BEST Health Insurance Plans for Senior Citizens in 2024 | TOP 5 Senior Citizen Plans in India

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  • Опубликовано: 27 янв 2024
  • A senior citizen plan is a type of health insurance plan specifically designed to offer financial assistance to people over the age of 61. It covers medical treatments and procedures commonly prescribed to senior citizens.
    In this video, we have compared Top 5 Senior Citizens Health Insurance Plans and compared them on Various parameters such as features, eligibility criteria , waiting periods as well as premiums.
    TOP 4 Senior Citizen Plans are :-
    1. Niva Bupa Senior First : • Niva Bupa Senior First...
    2. HDFC ERGO Health Suraksha : • HDFC ERGO My:Health SU...
    3. ICICI Lombard Golden Shield : • ICICI Lombard Golden S...
    4. ManipalCigna Prime Senior : • ManipalCigna Prime Sen...
    5. Aditya Birla Activ One : • Aditya Birla Activ One...
    WATCH THE VIDEO FOR MORE DETAILS : -
    ✅ To buy insurance policies, click here - hareepatti.com/contact-us/
    --------------------------------------------------------------------------------------------
    For any queries:
    📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
    📞 Call : 9650706699
    💌 Mail us at: info@hareepatti.com
    --------------------------------------------------------------------------------------------
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    Do SUBSCRIBE to our channel for more such informative videos:
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    best health insurance , health insurance for senior citizens , health insurance comparison , health insurance 2024 , best senior citizens plans in india , best senior citizens health insurance , niva bupa prime senior , best health insurance 2024 , health insurance for parents , health insurance hindi , insurance agent , financial advisor , gurleen kaur tikku , hareepatti
    #healthinsurance #seniorcitizens #gurleenkaurtikku
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    Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
    It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
    Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
    Viewers discretion is advised.
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Комментарии • 118

  • @sharath2241
    @sharath2241 5 месяцев назад +3

    😍😍😍
    THANK YOU SO MUCHFOR THIS VIDEO.
    BAHUT TIME SE INTEZAAR KAR RAHA THA.

    • @arpitjain3695
      @arpitjain3695 5 месяцев назад

      "CASHLESS CLAIM EVERYWHERE" Kindly make a video on this topic🙏🙏🙏

  • @sasibhushan2002
    @sasibhushan2002 4 месяца назад +1

    Thank You Very much. Your videos are really helpful and informative. When ever i feel confusing.. after seeing your videos.. all my confusions go away..

    • @GurleenKaurTikku
      @GurleenKaurTikku  4 месяца назад

      Glad that you found our videos useful 😊
      Keep Watching !

  • @RohitGurjar-st8vl
    @RohitGurjar-st8vl Месяц назад

    Thanks Mam, Very informative video.

  • @sharonraj7059
    @sharonraj7059 5 месяцев назад +16

    Mam, IRDAI had come up with an initiative to make all the claims as Cashless in all the hospitals irrespective of network hospital or not... Please do a detailed video on it....❤❤❤❤😊

    • @arpitjain3695
      @arpitjain3695 5 месяцев назад +3

      "CASHLESS CLAIM EVERYWHERE" Kindly make a video on this topic🙏🙏🙏

    • @user-qb7ke4uh1o
      @user-qb7ke4uh1o 5 месяцев назад +1

      Mam mene aapke bahot sare videos dekhe he but vo orally samja rahe ho
      Prectical samjayenge to jyada batter he
      Kyunki me bhi TPA me kam karti hu or muje cashless ka pura information nahi pata
      So please prectical video banayenge to jyada Izzy giriga mere liye

    • @ankuragarwal9141
      @ankuragarwal9141 5 месяцев назад

      Yes please we need

  • @mithun.m545
    @mithun.m545 5 месяцев назад

    Very informative video 👍

  • @ripudamanx
    @ripudamanx Месяц назад +1

    Thanks.
    Your videos helped me take an informed decision in choosing Health insurance for my Senior citizen mother.
    Niva Bupa rejected her application in 2021: Reason given Hypothyroidism, high hdl.
    On 31st May, I Called hdfc ergo after watching you video :
    The agent lied that they don't provide health insurance to people aged 65 years. But still promised me to arrange a callback.
    But they never called back.
    ICICI lombard :
    Called them on 1st June,Saturday.
    Made payment same day (For health advantedge)
    Got Health questionnaire call on Monday morning.
    Policy approved and emailed to me same day evening.

