Reality of 1.5 Crore Package in America | Is it Enough to Survive? असलियत में कितनी है?

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  • Опубликовано: 3 сен 2023
  • Reality of 1 crore or 1.5 crore salary package in America. What are the expenses and salary in USA? Is it enough to survive on this salary in USA? How much are savings and expenses of Indians living in USA on 1 crore salary package?
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Комментарии • 2,5 тыс.

  • @bharatshah9092
    @bharatshah9092 5 месяцев назад +1292

    That's why living cost and purchasing power matters. Not just salary numbers!
    I earn 24 lakhs per year (much lower than 1.5 crore in USA), and certainly enjoy my life to the fullest !! Mere pass gadi hai, bungla hai, bank balance hai, aur maa bhi hai !!🎉🎉🎉 !!!

    • @sandeepbothra6809
      @sandeepbothra6809 5 месяцев назад

      Chodu itna bol raha hai tho yeh tho bata de ke maa tho India Main he hai na

    • @gurudevkehtehain-yu6pk
      @gurudevkehtehain-yu6pk 5 месяцев назад +202

      😂😂
      Presence of
      Maa....is everything in life

    • @piratexsam
      @piratexsam 5 месяцев назад +54

      Man you you really enjoying your life.🥳🤍

    • @jd76111
      @jd76111 5 месяцев назад +12

      Bruh u take bribe, haah 🤔

    • @manishranjan9589
      @manishranjan9589 5 месяцев назад +4

      How much tax?

  • @thisarchanabahuguna
    @thisarchanabahuguna 5 месяцев назад +238

    I lived in US between 2004-2019. It’s a very expensive place to live in. You can save so much more by living in India and get cheap help too. Also people are more connected and caring here.

  • @pradeepnair9612
    @pradeepnair9612 4 месяца назад +87

    I rejected just in October a 195k package. Because once you leave India, with 2 kids you dont have the same support system as its not cost effective. So second income becomes tough. Having said that when you leave India and move to any countru you must compare Purchasing Power Patrity. Rather than conversion.
    My wife and myself work in India, that too in a Banking Industry and we save significantly. We have 2 long trips, one in India and another abroad, that too with 2 kids.
    Hence, before moving you should look at what stage of life you are moving and whats your priorities.

    • @subramanianadaikalam9277
      @subramanianadaikalam9277 4 месяца назад +4

      If you have rejected 195k then your combined salary in India should be more than 55L+ .. it makes sense as you would continue to grow in career and earn more. Young kids would face challenge in adjusting to schools, spouse has to take more time off to manage ... it would be ideal to be bachelor or just married in US for few years and even work before kids go to middle school .. you get more experience, culture, a change but India is developing super fast in the last few years, so living in large city and in gated community would be better.

    • @AF-yq9es
      @AF-yq9es Месяц назад

      Best decision.

  • @srikumar2485
    @srikumar2485 7 месяцев назад +959

    Dont underestimate indian salaries... You must respect the freedoms which india has given to citizens.... Lets respect our country and values. 🎉🎊

    • @_AmanAalam
      @_AmanAalam 6 месяцев назад +69

      *given to “some” of its citizens

    • @gaurangdoriya8734
      @gaurangdoriya8734 6 месяцев назад +49

      Not even some only few😂😂 in context of 1.5 billion population...

    • @_AmanAalam
      @_AmanAalam 6 месяцев назад +5

      @@gaurangdoriya8734 very true

    • @peak_911
      @peak_911 6 месяцев назад +1

      lol

    • @aryandaniel2691
      @aryandaniel2691 5 месяцев назад +10

      So why are you see this vedio😂

  • @itexpert752
    @itexpert752 8 месяцев назад +289

    Being a freelance Software Engineer, I never liked to go abroad for more money. I am very happy and satisfied in India. I know well the conditions in misery. I mean in social terms not in economic term. Why not Americans want to settle in India for cheap expences ? I proud to be an Indian, proud to live here and want to die here in presence of my family and friends. I love my India.

    • @dilipmurmu9253
      @dilipmurmu9253 8 месяцев назад +15

      Rupiya se jada man me khushi chahiye...

    • @threekblack217
      @threekblack217 8 месяцев назад +4

      Kya bol raha he hindi me likh le?

    • @sekharsahu9203
      @sekharsahu9203 8 месяцев назад +9

      I love my Bharat

    • @korewa94
      @korewa94 8 месяцев назад +2

      How much average money we can from freelancing if we learn programming language?

    • @thymos6575
      @thymos6575 8 месяцев назад +6

      amricans kyu ayenge esi gandi jagey lol

  • @divyanshusoul
    @divyanshusoul 8 месяцев назад +993

    Moral of the story : STOP feeling proud about RUNNing away from your country

    • @ignashi7plays401
      @ignashi7plays401 8 месяцев назад +126

      True but run away if you can.

    • @ashishkumarsada6064
      @ashishkumarsada6064 8 месяцев назад +51

      India mein job Kahan hai

    • @p_sahil9
      @p_sahil9 8 месяцев назад +62

      In india you can never buy 2 cr car...even if graduate from IIT, working in india...but in America it is easy.

    • @RG-iw4c
      @RG-iw4c 8 месяцев назад +44

      Jao but paisa bhejo apne ghar

    • @sm6520
      @sm6520 8 месяцев назад +28

      Jao aur india me investment kro

  • @askdynamic
    @askdynamic 8 месяцев назад +397

    For people who don't have any responsibility of mother father or family members, than it is ok to go abroad for experiencing coolness, calmness and comfort. But our culture is definitely inspires and advocates to live life for others and not for only oneself.
    To utilise wisdom is solely on an individual.

