What 2 ETFs would you pair for Dividends & Growth? 🚨Join my EXCLUSIVE Membership Group📊 (Access to my Investing Portfolios & Buy Alerts): ruclips.net/channel/UCYLtcHw-DY9IIEnFSrU6U-wjoin 🤑See My Portfolio FOR FREE with Blossom: blossomsocialapp.page.link/marcosmilla
You mentioned investing or buying a set amount monthly on those ETFs but I heard I can't buy partial shares on ETFs like with index funds unless your brokers allows it only a share amount, can we automate a monthly share amount purchase or that depends on the broker firm if they have that feature on their website
Started my portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education!
Isn't VOO and VUG similar in the sense both are investing in the S&P 500? What is the difference? I thought it is generally advised against to invest in multiple ETFs or Mutual Funds?
There is 55% overlap with the holdings in VOO and VUG. 1 is tech heavy and the other is financials heavy similar, but not the same. VOO tracks the S&P 500; VUG is just focused on large cap growth stocks. VUG is a bit more volatile, but with a higher upside potential. VOO is a bit safer. I’ve never heard anyone advise against multiple ETFs/mutual funds. You just have to be aware of overlap. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan that includes AI looking into Nvidia, MSFT, Alphabet stocks among others with my Fin. Advisor, . It's been a year and half of steady growth.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
The best investment strategies for cash you are waiting to deploy or wanting to hold are simple. Follow the S&P 500, Invest in $VOO or $SPY and you’ll outperform most investors if you DCA into these ETFs. Doing this i have grown my portfolio to $800k.
I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
For someone starting with $80k, begin with S&P 500 ETFs, diversify across asset classes, and invest consistently to minimize risks and maximize growth. Partnering with a financial advisor can help streamline your strategy. This approach turned $80k into $53,000 in annual dividends.
Sure, 'Melissa Elise Robinson' is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment.
Currently I'm just being smart and frugal with my money, I'm in the green 47% over the last 23 months and l've accumulated over $70K in pure profits from DCA’ing into stocks, ETFs, dividends and futures. However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.
Completely agree. I have been consistent with my profit regardless of the market conditions. I got into the market early in 2019 and the constant downtrends and losses discouraged me, so I sold off. I got back in December 2020 and this time with guidance from an investment adviser who was recommended by a colleague
Is there any chance you could recommend who you work with? I've wanted to make this switch for a very long time now, but I've been very hesitant about. I'll appreciate any recommendation.
Tenley Megan Amerson is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look-her up.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
The S&P 500 moved 8.9% higher last Month, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance. Here for ideas...
Yes, truly, investing in the market, even if it's just the S&P 500, can keep up with inflation, because the growth rate of stocks will always exceed the inflation rate. But if you don't have the courage, you could just invest with a financial advisor, which even has greater return on investments, while securing your investment against losses.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I divide SCHD with DGRO and just make that one ETF of the portfolio. So instead of 33% VOO, 33% QQQM, 17 % SCHD, 17% DGRO. The SCHD/DGRO acts as one ETF of the pie to round out the 34 %, Personally I put down 2.5m$ on few ETFs, still diversifying. it was this time last year I made my first million with a liquid 200k. handed it to a trader here in CA, I get weekly pay out which I put back on long term ETF's. Tesla will be a huge buy for me when the market bottoms.
A lot of people are doing this to hedge their risk of schd by adding a dividend growth etf like dgro with the technology trend in the market. Good move, Please share this Expert with me.
Kath! Good to see her recommended here, Kath's mind is made for stock analysis, she is someone every starter should look up to, this is my 3rd year letting her grow my funds and at the same time guiding me to the right efts to diversify to, I added VGT. So, VOO 25%, QQQM 25%, VGT 25%, SCHD 13%, DGRO 12%. This is my long term portfolio in M1 Finance that I’ll invest $10K a month into for the next 30 years in a compound interest calculator through investing 10k per month for 30 years, this projects to be $35.6 million.
Since the beginning of Kath's career, I knew she would change the game. One of the best aspects is that she enjoys passing on her skills through teaching, which greatly benefits her investors.
While this provide an actual strategy on investing and how to value stocks. After buying stocks for just over 3 years, i'm struggling to make gains. How do i adjust or revamp my 250k portfolio? Should i consider some defensive investments?
While this provide an actual strategy on investing and how to value stocks. After buying stocks for just over 3 years, i'm struggling to make gains. How do i adjust or revamp my 250k portfolio? Should i consider some defensive investments?
Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. All thanks to my advisr. We are currently working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.
She goes by ‘‘Marisa Michelle Litwinsky’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did
I've been watching the housing market closely, Prices have been skyrocketing for years. It's going to be tough for first-time buyers to enter the market." how can one diversify $280k reserve .
I agree, It's not just the prices, but also the increasing interest rates that are making it more difficult for people to afford homes. With a good FA you can make up your portfolio.
I agree. Based on personal experience working with an investment advlsor, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
There are several independent advisors you could research. However, I have been working with “Marisa breton Dollard” for almost four years, and we get along great. If she appeals to your judgement, you could continue with her. I support her.
What are the best additions to a $500k portfolio to boost performance? S&P 500 is Up and will do better in 2024 I believe as indicators for profits continue to improve, investors like me believe that “Santa has come early” to the markets.
wow massive gains! my partner recently hinted on going same direction.. what did you invest in, and who is your investment advisor please, if you don’t mind me asking? in dire need of asset allocation
I totally agree. I put $250k into stocks with my advisor, and now I've made over $4 million in profits. I used the profits to buy properties, and they're bringing in great income. It just shows how important it is to invest in things that grow over time. It's like I'm living out the lessons right from the start of his book- Guide to investing
Despite the ups and downs in the stock market, you've managed to turn your investments into good profits. Could you share the name of your advisor? I have $300k saved up and ready to invest, but as a beginner, I don't know my way around the market.
I am on the look out for experts and after doing my research online will say she meets my requirements, Thank you for sharing with us. I already sent her a mail hoping she can make out time in her busy schedule to assist me.
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024
'Lauren Marie Ehlers' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment
Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!
The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner
I fully agree and place great value on my advisor's role in guiding my daily investments. They excel in both long and short strategies, managing risk for potential gains and protection against market downturns. Their access to exclusive insights and in-depth analysis makes exceeding expectations a regular outcome. In the two-plus years I've worked with my advisor, I've gained over 1.2million dollars.
