How Many ETFs Do you Own? BONUS: If you name them😆! 🚨Join my EXCLUSIVE Membership Group📊 (Access to my Investing Portfolios & Buy Alerts): ruclips.net/channel/UCYLtcHw-DY9IIEnFSrU6U-wjoin 🤑See My Portfolio FOR FREE with Blossom: blossomsocialapp.page.link/marcosmilla
How many ETFs? Probably a few too many, and I'll probably consolidate those with overlap downward into the better performers over the next few years. Even then, based on my investment objectives, I'll still have more than 3 or 4.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I'm convinced that investing $50k-100k in the right company before it goes big is more important than saving for retirement. However, picking the right company is so hard. I have around $200k in a HYSA and want to invest. What are the best opportunities now?
I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've stuck with the popularly ‘’Annette Christine Conte ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
thank you for putting this out, it has rekindled the fire to my goal... was able to spot Annette after inputting her full name on the web, she seems highly professional with over a decades of experience.
Buying of just any ETFs is easy, but buying the right one without a time-tested strategy is incredibly hard. Hence which is best to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies.
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
The best course of action if you lack market knowledge is to ask a consultant for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since 2023 January. I believe that is the most effective way to enter the business at the moment.
Sharon Ann Meny is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I own SCHD, VOO, XLK & QQQM. I also own individual stocks that I collect dividends and sell covered calls on. Thanks for the advice and recommendations!
I grew up working class and investing has been an entire game changer for how I treat my money. It is fascinating to think that I only began looking for stocks and ETFs to buy in 2021, and being consistent even during market downturns got me having almost two million dollars in my portfolio!
As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make over $400k like some people are this season.
I believe the safest approach is to diversify investments especially under professional; guide. You can mitigate the effects of a market meltdown by diversifying their investments across different asset classes such as stocks, etfs etc It is important to seek the advice of an expert.
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
'Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
One would agree it’s impossible to say no to an opportunity like the S&P ETFs, SPY has been up, I’m being guided by a remarkable analyst to get more anytime it’s low, cashing up along the way on all moves made, as well as incorporating new stocks.
You should take to note that investing and growth are different, if you’re for growth you might want to keep your eyes on perhaps say PLTR and chip stocks.
I’ve come to notice a lot of intending investors and traders when the misconception of making their moves off trends. I’ve tried all and I’ve found participation behind actual top performers and earners indeed most rewarding as I attain how they execute perfectly. Coach Kevin Mikan takes proper care of my holdings giving me an edge to successful interest.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
My recipe for pure 'income' (hopefully the ETF maintains the NAV in the long-term): SVOL (~15%/yr, alternative index with options overlay) + SPYI (~12%/yr, standard index with CC overlay) + BIZD (~10%/yr, traditional approach).
looking into $GMGI, +95% this year in 2024 already, TSLA is a long term holding for me, my whole portfolio is breaking $60m this week, real estate is next.
There are thousands of ETFs out there to choose from exactly it’s giving me brain headache. I am a Fidelity customer on 55 years old. Should I invest in growth ETFs or dividend? ETFs comments are welcome thank you.
That’s the problem I hate is there’s thousands and thousands of ETFs to choose from which is why my content tries to narrow it down to some of the better ones for investors to choose from. If you have a high risk tolerance snd long time horizon (5+ years at LEAST) I recommend 10+ year time horizon then I like growth ETFs. For dividends, traditionally they will have lower volatility than growth ETFs and have more well established boring companies but they do pay a very healthy dividend which can be great for those needing the income as they near retirement. I like dividend ETFs at this age as well.
Ive been thinking of going SCHD, QQQM, VOO, and VGT. Im coming into a large sum of money and my plan is to spit it between these ETFs and add $1000 every month, mostly to SCHD, for around 20 years. At 20 years Ill start slowly putting a small percentage into a high yielding ETF, such as a SPYI equivalent, and live off of that. What are your guys thoughts?
I’d say that’s a solid plan. In 20 years when that time comes I could do research on SPYI, and maybe look into JEPI/JEPQ, maybe if we are still in a high rate environment like a treasury bond etc like SGOV. Seems like you got it going pretty good soon!
Similar strategy to mine! Im going 50:50 with schd & qqqm. Monthly $1000 for 10 years then $2000 for another 10 years. I will start rebalancing the 50:50 ratio to around 80:20 or even 100:0 when Im at year 15. Good luck to our retirements!
I have a 5 ETF portfolio. 20% SCHD, 20% SCHG, 20% XMHQ, 20% AVUV, and 20% VXUS. Gives me exposure to large cap value, and growth at a 40% allocation, but significant exposure to U.S. mid cap quality and small cap value which outperforms the s and p 500 over the long term. The modest exposure to VXUS also ensures I diversify to emerging markets and returns a very healthy dividend.
Another great video Marcos, my risk tolerance for growth for "conservative" go with QQQM, VUG, MGK, but for more risky growth I'd go with VGT, XLK or a semi-conductor ETF like SMH or SOXQ.
This is what I do for BOTH brokerage and ROTH Keep in mind what im about to tell u is not what u should do.I do this because it works for me .This is not advice and im not a adviser.IM just a person who simple wants the easiest way to set it and forget it long term growth .Im in this till I leave this earth.Ok here we go.SCHD ,SCHG AND VOO.This setup has set me up for possible amazing growth .cheap ETF'S and VERY LOW expense ratios.You can no go wrong.
