I am living proof that financial independe is attainable to anyone who makes it a priority - as Rose said. I heard about financial independence about 4 years ago, soon after that I started watching Rose’s videos. I’ve read 8 books she recommended (some you can even find at libraries). I’ve changed jobs and negotiated a greater pay. I took her ITM course, I’ve been trading options and even had a one-one with Rose (absolutely life changing). I went to retreats and I am going to a Tony Robbins seminar in October. I have a therapist, a trainer and a nutritionist. I also was able to double my investments in 4 years and I am well on the way to soon not having to trade time for money anymore. The beginning of the journey is slow and tedious, but soon the power of compound interest kicks in and you can see massive growth with way less effort. I continue to invest massively on myself because it allows me to maintain a mindset focused on development and abundance, versus stagnation and lack. Thanks for everything Rose! You rock 😃
Yesterday I bought myself a juicer and felt guilt free. After getting out of debt, I rewarded myself by investing in my health. I’m glad I took the steps I needed and more importantly, stayed focused and committed of being debt free. The hardest part was getting started and getting rid of excuses. Once the good habits developed, I didn’t need to worry, or think if I should spend money on things that would bring back value.
@@jollyholly2851🤨juicing meat? I mean I get what you’re saying but I’d argue juiced fruit is better than processed juice off the shelf for you. Even if it’s mostly sugars it’s easy to process and doesn’t cause the damage the sugars in processed sugary things do. But I get that you would ideally want to juice both and not only fruit to satisfy taste.
@@lane_positive_vibesbodybui7927 No; it's the same effect. Watch more of Dr. Berg's videos. Also, my mum's a nutritionist and she warns against the same thing. When you juice something, you remove the fibre.
I worked 15yrs in manufacturing non-stop, by the time I was 33yrs old, my investments were bringing me at least $2.5k a month, owned my home and 2 vehicles. Investments paid my bills so I could afford to work a comfy 40hr job obviously not for the money but just to have health insurance. Once you get financial stress out of your system, it's easier to focus on your physical and mental health.
I’m so glad someone said this. A lot of times people forget that at one point we were able to rent books, DVDs, and have free Wi-Fi in order for us to reach our goals.. libraries and librarians are probably going to be the best people to talk to as well when looking for resources on certain topics!
They're also great for those who have money for books but lack discipline. Going to a library forces you make time for reading financial books and makes you concentrate. Come to think of it, the last time I was at the library was when I was writing my bachelor's thesis.
Somebody once said, You can never save enough for retirement but that doesn't mean you shouldn't try anyway. Take your health seriously now to reduce the financial burden of failing/ill health and ACTIVELY plan your retirement so you can still make money even then. Goodluck to us all.
That's very true. Besides IRA and 401k, are there other ways we can prepare ahead of time for our retirement? Mine draws nearer by the day and I'm gradually going into panic mode
You can absolutely invest more than enough for retirement. It takes time, discipline, and a decent savings rate. Even 10-15% can make you a qualified account multi-millionaire.
Saving and investing it is actually the easiest way 🤦🏼♀️ if you are low income you just have to start saving in your twenties so that compound interest has 30 or 40 years to make that money grow.
I worked hard, saved, frugal, cooked at home, lived a modest life in my 20s. Now 35, own 2 homes, paid off vehicles and tracking to retire with 5M. In 4 years, I will retire from the military with about 8k a month pension. How bad do you want it is the real question. People want to be rich but don't make changes/moves needed to achieve that goal.
I just told some one the same thing a few days ago u want to build a house but your not doing anything towards doing that so how will u have a house 🤷♂️
You're only as good as the decisions you make today with the money you have. This time last year I considered investing much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year and a couple of months in, and I'm debt free. I truly cannot stress enough how helpful experts in this field are!
It’s not rocket science. I invested in some stocks myself using pure speculation. Long story short, I blew my account and lost it all. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $12k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. Now with over 74k in roi, I sit back and just reinvest at intervals while I handle my other businesses.
I love the premise of this video and the chit-chat style!! I recently became financially free at 33 and for me that meant debt-free. Now the goalpost has moved to: live in a paid house (I rent currently). 👍🤍
Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!
One thing that I want to do now that I am well on my way to financial freedom is share it with my daughter. Teach her about money, good habits, and also put money aside for her so hopefully she has a better start than I had. If you truly want generational wealth, you have to set them up for success by teaching them early.
You are making an impt point. I think a lot of people come up with all those excuses because they are embarrassed about their lack of knowledge and their poor decisions. It hurts to learn how much one has lost due to poor decisions. It happened to me for a while and I wished I had done it sooner, but I did it and now enjoy financial freedom.
I'm ready to stop doing it...whatever it is. YES, I WANT TO BE THE FIRST MILLIONAIRE IN MY FAMILY. OR AT LEAST TO SHOW/MAKE MY KIDS THE FIRST MILLIONAIRES IN OUR FAMILY.
Big believer of that. So health conscious to the extent health on its own is an umbrella that to some extent it needs you to be comfortable with your money. Money is a necessary tool.
I love what was said about investing in learning, reading, making financial freedom a priority even when you're tired, kids etc. And I love the simplification of steps and the focus on gratitude for the things you cannot change at the moment. READY for that next video!