@@disney-hefner Kudos on the effective execution of innovative ideas and tactics that lead to significant advancement. As I seek guidance from a trustworthy advisor, would you be willing to share details about the individual assisting you?
Amazing video! The one thing that makes me nervous is the point of the 3 part portfolio, is to diversify it with a dividend portion. But if DGRO has a lot of those growth companies in it that both the Foundational and growth portions of the pie chart have, it may be more risky. That’s why I plan to stick with SCHD for my dividend portion, then have the foundational with the s&p 500, and QQQM for the growth section. Love everything you put out!
Risk vs Reward SCHD's dividend yield for the trailing twelve months is around 3.48%, more than DGRO's 2.38% yield. How ever The current volatility for iShares Core Dividend Growth ETF (DGRO) is 2.84%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 3.41%. This indicates that DGRO experiences smaller price fluctuations and is considered to be less risky than SCHD.
They only things I invest at 50 is 50/50 VGT/SCHD at $1.9 million I'd say it very solid investment! What do I know!? It's been working for me thus far!
GOOD FOR YOU ! and there are a number that will work, there is no right answer , I personally am CASH= VMFXX paying 5% voo/splg = value schd = dividend qqq/qqqm= growth. what ever you do DONT LUMP SUM into any thing. DCA month. VOO is imune to fed raete hikes as the magnifecnt 7 has no debt and has pulled the entire S&P up, most S&P stoks have droped due to fed raet hikes. Dont time the markets but 3 months after the FED is done lowing rates is as close to the bottom fo the majority of stocks as we can guess. Keep in mind the mag 7 are imune to fed movements and could drop on their own and casue S&P to drop
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
@@maryHenokNftKudos on the effective execution of innovative ideas and tactics that lead to significant advancement. As I seek guidance from a trustworthy advisor, would you be willing to share details about the individual assisting you?
The decision on when to pick an Adviser is a very personal one. I take guidance from *Gertrude Margaret Quinto* to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Thank you! Personally not a huge fan of those stocks. If anything I like PLTR more than SOUN but I personally wouldn’t take a large position in these holdings
VOO is more of a growth etf in my opinion but it’s not a “ true “ growth etf like something like SCHG, QQQM, VGT, etc. you are able to reinvest the dividend yield of around 1.3%. I personally reinvest the dividend of VOO which is like 3-5x higher than growth ETFs that I listed. Hope this helps!
I’ll take SPLG over VOO, each share is an easier bite for me. DGRO plus QQQM and JEPQ and that’s my core positions. I’ll get back to SCHD down the road, it just returned a record high dividend, but I’d rather buy at a lower price than what it’s trading at today. If I had started young, in my twenties, I’d have leaned fairly heavy into growth with respect to my IRA accounts.
I feel like qqqm and DGRO aren’t direct comparisons to it. You do get a good amount of exposure to VOO since its market cap weighted and most of the top holdings in VOO are in QQQM. You could make the argument that QQQM and dgro is like VOO with both growth and value. It’s a hard answer tbh.
@@Marcos_Milla But Marcos are you now saying that QQQM/DGRO is better value/dividend growth than SCHD & DGRO? Just asking. For some time you praised SCHD & DGRO. I need a combo ETF for my IRA. Thank you!
@@ianscianablo8507 true dividend value if dgro and schd. QQQM is more of a growth/broad market etf depending on the way you look at it. Schd and dgro was a combo for dividend investing
@@Marcos_Milla You see Marcos you have infinite working capital to deploy. I'm in a much restrictive situation. I THINK I'll do a QQQM & DGRO. Worried about percentages though. I have 3 days off now and I need to make my choices.
I have been told not to be fooled, stocks and etfs are not the economy, I had 180k put aside waiting for the feds to stop raising rates, now I’m ready to get back in the market, but it looks like the pause is forever and Faang will still rise/fall, I’m confused, what could be the way moving forward
Don’t expect a soft landing, we know inflation is still far from it’s 2% destination -the FOMC didn’t reduce rates yet, we can never foretell their moves these days
I mean they cancel out their returns. You would have to go heavy into one or the other to see “ resultsl. If one goes up and the other goes down at 50% splits then they cancel. But I would never go into inverse ETFs unless you have true conviction of shorting the market for a short term hold. Personally I like going long so maybe one day in a recession or huge market pull back I would be open to TQQQ for a short term hold
I’m 43 I’ll retire around 65. So I have about 20 plus years. Would you go with dgro or schd? Also what allocations would you do? Like percentage wise between the 2 fund portfolio.
Not financial advise. But if I had to choose 1, I would do dgro. Since both of these dividend ETFs have a excellent track history, I currently do both but it’s more of a 80/20 split with dgro as the higher allocation and schd the lower. In terms of percentages, it really depends on your preference. 50/50 is one I commonly see, but if you prioritize a dividend now then schd would be a higher allocation. If I had a 20 year time horizon and I was in the situation as you. I would do something like a 70/30 split with dgro the highest allocation and as the time horizon lowest maybe every few years you reevaluate, lower the dgro and increase schd exposure up
Am on late 30s, no investments yet, recently started watching investment videos. Started Bills . Planning to start with VOO/VFIAX but this video made me rethink. Marcus - what do you think? Getting confused with lot of options ? Firstly is it good idea to invest in this volatile markets?
There’s almost 10,000 ETFs if I’m not mistaken. I could make so many videos on the BEST ETFs to buy now or for this return or this risk or this yield or this diversification, yada yada. What I hate about the whole RUclips space is if we talked about only VOO or only VFIAX then our channels will be well not interesting I guess, so I try to entertain while educating people on different ETFs. If I’m being honest, the Warren buffet method of S&P 500 and chill of VOO or VFIAX is honestly the simplest, easiest, and one of the best strategies. One fund, 500 stocks, good returns, 1.37% dividend yield, low expense ratio, like sign me up. In terms of the investment buys but I buy $500-1000 per week regardless of if the market is in a recession, volatile, good news or bad news. I just dollar cost average. I’m not a financial advisor and this is not financial advise but I would do more research perhaps more on the S&P 500 and VOO/ VFIAX ( I prefer VOO than VFIAX for the lower expense ratio, you could buy with $1 instead of the $3000 initial buy, and tax efficiency) before you invest because if we ever go into a recession or a huge pullback, the worst thing you could do with the S&P 500 is get nervous and pull out or just don’t buy in. Hope this helps!
