Sry for dislike i did it on purpose to gain attention for my problem I'm 21 and single earning member and i want higher cover insurance like 1cr+... i can pay the premiums now because on young age term insurance premium costs low but i can't due to my income slab they doesn't offer us for higher coverage but how can i , If i choose further old age time like 30 then premium will increase compare to young and also what if i'm not alive to take a good one my family can't be stable with financial problems so please a suggestion for this, I'm researching on this but haven't proper solution even i commented on yours and lla's inssurance videos no response please help the young one
@@Shajahan6take increasing insurance cover which increases 5% or 10% every year. First year 50 lakh Second years 5%,10% increase 50+5 lakh Ya 50+10 lakh
My father had a term life insurance and he paid premiums for 8-9 years but god knows why he stopped paying and the plan diluted in 2010. In 2012 we lost him due to heart attack and the days that followed were beyond horrific. I have seen my family struggle to make ends meet on days. My housewife mom single handedly bore all the expenses, started working in a day care with 15k salary, pawned all her jewellery, sold our 3bhk for a 1 bhk and somehow educated us, we were in 10th and 7th standard at that time. We both are graduates and working professionals now and the first thing in my bucket list was a term life insurance. Now looking for a good term plan for my younger sister. I urge every sensible person out there, pls have a term insurance specially for the loved ones you'll leave behind 🙏
10/10⭐ Next : Please make a video on health insurance, and add the point that upto certain amount we can manage by our own. For example upto 2lakhs or 5 lakhs we don't need the insurance, only above 5 lakhs we need the health insurance.
I am your ardent fan pranjal. However just wanted to let you know the two videos made by Mandeep recently from LLA regarding term insuarance were gem. He dig deep into the crux of term insuarance also in its bits and bobs. Love and respect to both of you whatever you guys are doing for the community.
8/10⭐ Suggestion: Whenever you're making a long video like 20 minutes long please give a summery at the end with your suggestion. Like in this video it should be 1. Why Term Insurance: Life has a value & your family depends on that value, so it deservs an insurance 2. Who needs it: Only earning member of the family 3. Cover till age: 70-72 (Don't choose whole life) 4. Life cover: 20x of yearly income 5. Return of premium: Never choose plans with any returns
Hello Pranjal sir .... I am watching your videos since near about past six months . I'm actually a science student and really have a very little knowledge regarding finance.... But by watching your vedios I think I'm learning a lot... And specifically I liked your this vedio very much because you explained everything soo deeply and clearly.... I Hope you will keep providing finance knowledge with the same depth in your upcoming vedios.... I would like to rate this vedio 10/10 ... Great work sir... You are really helping a lot of people through your RUclips channel... I love your Channel sir... 👏🏻👏🏻
Your Marks : 8/10 Info. Was really good no doubt It would have been better, if : 1) Told about the extra Top-ups 2) made it practically by suggesing policies via comparisons while highlighting the good and bad points at the same time.
आप को देखकर मुझे मेरे कॉलेज के जमाने का प्रोफेसर याद आ जाते है , वो विषय को बहुत ही सरलतम भाषा में समझाते थे । आप भी उतने ही सरलतम तरीके से सभी बातों को समझाया, इसके लिए आपको बहुत बहुत धन्यवाद और बधाई। नंबर आप को 9/10 । 1 नम्बर आगे के और बेहतरीन प्रयास के लिए रखा ।😊
9/10⭐ Pranjal ji please make a vedio on life insurance companies which are the best and what points we need to consider before buying on basis of salary 5-10-15-20 Lacs thanks in advance ❤
8/10 . Critical illness rider of atleast 5 lakhs, accident disability rider (permanent and temporary, full and partial), terminal illness rider(100 percent payout)- according to me these three are a must in term insurance policy. Waiver of premium on diagnosis of disability, critical illness should also be present. Few of the above points were mentioned in the previous videos but not all of them. Also , should we pay lumpsum or yearly or limited pay? What is the waiting period, why is it important? What happens in case of policy lapse? You told that zero cost have higher premiums,how much approximately per month is it higher? What is Solvency ratio?How is it important? You have already spoken about claim settlement and amount settlement ratios in previous videos. What is increasing payout? Should we opt for it?Or choose a higher cover initially? Life stage benefit? Top up? Total complaints per 1000 claims?How is it important? What is survival period in critical Illness? Who or when should one consider taking another term insurance plan? There's upto 50 percent less premium in limited pay option?Should we go for it? Should one take personal accident insurance separately instead of adding it as a rider in life insurance? What is postal LIC ?What are it's advantages and disadvantages compared to private term insurance plans?Ditto vs policy bazaar where to buy term insurance? Please consider these points when making the next videos about life insurance.Thank you 😊
One request to you, please just like fundamental analysis ( curfue class), also make a vedio on technical analysis......for intraday, f&O, future trading..etc..
