Diversifying your investments and consistently putting your money to work are two lessons I've learnt from these millionaires. When I invest about $250k of my money in stocks this year, I hope to make a return.
You're right. I believe that diversifying investments is the best course of action since it can reduce the impact of a market crisis by spreading money over a variety of asset types, including foreign stocks, bonds, and real estate.
I don't have the time to carefully evaluate my investments and research particular stocks because of my hectic work schedule. I have therefore hired a financiiaI advisr to actively manage my portfolio for the last seven years in order to adjust to the state of the market. I've been able to successfully traverse the financial environment by using this method to make well-informed judgements about when to buy and sell. Maybe you ought to think about taking a similar strategy.
How can I participate in this? Since I sincerely want to build a secure financial future, I am thrilled to participate. Who motivates you to achieve what you have?
00:00:00 - Intro 00:00:30 - Tiny Habits #1 Gratitude 00:01:04 - Tiny Habits #2 Set up Auto Transfer 00:02:12 - Tiny Habits #3 Batch Time 00:03:24 - Tiny Habits #4 Dollar Cost Average 00:04:42 - Tiny Habits #5 Eat the Frog (do the thing) 00:05:57 - Tiny Habits #6 Write down your goals 00:06:42 - Tiny Habits #7 Use Social Media Intentionally 00:07:45 - Tiny Habits #8 Learn to Delegate 00:09:03 - Tiny Habits #9 Go outside get some sun 00:09:39 - Tiny Habits #10 Go through your spending once a month 00:10:42 - Tiny Habits #11 Create a Why I'm awesome file 00:12:02 - Tiny Habits #12 Make a Shopping list before going to supermarket 00:12:56 - Tiny Habits #13 Automate life where ever you can 00:15:13 - Tiny Habits #14 Listen to Money Audio Book 00:16:11 - Tiny Habits #15 Have lunch with at least one new person each month 00:17:45 - Tiny Habits #16 30 - 30 Rule 00:18:39 - Tiny Habits #17 Reach out to people 00:19:55 - Tiny Habits #18 Do something that makes you happy 00:20:58 - Tiny Habits #19 Use free time wisely 00:22:07 - Tiny Habits #20 Check your Net worth
When we have children these options become much more limited. Not impossible but we become aware how being there for our children and our partners is so important. When I shifted my focus to bringing in extra money and trying to develop my skills, things deteriorated with family life. So I had to halt those things. These are great tips, it’s just that life becomes much more complicated when we have children.
Research studies shows that personal finance is 80% behaviour and only 20% head knowledge. Changing our mindset to focus on the head knowledge, the greater our wealth generating will be..... follow the 20 tips is a great start. 👍
So you pay yourself first, pay your duties from the left over? I can't get my head around that. I can't see how can I convince a bank or electricity supplier to accept only 10% of my bill, because I'm saving up, and don't wish to pay the full bill this month, or any month at all. They just going to say, it's OK? Because this what paying myself first means. It's a must, food for the kids is not.
@@Shaara1I have found that when I take out $ from my paycheck first I still spend what’s left but I do end up saving. If I were to get everything I would just spend it all. Of course a lot depends on ur initial pay.
@@brianchesler8238 I agree. It's human nature. People's spending levels is highly based around how much you have. Very few people spend 100% of their income on non-discretionary necessities. If you take the "save when you can" approach, you almost inevitably will have less saved than if you take it off the top and then work your budget with the remaining funds. A person mentions a utility bill. However, if you had 10% less from the start, you probably buy a house that is 10% smaller and has 10% lower utilities and now can pay your bill. People adjust their spending to their available funds. The best way to save is to do it upfront.
I keep wondering why they don't put such content in the education system 🤔. Start them early and poverty rate will decrease. Thank you so much for those golden nuggets that truly make a difference.
Stop and think for a second if they do this no one will want to work at a sweat shop 🙄 or make other people rich by working a JOB! NOT A CARRIER 🤔 by having a JOB people lose themselves and forget about their dreams, all of these things or orchestrated this way only the people that are tired of living a empty life and being broke and living from paycheck to paycheck and that are tired of being in there comfort zone, trust me there is nothing in there take it from me 😂😂😂😂 long story short you have to want it bad enough for yourself then teach your children and your family and your friends and different people you meet, only the ones that need your help and you will know who they are, as the saying goes don't cast your pearls before swine or else they will turn and tear you to pieces 🙏🙏🙏🙏🙏 bless up much love.
