Cap1 ain't playing around with that spend! You gotta buy a car just to hit the 1st half of the requirement. But I like this breakdown. A different option vs. The consumer card where you're not hindered from overlap features/benefits . Good stuff, Luke
My cousin luvs this card. But he also has major league spend from, buying and rehabbing houses. I think I have a decent amount of monthly spend but even if I put all my personal and Business spend on this card for 3 months. Id probably still fall about 2k-3k short of hitting the $20 k portion of the current sub But 300 miles does sound good.
I think I under some unique circumstances I could hit the first part. Like taxes, home renovations and everything together but normal spend I would fall short
I have seriously considered getting this card. I have to spend about $40k on removing some trees next year and would love to get a fat sign-up bonus for doing so.
I am curious to see some approval datapoints on this card. I am not pre-approved for venture on the personal side, so I haven’t applied for it. I’m a sole prop, so i’m doubtful, but it’d be fun to see datapoints. VX just makes so much sense for me.
Interesting breakdown, I had no idea about the enhanced Priority Pass. Capital One processes most of my general spend, both personal and business, Venture X + Spark Plus.
I do love business cards, but thus far have only HD Amex business cards for my businesses. I haven't had the need for another issuer nor a heart for more cards with annual fees.
I think Capital One business cards actually do count for it Chase 5/24 because they report them on your personal credit report, I'm not 100% sure about this one though. I've been doing some research lately because I was debating if I wanted to drop my personal venturex to get this one, but I'm also considering the Ritz-Carlton card. The thing I'm hung up on right now is the difference between the MasterCard and Visa coverages, they seem to be the same but I think there's some subtle differences.
There are some differences with Mastercard a a visa. I think some but not all of Capital one’s business cards report to the credit bureaus. I believe TPG reported this one does not. I could be wrong though
Did not know about those travel benefits! Great summary Luke! I'd also consider this card over the personal version, but I'd probably wait until the welcome offer goes back to normal .. and that is not something I say often!
@@LukesPointsandMilesfair, but you might have a CSP or CIP with a $95 AF that you probably have a difficult time recouping every year. The Sapphire Lounges in JFK, LGA, BOS plus the PP Restaurants are probably worth it to ME. And the low AU fee with full lounge use.
@@krs1905 that’s tough. No card out there makes you try to make up $250 plus $75 each AU. I can’t think of another card that has the much money to try to make up. $95 for the CSP or CIP you can probably get with a chase offers. Haha
great video luke, tyvm! i am fortunate enough to have a business spend of over 400k each month, that i divide among this card, the amex biz plat and gold, a couple different chase ink cards, and the cit AAdvantage executive card (gets me AA status - saw your video about airline status recently). i am very fortunate.....
The problem for me comes with having two kids. Without the free authorized user getting into the lounge, I’m only getting one of the two kids in. Who has to wait in the concourse?😂 Still, I would consider it for the sign-up bonus alone.… Just the first part.
There is some inconsistency with the data points. It seems some of the points earning biz cards do but from what I understand the cash back and the venture x does not. But so the capital one you never really know.
I own a business. What is the best card to run my expenses thru to earn free flights? Whether it be a personal card or business card. I can only use United, or American where i live
I'm not a huge fan of Airline Cards. I would choose a business card that earns transferrable currencies. Examples would be Chase Ink Preferred or the if you have high business spend maybe the Capital One Business Venture X.
Is it that the VentureX Business card gets Priority Pass restaurant access, or does the regular VentureX get that too? Are there plans to get rid of that benefit (like other perks)?
Capital One Venture X Business: save.onelink.me/4iKP/myac40yl
WOWZA! That's some big league spend requirements for the SUBs!!! Thanks for the info + video!
Crazy requirements !!!
Cap1 ain't playing around with that spend! You gotta buy a car just to hit the 1st half of the requirement. But I like this breakdown. A different option vs. The consumer card where you're not hindered from overlap features/benefits . Good stuff, Luke
Thank you sir. I still think this one is ok without the bonus. Might be tough to get referrals though
My cousin luvs this card. But he also has major league spend from, buying and rehabbing houses.
I think I have a decent amount of monthly spend but even if I put all my personal and Business spend on this card for 3 months. Id probably still fall about 2k-3k short of hitting the $20 k portion of the current sub
But 300 miles does sound good.
I think I under some unique circumstances I could hit the first part. Like taxes, home renovations and everything together but normal spend I would fall short
***Luke…You didn’t mention that the business version IS NOT at credit card; it’s a charge card, which is awesome!
@@leonspears yes you are correct!
This is a interesting alternative for those who can't crack into their personal cards outside of the savor one.
i agree. I would honestly prefer this one!
I have seriously considered getting this card. I have to spend about $40k on removing some trees next year and would love to get a fat sign-up bonus for doing so.
Strategic Spending!!
I am curious to see some approval datapoints on this card. I am not pre-approved for venture on the personal side, so I haven’t applied for it. I’m a sole prop, so i’m doubtful, but it’d be fun to see datapoints. VX just makes so much sense for me.
