My Index Fund Strategy: SIPs, Lump Sums, and Market Crashes | The Money Podcast

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  • Опубликовано: 2 окт 2024

Комментарии • 253

  • @themoneypodcast91
    @themoneypodcast91  29 дней назад +7

    Join our FREE Community: circle.learnn.club/c/say-hello/

  • @luckykatariya2900
    @luckykatariya2900 28 дней назад +5

    Neeraj sir is One of the genuine person on internet 🤗

  • @chetanchavan4214
    @chetanchavan4214 25 дней назад +2

    I started investment journey through your video in uti 50 index thanks you sir ❤

  • @vaniv187
    @vaniv187 28 дней назад +2

    Sir,
    poore journey mein aapne accha khaasa risk liya hain... But u have been strong and positive throughout thats the reason it has reaped into very good profits in the long term .
    This is what we have to learn, patience, discipline & consistent. Thank you Sir.

  • @Uda_dunga
    @Uda_dunga 29 дней назад +6

    Vrinda mam is very polite 😊

  • @vijay7533
    @vijay7533 26 дней назад +5

    back in 2018.. watching neeraj sir.. i started uti nifty 50 index.

    • @jishnu18
      @jishnu18 22 дня назад

      Should have invested into a diversified fund and made 3x returns

    • @ShaileshKshukla-99
      @ShaileshKshukla-99 17 дней назад

      Same bhai..

  • @mathskachel1322
    @mathskachel1322 27 дней назад +1

    Neeraj bhai aap bahut genuine bande ho. Hame bhi seeekh milegi aapse and thanku ma'am 😊

  • @mohitnegi7960
    @mohitnegi7960 29 дней назад +16

    Vinamre be like : mujhe kyu toda 😂😂😂😅 3:22

  • @IamRahul_007
    @IamRahul_007 21 день назад +2

    Zabardastttttt Mazzaaaaa Aa Gayaaaaa, Neeraj bhai! ❤️🔥❤️

  • @hmmmk3538
    @hmmmk3538 27 дней назад +9

    I have started investing in 2021 after watching your course
    Happy to gaining 28% xirr ❤
    You're are my 1st stock market teacher.
    Thank you and happy teachers day.
    After watching your videos i got interested in companies and have finished mba (2024) and currently placed at insurance company and learning more... understanding more
    I believe in your words.
    Want to be a student forever.

  • @alok524
    @alok524 23 дня назад +1

    Bought IEX at very high price. Price dropped by 50% after 2 years. I've conviction in this firm, still holding and now it has just turned positive today

  • @letsdosomethingnew5888
    @letsdosomethingnew5888 29 дней назад +23

    Sir mene bhi aapki baata or aaki investment sunh ke start kii thi or 28 percent kaa return hei abhi 180000 lagaya tha aaj uski value 227000 hei thanks to inspiring sir

  • @retail_investor8888
    @retail_investor8888 29 дней назад +92

    Aur main yaha pe 500₹ ka lumpsum invest krke soch raha tha ki main ameer kab banunga 😂

    • @neelabh06
      @neelabh06 29 дней назад +20

      “धीरे-धीरे रे मना, धीरे सब कुछ होय,
      माली सींचे सौ घड़ा, ॠतु आए फल होय”

    • @retail_investor8888
      @retail_investor8888 29 дней назад +1

      ​@@neelabh06Right

    • @asdf002
      @asdf002 29 дней назад +12

      Lumpsum invest karna se pehle health aur term insurance lena mat bhulana😂

    • @retail_investor8888
      @retail_investor8888 29 дней назад +1

      @@asdf002 main phone recharge bhi papa se paise maang kr krta hu 🥲

    • @Mayank001-p3f
      @Mayank001-p3f 29 дней назад

      @@asdf002kyu bhai

  • @rupeshg1536
    @rupeshg1536 29 дней назад +12

    6 rs story was so emotional and motivating sirji....thanks for this video, pls keep sharing...big fan of you and AJ sir

  • @lokeysh5
    @lokeysh5 15 дней назад +3

    I invest 30 k in UTI Nifty 50 Index Fund in April 2020 and firget now i check tje total is 91k...!!

