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Thank you for sharing ☺️🙏

Can you please update the data for QLD?

At these levels I don’t see how 99% of boomers will be able to survive without a pension plus downsizing if they own property if they want a comfortable retirement.

Men die younger? Super is being passed onto women? Just guessing.

Sir how much do you on average earn a month living in Australia? Plz reply. Thanks a lot.

Sir do you earn 250k dollars a year? Plz reply. Thanks a lot.

Super saver account

Can I ask who your buyers agent is please?

Hi, Corcoran we want to apply Frist home grant in revenue S.A. can you help me???

Median or Average if that’s all Australians have in Super they are screwed! I have never prioritised my Super but I’d have four times this, and even that’s stuff all!

Vegemite is tastes gross. Fosters beer is also yuck.

Thanks for waffling on for 5 minutes before you got to the point so your video could be 10 minutes long 🙃

Thanks Ray💯

The reason the women catch up that fast is because they are divorcing their husbands and cleaning out their ahusband's ssets. Either that or their Husbands have died and inherited all the assets.

Hey mate, those figures of 125k and 200k for individuals as a limit, is that after of before tax ? Thanks.

The reason why women catches up is because on retirement, men are still expected to provide so they spend their super at a higher rate than women. One example is me.

2 important points that are missing from this. When it comes to certification, only deal with someone that is REBAA certified. Also a buyers agent that gets paid as a percentage of the sale is a conflict of interest, don't use them - if they think they should do this I don't see how they can be trusted to negotiate the lowest price for you.

How long is the family home guarantee in place for?

Have you got one for 2024

independent

VVIP

At 65 she has worked him to death and inherits his super. Just a theory

What to do when reporting for tax is this generated from app?

At a 7% return, your super will double every 10 years (that's just maths). So towards the end, you get enormous jumps in wealth, if you dont touch it.

Are those after tax or before?

Women catch up because their husbands die and leave everything to them.

Might be good for early years learning but the teenagers stop giving a rats ass. Get to uni and crumble like a pack of cards coz they’ve had their ass wiped for too long.

Thanks Ray , is ANZ CBA good ?

At retirement age my financial adviser encouraged me to give my wife a large sum of my super money to balance her0 investment, sorry. motorcycle motorcycle

Thank you for your video, could you share some thoughts about any down side of the “ help to buy” scheme please? As a single parent myself really hard to get the house loan ,so thinking to use this scheme when available in QLD. .

why did you choose stockspot over more wellknown investment platforms like vanguard?

Now that is an exceptional learning video, kudos teacher & students 🎓🏠

Hey Mate, I think in VIC there is no stamp-duty if the property is under 600k not 650k. 1:45

It's divorce and payments

there's no men 60-65yrs doing labor type jobs, women stay in work force

Is Biomedical Engineering or Coper/patent Lawyer paid more? Which is highly paying & has flexible working hours

Regarding the super scheme the contribution can be concessional which is massive. Biggest free money glitch in the country particularly for those who earn over $100k annually.

Hey mate, genuinely helpful video. If I was living in NSW would I be able to get a grant for a different state, e.g. Victoria??

G’day Ray. Love your vids mate. Do you know if there is anything available in NSW for couples who have owned previously but have not owned for over ten years? I thought I heard some politician mention it last year. Cheers mate.

If you buy a established house are you exempted of stamp duty , I’m a first home buyer WA

I'm going to fire my accountant.

I've put all the links to the different First Home Buyer schemes/grants etc in the description - let me know if there's any I've missed or any that you've used

did you buy your properties in a trust (considering you have a business)?

Our situation has been different. The HUGE difference was when my wife passed and the cap on super for an individual meant some major changes to comply. She had MS for 26 years and I never worked harder in my life to care for her. After working so hard to build our superannuation up, I then had to take a large amount out. That means I have to pay more tax. Grrrrrr

Women are turning single late 50’s/60’s…? Become widows?single? Dividing estates..

Its interesting I am approaching 900K at the age of 57 - I have always invested well and managed very closely. Yes, I have a reasonable income - however the key is to diversify your funds investment portfolio. When your young high growth is still a solid investment. Balance the fund out with some hedged fund drivers and you will see the results. I intend to retire O/S at the age of 60 with a plan that includes multiple destinations. Work hard, play hard, and " Live the life, you love!

Two years later and I still find the app clunky and hard to navigate, despite there being an update virtually every time I open the app.

Rent is money in their pockets now. House loans are money in their pockets in 30 years time. Mortgage means Death grip. Engaged in a mortuary deal.

The catchup is due to spouse super contributions.

The husband dies and the women inherit it.