This is the same in the US...lots of people had similar stories with cancelled home purchase agreements. Most of the time those are heavily biased towards the builder leaving the buyer with not many options. I believe Texas had many examples of this happening as prices ballooned over the past few years. I'm glad you still got your condo!
So basically the Croatian system is better since it offers protection to the developer in case of wild price swings and offers some compensation to the buyer as well.
@@JurasPresentations real estate prices going down... Dave Ramsey says ain't gonna happen. I'm keeping my fingers crossed, though. Bar jedno 50% nek ide dolje.
What documents do we need at the time of purchase to know that the plot being purchased is free from other owners? How much does a lawyer cost to check everything before the purchase? and If you were in Croatia, Marco, could you undertake this?
These days, as I'm sure you know, you can also get screwed over for major money in Canada too if you buy something that is not built, but is simply in the planning stages - or pre-construction. Developers do go bankrupt now more often than they did before, and you easily lose hundreds of thousands of dollars. By the time the courts get to your purchase agreement, there is no money left. Some people simply walk away from their deposits. There is a another nasty aspect to buying real estate in Croatia. When you go there, the first thing locals will think of is that you are from "America", and that you have millions of dollars. So, the prices of everything go up a hundredfold or more. A local person might be able to by a property for 50,000 Euros, but the moment you inquire, your price will go up to 500,000 Euros. This is what was happening to my wife and I when we looked for land a few years ago to build our home in Croatia. The whole region knew we were in town, and were looking for land. Prices of everything shot up sky high on everything we inquired about. Now, we got around that by simply hiring a local Land Surveyor I knew to secretly represent us. So, he bought the land for much, much cheaper money , and then he sold it to us a couple of thousand Euros more the next day. We got a proper, legal land survey from him (boundary, topo, and soil investigation report), a lawyers note, and all the legal documents necessary to complete the purchase. Worked out great for us. Another thing to note, never-ever buy a condo or a house from marketing drawings. The construction could be delayed for years, and years, and may never happen, and the developer could very easily go bankrupt. That's what's happening here in Canada a lot these days, particularly in the Greater Toronto area. Always buy something has already been built.
that's the risk you get when you are purchasing a property in development. same thing happens in Dubai. You pay the deposit to secure a right to purchase a unite which you have signed a contract for, but the price of the property might not be the one which was forecasted at the time of the contract, meaning, you might end paying more then initially forecasted. On the other hand, in China, you can also purchase the property in development, and contractually you can protect yourself to pay it up front in full, with a note in the contract that price cannot be changed. Risks are that you might need to get a bank loan, and developer might not complete the project, or if after the completion, the property price might drop, but eitherway, you don't get to go through the issues you are describing. Finally, there are risks in anything that you do.... we do not see the details of that contract, and only hear your side of the story... I am confident that you are not being "systematically screwed up"... Next time, buy the complete property, or second hand property and do whatever you wish with it. lol
You know what? Given that there is no property tax in Croatia, I wouldn't risk making waves by complaining. I'd just be glad to be blessed enough to live in the best system; even if it's not perfect. Yes, yes, if you go around buying properties like they're hot cakes, to turn a profit, it might be stressful, but... Don't do it then. The average person is very glad to own that one property, and once they deal with all the crap leading up to the purchase, they'll be set for life.
Nisi prošao ni bolje ni lošije od drugih ,prije potpisivanja bilo kakvoga ugovora treba proućiti zakon države ili platiti nekome da to ućini za tebe . Neznanje te ne ćini žrtvom . Više sreće drugi put ..
@@JurasPresentations Mom also had one! It was a burgundy red! Dad took us every Saturday to a fishing cottage in the mouth of the Tárcoles river in the humid Pacific region. It was like doing a safari. The road had moving rocks and then we had to cross the Tárcoles with the aid of a barge pulled by cable…
A real estate agent crying because he got screwed yet he will make in one week what takes people who studied for 4 times longer to earn about 3 months and 100 times the work. Stop your crying Michael
Prodavatelj vas nije prevario vec ste ocito ugovorili kaparu kao odustatninu. Da to nije bilo tako ugovoreno, imali biste pravo odbiti vracanje duple kapare i inzistirati na ispunjenju ugovora. Provjerite sa kompetentnim odvjetnikom.
@@JurasPresentations Malo može potrajati, da :) Ali nakon tužbe upišete zabilježbu spora na predmetnu nekretninu tako da bi investitor vjerojatno odustao od svog zahtjeva za raskidom ugovora...