Great teachers do teach, yet often times they never learned themselves so how did they teach it! It’s been years of the government, not wanting us to be financially literate so they can control us easier and have mindless workers. Sad.
@@Bossmamaala- And so many learn too late that this COULD have been taught. Hope this changes in future. On the other hand, they’re telling us that AI will get rid of most of our jobs…
For me the 3 most helpful tips here are #1 Gratitude (I am grateful for my health and Rose’s channel😊) #2 Auto transfer - set it and forget it, #4 Dollar cost average - it’s tough to time the markets. Everyone seems like a genius AFTER the fact, before something happens in the market, they are not so smart. Thanks Rose.
It also helps to remember that September can be considered the “doldrums” and sometimes the August before it. A little adjustment at that time might be useful. You might want to buy a little bit more at that time.
I absolutely love “why I am awesome file”. I am so happy you are posting regular content on here and IG stories. I listen to your “rich era” every morning to give me a boost. I am going to credit my millionaire status to you/this channel.💐🌼💕🙏🏼🙏🏼
This is great. The only thing I’d add is to change companies often vs seeking raises. In my experience that’s the best way to get significant pay increases.
The only thing about eating the same thing over and over is that can impact your gut microbiome. Maybe having even 3 different smoothie combos and having a rotating schedule like smoothie A on monday and thursday, smoothie B on tuesday and saturday, and smoothie on C on wednesday and sunday, and something different on fridays that isnt a smoothie or do some fasting instead. Would be a bit better than the same smoothie every single day for months on end. Diversity for your gut is good.
i'm so grateful to have discovered your channel. what you say feels organic and genuine and i appreciate your sense of humour! i like that it feels achievable and that i don't have to completely reinvent myself and manifest a lifestyle like you mention. i.e. waking up at 6 AM everyday, etc. you mention personal growth in another video and eliminating toxicity in relationships. this is something i struggle with, including the toxicity within. i have lots of ideas and have been able to manifest some of them over the years (sometimes successful but definitely losses along the way) but my downfall has been that i'm easily influenced and discouraged. i feel like i've lost a bit of that drive over the years but your videos have re-ignited my ambition. i have so much work to do and it's been so long since i felt like i can conquer it but i feel like i'm ready. thank you so much fro these videos. you are a positive force the world needs..
Thank you... such great information.. I was diagnosed with two chronic illnesses last December and it has swerved my business plans massively and I'm having a hard time coming to terms with the reality of it... but I feel so positive after listening to your video.. some of those tips, especially the decision fatigue and the routine eat/wear/do ones can totally buy me some more energy back for putting into my business goals!!! Thanks again!
I don’t know your situation, but this is also a great time to learn more about how people are reversing their chronic illnesses in more natural ways. RUclips sensors a great deal but I have to admit there’s a lot of good material out there anyway. A lot of chronic illnesses aren’t responding beautifully to the carnivore diet or the ketovore diet. Dr. Anthony Chaffee, MD, Dr. Ken Berry, MD, Dr. Shawn Baker, MD, Dr. Thomas Seyfried, MD, dr. Jack Kruse, MD, Stephanie keto person (experienced coach with a vast amount of knowledge for the keto approach), Darko Velcek has the most practical and inexpensive way to rehydrate that I have ever seen and it works like a charm, and a helpful eating plan that addresses so many issues in the body. JJ Virgin on inflammation/elimination diets to discover it that are not as strict as what some of the above mentioned doctors recommend. You would be astounded at the list of conditions that are vastly improving though. I hope some of these resources are beneficial to you, and if not, blessings, and I wish you the best on your health journey.
Social capital wow! So true! As we get older our time seems so limited and it’s definitely a lot more challenging. We do think about our loved ones, and you’re right why not take that extra step to let them know we are thinking of them! Great content as always Rose 🌹 Thank you!
I’m listening this podcast in the morning… I feel exhausted with her speech tempo (just like sprint 😂), so I try to reduce the speed from normal to 0.75… boom! Now I enjoy listen her 20 tiny habits…
just recently i have been using my free time to gather information and inspiration from people like you. thank you so much for sharing these things! it's soo real and helpful.
Very accurate and uplifting. Some of these I do or try to do but I didn't feel successful until now, you gave me really good examples on how to be more successful in doing these. Thank you very much, God bless!
Loved the way you hv explained with possible examples ....it jus shows how u hv implemented them in your Life...i needed this in my life....Thanks dear❤
I used to watch your videos years ago when I first read Rich Dad, poor Dad. Now I'm back in the entrepreneurial and back to watching your videos. Loving your consistency and such HIGH value content!
