Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
My CFA is Annette Marie Holt, a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Rental goes towards business expenses and tax benefits are there wherein one can offset the profit and your capital keeps on earning at a higher returns...
Iska ek he system apko kuch na kuch wealth create karni kahi bhi kar sakte ho lekin mutual fund is time best hai or agar aap abhi start kar rahe ho to apko target 10 lakh ka lena hai bas ya apke pass jaise paisa ho
To those who disappointed about starting early...remember the saying, "The best time to plant a tree was 10 years ago, the second best time is right now." Congratulations on your financial success journey, I am proud of you. 😊😊😊
Bull run ka kamal hai. I remember many Financial youtubers who used to criticize FD like anything when the market went down for several months. Their tone changed, and they started saying FD v karni chahiye aur profit book v kerna chahiye investments m. Rest a very encouraging video.
But they already made their wealth bro. 30 lakhs monthly sip is 3.6 crores annually. He already has more than 100 cr networth. And you are still waiting for the bear market.😅
@jitulvslife03 Obviously, they made their wealth through tremendous active income. Now corpus is huge. One can even survive through dividend income in case of prolonged slowdown in market.
@@abhilawvlogs India has bull run at least for next 20 years. The returns are not going to go to zero but might reduce that's all. Also bull or bear are cyclical. In long term that's irrelevant. Even if market is stagnant because of inflation companies will have earnings growth. So stock market will at least beat inflation.
What sets Mr Michael Hugh Terpin apart, however, is not merely his expertise, but his unwavering commitment to integrity and transparency. In an industry rife with volatility and uncertainty, Mr. Terpin's steadfast adherence to ethical principles serves as a beacon of trust and reliability. His track record of fostering trust-based relationships with clients and stakeholders is a testament to his unwavering dedication to ethical business practices.
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
The ideal way to go for creating material wealth is extremely simple. 1. Differentiate between your wants and needs. 2. Never borrow to fulfill your wants. 3. If required, only borrow for needs (that too only emergencies) 4. Save to buy what you want (iPhone, vacation, expensive bike etc.), no matter how long it takes to save. 5. Keep your investment fundamentals simple and keep increasing them in a slow but steady fashion. No amount of money will ever be enough for your desires. Think of it only as security. Give time to your family and yourself.
Gajendra kothari is the new star in MF's in coming times how stock market speak of Jhunjhunwala, Vijay kedia, Radhakishan Damani in the MF industry everyone will speak of Gajendra kothari in the next 6 yrs once he hit 100 crores such a humble and intelligent man he is and one good thing he is investing in his children right from the day they are born that is one right investment every one can follow for their children and also he is educating his kids to invest from such a tender age they will atleast become financially literate person by 25 yrs of age.
This man is incredible i watch all his videos to learn...He gives me courage to invest more. Its been 8 yrs i m investing in mutual funds. The day you complete 100 cr let us know. Thank you sir😊
He is increasing the addition to the SIP every year, so it can become 1000 crores also if he keeps on adding capital to the SIP portfolio. Paid advertisement for mutual funds
While all these numbers and figures are astounding and the concept of Compounding is 100% correct when you give time to your investments, the underlying fact is that you need a "good" source of income at 'present' to ensure that you can have big SIPs and then let time do the magic. "Sources of Income" needs to be main game that needs to be played.
You don't need. Whatever you earn invest 10% of that. If you earn less that means your lifestyle is simple and you will need less to retire. As you get better off you will likely earn more but that's not as necessary as consistency.
In my opinion, 1. Focus on increasing your income by improving your skillsets 2. Start investing early if not started 3. Diversify your portfolio (MF/equity, Gold, Real estate, FD/Bonds(emergency funds)) 4. Stop impulsive and unnecessary purchases like Iphone, SUVs 5. Finally, enjoy your life by travelling, have good food, explore etc.
I sympathize with many people who had no knowledge digital marketing because currently dollar is unstable and coin is taking over to be universal currency
Getting professional help is a smart move when it comes to building a strong financial portfolio that matches your long-term goals. It's always wise to seek guidance from an expert like Deeawn Roundtree mostly recommended by SEC.
Wow, that's amazing! I'm also a huge fan of her work! Her exceptional technical analysis skills have been a guiding light, providing clarity and reassurance during even the most turbulent market periods. Her expertise has been a valuable resource, helping me to navigate complex market dynamics with confidence.
