10 Things Citi Bank WON’T Tell You
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- Опубликовано: 26 мар 2024
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Развлечения
I have had two Citi cards for years and I have maxed them out and paid them off and maxed them out again. Currently they are both at zero. I have never had a problem with them ever.
Awesome insight man! Thanks for collecting all the data points on Citi. Keep up the great work 👊
Great video as always sir. still miss your live stuff.
Me too
does kudo cater to my situation or only give you general info of the card?
I have the Custom Cash currently. While it helps for public transit, I do not like the fact that it lacks Travel Protections Travel Protections only exsist via the Costco Visa for $60 or $120 via Annual Membership and the American Airlines Executive Card for $595 a year.
Citibank blacklists you for over 10 years if you have burned them in the past. Citibank has the memory of an elephant.
That's a good point.
Good to know.
That’s not as bad as Chase Bank, actually
🧐🤷🏾♂️
Don't use more credit than you can afford then.
@@vsucountryboy I don't but a lot of people who visit this channel are trying to rebuild their credit and it is a good idea to know the potential risks in applying for a card. If you burned Citibank in the past then it might be a good idea not to waste a hard pull on a credit application.
Would the no sign-up bonus kick in if you got a sign-up bonus on the Custom Cash card about a year ago and are looking to apply for the Citi Premier in the near future? I’m hoping to apply for the Citi Premier if the offer goes back up to 80k. I have a feeling it may go back up to that in the fall, 🤞🏾
Always quality info. 💯
Thank you for this informations
Do they hard pull your credit everytime you apply?? Even weeks apart?
I have one card with Citi Double
Open back in 12/22.
I want a second card but every time I apply get turned down .
I see the new card coming out
May16th Sarta card replacing the old Premier.
Got one saying " pre selected" for Diamond preferred but hasn't even checked for prequalifying. Maybe I'll try
Keep spilling the real, bro.
Well only use certain cards for certain purchases. It reasonable why citi would not like you to use your card through applepay. Because its more likely for people to take your information
What card can I get that is not a pre paid card, a real card that I can control and shut down whenever I need too.
I was never pre-qualified for any Citi card? Yet I applied for my first Citi Card which was the Double Cash 1.5 years ago and just 2 months ago the Costco visa with a whopping 6k limit. I was surprised cause my Double Cash only has 1,600 as it was one of my few first cards on my file with NO increases.
Note. It’s little to almost impossible to get a Citi CLI even when submitting it and I spend it on my mom’s and my phone bill at $288 a month and used to use it for my subscriptions before I got the Apple Card up to $50+ a month. This was on my Citi Double Cash and yet I was not able to get a CLI and so I was SHOCKED when getting the Citi Costco Visa at 6K cl.
That is interesting. You have had a tough time getting a credit limit increase. I have had the Costco card for four years now and it started at 5000. Then was 7000. Then 14,000 and now 15,000. I just applied for the custom cash card and was given a 5300. CL
Carl can you do a video on the
New Citi Sarta card coming .
Citi said I had no prequalified offers but I was approved for a $5300 credit limit with a 766 Equifax score
Got approved with a 3.5k limit with a 672 Fico
Thanks for sharing! I'll add this to my spreadsheet. Also congrats on the approval.
What credit agency does Citi use on the business side?
Ok so did I hear it right that if I got the SUB on the custom cash I’d have to wait 2 whole years to get the SUB for a different card like the double cash or premier?
That's correct
Where are you getting this info on the 24 month family rule? I was approved for an American Airlines MileUp a couple weeks before I was approved for the American Airlines Plat Select and have earned both SUBs. I read the SUB terms for the AA cards and both the Double Cash and Custom Cash and all cards only call out a 48 month SUB waiting period for that exact same card. They don’t say anything about the other cards that earn the same rewards currency.
my Best Buy citi card randomly gets locked and I get denied at a grocery store.
That’s actually run by a totally separate Citi retail division, not Citibank credit.
Is it easier to get a custom cash card or a double cash card?
It is easier to get the Citi Double Cash and after 1 year you can change to the Citi Custom Cash and you can go back and forth through each card (within reason) if you wanted.
thoughts on robinhood gold card
Haha i was researching that earlier today. I'm very interested in this card since i use the X1 card all the time. I need to find all the flaws before i give a full opinion but 3X points on all purchases SEEMS great.
I got my CustomCash bonus on or about April 2022, and I got the Premier bonus on January or February this year (21-22 months). How comes? (Great video, by the way!)
The info he has on this is wrong. If you go to their website and look at the additional information on the card it’ll say you can’t receive a bonus if you e received one in the past 48 months
That APP shouldn't be named "Kudos".... There's already an App by that name, and it's an INC. under that name, and the name for that app fits what's it's named. This name/app is NOT a proper fit.
And, no Android version of the APP yet... Only Apple.
Number 11 lousy ways to redeem points. Best way is book travel through their website, retailer gift card or donate to a charity on their list.
🎉
Citi is very inquiry sensitive
Vague comment.
Shitibank for a reason.
📠
I never had a problem with them. Sounds like maybe you are projecting.
@@michaelp.3485 oh wow! A Shitibank customer service rep!
lol
June 2st
Why does anyone need 6 or 20 cards smh
Because sign up bonuses are the most profitable part of the whole game.
If u gotta ask…Then u don’t know. u need to ask the RIGHT questions to get answers
@newagain9964 just not that deep to apply for and get all those cards smh
WHt ...why people need less than 20 or 6 credit cards...SMH😮😮😮
@@supacrazy08 one is enough