My real portfolio is: 20 - VT [for global exposure] 12.5 - AVUV [one US Small Value etf] 07.5 - AVDV [one Develop Sm Value etf] 25 - SCHD [for income] 15 - IXN [one global tech etf] 05 - IXC [for global energy, for defensive exposure] 05 - Bitcoin itself [for value reserve for long time period] But if I following the spirit this video, my portfolio would be: 20 - VOO or AVUV or VBR [other US small value] 40 - SCHD 35-40 - QQQM 0-5 - Bitcoin itself or IBIT, BITB and BITO [if want especulate with BTC] or 20 - VOO/AVUV/VBR 40 - SCHD 20 - QQQM 15-20 - FTEC/VGT/SMH/IXN [for Tech lovers] 0-5 - Bitcoin itself
I own VGT, MGK, VTI, VIG, VXUS, IVV, and SCHD... I did make an error when building this out 5 years ago as VTI and IVV have a lot of overlap by weight and holdings... my ETFs make up about 20% of my portfolio currently. Working to get it back up to 30% as I had some individual stocks take off.
@@Marcos_Milla I have spread across mine and my wife's Traditional/Roth IRAs and a brokerage so it seems like too many but I dollar cost average into all of them.
I've been saying for years now that people can't wrap their minds around how high Bitcoin can go. Everyone is preaching caution right now which is interesting. The reality is that the demand is just getting started. Only a fraction of the asset managers have been buying. Plus Hong Kong has finally approved their ETF. Now there will be retail. Things are get really serious. Those of us who were still buying the week after the FTX crash are about to be rewarded. Central to this transformative shift is Linda Wilburn, whose profound comprehension of both cryptocurrency and traditional trading has played a crucial role. her comprehensive investment strategy and dedication to staying informed about market trends position she as an invaluable ally in navigating this new era of cryptocurrency investment...managed to grow a nest egg of around 3.4BTC to a decent 16B TC in the space of a few months..
I have an all exclusive 30 fund ETF portfolio with M1 Finance worth about $4.7 million that’s on both Margin loans and Leveraged ETFs that are being dollar cost averaged into such as TQQQ, UPRO, and TMF. Been working out very well for me. The key is to DCA. Never put a lump sum into leveraged anything. That’s a recipe for disaster!!
Hey Marcos, thank you! What do you think of having both QQQ and SMH as the growth etfs in the same 4 portfolio? Is it a good move or it could be better to pick one?
Your content is so comprehensive and helpful! My question is, can you purchase a vanguard ETF like VOO on the Charles Schwab platform without fees? I want to mix vanguard and Schwab ETFs on a Charles Schwab account. Thank you!
I own SPHD and DHS . They both return roughly a modest 8%. But they pay over 4% in dividends. I have DRIP on. And the goal is to funnel enough money in to retire by 45. In 24 right now. I did the math on growth ETFs. Growing those and converting it into dividend ETFs in retirement, are not that much different than just holding the dividend ETFs. After you sell something like QQQ and pay your tax, you’d end up with the same amount SPHD or DHS would be at later down the line. For me I don’t listen to the dividend naysayers because I’ve already worked the math out.
Yeah, I'm an old investor, but I have added about 5% to SOXQ, and I really like that one for helpfully several more years. 🤔 I might even add a bit more but not going to sell my XLK.
I have a question, it could be dumb question but , why do people invest in dividend ETFs /stocks when growth etfs will always be outperforming over the long run and even if it goes down we can just sell some of it to pay expenses???
People seem to think that dividends is extra money but they're not.. look it up but dividends does not pay extra money it Lower the value of that stock😊
It all depends on people’s investing preferences. Also, some years value/dividend stocks outperform growth stocks. But yes, it’s true that most growth ETFs/stocks have outperformed over a longer period of time. Dividend ETFs are an avenue people go toward because of that predictable dividend that’s more than a growth etf would provide and usually if it’s a high quality company providing a good dividend, the dividend should increase year over year, perhaps the share price follows an uptrend when a dividend is increased, and the shareholder is left with more dividends per year and a higher return on investment. Dividend stocks are also inherently less volatile than growth stocks, hence why it could be an avenue people can get with. It all depends on goals/risk tolerances but dividend stocks I’d say are for people wanting dividends of course, high quality and reliable companies that have been around longer than some of the growth stocks in a growth etf, have predictable and successful business models, low volatility, and the potential to live off their dividend income one day and pull out less less the principal or value of their portfolio. Hope this helps!
Hi Marcos! Hi! If I stay with Merrill Edge can I use VOO, SCHD & Invesco for my 3 fund platform? Also PLEASE show us how to automate a 3 fund port. Thank you Marcos!
I’m not too familiar with Merrill edge but you should be able to. To automate a 3 fund portfolio it’s as simple as just telling the broker or investing app to invest a certain dollar amount into your portfolio of ETFs every single week or month to the percentages of your strategy
I like SPYG, low cost, high performing etf mainly looking at the top growth companies in the S&P 500. I also love the sub 100 share price for those who only buy whole shares.
@@officialroseworld1997 I’m learning how to grow a taxable account to supplement current income as in pay the taxes but enjoy the gains now to have easier money 💰
What I always say to do is max out the Roth IRA and then use the rest in a taxable. You always want any dividends protected from taxes. So the comment by Officalroseworld. But yes schd is a good idea for both, but max out a Roth IRA first then move to a taxable.
Hi Marcos-love the videos!!! Just asking-could SPMO replace VOO in that 3 ETF portfolio? SPMO be that foundational section to the three port? Along with dividends?
@@Marcos_Milla Thank you Marcos. I'll keep VOO. I'm doing 33% VOO, SCHD & QQQM. I should be okay. I'm talking to ML Edge tomorrow to get this REAL investment journey on its way!!!
@@Marcos_Milla I'm 58! I got no choice but to stay the course. It's just me in upstate, New York. As long as I'm alive I'm investing. Thank you friend!
I have PEY high Invesco 4 key things with this one that I have you get growth you get dividends a good price and good quality it's a mixture of companies it holds 50 companies that's in the NASDAQ it holds some dividend Kings and dividend aristocrats that's why I like this fund it has a balance you get growth and dividends inside of it
I would say to choose between either VOO and VTI. Leave VXUS as a smaller allocation in my opinion. I personally like SCHG more than VUG if you want a growth fund. (Not financial advise) just my 2 cents !
