Many franchise business blows 30K very easily. Used to work for a small-medium size online school as a web dev (inside marketing team), prolly has 200+ employees they spend 1M per month on just online advertising. We have access to the owner's black amex card to pay for things marketing related expenses. 😅
Great move for Capital One to finally release this to the public instead of limited it to relationships only. Definitely a business card to consider with growing businesses with that "no limit" spending.
30k spend is a lot. Also it adds to Chase 5/24. I would prioritize all ink business cards. Since you want the cycle to start asap so you can reapply in a few years
Well ecuuuuse me, in 2018 the Vancouver Plaza lounge was just what I needed before my early morning flight to Australia, it was open 24hrs, it food was good(not great), but best of all I got a decent night sleep to re-charge before taking off. 😀
Worse Biz card ever! The NPSL crap is complete BS. Applied this card for opening up a restaurant and need to buy capital equipment knowing that I will hit the MSR but upon checking out with vendors, keep getting the declined message. Tried prepaying ahead of time but the CSR kept saying that we can only pay what has been completed. How am I suppose to put biz purchases and grow my business when you keep limiting me to my purchases? They also said the card grows with your business but I'm sorry, I'm not going to be buying capital equipment every other month and will do so only in the beginning. Had to put charges on other cards to mee the needs of starting my business. If I could give it 0 stars, I would; hampers the growth and initial purchases of a new business even though we have the funds for everything.
Thank you for making this video, I’ve been looking for more information on this card. Since this is Capital One Business then does this take up a 5/24 space? I like the restaurant priority passes
3 hard pulls in a time when cc inquires can cause denials...ill wait even chase stopped 3 hard pulls on all unions...plus personal seems better..chase got 100k for 8spend ...way better
I usually fly with American Airlines, because of the airports near me. Will I be able to book with this airline through the Capital One website? I'm a little confused here.
do you know that if you have that card for one of your business' they don't let you apply for another one for a different business ? I was denied for that reason. Do you have any information about that ?
I’m a small business with not much spend, I have the Hilton Business, thinking of getting a second card for more broad use of points, thinking of the Amex blue business plus, what are your thoughts?
Amex BBP is a solid choice, but usually no intro bonus. Ink Unlimited or Ink Cash might be better. BBP Covered here: ruclips.net/video/QQbbpzer4mw/видео.html
Whats a good way to move into this card? I have a Cap Savor and a bunch of Chase/Amex Cards. I had too many cards to get the Venture. My business only has one Ink card. Do I need more business cards or like the Spark business before i can qualify? I dont want to make the mistake of getting too many cards on the business side again. But also maybe I need Capital One Business history before the Venture Business
Sebby… I really want the venture X card.. says I have too many revolving credit.. how long more till I can get it. I have great credit score 785. Never missed payments recent card open was in November 2022 attempted venture x application May 2023.. I keep trying the preapproved on their site but still saying too many revolving credit.. what’s ur advice.. I have never had capitol one. I have the CFU, CFF, CSR, AMEX GOLD/PLAT, BILT. Under 5/24.
Hi. First, love your videos! Really helpful! I have the venture x. And i started a business a few years ago, and i just use it as a "business card" can i get this card also? And in truth say 790 in annual fees? (I'll get it back from travel and anniversary perks) thanks
I have both personal and business Why personal one is Visa and business one is MasterCard? Was going to use it for Costco since my business do use Costco 😭😭
You neglected to point out a couple of significant drawbacks to this or any C1 business card: [1] C1 will hit you with three hard pulls and [2] they will report your balances/utilization rates and any late or missed payments to your personal credit reports. For those reasons I can't see ever apping for a C1 business card.
💳 Sebby's Business Card Picks: www.asksebby.com/business
More Venture X Business: www.asksebby.com/go/venturexbusiness
30k spend is a lot money
Agree, it's not for all businesses.
Not for a growing business
Many franchise business blows 30K very easily.
Used to work for a small-medium size online school as a web dev (inside marketing team), prolly has 200+ employees they spend 1M per month on just online advertising.
We have access to the owner's black amex card to pay for things marketing related expenses. 😅
Great move for Capital One to finally release this to the public instead of limited it to relationships only. Definitely a business card to consider with growing businesses with that "no limit" spending.
30k spend is a lot.
Also it adds to Chase 5/24.
I would prioritize all ink business cards. Since you want the cycle to start asap so you can reapply in a few years
Well ecuuuuse me, in 2018 the Vancouver Plaza lounge was just what I needed before my early morning flight to Australia, it was open 24hrs, it food was good(not great), but best of all I got a decent night sleep to re-charge before taking off. 😀
Worse Biz card ever! The NPSL crap is complete BS. Applied this card for opening up a restaurant and need to buy capital equipment knowing that I will hit the MSR but upon checking out with vendors, keep getting the declined message. Tried prepaying ahead of time but the CSR kept saying that we can only pay what has been completed. How am I suppose to put biz purchases and grow my business when you keep limiting me to my purchases? They also said the card grows with your business but I'm sorry, I'm not going to be buying capital equipment every other month and will do so only in the beginning. Had to put charges on other cards to mee the needs of starting my business. If I could give it 0 stars, I would; hampers the growth and initial purchases of a new business even though we have the funds for everything.