My age is 19 And I convinced my parents for Sip as my parents are farmers we have a money but we don't have a financial knowledge so I convinced my parents
Great. Start early. With less amount. Buy max three to five Direct Growth MF. Include one Index Fund and one Gold ETF in it. Go steady and continuos. Do not jump in stock market to buy direct stocks. Do not stop/ redeem MF SIP for atleast 10 years. Then see the real magic. All the Best brother.
Balance is the key . Invest in SIP ,but also invest in courses for skills ,travel , special experience with loved ones ,good food ,good car and other things that you love. Because having bmw at 30 years is much better than having rolls Royce at 60 years age .
Love from Kerala, even though some bits and parts couldn't be able to understand due to the language barrier, but still understood the core ideas. Great info and nice interview...
I'm saying this, this man is getting popularity and his thoughts of not buying home too, soon housing prices are either going down or sluggish in 3-4 years
The main point to be noted that apart from compounding, early start , log duration which no one noticed is his high income of wealth management job which provides him enough money to spare high monthly SIP for log duration.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
His earing depend on wealth managment, thats why he enquirazing other should invest and give him money to invest More and he will also learn more..... its just business not compunding.
The main reason people brag about mutual funds is to create a chain ...only when new people start to invest in mutual funds or stock market the old investors get a good return for thier investment .....
You mean bank FDs give 12% returns and SIP/MF give 7% return & they are lying about the actual numbers so that they can trap new investors & get better returns on their investments?
The fin-Market;s have underperformed the U.S. economy as fear of inflation hammers the prices of stock;s and bonds. My portfoliio of $750k is down to $592k any recommendation;s to scale up my return;s during this crash will be highly appreciated.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
Very informative and very interesting video learnt thank you sir for sharing.. Yes do let us know when you reach 100 crore that would be really inspirational with evidences for many who still doubt.. Good Luck Sir & God Bless...
I agree with everything but owning a house is one of the basic things that help you feel happy. In the end, you need money for a few things house is one of the top things.
This is crazy sir. I'm to inspired and really excited to do something. . I'm 22years old now i don't have father . Only mom has business home delivery. And I'm looking for job. And i ended up here. What a day mynn. Thank you fr.
Such a great points mentioned and I have always felt that I will have to enjoy my life after marriage at least 5 years and don't be bothered about the savings.
*I had problem comprehending trading in general. I tried watching other RUclips trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to follow*
I've been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
The first step in every successful investment is to establish your goals and risk tolerance, a task best undertaken with the assistance of financial advisor.
Bhai log iska success dekh ke abhi SIP mat karna... Market overvalued hai... L lag jayenge... Jab jab aise success stories aane lage... Better book profit in SIP and Mutual funds. And whenever you see market Crash and bankruptcy news... Then re-enter again.
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
Retired in2020,interest rate only 6%..Hence invested 30L MF lumpsum.Got 10L profit in 2022,bought car.continued got 6L in 2023 bought gold for wife 4L,got two wheeler for self.Now sitting on 6L profit till 2024 sept.expect to get 12L profit in 2024. Lumpsum best than FD.
@@rakeshmaurya8164 company for investment is INFOSYS, ADANI POWER.. SIP for mutual fund, ICICI production technology fund, Nippon india small cap fund.All the best.
I have seen the crash in 2008 ,it was 22 nd January,but as observed by you, I have motivated myself and stick to the market and today I am really happy to see the total amount in my funds, it's so true to have patience
Well here is my story - joined mindtree at 15k pm in 2007 ... was young had dreams ... spent money in pubs ... bought new jeans...fulfilling that made me a human.... by the time reached 1l PM...was married car loan personal loan ( many expenses ..even if you have corporate insurance 70 k will go for chidbirth ) ...putting the fisst kid to school 70k - 1.5 l...then buy a car ... dont do all these ... just put your hard earned money to these people..don't even have a life .... just listen to these people
As a teenager you should focus to invest in your skills not stocks or crypto or real estate until and unless you want to make a career on them . I strongly believe and even Warren wafet said that nothing can beat the compounding of knowledge. So as a teenager don't run for stocks or mutual funds try to make new experiences and acquire new high income skill by the savings money . Everyone don't need 100 or 1000 crs for a comfortable life just identify how much you need , and please invest in experiences and skills nothing can beat that and he is totally right when you are young it's a clever decision to live on rent .
