Personal Finance of A Luxury Minimalist |financial freedom, side hustle, pay, investment, shopping
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- Опубликовано: 30 апр 2024
- Hi there, I'm Eileen. For years we my husband and I worked incredibly hard to achieve financial independence. In this video, I talked about how I manage my personal finance as a luxury minimalist to achieve financial independence, build a wearable wardrobe, and own a curated designer collection xx
BOOK I RECOMMEND
amzn.to/3wjU3XV
(I've listened to the audiobook multiple times during my drive to work. I highly recommend it especially because JL's voice is so soothhing to listen to. You can get the book free on audible here amzn.to/3Wua9ZQ)
WHAT I WORE IN THE VIDEO
Pearl earrings shrsl.com/4idnl
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MOST AND LEAST USED LUXURY FINE JEWELRY COLLECTION
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MY ENTIRE HERMES COLLECTION (BIRKIN, KELLY, CDC BRACELET)
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My Entire Handbag Collection (Chanel Hermes Louis Vuitton Balenciaga Dior)
• Luxury Designer Bag Co...
MUSIC: Epidemic Sound (get one month free share.epidemicsound.com/x7y3rb)
Disclaimer: This video is not sponsored. Some of the links included in my videos are affiliate links. Purchasing an item(s) via the affiliate link doesn’t affect the price you pay. Instead I MAY receive a small % commission for sharing these items with you. I do take the time to choose my affiliate links so thank you in advance for trusting me and using these links as it helps support my channel.
#luxuryminimalist #designershopping #minimalistwardrobe
Thank you for watching this video about the way I manage my personal finance as someone who prioritises financial freedom but also enjoys a curated designer collection xx 
Хобби
I really appreciate the dedication in each video you post. To be successful in stock markets, crypto and so on as a side hustle, individuals should understand the crossover between asset classes & liquidity flow. Ann Elizabeth Messer focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is a licensed broker and FINRA AGENT in the United States, serving as a personal broker for numerous families throughout the country in addition to my family.
I'm new at this, please how can I reach her?
she's mostly on Telegrams, with the user name.
@Annmesser15⭐
My husband and I are debt free. My car of 12 years is ready to be traded in, but I am saving up so that I can pay cash for it. Following a budget is so important. It helps you realize how your money is working for you on a daily basis. You shared many thoughtful tips that can help a lot of your viewers. Thanks, Eileen.
The budget is key!
Thank you xx
"Yes!" to just about everything you said, Eileen! The best thing my husband and I did was set up a budget. We've been following it for 25+ years and it has not only allowed us to semi-retire, but it provided us a cushion when I was unexpectedly downsized from my job. Taking control of your finances = freedom. Keep up the great work!
Thank you xx
Just what I needed to hear. Thank you for this video and sharing your knowledge!
Glad it was helpful!xx
Thank you for sharing Eileen. Looking forward to more videos.❤
Lots of good info and ideas Eileen! For many points throughout my career, I had a side hustle. Not only did it provide extra cash but a different perspective as well. So it's not necessarily just about the money but personal growth as well.
Totally agree, money is a tool but personal growth takes a lot of courage & discipline.
100% agree! I find that a side thing is super effective in taking my mind off the daily grinds too xx
Love your channel! You keep it simple but clarify where you need to. Thank you for sharing with us ❤
Thank you xx
Such a nice tips thanks for sharing x
Thanks for watching!xx
Very wise guidelines.
Thank you xx
You are inspiring!
Excellent video. Thank you 🙏🏾
Glad it was helpful! Xx
Very early on I read on the latte effect & the opportunity cost of compound interest from a simple habit. Wished I heeded the advice then. Using these lessons to educate our kids, change can happen.