I have been trading for about 6 months now and just about every mine, it backfires and slaps me in my face. Nearly impossible for me to catch more than a few points I try to do top down analysis but it doesn't work for me . I say to myself, clearly I'm in the 90% that lose money, so I open a demo account, do my analysis, then take the opposite of what I would normally take and get the same result. I'm starting to feel hopeless, any advice for a struggling trader?
What are your legit thoughts( NON FINANCIAL ADVICE), just your honest to god opinion on the 3 ETF portfolio being (SPLG, DGRO, and QQQM,) this being a smaller Roth ira account, VOO is amazing obviously but just to expensive....or would you swap out DGRO for SCHD?, thanks for the opinions
(Not financial advice). But I would invest in the SPLG, DGRO, QQQM portfolio if I was given it haha. I personally like dgro more in the long run than schd (hence why I have a higher allocation to it). Smart that it’s in the Roth ira!
Hmm, I legit had a treasury bond etf like SGOV in the video but decided to cut it because I was going to go more into depth about this etf for reitrees. This is non financial advise but one etf, ehhh, depends the circumstances. Like how much money is in schd, how much do you plan to pull out from it every year, what’s your risk tolerance, what’s your long term plans with schd, etc, so so many variables. In short yes if you don’t need too much of the principal and want to live off the dividends and a touch of withdrawing from your principal and are okay with the volatility of stocks given their nature. No in my opinion if you need the money now, have a lower risk tolerance, etc. because I like SGOV as a treasury bond for low risk and currently it pays a 5%+ yield. So it Protects your money more than schd, but hey pair both maybe or choose only schd. Either or but please please please do the research💪🏼
There’s a new algorithm for RUclips where you could click to publish to subscribers immediately or delay it for 2-3 days. I chose to delay because I like these videos to go out to a broad audience first and then I also do a community post to notify subscribers of my latest video so it’s a win win! I apologize for any inconvenience or confusion. I know you’re a long time subscriber and have been there in my comment section supporting me for a while. I appreciate you !
Most ETFs have a dividend of some kind, anywhere from 0.5% to 3.5% from the high quality ones. I’m not a huge fan of the 8-10% yields on covered call ETFs since you’ll make more money in the long run with a true quarterly paying dividend etf (DIVO being an exception). You don’t have to invest in dividend ETFs to get great returns in the long run, but is it recommended? I would say if you truly want dividend ETFs then go for it but it’s not NECESSARY. I like broad market ETFs like an S&P 500 etf VOO, VTI, VT, etc. it’s really up to you and your investing strategy !
I like the positions you have. Really up to you on the percentage allocations. JEPQ is an interesting one if you really want the income now and you will trail the QQQ but SOXX could make up for it in the historical high returns
I have a 3 fund portfolio VOO 50%, SCHD 25%, and QQQM 25%. May try a 4 fund portfolio. I’m not familiar with crypto. What can I use as a 4th ETF instead of crypto?
Not financial advise*. But I like that combo a lot. It’s my favorite 2 etf dividend portfolio. Way better than what people usually do is choosing like one dividend etf. The more concentration to DGRO is more for people who have a longer investing time horizon in my opinion and want more aggressive returns because I’m super bullish on the long term performance of dgro. I personally have both funds and heavily invest more into dgro than I do with schd but that doesn’t mean both aren’t as good, I just like dgro more than schd in the long run and like the yield on schd and historical returns, so it will be interesting to see how they both stack up in time!
@@MarioChapa-m7d you still have a fair amount of time. For growth allocation at 47 I like SCHG or VOO. Leaning to VOO if I was at your age. Hope this helps💪🏼💪🏼like before, research research research!
I should of spoke more about international. In my backend stuff for some reason I thought VT was enough international inclusion since it’s the best for true diversification. This is something I will implement further in future videos. My apologies. I see your comment and taking note of it. Once again, apologies.
@@robertcolceri1692fidelity is probably the best account for custodials. Super easy to setup, you could even give them a call to ask for help or there’s probably a video on it to set it up. Fidelity just an all around great platform for beginners so when she gets the account, it’s super easy to explain to her what’s going on. In terms of holdings , I am NOT a financial advisor. But I like the Dave Ramsey buy a broad market etf and chill. Think of a low cost S&P 500 etf like VOO or SPLG if you want to get even cheaper expense ratio. And since you want to target some growth in the mix for college/retirement, perhaps adding a growth ETF like SCHG wouldn’t hurt. I like to keep any broad market index fund (think S&P 500) at the highest holding them allowing the other etf or ETFs to be a lower holding. That’s my opinion, you could research any fund. But when I have kids. That’s what I’m honesty going to do. Cheers!
Investing in stocks may appear simple, but selecting the appropriate stock without a proven strategy can be tough. I've been trying to develop my $210,000 portfolio for a while, but the biggest hurdle is a lack of a clear entrance and exit strategy. Any feedback on this topic would be greatly welcomed.
Investing in multiple asset classes can mitigate risk more effectively than placing all of your capital in one. See a financial consultant if you don't comprehend finances well enough.
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
I like the 60/20/20. Not financial advise. But that’s pretty good exposure to us stocks with the world etf in the mix. I would personally if I had this portfolio do a 50/25/25 like you suggested or keep it the way you had it.
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
YES!!! That's exactly her name (Natalie Strayer) so many people have recommended highly about her and am just starting with her from Brisbane Australia🇦🇺
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills.
I just transferred $1.4M into an online platform Traditional IRA holding 25% VOO, 25% VTI, 35% VGT, 15% SCHD. I hold other ETF pies that hold QQQM, DGRO, JEPI, JEPQ, SMH, XLK, SOXQ, PSI, XSD, SPYI, VIG, VUG. I put $8000 a year into the IRA with dividends reinvested and $10,000 a month into the other pies.