I just discovered your channel and have already binged at least 6 video's. I just turned 27 and I am trying to put my future 30 year old self in a much better financial position. 21 year old me was not educated on finances, saving, investing, etc. I'm paying for it now (literally) BUT 3 days ago I turned 27 and decided enough is enough. Your video's are already so helpful, keep up the great content!
Thanks for sharing your financial wisdom with us, Rose. I appreciate your balanced point of view, and the importance of gratitude. I remember I saw a video once on FB about being grateful to even wash your dishes because you at least have dishes to wash. When I 1st heard that, I wasn’t having it. 😅 And then, I started to analyze and I was like…she’s right! Instead of sulking about it, it’s best to look at it from that perspective and it’s not as painful to do the dishes as it used to be. I also liked the mental box analogy and how you can set temporary goals and expand/upgrade them as you go along. It’s easy to get overwhelmed by such a large goal, and not know where to start. Keep up the good work! Love your content.
I just love your channel. Since I did start watching it. My life started to change for the best. I never thought about financial freedom like this. I did read a lot on the subject. But people don't talk about it like that.
Thank you for your guidance on financial issues and freedom. I have been reading a lot of books on investing, but my family is telling me I am wasting my time. Thank you again for showing me that I am on the right path to investing in myself, dreams, and my future. I enjoy your videos and keep up the good work.
Thank you for making this. I really agree that a lot of our limiting beliefs hold us back. I once read, just as we have a comfort zone of happiness, we also give ourselves an upper threshold of happiness. Meaning we usually self sabotage when things get too good in our lives. So I really like this video because it is staying in a box of our own making.
My cash cow can be my pension at the age of 49 yo. The reason it will be a cash cow is because I've saved, invested and am 100% debt free. The pension amount will basically cover all of my monthly expenses and they'll still be some $$ leftover to save or invest. Great video and yes, financial freedom can be achieved if you know what your number is. Thanks
Your friend really isn't READY to CHANGE her life!!!!! She has SUCH an ADVANTAGE having YOU to HELP her!!!! I'm LEARNING about THIS NOW, as an OLDER woman!!!! I'm SO GRATEFUL to have YOU and other HONEST people who are.KNOWLEDGEABLE, to HELP me!!!!! MANY THANKS for your UNDERSTANDABLE content!!!!!❤!!!!
I will forever be indebted to you Ms. Paislee George. You changed my whole life, I will continue to spread your name around the world. You saved me from huge financial debt with the little I had. Thank you Ms. Paislee George.
I am very happy that Ms. Paislee George is mentioned here. A family friend recommended her to me when I was in Italy during the Corona crisis. She is amazing.
Rose, I want to begin by saying thank you so much for trusting your intuition or leading to make content like this. You really have affected my life in a sense that I choose to invest my time to watch your videos and listen to your voice as you speak on these topics that help me grow and challenge my thinking. Also, you’re an inspiration in terms of your courage to be passionate and share what your passionate about in order to help other people grow and live better lives. Thank you so much Rose!
At 17:37 I checked my monthly lifestyle. Right now I am at about a $2,500 per month lifestyle. That has been very conservative and sacrificing a lot. It used to be much less, but that was a very cheap way of living for me that I wasn't satisfied with. My lifestyle expenses will go up because I am already squeezing every penny and it would be nice to be more financially comfortable.
I have read the 3-4 books that you mentioned on audible too. when i read/listen a book on audible, I don’t want any words to escape me, however, sometimes I don’t understand some words. I will read as many books as I can on audible not mentioning hundreds of youtube videos that I have watched so far and will watch in the future.
Thank you so much for this video! You friend Lisa is lucky to have such a friend as you and I feel grateful that you decided to share with us your thoughts and your advices. Thank you!
Hey Rose, I think this is my favorite video you have posted so far! Thank you for doing these videos, and I’m super encouraged by your journey and perseverance
Such a great video! People often say they want things but don't act like it and they get annoyed when I point out their counter productive behavior. I guess at least it helps them start reflecting 🤷 Thank you as always Rose!
I needed this! I’m Lisa! 😮 I feel like I have too many things that I need to make a priority and my stressful job exhausts me to do so . I just really need to take action . Thank you 🙏
I like how you manage to say about the balance things on spending and not be guilty on it, balancing the value of money as well, this is an insightful video for me as I’m also focusing on financial freedom and your way of explains and sharing things about it here about the boxes and the mindset of Liza is something that gives me the reminder of giving more focus to what the goal is. Keep on sharing and definitely following the financial freedom series
100% anyone can accomplish financial freedom. When people put their mind to something it’s amazing what they can do. However, hoping for without action won’t get one to their goal
I earn a fair amount. Cash cow doing ok. Not great but ok. I save too much. (I have a non spending problem, I was tought to save...save..save. I often don't even spend my "YOLO spending" budget.).I also just so happen to have hobbies that don't cost alot of money in the first place. I just started investing in stocks. For a long time I was too scared of losing money, because people kept saying ...be carefull, but I started to realize inflation could eat away at my savings and that started to feel more dangerous than dipping my toes into stocks (it used to feel to much like gambling). The recent high inflations shook me out of my comfort zone, but i'm still a bit wary about the up and downs of the stockmarket. The goal right now still is to not lose my money and if I happen to end up with more instead...well then Lucky me.
