I HATED Citi Credit Cards… Until Now

Поделиться
HTML-код
  • Опубликовано: 11 окт 2024
  • I didn't care for any Citi credit cards until recently. After a few changes by Citi and myself, now it seems reasonable that I could add Citi cards to my wallet sooner, rather than later. There's also a travel situation that has happened to me that makes me sad I don't have any Citi points in my account.
    🟣 Learn More about My Top Credit Cards
    💳 www.cardonomic...
    🟢 All Credit Card Referrals
    💳 linktr.ee/jaco...
    Please support this channel by using the referral links, where I may be compensated at no cost to you. The information in the video is not financial advice.
    🔴 Don't forget to subscribe!
    🔵 Enjoy travel videos? Here's all of my adventures around the world! / @jacobandjennytravel
    #CitiStrataPremier #CitiCreditCard #CitiThankYouPoints #ChaseCreditCard #AMEXCreditCard #AMEXPlatinum #BusinessCreditCards #ChaseBusinessCard #IHGRewardsPremier #WatchMeApply #AMEXBusinessGold #AMEXBBP #MarriottCreditCard #UnitedCreditCard #WellsFargoCreditCard #SouthwestCreditCard #ChaseInkPreferred #WyndhamCreditCard #IHGHotels #HiltonHotels #CapitalOneCreditCard #VentureX #DiscoverCreditCard #ChaseSapphire #ChaseFreedom #ChaseInk #AMEXHilton #CreditUnion #CreditCardApproval #CreditCardDenial
    Advertiser Disclosure: Some of the products that appear on this website are from companies from which Jacob's Points & Profit will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
  • РазвлеченияРазвлечения

Комментарии • 53

  • @flubberghosted2472
    @flubberghosted2472 3 месяца назад +5

    If Citi gave referral bonuses, these content creators would be going nuts about them. I just got the Strata Premier & probably gonna get the whole quadfecta.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад +1

      Yeah that’s possible about the referral bonuses. I know for sure there’d be more videos about Citi if they had a high annual fee premium travel card

  • @De_Guatemala
    @De_Guatemala 3 месяца назад +9

    We are in Colonia, Uruguay, heading to Buenos Aires on Buquebús. Citi Strata Premier gives us 3X on groceries, restaurants, gas, car...CDW is primary overseas.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад

      Sounds like a fun trip! Wish I stopped in Uruguay when I was in Buenos Aires. Strata Premier seems to be the best card Citi has

    • @RSquared-travel-rewards
      @RSquared-travel-rewards 3 месяца назад +1

      AND 3X on travel. I'm currently traveling coastal countries in Africa so I enjoy popping in at random hotel restaurants for dinner. Citi Strata and BILT are my most valuable cards on this trip.

  • @Alvaro-ss4hs
    @Alvaro-ss4hs 21 день назад

    Great video Jacob! Im definitely looking to add Citi cards in my set up. Thanks for the info.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  19 дней назад

      Thank you! I haven't added any yet but I'm getting closer to picking one up

  • @Aidan_Au
    @Aidan_Au 3 месяца назад +2

    Very refreshing view point! Thanks Jacob. Could you please do a video about Bank of America's credit card family, similar to this Citi video. Thank you!

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад +1

      Thanks for the idea and I’m glad you liked it! I’m less familiar with the Bank of America cards than other issuers since none of the cards appeal to me too much but I’ll research them more so I can make a good video in the future

  • @fogrunr5075
    @fogrunr5075 3 месяца назад +2

    Dude I'm rocking the trifecta with the new Strata Premier right now.
    They keep giving me targeted 6X Dining on my Double Cash. So far in 2024 I've had 8 weeks of that. Also 5% Custom Cash. And now I have the Strata.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад

      6x on dining is really sweet! I think if you can commit to getting more than one Citi card that setup can be powerful

    • @fogrunr5075
      @fogrunr5075 3 месяца назад

      @@JacobsPointsAndProfit Oh! I now have Strata, Custom Cash, and Double Cash 😄😄😄

    • @esaicontreras8917
      @esaicontreras8917 Месяц назад

      Which card did you start with at citi? Straight to the premier or double cash first?

    • @fogrunr5075
      @fogrunr5075 Месяц назад

      @@esaicontreras8917 Custom Cash & Premier in the same summer. Unfortunately the travel portal was taken down. I cashed out my points. One year later I downgraded to the Double Cash, which has helped me earn a lot of points through targeted promotions. Then 2 years after my first Premier card, I was approved for the Strata Premier. So I'm holding the trifecta. I'm looking forward to see Citi's next travel card.
      There's only one thing I wish Citi would add: Aeroplan as a transfer partner.