Risk vs Reward SCHD's dividend yield for the trailing twelve months is around 3.48%, more than DGRO's 2.38% yield. How ever The current volatility for iShares Core Dividend Growth ETF (DGRO) is 2.84%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 3.41%. This indicates that DGRO experiences smaller price fluctuations and is considered to be less risky than SCHD.
Great explanation, thank you I have qus and not able to decided.. I want to the best combination in my portfolio for buy and forget . Growth ETF ( 70% QQQM + dividend ETF ( 30% SCHD (15% ) and DGRO (15% ) and my age is 37 and I will add every month 10% of my salary for next 2-3 years Will that be good options to choose for my retirement.? Or could you suggest any tweaks to it , Your input will be really appreciated .
Not financial advise! But honestly hats a solid 3 fund combination. If you could stomach the growth etf volatility of QQQM if the market pulls back in the next 2-3 years. I could see this as an avenue. Ofc dgro and schd are going no where, excellent dividend ETFs.
(Not financial advice) if your time horizon is longer than I’d say 10+ years then I would say this is a wonderful strategy. Something to think about is to have a fully funded emergency fund to cover at least 6 monthly of expenses (hopefully the $ is in a HYSA or Money market fund), and a hopefully good amount of equity in real estate if you own a house then having these equities is good. I like VOO since it’s not going to be as volatile as growth ETFs but still you get a wonderful historical return that hopefully can continue for decades to come and then the dividend etf duo of schd + dgro really is one of the best dividend etf combos. For transparency, I own all 3 of these funds.
Personally not a long term holder on 3x leverage ETFs like TQQQ. I like TQQQ for a short term hold. I know some CFA charter holders who buy TQQQ at extreme value territory after a huge pullback. Unless it’s in a value play or a big pullback and a short term hold, ehh why not. Long term I’ll do QQQM.
@@Marcos_Milla Thanks for your kind and quick feedbback, And what about IXN ?, XLK ? I liked IXN and it’s cheap and affordable proce right now. but the Avg. Volume for trading not encouraging me!. I am looking for great and pure Tecnology etf with good price and avg.volume
@@Marcos_Milla Thanks brother for your quick feedback. Do you believe in IXN & XLK ? i see the IXN share price is very affordable but the avg. volume doesn’t force me to buy! Do you advise in IXN ? XLK is expensive ! .or Do you have more options for Pure technology etfs with good share price and avg. volum? Thanks
Totally, so I’m a big believer of diversification and not having large exposure to a certain industry or stock. VGT has a large exposure to only info tech and the top 2 holdings make up 34% of the etf which is large exposure, this is a good thing and bad thing (higher risk = higher reward) as of course VGT had excellent returns over the past decade. ER is one thing, yes VGT has a lower ER, but ER is only one thing as 0.10 and 0.15 is nothing you’ll really notice. Not saying VGT is a bad etf, just to let people know the deeper dive of the reason for its outperformance and perhaps more about the nitty griddy. I know friends who own VGT and love it, and hey I’m super glad they’re invested in high quality funds instead of low quality, high cost, or riskier products.
Not financial advise but everyone should know my good feelings towards VOO/QQQM/DGRO. So I’ll keep it short and yes these are 3 I buy weekly. In terms of BOTZ, it has a high expense ratio of 0.68% which isn’t bad but there are other great alternates that do better in terms of performance and goals for the etf. One I would look at for any AI/tech play is XLK. It’s a high quality technology only etf that invests in well some of the best tech stocks which of course have investments in AI and that whole movement. BOTZ does have exposure to Japan if that’s a industry or region you want but in my opinion like I said not financial advise, take a look at XLK. I think it might be something to do more research into, just my personal opinion !
Not financial advise. But if you have a longer time horizon, you’re preferably younger which means 20s, 30s and maybe early 40’s, then I like DGRO more than schd for the higher growth potential. The 3 fund you presented is one I do and I plan to hold for well ever. I personally have VOO as the highest allocation and have the other 2 funds in the mix for the dividend and growth potential, all 3 making a trifecta! I’m not a schd hater, I buy like 1 share of schd every other week which isn’t a lot but I buy a lot more dgro for the reasons in the video and I will pivot to schd if the performance is there in the future but that won’t be till maybe idk the next 20+ years.
Yes this is correct! The stock not being in the top 10% dividend yield is a good thing in my opinion as the fund wants to exclude dividend traps. Wanting qualified income is also nice, though it comes at the cost of REIT exclusion (which I don't find particularly harmful).
i need advice i am 43 years old i want to invest now i have 300k i as going to use it for a house but no i want it for my retirement so and help will do i was thinking about putting in all in VOO for 20 years i have 100k in a saving account i can use that for emergency
Totally. (I’m not a financial advisor). But you could have VOO as a one set it and forget it etf in your investing portfolio in my opinion. As your time horizon becomes shorter, you could look into short term bonds (SGOV I like) or a money market fund. I like the 100k in a HYSA for emergency. Might be a bit much but if it covers 6 months of expenses, then that’s fine. The housing market is quite interesting given the high rate environment if you were to lock in a rate now, I’m not a huge expert on real estate but if you have the means I would say it’s a great long term asset (maybe not the best performance compared to the stock market) but great for diversifying your net worth.
2 fund portfolio of you only want to etf. I choose a 3 fund portfolio in my Roth. I believe he is just trying to present he’s opinion if it was a 2 fund portfolio. If it was a 1 fund portfolio at that point he suggested in the past VOO or VTI…
100% I echo this. I truly don’t believe there’s 1 strategy that everyone should follow. There’s 1 fund, 2,3 fund, only individual stocks, dividend stocks, etc. everyone has different goals, risk tolerances, preferences, knowledge, etc. but I echo this !
I still have it in my 3 fund that I talked about in my last few videos. I have schd at my lowest allocation. Dgro is an etf that fits my goals and risk tolerance in the long run. I still add like 1 share of schd biweekly.
I still have it in my 3 fund that I talked about in my last few videos. I have schd at my lowest allocation. Dgro is an etf that fits my goals and risk tolerance in the long run. I still add like 1 share of schd biweekly. I still combine both for my dividend section as per the schd + dgro combo video. Probably the best combo for dividend growth in my opinion.