  • @AK-ww8wu
    @AK-ww8wu 28 дней назад +6

    Are 5 nify 50 index funds really required? They all must be giving same return..you could have achieved same returns with any 1 nify fifty fund

    • @PhDLaw
      @PhDLaw 6 дней назад

      Yes even i felt same

  • @shavezabbasi2096
    @shavezabbasi2096 9 дней назад

    Amazing video with simple explanation
    Subscribed

  • @arjunps6776
    @arjunps6776 28 дней назад +2

    Why so many folios with the same AMC? He has cluttered his index fund portfolio too which should be kept simple. Too many folios and random SIPs. Looks like they were started with no plan whatsoever. Lucky to have invested during a great bull run

  • @tamaghnarakshit433
    @tamaghnarakshit433 29 дней назад

    Learnt a lot sir. Thank you so so much. I am so glad that I discovered you the date I turned 18. Feeling lucky.

  • @बिलियनेयर
    @बिलियनेयर 17 дней назад +2

    मैने जब पहली बार ril growth fund पर 9/9/2008 में इन्वेस्ट किया था तब nav थी 123 और आज 4200 है,जय श्री राम

  • @ShashankRaina
    @ShashankRaina 29 дней назад

    Was waiting for this video since a long time. Thank you!

  • @accountsalmahir9322
    @accountsalmahir9322 28 дней назад +5

    I started investing In UTI N50 as per suggestion by Neeraj Arora

  • @VinayKumar-ll9xg
    @VinayKumar-ll9xg 29 дней назад +3

    👌👌👌👌👌 excellent knowledge

  • @neelabhlakhmani
    @neelabhlakhmani 26 дней назад +1

    33:17 kitni maafi magonge Sir jee , itni to hum apni GF se bhi nahi mangte. Bs thik hai, samajh gaye Sahi bande ho Ap.😊

  • @gearsoftechgot
    @gearsoftechgot 23 дня назад

    A man with a fair voice on entire RUclips ....My Teacher Neeraj Sir ....Luv U Sir ....Keep Guiding Us More ...
    Index Fund Zindabad 👌

  • @Subrat5
    @Subrat5 8 дней назад

    Thankyou Sir 🙏

  • @thesparkyguy9378
    @thesparkyguy9378 29 дней назад +5

    Very informative neeraj sir also please make a video on active funds as well

  • @pravinpopatkar
    @pravinpopatkar 28 дней назад +3

    Thank you Neeraj for sharing such a great information. One day we will meet and discuss my portfolio. You are my Equity Guru. ❤

  • @tarunghosh6581
    @tarunghosh6581 26 дней назад +2

    Yes mind blowing show
    I appreciate for your honesty and teaching techniques

  • @reenarai8684
    @reenarai8684 28 дней назад +2

    M a fan of @Neerajarora when it comes to mutual funds.I m looking at NAV differently and the lumpsum investment my todays learning

  • @jugalpatel3734
    @jugalpatel3734 29 дней назад

    Hi Neeraj sir, one thing that i was researching about right after watching this video was about storage of mutual fund units. Seems that they can be stored in two formats:
    1) demat form - when bought from zerodha, angel one, some other brokers
    2) Statement of account (SOA) form: when sip/lumpsum done directly on amc website, groww, few other brokers
    I am unable to figure out which is a more future proof option. Most widely used one today is SOA format. What do you suggest?

  • @roinsjoe
    @roinsjoe 29 дней назад +3

    Bhai why did you invest in index fund nifty 50 .. and that to 3 diff AMC . Why not just one ? Whats the difference ?

    • @rameshvegi94
      @rameshvegi94 16 дней назад

      Diversification of AMC maybe.

  • @ashutoshkaneriya710
    @ashutoshkaneriya710 22 дня назад +1

    Why XIRR on ETFs are significantly lower than MF index funds? Is it just a coincidence due to investment dates or any other reason?

  • @Bnm9897
    @Bnm9897 28 дней назад +3

    Video k baad 2 din se market down chl rahi h😂😂

  • @religionofpeace782
    @religionofpeace782 29 дней назад +13

    Hum gareebon ke maseeha Neeraj bhai zindabad😂

  • @praveensailor
    @praveensailor 22 дня назад +3

    Bhagwan kare subscribers 2.5 lakhs ho jaye !