    • @ayushchaturvedi7098
      @ayushchaturvedi7098 7 месяцев назад +27

      kaun sa comfort be?....our culture is to fight on minute things

    • @ThePoet98
      @ThePoet98 7 месяцев назад +2

      ​@@TN78768then wo to khud ki country mein bhi kr hi rhe the bhai.. oor yahan to ek dusre ka khyal rkhne k liye bhi log hai.. wahan kya😂 hai

    • @satishimca
      @satishimca 6 месяцев назад

      Thats true, and I live with that guilt every single day.

    • @kashanrizvi3419
      @kashanrizvi3419 5 месяцев назад +7

      Individualism kills family and society.

    • @askdynamic
      @askdynamic 5 месяцев назад +3

      @@ayushchaturvedi7098 right, but culture is to live for others in all odd circumstances rather than run away from responsibility citing minute reasons.

  • @narasimhaprabhu8487
    @narasimhaprabhu8487 7 месяцев назад +218

    I travelled through US last month, i was there for about a month. Met so many of my classmates. I found one thing very common . Mostly people feel isolated, scared. Everyone has a long career to complete till 62-63 and already very sick and tired. About expenses, anything above 10/15 dollars kicks in alarm. A 100 dollar bill is very pricey.

    • @ApulicaOfficial
      @ApulicaOfficial 4 месяца назад +8

      India pe jaise Rohingiya guzarte aisehi most Indian USA me guzarte hai. Simple

    • @tauseefahmad87
      @tauseefahmad87 4 месяца назад +1

      Why scared ??? I have never been to the USA?

    • @stephenwilson4931
      @stephenwilson4931 4 месяца назад +2

      Tere angur khatte kr rhe h... itni problem h to wapas kyu nhi aajate😂😂

    • @indian-fc8md
      @indian-fc8md 4 месяца назад +2

      They were all scared that u might turn to a parasite for them lol

    • @indian-fc8md
      @indian-fc8md 4 месяца назад +2

      Uncle ji when if US everyone have to look after themself ...the quality of life , air we breath, food ,work culture ,quality of school &mostly corruption free

  • @vanibhatt5448
    @vanibhatt5448 8 месяцев назад +206

    I've been living Texas around 8 year, every point you both talked absolutely correct.👍👍

    • @traderji9718
      @traderji9718 6 месяцев назад +3

      So u r now in India ?

    • @piedepew
      @piedepew 5 месяцев назад

      she said living@@traderji9718

    • @salmanrizvi8604
      @salmanrizvi8604 4 месяца назад

      😂​@@traderji9718

    • @stephenwilson4931
      @stephenwilson4931 4 месяца назад +4

      ​@@traderji9718 ghanta koi gaon wapas jata h kya 😂😂

    • @eggbenedict-gt7mw
      @eggbenedict-gt7mw 4 месяца назад

      ​@@stephenwilson4931ye aise hi hain bhain, itna kharab hota to india wapis nay jaate, Christian countries jaane ke liye bhikari jaise line main khade hote hai

  • @thearindambiswas
    @thearindambiswas 8 месяцев назад +282

    Which is why its important to take into account Purchasing Power Parity of the country in such circumstances.

    • @utkarsh1111111
      @utkarsh1111111 8 месяцев назад +1

      Devide per annum salary by 5

    • @sanjeevsharma28
      @sanjeevsharma28 8 месяцев назад +1

      What about the Quality of Life ???

    • @utkarsh1111111
      @utkarsh1111111 8 месяцев назад +15

      USA - got indipendence 250 years ago
      India - 75 years
      USA Population - 33 crore
      India - 140 crore

    • @peak_911
      @peak_911 8 месяцев назад

      Expecting quality of life same as usa from india? indians are real fools no wonder chinese laught at us@@sanjeevsharma28

    • @fwefhwe4232
      @fwefhwe4232 6 месяцев назад +5

      India me ghar expensive hain.
      Petrol 2x expensive hain
      Cars expensive hain
      Sirf sabzi sasti hai

  • @satyakeechowdhury
    @satyakeechowdhury 6 месяцев назад +6

    Wonderful video.... explain a lot....will wait for the next one

  • @sidhantsaini2023
    @sidhantsaini2023 7 месяцев назад +149

    ये विडियो बेरोजगार वालों को proud ,feel कराती ह

  • @samradalpha
    @samradalpha 8 месяцев назад +9

    Very practical and easy to understand statistics. I agree with your points.

  • @Cynically.inclined
    @Cynically.inclined 8 месяцев назад +325

    these guys are absolutely correct, i lived in europe for 5 years, i paid numerous taxes per month, i couldn't save much and was living a middle class life there despite beimg from iit background , taxes in such countries really dont let u njoy life. i could hardly enjoy over there. 50% of salary every month was just paid in rent amd taxes, fucking ridiculous, rest 50% for eating, shoppimg, going out, travellig etc. life with good salary in india is a much better option

    • @pojha5
      @pojha5 8 месяцев назад +37

      Bhai 30% to India me bhi dena padta h...

    • @siddhartharay1835
      @siddhartharay1835 8 месяцев назад +19

      You have told the truth...its much much easier in india...a central school teacher gets salary of 82000 in the starting.....you just imagine the buying power of Indian teachers.......then compare with teachers in usa...you will know the truth

    • @ignashi7plays401
      @ignashi7plays401 8 месяцев назад +32

      @@siddhartharay1835 You compared the best in India from the worst/average in the USA. Not a fair comparison.

    • @siddhartharay1835
      @siddhartharay1835 8 месяцев назад +7

      @@ignashi7plays401 not at all.teacher vs teacher I compared.....equally ....all hoax on the American front...

    • @ignashi7plays401
      @ignashi7plays401 8 месяцев назад +7

      @@siddhartharay1835 so you think there is nothing else is considered when paying a teacher.
      You sounds like "Oh yes, he is a teacher. We don't care about his field or experience before deciding on his salary. Here take your 82000." 😂
      You need to learn about "sample bias" to understand what I had said previously.