    • @GurleenKaurTikku
      @GurleenKaurTikku  Месяц назад

      Great, Thanks for sharing your experience . This will help our viewers to take a better decision.

  • @user-hk5yr5ns3h
    @user-hk5yr5ns3h 5 месяцев назад +1

    Thank you

  • @abdulukil9325
    @abdulukil9325 5 месяцев назад +3

    Mem
    HDFC ergo optima secure health insurance family floter full review advantages, disadvantage ek video upload kijiye na please.

  • @ajitkumarp1026
    @ajitkumarp1026 4 месяца назад

    Can you explain deductible? Is it a good thing or not for the insured.

  • @harishmjyok
    @harishmjyok 4 месяца назад +1

    I saw Acko is giving for less price with all cover .. any suggestions on acko

  • @akshaydixit4094
    @akshaydixit4094 5 месяцев назад

    Hi I have doubt on refill benefit. Consider I am having SI 10 lac and I exhausted 8 lac for 1 illness and again i got same illness in same year and it cost me 5 lac so refill benefit work here in niva bupa platinum plan?

  • @jeet-uh8yn
    @jeet-uh8yn 5 месяцев назад +1

    Can i migrate from individual policy to family floater policy ?

  • @praveenbabu8351
    @praveenbabu8351 2 месяца назад

    Ma'am, can we change to any of the above from star health red carpet on renewal with 75+ age?

  • @rashmiray42
    @rashmiray42 5 месяцев назад

    Mam hdfc ergo kaisa rahega plz suggest me

  • @vivekbawkar4983
    @vivekbawkar4983 Месяц назад

    Thanks.

  • @ShriRam10008
    @ShriRam10008 5 месяцев назад +1

    Manipal Cigna ka new Accidental Shield Plan kaisa hai?

  • @dr.vamshikrishna1002
    @dr.vamshikrishna1002 5 месяцев назад

    in the end the premium covered, that is with GST or without GST ?

  • @chhotukumarshaw4491
    @chhotukumarshaw4491 5 месяцев назад

    Mam kisi bhi plan me opd hona chahiye ya nahi

  • @saikatmondal636
    @saikatmondal636 5 месяцев назад

    Can you cover Ola Health Insurance?(Known as Ola Health Pass)

  • @sripalkhonda5821
    @sripalkhonda5821 5 месяцев назад

    Health care insurance kaisa hai pls suggest for my mother age 68

  • @dr.vamshikrishna1002
    @dr.vamshikrishna1002 5 месяцев назад

    please compare other company senior citizen plans also like star health

  • @englishtunnel8073
    @englishtunnel8073 3 месяца назад

    Parents के लिए health plan लेते समय aadhaar तो parents का लगाएंगे लेकिन क्या PAN अपना लगा सकते हैँ क्योंकि premium तों मुझे pay करना है?

  • @HiteshAdventure
    @HiteshAdventure 5 месяцев назад +1

    Thanks

  • @saurabhshah4124
    @saurabhshah4124 5 месяцев назад +1

    Is Aditya Birla good in claim settlement??

  • @shibithomas4900
    @shibithomas4900 8 дней назад

    Hi mam, my father is 70yrs and mother is 65yrs old, how much premium will be for aditya birla if i opt for 5lac policy...kindly advice

  • @thedesaikaran
    @thedesaikaran 5 месяцев назад +2

    Can you suggest best for portability for senior citizen? Also, from next year please add the Portability criteria too in your videos it will help the viewers to determine whether the NCB and waiting period will be reset from the policy which is not allowing to renew after a certain age.

    • @thedesaikaran
      @thedesaikaran 5 месяцев назад +1

      Also, thank you for the detailed video. 😃

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 месяцев назад

      Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
      Thank you 😊

  • @vismadevchatterjee5994
    @vismadevchatterjee5994 5 месяцев назад

    Hi! mam I have a Niva Bupa ReAssure2.O and its nearing renewal. I want to add Safegurad plus during renewal process. So, can you help me how to do it.

