Moody 422 (1987) , Gallagher Skippers' Plan CDN $1275,-/Year , $1.350,- deductible , $135 K replacement value , $2.000 K Liability). Annual insurance (for a sailboat) should be around 1% of the boat's replacement value.
2005 Catalina Capri 22 - Progressive I live in Iowa so she’s only used half the year. We’re also confined to an inland lake that is relatively small. $180 / year
1980 O'Day 25, Michigan, Auto Owner's Insurance. Coverage: $500k personal liability, $5000/person medical, comprehensive and collision for boat/motor, some additional coverages for personal property, emerg. towing, and motor/trailer: $250/year. Did not require a survey, only pictures.
J-35, fun to sail, even on main alone, reasonable interior, and can be found with wheel steering and shoal draft without losing great performance. Strong class association! Biggest challenge is to find one that has not been ridden hard and put away wet!
Tim love your show. We have The ultimate true 35 best boat ever for 2 people that’s a floating condo and sails fine for us. Check out the Catalina 350. Several serious differences that make it amazing including a pedestal V berth with a real inner spring mattress
I have a 1983 Catalina 36 MK1, and I'm insured through Progressive. I pay $1150 a year for $500k liability, comprehensive, and some other coverages - I added the coverage for towing, jump starts, fuel for the extra $30 (for a little over $0.50 a month that seems worth it). BTW: My boat is moored along the Connecticut River.
Geez that’s pretty good. I’ve been insured by progressive for years on my vehicles but when I tried to add my 23’ center console boat with $50k worth of coverage they quoted me $5,800 a year. For a boat I only use 10 times a year nah.
1977 Chrysler 26 trailer sailor ,apostle islands lake superior area,lake michigan,and Iowa Insurance through geico for 112 a month Minimum coverage just to enter marinas.
@ladyksailing would like a video in this series showing a list of small learner lake boats for the very beginners that dont have a huge budget to jump in both feet first with a "real" sailbot but something "complicated" enough to get an idea of what their getting into.
I have a 1973 Allied Princess 36 with agreed value hull coverage insured through AIG Private Client Group. You guys with the new boats have it easier. Last Spring I sold my 1936 woody which also had agreed value coverage through AIG.
Hey..how about some Scandinavian boats like C-34 Sweden Yachts or Scannmar 35.? Or HS ? They are way better than those presented for the more-or-less same price.
Union 32/ Ted Brewer design built in Taiwan. Port is Ventura, CA. I just switched from boat US to State Farm. I have full coverage of 500k liability with a payout of 59k if totaled. Interesting info why i switched. My premiums went up from 60 a month to 90 a month for no apparent reason. I called, and they said the recent payouts from Florida caused all rates to go up. I was like F@@@ that! So, I got the same coverage from State Farm for 44.00 a month. I have been boating for 39 years, no claims ever. Hurricanes are causing all kinds of issues in the insurance industry. I know someone in Miami paying 5k a year for a 34 foot powerboat with tons of stipulations on named storms.
Wow. As part of my research I received a quote for 2500 premium for: Novice sailor (100 logged hours, ASA 101,103) restricted to Massachusetts waters. 1985, 28ft Hunter.
Your rates will depend on: Home port Sailing areas Racing Liveaboard Age of boat and rigging (must be under 20 year) Your sailing experience on similar class boat Your sail traing, safety courses Your credit score Minimum crew, i.e. 4 exerienced sailors for transatlantic crossing ...and that's ignoring a survey by THEIR surveyor and the phase of the moon.
1970 O'Day Mariner insured for years through Geico (vis BoatUS), but eventually they said they don't insure boats older than 40 years so now Progressive insures it for the same premium
1972 Samson C-Quence lines, 38 foot, schooner, Junk Rigged, Ferrocement hull, $500K liability, State Farm (currently for sale due to purchase of Catalina) 2006 Catalina 387, (Hull #91), $500K liability, State Farm
1985 Islander P40 $1800/yr for $30,000 in coverage... premium went way up without the Diesel discount (boat is all electric)... I declined the policy and now only have liability... I want to reflag the boat in Portugal and get insurance with Pantainius and drop State Farm...
Niagara 26 Insurance for Canada,US,Bahamas,and Turks and Caicos,inland and coastal waterways and land transport(my trailer ) all for just over 500 US annually including 1 million US liability........until it turned 40.