  • @sawakpalkhiwala
    @sawakpalkhiwala 5 месяцев назад +5

    Very interesting -& useful information from you, thanks.

  • @shashtulsian9892
    @shashtulsian9892 Месяц назад

    What an authentic video! And these guys seem so cool!! Kudos! Subscribed!

  • @nitinthakur6569
    @nitinthakur6569 8 месяцев назад +10

    Genuine Discussion, enjoyed it and learned a lot

  • @preet-553
    @preet-553 8 месяцев назад +12

    Very informative video gave very good information.This Everyone knows what happens in America...Bless You Both 🙏🙏

  • @AbhishekChauhan-rj2wc
    @AbhishekChauhan-rj2wc 3 месяца назад +48

    Itni hi sad reality hai to India ajao na 😂.

    • @sigmamale7720
      @sigmamale7720 Месяц назад

      😂😂thik thik

    • @manpreetsingh4084
      @manpreetsingh4084 Месяц назад +7

      Sab doglapan hai ye😂😂

    • @chetanmayekar
      @chetanmayekar Месяц назад

      Its not about usa good to stay or nit its real that salary look good but salary and expenses same currency. Same for uk also. However to stay or go back is individual preference. Risk known and u stay. India also same mumbai delhi people go back to native if remote job ok.

    • @aaravrupeshvlog9086
      @aaravrupeshvlog9086 Месяц назад

      Bhai daldal me hi

    • @pradeepkamate2342
      @pradeepkamate2342 Месяц назад

      Baat to sahi aapki

  • @user-yt1wf1ur9h
    @user-yt1wf1ur9h 7 месяцев назад +6

    Need more this kind of discussion 😮

  • @somakovoor1835
    @somakovoor1835 8 месяцев назад +49

    beautiful discussion
    v fact filled and imteresting. Both Rajat and varun ki jodi is superb.both are brainy.i am v proud of the young indians coming to this country.
    they surely more intelligent than me who came here from india 42 yrs ago! great video.great intelligent discussion!

  • @aponhistravels2362
    @aponhistravels2362 8 месяцев назад +18

    Absolutely Rajat and Varun we enjoyed the video a lot I would say it’s a informative video in a simple manner…. Awesome keep making such videos….
    Keep shining Mate 😊

  • @Build_Nation
    @Build_Nation 4 месяца назад

    Very Informative Video!!!!!!

  • @rdbtumpy
    @rdbtumpy 7 месяцев назад +32

    I am in Canada and i agree to the last part - It has been 6 years and when compared to India I am liking the peace.. Also the competition is less for next generation.. I am not getting into the discussion of pollution, food and all

    • @bigb3267
      @bigb3267 6 месяцев назад +7

      We don't know future
      What happens next.

    • @TheSudhanshu1982
      @TheSudhanshu1982 5 месяцев назад +9

      I spent a decade there, insane competition even for basic jobs. winters are life threatening and future is way way below India (save it), Canadians didn't even have their own car brand forget future.

    • @ettayi987
      @ettayi987 4 месяца назад

      Dodge??​@@TheSudhanshu1982

    • @ApulicaOfficial
      @ApulicaOfficial 4 месяца назад +1

      bhai khudka pta nhin hai ye bchho ke liye proud feel kr rha hau😂

  • @sriparnaroy5575
    @sriparnaroy5575 8 месяцев назад +59

    Rajat, I feel you guys are still lucky. I live in Silicon Valley where 1500 sq ft single family cost more than 2M and cost of living is so high that 300K+ is not enough survive.

    • @divyanshusoul
      @divyanshusoul 8 месяцев назад +20

      Why did you run away from India then? Did you have a miserable situation in India?

    • @abhi9029
      @abhi9029 8 месяцев назад +2

      @@divyanshusoul absolutely.

    • @MandhapatiJayakrishna
      @MandhapatiJayakrishna 8 месяцев назад +2

      ​@@divyanshusoulif it makes you sleep better at night.. well done mate

    • @garygeorge-wi7co
      @garygeorge-wi7co 8 месяцев назад +1

      That is not true. Not all houses cost two million unless it is a mansion.

    • @shivhareravikant
      @shivhareravikant 8 месяцев назад +4

      Rent is approx 2200 to 2300 and they are saying 4000 and if 4000 is emi then its an investment not expense.
      Hence, for them nothing is enough.

  • @grovervishal591
    @grovervishal591 8 месяцев назад +48

    bhai mere ghar pe koi aake kehta hai na ki mera beta ya beti is earning this much package in US/Canada or any other country. The one question I asked is ki unke ghar pe maid aati hai ya khud karna padta hai.:D ::D.. In india may be salaries definately utni nhi hai but we live very comfortably.. 2nd jin logo ko 10 saal se upar ho gya hai job karte, itne me ye samjh aa gya hoga ki job se koi bhi aadmi amir nhi hua aaj tak.. Either you should have your business or You have good knowledge of investments. So investment point of view se india is growing country, it has potential to may be 10X your savings in coming 2-3 decades. So my advice to young people is,, don't blame anyone if you are not able to go to US by any reason. Just work hard, work smart and Invest smartly. And trust me India me reh ke bhi sabhi wishes poori ho sakti hain !!

    • @patrioticindian57
      @patrioticindian57 5 месяцев назад +2

      Maid nahi Aati as each human gets a living wage. We are free to exploit the poor in India.

    • @electrowizard2658
      @electrowizard2658 Месяц назад

      @@aksh4t829dekho baat sahi hai but emloyement unko bhi milata hai !!