100% agree that if a person does not make something a priority no matter what anyone else says will not get there. Stay focused and you will get their. Best of luck. Rememebr cars, ...are just depreciating products and people often buy them to show off due to low self-esteem. They do not impress me (the car nor those people). My expreience is you do not need a conventional job but you do need ways to make $$$. There are so many ways today like real estate, Amazon, Shopify, RUclips, self-employed ( I have seen propety maintainers make $100,000+ per annum).
It wasn't financial, but I had to tell a couple of co-workers last week complaining about people not having time for training... I told them, if you provide VALUE in the training - they will MAKE the time.
I think people generally underestimate how much time children need if you are a parent and looking for the ultimate financial freedom. Sometimes it’s just not possible to have a demanding job, family and kids wanting your attention. Having said that there is slots in a day you can definitely invest in self educating via good audiobooks, good quality RUclips channels. To me financial freedom is a life style goal, but not an ultimate goal in life. Family, friends, children and Health are equally important.
at minute 13, you started talking about priorities and you said something about maybe being comfortable is more of a priority. This made me sit upright and take notice. I KNOW this is my main issue. I got messages from the time I was very young that doing hard things was too much work and too hard.
Thank you hunny, all this is so true and empowering. And I know you listen to Abraham Hicks and everything you have said is practical and empowering to feel good and ENJOY your life, and hence vibrate at gratitude for things like groceries and your home and hence ABUNDANCE flows. I once heard Abraham say about gratitude, that it’s like when you spend the day with a happy child who is so excited and happy to receive that you naturally want to give them things eg) ‘yes! To ice cream’ etc. But if you have a sullen kid who is rude and ungrateful you naturally don’t feel like being overly generous, and so to is the Universe being similar to a parent; happy to flow onto you or not so much, if you already have so much and are just complaining and focusing on what you don’t have. Anyway, thank you for putting this out in the world; practical, empowering and true.
Great video. I am currently focused on paying down debt to obtain some type of financial freedom. I'm attempting to create some business opportunities for myself to bring in more income. Thanks for all you do Rose.
Dear Rose, I want to express my heartfelt gratitude for the time and effort you dedicate to educating your fans, friends, and the wider community on the principles of financial freedom. Your insights are not only invaluable but essential for those seeking to navigate the complexities of personal finance. Your commitment to empowering others with the knowledge they need to achieve financial independence is truly commendable. Thank you for making a profound impact on so many lives through your guidance.
Yes! Keep preaching, Rockstar. You have great points. Keep it up and I'll keep listening. I've been stuck in a poor girl mindset and I'm trying to brainwash myself into believing I have value (or I can create value) to offer that world. Thanks for helping out.
I don't have keeping up with the Jone's syndrome. I am a teacher. I will say there's very little time or energy left for me, because someone has to keep the lights on and mouths fed. It's not because I don't want to. Your video is playing while I'm making my family's meal. The majority of time I don't have time for friends or leisure-hence I want financial freedom. I could dedicate an hour a week to something, or 15 minutes-1/2 hour here and there, but committing to that would mean I couldn't keep the lights on. What will add value to me within that time frame?
One of your better recent videos, IMO. I don't have 6 accounts for investing, just 3: 401K, Roth IRA, Brokerage. I feel good about them and their direction. I agree with a lot of what you had to say here.
Wow. This video encompassed ALL the important points. Thank you so much for your educational and relatable content. It really is a shame these topics are not taught in school.
Divorced is not the end of life! You found one and will find a couple more and more. It’s like a stock market. Depends on how rich the company (dude) is. But stock go up and down. Same with ppl you luv
I would love to retire by age 50. I just turned 47. I've worked my ass off since I was 18. I don't know what a real vacation is. Lol. ( visiting family out of state for 10 days doesn't count as "vacation".) I have over 25k in savings....and I still feel almost broke.
Sounds like you have the work ethic down. Did you invest since you were 18 in a 401k or 457? I just started a deferred comp for one of our rookies (he's 25), and by the time he's 50 it should be worth about 1.8-2.4m. Keep at it!
Working your ass off isn’t enough. You have to spend less than you earn. The bigger that difference, the sooner you’ll get to financial freedom. There’s more to it than that, but hard work by itself isn’t enough.
Great video, really enjoyed it. Broken down in small simple dteps at a high level. Loved the box analogy and the idea of adding an extra step when investing to get the profits and dividends to pay your expenses. Obviously this will take some time, but great concept.
People need to be way more comfortable with the idea that just because something is your highest priority, doesn't mean it's actually possible or even likely.
The part on comparison got me thinking: comparison can breed jealousy and other negative things, but it's also what inspires us to make a positive change in the first place. We see how someone who is better with money lives, and we decide to make a change.
I absolutely love your contents. Everything you say make sense for me and it's like my ah moment! I started my own business not long time ago and I'm so grateful I found your page! Thank you for all your advices!!
This honest but personable approach really resonates with me. I'm in debt, but am ready to turn it around and build financial freedom for myself. Looking forward to your future videos.
