It was an absolute pleasure being a guest on your podcast. The conversation was enjoyable. Thank you for the warm welcome and for creating such a great platform for discussion!
Sir one more point to add, if we take term insurance at a younger age.. the premium will be less and the premium will be the same throughout the term whether it might be 30 years or 40 years.. It actually makes a good impact. Also, when our age is 30-35 we might be having issues with health then there is higher probability of insurance companies rejecting the term insurance application
I’ve paid to where my money is going. It's easy to get caught up in day-to-day expenses and just think, 'I'll deal with it later.' But later usually ends up being too late.
You’re not alone. I realized I was losing money just by not optimizing my investments. I’ve always heard about diversifying, but I never took it seriously until recently
Exactly. I used to just let my savings sit in a regular account, not realizing how inflation was eating away at it. I didn’t really start growing my wealth until I spoke with an advisor who pointed me in the right direction
Yeah, I can relate. Honestly, the biggest shift for me was when I got serious about financial planning. I started working with someone who showed me how much I was missing out on. She gave me some really straightforward advice on things like tax-efficient investing and using different strategies to grow my savings
It’s crazy how much of a difference having an expert in your corner makes. My advisor has helped me shift from just thinking about short-term savings to building long-term wealth. Things like proper asset allocation, minimizing fees on investments, and making smarter retirement decisions.
That’s key. I didn’t realize how small things like not regularly reviewing my portfolio were costing me. I thought, 'I'm set for retirement,' but without checking in, you really don't know how you're performing
Being CA, I enjoyed the whole conversation. All financial topics which are closely related to our lives were discussed diligently. Stay blessed both of you.
Please what if I want to get started how do I go about it? I really need help, because I think investing in Forex and crypto is the best investment anyone can get involved with.
At this moment, things appear to be odd. Inflation is reducing the value of the US dollar, but it is strengthening in comparison to other currencies and commodities like real estate and gold. People are switching to the dollar because they believe it is safer. I worry that the rising cost of living may cause the value of my retirement savings to decline.
Safest approach i feel to go about it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Neeraj is amazing. I first saw him with Parimal Ade few years back. Loved his simplicity and way of thinking then, it's been the same even today. Good going, Neeraj. Best wishes. :)
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
Neeraj sir...mannana padega apko...you talk great....and your knowledge is way too good or greater....your a perfect "guru material "!! Luv from Bangalore ❤
Tbh I have watched lots of podcast ...but not more than 30mins I cud watch the same podcast...but this podcast 2hrs long and it gets even more interesting after every minute ...😅
The podcast was very insightful and i just loved it… also I echoes with what Neeraj sir told in the video about Mr.Mohit Grover, i am also his client and i must admit the level of service and knowledge he delivers to his clients is truly class apart.Big thumbs to him & his team👍
Neeraj ji, I don't know you earlier, But I will say, you are very honest.. and thanks to teach finance with honest. Mujhe aisa lga ki mai apne 10th class k teacher se kuch seekh Raha Hun... Basically I feel I was connected my teacher whom I can trust... Thanks kushal too
At 1 : i decided to watch entire video as he seems very genuine person which i find very rare and inspiring. So will continue to watch , noted down his website. Will visit if very seems genuine till the end. Will keep on updating my thoughts as i continue to watch this video. At 2: He said know your capacities , goals and risks. At 3 : Talked about the dilemma that drains my brain and heart , Problem of Plenty ! - i need to get rid of this if i have to start. At 4 : Do not go for schemes that seem too good to be true , those who flex a lot . At 5 : Minimize the risks.
Only this video is sufficient to clear all doubts in investments. Superb video. This video has become my ALL TIME FAVOURITE INVESTMENT VIDEO. Must watch for all the investors. Thanks to both of you for this enlightening video. Wish more similar videos n future .
Its very realistic and authentic discussion. Anyone who is involved in MF do investment SIP, can relate to all points discussed here. Very humble and grounded Mr. Neeraj Sir !! Thanks for wonderful session. 👍
Wow, that was so deep yet so interesting. I love how you go deep into practical financial advice; the conversation is relatable. More importantly, it's great to see someone sharing not only valuable knowledge but sharing it in an easy-to-understand and applied manner. That is fantastic, but you can add real-life case studies or examples from viewers to make your content even more effective. It would make the points clearer, and the advice would seem even more personalized. Great work. Keep it up, and I look forward to the next video!