I need to ask a question?? I have a S2 8.0 it has a 4-stroke 15 horsepower tiller motor on the back... can I put a regular motor on there that's not a tiller motor?? I want about a 30 horsepower, can I put a regular 4-stroke 30 horsepower motor that is not a tiller motor??? And thank you again
Hey. That is not a good idea. Displacement hulls only go a certain speed based on the hull. For your boat that is approx. 6.2kn. Adding power won't change that because the hull cannot plane. Are you asking if you can put an inboard engine inside the boat instead of an outboard?
Ahoy, all you salty scally wagers. My little 20' nordica thinks she's 30' but don't have the heart to tell her any different... any who she's out on the hard right now on the north tip of Cape breton Island and fully insured with the cooperators. I don't know how much it costs me but I think it's not too much because my wife still talks to me, and she pays all the bills. Great episode, and I will call you when I go searching for my Hans Christian Captain of the Black Whale
People fret over manufacturers and interior layouts but at the end of the day it's about the experience and capability of the Skipper. Seems like half of the sailing community are lifestyle dreamers, while tommy salt is bouncing his tiny worn out McGregor to the Bahamas every weekend. I'll never pay more than $1000 per linear foot for a sub 40 ft sailboat, but I'll sell you mine after I find something better. 😉
Hi. I am a Swiss, Canadian Cititzens. My Fiance is Spainard and Colombian. I am almost ready to sail from Spain, to the Caribbean, to maybe Kap Horn and up to Vancouver Island. I have a FELLOWSHIP 33, Buildt 1984. All new, including 50HP Engine and Transmission. I am looking for a good, reliable, Insurance with folks who want to work on MY behalf. I would take Options too and a good coverage. The boat is currently registered in Poland. But I want to leave Europe and come home to Vancouver Island. Glad for any help and advise.
I made voyages on my 34 and 35 foot boats. I never thought of insurance. I had no broadcast radios, and GPS didn't exist. I knew a few yachties who disappeared at sea in the late 70s. If the sun and horizon weren't visible, we became increasingly uncertain as to our position. We had no way of knowing what the weather would bring. Aside from having good charts, we might as well have been sailing centuries earlier. Sometimes the charts weren't so good, either. The positions of the atolls of the NW Pacific weren't known with any great certainty, and the currents are strong and erratic there. These factors led to some harrowing experiences.
This is quickly become one of my favorite sailing channels. The topics are great and the information is outstanding. YT is usually pretty far off when recommending channels but it nailed it right on the head this time.
After reading the comments, I'm thinking I have a great bargain on liability insurance: - 1988 Island Packet 38, cruised between FL and ME - Liability only: 300k / Fuel Spill $1M / Uninsured Boater $300k - Towing & Assistance $3k / incident - Cost went from $380 annually in 2021 to $452 in 2022 - Ive had this policy with BoatUS/Geico since 2001 with no claims Blackheart Charlie s/v Aurora, Key West
1983 - Bristol 35.5CB - Progressive. This is a sweet boat, loads of beautiful interior wood work, shallow draft with the center board up, does great in both light and high wind, and fairly fast too. Rock solid construction. Galley is a bit small, but the 1984 version has a larger U-shaped kitchen.
I personally went and looked at the PS 37 in Redwood City. It was indeed only worth 22K. It needed re-powering, new rigging and sails if you intended to actually take into the Ocean. Puttering around the SF Bay would have been fine but the previous owner was a live abort and didn't sail much. He had moved to Seattle and needed to dump the boat.
State Farm offers cruisers insurance on most vessels subject to only two caveats: You are only insured in the US and Bahamas waters or on routes between, and that your boat is strictly non-commercial. There is no restriction on when you have to be where, so you don't have to relocate for hurricane season if you don't want to. Rates are usually between 1% and 1.5% of the limits of liability annually. I don't yet have a boat, I'm shopping, but that is the gist of the info I got from my insurance agent.
Cal 20 - 1964, rider on my home insurance for “toys” for just liability. It’s a very cheap boat, but just needed insurance for the marina. Cost me $40 a year. :). Company is Mutual of Enumclaw. Boat is in the Pacific Northwest.