Such a valuable video! I don’t often promote books, but the book women’s magic truths on borlest is an exception. It’s packed with insights on wealth and self-care that are not widely known. All the best to everyone
Amazing content in this video! I rarely suggest anything in comments, but the book women’s magic truths on borlest is a game-changer. It provides deep knowledge on wealth and self-care that can really make a difference. Take care, everyone
Before investing I prefer building a 3-6 month emergency fund. Put it in a High Yield account, by the time you build your savings, you taught yourself how to control your spending.
Hey can you do a video on how to budget and manage money for a business account? And give ball parks on how much to charge for services or products based on how much supplies cost and the amount of time put in?
Remember you can also move out of a very expensive country to live in and move to one that is comparatively cheap (think SE Asia, Latin America) and be at that Crossover point very early and enjoy an amazing adventurous life. Also think of investment out of your country -like property that will increase in value 10x vs 1.25X in America, or mutual funds in MX making10-11% for the last year vs 4-5% in USA. Get outta that box too.
I think crypto is less speculative these days than it used to be, I'm talking about the big ones everyone knows though, Bitcoin and Etherium both have ETFs now. The world is changing. AVOID the meme coins and rug pulls. All about your message though, very good video, and for most people, going from nothing to a high interest savings account and a simple investing portfolio in stocks/etfs will be life changing.
Ive been investing since the late 1980's. I wish I had the information available then as I do now. Nevertheless, I have done extremely well financially. With todays technology there is no excuse not to invest but it just takes time to build wealth.
So many people are stuck on outdated ideas, but the book women’s magic truths on borlest shows you how to use secret techniques to attract almost anything in life. This isn’t just another law of attraction book; it’s the real deal with actionable insights. If you’re ready to level up your life, you need to read this.
Oh no Lisa got it all wrong. I wish I was there when you were dropping gems. I study so hard because no one showed me how to expand my box or mindset. I’ll take all the soft suggestions.
I think what a lot of high earners just heard is "keep spending if you feel good." (It is definitely what they would choose to hear. ) That's not going to set the tone for saved wealth.
i agree if you do not believe it can happen you will never make it happen. i am 60yo and that is what happened to me. You actually have to focus on your finance, on a weekly basis budget really well, stop looking for the instant gratification of ordering food or eating out.
If your 60 you likely had conditions helping you as well.... Income compared to housing prices has only grown over the last several decades.... And with covid that trend can only grow worst!!!
My problem about investing in courses for financial growth is that there are many scams out there and I don't know how to differentiate the real ones from the ones that are scams. Do you have any suggestions? Thanks
Always great content from you Rose. Thank you, and the videos are helping with others I watch want to be debt free and hopefully I will have to put the plans to action.
Like your box analogy, but instead of suggesting putting something in side your box. People need to think "outside" of their box. I do agree with the first think one needs to decide is what is important to them. And what priority a career is for them. Actually perhaps its "what type of contribution to society is important." I have watched your channel for many years. (I think I started watching when you were getting debt free. I have seen you change your perspective on things many times. Are you still living outside USA? Cant remember where you are now.
I am living proof that financial independe is attainable to anyone who makes it a priority - as Rose said. I heard about financial independence about 4 years ago, soon after that I started watching Rose’s videos. I’ve read 8 books she recommended (some you can even find at libraries). I’ve changed jobs and negotiated a greater pay. I took her ITM course, I’ve been trading options and even had a one-one with Rose (absolutely life changing). I went to retreats and I am going to a Tony Robbins seminar in October. I have a therapist, a trainer and a nutritionist. I also was able to double my investments in 4 years and I am well on the way to soon not having to trade time for money anymore. The beginning of the journey is slow and tedious, but soon the power of compound interest kicks in and you can see massive growth with way less effort. I continue to invest massively on myself because it allows me to maintain a mindset focused on development and abundance, versus stagnation and lack. Thanks for everything Rose! You rock 😃
thank you for sharing
Thank you for sharing ❤
@@catpagan4925 anytime! Good luck on your journey ❤
thank you for sharing :))
Was the ITM course easy to follow?
Yesterday I bought myself a juicer and felt guilt free. After getting out of debt, I rewarded myself by investing in my health. I’m glad I took the steps I needed and more importantly, stayed focused and committed of being debt free. The hardest part was getting started and getting rid of excuses. Once the good habits developed, I didn’t need to worry, or think if I should spend money on things that would bring back value.
Not sure a juicer would make you healthy unless you're mainly juicing vegetables.
I did the same thing when I got rid of all my debt! Bought a juicer hahaha.
@@jollyholly2851🤨juicing meat? I mean I get what you’re saying but I’d argue juiced fruit is better than processed juice off the shelf for you. Even if it’s mostly sugars it’s easy to process and doesn’t cause the damage the sugars in processed sugary things do. But I get that you would ideally want to juice both and not only fruit to satisfy taste.
@@lane_positive_vibesbodybui7927 No; it's the same effect. Watch more of Dr. Berg's videos. Also, my mum's a nutritionist and she warns against the same thing. When you juice something, you remove the fibre.
Love this! Health is wealth 👏💪
I worked 15yrs in manufacturing non-stop, by the time I was 33yrs old, my investments were bringing me at least $2.5k a month, owned my home and 2 vehicles. Investments paid my bills so I could afford to work a comfy 40hr job obviously not for the money but just to have health insurance. Once you get financial stress out of your system, it's easier to focus on your physical and mental health.