I have a messy portfolio, but it tends to beat the S&P 500. I dollar cost average $3,000 a month into the following and contribute an additional $1,000 for buying any dips during the month. What are your thoughts? * VOO: 40% * $MGK: 15% * $QQQM: 15% * $VDE: 10% * $SCHD: 7.5% * $VIG: 7.5% * $VXUS: 2.5% * $VNQ: 2.5%
I still do my 3 etf portfolio. I just know some people either don’t like a 3 etf, so I just made a 2 fund alternative. I will always have a 3 etf portfolio hence I revealed my VOO position alongside adding these 2 ETFs so it is a 3 etf fund
Hello, I wanted to provide some feedback. I've noticed that your last two videos seem to deviate from your previous content focusing on recommending the 3 Funds Portfolio. This is just my personal opinion, no offense intended. It gives viewers the impression that it's more for content creation rather than sticking to your earlier recommendations. Additionally, too many suggestions may undermine your credibility, making it harder for viewers to trust your advice.
Totally! Yeah I try and present my videos like a menu. Where there’s many different ideas. 1 fund, 2 fund, 3 fund, individual stocks, dividend stocks, etc. I believe there’s no 1 strategy for someone since everyone has different goals, risk tolerances, preferences, etc. I totally understand where you are coming from and it’s no offense taken from me! I love the feedback. But I hope you get where I’m coming from. My strategy is a 3 fund portfolio for both my Roth and brokerage. However, this strategy was for those who perhaps don’t want ONLY the S&P 500 so I came up with this idea and was up front saying like hey I’m not going to stop investing in VOO. Hope this helps!
@Marcos_Milla I personally have been using JEPQ as my hybrid version of VOO/SCHD and then buy among the Mag 7 in buy opportunities for growth. That's it. Try to keep it simple.
Haha, I know what video you’re referring to. I try and be more transparent with my investments. That video was more about how 100k in VOO is life changing due to the power of compounding where 100k is a life changing number. My total portfolio value is around $83k including some money market fund buying power. Still have VOO as my highest investment and will forever
@@Marcos_Milla yes, many investors don’t like that it’s a price weighted index but it has a profitable track record since it’s inception in 1998 and is the only major index ETF paying monthly dividends
@@SkarrGaming for real, no matter how much I try and mitigate it, they just keep coming. I feel like it’s fairly obvious that it’s a bot but honestly some of them look so good that once or twice I was fooled haha
What 2 ETFs would you pair for Dividends & Growth?
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DGRO and SCHD since the overlap is only 7% or so.
@@carlosyoung1984best combo for a dividend portfolio
50%dgro,40%schd,10%vti
You mentioned investing or buying a set amount monthly on those ETFs but I heard I can't buy partial shares on ETFs like with index funds unless your brokers allows it only a share amount, can we automate a monthly share amount purchase or that depends on the broker firm if they have that feature on their website
@@MarioChapa-m7d 💪🏼
Started my portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education!
Isn't VOO and VUG similar in the sense both are investing in the S&P 500? What is the difference? I thought it is generally advised against to invest in multiple ETFs or Mutual Funds?
There is 55% overlap with the holdings in VOO and VUG. 1 is tech heavy and the other is financials heavy similar, but not the same. VOO tracks the S&P 500; VUG is just focused on large cap growth stocks. VUG is a bit more volatile, but with a higher upside potential. VOO is a bit safer. I’ve never heard anyone advise against multiple ETFs/mutual funds. You just have to be aware of overlap. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan that includes AI looking into Nvidia, MSFT, Alphabet stocks among others with my Fin. Advisor, . It's been a year and half of steady growth.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
The best investment strategies for cash you are waiting to deploy or wanting to hold are simple. Follow the S&P 500, Invest in $VOO or $SPY and you’ll outperform most investors if you DCA into these ETFs. Doing this i have grown my portfolio to $800k.
What advice would you give to someone new to investing with around $80k to begin with?
I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
For someone starting with $80k, begin with S&P 500 ETFs, diversify across asset classes, and invest consistently to minimize risks and maximize growth. Partnering with a financial advisor can help streamline your strategy. This approach turned $80k into $53,000 in annual dividends.
I've been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.
Sure, 'Melissa Elise Robinson' is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment.
Currently I'm just being smart and frugal with my money, I'm in the green 47% over the last 23 months and l've accumulated over $70K in pure profits from DCA’ing into stocks, ETFs, dividends and futures. However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.
Completely agree. I have been consistent with my profit regardless of the market conditions. I got into the market early in 2019 and the constant downtrends and losses discouraged me, so I sold off. I got back in December 2020 and this time with guidance from an investment adviser who was recommended by a colleague
Is there any chance you could recommend who you work with? I've wanted to make this switch for a very long time now, but I've been very hesitant about. I'll appreciate any recommendation.
Tenley Megan Amerson is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look-her up.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
The S&P 500 moved 8.9% higher last Month, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance. Here for ideas...
Yes, truly, investing in the market, even if it's just the S&P 500, can keep up with inflation, because the growth rate of stocks will always exceed the inflation rate. But if you don't have the courage, you could just invest with a financial advisor, which even has greater return on investments, while securing your investment against losses.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
As a beginner which ETFs should I consider, and what portion of my funds should I allocate to them?
I divide SCHD with DGRO and just make that one ETF of the portfolio. So instead of 33% VOO, 33% QQQM, 17 % SCHD, 17% DGRO. The SCHD/DGRO acts as one ETF of the pie to round out the 34 %, Personally I put down 2.5m$ on few ETFs, still diversifying. it was this time last year I made my first million with a liquid 200k. handed it to a trader here in CA, I get weekly pay out which I put back on long term ETF's. Tesla will be a huge buy for me when the market bottoms.
A lot of people are doing this to hedge their risk of schd by adding a dividend growth etf like dgro with the technology trend in the market. Good move, Please share this Expert with me.
That is on point! She is Katherine Elizabeth Humphreys look her up
Kath! Good to see her recommended here, Kath's mind is made for stock analysis, she is someone every starter should look up to, this is my 3rd year letting her grow my funds and at the same time guiding me to the right efts to diversify to, I added VGT. So, VOO 25%, QQQM 25%, VGT 25%, SCHD 13%, DGRO 12%. This is my long term portfolio in M1 Finance that I’ll invest $10K a month into for the next 30 years in a compound interest calculator through investing 10k per month for 30 years, this projects to be $35.6 million.
