourself is immensely beneficial ❤

  • @jvonhaugg
    @jvonhaugg Год назад +4

    Just saw this after hearing about it from, I think, the new FPU! Love it! As for my a drink you should try is Liquid Marijuana...we call it Angry Alligator. It has pineapple and different liquors. It really tasty. Too bad for the name.🤷‍♀️

  • @tabithalehner5798
    @tabithalehner5798 Год назад +6

    Love the podcast. Love being able to see the video of the podcast!! Please keep this coming!!

  • @debbiefried3533
    @debbiefried3533 Год назад +3

    What about "How to get out of your timeshare?" I thought THAT would be #1!

  • @marjoriebaut7981
    @marjoriebaut7981 Год назад +4

    Hahahahha I had to ask my husband to translate what he said 🤣🤣

  • @thekezzey95
    @thekezzey95 Год назад +2

    Short king!! 👑

  • @tabsinnervoice3839
    @tabsinnervoice3839 Год назад +1

    The baby is actually baked into the king cake and if you get the slice with the baby I think it’s supposed to be a “good financial luck” type thing. (Don’t quote me on that)

  • @SuperBetty00
    @SuperBetty00 9 месяцев назад +1

    George you are the best the Arabic is what got me hello friend I was born in Kuwait but I never learned Arabic I only heard my parents speaking the language and so I know Arabic here and there. I love love it. I love this show so much and Rachel I love you too

  • @deniseharvey8924
    @deniseharvey8924 Год назад +2

    I did that with my kids in the spring. I would get them up and act like they were going to school then get to the parking lot and say…no! We’re going to go have fun today!!! We would have that day once a year

  • @blakeharrison3972
    @blakeharrison3972 Год назад +1

    George lived in Bama?!

  • @thebusymrs
    @thebusymrs Год назад +2

    Louisiana native here… Mardi Gras is so fun!!
    It can be very family friendly if you know where to watch the parades. And king cake is AMAZING!!

  • @TheGrussingCrew
    @TheGrussingCrew 9 месяцев назад

    Just saying… my mom let us once a year play hooky from school. She’d call us in sick and we’d go do something big together as a family just because. I always looked forward to that day!

  • @lukeharris2622
    @lukeharris2622 8 месяцев назад +1

    ✝️

  • @lisab5191
    @lisab5191 Год назад

    This is stupid and I don't know why the public keeps doing this... jury duty. A few ideas ----- Why doesn't the Court System plan ahead and arrange transport for retirees that would love to have something to do and share their wisdom? If I'm on trial, please let there be someone over 50 that can envision the big picture. This is actually beneficial to the situation. How in the world do they take somebody out of their job when they might have children at home? And, why are they not taking those on welfare that are not working and they have time for duty???? There's a suggestion !
    It just seems there's so many other ways to do this versus taking someone out of their work.

  • @StarletOfDavid
    @StarletOfDavid 7 месяцев назад

    He actually looks similar to a Syrian I know. The round eyes are a giveaway. He’s also very lucky to have his full head of hair still. ❤🎉

  • @jennb9139
    @jennb9139 Год назад +3

    You make a great team! Glad to be able to watch you now!

  • @darcirose6158
    @darcirose6158 Год назад +2

    Love these shows!! SO entertaining and informative. Bringing the happy to happy hour.

  • @leilacavender4066
    @leilacavender4066 Год назад +2

    Yay for video!!! You guys are perfect!!

  • @kjwworldwide
    @kjwworldwide Год назад

    Diarrhea is great for getting out of work. But you must give a summary of the side effects, in less than 10 seconds. I like my job so i havent done this in years.

  • @averynmitchell
    @averynmitchell 4 месяца назад

    I would love to see someone who is fluent in Arabic evaluate George's at 3:27

  • @melissarivas2483
    @melissarivas2483 Год назад +1

    Omg !!!! We can see them now !!!!

  • @MsMel-ew1tp
    @MsMel-ew1tp Год назад +1

    $17,000 per kid per year?!? We have several kids and that would be more than our annual income. Food, insurance, diapers, clothes, shoes. Maybe a few thousand per kid. Not $17k! 😁

  • @curvygirlzrock8836
    @curvygirlzrock8836 Год назад

    Love flying buisness or first class… never going back to economy…

  • @frostyk1371
    @frostyk1371 Год назад +1

    Do it, I have already done a ditch day with my daughter and hopefully she'll keep me in the loop if there are ever problems at school.