100 crores ab zyada lag rahe hain teenage me...jabtak retire hoge @60, tab 100 cr ki value aaj ki 1 crore k barabar hogi which is just a bare minimum amount required today to survive post retirement.
@@religionofpeace782 Stop bullshitting, man. Use your logic, the life you want to live depends upon luxury. Today, 50000 per month is more than enough to live mini luxury life. It all depends upon what kinda life you want to live and where u want to spend your money. I know people who earn 3 lakhs per month who don't drink or smoke and living single miserable life without marriage.
@@SuperGetoverhere Don't get frustrated facing the reality. What I am saying is a pure fact. 100 cr for a teenager, at 60 will be worth 1 cr of today. 1 cr as a retirement corpus is a bare minimum to survive without the fear of exhausting the corpus. That's what time value of money is.
I m 40yrs old and just started sip of 10k per month, and now I realised that why I haven't started sip in 20 or 25yrs ago. 😢 Why no awareness was there why not I learnt something about sip . I m too late now
If possible please increase 10% Step up SIP every year.... Here and there in Market down by 4 to 5%, please add more money to your SIPs. In that way you can achieve big corpus. The same logic i am following.
I have an strategy for 10 years approach. For the next 11 years I will put 50 percent in small cap next 10 mid cap 50 percent and last 10 large cap 50 percent.
Absolutely, I tried the live casino the other night. It's like they've brought the whole casino experience to the screen. Did you have a favorite table
8:21 There is a word called inflation . Todays 75k will be 35K after 15 years after 6% inflation. So from 1 crore you should always with 0.5% that is 50K every month and increase your SWP with 7% every year to balance inflation.
I agree with doing sip, increasing it year after year, & starting early but what I do think is there should be quarterly videos if not monthly from people who are into wealth management to inform audience about which type of funds to avoid, & which funds to invest in according to the current market situations.
I agree to your view. But finding a right mutual fund is also difficult that give you consistently good returns Better get to index funds SIP where the expense ratio is less.
You believe it, you do SIP, if you dont believe it, dont do. But he is saying right things. Everything dont need proofs, it is his personal portfolio, maybe he dont want to show. Many rich people dont like to flaunt their wealth.
@@vishnu9764 why do you want to see his portfolio if you want to believe and take knowledge out of it and do investing if he don't invest and say the exact figures he can't do that and he is also giving info about his children portfolio as well invested for 14 yrs around 20 lakhs on her daughter and it became 1.06 cr as of now
Innocent investor only want a geniune suggestion and help.... Average earning families only pay tax and there also tax on investment....if hard earned money goes in to loss.... really hurts.... Seeking your genuine support and help for all innocent investors so that hard earned money get more returns.....Need your kind support....Also news is coming of global reception and impact on market.....in such situations what a investor do.....Thank You....
Truth comes out around 15 minutes into the discussion. Making easy money is the biggest pitfall. People fell for Amway scam in late 2000 and now SIPs. Best way to make money is work and produce something tangible that can get you paid. Rest everything is Bullshit.
great video about compounding ,mutual funds, sip ,swp concept, why not to buy home , emi vs rent ,but diversification should be there such as commercial property, stocks ,
Confession - I am 38, belong from a very lower middle class family. Started SIP 2 years back of 2000/month. I know i did very late. But got job very lately in life. Goal was to invest for 5 years and get around 2 lac after 5 years and buy a camera. Dumb decision it was. Now i invest 10 k per months. Shall invest for more 22 years till I'm 60. Current portfolio is of 138xxx.xx At my 60 it'll be around ₹4,46,65,517.00 And good thing is i bought the camera without even looking at my sip. If a dumb like me can do. Then anyone can do. Start investing in SIP. But before that start investing in yourself. Grow from inside and out.
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
ADBE, VWINX, NIO and FSPGX are all still good buy, but what do I know I’m not a financial advisor lol
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
@@BernardFrederick-tk7un I’ve been worried sick about the current state of my portfolio, who is your advisor?