As someone who is planning to purchase a sailboat and spend time in the Caribbean. I would love to see a video (you may have done one already) on purchasing/renting/finding a permanent slip to keep your boat in a good location that allows travel to and from the states when work demands you return back. We plan to spend half time on boat and half in our NC mountain home. Suggestions? Thanks for the videos and information.
I'd hold-off on buying a sailboat right now, wait about 6 months. In the PNW, I am seeing 30 ft Catalinas 1980's vintage going for $10K. There are a bunch of used boats coming on the market and prices are crashing down.
@@joeldelamirande5792 includes all the normal stuff, dingy and motor. My deductible is $1200 CAD. I think we pay less on Georgian Bay then the East coast of US. We don't get the same weather.
I'm in North Florida and I have a 1973 Olympic Dolphin 23 and I have it insured through State farm for $140 for the year. It's valued at $8,000 and I honestly am not sure what the total liability is. I think it's 100,000
Would love your feedback on this. We are in the process of purchasing a pristine 1976 Cabot 36 from a wonderful couple who have owned and cared for it like museum piece for 40 years! Stored every year in a custom built garage on their property. In spite of this we are having a hard time finding insurance for both Canada, the U.S. and the Caribbean from a single insurer.
Definitely some nice boats, but i'm surprised there weren't any Hunter boats! They have a lot of boats in the 35ish foot range at really good prices, newer late 90's and early 2000's models too.
I have a Beneteau Oceanis 350 1989, second owner picked her up in 1995, sailed 7200 nm on her all the way up too Bangor Maine down too the Cape. She is the owners version with the shoal 4’ draft wing keel 28 hp Volvo 21 gallon tank, only have 750 hours on her engine. Installed a fresh water back wash for the through hull so I also layup the engine every time , so no growth in the heat exchanger and corrosion down to a minimum in the Elbow, installed a 120amp alternator and an 8D and 4d and starter battery and 85$ hand crank, which I had too use once. It was hard but it worked. Basically my summer house, turned my boys too men. She is on the hard in Greenport, planning her refit. She has air, Frdge , two Freezers, we would take off the Month of August, and plan our trips, she is a very fast boat and points real high. Have been in ruff seas where waves broke at my lower spreaders. The item that we would always run out of is water, water makers at the time very expensive, so that will be part of the refit, a solar arch, and soft solars for the dodger and Bimini, State Farm is my insurance, I was a pilot before plus took my six pack in the day, crewed the liberty cup race for the American Team, as well as other races too Bermuda when I was Young BC (before Children) tactics came real a few times running from weather north of Province, it was so bad I was beating Carvers, was almost planning her with her rails in the water on the aft port beam reach from hell doing 12 knots running away from a Green storm , which later produced water spouts. Yup that is 5 above hull speed but she was all out of the water wear her winged keel and a bit of the hull was in the water with no helm was steering with the sails. Could have sailed to Chicago that day the leeward side was so hard it was like concrete and her pitch and yaw stayed firm like she was a gyroscope, going up and down the following seas with all of the same angles the sails where flying her. Often I did the Wednesday night races in the sound when we kept her in Huntington. We always wanted too cruise more in the Chesapeake, and always the Caribbean , without a water maker a big Nojoy. Now with just the wife, was thinking of refit then make a try in our retirement.. Bravo Zulu on your Channel.
Interesting as we just recently went through this insurance drill because our marina required we have a $1M both liability & accident. After I spent a day talking to a lot of insurance companies, my husband got our State Farm Agent to insure my 1984 O’Day 34. I was at the time talking to The Hartford, who I think was going going to insure me. It was my last call. I’m in Virginia on the Chesapeake Bay.
OK, response from AU so may not be relevant. Are you talking public liability, third party property or owner insurance (comprehensive). I am able to insure a Cole Nantucket 1985 full comprehensive for AUD$800/year costal sailing only
Location matters! I have a 1963 Seawind 30’ located in Caribbean, US flagged. No US insurer is willing to touch it. Tried the boat show special too, no takers. Would be willing to go with liability only. Anyone have ideas ???
Have you personally sailed a 361?.... I chartered one in the BVI back in 2012 and she sailed like a pig....My 35 foot pick? 35 Wauqiuez, sail well, built well, good layout and often found crossing the Pacific...