  • @michelleguevara2966
    @michelleguevara2966 Год назад

    Dr appointment day is the day you take out your kid and it’s an excused absence!!

  • @mgb5170
    @mgb5170 Год назад +1

    Proves that you cannot just someone's ethnicity, personal history, family line by the color of skin. The racial focus on our country is crazy town.

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 Год назад +1

    6:33 I want to be on a jury. I’ve been summoned two or three times. Once I made it into the court room but got booted out because I like guns.

  • @suestone5076
    @suestone5076 Год назад +1

    24:00 - At the movies! Hubby and I would leave at the break of a $2 double feature and sneak in burger and fries for the 2nd. A friend and I planned to sneak in sandwiches, but she opted for Chinese instead‼️

  • @catalinab7626
    @catalinab7626 Год назад +1

    Love your show!!!! Thank you for all the fun content here. 🙂

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 Год назад +1

    12:28 Herpes?

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 Год назад +1

    13:18 Ferris Bueller.

  • @gabec1087
    @gabec1087 Год назад +2

    Dig the video ones now. Any reason why there’s no video on Spotify?

  • @aliciaeasterwood
    @aliciaeasterwood Год назад +7

    The video version is by far the best! Seeing y'alls reaction is priceless!

  • @mensb1936
    @mensb1936 Год назад +1

    Video finally

  • @brianadams6204
    @brianadams6204 Год назад +1

    I just got summoned for jury duty.

    • @lisab5191
      @lisab5191 Год назад

      Just say they're guilty you'll be out of there in no time

  • @melindaw3621
    @melindaw3621 Год назад +8

    So excited to see you with video! Love this podcast.

  • @razielhernandez2849
    @razielhernandez2849 7 месяцев назад

    I love these two together 🫶🏽

  • @Mamacitapurty
    @Mamacitapurty 6 месяцев назад

    I got $6 a day for jury duty!

  • @whysitsohotinhere4205
    @whysitsohotinhere4205 7 месяцев назад

    I loved this episode

  • @chadeburns
    @chadeburns Год назад +7

    Yay! So fun to see the video, and the Wendy’s fight was hilarious! 😂

  • @biancakinnear4810
    @biancakinnear4810 Год назад +2

    YAY!

  • @1RamTough
    @1RamTough Год назад +1

    Smart money happy hour, but it was only thirty minutes long…. Isn’t that like subway calling their sandwiches a ‘footlong,’ when it’s really only 8-9 inches. Don’t be subway.

  • @cindymann3673
    @cindymann3673 Год назад +1

    Love George that much more now!

  • @grizz4321
    @grizz4321 Год назад +1

    Why lie on the personal google search stuff? We can clearly see the stuff you are answering about yourself is not in the google search recommended till you start typing the word after your name.

    • @jameshumphrey3425
      @jameshumphrey3425 Год назад

      Maybe there’s certain personal questions they don’t feel comfortable answering

    • @grizz4321
      @grizz4321 Год назад

      @jameshumphrey3425 if they don't feel comfortable answering the questions then don't do that in the episode. No need to lie and act like they are answering legitimate questions people are googling.

  • @michaelleahy6848
    @michaelleahy6848 Год назад +1

    Still not over the Super Bowl story! You need a better follow up

  • @KT-rh7hq
    @KT-rh7hq Год назад +6

    I’ve been really enjoying Smart Money Happy Hour. You both seem to have a lot of fun together and I always learn something new. ☺️

  • @AaronFergFerguson
    @AaronFergFerguson Год назад

    Wish the video form was up in the podcast feed

  • @calorox101
    @calorox101 Год назад

    video > no video

  • @michelleparks4582
    @michelleparks4582 Год назад

    So, Rachel, in case you didn't know.. Mardi gras means fat Tuesday so basically what it is you make a glutton of yourself on the Tuesday prior to lent in preparation for all that you will be giving up. 🎉🎉🍹

  • @kendals3833
    @kendals3833 Год назад

    Yes!!! Thank goodness you put cameras… now I can watch when I eat

  • @murraysanderson9968
    @murraysanderson9968 Год назад

    this is hysterical "this is one holiday I don't get, but good for you" LOLOLOLOL

  • @KaloBtzzk
    @KaloBtzzk Год назад

    😆 to translate: he said "you are a rotten watermelon, I'll give you 100 slaps on your face" I bet his mom says that to him lolol

  • @MattMills69
    @MattMills69 Год назад

    You can add chatgpt to Siri and make her a LOT smarter

  • @nick_fitch
    @nick_fitch Год назад +5

    This set rules and looks amazing. Lemme get a Delony/Coleman show with this format.