You're so sweet , ..love all your information . a lot of information to take in but I have took notes and at 62 ... my kids are on their own , I have grandbabies now and looking at my retirement . you're going to be very helpful for me , ... thank you young lady , wish you all the best . 🌸🌸🌸🌸🌸
Tip: I’m a student and I also travel 1 hour each way to work. I eventually realised that I could study while driving via podcasts related to the subject area
This was one of the most complete and comprehensive approaches, in achieving an overall state of balance, in living a most harmonious and productive life. On the most general and simplest of terms.Thank you🌹🖐️😊
I found I could skip the list and save a ton of money by ordering groceries and having them delivered. I can set my budget and plan my meals and add stuff as we run out throughout the week. Go through the cart and pull stuff out til it fits your budget. No impulse purchases and I have energy to organize it when it gets here.
Aristotle believed that 'We are what we repeatedly do. Excellence, then, is not an act but a habit.' Small, consistent actions build the foundation for success. Focus on the tiny habits that align with your vision, and watch them transform your life over time.
Such a good girl you are 😍😍 .. love hearing others thriving!! I to got rich with investing , anyone can do this with smart decisions, get outta that rat race people and live to work....not work to live 👏.. im 35 and live completely off my dividend portfolio!!! U can do it to
Great video! I'm stuck on #19... I have decades of leadership experience but unfortunately, what comes with leadership is you typically have someone (or in my case multiple admin people) do all the little things for you. I find it daunting to have to learn these skills to simply launch a RUclips channel or IG page to generate income (or similar skills). I've gotten so used to "big picture/high level" thinking that I seemed to have forgotten the basics. It feels overwhelming.
Please give credit for “eat the frog” to its creator Brian Tracey, from whom I learned it over 35 years ago! He has so many other great life lessons too!
thanks. I’m doing a side hustle that will be applied to debt but I feel better knowing I’m saving a little at least. The interest rates are mid-teens or lower.
I think you forgot mentioning other ways that help build wealth: having a higher paying job with good benefits (e.g., 401K), starting a business or side gig, limiting spending, and having roommates (or live-in partners) who can help with paying living expenses
I’ve had my head in the sand for the past few years and it has finally caught up with me. Now I’m $90k in debt and filing for bankruptcy 😔 You’re tips are 100% what I should’ve been doing this whole time. 😤😭
Appreciate your continued dedication to helping average folks try to build wealth and not get rekt in the process, I love your confidence so keep shrugging off the naysayers. Your experience is clear and I look forward to your pragmatic and bullish viewpoints in a world that’s increasingly easy to get caught up in the constant negativity and bearish sentiment.... Long & short-term trading is generally safer, allowing investors to weather market volatility. I have managed to grow a nest egg of around 100k to a decent 432k in the space of a few months... I'm especially grateful to Evelyn Infurna, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.
Would you recommend saving and investing at least a little while I pay off my debt? It will take me 36 months. I am already retired. I hope to pay off my debt sooner with a side hustle but my question is do I save/invest while I retire the debt?
That will help in how you feel overall, but way out the debt interest versus the investment although investments do need time 😊 Yes not a straight out answer but giving you room to decide
Thank you for all these great tips, I understand now why I don’t achieve any of my projects 😊 but this video really inspires me to change. And if you’re looking for “someone new” for lunch, let me know 😊, thank you though
There are base things that I buy at Costco -my single source olive oil, My basmati rice and massive jar of chopped garlic etc. and then there are lots of interesting cool and tasty things at Costco, which I only buy when they are the loss leader. I remind myself when I see something that I really enjoy that sometime during the year it’s definitely going to be on a loss leader and I can stock up on it then. That keeps me from buying that item at full price and keeps my budget nice and low
The biggest thing we did to change our financial life was to get out of debt. We sold everything we could, cut out anything extra, tightened our belts for 2 years, and negotiated payoffs for all nonsecured debt. Then we started over, smart. Babysteps work these 20 things come after.
Max out my wife's roth IRA...plus she'll have a teacher pension (hopefully). I put 15% into my TSP(401k), max out an HSA and will get a fed govt pension. It took us 10 years to get close to debt free, but we never sacrificed investing during the time we tried to tackle the debt. Glad we never stopped our investing.
Thank you so much for your video. Hands down, one of the best 'Habits to make you rich' videos. Most of the time they are not worth your time. Great content, great explanations!