I will report anything i hear. So far i dont know anyone that has it.
Interesting breakdown, I had no idea about the enhanced Priority Pass. Capital One processes most of my general spend, both personal and business, Venture X + Spark Plus.
I’ve had a long relationship with Cap1 and it’s been mostly good.
I do love business cards, but thus far have only HD Amex business cards for my businesses. I haven't had the need for another issuer nor a heart for more cards with annual fees.
I think Capital One business cards actually do count for it Chase 5/24 because they report them on your personal credit report, I'm not 100% sure about this one though. I've been doing some research lately because I was debating if I wanted to drop my personal venturex to get this one, but I'm also considering the Ritz-Carlton card. The thing I'm hung up on right now is the difference between the MasterCard and Visa coverages, they seem to be the same but I think there's some subtle differences.
There are some differences with Mastercard a a visa. I think some but not all of Capital one’s business cards report to the credit bureaus. I believe TPG reported this one does not. I could be wrong though
Did not know about those travel benefits! Great summary Luke! I'd also consider this card over the personal version, but I'd probably wait until the welcome offer goes back to normal .. and that is not something I say often!
Well I could be wrong but I don’t think this one will get a normal offer. I think the offer is really high spend.
@@LukesPointsandMilesI agree with Luke, it’s always been around these levels. I think that I’d rather have the CSR if I couldn’t hit the VXB SUB.
@@krs1905 I’m still looking at that CSR and I still can’t figure out how to get that annual fee back???
@@LukesPointsandMilesfair, but you might have a CSP or CIP with a $95 AF that you probably have a difficult time recouping every year. The Sapphire Lounges in JFK, LGA, BOS plus the PP Restaurants are probably worth it to ME. And the low AU fee with full lounge use.
@@krs1905 that’s tough. No card out there makes you try to make up $250 plus $75 each AU. I can’t think of another card that has the much money to try to make up. $95 for the CSP or CIP you can probably get with a chase offers. Haha
great video luke, tyvm! i am fortunate enough to have a business spend of over 400k each month, that i divide among this card, the amex biz plat and gold, a couple different chase ink cards, and the cit AAdvantage executive card (gets me AA status - saw your video about airline status recently). i am very fortunate.....
Awesome!! I hope your business is doing well!!! Thanks for watching!
Yes Sir! Great Video! Happy Leap Day Uncle Luke! 👍😊
Same to you! Thanks for Watching!!!
The problem for me comes with having two kids. Without the free authorized user getting into the lounge, I’m only getting one of the two kids in. Who has to wait in the concourse?😂
Still, I would consider it for the sign-up bonus alone.… Just the first part.
Iv wanted this card over the personal for a while! But its huge subs have always put me off😂
Yeah I wouldn’t even go for it. I’d get it without the sub though. No worries.
I applied and.....denied 😢. They offered me one of the spark cards. Oh well, maybe p2 can grab it in a few months. Cap1 seems to love her.
Well shoot!!! At least you had the minerals to try. Hopefully she can get it soon!!
What if my airline options are AA or United? Can I still buy tickets for these airlines through the Capital One website?
Capital ones portal has AA and United flights
Doesn’t the VX biz report to your personal credit? Other Cap1 biz cards do, not to mention their excessive 3-bureau credit pulls.
There is some inconsistency with the data points. It seems some of the points earning biz cards do but from what I understand the cash back and the venture x does not. But so the capital one you never really know.
I own a business. What is the best card to run my expenses thru to earn free flights? Whether it be a personal card or business card. I can only use United, or American where i live
I'm not a huge fan of Airline Cards. I would choose a business card that earns transferrable currencies. Examples would be Chase Ink Preferred or the if you have high business spend maybe the Capital One Business Venture X.
@@LukesPointsandMiles expenses are about 400k with fuel. advertising. and supplies etc...
new SUB for Bevy & Brilliant... cant wait for your video on that Uncle Luke
I don’t do a ton of Marriott videos. Maybe I’ll look into it!!
does the 5x gas & 5x dining & 5x groceries for the Chase IHG Premier applies outside US? thanks
Yes
The biz card does count against 5-24 fyi
Current data points suggest this one does NOT report to the credit bureaus.
No credit limits,
There is that as well
Is it a bad thing that I look for Visa versions of cards because of Costco? 😂
It definitely makes sense if that’s how you spend!!
Is it that the VentureX Business card gets Priority Pass restaurant access, or does the regular VentureX get that too? Are there plans to get rid of that benefit (like other perks)?
The biz version gets restaurants. I’m not aware of any plans to get rid of it
. I read somewhere that Business card AU do not get priority lounge access, but they get Proiroty restaurants. True??
@@DrRazaKhan the business card AU’s do not get a PP anything unless I’m mistaken.
Great card and I also think is worth it without the bonus. Thanks for the info brother!🫵
Thank your SIR!!!!!