😃☎ Private consultation with Dr. Ed? Click here to schedule: calendly.com/mygovexpert/consult Get ALL your questions answered privately AND support all of our FREE CONTENT!! MORE HELP HERE: linktr.ee/MyGovExpert
I absolutely love my advantage plan. I've had surgeries, hospital stays, etc. haven't paid a penny. all in -network drs, hospitals, etc. you gotta doyour homework. & getting $500+ quarterly to pay for food, utilities,cable..I am renewing for 2025
I am an Ex-Pat living in Mexico. My Advantage plan covers 100% for urgent or emergency care in Mexico! No 60 day restrictions, no $50,000 life time cap! Typical doctor visits here cost me less than $35 usd for common issues. If I were to get something very serious yet not “ emergency “, I would return to the US for care, maximum out of pocket around $5400. May current premium is 0$ per month plus they pay $60 per month of my Part B premium! Rey pleased!
Trap? My last 10 years: Onset of Addisons. An Addisonian crisis. Head on high speed collision with fractured leg and sternum. Pericarditis. Sepsis combined with Covid 19. My advantage plans saw me through all of it and kept me solvent.
I had aG plan my bank did not pay one of my premiums and so I called to get them to receive two payments and was told I couldn’t do that. Long story short they told me I could not catch up my payment. So I no longer have a supplemental insurance is it possible to find one at this point. All this happened in march and I signed up for an advantage plan and same day found out I no longer has SS so the very next day I canceled the advantage plan and called Social security and told them I didn’t realize they didn’t tell me that I would no longer have SS. All went well but I need a supplemental can you suggest a company.
Fortunately I used an insurance broker specializing in us old folks and they pushed the Plan G Supplement as the way to go. They also said the Advantage Plans were problematic. I pay something like $ 240 a month (for plan G) and have had two knee replacement surgeries with no per-authorizations. My out of pocket was maybe $ 500 (I'm guessing). If you can afford it, get a Plan G.
I clicked on something to get more information for a friend, and I ended up getting calls 7/24 for weeks and weeks. From all over the USA (different area codes). I was having a hard time with this and could not get this stopped. I started blocking all the numbers or else they kept on calling me. Emails also. I'm glad this is being stopped.
My Medicare Advantage Plan never contacts anybody who hasn't requested it and only advertises around September-October for a short time. It's a non-profit HMO, 4 or 4 and a half stars (rated by CMS.) Happy with it and have had it for nearly 8 years now. They don't do click-bait advertising, although they do give $600 pre-paid debit cards to all members, but they don't advertise them to the public.
i’m a part of the New PSHB. Postal service Health Benefits Program .. Being forced to enroll in Medicare A and B As my primary At Age 65 and my pshb become secondary.. will my pshb be considered as a supplement plan ? will i pay more?
I want alternative care - is medical supplemental plans any better? Which plan is best for alternative complimentary care? So far I have been paying out of pocket for anything that works.
I, and many people I know, have gotten results with alternative care. Including accupuncture. There's a REASON the Asians have been doing this for 3,000 years. I was lucky enough to find an accupuncture school nearby. It's actually free but the 3 of us that go there every week donate $. An accupuncture session can cost $170 - I'm on a fixed income and simply can't afford that.
Dr. Ed, I am 63.5, live in NY state and on SSDI. I am on a Medicare Advantage plan now, but have some health issues that could become more serious (probably will). Am I to understand that when I turn 65, I can switch to Original Medicare and a supplement with no underwriting, and no outrageous premiums (or are premiums in NY ridiculous anyway?)? My understanding is if this is possible, I would need to add a part D plan along with my supplement. Is this correct? Lastly there is some history of cancer in my family. Can you expound on 'cancer policies'?