Hey Rose Han what are the benefits of you investing a certain amount of transfer to a index fond each month? I know its very good to invest in indexfonds and stocks in general. The more you invest in a indexfond, the higher yield you will get when they release yield?
Currently at tiny habit #4. What are the index funds you put your money in (if you’re ok sharing them)?I have a fidelity account and have a couple of index funds I put my money in, automatically every month, but I believe I could pick better index funds.
Rose, your videos are so inspiring! Also, I love Emily in Paris😆! Just started my RUclips channel for my pets… You motivate me to keep going and reach my goals. Thank you for your words of wisdom. 🙏
These are great tips! I do think that we can also become obsessed with making more money and there needs to be a balance to be able to enjoy life too not just earning and saving more.
I just called the lady who help me with my washing to come do it after I got off the phone her a few minutes before watching this video telling her I was going to do it myself when she called. 😅Thank you 😊
🐸🐸🐸EAT THAT FROG...first penned by Mark Twain, also a really great book by the iconic BRIAN TRACY, a really great self development author if anyone wants to do a deep dive.
Diversifying your investments and consistently putting your money to work are two lessons I've learnt from these millionaires. When I invest about $250k of my money in stocks this year, I hope to make a return.
You're right. I believe that diversifying investments is the best course of action since it can reduce the impact of a market crisis by spreading money over a variety of asset types, including foreign stocks, bonds, and real estate.
I don't have the time to carefully evaluate my investments and research particular stocks because of my hectic work schedule. I have therefore hired a financiiaI advisr to actively manage my portfolio for the last seven years in order to adjust to the state of the market. I've been able to successfully traverse the financial environment by using this method to make well-informed judgements about when to buy and sell. Maybe you ought to think about taking a similar strategy.
How can I participate in this? Since I sincerely want to build a secure financial future, I am thrilled to participate. Who motivates you to achieve what you have?
Simply look up *Elizabeth Colleen Nurre* . The information you need to work with a correspondence to schedule an appointment would be included.
Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.
00:00:00 - Intro
00:00:30 - Tiny Habits #1 Gratitude
00:01:04 - Tiny Habits #2 Set up Auto Transfer
00:02:12 - Tiny Habits #3 Batch Time
00:03:24 - Tiny Habits #4 Dollar Cost Average
00:04:42 - Tiny Habits #5 Eat the Frog (do the thing)
00:05:57 - Tiny Habits #6 Write down your goals
00:06:42 - Tiny Habits #7 Use Social Media Intentionally
00:07:45 - Tiny Habits #8 Learn to Delegate
00:09:03 - Tiny Habits #9 Go outside get some sun
00:09:39 - Tiny Habits #10 Go through your spending once a month
00:10:42 - Tiny Habits #11 Create a Why I'm awesome file
00:12:02 - Tiny Habits #12 Make a Shopping list before going to supermarket
00:12:56 - Tiny Habits #13 Automate life where ever you can
00:15:13 - Tiny Habits #14 Listen to Money Audio Book
00:16:11 - Tiny Habits #15 Have lunch with at least one new person each month
00:17:45 - Tiny Habits #16 30 - 30 Rule
00:18:39 - Tiny Habits #17 Reach out to people
00:19:55 - Tiny Habits #18 Do something that makes you happy
00:20:58 - Tiny Habits #19 Use free time wisely
00:22:07 - Tiny Habits #20 Check your Net worth
Thank you! 🎉
What about the audio books??
Thank you so much🙏🙏
Thank you, this helped me locate exact spot in video I was trying to remember!!!😊
thank you!
When we have children these options become much more limited. Not impossible but we become aware how being there for our children and our partners is so important. When I shifted my focus to bringing in extra money and trying to develop my skills, things deteriorated with family life. So I had to halt those things. These are great tips, it’s just that life becomes much more complicated when we have children.
100%true
Very Well Stated
That's why it's better not to have any lmao
@@av3ngers17 your parents wouldn't have given birth to you if they had considered that.😂
Self talk. The most important conversation of the day. Blessings
This video should be taught in our educational institutions.
Research studies shows that personal finance is 80% behaviour and only 20% head knowledge. Changing our mindset to focus on the head knowledge, the greater our wealth generating will be..... follow the 20 tips is a great start. 👍
Pay yourself first, this is how I was able to retire at 55 years old, being married to a school teacher with a pension helped also!
Really wish I had taken a job with a pension 😭
So you pay yourself first, pay your duties from the left over?