Reminder. If you don’t have $20-30 for books, libraries still exist and are GREAT
I’m so glad someone said this. A lot of times people forget that at one point we were able to rent books, DVDs, and have free Wi-Fi in order for us to reach our goals.. libraries and librarians are probably going to be the best people to talk to as well when looking for resources on certain topics!
Came here to say this
yes I love libraries!!! some allow you to rent ebooks too
AWESOME reminder! I am going to cancel audible right now!
They're also great for those who have money for books but lack discipline. Going to a library forces you make time for reading financial books and makes you concentrate. Come to think of it, the last time I was at the library was when I was writing my bachelor's thesis.
Somebody once said, You can never save enough for retirement but that doesn't mean you shouldn't try anyway. Take your health seriously now to reduce the financial burden of failing/ill health and ACTIVELY plan your retirement so you can still make money even then. Goodluck to us all.
That's very true. Besides IRA and 401k, are there other ways we can prepare ahead of time for our retirement?
Mine draws nearer by the day and I'm gradually going into panic mode
@@EdwinBoettcher Start buying metals dude.
Whoever said that obviously doesn't know what they're talking about.many have successfully saved, and invested.
You can absolutely invest more than enough for retirement. It takes time, discipline, and a decent savings rate. Even 10-15% can make you a qualified account multi-millionaire.
Saving and investing it is actually the easiest way 🤦🏼♀️ if you are low income you just have to start saving in your twenties so that compound interest has 30 or 40 years to make that money grow.
I worked hard, saved, frugal, cooked at home, lived a modest life in my 20s. Now 35, own 2 homes, paid off vehicles and tracking to retire with 5M. In 4 years, I will retire from the military with about 8k a month pension. How bad do you want it is the real question. People want to be rich but don't make changes/moves needed to achieve that goal.
I just told some one the same thing a few days ago u want to build a house but your not doing anything towards doing that so how will u have a house 🤷♂️
@@ninx003 yes, so many of my peers complain about being broke but eats out, travel, shopping addiction etc. they want easy money.
You're only as good as the decisions you make today with the money you have. This time last year I considered investing much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year and a couple of months in, and I'm debt free. I truly cannot stress enough how helpful experts in this field are!
What's the secret behind your success? That's great. I'm also planning for retirement but don't know what to do.
It’s not rocket science. I invested in some stocks myself using pure speculation. Long story short, I blew my account and lost it all. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $12k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. Now with over 74k in roi, I sit back and just reinvest at intervals while I handle my other businesses.
To me, investing is not worth it and I know that's the same mindset holding me back from taking a step forward in my finances. It’s all gambling.
Can he help me? I'm turning 40 real soon and I hope it’s not too late for me.
@@Lilybee931 Can he help me? I'm turning 40 real soon and I hope it’s not too late for me.
I love the premise of this video and the chit-chat style!! I recently became financially free at 33 and for me that meant debt-free. Now the goalpost has moved to: live in a paid house (I rent currently). 👍🤍
Wow … that’s really inspiring
What would you tell someone who’s just starting this journey ?
Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!
I am really digging the clarity of “let’s not over-complicate this.” ; )
One thing that I want to do now that I am well on my way to financial freedom is share it with my daughter. Teach her about money, good habits, and also put money aside for her so hopefully she has a better start than I had. If you truly want generational wealth, you have to set them up for success by teaching them early.
The best 30 minutes one can spend to transform one's life to make it wholesome! Kudos Rose!
Getting off of social media has improved my mental and financial health so much, comparison is the THIEF of joy
You are making an impt point. I think a lot of people come up with all those excuses because they are embarrassed about their lack of knowledge and their poor decisions. It hurts to learn how much one has lost due to poor decisions. It happened to me for a while and I wished I had done it sooner, but I did it and now enjoy financial freedom.
I am twenty two years old and i'm tired of being just comfortable!! Absolutely, love this vid you just gained afollower.
I'm ready to stop doing it...whatever it is. YES, I WANT TO BE THE FIRST MILLIONAIRE IN MY FAMILY. OR AT LEAST TO SHOW/MAKE MY KIDS THE FIRST MILLIONAIRES IN OUR FAMILY.
Great talk I love investing in GameStop the CEO is the GOAT works for free has turned the company around
You can do it sis !!
my goal as well ❤ we'll get there!!! 👏🏼💪
Love this energy 👏👏 Rooting for you!
The most important wealth in life is your health! I understand this is a finance channel, but without your health, you’re nothing!
Big believer of that. So health conscious to the extent health on its own is an umbrella that to some extent it needs you to be comfortable with your money. Money is a necessary tool.
It goes to show one has to understand the true meaning of the middle way cz in essence that is healthy.
Yup, health is wealth!
I love what was said about investing in learning, reading, making financial freedom a priority even when you're tired, kids etc. And I love the simplification of steps and the focus on gratitude for the things you cannot change at the moment. READY for that next video!
I just discovered your channel and have already binged at least 6 video's. I just turned 27 and I am trying to put my future 30 year old self in a much better financial position. 21 year old me was not educated on finances, saving, investing, etc. I'm paying for it now (literally) BUT 3 days ago I turned 27 and decided enough is enough. Your video's are already so helpful, keep up the great content!