10/10 for this video I think u should make a video on another important part of term insurance that is claim process. What points and precautions should be taken while taking term insurance so that claim would not be rejected.
7/10 ⭐ Kaunse company ka insurance lein ki zyaada magaz maari naa karni pade settlement ke liye yeh nahi btaaya. Duniya bhar ki T&C naa ho. Mishapenning par easily parents jo zyaada pade likhe nahi hai settlement krwaa paaein
Hello Pranjal Kamra, I have been following your channel and website(s) since covid. I always find your advice on all financial matters sensible and without bias. Even when you advocate insurance products it seems logical but I have an inherent suspicion of insurance companies and the tactics they play even during simple medical claims less that 1 lakh. Another factor is that I do not believe my spouse or parents shall be able to take claim from these players if the situation arises. Hence I choose to stay away from the insurance products. What can you suggest that alleviates the situation of mistrust?
8/10 as i think getting term,life insurance is easy nowadays but getting it claimed is difficult so please suggest what points and precautions be taken while taking insurance so that claim wouldn't be rejected
I really want a term insurance policy but I was confused but after watching this video I am really happy and now I will take decision for for taking term insurance policy Thank you so much 10/10
I want to suggest something about Finology Recipe.Option should be provided to set expected return per year.I want it to be around 10 percent as a margin of safety.Its showing just 12.4 percent and calculating returns based on that.What if i don't get 12 percent returns? One more thing - I want to buy a car in 3 years, calculator is still using 12.4 percent return which migh not be possible in 3 years time. Please look into this as people who use this, might suffer some serious problems in their future especially when planning for goals within 5-7 year period. Hope you will look into this matter.Thank you 😊
Very good and helpful video sir Sir one question jo AP isme nahi bataye kucch policy Wale bolte hai 15 sal tak jama Karo uske bad aap 70 salon ke liye free ho jao to wo sahi rahega ya phir continue har mahine jama karte rahe
Pranjal bhai... Nice video. 1 suggestion Aap ka video jab end hota hai tab aap bye bye bhi pura nahi bol pate... Tabhi camera man video kaat deta hai. So please pura bye bole aur please uske baad koi music daale.. it's a Happy ending.
Great knowledge bro I have a suggestion for you If you agree, then spread your view in a running animations or slide may be batter for more & mutch understanding 🙏
How to decide the ceiling of the insurance amount if you are not married? And how to ensure the term insurance that mitigates inflation risk instead of just focusing on figures like 1cr or 2cr coverage
Great informative video. I just have a few questions. I am under 25 and not married yet and I don't have any dependents. Do I need to take insurance? And if I take a term life insurance for lets say 30 years, what happens after that? Do I get back the amount I paid after the term is over?
Pranjal sir plz ek video banao jaha par ye batao ki Hume kab profit book karna chahiye, jaise for example mene 1CR invest kiye Hui hai aur mujhe 20% profit dikha yaani 20 lakh to mujhe kya jo profit hai kewal usse hi book kr lena chahiye 20 lakh baaki 1CR wapas invest rhne du phir wapas badega to phir nikal lu ye karu, ya phir profit ko book nahi Karu kab tak, aur kab mujhe profit book kr dena chahiye plz ignore mat krna bahut jaruri h video sabhi dekhenge banao sir
Is Tata Smart Sampoorna Rakhsha a Good Term Plan… Please reply as I one of an oldest subscriber pf your channel and learned a lot from your videos. Keep It Up Brother.❤
Sir ne indirectly 30 Sal Se kamane ka indicate Kiya hai. My massage to everyone 20 se financially free hone ki koshish karo 30 Sal tak Unemployed ho kar rehna bohot Sharm ki baat hai yaadein apaka family main kamane wala Aur koyi nahi hai Thank you 😏
Hello Pranjal sir, I am not sure about - "HDFC Life Smart Protect Plan" to buy or not. Bank people and sales persons are continuously connected me for the named plan. Now sir please give the idea about -HDFC Life Smart Protect Plan, or make a video on it. It would be very helful for us.
