One aspect got forgotten is both amount settlement ratio and claim settlement ratio should be check for long time horizon ( like 10 years) not only for last 1-2 years data..
@@kaushikpatel2250 Kaushikbhai ena maate IRDA parthi j darek varsh na annual reports gather karva pade ane jaate comparison banaavavi pade.. Policybazaar and all other will give you a current year's info only..
Despite the challenging economic situations, you have taught me the most effective methods to increase profits. May God bless you with even more knowledge! Sir Ronal'
Private insurance companies comes out with clauses at time of claim payment and refuse to pay . After harrasing the family of the deceased their negotiations team comes in for lower settlement, assume a cover of Rs 1cr their team will come in for a settlement of Rs 20 25 30 lakhs. Even the most reputed companies play like this . They really dupe us, with excuses like the insured also has cover from the employer and did not tell us earlier or premium was paid by someone else so we will not pay and excuses like that (*HDFC life did this)
Yeah, I saw mainly three term insurance companies in other yt videos..HDFC,Max and icici..but here strangely HDFC was removed in first filter itself😅 and icici wasn't included at all😅
Thanks for all your efforts Pranjal Sir - the video , the explanation, the research, the simplification and the enlightenment- all were Excellent. Thank you ❤👏🙏👌
भाई आपका एक्चुअल satisfaction level तो तब पता चलेगा जब आपका परिवार क्लेम करेगा, अभी तो पेमेंट कर रहे है, पैसे वसूलने में तो सभी कंपनी बहुत सेटिस्फेक्टरी होती है
Pranjal bhai big fan of yours kaafi sikhne ko mila aapke sare videos se…ek request hai…aap ekbar yeh Tata AIA param rakhshak plan and sampurna rakshak plan pe ek video banao ge please….zada clarity nahi mil raha hai iska…Maine ulip video dekh rakha hai so I know uska downpoints…but yeh abhi 1cr ka life cover k sath investment return bhi de rahe hai woh bhi by investing for only 5 years to policy term tak…so please make a video on this to get clarity on the plan…
Your Disclaimer in beginning of this video mentioned: This video contains paid advertisement. Can you please clarify if the advertisement is by Max life Insurance company or Ditto insurance advisors?
You are a kind hearted person. Your experience and study & knowledge, your way of explaining helps us to take proper decision. You are a torch 🔦 in the dark for us. Thanks for your great support.
Ek video kis case me term insurance ka claim reject ho jata h wo reasons ka video bnaye sir, section 45 b cover krna drink smoking points mist cover with all reasons
But pranjal LIC has one advantage, that you can buy Term Insurance from LIC without doing research you have done, the only downside is high premium. The premium is for its brand Image and reliability.
I appreciate your work.. I remember u recommending MAX few years back.. And now also it is the best... It feels good that u dont get influenced if somebody pays u extra.. Or whatever.. Good work sir
Let me tell this sir... somewhere or the other you are doing a great great job by helping people who are unaware or who are misguided or misleaded. Thanks a lot 😇
Sir itne mehnge premium 3 saal pehle aur aaj me 3x growth hai premium me .. and if you are a smoker sin tax itna hai you would cough out blood ... Also I don't think any life insurance company shuts down IREDA get a buyer for them aegon is currently getting tagged to bandhan Bank same hammed to max
PK, please don’t break the trust factor. You made a brand by trust. Your best 30 are not out yet. Jan-24 passed , feb-24 passed and no clarity till now
Very Good effort by you and I really appericate all your videos and on all subjects. Thx for the trouble you take to up lift Sr citizen like me. God bless
I took max life term insurance with rider of critical illness and premium waiver , under went bypass surgery and now claim settlement will take 120 days to verify
I took a term plan from Max life for 2cr yesterday itself 😊 That’s how I trust Pranjal Kamra from early days of my investment journey 😂 Note:- Anyhow I have done much homework on term plans from sometime.
Your are sponsored by MAX life. So don't confuse anyone. I support LIC because it's premium high but his claim settlement ratio and additional features is best ever other than insurance companies.
LIC might be good but not the best as their policys are quite costlier and mostly their agents will give you particular policy in which they will get more commission. Like life insurance with investment .