***Sebby: You forgot to mention the significant difference between the authorized users NOT getting the same features…
Good catch; should have mentioned that since it's different from the Venture X (personal). Sorry about that!
Thank you for making this video, I’ve been looking for more information on this card.
Since this is Capital One Business then does this take up a 5/24 space?
I like the restaurant priority passes
Great video Sebbi
3 hard pulls in a time when cc inquires can cause denials...ill wait
even chase stopped 3 hard pulls on all unions...plus personal seems better..chase got 100k for 8spend ...way better
I had this card since October last year. This video makes it sound like a new card.
I remember hearing about it last year too, but now lots of articles about it…was that a soft launch or invite only and now public?
It was previously available only via a client relationship manager in the past. They just opened online applications yesterday.
Does the Venture X business card report to your personal credit report?
@houseofob3479 no it does not thankfully
Sebby, does this card show up in the personal credit report as Capitol One is know to do?
I would like to know the same. I heard Capital One biz cards report to personal. If true, that's a deal breaker for me
Nope
Capital one Business counts towards chase 5/24 right?
Yes
🪃 nice vid!
For current Venture X users, is it possible to "switch" to the Venture X Business, without having to get both cards?
I usually fly with American Airlines, because of the airports near me. Will I be able to book with this airline through the Capital One website? I'm a little confused here.
Can you get both the personal and business venture x? Or is there a limit?
I'm wondering this too :)
Do I have to cancel the Personal venture In order to apply for the business version?
do you know that if you have that card for one of your business' they don't let you apply for another one for a different business ? I was denied for that reason. Do you have any information about that ?
I need to get this card next
I’m a small business with not much spend, I have the Hilton Business, thinking of getting a second card for more broad use of points, thinking of the Amex blue business plus, what are your thoughts?
No, don't get the blue business plus, the sign up bonuses week. Get one of the Chase ink cards
Amex BBP is a solid choice, but usually no intro bonus. Ink Unlimited or Ink Cash might be better. BBP Covered here: ruclips.net/video/QQbbpzer4mw/видео.html
Thanks so much….waiting for a sign up bonus
Can you stack the annual 300 credit with the personal one? Havent finished the vid yet. Lmao
Whats a good way to move into this card? I have a Cap Savor and a bunch of Chase/Amex Cards. I had too many cards to get the Venture. My business only has one Ink card. Do I need more business cards or like the Spark business before i can qualify? I dont want to make the mistake of getting too many cards on the business side again. But also maybe I need Capital One Business history before the Venture Business
If your business has a good credit history, then you should be fine. There's no need to add more CO cards.
Damn, I'm priced out on this one.
Can authorized user also get their own CO lounge access as well as priority pass just like the personal card?
Does the Venture X business card report to your personal credit report?
Do you really have to spend the 30k
Sebby… I really want the venture X card.. says I have too many revolving credit.. how long more till I can get it. I have great credit score 785. Never missed payments recent card open was in November 2022 attempted venture x application May 2023.. I keep trying the preapproved on their site but still saying too many revolving credit.. what’s ur advice.. I have never had capitol one. I have the CFU, CFF, CSR, AMEX GOLD/PLAT, BILT. Under 5/24.
🪃 Wonderful review! Thank you for the information!
Sadly the 300 travel credit is now turning into a credit - is this the case for the Biz version as well???
Hows the approval for this card? I cant get approved for the personal one because I have too many cards
Hi. First, love your videos! Really helpful! I have the venture x. And i started a business a few years ago, and i just use it as a "business card" can i get this card also? And in truth say 790 in annual fees? (I'll get it back from travel and anniversary perks) thanks
Should be able to. I have both. Just got approved.
lol where’s the boomerang emoji
Is this a Visa Infinite?
I have both personal and business
Why personal one is Visa and business one is MasterCard?
Was going to use it for Costco since my business do use Costco 😭😭
Does the Venture X business card report to your personal credit report?
Sebby, do authorized users of the venture x business card get their own priority pass access like the primary card holder?
AFAIK, no. Free to add AU ("employee" cards) but no PP. Let me know if your experience is different though!
@@AskSebbyBusiness This appears to be correct. Thanks for the reply!
3:55 Emmmm u mean the US Transborder or Domestic and International? Transborder is 💩, but other 2 is fine
You neglected to point out a couple of significant drawbacks to this or any C1 business card: [1] C1 will hit you with three hard pulls and [2] they will report your balances/utilization rates and any late or missed payments to your personal credit reports. For those reasons I can't see ever apping for a C1 business card.
If that's true I'll never apply to a cap 1 biz card
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First!!!
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This card sucks but How bout that delta change though😅
Heh, video on the main channel soon.
Is it possible to convert a personal Venture X into a Business VX🪃
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🪃 where is Capital One going with this?
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