Sabto samajh gaya. Likin kharidu kese. Online to trust nahi hota hai. Main marne k baad ghar wale kiske chakkar lagayenge pata nahi. Aaj kaal agent wale b itna chor hai ki khali bechne pe busy hai jyada puchho to online kharidlo bolte hai. Wo month ka target pura karna chahte he.. 2 saal se ghum raha hu..😢😢😢
Hey Pranjal, I bought a HDFC health insurance for myself one year ago. This year I have paid premium 40 days before the renewal date.Then the issued the renewed insurance but later they refunded the money and cancelled the policy. They refunded the money after the renewal date is over. So I can't repay the renewal amount and my policy is cancelled.They haven't shown any specific reason for cancellation/refund, moreover I haven't had any claim in the last year. What to do now? If I have to purchase a new health insurance, what's the best company with suitable plan?
Kai video dekhne k bad mai ye nahi samjh paai ki term insorence me agar jitne saal ka insorence liya hai uske pahle death hone par 1 crore nomine ko mil jayega....but agar policy holder ki death nhi hui to vo paisa fir us time period ke baad milega ya nahi...
What about Cancer cover, Accidental disability and critical illness... Shouldn't we include these add-ons with term life plan or with health insurance?
I would rate: 08/10 My questions: 1. How to choose between Monthly premium vs Yearly premium vs Limited Pay? Every policy say with Yearly and Limited Pay one would save some amount. Is it worth? Can you please explain with an example? 2. Which are the Add-ons which are must to consider? 3. How can a NRI choose an optimal Term insurance? Given the current global situation, many NRIs are planning to return to India in next few years. What are the things they should consider?
Don't go for limited pay...It's a hoax... If you can afford then yearly payment method is best....Else you can choose auto debit option from your Credit or Debit Card.... I guess it is best way of payment. No such burden for premium payment...Am doing this since 2021.
Sir aap ye to bta dete ho ke insurance Lena ha btate bi sahi hoo but kisi middle class wale ne insurance Lena ho wo to pehle ye soche ga ke paise bhr to raha hu wapis kaise ayege ye chizz term insurance me ho skti ha possible ja nhii sir wo bi bta diya lijiyee
Need another full video on plan types like some have accident cover Partial illess, disability and more and one more video on health insurance because term life may be use ho ya nhi life me but health insurance sabke use hone wala h
Nice video , one question : can only nominees / dependants will be covered under the plan , can we later change the dependants after a few years without surrendering the plan ?
Is it a requirement for a term insurance company to obtain the autopsy or post-mortem report in the event of the insured person's demise? Is this mandatory in all cases, or are there specific situations where it becomes obligatory? Kindly provide a list of scenarios where the submission of such reports is mandatory.
Great Video 8/10. My only doubt is how to determine term insurance for people who are very young, suppose 20 years? I am 22 and earn around 24LPA yearly. What should be my strategy?
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Sry for dislike i did it on purpose to gain attention for my problem I'm 21 and single earning member and i want higher cover insurance like 1cr+... i can pay the premiums now because on young age term insurance premium costs low but i can't due to my income slab they doesn't offer us for higher coverage but how can i , If i choose further old age time like 30 then premium will increase compare to young and also what if i'm not alive to take a good one my family can't be stable with financial problems so please a suggestion for this, I'm researching on this but haven't proper solution even i commented on yours and lla's inssurance videos no response please help the young one
@@Shajahan6take increasing insurance cover which increases 5% or 10% every year.