Talk to Real Advisors by Ditto Insurance - bit.ly/3uV37Sx
🙂👍
Sir health insurance kon sa lena chaiye iska bhi bna dijiye video.... Best health insurance
Finology 30 kab ayega..... it's been 2 months above. 😢😢
Small cap mutual fund mai stress test ho raha hai... Kuch changes huve hai plz kya hai details video banayee
Thanks Pranjal.
It will be great if you can share a similar video on Medical insurance as well.
One aspect got forgotten is both amount settlement ratio and claim settlement ratio should be check for long time horizon ( like 10 years) not only for last 1-2 years data..
If any site we know data of that type plz suggest....
@@kaushikpatel2250 Kaushikbhai ena maate IRDA parthi j darek varsh na annual reports gather karva pade ane jaate comparison banaavavi pade.. Policybazaar and all other will give you a current year's info only..
Which one is best
@@sonipuneetbwrLic le lo ...kam se settlement ke time paise to pure milenge
Awaiting for your video on Health Insurance Plan. Thanks for this video.
Despite the challenging economic situations, you have taught me the most effective methods to increase profits. May God bless you with even more knowledge! Sir Ronal'
he’s mostly on Telegrams, using the user.
# Ronalfx2
Thank you so much, Sir Ronal’ I never imagined to receive profits after investing in my trades with you. God is going to continue to bless you.
May God bless Ronal’ for his help. I’m glad my doubts have been cleared, and i received my profit from last week’s investment. Keep up the great work
I'm favoured financially, Thank you Ronal’
$32,000 weekly profit regardless of how bad it gets on the economy
Private insurance companies comes out with clauses at time of claim payment and refuse to pay . After harrasing the family of the deceased their negotiations team comes in for lower settlement, assume a cover of Rs 1cr their team will come in for a settlement of Rs 20 25 30 lakhs. Even the most reputed companies play like this . They really dupe us, with excuses like the insured also has cover from the employer and did not tell us earlier or premium was paid by someone else so we will not pay and excuses like that (*HDFC life did this)
Good observation sir , but where to go lic , max or other companies
@AnilKumar-lt4uk sir the way out is to make families aware about the insurance OMBUDSMAN and IRDAI and other regulators.
@@arun.rajput92 if u hav a bit of knowledge, which one do u suggest is a good one
May be that’s why HDFC life insurance Amount settlement ratio was less than 90.
Editing discrepancy at 8:20
Data pops up different and sir is saying lic is less than 2, but i see max in the table. 8:20
yes its confusing
Max ko to bechne k paise mile, uski burai kaise krdete
Yes it is typing error...... solvency ration of Max more than 2
He added that typo in description
That would have been added later on or otherwise
सर आप की हर video हम आम viewers के लिए बहुत फायदेमंद साबित होती है।
I must say, your videos are very comprehensive and easy to understand for someone who has 0 knowledge about finance. Props to1 you 👏🏽 💯
Four raiders:
1. Accident cover
2. Critical illness
3. Desablement benefits
4. Waiver of Premium
Waiting for your health insurance video sir...
Thanks for everything till date ❤
Great step by step analysis. Please make similar video about health insurance🙏🏻
Yeah, I saw mainly three term insurance companies in other yt videos..HDFC,Max and icici..but here strangely HDFC was removed in first filter itself😅 and icici wasn't included at all😅
Riders 11:32
Accident cover
Critical illness
Disablement benefit
Waiver off premium
Thanks for all your efforts Pranjal Sir - the video , the explanation, the research, the simplification and the enlightenment- all were Excellent. Thank you ❤👏🙏👌
At 8.21 sec the data showed for solvency ratio for Max and LIC seems like it has got interchanged.
right you are
Are you right
You are right
Solvency is highest in Bajaj.