  • @SirsenduKarna
    @SirsenduKarna 7 месяцев назад +19

    If you are earning decent in India then no point in moving outside. Although standard of living is better in states and european countries but living in India also come with its own perks. So depends on individual choice

  • @satpalmodinagar7172
    @satpalmodinagar7172 7 месяцев назад +2

    Nice video bro, keep gro and happy it's the first thing 👍👍👍👍👍, God bless you.
    True video, bhot achha lga aapki video dekh kar 🙏🙏🙏🙏🙏

  • @RahatAli-sr4vt
    @RahatAli-sr4vt 8 месяцев назад +26

    Very informative video. This video is specially for one who is dying to relocate to the USA even on minimum salary without analysis of what they will get in hand. In my opinion if you are not going to save double of what you are saving in India then it is worthless to relocate

  • @deepanjukatiyar1934
    @deepanjukatiyar1934 8 месяцев назад +9

    Really like these types of video ...I hope you bring many more videos regarding career related options(demanding IT domains)in usa

  • @creativeizzz4516
    @creativeizzz4516 19 часов назад +1

    Eye opener video, thanks sir

  • @niteshrao
    @niteshrao 4 месяца назад

    Great video......bahut realistic samazhaya hai...

  • @mualayamsinghyadav945
    @mualayamsinghyadav945 8 месяцев назад +120

    मुझे नहीं पता मैं क्यों देख रहा हूं यह वीडियो

    • @pinkumund1
      @pinkumund1 5 месяцев назад +2

      😂

    • @tapaspal2007
      @tapaspal2007 2 месяца назад +3

      Sayad maan me america jane ka bichar hai 😂

    • @tapaspal2007
      @tapaspal2007 2 месяца назад +1

      Sayad maan me america jane ka bichar hai 😂

    • @deepakk4594
      @deepakk4594 2 месяца назад +2

      Same here bro... Koi lena dena hi nahi hain

    • @talu1999
      @talu1999 Месяц назад +1

      Time waste kerne ki addat, aur kya

  • @docturbo7645
    @docturbo7645 8 месяцев назад +11

    Sir bht achhe se explain kiya, aapki poori video se ek seekh mili.
    Jitte ka bhi package hai use 12 se divide karo toh per month salary ajayegi aur uske baad usko 8 se divide karlo.
    Toh india ke equivalent paise pata lag jayenge.
    Example: 1.5 crore ka package
    Means 12.5 lakhs per month
    Usko 8 se divide karo toh comes out to be 1.56 lakhs.
    Aur jo dollars mein prices bataye aapne unhe 10 se multiply krke sahi idea lag raha hai.
    Example maagi 3$ ki hai
    Yaani 30 ₹
    3-4bhk ka rent 2500-2800$
    Mtlb same, yaha 25-30k mein mil jayega.
    Bht easily aur achhe ae explain kiya sir.

    • @anushshetty30
      @anushshetty30 2 месяца назад

      Bhai India mai 3bhk 25k rent mai kaun de raha hai ? Mujhe usse baat karni hai.

    • @docturbo7645
      @docturbo7645 2 месяца назад

      @@anushshetty30 Brother depends on area. South Delhi mein 50k tk ka milega.
      Jamna paar jaise area mein shayad 18-20k ka mil jaye. However Jo rent Maine bola it's in Kotla (Central Delhi near my college M.A.M.C.)

  • @ANAND...TIWARI
    @ANAND...TIWARI 7 месяцев назад

    Great video guys....aapne dil se ek eye opening video banayi h.😊

  • @KetanKanetkar
    @KetanKanetkar 5 месяцев назад +1

    Loved your camaraderie guys. Good wishes.

  • @chinmaykale4517
    @chinmaykale4517 8 месяцев назад +7

    I won't say disappointing or great but it was good to know about the depth of this thing
    Thank you for the information

  • @mithsindia5150
    @mithsindia5150 7 месяцев назад +12

    Lived in USA,UK, Europe,ME ,Asia trust me for an average Indian ,best place is India only.
    And in current circumstances India is better even for all practical purposes (considering no emotion/nationalism).
    Yes but one must visit the world before settling down in your native country,you definitely become a better person and you can take all the good things or work back.

  • @Seedhe-Saadhe-Akshay-Akshay
    @Seedhe-Saadhe-Akshay-Akshay Месяц назад

    Exactly Sirji , the other side of the grass always looks greener as they , Thank you for being so transperent about the actual facts ...

  • @devendrakumarchaudhary663
    @devendrakumarchaudhary663 3 месяца назад +1

    Real picture of of US earnings and expenditures. Very well described. Thanks a lot both of you.

  • @Brainybudsstudio
    @Brainybudsstudio 5 месяцев назад +94

    Navigating the cost of living abroad in the USA vs. the tranquility of being Indian in India. While dollars may bring a different unnecessary lifestyle, the peace of mind in our diverse and culturally rich homeland is priceless🎉

  • @vikramkala3394
    @vikramkala3394 7 месяцев назад +3

    Super genuine video guys
    Subscribed …..!!

  • @akhileshchandra2702
    @akhileshchandra2702 Месяц назад

    Very good.actual things u got in knowledge.

  • @kunaldhake971
    @kunaldhake971 7 месяцев назад +2

    Nice man you are a honest man...👍

  • @maryalvis6936
    @maryalvis6936 8 месяцев назад +3

    Thank you for sharing the information as it is a helping information for those who are planning to move to America. It gives us an idea to choose the location, plus taxes, etc. It is a good video that is a helping hand to keep a mindset if anybody is planning to move or has a work opportunity.

  • @AshishGoyal
    @AshishGoyal 8 месяцев назад +11

    Great video guys. At 5:00 a very important message communicated silently that the real conversion rate is 10-15 rs, keeping the purchasing power parity.