First year 50 lakh
Second years 5%,10% increase
50+5 lakh
Ya
50+10 lakh
@@KRISHANKUMAR-kh8ci but increasing inssurance ka perfect company hi nhi
You can choose another term insurance or You can choose Postal LIC (Max cover -50 lakhs)
Mast re baba
My father had a term life insurance and he paid premiums for 8-9 years but god knows why he stopped paying and the plan diluted in 2010. In 2012 we lost him due to heart attack and the days that followed were beyond horrific. I have seen my family struggle to make ends meet on days. My housewife mom single handedly bore all the expenses, started working in a day care with 15k salary, pawned all her jewellery, sold our 3bhk for a 1 bhk and somehow educated us, we were in 10th and 7th standard at that time. We both are graduates and working professionals now and the first thing in my bucket list was a term life insurance. Now looking for a good term plan for my younger sister.
I urge every sensible person out there, pls have a term insurance specially for the loved ones you'll leave behind 🙏
Thanks for sharing.. 😢🙏🏼
Next topic: health insurance
Kaise karte dekha Dil se bhi acha hoga❤
100% 10 out of 10
Yes Sir
Next of next topic: health insurance for elders
Already covered
10/10⭐
Next : Please make a video on health insurance, and add the point that upto certain amount we can manage by our own. For example upto 2lakhs or 5 lakhs we don't need the insurance, only above 5 lakhs we need the health insurance.
I am your ardent fan pranjal. However just wanted to let you know the two videos made by Mandeep recently from LLA regarding term insuarance were gem. He dig deep into the crux of term insuarance also in its bits and bobs. Love and respect to both of you whatever you guys are doing for the community.
Totally agreed, Mandeep LLA video was much better
Can you please share the link
8/10⭐
Suggestion: Whenever you're making a long video like 20 minutes long please give a summery at the end with your suggestion. Like in this video it should be
1. Why Term Insurance: Life has a value & your family depends on that value, so it deservs an insurance
2. Who needs it: Only earning member of the family
3. Cover till age: 70-72 (Don't choose whole life)
4. Life cover: 20x of yearly income
5. Return of premium: Never choose plans with any returns
Hello Pranjal sir .... I am watching your videos since near about past six months .
I'm actually a science student and really have a very little knowledge regarding finance.... But by watching your vedios I think I'm learning a lot... And specifically I liked your this vedio very much because you explained everything soo deeply and clearly.... I Hope you will keep providing finance knowledge with the same depth in your upcoming vedios.... I would like to rate this vedio 10/10 ... Great work sir... You are really helping a lot of people through your RUclips channel... I love your Channel sir... 👏🏻👏🏻
Your Marks : 8/10
Info. Was really good no doubt
It would have been better, if :
1) Told about the extra Top-ups
2) made it practically by suggesing policies via comparisons while highlighting the good and bad points at the same time.
आप को देखकर मुझे मेरे कॉलेज के जमाने का प्रोफेसर याद आ जाते है , वो विषय को बहुत ही सरलतम भाषा में समझाते थे । आप भी उतने ही सरलतम तरीके से सभी बातों को समझाया, इसके लिए आपको बहुत बहुत धन्यवाद और बधाई। नंबर आप को 9/10 । 1 नम्बर आगे के और बेहतरीन प्रयास के लिए रखा ।😊
9/10⭐ Pranjal ji please make a vedio on life insurance companies which are the best and what points we need to consider before buying on basis of salary 5-10-15-20 Lacs thanks in advance ❤
8/10 .
Critical illness rider of atleast 5 lakhs, accident disability rider (permanent and temporary, full and partial), terminal illness rider(100 percent payout)- according to me these three are a must in term insurance policy.
Waiver of premium on diagnosis of disability, critical illness should also be present.
Few of the above points were mentioned in the previous videos but not all of them.
Also , should we pay lumpsum or yearly or limited pay?
What is the waiting period, why is it important?
What happens in case of policy lapse?
You told that zero cost have higher premiums,how much approximately per month is it higher?
What is Solvency ratio?How is it important?
You have already spoken about claim settlement and amount settlement ratios in previous videos.
What is increasing payout? Should we opt for it?Or choose a higher cover initially?
Life stage benefit?
Top up?
Total complaints per 1000 claims?How is it important?
What is survival period in critical Illness?
Who or when should one consider taking another term insurance plan?
There's upto 50 percent less premium in limited pay option?Should we go for it?
Should one take personal accident insurance separately instead of adding it as a rider in life insurance?