I can't get my head around that.
I can't see how can I convince a bank or electricity supplier to accept only 10% of my bill, because I'm saving up, and don't wish to pay the full bill this month, or any month at all.
They just going to say, it's OK?
Because this what paying myself first means. It's a must, food for the kids is not.
@@Shaara1I have found that when I take out $ from my paycheck first I still spend what’s left but I do end up saving. If I were to get everything I would just spend it all. Of course a lot depends on ur initial pay.
@@brianchesler8238 I agree. It's human nature. People's spending levels is highly based around how much you have. Very few people spend 100% of their income on non-discretionary necessities. If you take the "save when you can" approach, you almost inevitably will have less saved than if you take it off the top and then work your budget with the remaining funds. A person mentions a utility bill. However, if you had 10% less from the start, you probably buy a house that is 10% smaller and has 10% lower utilities and now can pay your bill. People adjust their spending to their available funds. The best way to save is to do it upfront.
I’m 54 and screwed
I keep wondering why they don't put such content in the education system 🤔. Start them early and poverty rate will decrease. Thank you so much for those golden nuggets that truly make a difference.
Stop and think for a second if they do this no one will want to work at a sweat shop 🙄 or make other people rich by working a JOB! NOT A CARRIER 🤔 by having a JOB people lose themselves and forget about their dreams, all of these things or orchestrated this way only the people that are tired of living a empty life and being broke and living from paycheck to paycheck and that are tired of being in there comfort zone, trust me there is nothing in there take it from me 😂😂😂😂 long story short you have to want it bad enough for yourself then teach your children and your family and your friends and different people you meet, only the ones that need your help and you will know who they are, as the saying goes don't cast your pearls before swine or else they will turn and tear you to pieces 🙏🙏🙏🙏🙏 bless up much love.
Great teachers do teach, yet often times they never learned themselves so how did they teach it! It’s been years of the government, not wanting us to be financially literate so they can control us easier and have mindless workers. Sad.
@@Bossmamaala- And so many learn too late that this COULD have been taught. Hope this changes in future. On the other hand, they’re telling us that AI will get rid of most of our jobs…
I’m 54 and screwed
@@bitrudder3792I’m 54 and screwed
For me the 3 most helpful tips here are #1 Gratitude (I am grateful for my health and Rose’s channel😊) #2 Auto transfer - set it and forget it, #4 Dollar cost average - it’s tough to time the markets. Everyone seems like a genius AFTER the fact, before something happens in the market, they are not so smart. Thanks Rose.
It also helps to remember that September can be considered the “doldrums” and sometimes the August before it. A little adjustment at that time might be useful. You might want to buy a little bit more at that time.
Hmm… after watching this I even more want to live in a house near the woods with chickens and grow own vegetables and live a simple lifestyle
I absolutely love “why I am awesome file”. I am so happy you are posting regular content on here and IG stories. I listen to your “rich era” every morning to give me a boost. I am going to credit my millionaire status to you/this channel.💐🌼💕🙏🏼🙏🏼
This is great. The only thing I’d add is to change companies often vs seeking raises. In my experience that’s the best way to get significant pay increases.
This is true, just not so often companies know you won’t be staying. Jumping companies can give you a 10k + raise.
Correct. I have changed jobs 3x in three years and have increased my salary by $26k.
As a foolish loyal employee of 20 years I have to agree with this 😑
Just when I needed a crash class on financial management
The only thing about eating the same thing over and over is that can impact your gut microbiome. Maybe having even 3 different smoothie combos and having a rotating schedule like smoothie A on monday and thursday, smoothie B on tuesday and saturday, and smoothie on C on wednesday and sunday, and something different on fridays that isnt a smoothie or do some fasting instead. Would be a bit better than the same smoothie every single day for months on end. Diversity for your gut is good.
i'm so grateful to have discovered your channel. what you say feels organic and genuine and i appreciate your sense of humour! i like that it feels achievable and that i don't have to completely reinvent myself and manifest a lifestyle like you mention. i.e. waking up at 6 AM everyday, etc.
you mention personal growth in another video and eliminating toxicity in relationships. this is something i struggle with, including the toxicity within. i have lots of ideas and have been able to manifest some of them over the years (sometimes successful but definitely losses along the way) but my downfall has been that i'm easily influenced and discouraged. i feel like i've lost a bit of that drive over the years but your videos have re-ignited my ambition. i have so much work to do and it's been so long since i felt like i can conquer it but i feel like i'm ready. thank you so much fro these videos. you are a positive force the world needs..