    • @thearindambiswas
      @thearindambiswas 8 месяцев назад

      It's around 22 now.
      It used to be 16 around ten years back.
      data.oecd.org/conversion/purchasing-power-parities-ppp.htm
      So the figure stated in the video USD 180,000 in the US roughly translates to INR 42,00,000.

    • @shravangupta4828
      @shravangupta4828 7 месяцев назад

      I did not get it. how is 80 replaced by 10-15

    • @rahulkumarchauhan9419
      @rahulkumarchauhan9419 7 месяцев назад

      ​@@shravangupta4828PPP is different, it's basically how much same goods are purchased by different currency.
      For eg...1 toffee cost 40 rs in india and same toffee cost 1 dollar in US.
      1$=80 Rs.
      PPP is 1:2...

    • @thearindambiswas
      @thearindambiswas 7 месяцев назад

      @@shravangupta4828 it's called Purchasing Power Parity.

    • @subramanianadaikalam9277
      @subramanianadaikalam9277 4 месяца назад

      @@shravangupta4828 1:3 ... it means getting 12L annual salary in india is equal to 36L annual salary in US. If anyone earning beyond that is when they get more ..

  • @trueindian6332
    @trueindian6332 2 месяца назад

    your information was quite useful.and eye opening

  • @latabhambwani8587
    @latabhambwani8587 2 месяца назад

    Thanks for the explanation.

  • @technofete
    @technofete 4 месяца назад +14

    Whenever people talk abt earning in a foreign country, please know that unless you bring that USD and convert to INR it is of absolutely no use. If you don't convert that USD, then 15 LPA and above in India is a very good number to enjoy life along with your family !!

    • @ShubhamSaxena-te7nb
      @ShubhamSaxena-te7nb 2 месяца назад +2

      Yep agree! But recently YT is somehow recommending me all the videos of moral policing, women crimes, toxic work environment, gunda raaj, mla slapping citizen, ias slapping citizen, police gunda giri, jhpadpatti people gunda giri and so on. Those are my concerns, I live in Europe ans still proudly Indian :)

    • @technofete
      @technofete 2 месяца назад

      @@ShubhamSaxena-te7nb Other so called big/ developed countries have bigger issues than what u stated above - shooting killing protests economic fall etc., somehow only india was shown in the dark side these many years by the "news channels" but all thanks social media all the dirt from each of the countries is being surfaced

    • @shasendraprasad5054
      @shasendraprasad5054 2 месяца назад

      This is the comment I was looking for. What you have mentioned @technofete is a spot on fact. If you earn well in India then there is definitely no need to move outside

  • @nitin123455
    @nitin123455 6 месяцев назад +12

    Good to see you both together 😊... Really miss those infy days

  • @Rahul_Ahlawat
    @Rahul_Ahlawat 7 месяцев назад +1

    Cool ❤ Thanks a lot for sharing the breakdown 🙏

  • @sumannayal7867
    @sumannayal7867 5 месяцев назад

    Nice information bro. So nice both of you are really wonderful and true by heart. Vlog liked. Lovely lines
    pros and cons.

  • @shriyakulkarni5422
    @shriyakulkarni5422 7 месяцев назад +12

    The best thing I find about this video is both of them are so humble and grounded and talk about reality instead of just hyping about their lifestyle. Otherwise Indians living in US think they are the king of the world and always demean India.

  • @abhimanyu-co.
    @abhimanyu-co. 8 месяцев назад +55

    Moral of Story:- Never leave your own Country - Bharat 🇮🇳

    • @crazyvideos273
      @crazyvideos273 8 месяцев назад +3

      It is not Bharat..it is India.

    • @abhimanyu-co.
      @abhimanyu-co. 8 месяцев назад +7

      @@crazyvideos273 As per Constitution, we can call "Bharat" as well as "India". If you like "India", then your choice, but I will always call original name - "Bharat" not India- name given by British.

    • @neerajsinghbhar966
      @neerajsinghbhar966 8 месяцев назад

      ​@@abhimanyu-co.English is also British stop using it,tere jaise fudduo ki vajah se hi desh chod rahe hai. Log

    • @shivamshing8607
      @shivamshing8607 7 месяцев назад +3

      ​@@crazyvideos273it is Bharat

    • @crazyvideos273
      @crazyvideos273 6 месяцев назад

      @@shivamshing8607 chutiya..it is India..NE india, Andaman &nicobar, south india, Kashmir, lakhshdeep has no history of Bharat. There was no Bharat or a any national concept before the British set their foot here.

  • @mechanicalbiopolis4671
    @mechanicalbiopolis4671 6 месяцев назад

    Really good and objective video. Well done! Sad to see unnecessary comments glorifying like in India instead of understanding the message of this video.

  • @vivekb3786
    @vivekb3786 7 месяцев назад

    😀Nice well explained.

  • @saurabhzaware6035
    @saurabhzaware6035 7 месяцев назад +14

    After 10 year work experience
    1.5 CR Salary = 170k CTC
    3,300 USD saved per month except misc expenses (assume 300 USD)
    @83 exchange rate = 2.5L per month savings as of 27 Sep 2023

    • @mukeshkrsingh7482
      @mukeshkrsingh7482 2 месяца назад +2

      Itna khrcha hota h tb to hmra pyara BHARAT hi sahi h ❤

    • @RK007Rk0
      @RK007Rk0 Месяц назад

      ​@@mukeshkrsingh7482baat tho sai hamara gawo acha ish se

    • @bikonkumardas
      @bikonkumardas 17 дней назад

      ​@@mukeshkrsingh7482Aare bhi, itna save kar sakte ho kya?

  • @kavishwarmokal124
    @kavishwarmokal124 8 месяцев назад +57

    5:20 if you consider the PPP index then $1= ₹25, means what you get in 1dollar in US will cost you rupees 25 in India on an average.