Absolutely mast/must podcast. All my questions on personal finances answered. It was a free high value finance podcast. Thanks to you and to Neeraj for being so kind and sharing his mind blowing, easy and honest money making techniques. I have benefited immensely, listening to him and applying his ideas. Bhai itna paisa hai, thodasa charity bhi kar lo,ya zikar toh kar lo.😊
Jitna Bhi income generation Sir kar rahe hain doesn't matter because Jitne reasonable rates me sir classes provide karte hain that too with top quality utna other teachers double rates mein bhi nahin kar sakte😅.... ❤❤😊😊😊
Superb podcast thanks kushal for inviting the Neeraj sir.. we all enjoyed & got too much knowledge & clarity of many topics thanks for arranging all this 🙏 we hope u will do some more podcast with neeraj sir.
I strongly agree with Neeraj ji that investment depends on individual situation and circumstances and we cannot go by fixed percentage. I have an autistic kid and his special education expenses are equivalent to 4 kids so my situation is completely different. Similarly someone may have more dependents. So he is absolutely right that we cannot generalise and make investments per individual needs. Overall a great podcast. Everyone must watch.
Thank you for a very valuable podcast. My sincere thanks to Mr. Neeraj Arora for sharing so much knowledge. It is really kind of life coach podcast. I thoroughly enjoyed and gained quite a lot knowledge.
Great respect for neeraj sir 😊 S neeraj sir is one who brought ca studies on utube salute to sir he has changed learning in ca studies thanks fr bringing ca studies on utube
Sir apka Pura video suna.....all are is my words....I am now 56years old....govt service...high school ki HOI post por hu...savi log kahata hai apkey pas itna corpus ksisey ho gaya? 😂😂....admi rich hona cahata hai but real lesson nehi leta...Mai to avi vi accha lesson finance key bari mey time nikal kor sunti hu.....
Kushal bhai...bhaut time laga diya..ab jaake Neeraj sir ke insights jaane ka mauka mila. ❤ He is not just a teacher but a very very good person by heart and soul. He's the one who helped me clear my CA Inter - Income tax, GST, Audit & SM ❤
Kushal u ask basic not lame questions which helps to relate the audience, otherwise as per kushals intellect the question might be one of the toughest podcast
Great Video If possible please make a 30-40 minutes deep Video about every point that was discussed in this video with more examples and scenarios so that it can help us more
@Kushal Lodha, Sir one more point to add, if we take term insurance at a younger age.. the premium will be less and the premium will be the same throughout the term whether it might be 30 years or 40 years.. It actually makes a good impact. Also, when our age is 30-35 we might be having issues with health then there is higher probability of insurance companies rejecting the term insurance application
Which are the best institutes for short term certification program in finance like Financial Modelling, Python for finance etc who are working in finance?
Returns are the same for SIP and lump sum over the very long term , as per Arora. So to avoid liquidity problems and tension (due to volatility) , it is better to go for SIP. If you get a sudden fortune, invest the lump sum in a debt fund and do STP to an Equity fund.
Please ask your guests about which is the reliable channel through which we can do SWP and SIP as well as the detailed procedure to start them for a fresher.
He made money not because of mutual funds but because he had high income at the start of his career. If you do not earn huge money mutual funds can not make you super rich(crores)
Q at @2:48 : When did you first tasted money success and what was the amount? Ans: I cleared 12th in 2004....2017 me investments ko leke sincere hogya....2018 me online classes...2018 se 2021 me bahot bada amount mila. lol where is the actual answer!? @kushal you should not let your guests give you leading answers. Keep getting them back to the main question at hand. I understand someone who achieves success loves to talk about it on and on. But don't forget that your viewers are watching the videos for actual data and answers and not the whole philosophy of life being handed down as an answer.
Making money is a long process and success, feeling rich or poor is situational too. different phases of life change how you feel about the same amount of money. It is not a set answer.
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
It was an absolute pleasure being a guest on your podcast. The conversation was enjoyable. Thank you for the warm welcome and for creating such a great platform for discussion!
Esa lagta hai jese aap bhi Varun Malhotra ke student rahe ho kabhi na kabhi
Sir one more point to add, if we take term insurance at a younger age.. the premium will be less and the premium will be the same throughout the term whether it might be 30 years or 40 years.. It actually makes a good impact.
Also, when our age is 30-35 we might be having issues with health then there is higher probability of insurance companies rejecting the term insurance application
Absolute Remarkable Podcast
I’ve paid to where my money is going. It's easy to get caught up in day-to-day expenses and just think, 'I'll deal with it later.' But later usually ends up being too late.