Thank you... such great information.. I was diagnosed with two chronic illnesses last December and it has swerved my business plans massively and I'm having a hard time coming to terms with the reality of it... but I feel so positive after listening to your video.. some of those tips, especially the decision fatigue and the routine eat/wear/do ones can totally buy me some more energy back for putting into my business goals!!! Thanks again!
I don’t know your situation, but this is also a great time to learn more about how people are reversing their chronic illnesses in more natural ways. RUclips sensors a great deal but I have to admit there’s a lot of good material out there anyway. A lot of chronic illnesses aren’t responding beautifully to the carnivore diet or the ketovore diet. Dr. Anthony Chaffee, MD, Dr. Ken Berry, MD, Dr. Shawn Baker, MD, Dr. Thomas Seyfried, MD, dr. Jack Kruse, MD, Stephanie keto person (experienced coach with a vast amount of knowledge for the keto approach), Darko Velcek has the most practical and inexpensive way to rehydrate that I have ever seen and it works like a charm, and a helpful eating plan that addresses so many issues in the body. JJ Virgin on inflammation/elimination diets to discover it that are not as strict as what some of the above mentioned doctors recommend. You would be astounded at the list of conditions that are vastly improving though. I hope some of these resources are beneficial to you, and if not, blessings, and I wish you the best on your health journey.
Social capital wow! So true! As we get older our time seems so limited and it’s definitely a lot more challenging. We do think about our loved ones, and you’re right why not take that extra step to let them know we are thinking of them! Great content as always Rose 🌹 Thank you!
I’m listening this podcast in the morning… I feel exhausted with her speech tempo (just like sprint 😂), so I try to reduce the speed from normal to 0.75… boom! Now I enjoy listen her 20 tiny habits…
Go to the settings to slowdown the speed of the video.
I dont feel your way. Im listening it in the monrnig as well. For me her tempo ok and I really enjoy it.
just recently i have been using my free time to gather information and inspiration from people like you. thank you so much for sharing these things! it's soo real and helpful.
same here))) it helps a lot to stick to my financial goals and learn about more ways to achieve them
Very accurate and uplifting. Some of these I do or try to do but I didn't feel successful until now, you gave me really good examples on how to be more successful in doing these. Thank you very much, God bless!
Loved the way you hv explained with possible examples ....it jus shows how u hv implemented them in your Life...i needed this in my life....Thanks dear❤
I used to watch your videos years ago when I first read Rich Dad, poor Dad. Now I'm back in the entrepreneurial and back to watching your videos. Loving your consistency and such HIGH value content!
You're so sweet , ..love all your information .
a lot of information to take in but I have took notes and at 62 ... my kids are on their own , I have grandbabies now and looking at my retirement . you're going to be very helpful for me , ... thank you young lady , wish you all the best .
🌸🌸🌸🌸🌸
Tip: I’m a student and I also travel 1 hour each way to work. I eventually realised that I could study while driving via podcasts related to the subject area
Thank you for this amazing video, Rose. I couldn’t help but notice your nail color is the same as the book next to you 🤭😊
This was one of the most complete and comprehensive approaches, in achieving an overall state of balance, in living a most harmonious and productive life. On the most general and simplest of terms.Thank you🌹🖐️😊
Listen to Jim Rohn for content like this. That's where she got these tips.
I found I could skip the list and save a ton of money by ordering groceries and having them delivered. I can set my budget and plan my meals and add stuff as we run out throughout the week. Go through the cart and pull stuff out til it fits your budget. No impulse purchases and I have energy to organize it when it gets here.
I don’t make a grocery list. I take photos of my fridge & cabinets then put a couple of notes on those pictures as needed. Efficiency saves $$ 😊
Handy tip
Wow what an idea!
Aristotle believed that 'We are what we repeatedly do.
Excellence, then, is not an act but a habit.' Small, consistent actions build the foundation for success.
Focus on the tiny habits that align with your vision, and watch them transform your life over time.
Such a good girl you are 😍😍 .. love hearing others thriving!! I to got rich with investing , anyone can do this with smart decisions, get outta that rat race people and live to work....not work to live 👏.. im 35 and live completely off my dividend portfolio!!! U can do it to
Hey, what kind of investing? 😊
Great video! I'm stuck on #19... I have decades of leadership experience but unfortunately, what comes with leadership is you typically have someone (or in my case multiple admin people) do all the little things for you. I find it daunting to have to learn these skills to simply launch a RUclips channel or IG page to generate income (or similar skills). I've gotten so used to "big picture/high level" thinking that I seemed to have forgotten the basics. It feels overwhelming.