My CFA is Annette Marie Holt, a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Just ran an online search on her name and came across her website, pretty well educated. thank you for sharing.
secret to higher SIP and wealth is to Increase your Income.
How is it a secret its an obvious fact
Yeah, one of the reasons
@@muhammedsalihp7574 😂😂😂😂
Obviously...if you are not having funds what will you invest
Rental goes towards business expenses and tax benefits are there wherein one can offset the profit and your capital keeps on earning at a higher returns...
Whatever he says , don't compare your journey. Slowly we will reach a certain level, just don't rush. Save, spend, live life.
Exactly....sb sip wo Kamal nahi karegi jo 20-30 saal pehle shuru karne pr kiya h
Iska ek he system apko kuch na kuch wealth create karni kahi bhi kar sakte ho lekin mutual fund is time best hai or agar aap abhi start kar rahe ho to apko target 10 lakh ka lena hai bas ya apke pass jaise paisa ho
Great words sir🎉
@@ashishvgupta 10 lakh per month??
@@prithwirajbhardwaj9295 3 4 saal mai 10 lakh jama karlo fir maja ane lag jata hai mujhe 5 saal lage
To those who disappointed about starting early...remember the saying, "The best time to plant a tree was 10 years ago, the second best time is right now." Congratulations on your financial success journey, I am proud of you. 😊😊😊
Bull run ka kamal hai. I remember many Financial youtubers who used to criticize FD like anything when the market went down for several months. Their tone changed, and they started saying FD v karni chahiye aur profit book v kerna chahiye investments m. Rest a very encouraging video.
But they already made their wealth bro. 30 lakhs monthly sip is 3.6 crores annually. He already has more than 100 cr networth. And you are still waiting for the bear market.😅
@jitulvslife03 Obviously, they made their wealth through tremendous active income. Now corpus is huge. One can even survive through dividend income in case of prolonged slowdown in market.
@@abhilawvlogs India has bull run at least for next 20 years. The returns are not going to go to zero but might reduce that's all.
Also bull or bear are cyclical. In long term that's irrelevant. Even if market is stagnant because of inflation companies will have earnings growth. So stock market will at least beat inflation.
What sets Mr Michael Hugh Terpin apart, however, is not merely his expertise, but his unwavering commitment to integrity and transparency. In an industry rife with volatility and uncertainty, Mr. Terpin's steadfast adherence to ethical principles serves as a beacon of trust and reliability. His track record of fostering trust-based relationships with clients and stakeholders is a testament to his unwavering dedication to ethical business practices.
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
he is active on telegrams everyday
michaeltpintrades
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
The ideal way to go for creating material wealth is extremely simple.
1. Differentiate between your wants and needs.
2. Never borrow to fulfill your wants.
3. If required, only borrow for needs (that too only emergencies)
4. Save to buy what you want (iPhone, vacation, expensive bike etc.), no matter how long it takes to save.
5. Keep your investment fundamentals simple and keep increasing them in a slow but steady fashion.
No amount of money will ever be enough for your desires. Think of it only as security. Give time to your family and yourself.
The world is sufficient for human needs but not for human greed😂
Gajendra kothari is the new star in MF's in coming times how stock market speak of Jhunjhunwala, Vijay kedia, Radhakishan Damani in the MF industry everyone will speak of Gajendra kothari in the next 6 yrs once he hit 100 crores such a humble and intelligent man he is and one good thing he is investing in his children right from the day they are born that is one right investment every one can follow for their children and also he is educating his kids to invest from such a tender age they will atleast become financially literate person by 25 yrs of age.
Before you confabulate just note, jhunjhunwala NW 45000 cr. Thanks
@@Oxygenfactory1 I am not comparing wealth wise even Jhunjhun wala didn't achieve it overnight I am saying about making name in MF Industry
Sahi baat
Beta tu aur Tera ye Gandu kothari . Dono fraud hai . 420 sala . 30,000 sip krta hoga mahine ka aur yaha dingey haak raha hai .
This man is incredible i watch all his videos to learn...He gives me courage to invest more. Its been 8 yrs i m investing in mutual funds. The day you complete 100 cr let us know.