@@BY-we6kx I do know VOO and VTI overlap but I wanted to invest 4000 companies instead of 500 or 3500. Plus they do have different performance returns.
Totally, go onto my most recent video. In the description of my most recent video on the top link there’s my private membership group. Let me know if you have trouble finding that link.
How Many ETFs Do you Own? BONUS: If you name them😆!
🚨Join my EXCLUSIVE Membership Group📊 (Access to my Investing Portfolios & Buy Alerts): ruclips.net/channel/UCYLtcHw-DY9IIEnFSrU6U-wjoin
🤑See My Portfolio FOR FREE with Blossom: blossomsocialapp.page.link/marcosmilla
How many ETFs? Probably a few too many, and I'll probably consolidate those with overlap downward into the better performers over the next few years. Even then, based on my investment objectives, I'll still have more than 3 or 4.
Lil qqqm with some qqqm sprinkled on top of the qqqm
@@i_villa7967 lil Nvidia
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
I'm convinced that investing $50k-100k in the right company before it goes big is more important than saving for retirement. However, picking the right company is so hard. I have around $200k in a HYSA and want to invest. What are the best opportunities now?
I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've stuck with the popularly ‘’Annette Christine Conte ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
thank you for putting this out, it has rekindled the fire to my goal... was able to spot Annette after inputting her full name on the web, she seems highly professional with over a decades of experience.
Buying of just any ETFs is easy, but buying the right one without a time-tested strategy is incredibly hard. Hence which is best to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies.
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
The best course of action if you lack market knowledge is to ask a consultant for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since 2023 January. I believe that is the most effective way to enter the business at the moment.
Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?
Sharon Ann Meny is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks, I just googled Sharon and I'm really impressed with her credentials. I reached out since I need all the assistance I can get.
I own SCHD, VOO, XLK & QQQM. I also own individual stocks that I collect dividends and sell covered calls on. Thanks for the advice and recommendations!
💪🏼
XLK is 🔥
I grew up working class and investing has been an entire game changer for how I treat my money. It is fascinating to think that I only began looking for stocks and ETFs to buy in 2021, and being consistent even during market downturns got me having almost two million dollars in my portfolio!
Awesome! Keep it simple, buy things you understand, take some risk but don’t try to shoot the lights out.
@@barbborstein7640 1000% agree
As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make over $400k like some people are this season.
I believe the safest approach is to diversify investments especially under professional; guide. You can mitigate the effects of a market meltdown by diversifying their investments across different asset classes such as stocks, etfs etc It is important to seek the advice of an expert.
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?
'Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
One would agree it’s impossible to say no to an opportunity like the S&P ETFs, SPY has been up,
I’m being guided by a remarkable analyst to get more anytime it’s low, cashing up along the way on all moves made, as well as incorporating new stocks.
VOO, IVV even SCH doing quite impressive on the scenes, safe to say they’re doing well.
I dare say VOO is tested and trusted, one would call it almost a buy IMO.
You should take to note that investing and growth are different, if you’re for growth you might want to keep your eyes on perhaps say PLTR and chip stocks.
There’s much uncertainty if you ask me, I’m curious as to the next wave of stocks to do well as regards growth over the next decade.
I’ve come to notice a lot of intending investors and traders when the misconception of making their moves off trends. I’ve tried all and I’ve found participation behind actual top performers and earners indeed most rewarding as I attain how they execute perfectly. Coach Kevin Mikan takes proper care of my holdings giving me an edge to successful interest.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Thank you for the lead. I searched her up, and I have sent her a message. I hope she gets back to me soon.
I own VOO, QQQ, SCHD and VGT. I enjoy your videos. Just subscribed. Keep it going Marcos!
Thank you! I really appreciate it a ton💪🏼
Same!!
My husband and I have SCHD, FTEC, IBIT and SCHG. Also, we both have pensions in a 2031 retirement fund through our State and VA accounts.
💪🏼🫡
My main three are: VOO, SCHG & SCHD. I do have smaller positions of other ETFs in other investing accounts, like VGT, AIQ, SOXQ and QQQM.
Let’s go!👀💪🏼
SCHG is King 😊😊😊
@@davidbrooks8809Couldn’t agree more. SCHG is my favorite ETF. I’m trying to acquire as many shares as possible.
@@davidbrooks8809SCHG is my favorite! Love that ETF.
My recipe for pure 'income' (hopefully the ETF maintains the NAV in the long-term): SVOL (~15%/yr, alternative index with options overlay) + SPYI (~12%/yr, standard index with CC overlay) + BIZD (~10%/yr, traditional approach).
looking into $GMGI, +95% this year in 2024 already, TSLA is a long term holding for me, my whole portfolio is breaking $60m this week, real estate is next.
Congrats! are you a pro, whats your cash flow like?
No I'm not Diana Leayani lara is behind my growth, look her up or make proper research for one who is suitable with your goals.
She is a great trader and someone I admire and watch everyday, was happy to see her in person in New York
I’m rockin with SCHD, SPLG, QQQM
Love it 💪🏼
There are thousands of ETFs out there to choose from exactly it’s giving me brain headache. I am a Fidelity customer on 55 years old. Should I invest in growth ETFs or dividend? ETFs comments are welcome thank you.
That’s the problem I hate is there’s thousands and thousands of ETFs to choose from which is why my content tries to narrow it down to some of the better ones for investors to choose from. If you have a high risk tolerance snd long time horizon (5+ years at LEAST) I recommend 10+ year time horizon then I like growth ETFs. For dividends, traditionally they will have lower volatility than growth ETFs and have more well established boring companies but they do pay a very healthy dividend which can be great for those needing the income as they near retirement. I like dividend ETFs at this age as well.