I’m 66/7 months use to have a Medicaid and now after my ex died I getting $2106 SS. Lost my Medicaid benefit and I don’t know what to do. Please advise, your said advantage plans are not the best option. Please advice. Thanks
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I need your help please they are telling me I don't have medicine but I do my food stamps have been cut and my hummana over the counter card they tell me is not valid help what should I do..thank you enjoy your shows on utube 😊😊😊😊😊
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
If Medicare Advantage were to become the default enrollment option, I don't see how that could be implemented. For example, I live in a fairly large population county, with probably 10-12 insurance companies offering a variety of Advantage plans. HMOs, PPOs, PFFS, etc. Overall, dozens of different flavors of plans offered by each insurer. Some are better than others. What would be the default enrollment? HMO? PPO? Which insurance company? Would it be one of the no-premium plans? Or one with a small premium? It just sounds totally unworkable to make Advantage the default, with all the options the enrollee currently has. Medicare is not one size fits all.
Don't want to get political here (that can be a minefield) but one of the plans with the Project 2025 nightmare is making Medicare Advantage plan the default plan - effectively getting rid of straight medicare. I'm guessing Social Security would be next. Social Security is the MAIN thing
4 Choices of A, B, C ,D. I will take D (The Crystal Ball). Would you Let it Ride. a great song by the band Bachman Turner Overdrive. The plans: I was all in on "G" but you like "N" (I know it's about saving money) So i will have to take a look at that. I think "N" there is still co-pays and that 15% excess charge is bothersome, but I guess it comes down to the premium savings between the 2. but with that being said I am all in on a supplement plan from the start. As far as the Actors some of them are actually good Actors pushing a bad thing for many of us. That's why I love this channel so much. It reminds of the show "Dragnet" when I was a kid where the police detective would say "Just the Facts" "Just the Facts". That 100k subscribers is just around the corner. Great Job!
My partner turned 65 on 7/22/24, he had Medicaid but that stopped end of July,, but is approved for QMB. Our insurance broker enrolled him in a Devoted MA Dual plan. Hes on SS($1088 )has no resources at this time but what happens if he would have resources in the future, that would make him ineligible for the QMB.? Could he enroll in a Medigap plan, would that ve a special event? We're from OH.
Please join one of my LIVE FREE RUclips Q&A sessions so I can give you a more accurate and complete answer. Or, you can schedule a private call here: linktr.ee/MyGovExpert
This is off topic however i have to ask i just tot off phone with aa i office #1 taxes ive never gottin a 1099 nor my 86year old mama #2 asked about any increases come said no #3 i receive my husband ss he has passed away i asked to get my retirement she said NO i said those r my funds she said u cant get both i need answers i am 65 ty
A girl I know mentioned that her doctor had prescribed her to get a colonoscopy. She said there's a family history of colon cancer. She said her insurance co denied it and she couldn't afford it out of pocket. I said "You have and Advantage Plan, don't you" She said yes.
I couldn't find a Dr. to do a colonoscopy. I moved to Florida and got better health care. Turned out I needed my colon removed - major surgery but it fixed a lot of chronic issues I was dealing with. Being denied adequate medical care is standard procedure in WI.
If it was a Medicare plan, Medicare allows a Colonoscopy every 24 months for high-risk patients, and every 10 years for those not high-risk. Medicare Advantage plans must provide coverage for at least the same services as original Medicare. Why did insurance deny the Colonoscopy? Very unusual for something like that. Had there been a previous one within the last 24 months? If it was non-Medicare commercial insurance, then anything goes. And those plans usually have pre-authorizations like Medicare Advantage.
@@g0989 it is not like clinic/hospitals/dr.s follow rules. So do. The best medical care I ever got was in florida, WI seems to have a medical mafia standard of care.
😃☎ Private consultation with Dr. Ed? Click here to schedule: calendly.com/mygovexpert/consult
Get ALL your questions answered privately AND support all of our FREE CONTENT!!
MORE HELP HERE: linktr.ee/MyGovExpert
Thank you for what you do Dr Ed. We need people like you to advocate and educate us. There's so much predatory crap out there.
Thank you!!
However, advantage is not predatory
Thank you so much for all your information. You are a lifeline to many seniors. God bless you.
You are so welcome!!
I absolutely love my advantage plan. I've had surgeries, hospital stays, etc. haven't paid a penny. all in -network drs, hospitals, etc. you gotta doyour homework. & getting $500+ quarterly to pay for food, utilities,cable..I am renewing for 2025
Are you on a dual eligible plan? What company and plan are you on?