You’re not alone. I realized I was losing money just by not optimizing my investments. I’ve always heard about diversifying, but I never took it seriously until recently
Exactly. I used to just let my savings sit in a regular account, not realizing how inflation was eating away at it. I didn’t really start growing my wealth until I spoke with an advisor who pointed me in the right direction
Yeah, I can relate. Honestly, the biggest shift for me was when I got serious about financial planning. I started working with someone who showed me how much I was missing out on. She gave me some really straightforward advice on things like tax-efficient investing and using different strategies to grow my savings
It’s crazy how much of a difference having an expert in your corner makes. My advisor has helped me shift from just thinking about short-term savings to building long-term wealth. Things like proper asset allocation, minimizing fees on investments, and making smarter retirement decisions.
That’s key. I didn’t realize how small things like not regularly reviewing my portfolio were costing me. I thought, 'I'm set for retirement,' but without checking in, you really don't know how you're performing
Being CA, I enjoyed the whole conversation. All financial topics which are closely related to our lives were discussed diligently. Stay blessed both of you.
Kya Genuine banda hai yaar ye.....This man can have no haters.
Except. Few members of icai 😂
Chat lo...😂😂😂
Please what if I want to get started how do I go about it? I really need help, because I think investing in Forex and crypto is the best investment anyone can get involved with.
It's advisable to go for an experience except when seeking to invest in the crypto market
It's very obvious that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.
Well I let Joy trade for me, she's good and you can give her a trial
Joy Philips special strategy is in her realistic approach and that’s sets her far above other brokers who sets outrageous targets and fails to get it.
She's really a good investment advisor. I was privileged to attend some of her seminars. That was how I started my crypto investment 👏
the one and only neeraj sir audit king...Proud to be student of neeraj sir😃
At this moment, things appear to be odd. Inflation is reducing the value of the US dollar, but it is strengthening in comparison to other currencies and commodities like real estate and gold. People are switching to the dollar because they believe it is safer. I worry that the rising cost of living may cause the value of my retirement savings to decline.
Safest approach i feel to go about it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
You seem to know the market better than we do, so that makes great sense. Who is the guide?
'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
"Ati dukhi aatma doubt no. 1 "🥰
Neeraj is amazing. I first saw him with Parimal Ade few years back. Loved his simplicity and way of thinking then, it's been the same even today. Good going, Neeraj. Best wishes. :)
Neeraj sir conversation always very pleasant to hear..
What truly distinguishes Michael Hugh Terpin is his unwavering dedication to continuous learning and innovation. He is constantly honing his skills, staying abreast of the latest trends, and adapting his strategies to evolving market conditions. His nimbleness and agility in responding to changes ensure that he remains ahead of the curve, consistently delivering outstanding results.
Terpin's approach to trading is not just about making profits; it's about mastering the art of the trade. His deep understanding of market dynamics, coupled with an unwavering commitment to research and analysis, sets him apart as a true luminary in the field. Terpin's ability to identify lucrative opportunities amidst market fluctuations is truly awe-inspiring.
he is active on telegrams everyday
*@michaeltpintrades*
Michael Hugh Terpin is an absolute powerhouse in the realm of stock trading, and his prowess is nothing short of remarkable. I've had the privilege of witnessing firsthand his exceptional skills and strategic acumen in navigating the complexities of the stock market.
he is also active on wa ts a p
Most Genuine Guest on any podcast and very important questions asked. Thanks to both the gentlemans.
Neeraj sir...mannana padega apko...you talk great....and your knowledge is way too good or greater....your a perfect "guru material "!! Luv from Bangalore ❤
Tbh I have watched lots of podcast ...but not more than 30mins I cud watch the same podcast...but this podcast 2hrs long and it gets even more interesting after every minute ...😅
Edu 91 students attendance here❤
The podcast was very insightful and i just loved it… also I echoes with what Neeraj sir told in the video about Mr.Mohit Grover, i am also his client and i must admit the level of service and knowledge he delivers to his clients is truly class apart.Big thumbs to him & his team👍
Neeraj ji, I don't know you earlier, But I will say, you are very honest.. and thanks to teach finance with honest. Mujhe aisa lga ki mai apne 10th class k teacher se kuch seekh Raha Hun... Basically I feel I was connected my teacher whom I can trust...
Thanks kushal too
English grammar pr mt jana... Book yaad hai na😂
One of the best knowledge and realistic video I would say. I have 35 years of experience in market :)
At 1 : i decided to watch entire video as he seems very genuine person which i find very rare and inspiring. So will continue to watch , noted down his website. Will visit if very seems genuine till the end. Will keep on updating my thoughts as i continue to watch this video.