Geico will not insure an older boat, however, StateFarm,with whom I have my family vehicles insured, has insured my 1974 Yorktown 35 for $93 per year for $500,000 liability…
Hi! I’m fan from Rgentina. I’ ve got a 1987 Peterson 34, secomd hand! I have it since last montj! I’m working hard, but the boat is in really good shape and conservation. What dan you say or know about this boat? Have you ever sail on one? Have you anything to tell me that will help in my restoration? Thanks!
Insurance is mandatory? I guess in this day and age….. of course that complicates my dream of dropping out of society for three years to sail the South Pacific. I probably need to figure another $3,600 for three years insurance into my dream☹️ This dream of mine sure is troubled with hurdles. Of course I’ll lose my tail on a boat since it’s value will only exist if you have a buyer. I will expect to lose 50% on that.
We found coverage for Canada and as far south as New York but no further. We have approached at least 8 or nine brokers so far with no one wanting to touch an older boat for the Caribbean. It’s really baffling. 😳
I have been subscribed for a while thankyou for your vids but I have to ask why what you were sayin about the boats did not match the pics would have more informative and less confusing, visual and audio need to match.{ for me } just want too let you know I care
Leave a comment with your boat, year, and who you were able to insure with
Moody 422 (1987) , Gallagher Skippers' Plan CDN $1275,-/Year , $1.350,- deductible , $135 K replacement value , $2.000 K Liability).
Annual insurance (for a sailboat) should be around 1% of the boat's replacement value.
Thanks for doing this!
Tanzer 26 1980 Gallagher Skippers Plan
1978 Pearson 365. Geico/BoatUS
1990 catalina 42
1974 C&C 33 MKI, Insured in Ontario, Canada, was fairly easy through NauticLife / Aviva.
2005 Catalina Capri 22 - Progressive
I live in Iowa so she’s only used half the year. We’re also confined to an inland lake that is relatively small. $180 / year
1980 O'Day 25, Michigan, Auto Owner's Insurance. Coverage: $500k personal liability, $5000/person medical, comprehensive and collision for boat/motor, some additional coverages for personal property, emerg. towing, and motor/trailer: $250/year. Did not require a survey, only pictures.
J-35, fun to sail, even on main alone, reasonable interior, and can be found with wheel steering and shoal draft without losing great performance. Strong class association! Biggest challenge is to find one that has not been ridden hard and put away wet!
Tim love your show. We have The ultimate true 35 best boat ever for 2 people that’s a floating condo and sails fine for us. Check out the Catalina 350. Several serious differences that make it amazing including a pedestal V berth with a real inner spring mattress
2008 catalina 350! My dream boat!👍
1979 Islander Freeport 36 Plan B! But I'm biased
1981 Catalina 30, in Michigan. Originally had BoatUs/Geico when purchased in fall 2019. Last year switched to State Farm.
I have a 1983 Catalina 36 MK1, and I'm insured through Progressive. I pay $1150 a year for $500k liability, comprehensive, and some other coverages - I added the coverage for towing, jump starts, fuel for the extra $30 (for a little over $0.50 a month that seems worth it). BTW: My boat is moored along the Connecticut River.
Geez that’s pretty good. I’ve been insured by progressive for years on my vehicles but when I tried to add my 23’ center console boat with $50k worth of coverage they quoted me $5,800 a year. For a boat I only use 10 times a year nah.
1977 Chrysler 26 trailer sailor ,apostle islands lake superior area,lake michigan,and Iowa
Insurance through geico for 112 a month
Minimum coverage just to enter marinas.
@ladyksailing would like a video in this series showing a list of small learner lake boats for the very beginners that dont have a huge budget to jump in both feet first with a "real" sailbot but something "complicated" enough to get an idea of what their getting into.
1990 Catalina 22 winged keel w trailer through Geico Marine - as easy as adding a car. Just renewed w no hassle.
You should do one on 35 foot center cockpit
re Sceptre 36 1980 insured with NauticLife Aviva Lifestyle Ins
Thanks. We (kiddo and I) are starting our journey to become sailors. Your channel is very helpful
1981 Vagabond 17, insurance $750/year with Progressive and includes towing services. Boat is in Florida 😊
I have what is known as a Challenger US 35. Built like a tank. 1976 Wilmington CA. Paid $500. Previous owner had no clue.
I have a 1973 Allied Princess 36 with agreed value hull coverage insured through AIG Private Client Group. You guys with the new boats have it easier. Last Spring I sold my 1936 woody which also had agreed value coverage through AIG.