Since the beginning of Kath's career, I knew she would change the game. One of the best aspects is that she enjoys passing on her skills through teaching, which greatly benefits her investors.
While this provide an actual strategy on investing and how to value stocks. After buying stocks for just over 3 years, i'm struggling to make gains. How do i adjust or revamp my 250k portfolio? Should i consider some defensive investments?
While this provide an actual strategy on investing and how to value stocks. After buying stocks for just over 3 years, i'm struggling to make gains. How do i adjust or revamp my 250k portfolio? Should i consider some defensive investments?
Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. All thanks to my advisr. We are currently working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
She goes by ‘‘Marisa Michelle Litwinsky’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I've been watching the housing market closely, Prices have been skyrocketing for years. It's going to be tough for first-time buyers to enter the market." how can one diversify $280k reserve .
I agree, It's not just the prices, but also the increasing interest rates that are making it more difficult for people to afford homes. With a good FA you can make up your portfolio.
I agree. Based on personal experience working with an investment advlsor, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
There are several independent advisors you could research. However, I have been working with “Marisa breton Dollard” for almost four years, and we get along great. If she appeals to your judgement, you could continue with her. I support her.
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
What are the best additions to a $500k portfolio to boost performance? S&P 500 is Up and will do better in 2024 I believe as indicators for profits continue to improve, investors like me believe that “Santa has come early” to the markets.
wow massive gains! my partner recently hinted on going same direction.. what did you invest in, and who is your investment advisor please, if you don’t mind me asking? in dire need of asset allocation
Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call.
“Rich people acquire assets. The poor and middle class acquire liabilities that they think are assets.” - Robert Kiyosaki
I totally agree. I put $250k into stocks with my advisor, and now I've made over $4 million in profits. I used the profits to buy properties, and they're bringing in great income. It just shows how important it is to invest in things that grow over time. It's like I'm living out the lessons right from the start of his book- Guide to investing
Despite the ups and downs in the stock market, you've managed to turn your investments into good profits. Could you share the name of your advisor? I have $300k saved up and ready to invest, but as a beginner, I don't know my way around the market.
She is well known as - Chasity George Charles. please do your own research.
I am on the look out for experts and after doing my research online will say she meets my requirements, Thank you for sharing with us. I already sent her a mail hoping she can make out time in her busy schedule to assist me.
What are examples of liabilities that “they think are assets”?
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you
'Lauren Marie Ehlers' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I’m 52 years old and retired. My investments r 50 % FXAIX, 10 % FCNTX, 10 % SCHD 5 % FBGRX FTEC FSELX VT and 10 % stocks. Great video !!
💪🏼💪🏼💪🏼💪🏼let’s go, congrats ! 52 years young in my opinion.
Nice job!
@@emayhand 💪🏼💪🏼
Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!
The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner
I fully agree and place great value on my advisor's role in guiding my daily investments. They excel in both long and short strategies, managing risk for potential gains and protection against market downturns. Their access to exclusive insights and in-depth analysis makes exceeding expectations a regular outcome. In the two-plus years I've worked with my advisor, I've gained over 1.2million dollars.
@@disney-hefner Kudos on the effective execution of innovative ideas and tactics that lead to significant advancement. As I seek guidance from a trustworthy advisor, would you be willing to share details about the individual assisting you?
Wright promptly do a web check where you can connect with her Gertrude Margaret Quinto and do your research with her full names mentioned..
My needs are kind of unique and complex. I'll contact her nonetheless, and I hope I'm able to make something out of it.
Amazing video! The one thing that makes me nervous is the point of the 3 part portfolio, is to diversify it with a dividend portion. But if DGRO has a lot of those growth companies in it that both the Foundational and growth portions of the pie chart have, it may be more risky. That’s why I plan to stick with SCHD for my dividend portion, then have the foundational with the s&p 500, and QQQM for the growth section. Love everything you put out!
I try my best 💪🏼💪🏼🙏🏼
Those gains are due to QQQ. SCHD and DGRO trade almost identically except SCHD pays a higher dividend.
Risk vs Reward SCHD's dividend yield for the trailing twelve months is around 3.48%, more than DGRO's 2.38% yield. How ever The current volatility for iShares Core Dividend Growth ETF (DGRO) is 2.84%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 3.41%. This indicates that DGRO experiences smaller price fluctuations and is considered to be less risky than SCHD.
They only things I invest at 50 is 50/50 VGT/SCHD at $1.9 million I'd say it very solid investment! What do I know!? It's been working for me thus far!
Goals 💪🏼
GOOD FOR YOU ! and there are a number that will work, there is no right answer , I personally am CASH= VMFXX paying 5% voo/splg = value schd = dividend qqq/qqqm= growth. what ever you do DONT LUMP SUM into any thing. DCA month. VOO is imune to fed raete hikes as the magnifecnt 7 has no debt and has pulled the entire S&P up, most S&P stoks have droped due to fed raet hikes. Dont time the markets but 3 months after the FED is done lowing rates is as close to the bottom fo the majority of stocks as we can guess. Keep in mind the mag 7 are imune to fed movements and could drop on their own and casue S&P to drop
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
@@maryHenokNftKudos on the effective execution of innovative ideas and tactics that lead to significant advancement. As I seek guidance from a trustworthy advisor, would you be willing to share details about the individual assisting you?
The decision on when to pick an Adviser is a very personal one. I take guidance from *Gertrude Margaret Quinto* to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Really good insight!
What are your thoughts on PLTR or SOUN?
Thank you! Personally not a huge fan of those stocks. If anything I like PLTR more than SOUN but I personally wouldn’t take a large position in these holdings
I am invested in VOO too just recently. So if VOO is a growth ETF, and not dividend ETF, so I am not able to reinvest dividend for VOO ?
VOO is more of a growth etf in my opinion but it’s not a “ true “ growth etf like something like SCHG, QQQM, VGT, etc. you are able to reinvest the dividend yield of around 1.3%. I personally reinvest the dividend of VOO which is like 3-5x higher than growth ETFs that I listed. Hope this helps!
Great video. I did VGT/QQQM/SOXQ Combo for my growth portfolio
💪🏼thank you!
Is this for a taxiable brokage acct or roth ira?
