Subvention Scheme और Construction Linked Plan को आसान तरीके से समझिये

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  • Опубликовано: 15 сен 2024
  • Subvention Scheme and Construction Linked Plan are two important payment plans in Under Construction Property projects in India. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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    In this video, we explain both these plans in Hindi. How a construction linked plans work? How subvention schemes work? What are the pros and cons of each?
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    इंडिया में अंडर कंसट्रक्शन प्रॉपर्टी प्रोजेक्ट्स में सबवेंशन स्कीम और कंसट्रक्शन लिंक्ड प्लान दो महत्वपूर्ण भुगतान योजनाएं होती है। इस वीडियो में, हम इन दोनों योजनाओं को हिंदी में समझेंगे। कैसे एक कंसट्रक्शन लिंक प्लान काम करती है? कैसे सबवेंशन स्कीम काम करती हैं? इन योजनाओं के फयदे और नुकसान क्या हैं?
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    In this video, we have explained:
    What is subvention scheme?
    How are subvention schemes operated?
    What is construction linked plan?
    What is down payment plan?
    Why are down payment plans riskier in property projects?
    How construction linked plan works?
    What is Pre-EMI and Pre-EMI interest?
    What are the difference between subvention scheme and construction linked plan?
    What is tripartite agreement?
    What are the limitations of subvention scheme and construction linked plan?
    What are the drawbacks of tripartite agreement?
    How is earlier version of subvention scheme different from upgraded version of subvention scheme?
    What are the benefits of subvention scheme and construction linked plan?
    What are the pros and cons of subvention scheme and construction linked plan?
    सबवेंशन स्कीम क्या है?
    सबवेंशन स्कीम्स कैसे संचालित होती हैं?
    कंसट्रक्शन लिंक्ड प्लान क्या है?
    डाउन पेमेंट प्लान क्या होता है?
    प्रॉपर्टी प्रोजेक्ट्स में डाउन पेमेंट प्लान क्यों जोखिम भरा होता है?
    कंसट्रक्शन लिंक्ड प्लान कैसे काम करता है?
    प्री-ईएमआई और प्री-ईएमआई इंटरेस्ट क्या हैं?
    सबवेन्शन स्कीम और कंसट्रक्शन लिंक्ड प्लान में क्या अंतर है?
    ट्राइपार्टीट एग्रीमेंट क्या है?
    सबवेन्शन स्कीम और कंसट्रक्शन लिंक्ड प्लान की सीमाएं क्या हैं?
    ट्राइपार्टीट एग्रीमेंट की क्या कमियां होती हैं?
    सबवेंशन स्कीम्स के पुराने और नए संस्करण में क्या अंतर है?
    सबवेन्शन स्कीम और कंसट्रक्शन लिंक्ड प्लान के क्या लाभ हैं?
    सबवेन्शन स्कीम और कंसट्रक्शन लिंक्ड प्लान के फायदे और नुकसान क्या हैं?
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    Hope you liked this video in Hindi on “Subvention Scheme vs Construction Linked Plan”.

Комментарии • 94

  • @AssetYogi
    @AssetYogi  Год назад

    Sign-up to our new app for discounts and early access:
    ✔ assetyogi.com/sign-up/

  • @apoorvagulati6087
    @apoorvagulati6087 6 лет назад +9

    Sir your explanation is very good You explained everything in such a good way which is get fitted in mind easily.
    thank you so much for this video

    • @AssetYogi
      @AssetYogi  6 лет назад

      Thanks for your kind words.

  • @malaybanerjee2619
    @malaybanerjee2619 6 лет назад +3

    Very nice way of explaining any topic. I suggesrt few more topics to cover 1) leverage buyout, 2) subprime crisis, 3) Panama papers 4) vodaphone retro tax case, 5) types of hundi, 6) External commercial borrowing 7) Bridge loan 8) International loan denominated in RS 9)Lou 10)deemed import 10) deemed export 11) high sea sales 12)works contract tax 12) GST with tax credit involving chat,scst and igst 13) basic custom duty , SAD, Aux custom duty, CVD 14)set off of sales tax and excise duty during tax holiday period post GST . 15) Equivalent of works contract and Lease tax post GST era. 16) difference between TCS and TDS 17) Reverse charge mechanism and withholding tax. List is big but important.

  • @worrior8683
    @worrior8683 3 года назад +1

    Very good awareness video,
    Aise hi topic par video banaye.

