I know most of these banks will do a lot just to make a profit off of us. I'll get any card that will help me get better value than what I have currently
Great video, I learned a lot! I also think the Wells Fargo Attune should be considered. I use it as a catch-all, because if its not one of the primary everyday spend categories that we all have (usually at 3-5%), there's a high chance the Attune might cover it because of how broad every niche category is. So I'll just swipe the Attune in that type of situation and cross my fingers for 4%, and more often than not it goes through. Also 1% back is not the end of the world...especially when Chase is still running a 1.5x catch-all trifecta. This is how I confirmed that the Attune earns 4% back at Amazon since it codes as a bookstore. So if you don't have or want the Amazon Prime Visa card, you can use the Attune while covering so many other categories.
Yeah I highly considered the Attune card for this list. It probably would have been the next card, but I limited the list to 10 cards. When the Attune card came out I was surprised at how many 4% categories it had. Thanks for sharing!
I haven't researched it too much, but I think it's ok. I would personally want a similar card from a major issuer, but that doesn't mean you have to go that same route
A balance transfer is when you bring a balance from another card to your new one. Usually there are high fees and large interest owed, but some cards offer a 0% APR promotion as a perk for being approved for a card. Cash back rewards earned from spending on the card is completely different and can be taken from the card at any time and can be transferred to your bank account to use however you want. Hope this was helpful!
I just changed my bank to chase in October do you think they will let me get a card i have a 750 credit score but i do have 14 cards already do i have too many
I do not trust wells fargo at all because of previous lawsuits but man that 3% card is tempting
I know most of these banks will do a lot just to make a profit off of us. I'll get any card that will help me get better value than what I have currently
Thanks for the video! This was very informative as I'm looking to get a few more cards soon.
You're welcome. I'm glad you liked the video and happy applying!
Great video, I learned a lot! I also think the Wells Fargo Attune should be considered. I use it as a catch-all, because if its not one of the primary everyday spend categories that we all have (usually at 3-5%), there's a high chance the Attune might cover it because of how broad every niche category is. So I'll just swipe the Attune in that type of situation and cross my fingers for 4%, and more often than not it goes through. Also 1% back is not the end of the world...especially when Chase is still running a 1.5x catch-all trifecta.
This is how I confirmed that the Attune earns 4% back at Amazon since it codes as a bookstore. So if you don't have or want the Amazon Prime Visa card, you can use the Attune while covering so many other categories.
Yeah I highly considered the Attune card for this list. It probably would have been the next card, but I limited the list to 10 cards. When the Attune card came out I was surprised at how many 4% categories it had. Thanks for sharing!
I don't have one for Sam's club
@@cupidok2768 AAA Daily Advantage- 3% Wholesale clubs
What about the Discover it cash back?
There's a couple reasons I didn't mention that card, but yes I do think it's a good card, especially this quarter with Walmart and grocery stores
Discover it lets you use it at Walmart, most credit cards don’t, they exclude Walmart and Target?
my prime visa is getting 5% on gas right now too! one of my favorite as someone who buys so much from amazon
That's awesome! 5% is huge
5 on gas? How?
Hello there on the Chase freedom unlimited I didn’t hear you say anything about the 3 percent category.
I didn't mention everything with each card, but yes, the Freedom Unlimited has a couple good 3% categories
What do you think about step cash back card ??
I haven't researched it too much, but I think it's ok. I would personally want a similar card from a major issuer, but that doesn't mean you have to go that same route
What is the large APR on balance transfers? Like if it’s 20%, does that mean they charge me 20% if I take the cash back money out of the bank?
A balance transfer is when you bring a balance from another card to your new one. Usually there are high fees and large interest owed, but some cards offer a 0% APR promotion as a perk for being approved for a card. Cash back rewards earned from spending on the card is completely different and can be taken from the card at any time and can be transferred to your bank account to use however you want. Hope this was helpful!
Wells Fargo Autograph is the best
It's a pretty great one!
5% cash back on inflated prices from Amazon? makes no sense
Lol what’s your favorite store?
I just changed my bank to chase in October do you think they will let me get a card i have a 750 credit score but i do have 14 cards already do i have too many
Chase won't deny you for having many cards, but they will deny you if you've opened 5 or more personal cards in the last 24 months
Thanks for the video, good content
You're welcome! Thanks for watching
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