Ive been thinking of going SCHD, QQQM, VOO, and VGT. Im coming into a large sum of money and my plan is to spit it between these ETFs and add $1000 every month, mostly to SCHD, for around 20 years. At 20 years Ill start slowly putting a small percentage into a high yielding ETF, such as a SPYI equivalent, and live off of that. What are your guys thoughts?
I’d say that’s a solid plan. In 20 years when that time comes I could do research on SPYI, and maybe look into JEPI/JEPQ, maybe if we are still in a high rate environment like a treasury bond etc like SGOV. Seems like you got it going pretty good soon!
Similar strategy to mine! Im going 50:50 with schd & qqqm. Monthly $1000 for 10 years then $2000 for another 10 years. I will start rebalancing the 50:50 ratio to around 80:20 or even 100:0 when Im at year 15. Good luck to our retirements!
@@tobytlee 🙏🏼🙏🏼
@@tobytlee good luck to you as well. I was on the fence of doing a 50:50 with SCHD and QQQM or VGT but just decided to split it 4 ways.
love the video marcos! I have a 2 ETF PORTFOLIO 70% VOO & 30% QQQM
💪🏼👀
70% Voo 30% Vgt
@@mikebiggs1337 💪🏼📈
VT and SCHG are also great 😊
I have a 5 ETF portfolio. 20% SCHD, 20% SCHG, 20% XMHQ, 20% AVUV, and 20% VXUS.
Gives me exposure to large cap value, and growth at a 40% allocation, but significant exposure to U.S. mid cap quality and small cap value which outperforms the s and p 500 over the long term. The modest exposure to VXUS also ensures I diversify to emerging markets and returns a very healthy dividend.
💪🏼💪🏼💪🏼
Another great video Marcos, my risk tolerance for growth for "conservative" go with QQQM, VUG, MGK, but for more risky growth I'd go with VGT, XLK or a semi-conductor ETF like SMH or SOXQ.
thank you my friend! love the ideas!
QQQM, SCHG, DGRO, SCHD
💪🏼💪🏼
I mainly own VOO, SCHD, QQQ, and JEPQ👍
💪🏼💪🏼💪🏼💪🏼
Thanks for all the hard work supplying all this information. Much appreciated!
Yessir!💪🏼
I do:
30% S&P 500 ETF
20% Total Market ETF
10% Mid Cap ETF
10% International ETF
10% BOND ETF
10% Dividend Stocks & ETFs
5% Individual Companies
5% Real Estate ETF
💪🏼👀
This is what I do for BOTH brokerage and ROTH Keep in mind what im about to tell u is not what u should do.I do this because it works for me .This is not advice and im not a adviser.IM just a person who simple wants the easiest way to set it and forget it long term growth .Im in this till I leave this earth.Ok here we go.SCHD ,SCHG AND VOO.This setup has set me up for possible amazing growth .cheap ETF'S and VERY LOW expense ratios.You can no go wrong.
💪🏼💪🏼Charles Schwab duo with VOO is 🔥
I’m just doing 100% in voo until I get comfortable. Than possibly schd or qqqm
Love this💪🏼
I did this as well
@@Marcos_Milla you like qqqm or schd better!
@@Marcos_Milla what would you suggest if I do have a brokerage taxable account? So that I don’t get taxed too much with dividends?
SCHG is King 😊😊
My core is: 30% broad US, 30% SCHD, and 10% BRK.B. The last 30% are 7 dividend growth and international dividend funds.
💪🏼💪🏼💪🏼💪🏼
My real portfolio is:
20 - VT [for global exposure]
12.5 - AVUV [one US Small Value etf]
07.5 - AVDV [one Develop Sm Value etf]
25 - SCHD [for income]
15 - IXN [one global tech etf]
05 - IXC [for global energy, for defensive exposure]
05 - Bitcoin itself [for value reserve for long time period]
But if I following the spirit this video, my portfolio would be:
20 - VOO or AVUV or VBR [other US small value]
40 - SCHD
35-40 - QQQM
0-5 - Bitcoin itself or IBIT, BITB and BITO [if want especulate with BTC]
or
20 - VOO/AVUV/VBR
40 - SCHD
20 - QQQM
15-20 - FTEC/VGT/SMH/IXN [for Tech lovers]
0-5 - Bitcoin itself
Your real portfolio is DUMB ASH🤣 you won’t ever retire boy
👀
I own VGT, MGK, VTI, VIG, VXUS, IVV, and SCHD... I did make an error when building this out 5 years ago as VTI and IVV have a lot of overlap by weight and holdings... my ETFs make up about 20% of my portfolio currently. Working to get it back up to 30% as I had some individual stocks take off.
💪🏼💪🏼looks like you got some managing to do but you seem very hands on which I like
@@Marcos_Milla I have spread across mine and my wife's Traditional/Roth IRAs and a brokerage so it seems like too many but I dollar cost average into all of them.
FXAIX, SCHD, DIVO, ITOT and QYLD. Great video.
Thank you 💪🏼💪🏼💪🏼
I own VOO, SCHD, SMH, PPA, DXJ and a DIY tech ETF im up 9.3%
💪🏼
Great stuff,cant wait to build my portfolio
Let’s go 💪🏼💪🏼
Thanks bro good luck to us 🎉
@@rhoelg 💪🏼💪🏼
I've been saying for years now that people can't wrap their minds around how high Bitcoin can go. Everyone is preaching caution right now which is interesting. The reality is that the demand is just getting started. Only a fraction of the asset managers have been buying. Plus Hong Kong has finally approved their ETF. Now there will be retail. Things are get really serious. Those of us who were still buying the week after the FTX crash are about to be rewarded. Central to this transformative shift is Linda Wilburn, whose profound comprehension of both cryptocurrency and traditional trading has played a crucial role. her comprehensive investment strategy and dedication to staying informed about market trends position she as an invaluable ally in navigating this new era of cryptocurrency investment...managed to grow a nest egg of around 3.4BTC to a decent 16B TC in the space of a few months..