@@d.7819 could be both. I always try and max out Roth IRA first
I’ll take SPLG over VOO, each share is an easier bite for me. DGRO plus QQQM and JEPQ and that’s my core positions. I’ll get back to SCHD down the road, it just returned a record high dividend, but I’d rather buy at a lower price than what it’s trading at today.
If I had started young, in my twenties, I’d have leaned fairly heavy into growth with respect to my IRA accounts.
💪🏼smart, love the positions!
Schd for value; jepq for growth. 😊
💪🏼💪🏼💪🏼
@@Marcos_Millaplus fdvv instead of vym 😊
SCHD is DIVIDEND not VALUE, VOO/SPLG are value
@@creditrepairwizards meant large cap value holdings but yeah has good div rate.
VGT is just better than qqqm
Is there a diff with VUAA ? Isnt it the same thing just it auto invests the dividends?
Same thing as VOO. It’s just for people in different countries who can’t buy VOO!
@@Marcos_Milla Oh yeah makes sense. Any opinions on VWRP?
Hey Marcos!!! So....if I just have one account do a 50/50 DGRO & QQQM? No foundational approach? If so am I missing out on anything? Thank you!!
I feel like qqqm and DGRO aren’t direct comparisons to it. You do get a good amount of exposure to VOO since its market cap weighted and most of the top holdings in VOO are in QQQM. You could make the argument that QQQM and dgro is like VOO with both growth and value. It’s a hard answer tbh.
@@Marcos_Milla But Marcos are you now saying that QQQM/DGRO is better value/dividend growth than SCHD & DGRO? Just asking. For some time you praised SCHD & DGRO. I need a combo ETF for my IRA. Thank you!
@@ianscianablo8507 true dividend value if dgro and schd. QQQM is more of a growth/broad market etf depending on the way you look at it. Schd and dgro was a combo for dividend investing
@@Marcos_Milla You see Marcos you have infinite working capital to deploy. I'm in a much restrictive situation. I THINK I'll do a QQQM & DGRO. Worried about percentages though. I have 3 days off now and I need to make my choices.
I have been told not to be fooled, stocks and etfs are not the economy, I had 180k put aside waiting for the feds to stop raising rates, now I’m ready to get back in the market, but it looks like the pause is forever and Faang will still rise/fall, I’m confused, what could be the way moving forward
The stocks will go down further, and good luck on the feds pausing rate hikes with all the hawkishness that has failed to keep up with inflation
Don’t expect a soft landing, we know inflation is still far from it’s 2% destination -the FOMC didn’t reduce rates yet, we can never foretell their moves these days
If unemployment is able to remain steady while the fed hikes and inflation falls back to target a soft landing might be on the table
Fixed income Tbills and bonds may work for you while you try to figure out the next entry point for stocks
Who are you working with please ?
psq and qqq you can hedge with them, and they both pay dividends. Something to think about.
I mean they cancel out their returns. You would have to go heavy into one or the other to see “ resultsl. If one goes up and the other goes down at 50% splits then they cancel. But I would never go into inverse ETFs unless you have true conviction of shorting the market for a short term hold. Personally I like going long so maybe one day in a recession or huge market pull back I would be open to TQQQ for a short term hold
I’m 43 I’ll retire around 65. So I have about 20 plus years. Would you go with dgro or schd? Also what allocations would you do? Like percentage wise between the 2 fund portfolio.
Not financial advise. But if I had to choose 1, I would do dgro. Since both of these dividend ETFs have a excellent track history, I currently do both but it’s more of a 80/20 split with dgro as the higher allocation and schd the lower. In terms of percentages, it really depends on your preference. 50/50 is one I commonly see, but if you prioritize a dividend now then schd would be a higher allocation. If I had a 20 year time horizon and I was in the situation as you. I would do something like a 70/30 split with dgro the highest allocation and as the time horizon lowest maybe every few years you reevaluate, lower the dgro and increase schd exposure up
Am on late 30s, no investments yet, recently started watching investment videos. Started Bills . Planning to start with VOO/VFIAX but this video made me rethink. Marcus - what do you think? Getting confused with lot of options ? Firstly is it good idea to invest in this volatile markets?
There’s almost 10,000 ETFs if I’m not mistaken. I could make so many videos on the BEST ETFs to buy now or for this return or this risk or this yield or this diversification, yada yada. What I hate about the whole RUclips space is if we talked about only VOO or only VFIAX then our channels will be well not interesting I guess, so I try to entertain while educating people on different ETFs. If I’m being honest, the Warren buffet method of S&P 500 and chill of VOO or VFIAX is honestly the simplest, easiest, and one of the best strategies. One fund, 500 stocks, good returns, 1.37% dividend yield, low expense ratio, like sign me up. In terms of the investment buys but I buy $500-1000 per week regardless of if the market is in a recession, volatile, good news or bad news. I just dollar cost average. I’m not a financial advisor and this is not financial advise but I would do more research perhaps more on the S&P 500 and VOO/ VFIAX ( I prefer VOO than VFIAX for the lower expense ratio, you could buy with $1 instead of the $3000 initial buy, and tax efficiency) before you invest because if we ever go into a recession or a huge pullback, the worst thing you could do with the S&P 500 is get nervous and pull out or just don’t buy in. Hope this helps!
Thanks for taking time and sharing your thoughts
@@Sail333-np4xw no problem!
Great video I have 50/50 in my growth portfolio just QQQ and Vig
VIG is a very good dgro alternative. I love the portfolio 💪🏼 thank you for the comment!
Oh Marcos!!! Because of you I'm growing more greedy each and every day!!!!
👀
Risk vs Reward SCHD's dividend yield for the trailing twelve months is around 3.48%, more than DGRO's 2.38% yield. How ever The current volatility for iShares Core Dividend Growth ETF (DGRO) is 2.84%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 3.41%. This indicates that DGRO experiences smaller price fluctuations and is considered to be less risky than SCHD.
Love the analysis. Where did you get the volatility info ?
I will go with SCHD and SCHG
💪🏼
Great explanation, thank you
I have qus and not able to decided.. I want to the best combination in my portfolio for buy and forget .
Growth ETF ( 70% QQQM + dividend ETF ( 30% SCHD (15% ) and DGRO (15% ) and my age is 37 and I will add every month 10% of my salary for next 2-3 years Will that be good options to choose for my retirement.? Or could you suggest any tweaks to it , Your input will be really appreciated .