Thanks for sharing your financial wisdom with us, Rose. I appreciate your balanced point of view, and the importance of gratitude. I remember I saw a video once on FB about being grateful to even wash your dishes because you at least have dishes to wash. When I 1st heard that, I wasn’t having it. 😅 And then, I started to analyze and I was like…she’s right! Instead of sulking about it, it’s best to look at it from that perspective and it’s not as painful to do the dishes as it used to be. I also liked the mental box analogy and how you can set temporary goals and expand/upgrade them as you go along. It’s easy to get overwhelmed by such a large goal, and not know where to start. Keep up the good work! Love your content.
I just love your channel. Since I did start watching it. My life started to change for the best. I never thought about financial freedom like this. I did read a lot on the subject. But people don't talk about it like that.
Thank you for your guidance on financial issues and freedom. I have been reading a lot of books on investing, but my family is telling me I am wasting my time. Thank you again for showing me that I am on the right path to investing in myself, dreams, and my future. I enjoy your videos and keep up the good work.
Thank you for making this. I really agree that a lot of our limiting beliefs hold us back. I once read, just as we have a comfort zone of happiness, we also give ourselves an upper threshold of happiness. Meaning we usually self sabotage when things get too good in our lives. So I really like this video because it is staying in a box of our own making.
My cash cow can be my pension at the age of 49 yo. The reason it will be a cash cow is because I've saved, invested and am 100% debt free. The pension amount will basically cover all of my monthly expenses and they'll still be some $$ leftover to save or invest. Great video and yes, financial freedom can be achieved if you know what your number is. Thanks
Your friend really isn't READY to CHANGE her life!!!!!
She has SUCH an ADVANTAGE having YOU to HELP her!!!!
I'm LEARNING about THIS NOW, as an OLDER woman!!!!
I'm SO GRATEFUL to have YOU and other HONEST people who are.KNOWLEDGEABLE, to HELP me!!!!!
MANY THANKS for your UNDERSTANDABLE content!!!!!❤!!!!
Yep. Definitely needed to hear this. 😩 I need to stop making excuses while just sitting on the couch watching The Office reruns 🥴
I feel this 😅
I find your videos the most helpful and inspiring in the finance realm, you give a lot of value for free. Thank you!
This is the feedback everyone needs to hear from someone who cares about seeing you succeed.
I will forever be indebted to you Ms. Paislee George. You changed my whole life, I will continue to spread your name around the world. You saved me from huge financial debt with the little I had. Thank you Ms. Paislee George.
I am surprised that you mentioned Paislee George here. I met this woman at a conference in 2018 and we have been working together since then.
I am very happy that Ms. Paislee George is mentioned here. A family friend recommended her to me when I was in Italy during the Corona crisis. She is amazing.
How did you do that please? I am a beginner in investing. Can you help me?
@Expertpaislee
That is her name
Rose, I want to begin by saying thank you so much for trusting your intuition or leading to make content like this. You really have affected my life in a sense that I choose to invest my time to watch your videos and listen to your voice as you speak on these topics that help me grow and challenge my thinking. Also, you’re an inspiration in terms of your courage to be passionate and share what your passionate about in order to help other people grow and live better lives. Thank you so much Rose!
Thanks, Rose! Your direct approach and easy-to-understand explanations are so helpful!
At 17:37 I checked my monthly lifestyle. Right now I am at about a $2,500 per month lifestyle. That has been very conservative and sacrificing a lot. It used to be much less, but that was a very cheap way of living for me that I wasn't satisfied with. My lifestyle expenses will go up because I am already squeezing every penny and it would be nice to be more financially comfortable.
Well said. Different stages of Financial freedom. Knowing when you have enough is also its own type of freedom.
I have read the 3-4 books that you mentioned on audible too. when i read/listen a book on audible, I don’t want any words to escape me, however, sometimes I don’t understand some words. I will read as many books as I can on audible not mentioning hundreds of youtube videos that I have watched so far and will watch in the future.
"comparison is the thief of joy". Very good stuff Rose. Thank you.
Thank you so much for this video! You friend Lisa is lucky to have such a friend as you and I feel grateful that you decided to share with us your thoughts and your advices. Thank you!
Hey Rose, I think this is my favorite video you have posted so far! Thank you for doing these videos, and I’m super encouraged by your journey and perseverance
Such a great video! People often say they want things but don't act like it and they get annoyed when I point out their counter productive behavior. I guess at least it helps them start reflecting 🤷 Thank you as always Rose!
I needed this! I’m Lisa! 😮 I feel like I have too many things that I need to make a priority and my stressful job exhausts me to do so . I just really need to take action . Thank you 🙏
Hi, I'm so glad I found you. Feels like catching a coffee with a friend that's there to help and not sugar coat things for you but keeping it simple ❤
I like how you manage to say about the balance things on spending and not be guilty on it, balancing the value of money as well, this is an insightful video for me as I’m also focusing on financial freedom and your way of explains and sharing things about it here about the boxes and the mindset of Liza is something that gives me the reminder of giving more focus to what the goal is. Keep on sharing and definitely following the financial freedom series
100% anyone can accomplish financial freedom. When people put their mind to something it’s amazing what they can do. However, hoping for without action won’t get one to their goal
I earn a fair amount. Cash cow doing ok. Not great but ok.