Productivity is never accidental; it is always the result of careful planning, dedication, and consistency.
SCHD, SPLG, SCHG 🎉💪🏽
💪🏼💪🏼
To be honest with you this is a great looking portfolio but can I suggest one more thing!!?? VT😊
I own 2 ETF -- VTI and FTEC
💪🏼💪🏼glad to hear !
Vti & schg
@@mikebiggs1337 💪🏼👀
SCHG is King for me😊
I have an all exclusive 30 fund ETF portfolio with M1 Finance worth about $4.7 million that’s on both Margin loans and Leveraged ETFs that are being dollar cost averaged into such as TQQQ, UPRO, and TMF. Been working out very well for me. The key is to DCA. Never put a lump sum into leveraged anything. That’s a recipe for disaster!!
Impressive! Do you have to pick a good timing when DCA into these? How often do you DCA into one of them? Thanks!
4.7..ok😂😢😅😊
I have the following: VOO 25%, SCHD 35%, SCHG 15%, VGT 15%, SMH 10%🙂
💪🏼💪🏼💪🏼
IVV, QQQm, SCHD in one account
VOO, VGT, VYM in another one
Love both 3 funds! the Vangaurd trio is awesome 💪🏼💪🏼
Isso é interessante. Pretendo fazer a mesma coisa.
Hey Marcos, thank you! What do you think of having both QQQ and SMH as the growth etfs in the same 4 portfolio? Is it a good move or it could be better to pick one?
I like both ETFs. Very aggressive with SMH if you have a higher risk tolerance and long time horizon.
Hey there! Just wanted to share that I realized I only need 1 ETF, so I went with VGT. It has 300+ holdings in tech, so it's diverse enough for me. 😅
Everyone has their own personal investing goals, styles, risk tolerences, preferences, etc. nice!💪🏼💪🏼
VGT is hot..but can you please add SCHG..its King 😊
@@davidbrooks8809 sorry I can't bro. There's only one king in my world which is me and VGT is my servant. 🤣🤣🤣
Your content is so comprehensive and helpful! My question is, can you purchase a vanguard ETF like VOO on the Charles Schwab platform without fees? I want to mix vanguard and Schwab ETFs on a Charles Schwab account. Thank you!
There is no fee to buy Vangaurd ETFs on Schwab! And thank you!
I own SPHD and DHS . They both return roughly a modest 8%. But they pay over 4% in dividends. I have DRIP on. And the goal is to funnel enough money in to retire by 45. In 24 right now. I did the math on growth ETFs. Growing those and converting it into dividend ETFs in retirement, are not that much different than just holding the dividend ETFs. After you sell something like QQQ and pay your tax, you’d end up with the same amount SPHD or DHS would be at later down the line. For me I don’t listen to the dividend naysayers because I’ve already worked the math out.
Dividend investing is a powerful wealth building strategy 💪🏼
Voo, SCHD, DGRO, DGRW
💪🏼💪🏼💪🏼
SCHD, VOO, FTEC, SOXQ, VPU, VDC, VGT
💪🏼
Yeah, I'm an old investor, but I have added about 5% to SOXQ, and I really like that one for helpfully several more years. 🤔 I might even add a bit more but not going to sell my XLK.
That’s a lot of overlap. VTI and chill
@@KingJack86 got VTI in the 401k, keeping it simple 💪🏼
I have a question, it could be dumb question but , why do people invest in dividend ETFs /stocks when growth etfs will always be outperforming over the long run and even if it goes down we can just sell some of it to pay expenses???
People seem to think that dividends is extra money but they're not.. look it up but dividends does not pay extra money it Lower the value of that stock😊
It all depends on people’s investing preferences. Also, some years value/dividend stocks outperform growth stocks. But yes, it’s true that most growth ETFs/stocks have outperformed over a longer period of time. Dividend ETFs are an avenue people go toward because of that predictable dividend that’s more than a growth etf would provide and usually if it’s a high quality company providing a good dividend, the dividend should increase year over year, perhaps the share price follows an uptrend when a dividend is increased, and the shareholder is left with more dividends per year and a higher return on investment. Dividend stocks are also inherently less volatile than growth stocks, hence why it could be an avenue people can get with. It all depends on goals/risk tolerances but dividend stocks I’d say are for people wanting dividends of course, high quality and reliable companies that have been around longer than some of the growth stocks in a growth etf, have predictable and successful business models, low volatility, and the potential to live off their dividend income one day and pull out less less the principal or value of their portfolio. Hope this helps!
I own VOO,QQQM,SCHD and IBIT
💪🏼💪🏼💪🏼
Great portfolio
@@cryptotiger7780 👀
Hi Marcos! Hi! If I stay with Merrill Edge can I use VOO, SCHD & Invesco for my 3 fund platform? Also PLEASE show us how to automate a 3 fund port. Thank you Marcos!
I’m not too familiar with Merrill edge but you should be able to. To automate a 3 fund portfolio it’s as simple as just telling the broker or investing app to invest a certain dollar amount into your portfolio of ETFs every single week or month to the percentages of your strategy
VOO and SCHD
💪🏼💪🏼
Vgt 70%
Qqqi 30%
Goal beat or equal s&p over long time and beat schd in dividends.
💪🏼💪🏼
Check out SPMO to help lessen heavy drown associated with QQQ/VGT.
3 fund is the way to go
💪🏼💪🏼I like 3 funds !
I have FTEC SCHG VT..
..plus Amazon and Berkshire Hathaway😊
I own Berkshire Hathaway.. Amazon..FTEC..SCHG..and VT
💪🏼💪🏼love VT with the growth combo
Thanks keep up the good work😊
How do you feel about SPYG for a growth fund? Great video, thanks!
I like SPYG, low cost, high performing etf mainly looking at the top growth companies in the S&P 500. I also love the sub 100 share price for those who only buy whole shares.