Not financial advise! But honestly hats a solid 3 fund combination. If you could stomach the growth etf volatility of QQQM if the market pulls back in the next 2-3 years. I could see this as an avenue. Ofc dgro and schd are going no where, excellent dividend ETFs.
I back tested VGT+SCHD/HDV it has more monster return than DGRO+QQQ. 😊
3 fund 💪🏼. Love it when people do their back tests! Great idea!
WE LOVE MARCOS! WHY DO WE LOVE HIM? CUZ HES GETTING US ALL RICHHHHH
😭😭😭😭😭
🫶🫶🫶
❤❤❤❤❤❤❤❤❤❤
I’ll stick to SCHD/SCHG. 😊
💪🏼💪🏼good ol schwab combo!
Hey marcos im 47 what do you think of voo+dgro+schd in a 3 etf portfolio?
(Not financial advice) if your time horizon is longer than I’d say 10+ years then I would say this is a wonderful strategy. Something to think about is to have a fully funded emergency fund to cover at least 6 monthly of expenses (hopefully the $ is in a HYSA or Money market fund), and a hopefully good amount of equity in real estate if you own a house then having these equities is good. I like VOO since it’s not going to be as volatile as growth ETFs but still you get a wonderful historical return that hopefully can continue for decades to come and then the dividend etf duo of schd + dgro really is one of the best dividend etf combos. For transparency, I own all 3 of these funds.
What’s your opinio about TQQQ etf ? is is worth ?
Personally not a long term holder on 3x leverage ETFs like TQQQ. I like TQQQ for a short term hold. I know some CFA charter holders who buy TQQQ at extreme value territory after a huge pullback. Unless it’s in a value play or a big pullback and a short term hold, ehh why not. Long term I’ll do QQQM.
@@Marcos_Milla Thanks for your kind and quick feedbback, And what about IXN ?, XLK ? I liked IXN and it’s cheap and affordable proce right now. but the Avg. Volume for trading not encouraging me!. I am looking for great and pure Tecnology etf with good price and avg.volume
@@Marcos_Milla Thanks brother for your quick feedback. Do you believe in IXN & XLK ? i see the IXN share price is very affordable but the avg. volume doesn’t force me to buy! Do you advise in IXN ? XLK is expensive ! .or Do you have more options for Pure technology etfs with good share price and avg. volum? Thanks
Just buy and hold TECL
@@joeschmoe1794 👀
Thank you for great video!
Thank you for watching 💪🏼💪🏼
Just curious why you prefer qqqm over VGT? The ER is 50% higher for qqqm.
Totally, so I’m a big believer of diversification and not having large exposure to a certain industry or stock. VGT has a large exposure to only info tech and the top 2 holdings make up 34% of the etf which is large exposure, this is a good thing and bad thing (higher risk = higher reward) as of course VGT had excellent returns over the past decade. ER is one thing, yes VGT has a lower ER, but ER is only one thing as 0.10 and 0.15 is nothing you’ll really notice. Not saying VGT is a bad etf, just to let people know the deeper dive of the reason for its outperformance and perhaps more about the nitty griddy. I know friends who own VGT and love it, and hey I’m super glad they’re invested in high quality funds instead of low quality, high cost, or riskier products.
Can you make video on $SPLG vs other compared to it. It has a low expense ratio .02%. I bought a little of it.
Put this in my notes for future uploads. Promise this will happen
Nice
What do you think of VOO + QQQM + DGRO + BOTZ ?? Thanks Marco
Not financial advise but everyone should know my good feelings towards VOO/QQQM/DGRO. So I’ll keep it short and yes these are 3 I buy weekly. In terms of BOTZ, it has a high expense ratio of 0.68% which isn’t bad but there are other great alternates that do better in terms of performance and goals for the etf. One I would look at for any AI/tech play is XLK. It’s a high quality technology only etf that invests in well some of the best tech stocks which of course have investments in AI and that whole movement. BOTZ does have exposure to Japan if that’s a industry or region you want but in my opinion like I said not financial advise, take a look at XLK. I think it might be something to do more research into, just my personal opinion !
@@Marcos_Milla thanks Marcos
@@Marcos_Milla thanks Marcos
I recently ( 2 months ago ) change to investing more in DGRO instead of SCHD and I do have
VOO+ DGRO+QQQM
What you think Marcos?
Great video BTW
Not financial advise. But if you have a longer time horizon, you’re preferably younger which means 20s, 30s and maybe early 40’s, then I like DGRO more than schd for the higher growth potential. The 3 fund you presented is one I do and I plan to hold for well ever. I personally have VOO as the highest allocation and have the other 2 funds in the mix for the dividend and growth potential, all 3 making a trifecta! I’m not a schd hater, I buy like 1 share of schd every other week which isn’t a lot but I buy a lot more dgro for the reasons in the video and I will pivot to schd if the performance is there in the future but that won’t be till maybe idk the next 20+ years.
What's the ess-vee five hundred?
🧍♂️
Does DGRO exclude the top 10% of the highest dividend yield stocks?
Yes this is correct! The stock not being in the top 10% dividend yield is a good thing in my opinion as the fund wants to exclude dividend traps. Wanting qualified income is also nice, though it comes at the cost of REIT exclusion (which I don't find particularly harmful).
@@Marcos_Milla yes agreed, helps exclude dividend traps 🪤
Big fan of this ETF and your awesome videos. Marcos M-ETF-illa!! 🏆🌟😃
I like that nickname 🐐🥶💪🏼💪🏼💪🏼💪🏼
@@Marcos_Milla what’s 🥶 for?
@@Marcos_Milla I’m glad you like that nickname. It’s strong 💪🏻 and accurate!!!
@@animaldonut ice 🧊, it’s like ice in your veins if you ever heard my generation say that stuff haha
@@Marcos_Millaoh, that is COLD!!! 🥶 💀
You will need $2.3 million in SCHD to get $6,000 per month ($18,000 quarterly).
💵🤑💪🏼
love DGRO & VOO combo
Oh stormy
i need advice i am 43 years old i want to invest now i have 300k i as going to use it for a house but no i want it for my retirement so and help will do i was thinking about putting in all in VOO for 20 years i have 100k in a saving account i can use that for emergency
Totally. (I’m not a financial advisor). But you could have VOO as a one set it and forget it etf in your investing portfolio in my opinion. As your time horizon becomes shorter, you could look into short term bonds (SGOV I like) or a money market fund. I like the 100k in a HYSA for emergency. Might be a bit much but if it covers 6 months of expenses, then that’s fine. The housing market is quite interesting given the high rate environment if you were to lock in a rate now, I’m not a huge expert on real estate but if you have the means I would say it’s a great long term asset (maybe not the best performance compared to the stock market) but great for diversifying your net worth.