Thank you sir😊
Kitne baar ek cheez bolega
Sahi me paid comment lagta hai
He is increasing the addition to the SIP every year, so it can become 1000 crores also if he keeps on adding capital to the SIP portfolio. Paid advertisement for mutual funds
While all these numbers and figures are astounding and the concept of Compounding is 100% correct when you give time to your investments, the underlying fact is that you need a "good" source of income at 'present' to ensure that you can have big SIPs and then let time do the magic. "Sources of Income" needs to be main game that needs to be played.
Exactly man. Ultimately earning potential have to increased in your formative years
You don't need. Whatever you earn invest 10% of that. If you earn less that means your lifestyle is simple and you will need less to retire. As you get better off you will likely earn more but that's not as necessary as consistency.
Kothari is bluffing as he was increasing the SIP every year.. So, its not like he deposited and waited.
patience is the hardwork, Compounding is the reward
Nice quote 🎉🎉
In my opinion,
1. Focus on increasing your income by improving your skillsets
2. Start investing early if not started
3. Diversify your portfolio (MF/equity, Gold, Real estate, FD/Bonds(emergency funds))
4. Stop impulsive and unnecessary purchases like Iphone, SUVs
5. Finally, enjoy your life by travelling, have good food, explore etc.
Mutual funds is dead. Only ETF's
I sympathize with many people who had no knowledge digital marketing because currently dollar is unstable and coin is taking over to be universal currency
You're right, and if you don't invest or got a multiple source of income stocked, you might wake up one day to regret it.
Everyone needs a different stream of income, such as where one can invest some part of his / her monthly salary
Getting professional help is a smart move when it comes to building a strong financial portfolio that matches your long-term goals. It's always wise to seek guidance from an expert like Deeawn Roundtree mostly recommended by SEC.
Wow, that's amazing! I'm also a huge fan of her work! Her exceptional technical analysis skills have been a guiding light, providing clarity and reassurance during even the most turbulent market periods. Her expertise has been a valuable resource, helping me to navigate complex market dynamics with confidence.
That woman has changed my life for good, I attended her investment class couple of weeks and she's the best when it comes for guidance...
One of the most real, honest interview in recent times . This man so genuine and authentic. Amazing ..
One of the most important and knowledgeable podcast every 18 year has to watch . ❤
My age is 19
And I convinced my parents for Sip as my parents are farmers we have a money but we don't have a financial knowledge so I convinced my parents
Good. Nice try and I'm glad that your parents are not so conservative while invest money in share market as compared to other parents
Keep acquiring financial knowledge as time runs
Great. Start early. With less amount. Buy max three to five Direct Growth MF. Include one Index Fund and one Gold ETF in it. Go steady and continuos. Do not jump in stock market to buy direct stocks. Do not stop/ redeem MF SIP for atleast 10 years. Then see the real magic. All the Best brother.
@@mayurpattarkine2758I am 20 and I want to start sip .. but I can't exceed it above 5k.. how can I proceed and which are the funds to go with..
at your age you are better than 99% people who are dreaming about getting stuffs for show off on social media🤝
Bruvv!!! This man! Clear as the polar ice! One of the best financial Podcast I ever heard. Thanks for the GYAN!
Nice video , गजेंद्र भाई से बहुत कुछ सीखने को मिला , कंपाउंडिंग को बहुत अच्छे से समझाया धन्यवाद।
Balance is the key . Invest in SIP ,but also invest in courses for skills ,travel , special experience with loved ones ,good food ,good car and other things that you love. Because having bmw at 30 years is much better than having rolls Royce at 60 years age .
Gajendra kothari sir ..hats off to you...lot of respect. My guru in investment
Love from Kerala, even though some bits and parts couldn't be able to understand due to the language barrier, but still understood the core ideas. Great info and nice interview...
Vety true.. don't trap into EMI stress, investment into compounding.
Thanks you so much ❤️ I am now 16 but I have 3 S.I.P and lumsum of 3.5 lakh it's helpful to my future plans. 😊
Too good at this age keep moving forward best wishes 💗
I am 19 i also have 2L portfolio
How?
How you can pay tax.?
Please tell me😢
Main ye sb krne se dar Raha hu ki main tax kaise aur kahan pay karunga?
@golumanotra3509
Same but, 20 yo
Lets connect
Fully agree with his view on living in a rented house....loved it !