79' 30 footer insured with home insurance
1999 Shannon 47, The Cincinnati: hull value $320k - $500k/$500k coverage - $2800/yr
With who?
@@xavpil2 The Cincinnati Insurance Co
thx Ron!
1983 Wauquiez pretorien 35 with progressive
Hey..how about some Scandinavian boats like C-34 Sweden Yachts or Scannmar 35.? Or HS ? They are way better than those presented for the more-or-less same price.
Union 32/ Ted Brewer design built in Taiwan. Port is Ventura, CA. I just switched from boat US to State Farm. I have full coverage of 500k liability with a payout of 59k if totaled. Interesting info why i switched. My premiums went up from 60 a month to 90 a month for no apparent reason. I called, and they said the recent payouts from Florida caused all rates to go up. I was like F@@@ that! So, I got the same coverage from State Farm for 44.00 a month. I have been boating for 39 years, no claims ever. Hurricanes are causing all kinds of issues in the insurance industry. I know someone in Miami paying 5k a year for a 34 foot powerboat with tons of stipulations on named storms.
1984 Endeavour 33 Chicago Illinois insured with Geico
68 Cal Jensen 25’ insured by AAA. We’re in Oceanside Ca! I think we have 1/2 mil cost us $180/yr
1991 Catalina 28; GEICO Marine
Wow. As part of my research I received a quote for 2500 premium for: Novice sailor (100 logged hours, ASA 101,103) restricted to Massachusetts waters. 1985, 28ft Hunter.
1982 Bristol 38.8 underwriter is Travelers, 500k liability 80k value
Your rates will depend on:
Home port
Sailing areas
Racing
Liveaboard
Age of boat and rigging (must be under 20 year)
Your sailing experience on similar class boat
Your sail traing, safety courses
Your credit score
Minimum crew, i.e. 4 exerienced sailors for transatlantic crossing
...and that's ignoring a survey by THEIR surveyor and the phase of the moon.
1980 Hunter 36c (Cherubini)-Jake from State Farm is covering it
1970 O'Day Mariner
insured for years through Geico (vis BoatUS), but eventually they said they don't insure boats older than 40 years
so now Progressive insures it for the same premium
It would be a tough decision between the Cat and, er, uh Cat.
1972 Samson C-Quence lines, 38 foot, schooner, Junk Rigged, Ferrocement hull, $500K liability, State Farm (currently for sale due to purchase of Catalina)
2006 Catalina 387, (Hull #91), $500K liability, State Farm
1990 Catalina MKI, insured with State Farm, for $50 a month
What about modern boats in the same size? Bavaria C38 and Beneteau Oceanis 38.1...
‘87 Catalina 25, GIECO Marine in N. Texas
1981 Lancer 36 - Progressive
Mirage 33 - Quebec with Royal and SunAlliance -
But I am having trouble getting coverage for going south aka the Bahamas
1990 Pearson 34 - Progressive $500k combined Single Limit.
1976 Alberg 37 Yawl, MCT. Boat located east coast of Newfoundland
my live aboard is a 1967 gurmman 17foot. im a tiny tiny man. no insurance but its just hanging on the side of a house.
1985 Islander P40 $1800/yr for $30,000 in coverage... premium went way up without the Diesel discount (boat is all electric)... I declined the policy and now only have liability... I want to reflag the boat in Portugal and get insurance with Pantainius and drop State Farm...
1969 Cal 29 in Marina del Rey, insured through Boat US.
Niagara 26 Insurance for Canada,US,Bahamas,and Turks and Caicos,inland and coastal waterways and land transport(my trailer ) all for just over 500 US annually including 1 million US liability........until it turned 40.
I guess they expect an "insurance job" shortly
1985 O’day 26. My insurance is Progressive through USAA.
1958 Pearson Triton 28, State Farm
I’m looking at 37 Catalina NEW !!! 😂 $220,000.00. Yay.
I need to ask a question?? I have a S2 8.0 it has a 4-stroke 15 horsepower tiller motor on the back... can I put a regular motor on there that's not a tiller motor??
I want about a 30 horsepower, can I put a regular 4-stroke 30 horsepower motor that is not a tiller motor???