    • @aashutiwari385
      @aashutiwari385 3 месяца назад

      Ultra bol the ho,

    • @naveensharma2509
      @naveensharma2509 24 дня назад

      ​@@aashutiwari385sahi to bol raha hai be bewkoof... 1 RS ko 25 dollar ke baraabar karega kya ulta karke

  • @Soham-hk8jk
    @Soham-hk8jk 2 месяца назад

    Thanks. Good information.

  • @maheshchoubey
    @maheshchoubey 5 месяцев назад

    Good job you guys are sharing very useful information

  • @sameer31101984
    @sameer31101984 8 месяцев назад +34

    Plus 180K is more like 5-7 YOE package, once you cross 10-years that is closer to 250K. If you have advanced degrees (MS/MBA) with 10+ YOE you can easily earn 350-400K. With both family members earning, you can save up to 200K a year easily

    • @professorarjun1234
      @professorarjun1234 8 месяцев назад +13

      When you start to earn 350-400K, You stop looking at Savings.

    • @sameer31101984
      @sameer31101984 8 месяцев назад +9

      @@professorarjun1234 you’ll be surprised. It’s not a cliche that I-bankers in NY make 2M+ but end up saving close to 0 (maybe something in 401K). Salaries get eaten by private education, mortgage, alimony and an expensive lifestyle - many are in debt. Situation in Tech and some other stable fields in better.

    • @gunaarokiadass8591
      @gunaarokiadass8591 8 месяцев назад

      Education does not correspond to salary

    • @sameer31101984
      @sameer31101984 8 месяцев назад

      @@gunaarokiadass8591 Accha... how much do high-school pass-outs make vs. masters on average in US? Its not about know 5-10 or even 1000 people who earn more then someone who's better educated... its the averages game...

    • @ashwinb6435
      @ashwinb6435 8 месяцев назад +5

      Who pays 350k in IT ? You have example ?

  • @politicallyincorrect1705
    @politicallyincorrect1705 8 месяцев назад +76

    What you missed:
    - 401K deduction
    - College tuition
    - India travel

    • @parthmehta3427
      @parthmehta3427 8 месяцев назад +8

      Biwi ki kamai bachti hai voh bhi add karna bhul gaya, I am from india

    • @satyanveshi1939
      @satyanveshi1939 8 месяцев назад +1

      Utilities, daily travel (fuel parking toll), so many other insurances,, if owning a home all mortgage expenses (EMI, property tax, house insurance, lmi), kids extra curricular

    • @m4mohit871
      @m4mohit871 8 месяцев назад +1

      Yr atleast life tho achi h vaha sa peace h aur enjoy h jo INDIA mai nahi h.

    • @parthmehta3427
      @parthmehta3427 8 месяцев назад +4

      @@m4mohit871 Indian cities mein nahi ,gaon mein jao Shanti hi Shanti hai ,aur ye texas udhar ka gaon hai ,udhar jab inko bola Jai ko bay area mein jina hai tab inke bhi pasine chut jaate hai kharcho ka sochke

    • @aniketpatil5328
      @aniketpatil5328 8 месяцев назад

      5000 dollar ka income Tax.. can you ellaborate this point?

  • @niteeshparashar3276
    @niteeshparashar3276 7 месяцев назад

    Good video nice efforts 👏👏👏👏👏👏 appreciate your work

  • @nikitakhandelwal872
    @nikitakhandelwal872 7 месяцев назад +1

    I really liked their friendship..... I enjoyed and watched the complete vdo simply bcz of the bond they shared here.....

  • @ajaydixitcarbon
    @ajaydixitcarbon 8 месяцев назад +41

    Could've added annual India trip costs. You spend some of your savings when in India. Technically, NRIs save less than the general public perception.

    • @foodbody2031
      @foodbody2031 17 дней назад

      Hi Ajay, couldn't help but notice the word ' carbon' added to your username.
      Does it mean you work in sustainability/Ghg/carbon accounting or carbon credits/carbon taxation field??

    • @ajaydixitcarbon
      @ajaydixitcarbon 17 дней назад

      @@foodbody2031yes, your observations are too good! I am a GHG advisory consultant, helping my corporate clients earn Carbon Credits.

  • @chepaukground7608
    @chepaukground7608 8 месяцев назад +13

    Rs 1.5 crores, translates to $180,000 per year. This is a huge salary in most parts of the USA. This is a salary that can get you a big house, safe neighborhood, excellent public school (school is free) and a good life style.

    • @likithr1750
      @likithr1750 8 месяцев назад +1

      Not everyone can get that.For fresh graduates $100000 is starting.That guy is just posting it get views

    • @chepaukground7608
      @chepaukground7608 8 месяцев назад +1

      @@likithr1750 IMHO 100k for fresh graduate is a great salary in the US.

    • @Smackrecker
      @Smackrecker 5 месяцев назад +2

      Its more than double the national average salary which even Americans earn. Pata nahi aur kya chahiye

  • @mahendrashinde8910
    @mahendrashinde8910 3 месяца назад

    Well narrated by both of you.

  • @vr1908
    @vr1908 7 месяцев назад

    Good explanation brothers. It will stand definite help for new migrants

  • @vaibhavsaini6522
    @vaibhavsaini6522 8 месяцев назад +3

    Ik people working at 80k usd in USA living their life and saving 1-2k USD evrry month and ik a guy working in Uk earning 2k British pounds and saving upto 500 every month while living the best life, it ultimately depends on what type of lifestyle u want, in cities like delhi/gurgaon even 1 lakh per month may seem less 🤷‍♂️

  • @glamorousregent
    @glamorousregent 8 месяцев назад +37

    3000-4000 per month saving is too low considering staying in US hats off to all who are feeling they are doing well and living a high standard . Cheers and wishing the very best

    • @akshatkumar1027
      @akshatkumar1027 8 месяцев назад +3

      Bhot jyada achi savings hai ye even USA ke standard se , USA me median household income 80000 dollars hai (median household income matlab 2 log milke kitna kama rahe hai) us hisab se dekh le

    • @electricadi
      @electricadi 8 месяцев назад +2

      With your partner (wife) also earning the same/similar then the savings could easily reach 8k-10k per month or 1L USD per annum... Which is quiet good. This is because costs get shared...