Napomenuo si vise puta da "contract je contract" !!! Pa u ugovoru ti je stajala ta klauzula ! Kako se onda ne postivaju ugovori ? Sta nisi procitao ugovor i kod potpisivanja zatrazio da se makne ta stavka ? Ili dao npr 30% kapare ? "Proficient buyer" :D :D Moj boze sta ti pricas.
moje videnje problema je malo drugacije, kako sam zastupao investore u prodaji stanova desilo im se upravo isti problem, od materijala do koperanata sve im je skocilo 30% a neke stvari i više. Po meni treba biti fer ovakva situacija se nije nikad desavala i nitko nije mogao to predvidjeti. Sad krecu graditi drugu zgradu i upravo pripremamo da u trenutku kad netko da kaparu definiraju cijene materijala i svega ostalog da ako poskupi vise od x % imaju pravo dignuti cijenu. ( slicno kao sto kod nas se krediti vezu za Euribor "€ interbank offered rate) Drugo ako sam razumio dao si samo 10% da si recimo dao vise 70/80% onda mozemo reci da je investitor koristio tvoj novac i da si ga u principu financirao na neki nacin po meni bi tek tada ti bio u pravu. Nego kako je kod vas ako das kaparu a prodavatelj odustane ?
Zapravo ćeš uglaviti minimalnu marzu u ugovor? Prebaciti rizik na kupca. Zasto ne pokusas sa dobavljacima fiksirati cijenu po projektu? Meni to ima vise smisla … bistra li nam buducnost, investitori ce imati svoje korisnicke podrske koji ce se ljudima pozivati na sitna slova, jaooo
Dobra rasprava. Sto se tice skoka od 30% to se dogodilo i kako sam spomenuo u videu vjerujem da je investitor gubio (ili bi nula zaradio) na ugovru sto smo podpisali. Ali, ima nacina da se investitor ogradi toliko koliko na takvu situaciju. Prije 13 godina sam radio za investitora u Kanadi imali smo zgradu od 116 stanova za prodati. Trebalo mu je 25% prodaje da mu banka da credit za gradnju. Kada smo prodali 29 od 116 stanova meni je rekao nemoj slucajno da se proda vise od 90% stanova u gradnji sljedeca 24-28 mjeseci, treba ostati 10-15% stanove na kraju gradnje. Ja sam pitao zasto i on je odgovorio zato ako sam 100% prodan na kraju gradnje ostavio sam novce na stolu. Svaki 10 prodani stanova samo dizali cjenu. Recimo stanove sto sam prodavo za $198,900 na pocetku smo na kraju projekta prodavali slicne za $248,900. U Zadru je ovaj investitor prodo sve u roku 12 mjeseci (a gradilo se 28 mjeseci). Da je poceo dizati cjene kada je trebalo dizati bi bio proso ok i pokrio se. Na kraju ja trebam platiti za slabu strategiju u prodaji, sto nije moj problem. A na ovo pitanje o kapari, kapara se vrati ako prodavatelj odustane od gradnje ali iskreno nikada nisam vidio slucaj da prodavatelj izgradi a odustane. Cjene su strasno skocile izmedu 2015 is 2018 is znam puno slucajeva di su investitori koji su prodali 2015/2016 ostavili neki $20,000,0000 - $30,000,000 zarade na projektima. Ali poslje toga kada su popusili su se opametili. Sada vecinom prodaju 25% da dobiju kredit od banke onda dizu cjene tokom gradje da prate trziste. Na kraju dana sto se mene tice ugovor treba biti ugovor, ili ne moj ulaziti u ugvor. Ja sam bio spreman drzati se svoje strane, recimo da je stan pano u vrjednosti 20% tokom gradnje bi ipak bio platio sto sam svjesno podpisao.
postoje futures ugovori za sirovine gdje dogovoriš cijenu unaprijed, nešto kao kupoprodajni predugovori i ugovori za stanove... al di su naši investitori i kooperanti od toga
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Can not wait to get to Croatia ......lots of screwing going on there 😅
This is the same in the US...lots of people had similar stories with cancelled home purchase agreements. Most of the time those are heavily biased towards the builder leaving the buyer with not many options. I believe Texas had many examples of this happening as prices ballooned over the past few years. I'm glad you still got your condo!
So basically the Croatian system is better since it offers protection to the developer in case of wild price swings and offers some compensation to the buyer as well.
I see, so if prices go down the developer passes on the savings to the buyer?
@@JurasPresentations real estate prices going down... Dave Ramsey says ain't gonna happen. I'm keeping my fingers crossed, though. Bar jedno 50% nek ide dolje.
Yes
This happened everywhere in eu brate
What documents do we need at the time of purchase to know that the plot being purchased is free from other owners? How much does a lawyer cost to check everything before the purchase? and If you were in Croatia, Marco, could you undertake this?
These days, as I'm sure you know, you can also get screwed over for major money in Canada too if you buy something that is not built, but is simply in the planning stages - or pre-construction.