And thank you again
Hey. That is not a good idea. Displacement hulls only go a certain speed based on the hull. For your boat that is approx. 6.2kn. Adding power won't change that because the hull cannot plane. Are you asking if you can put an inboard engine inside the boat instead of an outboard?
Ahoy, all you salty scally wagers. My little 20' nordica thinks she's 30' but don't have the heart to tell her any different... any who she's out on the hard right now on the north tip of Cape breton Island and fully insured with the cooperators. I don't know how much it costs me but I think it's not too much because my wife still talks to me, and she pays all the bills. Great episode, and I will call you when I go searching for my Hans Christian
Captain of the Black Whale
I'm sure Lloyds will insure just about anything-- and it will cost.
People fret over manufacturers and interior layouts but at the end of the day it's about the experience and capability of the Skipper. Seems like half of the sailing community are lifestyle dreamers, while tommy salt is bouncing his tiny worn out McGregor to the Bahamas every weekend. I'll never pay more than $1000 per linear foot for a sub 40 ft sailboat, but I'll sell you mine after I find something better. 😉
Hi. I am a Swiss, Canadian Cititzens. My Fiance is Spainard and Colombian. I am almost ready to sail from Spain, to the Caribbean, to maybe Kap Horn and up to Vancouver Island. I have a FELLOWSHIP 33, Buildt 1984. All new, including 50HP Engine and Transmission. I am looking for a good, reliable, Insurance with folks who want to work on MY behalf. I would take Options too and a good coverage. The boat is currently registered in Poland. But I want to leave Europe and come home to Vancouver Island. Glad for any help and advise.
Forgot it was from Geico through Boat US.
Sometimes it is NOT the boat that can't be insured, but the sailor.
Does a rubber ducky count? 😃
Always
I made voyages on my 34 and 35 foot boats. I never thought of insurance. I had no broadcast radios, and GPS didn't exist. I knew a few yachties who disappeared at sea in the late 70s. If the sun and horizon weren't visible, we became increasingly uncertain as to our position. We had no way of knowing what the weather would bring. Aside from having good charts, we might as well have been sailing centuries earlier. Sometimes the charts weren't so good, either. The positions of the atolls of the NW Pacific weren't known with any great certainty, and the currents are strong and erratic there. These factors led to some harrowing experiences.
This is quickly become one of my favorite sailing channels. The topics are great and the information is outstanding. YT is usually pretty far off when recommending channels but it nailed it right on the head this time.
Very late but totally agree.
I haven't even started sailing yet and still watch every video.
After reading the comments, I'm thinking I have a great bargain on liability insurance:
- 1988 Island Packet 38, cruised between FL and ME
- Liability only: 300k / Fuel Spill $1M / Uninsured Boater $300k
- Towing & Assistance $3k / incident
- Cost went from $380 annually in 2021 to $452 in 2022
- Ive had this policy with BoatUS/Geico since 2001 with no claims
Blackheart Charlie
s/v Aurora, Key West
1983 - Bristol 35.5CB - Progressive.
This is a sweet boat, loads of beautiful interior wood work, shallow draft with the center board up, does great in both light and high wind, and fairly fast too. Rock solid construction. Galley is a bit small, but the 1984 version has a larger U-shaped kitchen.
BoatUS Geico... 2007 Jeanneau SO 45 ... $3049/yr based on the Chesapeake with no limit within US waters ....
UPDATE: Now $2240 for the year
Missing a Tartan 37. Very capable. Always on the market
I personally went and looked at the PS 37 in Redwood City. It was indeed only worth 22K. It needed re-powering, new rigging and sails if you intended to actually take into the Ocean. Puttering around the SF Bay would have been fine but the previous owner was a live abort and didn't sail much. He had moved to Seattle and needed to dump the boat.
Saved me a trip, thank you!
State Farm offers cruisers insurance on most vessels subject to only two caveats: You are only insured in the US and Bahamas waters or on routes between, and that your boat is strictly non-commercial. There is no restriction on when you have to be where, so you don't have to relocate for hurricane season if you don't want to. Rates are usually between 1% and 1.5% of the limits of liability annually. I don't yet have a boat, I'm shopping, but that is the gist of the info I got from my insurance agent.
Cal 20 - 1964, rider on my home insurance for “toys” for just liability. It’s a very cheap boat, but just needed insurance for the marina. Cost me $40 a year. :). Company is Mutual of Enumclaw. Boat is in the Pacific Northwest.