If u had taken solvency ratio then Bajaj would in top list but u taken it after
मैंने मैक्स life का term insurance 2018 मे लिया था। & I m very satisfied with my decision😊
भाई आपका एक्चुअल satisfaction level तो तब पता चलेगा जब आपका परिवार क्लेम करेगा, अभी तो पेमेंट कर रहे है, पैसे वसूलने में तो सभी कंपनी बहुत सेटिस्फेक्टरी होती है
😂😂@@knowwithsanjay
Pranjal bhai big fan of yours kaafi sikhne ko mila aapke sare videos se…ek request hai…aap ekbar yeh Tata AIA param rakhshak plan and sampurna rakshak plan pe ek video banao ge please….zada clarity nahi mil raha hai iska…Maine ulip video dekh rakha hai so I know uska downpoints…but yeh abhi 1cr ka life cover k sath investment return bhi de rahe hai woh bhi by investing for only 5 years to policy term tak…so please make a video on this to get clarity on the plan…
bhai maine bhi wo video dekhkar tata sampurn rakshak plan le liya tha
Your Disclaimer in beginning of this video mentioned: This video contains paid advertisement. Can you please clarify if the advertisement is by Max life Insurance company or Ditto insurance advisors?
Good question🧐🧐
Ditto
Ditto
Both
Both
Hi @pranjal ,Great Admirer of your since 2020, please make a video on Health Insurance too
Pranjal sir 🙏🙏🙏🙏
Please health insurance bhi suggest kijiye na us par bhi ek video banaiye na
Still waiting sir😊😊
Sir , this elimination method is the best way to understand. Really continue this process ♥️
Max life insurance close karne ki soch raha tha.. But thanks to you for saving me
You are a kind hearted person. Your experience and study & knowledge, your way of explaining helps us to take proper decision. You are a torch 🔦 in the dark for us. Thanks for your great support.
Ek video kis case me term insurance ka claim reject ho jata h wo reasons ka video bnaye sir, section 45 b cover krna drink smoking points mist cover with all reasons
Thanks for your effort, crystal clear
Happy Mahashivratri sir
Very well analysis research video. Love your work.
Pranjal Bhai you are the best. Best explanation ever ,
Cool polite and covered almost all topics.
very good explanation on claim ratio. try to use Indian icons instead of foreign
Lic to le chuke hn pitaji log phle se .. ab payment hmse kra rhe hn 😂
Same with me
Just like Moye Moye 😂😂
😂😂 सही कहा
😂😂😂
Same with me 😭😭😭
You missed ICICI totally in this comparison...I think it should be there
Sir health insurance ke bare mein bhi video banaiye , husband -wife ke liye aur parents with diabetes ke liye ... Please
I was looking for just this and the video dropped ❤
Prangal bro aap bhut acha kaam kr rhe ho bss weekly one video ka Target bnnvo or ase hi India ko financial strong bnnvo but do weekly video target
But pranjal LIC has one advantage, that you can buy Term Insurance from LIC without doing research you have done, the only downside is high premium. The premium is for its brand Image and reliability.
I appreciate your work.. I remember u recommending MAX few years back.. And now also it is the best... It feels good that u dont get influenced if somebody pays u extra.. Or whatever.. Good work sir
Abe max ka solvency less than 2 h vedioa dekho it's paid
Please make a video on health insurance and compare different plans
Best video ever 👏🏻👏🏻👍🏻
Let me tell this sir... somewhere or the other you are doing a great great job by helping people who are unaware or who are misguided or misleaded. Thanks a lot 😇
Sir itne mehnge premium 3 saal pehle aur aaj me 3x growth hai premium me .. and if you are a smoker sin tax itna hai you would cough out blood ...
Also I don't think any life insurance company shuts down IREDA get a buyer for them aegon is currently getting tagged to bandhan Bank same hammed to max
So useful information Brother....
Waiting for best Health insurance plan 2024.❤
Maan Gaye pranjal bhaiya aapko 5 saal se follow karke bahut kuch sikhne ko mila 🎉🎉❤
Thanks! a lot for your efforts to find the best term insurance.
Please make a video on personal health insurance and parents health insurance 😊🙂🙃
Max life term insurance
Riders
1 accident cover
2 Critical inlles
3 disablement befit
4 waver of primium
Always Bang content videos delivery by PRANJAL KAMRA ❤
Dada Finology 30 plsssss... dont make us wait more❤❤❤
Any update? When will finology 30 launch?
Already TATA AIA ka leliya from your previous recommendation
Bahut badhiya Bhai 👍
Lots of Respect and Thank you very much, sir May God bless you with good Health, Wealth and Happiness ❤️❤️🙏🙏🙏
Thank you Pranjal.