    • @pronobkumardeka6653
      @pronobkumardeka6653 8 месяцев назад

      ​​@@electricadihow many times they travel to their home country in a year?

    • @electricadi
      @electricadi 8 месяцев назад

      @@pronobkumardeka6653 Usually travelling to home country and spending on vacations is wrapped under one spending bucket... As paid holidays are limited...

    • @pronobkumardeka6653
      @pronobkumardeka6653 8 месяцев назад

      @@electricadi ohh...i thought paid leaves are unlimited😳

  • @marietheresa7866
    @marietheresa7866 4 месяца назад

    👌👌👌👌Great Share.
    Many count the figures in US$. Big oversight.
    The PPP is of utmost significance.
    THANQ so much for this service to those who still dream the American Dream, which Was a Reality decades back.

  • @11hemantkumar
    @11hemantkumar 17 дней назад

    Good information guys

  • @sundareshkuchipudi
    @sundareshkuchipudi 8 месяцев назад +20

    Rajat Sir One Request As I Am From South India, I Know Hindi Only To Some Extent. So When You Are Telling Numbers Like In This Video You Said Rental Amount, Please Tell In English Or If You Are Saying In Hindi, Please Mention Rental Amount Or Numbers On The Video, So That Everyone Can Understand.

  • @vikasmeena
    @vikasmeena 5 месяцев назад +6

    So basically we can say your salary 12.5 lacks rupees per month and expenses overall 7.5-8.5 lacks per month then you save 4-5 lacks per month.

    • @redfordrn
      @redfordrn 2 месяца назад

      After taxes you get 8 to 9 lakh. 12.5 lakh before taxes. The Americans cut taxes and health insurance from you salary.

    • @redfordrn
      @redfordrn 2 месяца назад

      Then 7 to 7 5 lakh expenses. Which leave 1 to 1.5 lakh saving. Which is accurate. Roughly $1,000 to 2,000 saved per month. If you can save that much in India or other neighboring countries, its not worth it to move to US. You sacrifice a lot, when you move.

  • @AK_47_007.
    @AK_47_007. 7 месяцев назад

    Tysm bhaiya for this video bhaut seeknai ko mila ❤🎉😊

  • @kamalnaria94
    @kamalnaria94 Месяц назад

    You have made an honest attempt to explain. You must be IT professionals.😊

  • @maheshwaware
    @maheshwaware 7 месяцев назад +22

    I am earning $15k month, but I only pay $2100 rent in Atlanta. Although other things such as taxes and all depends on how much you put it in savings before tax such as 401K/Roth etc. so it depends on how much you able to save before spending. My funda as always save first and spend later. So I almost save 30-40% of my salary each month.

    • @ngshkmth
      @ngshkmth 6 месяцев назад +2

      How much u save after all expense per month

    • @RajendraDubey00
      @RajendraDubey00 3 месяца назад +5

      No benefit bro, your savings are also in Dollar. until your savings is converted into INR

    • @user-pt8cf5wo9z
      @user-pt8cf5wo9z 2 месяца назад +2

      Very true. Don’t try to scare those who want to come and try American life. You need to enjoy your life in a manageable way. Don’t rent out high end areas. All kind of rental places and first time home buyer’s programs are available.

  • @kkb_now_i_have_a_handle
    @kkb_now_i_have_a_handle 8 месяцев назад +12

    and also most of the S/W companies have stopped hiring in US. if any requirement comes they say to hire in India and here they have started giving good packages(obvio according to the Indian market). India is becoming a strategic location for all companies because they have to pay less to employees.

    • @likithr1750
      @likithr1750 8 месяцев назад

      They are rules that they have to hire a percentage of people in the US and clients want some of the work to be done there itself

  • @user-wb9tq3ll6z
    @user-wb9tq3ll6z Месяц назад

    Thanks for the information sir.

  • @udaykerkar707
    @udaykerkar707 5 месяцев назад

    Good dear
    At least we get knowledge
    From you
    God bless you

  • @santoshdongare8977
    @santoshdongare8977 5 месяцев назад +4

    Bhai hum bahut kam kamate hai aapke comparison ne bht ham khush hai kyunki ham family, maa-baap ke saath rehte hai.

  • @CCCP85
    @CCCP85 8 месяцев назад +28

    Truly an expense guide, when I enquired about these expenses with my relative he was stunned and puzzled and never answered. How do you guys save money in the😊 US, do layoffs impact financial plans...? I think my relatives gave me a wrong picture of the US as a wonderland, while friends were right...do you think it's worth coming to US for higher education around age of 36?

    • @PS-ej2xn
      @PS-ej2xn 8 месяцев назад

      No. Life is likely to be hard.

    • @sakthishivam
      @sakthishivam 7 месяцев назад

      No...instead do it here in the IIMs...

    • @drsatishs
      @drsatishs 3 месяца назад

      ​@@sakthishivamso u think u can just walk into IIM for an MBA, 1 in 10000 taking the exam actually get into a good IIM!

    • @sakthishivam
      @sakthishivam 3 месяца назад

      @@drsatishs I am from IIM...I know the grill !

  • @anujseth1885
    @anujseth1885 3 месяца назад

    Very well explained

  • @HarjeetSingh-mu8me
    @HarjeetSingh-mu8me 2 месяца назад

    Good information.