I’m sure your kids will thank you xx
Hubby and I drive our 6 year old Audi (its a 2015, and bought cash), we're only looking to upgrade since we are experiencing the inconveniences of having a 3-door car (with our parents visiting and staying more often + baby on the way). We only need 1 car, I WFH and don't like driving anymore and he takes the tube to the office. However, we didn't look to upgrade just because we could. We also don't have a TV license because when we watch TV, its either netlfix or amazon prime anyway. It's really all about trade-off, swapping what you don't need for what you really want and sticking within the budget.
Loved it! Xx
May I know what series is your Audi? Thinking of getting one down the line which can last more than 10 years without causing too much issues with engine/maintenance etc.
Thank you for book recommendation
I am on the way to build my freedom😊
Hope you enjoy it! Xx
I love your money talk videos..👌🏾❤️
Me too, it’s more relatable.
Always lovely to see you here xx
the nkuwan would be super cute during the fall with a nude or tan or even tonal outfit! i’m thinking a tan wool coat with that bag!!
Part free job is good idea. I was quit my job also, but I return and set my mindset differently.
i plan to transit to part time in my mid 50s as well, and i’m working hard to build a healthy financial net to get there. by that time my son will be an adult and my daughter almost there and while i love them to pieces, i am looking forward to reclaiming my life 🎉 with this goal in mind, i am ready to work hard till then, and in the meantime keep our expenses low. my husband agreed to downgrade from a posche to a bmw family car, and i am switching from Hermes to the occasional LV. yes v first world issues but two small changes with a big impact to our household balance sheet.
I would love to learn more about investing please do more insight videos on your experience ❤️ it would be really helpful and appreciated
Noted! Xx
Love the shorter hair.
Thank you xx
Interesting thoughts from the perspective of a 'luxury minimalist' ... I'm definitely not the target audience, big tech recommendation magic got me here, but I'm glad there's people trying to help in communities like this too.
"Paying yourself first" primarily makes sense if a person doesn't understand the value money has to them. Ideally, your expenses and savings should be"paying for yourself" which is a tiny difference, but an important distinction for understanding whether your expenses are actually meaningful to you.
The only other major hesitation I have is the emphasis on investing, it definitely doesn't have to be a black box (as you mentioned), but understanding debt, interest and tax I think are important mini milestones before jumping into investing. Just to understand the full picture a bit more, it makes getting to the point a bit more difficult, but it affects the value you think you have.
Overall, great share and keep doing what you love! ✌️
It’s nice to have you here! Thank you for sharing your thoughts xx
What I like about you the most is that despite you changed your spendings habits and followed the minimalism route you did not sell your luxury handbags !
You kept your beautiful things but you did not add any more
I did do some downsizing at the start of my journey but I’ve been focusing on using what I have in the last few years- it’s refreshing xx
@@ColourfulNoir great . That proves you are keeping and enjoying what you love and not copying others only
Thank you for sharing your journey. You are very inspirational. Can you recommend some other books that impacted you for self improvement.
I have come across having an abundancy mindset and a scarcity mindset. A scarcity mindset means you always feel your lacking so you may shop too much. Having an abundance mindset is where you feel like you have enough. I am definitely trying my hardest to live with an abundancy mindset. I wish I had this mindset in the past. I do think that asking for more money depends on a lot of factors. In my professional field, and location, there is a salary ceiling. I have reached the highest I am going to achieve in my field and it is on the lower end of things. I have the years, and experience but I would not be able to afford to not accept a job offer. However, I have been taking steps to find a new career.
I love your jacket, may I know where you got it from? Thank you!
Nice tips
❤️❤️
@@ColourfulNoir your welcome
Good evening, i really do enjoy your videos. I too am intentional with my spending. I have investments and am debt free. Is it ever possible to ‘oversave’. I’m not being facetious Eileen, I’m curious to start this discussion because if we’ve ticked all the boxes and have savings, in the UK we are then subject to inheritance tax on assets of a certain amount. Your thoughts would be greatly appreciated ❤
❤❤
Working part time is a luxury. You are too young to give up such a lucrative career. Esp if you are good at it. Good for you!
Thank you ❤️❤️