What company please
I am an Ex-Pat living in Mexico. My Advantage plan covers 100% for urgent or emergency care in Mexico! No 60 day restrictions, no $50,000 life time cap! Typical doctor visits here cost me less than $35 usd for common issues. If I were to get something very serious yet not “ emergency “, I would return to the US for care, maximum out of pocket around $5400. May current premium is 0$ per month plus they pay $60 per month of my Part B premium! Rey pleased!
Trap?
My last 10 years:
Onset of Addisons.
An Addisonian crisis.
Head on high speed collision with fractured leg and sternum.
Pericarditis.
Sepsis combined with Covid 19.
My advantage plans saw me through all of it and kept me solvent.
Awesome! So glad to hear they took care of you!
I had aG plan my bank did not pay one of my premiums and so I called to get them to receive two payments and was told I couldn’t do that. Long story short they told me I could not catch up my payment. So I no longer have a supplemental insurance is it possible to find one at this point. All this happened in march and I signed up for an advantage plan and same day found out I no longer has SS so the very next day I canceled the advantage plan and called Social security and told them I didn’t realize they didn’t tell me that I would no longer have SS. All went well but I need a supplemental can you suggest a company.
Dual is great medicare/ Medicaid
Fortunately I used an insurance broker specializing in us old folks and they pushed the Plan G Supplement as the way to go. They also said the Advantage Plans were problematic. I pay something like $ 240 a month (for plan G) and have had two knee replacement surgeries with no per-authorizations. My out of pocket was maybe $ 500 (I'm guessing). If you can afford it, get a Plan G.
I clicked on something to get more information for a friend, and I ended up getting calls 7/24 for weeks and weeks. From all over the USA (different area codes). I was having a hard time with this and could not get this stopped. I started blocking all the numbers or else they kept on calling me. Emails also. I'm glad this is being stopped.
My Medicare Advantage Plan never contacts anybody who hasn't requested it and only advertises around September-October for a short time. It's a non-profit HMO, 4 or 4 and a half stars (rated by CMS.) Happy with it and have had it for nearly 8 years now. They don't do click-bait advertising, although they do give $600 pre-paid debit cards to all members, but they don't advertise them to the public.
i’m a part of the New PSHB. Postal service Health Benefits Program .. Being forced to enroll in Medicare A and B As my primary At Age 65 and my pshb become secondary.. will my pshb be considered as a supplement plan ? will i pay more?
I want alternative care - is medical supplemental plans any better? Which plan is best for alternative complimentary care? So far I have been paying out of pocket for anything that works.
I, and many people I know, have gotten results with alternative care. Including accupuncture. There's a REASON the Asians have been doing this for 3,000 years. I was lucky enough to find an accupuncture school nearby. It's actually free but the 3 of us that go there every week donate $. An accupuncture session can cost $170 - I'm on a fixed income and simply can't afford that.
@@TLA123y6f I have found the only effective care I can find is alternative care. Western medicine works if surgeries but thats about it.
I don't know of any insurance plans that cover alternative medicine.
Dr. Ed, I am 63.5, live in NY state and on SSDI. I am on a Medicare Advantage plan now, but have some health issues that could become more serious (probably will). Am I to understand that when I turn 65, I can switch to Original Medicare and a supplement with no underwriting, and no outrageous premiums (or are premiums in NY ridiculous anyway?)? My understanding is if this is possible, I would need to add a part D plan along with my supplement. Is this correct? Lastly there is some history of cancer in my family. Can you expound on 'cancer policies'?
you can have the supplement plan forever, as long as you can keep paying the rising premiums. and part D premiums and vision and dental.
Get a Broker in October to see if Advantage plan is still OK.