  • @sushrutsingh7975
    @sushrutsingh7975 8 месяцев назад +23

    One imp difference
    In India even if your household income is 2 lacs per month , u can hire 2 maids and a driver , for which u have to paid lacs per month in US

    • @satyanveshi1939
      @satyanveshi1939 8 месяцев назад +8

      Bro that is because India is one of the worst counties in the world in terms of wealth disparity. Maid and driver's are so much underpaid. In USA Australia Europe they are paid well

    • @Sharukhkhan-br7pw
      @Sharukhkhan-br7pw 8 месяцев назад

      Hahaha

    • @gauravkumarsingh837
      @gauravkumarsingh837 7 месяцев назад +2

      Positive : do not compare to country..
      Negative: aaise taise main jao..enjoy Karo
      Jaha raho..

    • @TheSudhanshu1982
      @TheSudhanshu1982 5 месяцев назад

      @@satyanveshi1939 itna bhi well paid na ho ki pay hi na kar sako ..LOL

  • @RAY-Money
    @RAY-Money 8 месяцев назад +4

    4:58 Sir It's PPP 😊😊. IF you multiply by 18 you get the cost in India on average

  • @lokeshwarkumar9776
    @lokeshwarkumar9776 20 дней назад

    Explained in a good way 🙏🙏

  • @srini9653
    @srini9653 6 месяцев назад +1

    Texas mein rahtha hoon, 180k kamatha hoon, poora cutting honay ke baad hath me 7K average aatha hai, ghar ka karcha, kana peena aur bacha ka karcha jane ke baad Panch Sow Dollr bach thay hein. Iska 3 saaal jama kar ke mein India jatha hoon.
    Texas bhi bohut expensive hai 😞!

  • @Kamranfarooq1
    @Kamranfarooq1 8 месяцев назад +3

    Thank you guys...good moral support

  • @niravshah9411
    @niravshah9411 8 месяцев назад +5

    Very true guys but usa is always better in terms of facilities and quality of living..as there are benefits in future after paying such high taxes..unlikely in India 🇮🇳

  • @ashishsachdeva432
    @ashishsachdeva432 7 месяцев назад

    Nice video. Thanks boys

  • @yuurishibuya4797
    @yuurishibuya4797 6 месяцев назад

    2:51 State tax, property tax, sales tax generally balances out.
    In states where there is no state tax, state has to some how make money to maintain roads, water etc. they charge huge property tax and typically sales tax is high as well.
    Except California and new York!

  • @IdlyVada
    @IdlyVada 8 месяцев назад +11

    Please do note, the package he is saying is good or even better than avg monthly income. This is more than better. Have to send people earn more than 1Lac in India in any metro city and complain about being not enough, these are the same people in USA. Anything above 100K USD is good . Even less than that it good but let’s just say, you want to live good life. I do agree the place you live will matter but again as i said 1L salary anywhere in India is good same case here as well…

    • @Shiva11111
      @Shiva11111 8 месяцев назад +2

      Yes true. If you earn 1L then you are in 3% of population who's earning is considered as luxury. I earn 40k at age 31 and have a friend who earns 18k. We both are living normal life. Thought it is less. As we have our own house. No rent. Only food. And I will save nearly 30k. Every month 5k is for alcohol. And rest 5k for grocery. Even my dad earns. 60k.

  • @Abcagra
    @Abcagra 8 месяцев назад +8

    biggest expense in india is of educating kids ...primary education is also very costly

  • @shalineepaswan5188
    @shalineepaswan5188 4 месяца назад

    Very informative video

  • @padamthapa1889
    @padamthapa1889 5 месяцев назад

    Subscribed done!

  • @surbhitkumar
    @surbhitkumar 8 месяцев назад +28

    If you are saving 3K per month then that is still more than the in hand monthly salary for most of the people in India. If both husband and wife are working then there is no comparision.

    • @siddhartharay1835
      @siddhartharay1835 8 месяцев назад +5

      Once again you are doing wrong calculation, whom are you comparing with, carpenters? Cobblers? Are these two gentlemen cobblers? Secondly, why are you going for conversion rate? They are to spend that money in usa only...compare that way

    • @pradeep2kedar
      @pradeep2kedar 8 месяцев назад

      Compare with India if u r really planning to come back 😊. But, u r used to luxury now. INDIA ganda lagega ji

    • @siddhartharay1835
      @siddhartharay1835 8 месяцев назад +3

      @@pradeep2kedar luxury????? In usa? Ho ho.ho.ho ho ho ..

    • @Moneygrow_india
      @Moneygrow_india 8 месяцев назад

      ​@@pradeep2kedaryahin se gaye ho..and luxyry maintain karne ke liye okat chahiye hoti hai bhai...vo Employee ki nhi hoti...
      If you have capable and satisfied with ur loved once then why ur not start ur own business...
      We are 140 cr people are happy in here...
      Tum apni amma chudao..wahin thand me...😂😂😂
      Yeh ia india

    • @deep7607
      @deep7607 8 месяцев назад +1

      bhai ek general baat hai ki America itna hi bura hai to log vaps kyu nahi aate. Agar expenses hai to salary raise or business opportunities bhi utani hi achi hai

  • @PankajKumar-6369
    @PankajKumar-6369 3 месяца назад +6

    There is one benefit of being an Indian in America, which no one talks about is that if you got fired from your job or become jobless, for some reason or other, you can always come back to your home country and live with your parents or at least have a roof over your head, but this is not same with the people born in America because if their job is lost or they’re not rich, they will have to move onto street and live a life of homeless

  • @sachindevasia1512
    @sachindevasia1512 4 месяца назад

    Very well said this information was very useful I love n Houston , I find it much cheaper here as compared to Florida

  • @rahulwavre4899
    @rahulwavre4899 4 месяца назад

    Nicely said