What is postal LIC ?What are it's advantages and disadvantages compared to private term insurance plans?Ditto vs policy bazaar where to buy term insurance?
Please consider these points when making the next videos about life insurance.Thank you 😊
One request to you, please just like fundamental analysis ( curfue class), also make a vedio on technical analysis......for intraday, f&O, future trading..etc..
10/10 for this video
I think u should make a video on another important part of term insurance that is claim process. What points and precautions should be taken while taking term insurance so that claim would not be rejected.
10/10 perfect 👍
Learned about actual meaning of term insurance 😅😅 even though I have it
And the facts about whole life and zero tax 😮
7/10 ⭐
Kaunse company ka insurance lein ki zyaada magaz maari naa karni pade settlement ke liye yeh nahi btaaya. Duniya bhar ki T&C naa ho. Mishapenning par easily parents jo zyaada pade likhe nahi hai settlement krwaa paaein
Hi Pranjal. Can you please make a vdo on pension plans for young investors, with 2 types of premium options - single and regular. Thanks.
10/10👍
Itni saaf bhasha me samjha ne ke liye Thank you sir
Health Insurance pe bhi banao video
1) clause
2) sub limit
3) term & condition
Hello Pranjal Kamra,
I have been following your channel and website(s) since covid. I always find your advice on all financial matters sensible and without bias. Even when you advocate insurance products it seems logical but I have an inherent suspicion of insurance companies and the tactics they play even during simple medical claims less that 1 lakh. Another factor is that I do not believe my spouse or parents shall be able to take claim from these players if the situation arises. Hence I choose to stay away from the insurance products.
What can you suggest that alleviates the situation of mistrust?
Sir 10/10
Sir please make video on health insurance also.
Sir I am very clear now after viewing your video
8/10
as i think getting term,life insurance is easy nowadays but getting it claimed is difficult so please suggest what points and precautions be taken while taking insurance so that claim wouldn't be rejected
read mint your money u will get your ans
8/10 for this video. Few improvements in such videos would be sharing your own pick and comparing details such as riders. Overall, it's great content.
Sir Intraday trading ka full Course Lao please ❤❤
😂😂😂😂😂 Nice joke. Bande ko Tum samjhe nahi iska matlab.
I really want a term insurance policy but I was confused but after watching this video I am really happy and now I will take decision for for taking term insurance policy
Thank you so much
10/10
This video was 10 out of 10 for basics of insurance. Should make another for detailed of different insurance policies and terms
10/10
Very nice information sir ji as always, keep teaching us, thanks a ton 🙂😊
Appointment confirm ho gayi thank you for your valuable information about insurance 🙏 God bless you sir
Brother you are amazing. You are one of those people I wish to be mentored by financial for anything.
Watched your 3yrs old video also...and it was much more informative ❤
10 on 10 he work very hard for us ❤ and also there is no ego or attitude ❤.
10 of 10 your the best information provided to all new and old investors..☺️
You are too good.I will buy term insurance now.I was confused earlier but now I have some basic knowledge.
Sir 10/10 . Not only this video but also all videos 10/10. If I were Power then I should rate your videos 200/100😊
9/10
Please also help us by mentioning points which we should take into consideration while comparing different term insurance policies
I want to suggest something about Finology Recipe.Option should be provided to set expected return per year.I want it to be around 10 percent as a margin of safety.Its showing just 12.4 percent and calculating returns based on that.What if i don't get 12 percent returns?
One more thing - I want to buy a car in 3 years, calculator is still using 12.4 percent return which migh not be possible in 3 years time.
Please look into this as people who use this, might suffer some serious problems in their future especially when planning for goals within 5-7 year period.
Hope you will look into this matter.Thank you 😊
10/10 hats off. U really changed the view point. Genuinly 100%
Very good and helpful video sir
Sir one question jo AP isme nahi bataye kucch policy Wale bolte hai 15 sal tak jama Karo uske bad aap 70 salon ke liye free ho jao to wo sahi rahega ya phir continue har mahine jama karte rahe
Pranjal bhai... Nice video.
1 suggestion
Aap ka video jab end hota hai tab aap bye bye bhi pura nahi bol pate... Tabhi camera man video kaat deta hai.
So please pura bye bole aur please uske baad koi music daale.. it's a Happy ending.