  • @yadhuvanshiKshatriyethakurgaur
    @yadhuvanshiKshatriyethakurgaur Год назад +1

    Sir pls ek vdo bnaye jisme jase aajkal ki mall bann rhe h noida m ki 30 lakh ki shop h 15 lakh abhi do 30 hjaar rent milega aapko fir position p puri peyment or pese itne sqf milega y sab kya h y simple saaf vdo banaye pls

  • @latatack6899
    @latatack6899 2 года назад +1

    Superteck ke liye kahiye... Meri property h usme subvention ke under and wo ab insolvency me chala gaya...rera bhi kisi kam ka ni h is caSe me

  • @pradeepgaikar8852
    @pradeepgaikar8852 2 года назад +1

    If we pay preEMI till possession and saved money pay to builder to reduce loan disburse amount from Bank which reduce actual loan amount whether this will help

  • @helmet7943
    @helmet7943 Год назад +1

    Under construction pe kabhi flat mat lo ,zindagi bhar ki kamai chali jaayegi ,aur bank loan emi me zindagi chali jaayegi ,ready possession hai toh hi deal aage badao

  • @SunilSinghMr-Monk
    @SunilSinghMr-Monk 4 года назад +3

    Hi AY , In my agreement, there is a Subvention date mentioned, Subvention date = May 2021, But in the next paragraph it is also written that Builder has to pay the Pre EMI / Interest if possession is delayed. Now the question is builder MAHAGUN has stopped working on My tower after completing the floors and taken money from Bank. DO I will have to pay the EMI after May 2021, Since the project is delayed by 2-3 years.

  • @pathanbrothers0807
    @pathanbrothers0807 2 года назад +1

    Very well explained !! Thank you sharing so important information with us.

  • @victorpatil
    @victorpatil 6 лет назад +1

    Thank you sir for such a detailed explanation ! I am a great fan of your channel.

  • @satishsawant3922
    @satishsawant3922 4 года назад +3

    नमस्कार सर, आपका video बहोत मार्गदर्शक है l धन्यवाद !! मेरा बिल्डर subvension scheme मै loan interest पझेशन तक भरुंगा ऐसा कंपनी लेटरपर लिखकर दे रहा है l लेकिन builder -buyer agreement मे लिखकर नही दे रहा है l बिल्डर नामांकित बडा है l क्या यह सही है? मुझे आगे deal करना चाहीए या नही ? कृपया सुझाव दिजीए

    • @scientistharsh
      @scientistharsh 2 года назад +1

      Risky hai. Agar legal agreement nahi to court apka sath nahi dega

  • @sudhirtalekar5464
    @sudhirtalekar5464 Месяц назад

    SIR, THANK YOU SO MUCH.

  • @dineshchoudhary1996
    @dineshchoudhary1996 5 лет назад +2

    Sir very nice video. I have one?.subvension plan aaj ke date me chalu hai ki bandh ho gya hai firse.....? Builder told that ki abhi subvension plan bhand ho gya hai lekin hamare project me aap subvension plan bhi le sakte hai... I am confused about this things.. It is now going on or it is again bained..? Pls reply me.

  • @MrCreativeankit
    @MrCreativeankit 4 года назад +2

    Hi Sir, can u plz explain why bank shows higher disbursement amount for each disbursement than the actual cheque issued to builder??

  • @gauranggoswami6400
    @gauranggoswami6400 4 года назад +2

    Thank you so much for this video

  • @pkalantri74
    @pkalantri74 5 лет назад +2

    Banks have stopped subvention scheme totally now. Hence builder now says that client may bear interest which he will reimburse. What would be income tax implications on reimbursed amount. Will this be treated as income and taxed by IT dept?

  • @shitalbhise2861
    @shitalbhise2861 5 лет назад +2

    very nice sir. kindly make video on rera payment schedule and whether is it compulsory for builder to follow it. as most builder follow their own schedule.

    • @AssetYogi
      @AssetYogi  5 лет назад

      Will try to cover in a future video:)

  • @rhl_rs
    @rhl_rs 5 лет назад +6

    Yeh kaha ka insaaf hai.. Construction starting se interest bharo... Aur agr delay hua builder se toh age jake full emi pay karo... Agar yehi sahi hai toh hum middle class wale jiteji mar jayenge

  • @miteshp386
    @miteshp386 6 лет назад +5

    Sir, I have book a property under subvention scheme & under the tripartite agreement there is no EMI to be paid for 24 months But I also have received a MOU/side letter which states that buyer need not pay EMI uptill 30th slab or 24 months, whichever is later. So if my 24 months gets completed then i'm liable to pay EMI or not? Or once the builder complete the 30th slab my EMI starts.

