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I was told not to drink coffee or tea by urologist after I bought bulk tea. Now growing own herbal tea, drink water, put fruit in ice cubes, or eat a coffee bean if craving coffee. Found three edible weeds in the garden that other countries eat. Borrowing a car only when necessary to get to appointments. Made flat bread today.
@@raycorc current is $35k going for $65k by the end of the year, but I am 23 so i should have a bit more considering I am a bit older, also your videos are awesome!
Penny pinchers should really consider buying an Aeropress. It's a super economical way to make coffee-nerd-approved filter-style coffee at home. - The thing itself runs you $45, and the paper filters are about 2 cents each which is pretty negligible compared to the ongoing cost of buying the coffee itself. - A typical Aeropress dose is around 12g, which is less than your typical 18g double shot in an espresso machine, so it's fairly economical on coffee. - It's an extremely simple machine which will practically never break down or need repairs. - It doesn't use electricity to pressurise water like an espresso machine does either, so there's probably some small cost saving there too. However, it can't do real espresso drinks - which means you can't make a proper capp, flat white, short black etc, which are some things Australians are accustomed to having. If that's a dealbreaker, then yeah I understand. James Hoffmann video on an example aeropress recipe: ruclips.net/video/j6VlT_jUVPc/видео.html
Great points! I’ve always wondered if Aeropress units were any good If I had a black coffee I’d just get one, I love my current machine even if it did cost a bit I like James Hoffman’s videos, super interesting!
The electric kettle carked it. I don’t have a kettle for gas stove top so used the coffee machine upstairs to make both tea & coffee - replace coffee with tea leaves or make tea with the coffee machine water. I’ve also added instant coffee to real coffee in the machine or cocoa - powdered malt could also be used. Ran out of cocoa though. Have to pay insurance excess.
Are you going to manage your properties by yourself if you have $10m portfolios, 5% of rent is huge savings. Or Is it worth to set up small real estate company just for yourself property management? Thanks.
Good question - yeah I would definitely consider it, I’ve thought about hiring one full time person that eventually manages everything (once it’s large enough) The only thing that would hold me back is not having someone physically local to the property for inspections etc. My properties are across multiple states so not sure what the best approach will be
Hi Mira, I did have a cleaner at our last apartment, we've since moved into a house - we don't have a cleaner here but probably will hire one soon. For now I do all the cleaning (only 3 of us in the house so it doesn't get dirty that fast though to be honest)
Finder app. It regularly sends you deals and using their TAUD account you get between 4-6% interest back. :) keep it in the account for 12 months and you then lower your capital gains tax on earnings.
Follow me on Instagram for more low quality content 👉 instagram.com/raycorc/
Book a call with me 👉 calendly.com/raycorc/youtube
Join our free personal finance FB group 👉 facebook.com/groups/personalfi/
I was told not to drink coffee or tea by urologist after I bought bulk tea. Now growing own herbal tea, drink water, put fruit in ice cubes, or eat a coffee bean if craving coffee. Found three edible weeds in the garden that other countries eat. Borrowing a car only when necessary to get to appointments. Made flat bread today.
thanks for the tips, I have saved 10k in the past 3 months. working towards a home deposit!
nice work mate! keep up the momentum
what’s the target by the end of the year?
@@raycorc current is $35k going for $65k by the end of the year, but I am 23 so i should have a bit more considering I am a bit older, also your videos are awesome!
@@lachlanminns2900 love it! if it helps, i had less at that age so don't sweat it - plenty of time
@@raycorc thanks Ray I will keep grinding and saving, once again thank you for all you do with your videos they are great and so are you!
Nice to have an Australian video.
South Australian here 🤘🏻
Ha, thanks for checking out the video Jessica!
Penny pinchers should really consider buying an Aeropress. It's a super economical way to make coffee-nerd-approved filter-style coffee at home.
- The thing itself runs you $45, and the paper filters are about 2 cents each which is pretty negligible compared to the ongoing cost of buying the coffee itself.
- A typical Aeropress dose is around 12g, which is less than your typical 18g double shot in an espresso machine, so it's fairly economical on coffee.
- It's an extremely simple machine which will practically never break down or need repairs.
- It doesn't use electricity to pressurise water like an espresso machine does either, so there's probably some small cost saving there too.
However, it can't do real espresso drinks - which means you can't make a proper capp, flat white, short black etc, which are some things Australians are accustomed to having. If that's a dealbreaker, then yeah I understand.
James Hoffmann video on an example aeropress recipe: ruclips.net/video/j6VlT_jUVPc/видео.html
Great points! I’ve always wondered if Aeropress units were any good
If I had a black coffee I’d just get one, I love my current machine even if it did cost a bit
I like James Hoffman’s videos, super interesting!
The electric kettle carked it. I don’t have a kettle for gas stove top so used the coffee machine upstairs to make both tea & coffee - replace coffee with tea leaves or make tea with the coffee machine water. I’ve also added instant coffee to real coffee in the machine or cocoa - powdered malt could also be used. Ran out of cocoa though. Have to pay insurance excess.
Thanks for the vid. I feel better after watching this :)
Happy to hear Lloyd, thanks for watching mate!
Hey mate, thanks for the video! You noted there is a discount code for MMC but I can't see it anywhere? Care to share? Thanks!
Thanks mate - you reminded me that I actually didn't put any of the additional links in, god bless - Added to description
Are you going to manage your properties by yourself if you have $10m portfolios, 5% of rent is huge savings. Or Is it worth to set up small real estate company just for yourself property management? Thanks.
Good question - yeah I would definitely consider it, I’ve thought about hiring one full time person that eventually manages everything (once it’s large enough)
The only thing that would hold me back is not having someone physically local to the property for inspections etc. My properties are across multiple states so not sure what the best approach will be
Did you say you have a house cleaner?
Hi Mira, I did have a cleaner at our last apartment, we've since moved into a house - we don't have a cleaner here but probably will hire one soon. For now I do all the cleaning (only 3 of us in the house so it doesn't get dirty that fast though to be honest)
Have you found any good money saving hacks? What's working well for you right now
Finder app. It regularly sends you deals and using their TAUD account you get between 4-6% interest back. :) keep it in the account for 12 months and you then lower your capital gains tax on earnings.
@@brentonGCTesla just saw this late! That’s awesome will check this out