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 месяцев назад

      Yes, please contact the insurance company, they can assist

  • @govindapal3430
    @govindapal3430 4 месяца назад +1

    Very good video mem

  • @user-lc4nj9jd9f
    @user-lc4nj9jd9f Месяц назад +1

    Thanks for the derailed video mam❤

  • @parthaprotimdas1728
    @parthaprotimdas1728 5 месяцев назад

    Mem can i email to you ..for kydney related health insurance

  • @yogeshtayde3263
    @yogeshtayde3263 2 месяца назад

    Agar bada Accident hota hai to covered rahata hai isme ?

  • @rockstarprk
    @rockstarprk 17 дней назад

    Mam, What about acko Platinum insurance?

  • @nipungulati9421
    @nipungulati9421 5 месяцев назад

    Hello, I have a policy for my mother age 54 - Niva health companion, now I am not sure if should I convert this to Star Health Assure Insurance Policy for 10 lakh ( as prices are the same), or any other company because I have heard that the health companion is not good. Getting confused as my policy is for 5 lakh and has a 2.5 lakh bonus in that so have 7.5 lakh in that,
    What do you suggest should I keep this or move.

    • @ghewda
      @ghewda 5 месяцев назад +1

      Bhai agar unako koi pre existing problem hai to companion best hai aur agar fit hai to Port kra lo koi problem nahi hoga pr star ki koi bhi policy mat lena bahut sare sublimits rahta hai.

  • @umaranisampathkumar7619
    @umaranisampathkumar7619 15 дней назад

    Please send details of Manipal signia insurance plan for 64 years ago diabetic person and did bypass surgery in November 2022 for 25 lakh insurance plan. Is it reliable to get this plan through online policy Bazar.

  • @itsme_AB
    @itsme_AB 6 дней назад

    mam, care k koi plan kyu nahi hai isme?

  • @better_u_know
    @better_u_know 5 месяцев назад

    How to take a policy in case when current address is not updated in aadhar. I work in Bangalore but i don't have any kind of address proof. What is your suggestion

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 месяцев назад

      You can give current communication address and get it updated later on in aadhar

  • @randomstuffsofdayandnight
    @randomstuffsofdayandnight Месяц назад +2

    Care supreme is also a good candidate for senior citizens right ? Why it is not there in the list ? 🤔

    • @GurleenKaurTikku
      @GurleenKaurTikku  Месяц назад

      This list is as per our experience , this can definitely vary depending on your requirements & medical history.

  • @omkarsawant7933
    @omkarsawant7933 4 месяца назад +2

    Ma'am what do you think about Acko Health Insurance ?

    • @GurleenKaurTikku
      @GurleenKaurTikku  4 месяца назад

      Few Videos are available on our channel, keep watching !

  • @souravsaha9863
    @souravsaha9863 5 месяцев назад +1

    Madam ek OPD insurance k bare mai ek video banaiye na🙏please

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 месяцев назад

      jee, Thank you for the video suggestion. We will bring up a video soon.

  • @balvindersahota
    @balvindersahota 3 месяца назад +1

    Mam plss suggest me a policy for my mom dad both senior citizens i already have policy but some confusion is there

    • @GurleenKaurTikku
      @GurleenKaurTikku  3 месяца назад +1

      Hello jee, please connect with us on WhatsApp/.Call at 9650706699. Our team can assist you with a few suitable options.

  • @sukhpalsingh4928
    @sukhpalsingh4928 5 месяцев назад +1

    Hi Tikku I am 48 with Bajaj Allianz platinum plan is there any better plan accordingly my plan to cover me & my wife being NRI 🙏

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 месяцев назад

      Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
      Thank you 😊

  • @JaspalSingh-ne8sx
    @JaspalSingh-ne8sx 5 месяцев назад +1

    If an insured person migrates his policy after four years of its inception.
    Will this affect the moratorium period clause of the policy wordings ?

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 месяцев назад

      No, moratorium will not be affected if migrated within the same company

    • @lastdays-sl4pj
      @lastdays-sl4pj 5 месяцев назад

      @@GurleenKaurTikkuhi I have purchased health insurance from you 2months age from my father is is 61 he didn’t have any pre-existing but now he have been diagnosed by diabetes if in future if I make claim will my insurance company (HDFC ergo )will accept my claim ?

    • @ghewda
      @ghewda 5 месяцев назад

      Ha cover hoga par Jo blood ka report aur Dr. Ka prescription hai wo company ko mail kr ke bata do ki abhi diagnosed huaa hai health declartion form ke sath. Date of diagnosis jarur mention kr dena.