I save too much. (I have a non spending problem, I was tought to save...save..save. I often don't even spend my "YOLO spending" budget.).I also just so happen to have hobbies that don't cost alot of money in the first place.
I just started investing in stocks. For a long time I was too scared of losing money, because people kept saying ...be carefull, but I started to realize inflation could eat away at my savings and that started to feel more dangerous than dipping my toes into stocks (it used to feel to much like gambling). The recent high inflations shook me out of my comfort zone, but i'm still a bit wary about the up and downs of the stockmarket. The goal right now still is to not lose my money and if I happen to end up with more instead...well then Lucky me.
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100% agree that if a person does not make something a priority no matter what anyone else says will not get there. Stay focused and you will get their.
Best of luck. Rememebr cars, ...are just depreciating products and people often buy them to show off due to low self-esteem. They do not impress me (the car nor those people).
My expreience is you do not need a conventional job but you do need ways to make $$$. There are so many ways today like real estate, Amazon, Shopify, RUclips, self-employed ( I have seen propety maintainers make $100,000+ per annum).
Omg Rose if you were my friend I’d listen to everything you say 😭 I’d just have you plan my whole financial life
Me too!💯
It wasn't financial, but I had to tell a couple of co-workers last week complaining about people not having time for training... I told them, if you provide VALUE in the training - they will MAKE the time.
Rose thank you for your kind and encouraging words, most of all thank you for believing in other people ❤
Great content. A lot of truths to face in the discussion. Lots I am pushing through to get there.
I think people generally underestimate how much time children need if you are a parent and looking for the ultimate financial freedom. Sometimes it’s just not possible to have a demanding job, family and kids wanting your attention. Having said that there is slots in a day you can definitely invest in self educating via good audiobooks, good quality RUclips channels. To me financial freedom is a life style goal, but not an ultimate goal in life. Family, friends, children and Health are equally important.
at minute 13, you started talking about priorities and you said something about maybe being comfortable is more of a priority. This made me sit upright and take notice. I KNOW this is my main issue. I got messages from the time I was very young that doing hard things was too much work and too hard.
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Thank you hunny, all this is so true and empowering. And I know you listen to Abraham Hicks and everything you have said is practical and empowering to feel good and ENJOY your life, and hence vibrate at gratitude for things like groceries and your home and hence ABUNDANCE flows. I once heard Abraham say about gratitude, that it’s like when you spend the day with a happy child who is so excited and happy to receive that you naturally want to give them things eg) ‘yes! To ice cream’ etc. But if you have a sullen kid who is rude and ungrateful you naturally don’t feel like being overly generous, and so to is the Universe being similar to a parent; happy to flow onto you or not so much, if you already have so much and are just complaining and focusing on what you don’t have. Anyway, thank you for putting this out in the world; practical, empowering and true.
Great video. I am currently focused on paying down debt to obtain some type of financial freedom. I'm attempting to create some business opportunities for myself to bring in more income. Thanks for all you do Rose.
If I had a friend like you trying to help me then I’d listen to
Dear Rose,
I want to express my heartfelt gratitude for the time and effort you dedicate to educating your fans, friends, and the wider community on the principles of financial freedom. Your insights are not only invaluable but essential for those seeking to navigate the complexities of personal finance. Your commitment to empowering others with the knowledge they need to achieve financial independence is truly commendable. Thank you for making a profound impact on so many lives through your guidance.
Besides the valuable information, can i just say Rose Han your amazing!. You can tell a good soul wanting to help others. God bless
Yes! Keep preaching, Rockstar. You have great points. Keep it up and I'll keep listening. I've been stuck in a poor girl mindset and I'm trying to brainwash myself into believing I have value (or I can create value) to offer that world. Thanks for helping out.
I don't have keeping up with the Jone's syndrome. I am a teacher. I will say there's very little time or energy left for me, because someone has to keep the lights on and mouths fed. It's not because I don't want to. Your video is playing while I'm making my family's meal. The majority of time I don't have time for friends or leisure-hence I want financial freedom. I could dedicate an hour a week to something, or 15 minutes-1/2 hour here and there, but committing to that would mean I couldn't keep the lights on. What will add value to me within that time frame?
One of your better recent videos, IMO. I don't have 6 accounts for investing, just 3: 401K, Roth IRA, Brokerage. I feel good about them and their direction. I agree with a lot of what you had to say here.
Thank you for creation my this video! I’m on the beginning of my getting out of debt journey.
I think a big part of the problem for most is knowing how to create a significant cash cow, esp a business
Wow. This video encompassed ALL the important points. Thank you so much for your educational and relatable content. It really is a shame these topics are not taught in school.
Divorced is not the end of life! You found one and will find a couple more and more. It’s like a stock market. Depends on how rich the company (dude) is. But stock go up and down. Same with ppl you luv
My Daddy always told me if you are going to spend money on something, make sure you have something to show for it.
I would love to retire by age 50. I just turned 47. I've worked my ass off since I was 18. I don't know what a real vacation is. Lol. ( visiting family out of state for 10 days doesn't count as "vacation".)
I have over 25k in savings....and I still feel almost broke.
Sounds like you have the work ethic down. Did you invest since you were 18 in a 401k or 457? I just started a deferred comp for one of our rookies (he's 25), and by the time he's 50 it should be worth about 1.8-2.4m.