  • @kevinmeade2485
    @kevinmeade2485 28 дней назад

    Great video! For the citi rewards + card when talking about 10% points back when redeemed - do they have to be redeemed through citi travel or does it also count as redeemed if you transfer the points to a travel partner?

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  19 дней назад

      Thanks! It's hard to say because I don't have the card but here's what the terms state, "When you redeem your ThankYou Points, you’ll receive 10% points back for the first 100,000 ThankYou Points redeemed per calendar year. This means that if you redeem 10,000 ThankYou Points, you’ll receive 1,000 ThankYou Points from the 10% Points Back feature. You will not receive 10% Points Back on points you redeem on Points Sharing transactions."

  • @Aidan_Au
    @Aidan_Au 3 месяца назад

    Hi Jacob. Thanks for making this video. It's very unique! Let me listen and let you know what I think

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад +1

      Hi Aidan, thanks for watching! I’m happy you liked the video idea

  • @WITYTRAVELS
    @WITYTRAVELS 3 месяца назад +2

    Gotta have the referral bonuses!

  • @ItsMeCJ
    @ItsMeCJ 3 месяца назад

    I don’t have any Citi cards either because I’m just not interested in them 😅. Having Amex, Chase, and Capital One cards are already more than enough different issuers for me. I didn’t know that there weren’t referral bonuses though. That definitely sucks.
    Enjoy your Tokyo trip. Are you flying ANA in “the room”? 😃

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад

      3 issuers are a lot to think about. We actually didn’t book our flight home yet so we might be flying The Room but who knows haha

  • @callmeNeno
    @callmeNeno 3 месяца назад +1

    I don’t have either Citi or Capital One credit cards. So, don’t feel too bad about it ~~😅

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад +1

      Haha I made an exception for Capital One because the Venture X is powerful

  • @michaelp.3485
    @michaelp.3485 3 месяца назад

    Thats ridiculous to have 27 credit cards, honestly. I have "only" 5 and my credit scores are around 800.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  2 месяца назад

      It's definitely not necessary to have this many cards but I like the travel points from the welcome offers that come with each new card

  • @Xavier_ID.
    @Xavier_ID. 3 месяца назад

    No citi cards either. I can see myself grabbing some in the future though.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад +1

      Some of the Citi cards seem completely fine but I'm not in a rush to get them

    • @jun.oshima
      @jun.oshima 3 месяца назад

      Don't get them, read my comment below.

  • @fogrunr5075
    @fogrunr5075 18 дней назад

    Choice Hotels is strong in Japan and Western Europe.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  17 дней назад +1

      I’ll look into Choice for when I go back to Western Europe! Choice seems great for Japan

  • @DugrozReports
    @DugrozReports 3 месяца назад

    Great video 🎉

  • @fogrunr5075
    @fogrunr5075 3 месяца назад

    Or you can have the Wells Fargo Choice Privileges Select card like I do! 😄😄

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад

      That’s true! I’ve thought about that card but it hasn’t had an elevated welcome offer in a while

    • @fogrunr5075
      @fogrunr5075 3 месяца назад

      @@JacobsPointsAndProfit I got the 90K 😄😎

  • @Ciborium
    @Ciborium 3 месяца назад +1

    The fact that you put Wells Fargo, a literal convicted criminal organization, above Citi, makes me discount everything you say.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад

      I don't think Wells Fargo is above Citi. I don't have cards from either issuer

    • @flubberghosted2472
      @flubberghosted2472 3 месяца назад +1

      None of these banks are holy & pure, dawg.

    • @michaelp.3485
      @michaelp.3485 3 месяца назад

      ​@@flubberghosted2472 Only Wells Fargo regularly makes the news for their transgressions, dawg.

  • @tarrius1210
    @tarrius1210 3 месяца назад

    Citi + Chase 🏆

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад +1

      Sounds like a good combo! I want some of Citi's cards, but I feel like I have to get all my Chase cards first

    • @tarrius1210
      @tarrius1210 3 месяца назад

      @@JacobsPointsAndProfit I agree with you on that. 2 more months for me til I’m under 5/24. We got this.

  • @anthonyjames4319
    @anthonyjames4319 Месяц назад

    1.5x speed, thank me later.