1980 Hughes 35 - State Farm baby 🥰
As someone who is planning to purchase a sailboat and spend time in the Caribbean. I would love to see a video (you may have done one already) on purchasing/renting/finding a permanent slip to keep your boat in a good location that allows travel to and from the states when work demands you return back. We plan to spend half time on boat and half in our NC mountain home. Suggestions? Thanks for the videos and information.
wow life is good best of both worlds Dan!
82 C&C 37 NC State Farm
Great question. If you can afford all of this maybe you should consider paying the well worth $80 consultation fee Tim offers. A drop in the bucket.
I'd hold-off on buying a sailboat right now, wait about 6 months. In the PNW, I am seeing 30 ft Catalinas 1980's vintage going for $10K. There are a bunch of used boats coming on the market and prices are crashing down.
You think? I’m in the PNW and I assume summer would be peak time to buy.
Im looking to buy in Sept … waited through summer so I’m hopping for some better deals, we will see what i get!
1981 Bristol 45.5 . 2 mil liability , 200.000 hull replacement , Lake Ontario . Aviva , 1600$ a year
1985 Landfall 43 (C&C) Aviva $70k for the boat $2M liability $650/year, location Ontario. This was a great idea, thanks.
You are a winner :)
Holy smokes that’s fantastic
What does your insurance cover
Mine C&c 30 it around 1500
@@joeldelamirande5792 includes all the normal stuff, dingy and motor. My deductible is $1200 CAD. I think we pay less on Georgian Bay then the East coast of US. We don't get the same weather.
I'm in North Florida and I have a 1973 Olympic Dolphin 23 and I have it insured through State farm for $140 for the year. It's valued at $8,000 and I honestly am not sure what the total liability is. I think it's 100,000
Would love your feedback on this. We are in the process of purchasing a pristine 1976 Cabot 36 from a wonderful couple who have owned and cared for it like museum piece for 40 years! Stored every year in a custom built garage on their property. In spite of this we are having a hard time finding insurance for both Canada, the U.S. and the Caribbean from a single insurer.
Did you find coverage for the Caribbean? Who?
Ours is a 1978 Islander Freeport 41. We are insured through Progressive Insurance Co.
1988 Hunter 31.5, Farmers Insurance $100,000 policy, $600/year
Definitely some nice boats, but i'm surprised there weren't any Hunter boats! They have a lot of boats in the 35ish foot range at really good prices, newer late 90's and early 2000's models too.
I have a Beneteau Oceanis 350 1989, second owner picked her up in 1995, sailed 7200 nm on her all the way up too Bangor Maine down too the Cape. She is the owners version with the shoal 4’ draft wing keel 28 hp Volvo 21 gallon tank, only have 750 hours on her engine. Installed a fresh water back wash for the through hull so I also layup the engine every time , so no growth in the heat exchanger and corrosion down to a minimum in the Elbow, installed a 120amp alternator and an 8D and 4d and starter battery and 85$ hand crank, which I had too use once. It was hard but it worked. Basically my summer house, turned my boys too men. She is on the hard in Greenport, planning her refit. She has air, Frdge , two Freezers, we would take off the Month of August, and plan our trips, she is a very fast boat and points real high. Have been in ruff seas where waves broke at my lower spreaders. The item that we would always run out of is water, water makers at the time very expensive, so that will be part of the refit, a solar arch, and soft solars for the dodger and Bimini, State Farm is my insurance, I was a pilot before plus took my six pack in the day, crewed the liberty cup race for the American Team, as well as other races too Bermuda when I was Young BC (before Children) tactics came real a few times running from weather north of Province, it was so bad I was beating Carvers, was almost planning her with her rails in the water on the aft port beam reach from hell doing 12 knots running away from a Green storm , which later produced water spouts. Yup that is 5 above hull speed but she was all out of the water wear her winged keel and a bit of the hull was in the water with no helm was steering with the sails. Could have sailed to Chicago that day the leeward side was so hard it was like concrete and her pitch and yaw stayed firm like she was a gyroscope, going up and down the following seas with all of the same angles the sails where flying her. Often I did the Wednesday night races in the sound when we kept her in Huntington. We always wanted too cruise more in the Chesapeake, and always the Caribbean , without a water maker a big Nojoy. Now with just the wife, was thinking of refit then make a try in our retirement.. Bravo Zulu on your Channel.