  • @rimpulkhound8157
    @rimpulkhound8157 5 месяцев назад

    Mam.. agar kisi batche ko genetic kuch problem he to kya parents k sath policy batche ko nahi milegi?

    • @ghewda
      @ghewda 5 месяцев назад

      Policy to mil jayegi par claim me bahut dikkat hogi

  • @akmohap
    @akmohap 4 месяца назад +2

    I am a senior citizen (63), my wife 59. I want to go for Aditya Birla active one maximum variant.
    I am diabetic. My wife has no disease. Kindly guide us in getting details and advise premium.

    • @GurleenKaurTikku
      @GurleenKaurTikku  4 месяца назад

      Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options as per your requirements.
      Thank you 😊

  • @souravsaha9863
    @souravsaha9863 5 месяцев назад +1

    Mam opd insurance k bare mai ek compare video banaiye na 🙏

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 месяцев назад

      jee, we will be bringing up a detailed video soon !

    • @souravsaha9863
      @souravsaha9863 5 месяцев назад

      @@GurleenKaurTikku thankyou actually mere mummi ki umor 64 saal hai aur unke liye koi OPD insurance mil jaye toh thik hai...
      IPD insurance already hai unke pass 50 lacks k 5 yrs se chal raha hai. 🙏

  • @englishtunnel8073
    @englishtunnel8073 3 месяца назад

    70 साल की average age के senior citizen couple की monthly premium कितना होगा?

  • @amitabh7827
    @amitabh7827 5 месяцев назад

    Hello mam
    Hdfc ergo me
    1 - like mam me zone B se hu .. aur me future me job Zone A me job karne jata hu aur waha pe mera treatment hoga to kis zone ke according hoga aur kuki Maine Zone B ke address ke according insurance liya hua tha... Ye wala doubt clear kar dijiye mam
    2- mam phle mujhe jaundice hua tha 6 saal pahle and chicken pox hua tha 16 years pahle to wo agr insurance lete wakt na batau to unhe kaise malum padega ki mujhe koi dikkat thi bhi ya nahi kuki wo log insurance lete wakt health checkup to krte nahi hai
    To mere batane ya na batane se kya ho skta hai
    Please clear mam

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 месяцев назад

      1. Yes, claim will be paid. Make sure to get your address changed to zone A when you move
      2. Yes, batana zaroori hai

  • @arpitjain3695
    @arpitjain3695 5 месяцев назад

    "CASHLESS CLAIM EVERYWHERE" Kindly make a video on this topic🙏🙏🙏

    • @arpitjain3695
      @arpitjain3695 5 месяцев назад

      Please

    • @arpitjain3695
      @arpitjain3695 5 месяцев назад

      "CASHLESS CLAIM EVERYWHERE" Kindly make a video on this topic🙏🙏🙏

    • @ghewda
      @ghewda 5 месяцев назад

      Cashless claim everywhere ka matlab hai aapke insurance company ke blacklisted hospitals ko chhodhkar kahi bhi cashless claim kr sakate ho bas. Video khatam.

  • @sanjayjadhav3054
    @sanjayjadhav3054 5 месяцев назад

    I am in pune. Want to take policy for my son individual.not married. Age 29 years (02.10.1995) pincode 411033. He was detected sugar and BP. Started medicine tablets now. Want to take policy for him. Hdfc ergo secure or aditya birla active one or any other insurance company tata or star. Please suggest suitable policy for him with lower premiums. Thanks and Regards.

  • @ritesh963
    @ritesh963 3 месяца назад +1

    Is there any term insurance for age group of 50 -60

    • @GurleenKaurTikku
      @GurleenKaurTikku  3 месяца назад

      Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊

  • @malatesh_Aihole
    @malatesh_Aihole 5 месяцев назад

    Why can't we consider Niva Bupa ReAssure 2.0 instead of senior first? ReAssure has better features and not much sublimits other than robotic surgery

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 месяцев назад +1

      If age is more than 66, then Reassure / Reassure 2.0 is not available

  • @sharath2241
    @sharath2241 5 месяцев назад

    🙏 I HAVE A DOUBT.
    IN MANIPAL CIGNA AS PER POLICY BAZAR WE CAN REDUCE THE WAITING PERIOD FROM 2 YEARS TO 90 DAYS FOR PRE EXISTING DISEASES PLEASE GUIDE US. 🙏

    • @sharonraj7059
      @sharonraj7059 5 месяцев назад +1

      Yes, there is an option available. I think she just missed that point.