I'm saying this, this man is getting popularity and his thoughts of not buying home too, soon housing prices are either going down or sluggish in 3-4 years
🤣🤣🤣
बहुत अच्छी जानकारी है🙏🏻🙏🏻🙏🏻🙏🏻
Umm I agree with Gajendra. Land is better than house 🏠
feelings......no one is right
in your dreans
The main point to be noted that apart from compounding, early start , log duration which no one noticed is his high income of wealth management job which provides him enough money to spare high monthly SIP for log duration.
Exactly
and he keeps adding new capital to the SIP every year, so he is bluffing
Person in his 50s will never invest in an agressive fund that gives 21% returns . So the swp magic needs to be taken with a pinch of salt
How is that. Please explain…
@@myfav5340 what’s there to explain?
21% fund is paran parekh flexi cap which is on safer side
@@Hariom-be8ko it’s about exposure to equities rather than a particular cap
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Learning how to grow money is great Achievement in teenage
His earing depend on wealth managment, thats why he enquirazing other should invest and give him money to invest
More and he will also learn more..... its just business not compunding.
Cynical mind never progresses
Stay in the course is the hardest!!!
Learnt a lot by this video.
The main reason people brag about mutual funds is to create a chain ...only when new people start to invest in mutual funds or stock market the old investors get a good return for thier investment .....
I like contrarian views, but do you want to miss out on the momentum? Just because I am against it, doesn't mean its not going to work.
Really Man so sad to see such sort of mentality. I am sure u r not a student of science. U must be an illiterate to say like this.
You mean bank FDs give 12% returns and SIP/MF give 7% return & they are lying about the actual numbers so that they can trap new investors & get better returns on their investments?
Start early
Invest regularly
Stay in the game .don't break compounding
The fin-Market;s have underperformed the U.S. economy as fear of inflation hammers the prices of stock;s and bonds. My portfoliio of $750k is down to $592k any recommendation;s to scale up my return;s during this crash will be highly appreciated.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
Very informative and very interesting video learnt thank you sir for sharing.. Yes do let us know when you reach 100 crore that would be really inspirational with evidences for many who still doubt.. Good Luck Sir & God Bless...
I agree with everything but owning a house is one of the basic things that help you feel happy. In the end, you need money for a few things house is one of the top things.
This is a wonderful interview. Amazing and simplistic approach to wealth creation. Very recommendable to the youngsters.
This is crazy sir. I'm to inspired and really excited to do something. . I'm 22years old now i don't have father . Only mom has business home delivery. And I'm looking for job. And i ended up here. What a day mynn. Thank you fr.
Such a great points mentioned and I have always felt that I will have to enjoy my life after marriage at least 5 years and don't be bothered about the savings.
This is an absolutely great video! Extremely scientific advice. Thank you Gajendra sir for explaining so well! 😊
*I had problem comprehending trading in general. I tried watching other RUclips trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to follow*
I've been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?
I will advise you should stop trading on your own if you keep losing
If you can, then get a professional to trade for you i think that way your assets are more secure
I'd recommend PATRICIA,ALEX her profit is great even when there's a dip
The first step in every successful investment is to establish your goals and risk tolerance, a task best undertaken with the assistance of financial advisor.
@32:11 it's golden advice... "don't take big financial decisions until you get financial maturity"
Gajendra bhai you are an inspiration to a lot of people 🙏
Bhai log iska success dekh ke abhi SIP mat karna... Market overvalued hai... L lag jayenge... Jab jab aise success stories aane lage... Better book profit in SIP and Mutual funds. And whenever you see market Crash and bankruptcy news... Then re-enter again.
Agreed
Amazing interview. Such leadership shouts be leveraged to strengthen the law and order across the country. He would be an excellent consultant 🙏
This is incredible, learnt so much from this podcast😄
Gods man. Really good transparent talk.
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
he is active on telegrams everyday
*@michaeltpintrades*
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
he is also active on wa ts a p
You are a role model for SIP investment. I have seen you working in UTI.
Very nice thank you so much sir ❤ and thank you universe 🙏🏽
I can't get enough of roulette. There's just something about the thrill of the spin. Ever have those lucky days
I started 10k of SIP at the age of 30. Now I am 32 and investing 17k SIP
Kitnaa huaa hai portfolio batao
Kitna hua
Thankyou for such a power packed episode..