Thank you. You remind me about my financial goals.
Please give credit for “eat the frog” to its creator Brian Tracey, from whom I learned it over 35 years ago! He has so many other great life lessons too!
thanks. I’m doing a side hustle that will be applied to debt but I feel better knowing I’m saving a little at least. The interest rates are mid-teens or lower.
I think you forgot mentioning other ways that help build wealth: having a higher paying job with good benefits (e.g., 401K), starting a business or side gig, limiting spending, and having roommates (or live-in partners) who can help with paying living expenses
Being drop dead gorgeous helps too!❤❤❤
Excellent video Rose ☺️🫶🏽Thank you as always for sharing
I like your videos because you mention practical steps one can use or follow and actually see the progress.
I’ve had my head in the sand for the past few years and it has finally caught up with me. Now I’m $90k in debt and filing for bankruptcy 😔 You’re tips are 100% what I should’ve been doing this whole time. 😤😭
Correction: It’s “ your “ tips “ not “ you’re”.
@@evergreen7213thank you, oh wise one. You’re correkshun of my fones autocorrected spelling airer is a life savor! 😚
@@evergreen7213 your so right! 😃 thank you for you’re input! 🤡
@@evergreen7213 your a genius! I could’ve used you’re corrections years ago! 😃
Literally cleaning while listening to this YT while talking about Tiny Habit #14!! Great video, lots of fantastic tips for everyone to take away.
I was doing about 5 of the 20 things. I like all of these… really practical ❤
Appreciate your continued dedication to helping average folks try to build wealth and not get rekt in the process, I love your confidence so keep shrugging off the naysayers. Your experience is clear and I look forward to your pragmatic and bullish viewpoints in a world that’s increasingly easy to get caught up in the constant negativity and bearish sentiment.... Long & short-term trading is generally safer, allowing investors to weather market volatility. I have managed to grow a nest egg of around 100k to a decent 432k in the space of a few months... I'm especially grateful to Evelyn Infurna, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
As a newbie, what do I need to do? How can I invest, on which platform? If you know, please share. I'm new to this, please how can I contact her?
Use her name to quickly conduct an internet search.
She's often interacts on Telegrams, using the user-name.
@Infurnaevely1
I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.
Instant sub! ❤ thank you for sharing these valuable tips!
This gotta be the best video ive watched on youtube. Hands down 🎉❤ thanks
I love this .....i believe this knowledge is going to make a huge difference in my life,Thank you Rose.
All your adivises are GOLD! Thank you for sharing. You have no clue how your vlog changed and benefitted me. From the bottom of my heart, THANK YOU! ❤
Would you recommend saving and investing at least a little while I pay off my debt? It will take me 36 months. I am already retired. I hope to pay off my debt sooner with a side hustle but my question is do I save/invest while I retire the debt?
That will help in how you feel overall, but way out the debt interest versus the investment although investments do need time 😊
Yes not a straight out answer but giving you room to decide
Pay a bit extra every month towards your debt. You will be done in a year. It helps so much to pay more than the actual minimum, cuts so much time.
@@justbekind2024 that won’t work for me. I’m heavily in debt.
If you have a low interest mortgage, it's fine to do some investing. For high interest debt such as credit cards, pay that off ASAP.
Thank you Rose. This was such a great list! I'm so proud of myself coz I saw that I've actually been doing most of these already 😅❤
I found this video very very useful, the information regarding procrastination and non negotiable investing. Thank you -loving your hair colour.
I saw your book available for pre-order on Amazon. Congratulations! 🎊
Love the positive energy and power!!
This is making me feel so good. Thank you for the motivation.
I don't wanna be rich but i love all of these points and agree with them.
No 14 point whenever i do walking i watch your video it is veryinspirational and pratical🎉
These are awesome things that people can do if they dicide to kick away excuses.