Is SCHD a good idea for a taxable account? Seems like it would be better in a Roth
Yes and yes. Id say yes for the simple fact that the dividends are qualified. But having it in a Roth growing tax free is always nice.
@@officialroseworld1997 I’m learning how to grow a taxable account to supplement current income as in pay the taxes but enjoy the gains now to have easier money 💰
What I always say to do is max out the Roth IRA and then use the rest in a taxable. You always want any dividends protected from taxes. So the comment by Officalroseworld. But yes schd is a good idea for both, but max out a Roth IRA first then move to a taxable.
Hi Marcos-love the videos!!! Just asking-could SPMO replace VOO in that 3 ETF portfolio? SPMO be that foundational section to the three port? Along with dividends?
I would say SPMO is more similar to something like QQQM. A direct replacement to VOO is something like SPLG, VTI, or VT.
@@Marcos_Milla Thank you Marcos. I'll keep VOO. I'm doing 33% VOO, SCHD & QQQM. I should be okay. I'm talking to ML Edge tomorrow to get this REAL investment journey on its way!!!
@@ianscianablo8507 be consistent & stay long term is the 2 best tips for anyone 💪🏼
@@Marcos_Milla I'm 58! I got no choice but to stay the course. It's just me in upstate, New York. As long as I'm alive I'm investing. Thank you friend!
@@ianscianablo8507 💪🏼💪🏼
Im new to this, i have VOO, VTI, VGT, VXUS, and VUG. Is that ok?
I have PEY high Invesco
4 key things with this one that I have you get growth you get dividends a good price and good quality it's a mixture of companies it holds 50 companies that's in the NASDAQ it holds some dividend Kings and dividend aristocrats that's why I like this fund it has a balance you get growth and dividends inside of it
I will pick VTI over VOO, little more expose to the mid and small cap.
I would say to choose between either VOO and VTI. Leave VXUS as a smaller allocation in my opinion. I personally like SCHG more than VUG if you want a growth fund. (Not financial advise) just my 2 cents !
Great info😊
💪🏼💪🏼💪🏼
Would VOO be good for an individual taxable brokerage account as a Buy and Hold strategy?
100% without a doubt
I have been trading for about 6 months now and just about every mine, it backfires and slaps me in my face. Nearly impossible for me to catch more than a few points I try to do top down analysis but it doesn't work for me . I say to myself, clearly I'm in the 90% that lose money, so I open a demo account, do my analysis, then take the opposite of what I would normally take and get the same result. I'm starting to feel hopeless, any advice for a struggling trader?
im holding DGRO, SCHD& VOO , stable dividend but also amazing growth
Yessir💪🏼
Im doing VOO + QQQM + BOTZ
💪🏼💪🏼💪🏼
SPTM, JEPQ 2 fund portfolio.
💪🏼💪🏼
What are your legit thoughts( NON FINANCIAL ADVICE), just your honest to god opinion on the 3 ETF portfolio being (SPLG, DGRO, and QQQM,) this being a smaller Roth ira account, VOO is amazing obviously but just to expensive....or would you swap out DGRO for SCHD?, thanks for the opinions
(Not financial advice). But I would invest in the SPLG, DGRO, QQQM portfolio if I was given it haha. I personally like dgro more in the long run than schd (hence why I have a higher allocation to it). Smart that it’s in the Roth ira!
@@Marcos_Milla and just keep buying it no matter the current price? Or wait for dip?
Which do I think is better overall JEPI or JEPQ ?
I personally like JEPQ better
In your opinion which ETF is best in retirement? Should I allocate all my funds to one ETF during retirement? Such as SCHD for the dividends.
Hmm, I legit had a treasury bond etf like SGOV in the video but decided to cut it because I was going to go more into depth about this etf for reitrees. This is non financial advise but one etf, ehhh, depends the circumstances. Like how much money is in schd, how much do you plan to pull out from it every year, what’s your risk tolerance, what’s your long term plans with schd, etc, so so many variables. In short yes if you don’t need too much of the principal and want to live off the dividends and a touch of withdrawing from your principal and are okay with the volatility of stocks given their nature. No in my opinion if you need the money now, have a lower risk tolerance, etc. because I like SGOV as a treasury bond for low risk and currently it pays a 5%+ yield. So it Protects your money more than schd, but hey pair both maybe or choose only schd. Either or but please please please do the research💪🏼
@@Marcos_Milla thank you so much for the information.
Hey, I'm not getting your alerts for videos . And I'm supposed to to
There’s a new algorithm for RUclips where you could click to publish to subscribers immediately or delay it for 2-3 days. I chose to delay because I like these videos to go out to a broad audience first and then I also do a community post to notify subscribers of my latest video so it’s a win win! I apologize for any inconvenience or confusion. I know you’re a long time subscriber and have been there in my comment section supporting me for a while. I appreciate you !
is it reccomended to buy US dividend ETFs if I am not living in the US, considering the dividend withholding tax of 30%
Most ETFs have a dividend of some kind, anywhere from 0.5% to 3.5% from the high quality ones. I’m not a huge fan of the 8-10% yields on covered call ETFs since you’ll make more money in the long run with a true quarterly paying dividend etf (DIVO being an exception). You don’t have to invest in dividend ETFs to get great returns in the long run, but is it recommended? I would say if you truly want dividend ETFs then go for it but it’s not NECESSARY. I like broad market ETFs like an S&P 500 etf VOO, VTI, VT, etc. it’s really up to you and your investing strategy !
My Current ETFS: SCHD, DGRO, SCHX, JEPQ, and SOXX. Any thoughts?
I like the positions you have. Really up to you on the percentage allocations. JEPQ is an interesting one if you really want the income now and you will trail the QQQ but SOXX could make up for it in the historical high returns
I have a 3 fund portfolio VOO 50%, SCHD 25%, and QQQM 25%. May try a 4 fund portfolio. I’m not familiar with crypto. What can I use as a 4th ETF instead of crypto?