  • @pawankalwani1768
    @pawankalwani1768 29 дней назад +3

    Neeraj, I am elder to you by 9 years and my real brothers name is also neeraj.
    I cannot tell you how similar your exprience is ( the thought process), it's just same to same...just that my portfolio is a kid in front of yours but I am hopeful..hum honge kamyaab😊

    • @themoneypodcast91
      @themoneypodcast91  27 дней назад

      Thank you pawan bhai
      And yes portfolio bhi dheere dheere ban jayega
      Bus Dheere dheere chalte raho
      All the best

  • @giri7int
    @giri7int 3 дня назад

    Not sure, how investing in more than 1 Nifty 50 Index makes sense unless these are started are very different time frames. There would be major concentration in the portfolio.
    For better diversity and risk management, would suggest that any new investor should first start with just one Nifty 50 ETF/Mutual fund and then later diversify as below:
    1. SBI ETF Nifty 50 - 45% allocation
    2. Midcapbees 150 (Nippon India ETF Midcap 150) - 25% allocation
    3. Small Cap ETF (HDFC Small Cap 250 ETF) - 20% allocation
    4. Nifty Next 50 (ICICI Pru Nifty NExt 50 ETF) - 5% allocation
    5. Gold ETF (Kotak, SBI Gold ETF etc.) - 5% allocation
    Percentage allocation should be basis your risk appetite. Good Luck!

  • @rohitchoudhury1
    @rohitchoudhury1 28 дней назад +1

    He doesn't look 38..Oh my godd

  • @jayanthkumarpenumala2561
    @jayanthkumarpenumala2561 13 дней назад

    Hi Neeraj, amazing podcast of urs. I have only 2 queries.
    1. On what basis did u selected MF's (criteria)
    2. Any particular reason for sticking with only Nifty50 rather than Nifty Next 50, Flexicap, Largemidcap.

  • @UtpalDasgamechanger
    @UtpalDasgamechanger 29 дней назад +1

    Don't you think raita kuch jyda hi phel Gaya hai? Why are you not consolidating your investments?

  • @amitt-w7p
    @amitt-w7p 26 дней назад +1

    43:11 pahuche hai sir pahuche hai, ant tak saath hai 😂

  • @khadersharief1593
    @khadersharief1593 5 дней назад

    Hi Neeraj
    Index name is same n 50 on nse and bse app...Pl write the correct description

  • @shriprakash9556
    @shriprakash9556 29 дней назад +1

    CA was unaware about index fund till 2017 strange😂

  • @anilgodhwani1181
    @anilgodhwani1181 12 дней назад +1

    Nice, such a inspiring video sir, appreciated
    Abi ye bi thora bata do SIP bharne k liye paise kaise kamaye 😅🙏🏻

  • @gauravrai198
    @gauravrai198 День назад

    30:52 “ quant hai Woh “ was personal 😂

  • @hdkdjd2949
    @hdkdjd2949 27 дней назад

    sir, stocks ka portfolio bhi dikhao pls
    likewise zerodha and upstox ka portfolio bhi
    have you invested in active funds too? pls show

  • @WealthWiser07
    @WealthWiser07 28 дней назад

    Pesa hi paisa banayega ye 500 -1000 ki sip se kya hoga. But inspire to Kira bhai ne. Thanks

  • @kumarshubham7877
    @kumarshubham7877 28 дней назад +1

    Inka sabse chota investment 250000 hai aur mera 250000 total amount hi save h

  • @anulearner1234
    @anulearner1234 28 дней назад +1

    Sir aapne index fund me sip (singal- dubal ) me Acha portfolio (score) banaya aur Financial freedom (100+ Not out)

  • @Vishalunbound
    @Vishalunbound 13 дней назад

    At which age did you started investing?

  • @piyush7700
    @piyush7700 13 дней назад

    But why so many index funds? 1 or 2 is enough

  • @बिलियनेयर
    @बिलियनेयर 17 дней назад

    मैने जब पहली बार ril growth fund पर 9/9/2008 में इन्वेस्ट किया था तब nav थी 123 और आज 4200 है,जय श्री राम

  • @techtemple1
    @techtemple1 14 дней назад

    Bhai NAV ka concept aapne galat bataya hai....NAV is associated with the fund and not the market....to aapne kam nav pe paise lagaye matlab profit hi hoga aisa nahi hai.... correct me if i am wrong. Thanks!

  • @arpitraj5198
    @arpitraj5198 19 дней назад +1

    Mfs ki classes kidhr hoti haii apkii???

  • @geethakamath5373
    @geethakamath5373 28 дней назад +1

    Very sincere soul ,sir
    Educating people regarding savings through mutual fund and share market ,grt

  • @shubhamkochar18
    @shubhamkochar18 28 дней назад +2

    Aam aadmi ❌ log baag ✅

  • @KiranKumarkg007
    @KiranKumarkg007 27 дней назад +1

    Sir, you can hide folio numbers too

  • @Mihir_Patil
    @Mihir_Patil 28 дней назад +1

    Bull run..