After watching your video.
I buy a term plan from Bajaj etouch thank you so much sir for your guidance and sharing&why term plan is necessary.
10/10 perfect 👍
Learned about the actual meaning of term insurance and about zero cost insurance the actual meaning
Which term life insurance do you suggest?
Great knowledge bro
I have a suggestion for you
If you agree, then spread your view in a running animations or slide may be batter for more & mutch understanding 🙏
Make Next video on Health Insurance
One of best Video❤
10/10*
Health Insurance ka upper ek video ho jai sir
10/10 you are the best! You make things so simple to understand . Thanks a lot .
All right sir in rural area are not aware of it.10/10
9/10.. it would have been rated as 10/10 if some term plan recommendations were there. But overall very helpful content..
How to decide the ceiling of the insurance amount if you are not married? And how to ensure the term insurance that mitigates inflation risk instead of just focusing on figures like 1cr or 2cr coverage
Good morning sir aap se zero cost ka Matlab bilkul clear ho gya very very thanks
Is there a video on how to invest the received amount of term life insurance sustainably over the years? If not, please create one.
Majority indian ka yearly income 200000 se Kam Kay un logo ki life insurance nahi milega ?
Best video on youtube for understanding insurance
10/10⭐ इतनी जबरदस्त जानकारी कहीं और नहीं
Great informative video.
I just have a few questions. I am under 25 and not married yet and I don't have any dependents. Do I need to take insurance?
And if I take a term life insurance for lets say 30 years, what happens after that? Do I get back the amount I paid after the term is over?
Jyoti already insurance like baited hai. Unko inflation ke hisabse sum assured to Adjust karna chahiye. Ek point ki explain karsakte hai.
Ratings -
1000000/10 sir ❤❤❤🎉
Pranjal sir plz ek video banao jaha par ye batao ki Hume kab profit book karna chahiye, jaise for example mene 1CR invest kiye Hui hai aur mujhe 20% profit dikha yaani 20 lakh to mujhe kya jo profit hai kewal usse hi book kr lena chahiye 20 lakh baaki 1CR wapas invest rhne du phir wapas badega to phir nikal lu ye karu, ya phir profit ko book nahi Karu kab tak, aur kab mujhe profit book kr dena chahiye plz ignore mat krna bahut jaruri h video sabhi dekhenge banao sir
you always explain everything very easily. Thank you sir.
Mujhe video bahut acha laga (10/10) but apa jo PKBOLA bol rahe he na bo mujhe acha nehilaga 'This is pranjal kamra 'ee sahi he
Is Tata Smart Sampoorna Rakhsha a Good Term Plan…
Please reply as I one of an oldest subscriber pf your channel and learned a lot from your videos.
Keep It Up Brother.❤
Sir health insurance ki konsi company best h us pr ek video bnaiye pls
Sir ne indirectly 30 Sal Se kamane ka indicate Kiya hai. My massage to everyone 20 se financially free hone ki koshish karo
30 Sal tak Unemployed ho kar rehna bohot Sharm ki baat hai yaadein apaka family main kamane wala Aur koyi nahi hai
Thank you 😏
10/10
Make your next video on health insurance. Add everything one must know about it!!
10/10 🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟
Next topic HEALTH INSURANCE
Hello Pranjal sir,
I am not sure about - "HDFC Life Smart Protect Plan" to buy or not. Bank people and sales persons are continuously connected me for the named plan.
Now sir please give the idea about -HDFC Life Smart Protect Plan, or make a video on it. It would be very helful for us.
10/10 perfect knowledge , thanks pranjal bhai
Sir apka koi jabab nahi
Aap lajabab ho sir ❤ se thankyou
Sabto samajh gaya. Likin kharidu kese. Online to trust nahi hota hai. Main marne k baad ghar wale kiske chakkar lagayenge pata nahi. Aaj kaal agent wale b itna chor hai ki khali bechne pe busy hai jyada puchho to online kharidlo bolte hai. Wo month ka target pura karna chahte he.. 2 saal se ghum raha hu..😢😢😢
Don't worry sir please I'm there for your help
Sir Intraday treding ka full course or full vedio upload kijiye taki hum sabhi begginers ko help ho
I pray you will reach 10M subscribers very soon
11/10 great sir mind-blowing information in one video
Valuable Content. Health insurance pe bhi detailed video bnaye 🙏
Hey Pranjal, I bought a HDFC health insurance for myself one year ago. This year I have paid premium 40 days before the renewal date.Then the issued the renewed insurance but later they refunded the money and cancelled the policy. They refunded the money after the renewal date is over. So I can't repay the renewal amount and my policy is cancelled.They haven't shown any specific reason for cancellation/refund, moreover I haven't had any claim in the last year. What to do now? If I have to purchase a new health insurance, what's the best company with suitable plan?