Keep at it!
Working your ass off isn’t enough. You have to spend less than you earn. The bigger that difference, the sooner you’ll get to financial freedom. There’s more to it than that, but hard work by itself isn’t enough.
Great video, really enjoyed it.
Broken down in small simple dteps at a high level.
Loved the box analogy and the idea of adding an extra step when investing to get the profits and dividends to pay your expenses.
Obviously this will take some time, but great concept.
People need to be way more comfortable with the idea that just because something is your highest priority, doesn't mean it's actually possible or even likely.
The part on comparison got me thinking: comparison can breed jealousy and other negative things, but it's also what inspires us to make a positive change in the first place. We see how someone who is better with money lives, and we decide to make a change.
dude how can compairing ever be a good thing? It sounds all bad TBH!
You have given me something to think about. Thanks for sharing. Enjoy your day
I absolutely love your contents. Everything you say make sense for me and it's like my ah moment! I started my own business not long time ago and I'm so grateful I found your page! Thank you for all your advices!!
This honest but personable approach really resonates with me. I'm in debt, but am ready to turn it around and build financial freedom for myself. Looking forward to your future videos.
Such a valuable video! I don’t often promote books, but the book women’s magic truths on borlest is an exception. It’s packed with insights on wealth and self-care that are not widely known. All the best to everyone
Amazing content in this video! I rarely suggest anything in comments, but the book women’s magic truths on borlest is a game-changer. It provides deep knowledge on wealth and self-care that can really make a difference. Take care, everyone
So first step get outta debt
Fix credit then invest
Before investing I prefer building a 3-6 month emergency fund. Put it in a High Yield account, by the time you build your savings, you taught yourself how to control your spending.
Hey can you do a video on how to budget and manage money for a business account? And give ball parks on how much to charge for services or products based on how much supplies cost and the amount of time put in?
This video has motivated me to work better on my investments, thanks a lot Rose ;)
It's really important to expand your box
Hi rose so glad I found you Thanxs for all your advise !
I’m so happy to have come across your channel. You’re like the rich bff that doesn’t gate keep ❤
Remember you can also move out of a very expensive country to live in and move to one that is comparatively cheap (think SE Asia, Latin America) and be at that Crossover point very early and enjoy an amazing adventurous life. Also think of investment out of your country -like property that will increase in value 10x vs 1.25X in America, or mutual funds in MX making10-11% for the last year vs 4-5% in USA. Get outta that box too.
How do you attain financial freedom if you are battling chronic pain illness and you can’t work as many hours as you would like? 😔
Not too many answers ….
Thank you 🙏🏻 very very helpful!!!
I think crypto is less speculative these days than it used to be, I'm talking about the big ones everyone knows though, Bitcoin and Etherium both have ETFs now. The world is changing. AVOID the meme coins and rug pulls. All about your message though, very good video, and for most people, going from nothing to a high interest savings account and a simple investing portfolio in stocks/etfs will be life changing.
you always provide the BEST value rose :) loved this!!
Thank you for this video!!! Super encouraging and just what I needed to hear!
Ive been investing since the late 1980's. I wish I had the information available then as I do now. Nevertheless, I have done extremely well financially. With todays technology there is no excuse not to invest but it just takes time to build wealth.
How many of you whom have reached financial independence live outside of Silicon Valley?
So many people are stuck on outdated ideas, but the book women’s magic truths on borlest shows you how to use secret techniques to attract almost anything in life. This isn’t just another law of attraction book; it’s the real deal with actionable insights. If you’re ready to level up your life, you need to read this.
Oh no Lisa got it all wrong. I wish I was there when you were dropping gems. I study so hard because no one showed me how to expand my box or mindset. I’ll take all the soft suggestions.
Thanks Rose!
Love the message. Thanks Rose!
I think what a lot of high earners just heard is "keep spending if you feel good." (It is definitely what they would choose to hear. ) That's not going to set the tone for saved wealth.
i agree if you do not believe it can happen you will never make it happen. i am 60yo and that is what happened to me. You actually have to focus on your finance, on a weekly basis budget really well, stop looking for the instant gratification of ordering food or eating out.
If your 60 you likely had conditions helping you as well.... Income compared to housing prices has only grown over the last several decades.... And with covid that trend can only grow worst!!!
Bomb and very real advises. Thank you for the straight talk!
You can borrow books for FREE.99 at the Library!
You can browse online and request books from other locations too.
I just found you today thank you for all that you have shared I want to invest some money to invest ❤
Hi Rose, this is relatable for most of us! Thank you ❤
My problem about investing in courses for financial growth is that there are many scams out there and I don't know how to differentiate the real ones from the ones that are scams. Do you have any suggestions? Thanks
Always great content from you Rose. Thank you, and the videos are helping with others I watch want to be debt free and hopefully I will have to put the plans to action.
Thank you for putting this out there. Great video.
Like your box analogy, but instead of suggesting putting something in side your box. People need to think "outside" of their box. I do agree with the first think one needs to decide is what is important to them. And what priority a career is for them. Actually perhaps its "what type of contribution to society is important." I have watched your channel for many years. (I think I started watching when you were getting debt free. I have seen you change your perspective on things many times. Are you still living outside USA? Cant remember where you are now.