Thank you for all these great tips, I understand now why I don’t achieve any of my projects 😊 but this video really inspires me to change. And if you’re looking for “someone new” for lunch, let me know 😊, thank you though
Incredible insight at 15:40 about taking action before feeling ready. Thanks for the motivation! 😍😍
There are base things that I buy at Costco -my single source olive oil, My basmati rice and massive jar of chopped garlic etc. and then there are lots of interesting cool and tasty things at Costco, which I only buy when they are the loss leader. I remind myself when I see something that I really enjoy that sometime during the year it’s definitely going to be on a loss leader and I can stock up on it then. That keeps me from buying that item at full price and keeps my budget nice and low
Thank you Rose. Your video is heaven sent. I usually leave everything to chance. Thanks again
‘Eat that Frog’ by Brian Tracy for anyone who would like to read the whole book, its a great one.
Very informative! Thanks for sharing ❤
The biggest thing we did to change our financial life was to get out of debt. We sold everything we could, cut out anything extra, tightened our belts for 2 years, and negotiated payoffs for all nonsecured debt. Then we started over, smart. Babysteps work these 20 things come after.
This was an awesome video! I've listed these items in a new tab on my expenses spreadsheet.
Max out my wife's roth IRA...plus she'll have a teacher pension (hopefully). I put 15% into my TSP(401k), max out an HSA and will get a fed govt pension.
It took us 10 years to get close to debt free, but we never sacrificed investing during the time we tried to tackle the debt. Glad we never stopped our investing.
Do you 15% TSP traditional only, or TSP IRA. as well ?
I m still debating putting my TSP IRA at my federal job vs. Roth IRA at fidelity
The term "brain juice" is now a permanent part of my vocabulary. Would also be a kickass band name.
Thank you so much for your video. Hands down, one of the best 'Habits to make you rich' videos. Most of the time they are not worth your time. Great content, great explanations!
Very helpful thanks for the tips and motivation!!
MY GOODNESS I LEARNED A LOT FROM YOU!
Hey Rose Han what are the benefits of you investing a certain amount of transfer to a index fond each month? I know its very good to invest in indexfonds and stocks in general. The more you invest in a indexfond, the higher yield you will get when they release yield?
Currently at tiny habit #4. What are the index funds you put your money in (if you’re ok sharing them)?I have a fidelity account and have a couple of index funds I put my money in, automatically every month, but I believe I could pick better index funds.
I do agree with her about social media. A waste of time if it is not making you money or helping you in some way.
Thank you Rose ❤🙏
I like this a lot. It is very helpful for just those like me who are just trying to motivate myself out of depression to
Keep living. I appreciate it.
I am not interested in becoming rich however I need to save enough money to live and get by.
Your dog's name is Jupiter! 😍
The planet most associated in astrology with wealth. I love it.
Not everything you said I think apply to me , some of them I already do but the documenting acomplishments really changed my perspective .
Thanks Rose
Great video. Really useful tips👍🏾
I really enjoyed and felt good listening to your advices, many thanks!
Great video! Will be watching again with my pen and paper to take down all the helpful information given. New sub! ❤
What a great list of tiny habits. Thank you Rose for your generosity ❤
You literally confirmed 90% of what I’ve been doing! Nice to hear. Liked & subscribed!❤
Loving the videos! Thank you for everything that you do! Wondering if you could post your smoothie recipe you drink every morning 🥰
Rose, your videos are so inspiring! Also, I love Emily in Paris😆! Just started my RUclips channel for my pets… You motivate me to keep going and reach my goals. Thank you for your words of wisdom. 🙏
Thank you
Love your summaries at the end of your videos.
These are great tips! I do think that we can also become obsessed with making more money and there needs to be a balance to be able to enjoy life too not just earning and saving more.
Excellent video! Thank you.
New sub and thank you for this information! Goals listed and working on habits i am resonating to. 👍🏽🧘🏽🛐♥️☺️
Thank you for sharing, appreciate your content!! 🙏
I’m memorizing this list.
Such an incredible podcast❤... love your energy... These are such a tiny habits that can really make so many changes in life .
I just called the lady who help me with my washing to come do it after I got off the phone her a few minutes before watching this video telling her I was going to do it myself when she called. 😅Thank you 😊
Thank you for all the tips they were very helpful.
Can you please do a video about the stock market going slow and for people that don’t have that much money I would really appreciate it. Thank you.
Noted📝 thanks Rose❤.
Thank you so much that was interesting 👌you speek concrete, no "water".
God bless you❤
Lucky to find out your channel Rose ❤
I’m so grateful for you valuable sharing. This video is life transforming❤
Is it still worth investing in stocks if you can only invest around $5 a month?
🐸🐸🐸EAT THAT FROG...first penned by Mark Twain, also a really great book by the iconic BRIAN TRACY, a really great self development author if anyone wants to do a deep dive.