I’m 66/7 months use to have a Medicaid and now after my ex died I getting $2106 SS. Lost my Medicaid benefit and I don’t know what to do. Please advise, your said advantage plans are not the best option. Please advice. Thanks
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
What is a dual eligible plan
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I need your help please they are telling me I don't have medicine but I do my food stamps have been cut and my hummana over the counter card they tell me is not valid help what should I do..thank you enjoy your shows on utube 😊😊😊😊😊
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
I need information on an N plan
For FREE HELP with Medicare plans (Medicare Supplements, Medicare Advantage, Part D, etc), please call my Medicare partner, Chapter Medicare, at (352) 841-0632. They will review ALL the plans in your area and go over ALL your options.
Would you please comment on pausing retirement benefits without having to pay back monies already received?
ruclips.net/user/liveNZG7BAuoWHo?feature=share
If Medicare Advantage were to become the default enrollment option, I don't see how that could be implemented. For example, I live in a fairly large population county, with probably 10-12 insurance companies offering a variety of Advantage plans. HMOs, PPOs, PFFS, etc. Overall, dozens of different flavors of plans offered by each insurer. Some are better than others. What would be the default enrollment? HMO? PPO? Which insurance company? Would it be one of the no-premium plans? Or one with a small premium? It just sounds totally unworkable to make Advantage the default, with all the options the enrollee currently has. Medicare is not one size fits all.
Don't want to get political here (that can be a minefield) but one of the plans with the Project 2025 nightmare is making Medicare Advantage plan the default plan - effectively getting rid of straight medicare. I'm guessing Social Security would be next. Social Security is the MAIN thing
4 Choices of A, B, C ,D. I will take D (The Crystal Ball). Would you Let it Ride. a great song by the band Bachman Turner Overdrive. The plans: I was all in on "G" but you like "N" (I know it's about saving money) So i will have to take a look at that. I think "N" there is still co-pays and that 15% excess charge is bothersome, but I guess it comes down to the premium savings between the 2. but with that being said I am all in on a supplement plan from the start. As far as the Actors some of them are actually good Actors pushing a bad thing for many of us. That's why I love this channel so much. It reminds of the show "Dragnet" when I was a kid where the police detective would say "Just the Facts" "Just the Facts". That 100k subscribers is just around the corner. Great Job!
Advantage plans are being dropped fOR LOW PAY OUTS FOR HOSPITSLS AND DOCTORS.
My partner turned 65 on 7/22/24, he had Medicaid but that stopped end of July,, but is approved for QMB. Our insurance broker enrolled him in a Devoted MA Dual plan. Hes on SS($1088 )has no resources at this time but what happens if he would have resources in the future, that would make him ineligible for the QMB.? Could he enroll in a Medigap plan, would that ve a special event? We're from OH.
Please join one of my LIVE FREE RUclips Q&A sessions so I can give you a more accurate and complete answer. Or, you can schedule a private call here: linktr.ee/MyGovExpert
So it’s $99 to help us?
Free Live Q&A several times a week...and over 600 videos...plus I do also offer private appointments to support all the free content.
This is off topic however i have to ask i just tot off phone with aa i office #1 taxes ive never gottin a 1099 nor my 86year old mama #2 asked about any increases come said no #3 i receive my husband ss he has passed away i asked to get my retirement she said NO i said those r my funds she said u cant get both i need answers i am 65 ty
A girl I know mentioned that her doctor had prescribed her to get a colonoscopy. She said there's a family history of colon cancer. She said her insurance co denied it and she couldn't afford it out of pocket. I said "You have and Advantage Plan, don't you" She said yes.
I couldn't find a Dr. to do a colonoscopy. I moved to Florida and got better health care. Turned out I needed my colon removed - major surgery but it fixed a lot of chronic issues I was dealing with. Being denied adequate medical care is standard procedure in WI.
If it was a Medicare plan, Medicare allows a Colonoscopy every 24 months for high-risk patients, and every 10 years for those not high-risk. Medicare Advantage plans must provide coverage for at least the same services as original Medicare. Why did insurance deny the Colonoscopy? Very unusual for something like that. Had there been a previous one within the last 24 months?
If it was non-Medicare commercial insurance, then anything goes. And those plans usually have pre-authorizations like Medicare Advantage.
@@g0989 it is not like clinic/hospitals/dr.s follow rules. So do. The best medical care I ever got was in florida, WI seems to have a medical mafia standard of care.
I hate it