  • @jitendranagar3179
    @jitendranagar3179 29 дней назад +1

    Please sir, create small podcasts.

  • @rittickmondal9458
    @rittickmondal9458 28 дней назад

    Please make a video on How to select a mutual fund for me

  • @Sri_Krish1555
    @Sri_Krish1555 15 дней назад

    English subtitles please

  • @BB33-s6j
    @BB33-s6j 28 дней назад +1

    What a fantastic video! It's a perfect example of the power of simplicity, discipline, and compounding. Thank you for sharing and raising awareness 🤙

  • @Mukundpawar44
    @Mukundpawar44 28 дней назад +1

    Very interesting investment journey in mutual funds.

  • @rajeevkhandelwal2475
    @rajeevkhandelwal2475 29 дней назад +1

    Real motivation for long term investment, buy and hold for wealth creation

  • @pankajgandotra6309
    @pankajgandotra6309 26 дней назад

    US index mei aapne kaise ki hai investment....pls elaborate and share

  • @Inspire100s
    @Inspire100s 29 дней назад +5

    Any one can plz just tell me that is IND MONEY a good demat account or not

    • @azharansari3623
      @azharansari3623 29 дней назад +1

      Groww easy h

    • @AdityaSingh-fx6wh
      @AdityaSingh-fx6wh 29 дней назад +1

      Ind Money is good too I’m using from 4 years

    • @thebeautifulanimal
      @thebeautifulanimal 26 дней назад +1

      Everything is good and safe but go with big established players like zerodah, groww, icici etc etc

    • @Tarun-we7pb
      @Tarun-we7pb 11 дней назад

      No

    • @Inspire100s
      @Inspire100s 11 дней назад

      @@Tarun-we7pb why no

  • @valdimarputinoffice
    @valdimarputinoffice 15 дней назад

    Never invest in stocks

  • @Serenity0077
    @Serenity0077 29 дней назад +1

    sir we need portfolio disclosure for motivation

  • @KrishnaMehra-g2q
    @KrishnaMehra-g2q 28 дней назад +1

    Ab to sbhi AMC vale funds overload na hojayen apki is video se😂😂😂

  • @uTUBER464
    @uTUBER464 26 дней назад

    Invested in Nifty 50 across multiple platforms! Why? That's something called portfolio overlap!!!
    Seems lot of money gone haywire!!😂

  • @JayAccountant-ff1ju
    @JayAccountant-ff1ju 28 дней назад

    Vrinda is awesome

  • @sachinbaliyan4845
    @sachinbaliyan4845 19 дней назад

    uti is good enough i think

  • @nirajbagwe94
    @nirajbagwe94 29 дней назад +1

    Which demat is best for mutual fund holding ? Feature ljke STP SWP

  • @vijaysinhrajput8061
    @vijaysinhrajput8061 29 дней назад +1

    Sir ETF vs MF pe video banao

  • @TheKingNikh
    @TheKingNikh 28 дней назад

    Why are you investing in same the index with diff funds and ETFs?

  • @shettynischith77
    @shettynischith77 10 дней назад

    When a "finfluencer" invests in 5 nifty50 funds, you should automatically close the video. There will be so much fund overlap 😅

    • @themoneypodcast91
      @themoneypodcast91  10 дней назад

      Bhai i teach and i keep on experimenting and experiencing UI, investment experience, organization experience.

  • @raghuramkumar6537
    @raghuramkumar6537 28 дней назад +1

    what is absolute returns sir

  • @prasunmukherjee3073
    @prasunmukherjee3073 27 дней назад +2

    Sir apse bohot kuch sikha hu, isiliye aapka video pe sir comment kar raha hu. Simply agar aap upstox app ka settings mein jake "..for traders" se "..for investors" pe slide karke transfer karenge to XIRR dikhayega. Mujhe dikhata hay, isiliye kaha. Sorry to give gyaan, but thought sir k kehna chahiye, to kaha.
    BDW thank you sir, mein engineering ka banda hu, yeh pura market aap aur ek sir se sikha hu, (conflictitng views hay aap dono ka) but thats what helped me know though.
    edit: time 10 min wala my my thoughts

    • @themoneypodcast91
      @themoneypodcast91  27 дней назад +1

      Thank You Brother.
      Actually ab main upstox kam use karta hu
      usme isliye explore nahi kar paya
      Aur acha laga aapse seekh kar
      I am always ready to learn.
      God bless you

  • @digitalsnippets428
    @digitalsnippets428 28 дней назад

    Sir I am your regular user want to ask
    Kya Demat Platform k through mutual fund sip sahi hai ya fir Direct mutual fund. Kya Platform b kuch commission deduct karta hai?