  • @shaktirathod8031
    @shaktirathod8031 3 года назад +2

    Very useful video 👌👌

  • @drsundipshenoy2471
    @drsundipshenoy2471 3 года назад +1

    Super info,God bless you. 👍👏

  • @tanvimali3571
    @tanvimali3571 3 года назад +1

    very well explained & informative video

  • @ranjeetraw02
    @ranjeetraw02 5 лет назад +2

    Sir what is pre emi interest in case of delay in possession?

  • @dharmendraverma2498
    @dharmendraverma2498 5 лет назад +1

    Sir, please explained about west bengal industry regulatory authority act.

  • @avulurinagaraju6523
    @avulurinagaraju6523 5 лет назад

    Your explanation is very nice sir. If the Builder not respected his commitments and sold the same flat to some other buyer and got to know to buyer before position. How buyer can handle this situation with builder. Banks will ask the buyer to pay the EMI's and builder is not responding to buyer. In this case Buyer to file a case and any contribution from bank in this agreement. Is Buyer to pay the EMI's without having property from builder ?

  • @vandanaguram6384
    @vandanaguram6384 Год назад +1

    Great information. Thanks.

  • @vaibhavimistry9627
    @vaibhavimistry9627 Год назад

    Nice video. Thank you so much!

  • @jaysean7891
    @jaysean7891 4 года назад +1

    Very well explained ...

  • @shaktirathod8031
    @shaktirathod8031 3 года назад +1

    Excellent work Sir 👌👍

  • @humanity-alive4737
    @humanity-alive4737 6 лет назад

    you have explained so well, thank you so much, bohot sare doubts clear ho gaye, bas ek question hai, just say if possession is mentioned in the agreement & if the delay happens for the project can the bank start taking EMI from me? stating that they cannot wait for any more & they have to charge me with EMI, I also wanted to know I have another property I want to sell that & get money out of it & I dont want so much loan how it will work in this sub-vention scheme?

  • @manishagarwal9778
    @manishagarwal9778 5 лет назад +1

    Bulider ka profit kaise h bo kyu pre emi dega jabki paise to usse buyer s bhi mil sakte h bo bhi without intrest?

  • @regalsq5036
    @regalsq5036 3 года назад +1

    details nicely explained

  • @swapnilchaudhari9866
    @swapnilchaudhari9866 Год назад

    I took the home loan in June 2022 and the flat was under construction but I got the flat possession with a letter on 21 March 2022 (Before 31st March).
    So can I claim the ROI & Principle amount in ITR for AY 2023-24 ?.

  • @kkv316
    @kkv316 3 года назад

    Thank you sir for the info... It helps a lot🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻

  • @ashishnathani163
    @ashishnathani163 9 месяцев назад

    Sir my builder wants me to pay pre emi interest till possession through mine account and he will return through these interest in cash ? What should i do

  • @grijeshmnit
    @grijeshmnit 5 лет назад

    Excellent explanation

  • @mahender2351
    @mahender2351 2 года назад +1

    Pls speak slowly and politely, your voice is good

  • @dharmendraverma2498
    @dharmendraverma2498 5 лет назад +1

    Nice Video ,Sir

  • @shankarsuryawanshi6632
    @shankarsuryawanshi6632 5 лет назад +1

    Sir me builder ho to muje next site chlu Karna ka he to muje construction project loan ch he ye plz give me a information

  • @darshan2926
    @darshan2926 4 года назад +1

    Very helpful..

  • @rajsrivastava588
    @rajsrivastava588 4 года назад +2

    Sir if a buyer purchase home under subvention scheme and builder pays pre emi under this scheme then how the price increase for customer ???

    • @rajsrivastava588
      @rajsrivastava588 4 года назад

      I mean to say that how the property cost will be higher under cons in subvention scheme???

  • @pardeepk4731
    @pardeepk4731 2 года назад

    What is TIME LINK PAYMENT PLAN and is it valid government plan specially in Gurgaon only

  • @milanapraj5224
    @milanapraj5224 2 года назад

    Thank you very much sir

  • @howtomakeallkindoftoys3237
    @howtomakeallkindoftoys3237 4 года назад

    Mene ek flat book karwaya 1 saal pahele abhitak maine 45% amount bara hai abhi main lock down ke hisab se payment nahi kar pa raha hun usme muje kya ruls lagu honge. Kya mai kisi aur ko transfer karke mai benifit le sakta hun. Kya usme builder ko koi problem ho sakta hai

  • @nareshjethi8437
    @nareshjethi8437 4 года назад

    If we book under construction flat and wish to sell before we get possession what are problems we may face

  • @satyamshivamsundaram6222
    @satyamshivamsundaram6222 2 года назад

    Sir
    Plz give full knowledge of RERA ACT AND UP RERA ACT. We need it for jobs, so, plz help us. 🙏🙏🙏

  • @saritabankar4906
    @saritabankar4906 3 года назад

    Is interest paid by the builder will be considered as income for the buyer and if yes, how it gets tax?