Developers do go bankrupt now more often than they did before, and you easily lose hundreds of thousands of dollars. By the time the courts get to your purchase agreement, there is no money left. Some people simply walk away from their deposits.
There is a another nasty aspect to buying real estate in Croatia.
When you go there, the first thing locals will think of is that you are from "America", and that you have millions of dollars.
So, the prices of everything go up a hundredfold or more. A local person might be able to by a property for 50,000 Euros, but the moment you inquire, your price will go up to 500,000 Euros.
This is what was happening to my wife and I when we looked for land a few years ago to build our home in Croatia. The whole region knew we were in town, and were looking for land. Prices of everything shot up sky high on everything we inquired about.
Now, we got around that by simply hiring a local Land Surveyor I knew to secretly represent us. So, he bought the land for much, much cheaper money , and then he sold it to us a couple of thousand Euros more the next day. We got a proper, legal land survey from him (boundary, topo, and soil investigation report), a lawyers note, and all the legal documents necessary to complete the purchase. Worked out great for us.
Another thing to note, never-ever buy a condo or a house from marketing drawings. The construction could be delayed for years, and years, and may never happen, and the developer could very easily go bankrupt. That's what's happening here in Canada a lot these days, particularly in the Greater Toronto area. Always buy something has already been built.
that's the risk you get when you are purchasing a property in development. same thing happens in Dubai. You pay the deposit to secure a right to purchase a unite which you have signed a contract for, but the price of the property might not be the one which was forecasted at the time of the contract, meaning, you might end paying more then initially forecasted.
On the other hand, in China, you can also purchase the property in development, and contractually you can protect yourself to pay it up front in full, with a note in the contract that price cannot be changed. Risks are that you might need to get a bank loan, and developer might not complete the project, or if after the completion, the property price might drop, but eitherway, you don't get to go through the issues you are describing.
Finally, there are risks in anything that you do.... we do not see the details of that contract, and only hear your side of the story... I am confident that you are not being "systematically screwed up"...
Next time, buy the complete property, or second hand property and do whatever you wish with it.
lol
sounds like problem with the law, not with the contractor
I agree, I haven't gone over the 99 ways the contractor can screw you over too and unfortunately it happens in Croatia.
You know what? Given that there is no property tax in Croatia, I wouldn't risk making waves by complaining. I'd just be glad to be blessed enough to live in the best system; even if it's not perfect. Yes, yes, if you go around buying properties like they're hot cakes, to turn a profit, it might be stressful, but... Don't do it then. The average person is very glad to own that one property, and once they deal with all the crap leading up to the purchase, they'll be set for life.
Nisi prošao ni bolje ni lošije od drugih ,prije potpisivanja bilo kakvoga ugovora treba proućiti zakon države ili platiti nekome da to ućini za tebe . Neznanje te ne ćini žrtvom . Više sreće drugi put ..
Seems the problem is you didn't know the law rather than someone screw you over. You didn't expect the canadian law applies in the whole world, right?
If you like to elaborate a big screw go see the swiss franc episode in east europe ...all in conctract and whole europe in toilet.
I'd like to buy a used Renault 4 in Croatia. Can you point me towards achieving this goal?
Yellow in colour?
@@JurasPresentations I rather find one in white as I live in Costa Rica and the sun is tough on the paint! Thanks for your comment!
@@rbruce63 my parents had a yellow renault 4 for 20 years, I grew up in the car :)
@@JurasPresentations Mom also had one! It was a burgundy red! Dad took us every Saturday to a fishing cottage in the mouth of the Tárcoles river in the humid Pacific region. It was like doing a safari. The road had moving rocks and then we had to cross the Tárcoles with the aid of a barge pulled by cable…
Welcome to Croatia
A real estate agent crying because he got screwed yet he will make in one week what takes people who studied for 4 times longer to earn about 3 months and 100 times the work.
Stop your crying Michael
A snake oil merchant if ever I saw on. Probably has skin in a scam game 💩💩
Prodavatelj vas nije prevario vec ste ocito ugovorili kaparu kao odustatninu. Da to nije bilo tako ugovoreno, imali biste pravo odbiti vracanje duple kapare i inzistirati na ispunjenju ugovora. Provjerite sa kompetentnim odvjetnikom.
Da i zavrsiti na sudu godinama u ljepoj nasoj.
@@JurasPresentations Malo može potrajati, da :) Ali nakon tužbe upišete zabilježbu spora na predmetnu nekretninu tako da bi investitor vjerojatno odustao od svog zahtjeva za raskidom ugovora...
@@JurasPresentationsako ti smeta onda put pod noge i ajde tamo odakle si dosa
Napomenuo si vise puta da "contract je contract" !!! Pa u ugovoru ti je stajala ta klauzula ! Kako se onda ne postivaju ugovori ? Sta nisi procitao ugovor i kod potpisivanja zatrazio da se makne ta stavka ? Ili dao npr 30% kapare ? "Proficient buyer" :D :D Moj boze sta ti pricas.