You really don’t need a 4th etf. If you really want a 4th etf, you could look at small cap ETFs or an international fund.
Thanks 👍🏾
Great video! I wanna hear more about crypto tho!
Oh we know!!
Xlk 50 percent ❤❤❤
📈👀💪🏼
A 3 fund portfolio growth monster QQQM, VGT AND SMH. 💪🏾💪🏾💪🏾💪🏾💪🏾💪🏾💪🏾💪🏾💪🏾💪🏾
Yessir 💪🏼💪🏼
SCHG is King 😊😊
What do you think of 60% dgro and 40% schd 2 fund portfolio?
Not financial advise*. But I like that combo a lot. It’s my favorite 2 etf dividend portfolio. Way better than what people usually do is choosing like one dividend etf. The more concentration to DGRO is more for people who have a longer investing time horizon in my opinion and want more aggressive returns because I’m super bullish on the long term performance of dgro. I personally have both funds and heavily invest more into dgro than I do with schd but that doesn’t mean both aren’t as good, I just like dgro more than schd in the long run and like the yield on schd and historical returns, so it will be interesting to see how they both stack up in time!
I appreciate your insight Marcos ready to start on schd/dgro combo,I'm 47 so I was wondering about growth allocation jaja
@@MarioChapa-m7d you still have a fair amount of time. For growth allocation at 47 I like SCHG or VOO. Leaning to VOO if I was at your age. Hope this helps💪🏼💪🏼like before, research research research!
I’m also the same age as you, I have qqqm in addition to Schd and dgro to add more growth
No love for international?
I should of spoke more about international. In my backend stuff for some reason I thought VT was enough international inclusion since it’s the best for true diversification. This is something I will implement further in future videos. My apologies. I see your comment and taking note of it. Once again, apologies.
SCHD, DGRO
Dividend growth combo 👀
If you set up a custodial account what would be the best way to set them up.
In terms of best platform for the account or what investment/etf to put in it?
@@Marcos_Milla both for long term. I want to for her college and future set up to she ahead after college. Retirement.
@@robertcolceri1692fidelity is probably the best account for custodials. Super easy to setup, you could even give them a call to ask for help or there’s probably a video on it to set it up. Fidelity just an all around great platform for beginners so when she gets the account, it’s super easy to explain to her what’s going on. In terms of holdings , I am NOT a financial advisor. But I like the Dave Ramsey buy a broad market etf and chill. Think of a low cost S&P 500 etf like VOO or SPLG if you want to get even cheaper expense ratio. And since you want to target some growth in the mix for college/retirement, perhaps adding a growth ETF like SCHG wouldn’t hurt. I like to keep any broad market index fund (think S&P 500) at the highest holding them allowing the other etf or ETFs to be a lower holding. That’s my opinion, you could research any fund. But when I have kids. That’s what I’m honesty going to do. Cheers!
@@Marcos_Milla Thank you.
VOO & JEPQ
👀💪🏼
50% VUG, 25% VOO & 25% VIG. 🎲🎲🎲
lets goo!
Investing in stocks may appear simple, but selecting the appropriate stock without a proven strategy can be tough. I've been trying to develop my $210,000 portfolio for a while, but the biggest hurdle is a lack of a clear entrance and exit strategy. Any feedback on this topic would be greatly welcomed.
Investing in multiple asset classes can mitigate risk more effectively than placing all of your capital in one. See a financial consultant if you don't comprehend finances well enough.
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
That makes perfect sense; you seem to have a better understanding of the market than we do. The coach is who?
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks
what do you think about
voo/ 60 percent
schg 20
vwra 20 ( emerging market.)
or would a 50 25 25 be better?
I like the 60/20/20. Not financial advise. But that’s pretty good exposure to us stocks with the world etf in the mix. I would personally if I had this portfolio do a 50/25/25 like you suggested or keep it the way you had it.
what is your portfolio?. I am sure you have 10+ ETFs.
I have 5 different ETFs. 2 3 etf Portfolios to be exact. I go over it in my best 3 etf for long term investing video of my Roth IRA, 401k and taxable.
TECL
👀
60% SP 500, 20% SMH, 20% VGT
💪🏼💪🏼💪🏼
Bullseye, Marcos!
That’s what I’m saying 🎯
You are cute and smart.
Haha, thank you !
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
You trade with Natalie Strayer too? Wow that woman has been a blessing to me and my family.
YES!!! That's exactly her name (Natalie Strayer) so many people have recommended highly about her and am just starting with her from Brisbane Australia🇦🇺
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills.
👍🏽👍🏽👍🏽👍🏽👍🏽
💪🏼💪🏼
I just transferred $1.4M into an online platform Traditional IRA holding 25% VOO, 25% VTI, 35% VGT, 15% SCHD. I hold other ETF pies that hold QQQM, DGRO, JEPI, JEPQ, SMH, XLK, SOXQ, PSI, XSD, SPYI, VIG, VUG. I put $8000 a year into the IRA with dividends reinvested and $10,000 a month into the other pies.
Voo and Vto overlap quite a bit.
💪🏼
@@BY-we6kx I do know VOO and VTI overlap but I wanted to invest 4000 companies instead of 500 or 3500. Plus they do have different performance returns.
Please what's your discord link?
Totally, go onto my most recent video. In the description of my most recent video on the top link there’s my private membership group. Let me know if you have trouble finding that link.
@@Marcos_Milla I can't seem to find any link
@@Marcos_Milla please help me out
@@NewyaoGags ruclips.net/channel/UCYLtcHw-DY9IIEnFSrU6U-wjoin
@@NewyaoGags ruclips.net/channel/UCYLtcHw-DY9IIEnFSrU6U-wjoin
Try that link!
I own voo.vgt.vti vym.what do you think?
I like it but choose between VOO & VTI. Too much overlap between these two funds.
Will do.thanks