Mere liye apke har advise videos reels 10 star se upar rehte hai 🙏🤗
Those r in 40 s , which insurance should ?
Kai video dekhne k bad mai ye nahi samjh paai ki term insorence me agar jitne saal ka insorence liya hai uske pahle death hone par 1 crore nomine ko mil jayega....but agar policy holder ki death nhi hui to vo paisa fir us time period ke baad milega ya nahi...
Good information video
What about Cancer cover, Accidental disability and critical illness... Shouldn't we include these add-ons with term life plan or with health insurance?
9/10
Bhai ap unmarried person ke liye cover batana bhul gaye. Wo apna cover kaise decide kare?
Income Tax kese filled karen ek video banayiye plz. Wo bhi jo first time filled kar raha ho.
Portfolio management pe banao yaar....love your content
I would rate: 08/10
My questions:
1. How to choose between Monthly premium vs Yearly premium vs Limited Pay? Every policy say with Yearly and Limited Pay one would save some amount. Is it worth? Can you please explain with an example?
2. Which are the Add-ons which are must to consider?
3. How can a NRI choose an optimal Term insurance? Given the current global situation, many NRIs are planning to return to India in next few years. What are the things they should consider?
Don't go for limited pay...It's a hoax... If you can afford then yearly payment method is best....Else you can choose auto debit option from your Credit or Debit Card.... I guess it is best way of payment. No such burden for premium payment...Am doing this since 2021.
@@sumantamahakud9328 Thanks Sumant, for sharing this info.
@@narchana28 wc
Please make a video on health insurance as well. which company is best to buy health insurance from!
10/10 Sir Next Health Insurance me liye 1 video please please please..🙏🙏🙏
We know health insurance is important
But we don't know which health insurance to buy
Please make a video on health insurance policies
9/10 because you should also consider one condition also premium paid only for 5 yr or 10 yr and cover up to 60yr..so this is also confusing..
Sir aap ye to bta dete ho ke insurance Lena ha btate bi sahi hoo but kisi middle class wale ne insurance Lena ho wo to pehle ye soche ga ke paise bhr to raha hu wapis kaise ayege ye chizz term insurance me ho skti ha possible ja nhii sir wo bi bta diya lijiyee
Very informative. 10 on 10 points.
10 to 10 sir ji
Sir plz make a detailed guide for vehicle insurance . Plzz 😁
Need another full video on plan types like some have accident cover
Partial illess, disability and more and one more video on health insurance because term life may be use ho ya nhi life me but health insurance sabke use hone wala h
Sir aap jankari bahut achhi dete hai 🎁
Pranjal sir thik aise he health insurance ka deatail video bhi banaiye kyoki uske bare me kafi kam logo ko pata hai
Nice video , one question : can only nominees / dependants will be covered under the plan , can we later change the dependants after a few years without surrendering the plan ?
9.5/10… got the 0.5 cz I was expecting clarity on things add-ons like accidental cover, disability riders as well
Sir, Health Insurance bhi isi tarah explain kar dijiy
Sir please btaye ki Navi app se life and health insurance lena chahiye??
Is it a requirement for a term insurance company to obtain the autopsy or post-mortem report in the event of the insured person's demise? Is this mandatory in all cases, or are there specific situations where it becomes obligatory? Kindly provide a list of scenarios where the submission of such reports is mandatory.
Great Video 8/10.
My only doubt is how to determine term insurance for people who are very young, suppose 20 years? I am 22 and earn around 24LPA yearly. What should be my strategy?
Bro what u do?
@@viniistfu software developer
thank u sir.I got clue too choose life insurance this video is vry valuable for me.thank for video sir