Nema u ugovoru ta klauzula. Vadio se investitor na rupi u zakonu, ne na klauzu u ugovoru.
That's insane.
hahahah pa u ugovoru mu lipo piše ,samo treba pročitat klauzulu
moje videnje problema je malo drugacije, kako sam zastupao investore u prodaji stanova desilo im se upravo isti problem, od materijala do koperanata sve im je skocilo 30% a neke stvari i više. Po meni treba biti fer ovakva situacija se nije nikad desavala i nitko nije mogao to predvidjeti. Sad krecu graditi drugu zgradu i upravo pripremamo da u trenutku kad netko da kaparu definiraju cijene materijala i svega ostalog da ako poskupi vise od x % imaju pravo dignuti cijenu. ( slicno kao sto kod nas se krediti vezu za Euribor "€ interbank offered rate)
Drugo ako sam razumio dao si samo 10% da si recimo dao vise 70/80% onda mozemo reci da je investitor koristio tvoj novac i da si ga u principu financirao na neki nacin po meni bi tek tada ti bio u pravu.
Nego kako je kod vas ako das kaparu a prodavatelj odustane ?
kad si vec tako fer, bi li isto tako vratio visak novaca ako cijene materijala i rada padnu?
Zapravo ćeš uglaviti minimalnu marzu u ugovor? Prebaciti rizik na kupca. Zasto ne pokusas sa dobavljacima fiksirati cijenu po projektu? Meni to ima vise smisla …
bistra li nam buducnost, investitori ce imati svoje korisnicke podrske koji ce se ljudima pozivati na sitna slova, jaooo
@@nikopoznat mislim da je to sa dobavljacima nemoguce dogovoriti.
Dobra rasprava. Sto se tice skoka od 30% to se dogodilo i kako sam spomenuo u videu vjerujem da je investitor gubio (ili bi nula zaradio) na ugovru sto smo podpisali. Ali, ima nacina da se investitor ogradi toliko koliko na takvu situaciju. Prije 13 godina sam radio za investitora u Kanadi imali smo zgradu od 116 stanova za prodati. Trebalo mu je 25% prodaje da mu banka da credit za gradnju. Kada smo prodali 29 od 116 stanova meni je rekao nemoj slucajno da se proda vise od 90% stanova u gradnji sljedeca 24-28 mjeseci, treba ostati 10-15% stanove na kraju gradnje. Ja sam pitao zasto i on je odgovorio zato ako sam 100% prodan na kraju gradnje ostavio sam novce na stolu. Svaki 10 prodani stanova samo dizali cjenu. Recimo stanove sto sam prodavo za $198,900 na pocetku smo na kraju projekta prodavali slicne za $248,900. U Zadru je ovaj investitor prodo sve u roku 12 mjeseci (a gradilo se 28 mjeseci). Da je poceo dizati cjene kada je trebalo dizati bi bio proso ok i pokrio se. Na kraju ja trebam platiti za slabu strategiju u prodaji, sto nije moj problem. A na ovo pitanje o kapari, kapara se vrati ako prodavatelj odustane od gradnje ali iskreno nikada nisam vidio slucaj da prodavatelj izgradi a odustane. Cjene su strasno skocile izmedu 2015 is 2018 is znam puno slucajeva di su investitori koji su prodali 2015/2016 ostavili neki $20,000,0000 - $30,000,000 zarade na projektima. Ali poslje toga kada su popusili su se opametili. Sada vecinom prodaju 25% da dobiju kredit od banke onda dizu cjene tokom gradje da prate trziste. Na kraju dana sto se mene tice ugovor treba biti ugovor, ili ne moj ulaziti u ugvor. Ja sam bio spreman drzati se svoje strane, recimo da je stan pano u vrjednosti 20% tokom gradnje bi ipak bio platio sto sam svjesno podpisao.
postoje futures ugovori za sirovine gdje dogovoriš cijenu unaprijed, nešto kao kupoprodajni predugovori i ugovori za stanove... al di su naši investitori i kooperanti od toga
Isto k'o u Bosni, lol. Balkan tebra. Dzaba EU.
Isto ka u Bosni? 🤣🤣Kakav crni Balkan?? 🤣🤣
ništa ti nerazumiš
@@Casas77 🤣🤣ma bosanđeros bi nama govoria da smo mi balkan 🤣
This is not true. Here in Croatia we all know Marko and he is a bull$hiter.
Thank you for watching my bull$hit channel :)
@@JurasPresentations there is nothing wrong with the channel ruclips.net/video/ketCFOd-0Qg/видео.html