Premier Marine insurance, Cal 2-30, $600/annual, $1M liability and environmental, underinsured, current replacement cost.
Interesting as we just recently went through this insurance drill because our marina required we have a $1M both liability & accident. After I spent a day talking to a lot of insurance companies, my husband got our State Farm Agent to insure my 1984 O’Day 34. I was at the time talking to The Hartford, who I think was going going to insure me. It was my last call. I’m in Virginia on the Chesapeake Bay.
OK, response from AU so may not be relevant. Are you talking public liability, third party property or owner insurance (comprehensive). I am able to insure a Cole Nantucket 1985 full comprehensive for AUD$800/year costal sailing only
2005 Hunter 146 300k liability only $146/yr Progressive.
1994 Beneteau Oceanis 351 500k/50k hull/10k personal - 832 on progressive 125 mile offshore rider, 1671 with United Marine.
1985 Tartan T28 - 300k/20k - 492 progressive, 125 mile offshore rider.
1972 Bristol 26 - 300k liability only $212 progressive (free boat cause owner couldn't get insurance)
Credit score is 800+, MD Boat License, CG Safety Course, 28 years boat ownership without a claim.
Captain, me, is 46yo.
Location matters!
I have a 1963 Seawind 30’ located in Caribbean, US flagged.
No US insurer is willing to touch it. Tried the boat show special too, no takers.
Would be willing to go with liability only.
Anyone have ideas ???
Have you personally sailed a 361?.... I chartered one in the BVI back in 2012 and she sailed like a pig....My 35 foot pick? 35 Wauqiuez, sail well, built well, good layout and often found crossing the Pacific...
Whitby 42, 1973, Geico/BoatUS/Chesapeake bay $30K boat 300KLiabiliity $650Year
1970 Tartan 34c Insured by Aviva with $2mil Liability, $30K replacement for under $600/yr for great lakes area.
nice boat!
Geico will not insure an older boat, however, StateFarm,with whom I have my family vehicles insured, has insured my 1974 Yorktown 35 for $93 per year for $500,000 liability…
Hi! I’m fan from Rgentina. I’ ve got a 1987 Peterson 34, secomd hand! I have it since last montj! I’m working hard, but the boat is in really good shape and conservation.
What dan you say or know about this boat? Have you ever sail on one? Have you anything to tell me that will help in my restoration?
Thanks!
1980 Islander 36. Full insurance including agreed upon value of $58K. This year it costs $2200. Last year $1800. Two years ago $1000! I am in SF.
Boat US
Insurance is mandatory? I guess in this day and age….. of course that complicates my dream of dropping out of society for three years to sail the South Pacific. I probably need to figure another $3,600 for three years insurance into my dream☹️ This dream of mine sure is troubled with hurdles. Of course I’ll lose my tail on a boat since it’s value will only exist if you have a buyer. I will expect to lose 50% on that.
84 Beneteau First 38
Progressive policy
$200 a month my first bigger boat.
Freedom 40 Cat Ketch
Aluminum masts
State Farm
1985 Freedom 21
Carbon mast
State Farm
1983 Islander 40 $35k policy in the great lakes with tow boat membership through boat us $439
1985 Helms 32 in Alabama insured through Progressive.
I have a 1983 Ericson 35 mkIII and I have insurance through Progressive.
We found coverage for Canada and as far south as New York but no further. We have approached at least 8 or nine brokers so far with no one wanting to touch an older boat for the Caribbean. It’s really baffling. 😳
Really if you spent 5k on a boat, just get the insurance to cover the requirements in marinas.
Catalina 34 mkii 560 foremost ins.
dont think they are writing new policies though anymore
Arietta 31, 1979, insured for 30k GJW location UK
My Catalina 1983 27 foot was near the cut off date for my insurance . I had to get a new survey to get insurance this year
I have a 69 cal 34 insured through AAA for a couple hundred bucks a year
I have been subscribed for a while thankyou
for your vids
but I have to ask why what you were sayin about the boats did not match the pics would have more informative and less confusing, visual and audio need to match.{ for me } just want too let you know I care
1999 J/105 (34.5ft) Chubb Marine (Ace) Buffalo, NY
1981 O’Day 34: BoarUS/Geico with survey