    • @ghewda
      @ghewda 5 месяцев назад

      Manipal Cigna Prime Senior is the best choice for any person who is above 55 years.

  • @danishpandita6293
    @danishpandita6293 5 месяцев назад +1

    Why is care supreme not in the comparsion here ?

    • @mohdsiddique2834
      @mohdsiddique2834 5 месяцев назад +1

      Care wala chor hai dhoka dega

    • @ghewda
      @ghewda 5 месяцев назад

      Care ki policy lena bhi mat. Claim ke time pe rula denge bhai tumhe.

  • @vishalvishu3662
    @vishalvishu3662 5 месяцев назад

    Mam mere papa ji ke age 62 h konsi company ka insurance accha rhega meri location Hapur li h h

    • @vishalvishu3662
      @vishalvishu3662 5 месяцев назад

      Hapur ki location h

    • @vishalvishu3662
      @vishalvishu3662 5 месяцев назад

      Sum - 5 lakh ka

    • @ghewda
      @ghewda 5 месяцев назад

      Bhai Aditya birla ki policy mil jaye le lo Enhanced or Active fit or Active one.

  • @user-mp5yi2po7l
    @user-mp5yi2po7l 5 месяцев назад

    Care Health Supreme kaisa Hai ?

    • @ghewda
      @ghewda 5 месяцев назад

      Free me bhi mat lena

  • @12345bcpraful
    @12345bcpraful 5 месяцев назад

    2nd viewer

  • @kevabigstargroup2111
    @kevabigstargroup2111 2 месяца назад +1

    Icr kya hota h mam

    • @GurleenKaurTikku
      @GurleenKaurTikku  2 месяца назад

      Incurred Claim Ratio or ICR refers to the total claim amount paid by the insurance company in ratio to the total premium amount collected in a financial year.

  • @laxmandas4652
    @laxmandas4652 Месяц назад +1

    Primium for 67year and62yearage family plan

    • @GurleenKaurTikku
      @GurleenKaurTikku  Месяц назад

      Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with the suitable plans & premiums as well.

  • @drabrahamk.abraham3353
    @drabrahamk.abraham3353 4 месяца назад

    Which company covers PED for above 70 yrs

    • @GurleenKaurTikku
      @GurleenKaurTikku  3 месяца назад

      Depends on the PED.
      There are few policies that will cover PEDs with less waiting periods at the age of 70
      1. Aditya Birla activ one
      2. Manipal cigna prime senior
      3. Care health supreme plan

  • @ExploreGlobeX
    @ExploreGlobeX 5 месяцев назад

    i think u missed care insurance , they are also best

    • @ghewda
      @ghewda 5 месяцев назад +1

      Le mat lena khun ke aanshu rowoge claim ke time pe

    • @ExploreGlobeX
      @ExploreGlobeX 5 месяцев назад

      really bhai, but their plan for seninor citizen is having good reviews@@ghewda

  • @aahilkhan9924
    @aahilkhan9924 5 месяцев назад

    Mam please help 🙏🙏 mee mam Dhoke se insurance diya gya hai or cancel krane ke bad 2 month ho gye refund nhi ata vps 💔🙂 call kr kr ke thk gya hu plzz refund vps kardo hdfc bank duvara hai 😊😊plzz help 🙏 me

    • @aahilkhan9924
      @aahilkhan9924 5 месяцев назад

      Help

    • @ghewda
      @ghewda 5 месяцев назад

      Bhai grievance redressal me complaint daalo

  • @rajivdey6334
    @rajivdey6334 2 месяца назад

    OPD COVER NAHI MATLAB OPERATION COVER HI NAHI HAI

  • @gellaramchanderkaruna8820
    @gellaramchanderkaruna8820 5 месяцев назад

    COMPARE ALL COMPANIES ACCIDENTAL POLICIES

  • @awadhrai
    @awadhrai 23 дня назад +1

    kahani sunaeye or premium ke bare mein Kuchh bataya Nahin

  • @prats29
    @prats29 5 месяцев назад

    Pls don't go for Manipalcigna. Claim never settled. Very poor experience

    • @arpitjain3695
      @arpitjain3695 5 месяцев назад

      "CASHLESS CLAIM EVERYWHERE" Kindly make a video on this topic🙏🙏🙏