Very informative video. You answered all my doubts
Superb analysis
PK, please don’t break the trust factor. You made a brand by trust. Your best 30 are not out yet. Jan-24 passed , feb-24 passed and no clarity till now
Dear sir health insurance pe aur ek video jaroor banayiye 🙏
Bahut sundar Sir
Great and informative video, thanks!
Please also make a vedio on health Insurance Plan.
Please make a video on health insurance for clarity, it's too confusing.
Please make a video on the pros and cons of Jeevan Umang Policy of LICI
Really helpfull! Thank You!👍
What if we already have taken other companies insurance like HDFC or Tata?
You can paid Up the policy
Very Good effort by you and I really appericate all your videos and on all subjects. Thx for the trouble you take to up lift Sr citizen like me. God bless
Absolutely got clarity with this content.
Which is be better platform for applying for term insurance, policybazar or ditto insurance. Kindly suggest @Pranjal Sir
Ek health insurance ka bee video banaiye 2024 ke liye 🙏
Postal Life Insurance, one of the best Insurance
Very good analysis by team.
Sir, please do and teach cash flow of company. This is important or not for company fundamentals analysis.
Best video on term plan...but I have already own one...Sir can we switch Tata AIA to Max life ? Is it good or not?Plz suggest,🙏
I had picked ICICI iprotect ALL in one.
What was procedure? Medical Test mandatory?
Income Proof etc?
Lic
And kotak i will prefer
I can't trust Max, banking brand gives a little bit of extra safety
I took max life term insurance with rider of critical illness and premium waiver , under went bypass surgery and now claim settlement will take 120 days to verify
Good explanation sir. Waiting for best health insurance video.
Sir please make detail video on Health Insurance also for 2024
During claim , they ask for last 3 years bank statements and employer records of leaves and medical claims data
If you buy LICs tech term plan online then it's price is quite competitive
Please make same video on best health insurance.🎉
Not Evaluated Properly
As All filters are not applied to all companies.
Not an Objective Evaluation
Hi pranjal, can you make a vedio on investment options for NRI please. Would be very helpful.
i still understand how did tata got filtered , you just blindly skipped tata from the list
Need one video on Health Insurance too
Please Make a video triple benefits max life capital guarantee solution and max life online saving plan.
I took a term plan from Max life for 2cr yesterday itself 😊 That’s how I trust Pranjal Kamra from early days of my investment journey 😂 Note:- Anyhow I have done much homework on term plans from sometime.
Very helpful and important video ❤
Great as always!!!Thank you Guru!!!
Sir please make a health insurance video ranking wise like this video.
Thanks sir very knowledgeable video
Very precise. To the point. Many thanks for this video Pranjal ji. You are the best
Sir please, health insurance par bhi video upload kijiye. We need your valuable advice....Thank you sir...🙏
Make a video on Health Insurance too.
Can we have the same video for Health Insurance ..??
Your are sponsored by MAX life. So don't confuse anyone. I support LIC because it's premium high but his claim settlement ratio and additional features is best ever other than insurance companies.
LIC might be good but not the best as their policys are quite costlier and mostly their agents will give you particular policy in which they will get more commission. Like life insurance with investment .
Lic ka Solvency ratio 2 hai .
Max ka 1.9 hai .
Aapne galat bol diya hai
@@vikasjha984 premium and policy size bhi toh dekho tb ratio ko compare karo lic ka premium and policy ka size max life se bhut jyda hai.
Arre Bhai... LIC se paise nikalne me chappal ghis jayenge.
Aap LIC agent ho kya
Thanks for the advice 👍
If i buy insurance policy with Max,HDFC,ICICI like private brand. If that company will close after some years . What will happen our polocy?
these companies are too big to fail. With Govt intervention, they will be saved somehow.
Good Decision Sir
Mai yahi dhoond raha tha 😂 👍🏼
Thanks for the video ❤
Thanks for the detailed analysis
Do one on medical insurance as well
Please make a similar video on best health insurance plans
THODA JALDI JALDI VEDIO BANAIYE WAIT KARTA HU APKI VEDIO KA