The fund that gave 21% return is ICICI Pru Value Fund. It gave 21% annualised return in the last 22 yrs
It's important to note that investing early does not involve asking for money from parents and then investing it.
Retired in2020,interest rate only 6%..Hence invested 30L MF lumpsum.Got 10L profit in 2022,bought car.continued got 6L in 2023 bought gold for wife 4L,got two wheeler for self.Now sitting on 6L profit till 2024 sept.expect to get 12L profit in 2024. Lumpsum best than FD.
SIP company btaye, please
@@rakeshmaurya8164 company for investment is INFOSYS, ADANI POWER.. SIP for mutual fund, ICICI production technology fund, Nippon india small cap fund.All the best.
@@rakeshmaurya8164for investment Infosys,adani power.SIP in ICICI prudential technology fund or Nippon small cap fund.good luck.
"Time" in the market always superceeds "Timing" the market
Thanks for this wisdom and thank you for spreading awareness about intelligent investment options.🎉
Thank you for this podcast, I have cleared a lot of my doubts and able to learn a lot ❤,😊
Shagun ask very good questions all doudt cleared ❤ thank you shagun
I have seen the crash in 2008 ,it was 22 nd January,but as observed by you, I have motivated myself and stick to the market and today I am really happy to see the total amount in my funds, it's so true to have patience
Well here is my story - joined mindtree at 15k pm in 2007 ... was young had dreams ... spent money in pubs ... bought new jeans...fulfilling that made me a human.... by the time reached 1l PM...was married car loan personal loan ( many expenses ..even if you have corporate insurance 70 k will go for chidbirth ) ...putting the fisst kid to school 70k - 1.5 l...then buy a car ... dont do all these ... just put your hard earned money to these people..don't even have a life .... just listen to these people
Nice experience shared. Valuable information. Thanks.
As a teenager you should focus to invest in your skills not stocks or crypto or real estate until and unless you want to make a career on them . I strongly believe and even Warren wafet said that nothing can beat the compounding of knowledge. So as a teenager don't run for stocks or mutual funds try to make new experiences and acquire new high income skill by the savings money . Everyone don't need 100 or 1000 crs for a comfortable life just identify how much you need , and please invest in experiences and skills nothing can beat that and he is totally right when you are young it's a clever decision to live on rent .
100 crores ab zyada lag rahe hain teenage me...jabtak retire hoge @60, tab 100 cr ki value aaj ki 1 crore k barabar hogi which is just a bare minimum amount required today to survive post retirement.
@@religionofpeace782 100 crs infliaton adjusted will be 10 crs 40 years later
0
@@religionofpeace782 Stop bullshitting, man. Use your logic, the life you want to live depends upon luxury. Today, 50000 per month is more than enough to live mini luxury life. It all depends upon what kinda life you want to live and where u want to spend your money. I know people who earn 3 lakhs per month who don't drink or smoke and living single miserable life without marriage.
@@SuperGetoverhere Don't get frustrated facing the reality. What I am saying is a pure fact. 100 cr for a teenager, at 60 will be worth 1 cr of today. 1 cr as a retirement corpus is a bare minimum to survive without the fear of exhausting the corpus. That's what time value of money is.
I m 40yrs old and just started sip of 10k per month, and now I realised that why I haven't started sip in 20 or 25yrs ago. 😢 Why no awareness was there why not I learnt something about sip . I m too late now
Its never too late sir my story is also same like you.... Let's do it👍🏼
If possible please increase 10% Step up SIP every year.... Here and there in Market down by 4 to 5%, please add more money to your SIPs. In that way you can achieve big corpus. The same logic i am following.
Bro u r not late u r trappings ur future when u don’t have earnings sources
Same here
You will stay do good. Just stay disciplined and regular with SIPs
All calculations are good. But, people forget to consider inflation of 6% in both sip and swp.
My age is 29 years.just started SIP 2 years ago of 7000 and now it is 11000. Now it has growth of 21 percent XIRR. I will end my SIP at 60 years.
Excellent, keep it up
which stock!!!
Keep it up! I’m on the same path and having XIRR similar to yours.
I have an strategy for 10 years approach. For the next 11 years I will put 50 percent in small cap next 10 mid cap 50 percent and last 10 large cap 50 percent.
My XIRR 40 ... 2 years ago
Compounding is the key, invest for the long-term. Focus on your goal...