@@Marcos_Milla thank you that helps a lot
@@thcbudsm8988 💪🏼
Fxaix and Fspgx 😊
Good old mutual funds 💪🏼
2 fund portfolio of you only want to etf. I choose a 3 fund portfolio in my Roth. I believe he is just trying to present he’s opinion if it was a 2 fund portfolio. If it was a 1 fund portfolio at that point he suggested in the past VOO or VTI…
100% I echo this. I truly don’t believe there’s 1 strategy that everyone should follow. There’s 1 fund, 2,3 fund, only individual stocks, dividend stocks, etc. everyone has different goals, risk tolerances, preferences, knowledge, etc. but I echo this !
What about IVV vs QQQM
QQQM for higher growth potential. IVV for that broad market tracking (little more safe) than QQQM but with excellent returns as well
It’s too much trouble. I like simplicity and only buy VOO and QQQ.
💪🏼everyone has different goals. But I’m glad you found a 2 etf portfolio that works for you💪🏼
Marcos, did you replace SCHD with DGRO?
I still have it in my 3 fund that I talked about in my last few videos. I have schd at my lowest allocation. Dgro is an etf that fits my goals and risk tolerance in the long run. I still add like 1 share of schd biweekly.
I still have it in my 3 fund that I talked about in my last few videos. I have schd at my lowest allocation. Dgro is an etf that fits my goals and risk tolerance in the long run. I still add like 1 share of schd biweekly. I still combine both for my dividend section as per the schd + dgro combo video. Probably the best combo for dividend growth in my opinion.
I have a messy portfolio, but it tends to beat the S&P 500. I dollar cost average $3,000 a month into the following and contribute an additional $1,000 for buying any dips during the month. What are your thoughts?
* VOO: 40%
* $MGK: 15%
* $QQQM: 15%
* $VDE: 10%
* $SCHD: 7.5%
* $VIG: 7.5%
* $VXUS: 2.5%
* $VNQ: 2.5%
What happened to the 3 etf portfolio?
I still do my 3 etf portfolio. I just know some people either don’t like a 3 etf, so I just made a 2 fund alternative. I will always have a 3 etf portfolio hence I revealed my VOO position alongside adding these 2 ETFs so it is a 3 etf fund
if this is a long term investment I don't think it's a good idea since this two ETF's haven't been even 10 years in the market.
Which ETFs?
Why do people seem to think that dividends is extra income when it's not😊😅😮😢😊
Reinvest them!
50/50 into the SCHD/XLK beats these two funds. You are welcome everyone
👀
😂😂😂
Hello, I wanted to provide some feedback. I've noticed that your last two videos seem to deviate from your previous content focusing on recommending the 3 Funds Portfolio. This is just my personal opinion, no offense intended. It gives viewers the impression that it's more for content creation rather than sticking to your earlier recommendations.
Additionally, too many suggestions may undermine your credibility, making it harder for viewers to trust your advice.
I was thinking the same thing 👍🏻
Totally! Yeah I try and present my videos like a menu. Where there’s many different ideas. 1 fund, 2 fund, 3 fund, individual stocks, dividend stocks, etc. I believe there’s no 1 strategy for someone since everyone has different goals, risk tolerances, preferences, etc. I totally understand where you are coming from and it’s no offense taken from me! I love the feedback. But I hope you get where I’m coming from. My strategy is a 3 fund portfolio for both my Roth and brokerage. However, this strategy was for those who perhaps don’t want ONLY the S&P 500 so I came up with this idea and was up front saying like hey I’m not going to stop investing in VOO. Hope this helps!
Which is better at beat Voo? A two fight nd portfolio like this or a three fund portfolio with some Voo mixed in as a third?
@user-lu5cl3vu9p 3 Funds Portfolio is still the widely recommended for the more diversification and lesser volatility compared to this 2 Funds pf.
If we are doing back testing, VGT beats all of them. If u keed back testing, SMH beats all of them. 🤷🏾♂️ 🤷🏾♂️
👀
The assumption you're making is the past outperformance will continue rather than divert to the mean relative to others.
Only time will tell⏰
Please share all your excel etc
JEPQ > DGRO and SCHD
J.P. Morgan 💪🏼😎
@Marcos_Milla I personally have been using JEPQ as my hybrid version of VOO/SCHD and then buy among the Mag 7 in buy opportunities for growth. That's it. Try to keep it simple.
SCHD and VOO has most of my money. Not cashing any of it out.
@@defendingthefaith.7889 💪🏼👀bueno
ESKETTIT 🗣🗣🗣
Ice man🧊
40k invested in VOO? I thought you had 100k invested? I swore I watched your other video that you invested 100k in It lol
Haha, I know what video you’re referring to. I try and be more transparent with my investments. That video was more about how 100k in VOO is life changing due to the power of compounding where 100k is a life changing number. My total portfolio value is around $83k including some money market fund buying power. Still have VOO as my highest investment and will forever
DIA & QQQ 💰
DIA is so underrated 💪🏼💪🏼💪🏼
@@Marcos_Milla yes, many investors don’t like that it’s a price weighted index but it has a profitable track record since it’s inception in 1998 and is the only major index ETF paying monthly dividends
sir please share all your free excel etc thanks sir
🤔🧐
Dividends is not passive income it lower the value of that stock.. it's like the bank taking $5 out of your account and giving it back to you😊😅
Test VOO/IVV/SPLG + SCHD/DGRO + QQQM vs SMH
💪🏼💪🏼
Worst comment section ever!
:,(
@@Marcos_Milla Not your fault dude, these bots are insane!
@@SkarrGaming for real, no matter how much I try and mitigate it, they just keep coming. I feel like it’s fairly obvious that it’s a bot but honestly some of them look so good that once or twice I was fooled haha
How do you know they are bots😂
future 40years with 13.5% returns?. Seems like you are living in the past too much,.
Solid point. We’ll see how the next 40 years goes. I’ll always have the VOO at the top position for me.
@@Marcos_Milla buying only VOO is called US performance chasing!!
$DGRO and $QQQM
💪🏼