New to your channel, Nice diversified content man. Nothing against investorey , however feel returns are subsidised. Investing 5cr Lumpsum Interest 40L pa is 8% pre tax, Falls a bit short had it been ~14% pretax then may be.
Thanks for your comment! I think it's more of an example. The returns can vary depending on whether it's residential or commercial. Though 14% on real estate seems to be quite ambitious from whatever little I know :) Equity funds give those kinds of returns
Nice Content, we are in a central bank led bull run, asset prices are going through roofs, we will soon see a phase of stagnation which is where right selection of asset is a must now, more than ever before
Thanks for your comment. Curious to understand - how are we in a central bank led bull run? If anything the central bank is trying to curtail it with higher for longer interest rates?
@@pranayk37 Central banks world wide are printing money like never before since covid, US has a trillion dollar of interest payment to make on loans every year, inflation and subsequent control by hiking interest rate is a result of this money printing and overall loose fiscal policy, this money printing post covid has resulted in asset bubble world wide, real estate, bitcoin, equity and gold, central banks are purchasing gold because they don't hv trust on fiat currency, this asset bubble will continue for some time till the interest rates are brought down, your guest is also alluding to this point that by 2027 there might be a time correction for few years to adjust to affordability levels, long answer to your short question
@@pranayk37 Central banks world wide are on relentless money printing spree since COVID-19, this plus increased govt spending on aftermath of Covid has increased the deficit and devalued currency and has resulted in asset price bubble, started with bitcoin, equity, real estate and now gold, even luxury goods are in all time high valuation, inflation and rate hikes are a result of this money printing, the much anticipated rate cut might bring time correction in the market by 2027 specifically in real estate till the affordability levels are back, ,but right now there is no looking back we are in an unprecedented asset bull run
Hi Can you give some insights on fractional ownership commercial real estate. I was thinking of investing in one of the properties (managed office space by y living) in bangalore. Ticket size is around 50 lakhs and rental yields are around 8.5% per annum. The rent will be paid out monthly. So after tax monthly rentals would be around 37k monthly. I was thinking this would be a good cashflow for me instead of buying apartments for 1.5 cr. Adding 10k to that cashflow i can easily live on rent in a good gated society in bangalore.
Caveat: not an expert and please don't get influenced about such a major financial decision by a random youtuber :) But since you ask, your logic seems fair. Few considerations: 1) is the property built already? 2) how's the builder, reliable? Don't want money stuck later. 3) how easy is it to get a tenant? I've seen a lot of ghost malls and office complexes too. 4) if you don't get a tenant, can you still comfortably afford the emi of the property and your rent? Good luck with your decision!
The fractional real estate (SM REIT) regulations kick in from October of this year. If you are looking to exit before that, you will need to find an alternative buyer(multiple ways to do that) Post the regulations kicking in, it will be held in Demat format after an IPO subscription and will be tradable on any stock exchange But please note, this should be thought from long term weather creation and passive income investment. Selling a 10L unit can take time
Let 'money' do the talking.
Nice insights, Pranay and Manisheel.
Thank you for your comment!
New to your channel, Nice diversified content man. Nothing against investorey , however feel returns are subsidised. Investing 5cr Lumpsum Interest 40L pa is 8% pre tax, Falls a bit short had it been ~14% pretax then may be.
Thanks for your comment! I think it's more of an example. The returns can vary depending on whether it's residential or commercial. Though 14% on real estate seems to be quite ambitious from whatever little I know :)
Equity funds give those kinds of returns
All good..but when I try to signup the page says "Authenticate" and nothing happens. why is it so? am I missing anything please?
Love it. This is highly educational and super interesting!!
Thanks for your comment!
Nice Content, we are in a central bank led bull run, asset prices are going through roofs, we will soon see a phase of stagnation which is where right selection of asset is a must now, more than ever before
Thanks for your comment. Curious to understand - how are we in a central bank led bull run? If anything the central bank is trying to curtail it with higher for longer interest rates?
@@pranayk37 Central banks world wide are printing money like never before since covid, US has a trillion dollar of interest payment to make on loans every year, inflation and subsequent control by hiking interest rate is a result of this money printing and overall loose fiscal policy, this money printing post covid has resulted in asset bubble world wide, real estate, bitcoin, equity and gold, central banks are purchasing gold because they don't hv trust on fiat currency, this asset bubble will continue for some time till the interest rates are brought down, your guest is also alluding to this point that by 2027 there might be a time correction for few years to adjust to affordability levels, long answer to your short question
@@pranayk37 Central banks world wide are on relentless money printing spree since COVID-19, this plus increased govt spending on aftermath of Covid has increased the deficit and devalued currency and has resulted in asset price bubble, started with bitcoin, equity, real estate and now gold, even luxury goods are in all time high valuation, inflation and rate hikes are a result of this money printing, the much anticipated rate cut might bring time correction in the market by 2027 specifically in real estate till the affordability levels are back, ,but right now there is no looking back we are in an unprecedented asset bull run
Hi
Can you give some insights on fractional ownership commercial real estate.
I was thinking of investing in one of the properties (managed office space by y living) in bangalore.
Ticket size is around 50 lakhs and rental yields are around 8.5% per annum. The rent will be paid out monthly. So after tax monthly rentals would be around 37k monthly. I was thinking this would be a good cashflow for me instead of buying apartments for 1.5 cr. Adding 10k to that cashflow i can easily live on rent in a good gated society in bangalore.
Caveat: not an expert and please don't get influenced about such a major financial decision by a random youtuber :)
But since you ask, your logic seems fair. Few considerations: 1) is the property built already? 2) how's the builder, reliable? Don't want money stuck later. 3) how easy is it to get a tenant? I've seen a lot of ghost malls and office complexes too. 4) if you don't get a tenant, can you still comfortably afford the emi of the property and your rent?
Good luck with your decision!
always extremely insightful content! glad to have subscribed
Thank you for your comment!
What’s the liquidity here? Is there a lock-in period for the share? BTW insightful information 🎉
The fractional real estate (SM REIT) regulations kick in from October of this year.
If you are looking to exit before that, you will need to find an alternative buyer(multiple ways to do that)
Post the regulations kicking in, it will be held in Demat format after an IPO subscription and will be tradable on any stock exchange
But please note, this should be thought from long term weather creation and passive income investment. Selling a 10L unit can take time