  • @pankajnama123
    @pankajnama123 Год назад +1

    Sir, मैने होम लोन लिया था sbi बैंक से। tri party aggreement भी हुआ था। पर बिल्डर ने defined time में possession नहीं दिया। RERA राजस्थान में केस किया। decision मेरे favor में आया पर बिल्डर ने पैसे नहीं दिया। में 53000 rs की किश्त pay कर रहा हूँ हर महीने। अब आप बताएँ की क्या मैं emi pay करना बंद कर सकता हूँ। क्या करना होगा मुझे...???

    • @AssetYogi
      @AssetYogi  Год назад +1

      You can approach the concerned RERA authority for refund. On closing the EMI, your CIBIL will be adversely affected.

  • @sanjaygohil5140
    @sanjaygohil5140 6 лет назад +1

    Sir What is the Tripartite Agreement. Pls make Video

    • @AssetYogi
      @AssetYogi  6 лет назад

      Tripartite Agreement means any agreement in which there are 3 parties.

  • @nikunjgoyal7054
    @nikunjgoyal7054 5 лет назад

    How to compare costing of CLP and subvention plan

  • @deepaksharma8765
    @deepaksharma8765 4 года назад

    I took subvention scheme back in 2019 have not seen the tri party agreement. Secondly. My bank said your insurance will be started for approved amount . So I have been paying insurance group policy provided by banker from 2019. Is this how under subvention group insurance for home loan are provided. Please confirm

  • @shyamtaneja4046
    @shyamtaneja4046 5 лет назад

    Thank You Sooooooo Much Sir😃😊🙏🙏👌 I have booked an under construction home of Punraniks Neral City... I am confused about loan scheme so can I go with subvention scheme... The property is ReRa registered... N on d site it states to be completed in yr 2025 but builder sales person says it will be completed in yr 2022. Sir please guide me..

  • @hinarameshwar1304
    @hinarameshwar1304 6 лет назад +1

    What is an interest subvention scheme? How is this determined?

    • @AssetYogi
      @AssetYogi  6 лет назад +1

      Interest subvention is same that I have talked about.

  • @ganeshmalkar6872
    @ganeshmalkar6872 2 года назад

    Nice video sir 🙏

  • @prataprajput8693
    @prataprajput8693 6 лет назад

    Sir please make a video on drull facilities and pari pasu

  • @NarendraSharma-ex7cf
    @NarendraSharma-ex7cf 2 года назад

    Sir kya subvation scheme m koi customer h or o dusre bank m aapna balance transfer karna chatha h kyaa o kar payegaa kyaa

  • @harshal6342
    @harshal6342 5 лет назад

    Aap itna kuch itne details mai sikhte kaise ho?

  • @dibakarnag4283
    @dibakarnag4283 4 года назад +1

    Can I pay 80% amount after the flat is made.

  • @Medicalyogas
    @Medicalyogas 3 года назад +1

    Thanks sir

    • @AssetYogi
      @AssetYogi  3 года назад +1

      Hope it's helpful 😊

    • @Medicalyogas
      @Medicalyogas 3 года назад

      @@AssetYogi g sir I m going start realestate ajent

  • @mahendraoza7695
    @mahendraoza7695 3 года назад +1

    Very good explanation

  • @shrenik117
    @shrenik117 5 лет назад +1

    Sir
    What is builder subvention scheme

    • @AssetYogi
      @AssetYogi  5 лет назад

      I've noted down the "builder subvention scheme" topic for future videos, kindly wait for the update.

  • @rahullubana6499
    @rahullubana6499 6 лет назад

    Sir Black bord pe clear nhi dik raha hai

  • @kavitawade6833
    @kavitawade6833 5 лет назад

    5:30 sir rera k aane k baad it's not possible

  • @vikasshahani1822
    @vikasshahani1822 6 лет назад

    How to buy ready possession house

  • @pramoddame1989
    @pramoddame1989 3 года назад

    Sir ji aapka number milega

  • @Oldisgold-kc3cm
    @Oldisgold-kc3cm 3 года назад +1

    Nice explained Sir,

  • @sanjayahuja24
    @sanjayahuja24 6 лет назад

    Very well explained