At 2: He said know your capacities , goals and risks.
At 3 : Talked about the dilemma that drains my brain and heart , Problem of Plenty ! - i need to get rid of this if i have to start.
At 4 : Do not go for schemes that seem too good to be true , those who flex a lot .
At 5 : Minimize the risks.
WHERE Is the CA classes part
Thank You Kushal for doing podcast with neeraj sir
Only this video is sufficient to clear all doubts in investments. Superb video. This video has become my ALL TIME FAVOURITE INVESTMENT VIDEO. Must watch for all the investors.
Thanks to both of you for this enlightening video.
Wish more similar videos n future .
One of the best interview ❤ thanks for Neeraj
best was ati dukhi aatma the way @neerajarora sir says in class...
great insights into investing, neeraj is such a nice guy, im a fan already.
Sikhna band toh jeetna band!! 💯
Very valuable insights shared by Niraj Sir, enjoyed the podcast over 2-3 days
Most decent n authentic person . Very honest person . Talked frm heart . Thnx for great knowleldge !
Its very realistic and authentic discussion. Anyone who is involved in MF do investment SIP, can relate to all points discussed here. Very humble and grounded Mr. Neeraj Sir !! Thanks for wonderful session. 👍
Wow, that was so deep yet so interesting. I love how you go deep into practical financial advice; the conversation is relatable. More importantly, it's great to see someone sharing not only valuable knowledge but sharing it in an easy-to-understand and applied manner.
That is fantastic, but you can add real-life case studies or examples from viewers to make your content even more effective. It would make the points clearer, and the advice would seem even more personalized. Great work. Keep it up, and I look forward to the next video!
i watched this full podcast very nicely must recommended podcast 😍
Absolutely mast/must podcast. All my questions on personal finances answered. It was a free high value finance podcast. Thanks to you and to Neeraj for being so kind and sharing his mind blowing, easy and honest money making techniques. I have benefited immensely, listening to him and applying his ideas. Bhai itna paisa hai, thodasa charity bhi kar lo,ya zikar toh kar lo.😊
Jitna Bhi income generation Sir kar rahe hain doesn't matter because Jitne reasonable rates me sir classes provide karte hain that too with top quality utna other teachers double rates mein bhi nahin kar sakte😅....
❤❤😊😊😊
Neeraj arrora ka dallal
Superb podcast thanks kushal for inviting the Neeraj sir.. we all enjoyed & got too much knowledge & clarity of many topics thanks for arranging all this 🙏 we hope u will do some more podcast with neeraj sir.
It has always been pleasure to serve you with the best.
Thanks for acknowledging my work.
You are a good interviewer.
I strongly agree with Neeraj ji that investment depends on individual situation and circumstances and we cannot go by fixed percentage. I have an autistic kid and his special education expenses are equivalent to 4 kids so my situation is completely different. Similarly someone may have more dependents. So he is absolutely right that we cannot generalise and make investments per individual needs. Overall a great podcast. Everyone must watch.
Most Genuine podcast
ABHAAR HAI NEERAJ JI AAPKA.....SHEER GENUINE PERSON
Great Respect To both for telling ground level reality in basic required language
The best and my favourite Neeraj Arora sir 🙌
Very down to earth and mature answers to personal finance.Qualitative podcast.
Thank you for a very valuable podcast. My sincere thanks to Mr. Neeraj Arora for sharing so much knowledge. It is really kind of life coach podcast. I thoroughly enjoyed and gained quite a lot knowledge.
Problem in India is Personal Financial planning is never taught
kushal ..niraj sir amazing podcast. ❤❤
Great respect for neeraj sir 😊
S neeraj sir is one who brought ca studies on utube salute to sir he has changed learning in ca studies thanks fr bringing ca studies on utube
One of most interesting session with the audit king
Love the podcast 🇨🇦🇨🇦
Thanks Sir for organizing such an insightful session.. Full of enriching knowledge!!
Which credit card is good to pay taxes?
Neeraj sir k liye comment
Kushal k liye like
THIS PODCAST IS GOLD! NOTHING LESS THAN THAT!! THANK YOU NEERAJ SIR FOR DROPPING IN THESE KNOWLEDGE BOMBS 🔥🔥
Neeraj bhai you are truly a genuine person.
One of the best podcast 👍
Yar kaun sa credit card use kiya tha goa trip ke liye. Details batana jara.