  • @samy2000k
    @samy2000k 6 дней назад

    Amazing

  • @ashishnam134
    @ashishnam134 28 дней назад

    Please make video on index selection:
    nifty 50 vs mid 150 vs small 250
    If we buying nifty 50 then why not mid and small?
    NIFTYBEES vs MID150BEES vs HDFCSML250

  • @sukinobhavatu7281
    @sukinobhavatu7281 8 дней назад

    Why ETF

  • @aaashu6592
    @aaashu6592 26 дней назад

    Bhai kitna kamate ho yaar😂😂😂

  • @anirudhshirur
    @anirudhshirur 28 дней назад +1

    Happy Teachers Day 🎉❤🎉Sir

  • @soumya440
    @soumya440 18 дней назад

    Sir
    I want to know detail analysis between investment in nps category-2 and sip in normal mutual fund

  • @CPL_fx
    @CPL_fx 12 дней назад

    hey neeraj bro lump sum investments may be better only if done on certain % of market correction because if i say that the investments which you made all of them in 2020 or near that are great but if same someone did Lump Sum near ATH(all time high) then the returns will be actually very less, so in my opinion if someone is starting near ATH then SIP is much better than Lump Sum and to make better return only buy at fair discount of 18-25% from last all time high.

  • @LAXMANSINGH-og9gl
    @LAXMANSINGH-og9gl 26 дней назад +1

    Sir ETF mein hum SWP ka fayda nhi le skte kyunki share km ho jaayenge isko explain krna ? Sir ?

    • @sachinbaliyan4845
      @sachinbaliyan4845 19 дней назад

      SWP can only be done with Mutual funds….
      ETF is not mutual fund…it is like a stock
      But you can manually get SWP from ETF also every month depending on it

    • @LAXMANSINGH-og9gl
      @LAXMANSINGH-og9gl 19 дней назад

      @@sachinbaliyan4845 but as in mutual fund the amount grows but this is not in case of ETF coz the size decrease with swp

  • @talhasonazam7906
    @talhasonazam7906 29 дней назад

    after inspired from you ,I want to invest in index funds, but sir, which app should I use for this.
    N I'm first time investor 😂

  • @valkaltripathi4676
    @valkaltripathi4676 14 дней назад

    Grrreat !
    When u were investing in March 2020 by lumpsum,where was the money stored or invested till then ?
    Hope I get a reply .
    Thanks

  • @ajjain-pn2vz
    @ajjain-pn2vz 25 дней назад

    sir my question is If direct mutual funds are available on Demat account like paytm money, zerodha , etc.
    So why you still purchased from their website like UTI, bandhan? Any chance of extra profit there compared to demat account?

  • @JustChill76
    @JustChill76 27 дней назад

    SBI and Franklin Templeton website is also extremely bad

  • @Sp6075
    @Sp6075 21 день назад

    Hi Neeraj, can you suggest from where one should buy the mutual funds?
    Like from direct A. Amc
    Or B. broking apps,? (considering A @poor customer service and poor app)
    B( expence ratio and same day price NAV problem. Does it will affect the profit hugely?)

  • @PeterGerald
    @PeterGerald 28 дней назад

    Stock prices doesn't really reflect "mehnat".
    Post covid people got lot of disposable income due to WFH and reduced expenses due to lockdown.
    Post covid people went on a spending spree which will die down sooner or later.

  • @tcode4755
    @tcode4755 28 дней назад

    🚨🚨 Neeraj Sir, As you have explained, Index fund is good for beginners. I was investing in a Different Index , Called Nifty MidSmall 400 quality & momentum 100.
    Can you please make a video on this, and what do you think about it.

  • @neeraj_dama
    @neeraj_dama 24 дня назад

    bhai aap ADANI ho kya

  • @g.vijayakumar1645
    @g.vijayakumar1645 24 дня назад

    Sir baat bolna hai... Sir appka monthly income kha se ho rahi hai investment karne ke liye

  • @ankanbasu7367
    @ankanbasu7367 13 дней назад

    Sir, how is ET Money as a platform for investing

  • @deepikadhumane2956
    @deepikadhumane2956 21 день назад

    I want to invest in UTI Nifty 50 Index Fund lump-sum amount.. Should i wait or invest now

  • @shermanjackson8519
    @shermanjackson8519 11 дней назад

    Is there any specific reason for investing in so many index funds?