Good inputs for all the youngsters , start early , invest regularly, stay on the course … you will be wealthy, STP is a game changer
Look don't burden yourself with sip, put your comfortable money but don't keep excess to spend as well
Absolutely, I tried the live casino the other night. It's like they've brought the whole casino experience to the screen. Did you have a favorite table
Simple logic of SWP but provide amazing results. Thanks sir
Mine current portfolio is 1.43 crore and per day SIP 5000/- means 1.50 lac per month..goal same like yours
How long it took to reach 1 crore?
Kaise kamate ho bhai Etna Paisa ... 5k daily 😮
It’s 1.15L max only.
What's your main source of income?
@@humblepawn873 it is Obviously business
Best podcast I have ever seen ❤
8:21 There is a word called inflation . Todays 75k will be 35K after 15 years after 6% inflation. So from 1 crore you should always with 0.5% that is 50K every month and increase your SWP with 7% every year to balance inflation.
Amazing podcast 👍
Time and patience is the key to success wealth creation
I agree with doing sip, increasing it year after year, & starting early but what I do think is there should be quarterly videos if not monthly from people who are into wealth management to inform audience about which type of funds to avoid, & which funds to invest in according to the current market situations.
Amazing amazing,,,,,thank you for sharing !!!
I agree to your view. But finding a right mutual fund is also difficult that give you consistently good returns
Better get to index funds SIP where the expense ratio is less.
That's y choose fund of fund
He is one person who never shows his portfolio on screen .
What will you do seeing his portfolio😅
Why should he show?
You believe it, you do SIP, if you dont believe it, dont do. But he is saying right things.
Everything dont need proofs, it is his personal portfolio, maybe he dont want to show. Many rich people dont like to flaunt their wealth.
@@vishnu9764 why do you want to see his portfolio if you want to believe and take knowledge out of it and do investing if he don't invest and say the exact figures he can't do that and he is also giving info about his children portfolio as well invested for 14 yrs around 20 lakhs on her daughter and it became 1.06 cr as of now
Who will do that in public forum?! Grow up man..
Innocent investor only want a geniune suggestion and help.... Average earning families only pay tax and there also tax on investment....if hard earned money goes in to loss.... really hurts.... Seeking your genuine support and help for all innocent investors so that hard earned money get more returns.....Need your kind support....Also news is coming of global reception and impact on market.....in such situations what a investor do.....Thank You....
Wow great conversation💐💐💐💥💥💥💥👍🏻👍🏻👍🏻
Man with Golden Words ✨
23.05 what he is said is absolutely correct
What a Great Learning Video❤❤
28:32 ✅BEST ADVICE
Valuable information vlog 🎯☝️👍🙏
Good confrence
very good experience
And explained very well, I liked it very much.
Very useful video I have ever seen as far as investment is concern. 🎉
Lump sum can also be compounded so sip main advantage is dollar cost averaging not compounding.
Love U both..Thanks!!!
Too good sir. Thanks for enlightening
Truth comes out around 15 minutes into the discussion. Making easy money is the biggest pitfall. People fell for Amway scam in late 2000 and now SIPs. Best way to make money is work and produce something tangible that can get you paid. Rest everything is Bullshit.
great video about compounding ,mutual funds, sip ,swp concept, why not to buy home , emi vs rent ,but diversification should be there such as commercial property, stocks ,
Comments on house buying and rental are clear to the point. See your returns . Choice is yours . Enjoy the firs5 15 years o& life
Confession - I am 38, belong from a very lower middle class family. Started SIP 2 years back of 2000/month. I know i did very late. But got job very lately in life. Goal was to invest for 5 years and get around 2 lac after 5 years and buy a camera. Dumb decision it was.
Now i invest 10 k per months. Shall invest for more 22 years till I'm 60.
Current portfolio is of 138xxx.xx
At my 60 it'll be around ₹4,46,65,517.00
And good thing is i bought the camera without even looking at my sip.
If a dumb like me can do. Then anyone can do. Start investing in SIP. But before that start investing in yourself. Grow from inside and out.
I tend to stick to cricket betting. Analyzing the game stats beforehand makes it feel like you're part of the action
Gajendra kothari sir hats off to you 🫡
Right way to become rich for salary class people.