Valu added boss thanku
Sir apka Pura video suna.....all are is my words....I am now 56years old....govt service...high school ki HOI post por hu...savi log kahata hai apkey pas itna corpus ksisey ho gaya? 😂😂....admi rich hona cahata hai but real lesson nehi leta...Mai to avi vi accha lesson finance key bari mey time nikal kor sunti hu.....
Waiting for such realistic approach speaker❤❤
Very informative & vvimp topics covered in discussion. Enjoyed the entire podcast though lengthy....Would love to watch more on. personal finance .
Seekhna bandh toh jeetna bandh 🔥
Excellent discussion. Very useful. Thanks a lot Niraj ji.
Kushal bhai...bhaut time laga diya..ab jaake Neeraj sir ke insights jaane ka mauka mila. ❤ He is not just a teacher but a very very good person by heart and soul. He's the one who helped me clear my CA Inter - Income tax, GST, Audit & SM ❤
Kushal u ask basic not lame questions which helps to relate the audience, otherwise as per kushals intellect the question might be one of the toughest podcast
Great Video
If possible please make a 30-40 minutes deep Video about every point that was discussed in this video with more examples and scenarios so that it can help us more
Watching this podcast at midnight, is the best investment of my all nights !! 💙
Always great hearing from him!!
Great 😃 Conversation
I learne a lot of things
Wonderful session with real advise by guest.
I m happy because still real advise people are on RUclips 👍
Thank You Very Much 🙏
Such an amazing knowledge tresure is Neeraj sir. He explained everything .
@Kushal Lodha,
Sir one more point to add, if we take term insurance at a younger age.. the premium will be less and the premium will be the same throughout the term whether it might be 30 years or 40 years.. It actually makes a good impact.
Also, when our age is 30-35 we might be having issues with health then there is higher probability of insurance companies rejecting the term insurance application
One more podcast on best finance knowledge from neeraj Bhai plzz frds like here.. ❤❤
Kaushal bhai plz do it
Great podcast kushal sir😊
Hii kushal very good point to point discussion Niraj sir
Which are the best institutes for short term certification program in finance like Financial Modelling, Python for finance etc who are working in finance?
Seekhna shuru to jeetna shuru ❤
Bhai the podcast was too good thanks
Returns are the same for SIP and lump sum over the very long term , as per Arora. So to avoid liquidity problems and tension (due to volatility) , it is better to go for SIP. If you get a sudden fortune, invest the lump sum in a debt fund and do STP to an Equity fund.
That was very informative and interesting podcast. 👍
By far the best video
Great pdcast❤❤❤❤
Benefits of credit card is a value addition for me. Thanks Neeraj Sir for opening up an avenue of learning ❤️
So so informative😇😇
Please ask your guests about which is the reliable channel through which we can do SWP and SIP as well as the detailed procedure to start them for a fresher.
best podcast of all time
Watching this videos teach us to be humble with your money
Loved this podcast
He made money not because of mutual funds but because he had high income at the start of his career. If you do not earn huge money mutual funds can not make you super rich(crores)
Thankyou so much for this helpful podcast😊
Sir actually I am big fan of your ❤the podcast guest ❤
This podcast is as worth it as those financial courses if not more!!
Q at @2:48 : When did you first tasted money success and what was the amount?
Ans: I cleared 12th in 2004....2017 me investments ko leke sincere hogya....2018 me online classes...2018 se 2021 me bahot bada amount mila.
lol where is the actual answer!? @kushal you should not let your guests give you leading answers. Keep getting them back to the main question at hand. I understand someone who achieves success loves to talk about it on and on. But don't forget that your viewers are watching the videos for actual data and answers and not the whole philosophy of life being handed down as an answer.
Making money is a long process and success, feeling rich or poor is situational too. different phases of life change how you feel about the same amount of money. It is not a set answer.
Neeraj Sir seems a really good Mentor. Hopefully someday I can meet him
Really one of the best podcast i saw till today ❤❤
Sir used equity for investing is he talking about mutual funds or equity shares
Please one podcast with Praveen Jindal sir also 🙏❤
@31:00 mins I have hardly finfluencers having such a positive view on mutual fund distributors 🙂 👌🏼👌🏼
❤. Best podcast
Great insights. Thanks.
Best answer till date
Can you please tell what platform to use which is reliable and secure to invest into index funds
Great podcast 👍🙏❤️🙏
Great content Kushal! You really bringing fantastic guests. Your financial podcasts are more interesting than other youtubers.