  • @hockeyhalod
    @hockeyhalod Год назад +1

    Woohoo camera! 100% better.

  • @oliviafox6745
    @oliviafox6745 Год назад

    My husband brought his own real maple syrup to a restaurant for breakfast.

  • @Magnatros
    @Magnatros Год назад

    I just walked out of school whenever I wanted to. They never stopped me or called my parents.

  • @esgiegee9576
    @esgiegee9576 Год назад

    So who won the 100$ survey? I’m waiting for the winners

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 Год назад

    10:28 I broke a lease early. I wanted functioning hot water and the property manager didn’t want to deal with me. He let me out early without fees.

  • @everydaystewardship
    @everydaystewardship Год назад +4

    HOORAY!! Finally video! We are so stoked!

  • @joanebf
    @joanebf Год назад

    I've brought my own popcorn to the cinema hahaha

  • @debbiefried3533
    @debbiefried3533 Год назад

    Finally on video! Yay!

  • @EhAzur2o
    @EhAzur2o Год назад +4

    Love the addition of video.
    Would prefer if it flicked around less. The pop-ins add enough dynamic as it is.
    Great show as always!

  • @davidmilhouscarter8198
    @davidmilhouscarter8198 Год назад

    2:10 I want to see George’s and Rachel’s search history.

  • @TheRealVictorSalcido
    @TheRealVictorSalcido Год назад +3

    Chat GPT Is SCARY!!!

  • @herbanhomestead
    @herbanhomestead Год назад

    A video!!!

  • @fabmontreal25
    @fabmontreal25 Год назад +4

    YES YES YES! Finally Video Versions. Thanks for listening to us

  • @boonewsmith
    @boonewsmith Год назад +4

    ❤😊So glad there’s video!!!!!

  • @debbiefried3533
    @debbiefried3533 Год назад

    My son broke his lease and it took thousands.

  • @ranikster9955
    @ranikster9955 Год назад

    Love this ❤ who makes the drinks?

  • @coldmago
    @coldmago Год назад

    Yay

  • @preparetobedazled
    @preparetobedazled Год назад

    I love king cake.

  • @jordanbousfield3332
    @jordanbousfield3332 Год назад +4

    Deffiantly love this podcast I dont think I've missed an episode yet, these two brighten up my day all the way up in saskatchewan 🇨🇦

  • @esgiegee9576
    @esgiegee9576 Год назад

    U both r so funny

  • @Pandorash8
    @Pandorash8 Год назад +3

    Awesome ep as always!
    When I was 11, I said to my mum one day, “I don’t feel like going to school today.” So my mum said, “ok, stay home.” I was like… what?? But she let me stay home. It was great. But I hadn’t taken a day off (other than if I was sick) my whole school career until then. So I think that was a cool move by my mum.

  • @reese10179
    @reese10179 Год назад +3

    Since there were four kids in our family, my mom would sometimes take one of us out of school/call us out, take that one child to donuts, and spend the day together. I will never forget it. Take those kids out for a mental health day! It's SO worth it.

  • @moneymattersforeverybody
    @moneymattersforeverybody Год назад +3

    Great episode! Getting out of debt is the best thing we ever did for our family and now we help others get out of debt too! This is our baby step millionaire year!!

  • @kimberleeduncan6143
    @kimberleeduncan6143 Год назад +3

    I just LOVE both of you! And together! It’s just the perfect recipe! Lol. So happy it’s on video now! 😊

  • @RealAmarSheth
    @RealAmarSheth Год назад +3

    George, when can we expect you to call people “habibi” when they call in? 😂

  • @metaltera86
    @metaltera86 Год назад

    Of course George is a millionaire

  • @tysonw6555
    @tysonw6555 Год назад +3

    Love this, waited for this, totally met expectations 🎉🎉🎉❤❤❤

  • @Mamamischa
    @Mamamischa Год назад +3

    Yay!! It’s a video!!

  • @janelleg597
    @janelleg597 Год назад +2

    Diarrhea?? I thought it would be COVID haha

  • @jahnbarlow9338
    @jahnbarlow9338 Год назад +2

    This episode is so much fun! As a Gen Xer, I never thought I’d enjoy a Millennial podcast this much. I hope George will teach us a new phrase in Arabic every week!