He Said: "Black People Rather LOOK RICH Than ACTUALLY BE RICH!" (Convo Goes Deep!)
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- Опубликовано: 18 фев 2020
- "Black People Rather LOOK RICH Than ACTUALLY BE RICH!" (Convo Goes Deep!) (PART THREE)
In memory of Martin Luther King, we filmed a 4 part series. Watch and listen as we have the conversation no one else is having. WE ARE GOING DEEP.
The conversation goes even deeper in Pt. 3 as we ask ourselves tough questions about the financial state of Black People in 2020. If you missed out on Pt. 1 & Pt. 2, go check them out!
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At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony has helped hundreds of thousands of students make smart decisions with their money, relationships, and education to live a well-balanced life. He’s the national bestselling author of Graduate Survival Guide: 5 Mistakes You Can’t Afford to Make in College, and travels the country spreading his encouraging message to help teens and young adults start their lives off right. His latest book, Debt Free Degree helps kids through college without student loans.
Debt-Free Degree: bit.ly/2yybQJs
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Thanks for creating this space and opening up the much needed conversation in the Black culture. I really enjoyed the dialog. Truth is majority of Blacks (not all) didn't grow up in a home where finances were being taught. I'm in my late 30's and I had to educate myself in finance and the importance of savings through alot of bad decisions. Most of our parents grew up in a different time where the examples we had were to work hard and they did just that to keep the lights on and food on the table. Times were different for our parents so I get they did all they could with the little that they had but the example that it left the kids with is to work and spend (never was it to save or invest). It is now time to shift the mindset and get smarter about money. It's our generation now that has to pass the knowledge on to our youth so we don't end up in the negative wealth category 20 years from now.
Anthony, I hope you see this. You said you are a saved man and I'm a follower as well. The comment that the sister made I the red, she said live off of less . Well I understand that 100%. But I also believe that our father is the King of Kings and we are his heirs, ya know. Royalty ourselves and God will give us exceedingly above of what we can ask. I will be a good steward but I want to live in abundance as well. What's your take on this.
Keep doing what you are doing brother thanks for the enlightenment and knowledge! Keep doing what you are doing, I will continue to support !
Thanks for creating this. I wish you asked the question “Can black people be racist?”
I’d love to email you because I talk to my tribe bout this all the time. And want to push this message more effectively
“When a white person gets money, they build Wal-Marts and make other white people wealthy. When a black person gets money, they buy jewelry.” -Chris Rock
Good quality jewelry is a good hard asset to own. Nothing wrong with that. Who needs more Walmarts?
Victoria Diamonds are worth a fraction of what they are sold for. Jewelry won’t make you money like a good business.When he talks about WalMarts, he means building businesses. Developing goods and services that make our life better. A good business can provide that generational wealth that can uplift communities.
@@victorialadybug1 U missed the point.
If you build a business it will make you money. How much money is that jewelry going to make you. Even if it doesn't lose value over time it's not going to return the investment that business will
@@victorialadybug1 your type of thinking is the problem.
"The man who asks a question is a fool for a MINUTE ... The man who does not ask, is a fool for Life " - Confucius
Who's the fool the man asking the question or the man who ignores the man asking the question "Leon Henry 2020".
Nice quote!
Telisha3 Claiborne First- Your Mind is beautiful! Now back to my comment; This is neither comparison nor in opposition...The discovery of when to use is each is true Wisdom.
"Who's the bigger fool...the fool or the fool that follows him?"
- Obi-Wan Kenobi
@@leonhenry4861 what's your question?
8:36
He has a point. We'll look good, but our bank accounts are looking bad. It trips me out how they became defensive when he made that statement, but then turned around and said the same thing he just said. The whole "fake it til you make it" is the same thing as "we'd rather look rich than actually be rich".
Perfect example of listening with the intent to respond. None of them "adults" are listening. Sad.
I always made more than everyone around me. I was able to hide that fact by "looking" poor. Old car, nails and hair not professionally done. I made 118K last year
It is the same with white people, some are millions in debts from loans taken out to cover their businesses and work needed for their slum apartments.
@@six6goddess214 if it was working for someone else you are not rich, rich is an assett that brings a steady flow of money to you. Having a saving of 100,000 is not rich, cause it's not making you any money just sitting in the bank, actually you are losing money.
@@ladybird491 I own 6 rental properties free and clear. Im good. My home is also paid off.
You can't win the war of financial peace, if you don't live on less than you make, so you can give money back and have money to invest.
Save less and invest more to attain a financial peace
You are right my friend, how many millionaires do you know who got rich from living above their means ? This is why I am diversifying and investing more in cryptocurrencies and it has paid off.
Bitcoin is the future of the digital world, investing in Bitcoin has made me financially stable. It is a pity that many people who are going through intense difficulties have ignored bitcoin, when bitcoin can improve their financial situation.
I tried to invest in bitcoin, but due to the huge money I lost trying to trade on my own, can anyone suggest me a broker who can help me help invest in bitcoin
@@marthajones1450 My Candid advise is try Mr. Christopher George t, his keen trading skills is working for me right now and I am making good profit from bitcoin trading
His trading skills are top notch 👌
@@marthajones1450 I have earned a lot from bitcoin trading which has been my main source of income.
“We are trying to have the symbols of success without actually being successful”
@HIM Solar Gate oh its not that we don't know. The amount of sacrifice it takes to offset a culture is insane
cutactiontake9 This is very American at its core though. Everyone in this country lives off credit.
@HIM Solar Gate We all use the same education and banking systems, white, black, otherwise, how exactly are these things rigged specifically against YOU?
@@duanescot thank you. We will be talking about rigging for ever
The question is "why"? Your culture has been asking that question since the 60's.
“If our spending habits are the way they are, what does it matter how much we get paid?” That right there struck a nerve.
Yes indeed it did😬
BINGO! What did the woman in pink get out of telling the sales person that she has a high end hand bag?
It’s part of the societal structure the name fashion brand Tory Burch should explain she’s in a certain income class lifestyle. Meaning if she can afford a Burch bag 💼 she’s not stealing in boutique
Facts
This was one of the best statement of the interview!!!!!!!!!!!!!!!!!!!!!!!!!!!! Blacks always want Jordan's but can't afford an emergency. Why be a billboard for some billionaire who cares nothing about you. Let's look at it this was as Mr. O Neal said the average white person owns a F-150 but blacks wants Mercedes and such but none of them have any money ion the bank for an emergency. Stop using your taxes to but the next most flashy thing and try putting that money in the bank.
When I was growing up I asked my Parents how they got Wealthy they said don't buy anything that you don't need that doesn't make you Money and make it work.
The facial expressions of Anthony during this convo is classic
IKR especially when he talks about the black church teaching an erroneous doctrine of poverty! #priceless
Best parts of the vid
I definitely caught that!
Expression were priceless!!!
🤣🤣🤣🤣
"You're born looking like your Dad and die looking like your decisions" 😂😂
profound
LGND
That's dope!
aint that the truth
*MIC DROP*
"The rich get richer by investing and the poor get poorer by spending."
The beauty of simplicity
this is really it.
This is why so many NFL and NBA players go broke even before retiring. One of the reasons Gronkowski has so much money is because he didn't touch his NFL salary. He only used money from endorsements
@@Dr.Frankensteen or Marshawn Lynch, who did the same thing. And who by the way, has learned to act a lot less intelligent than he really is, so that his fan base identifies with him.
Ah, the simple fact 99 percent of people simply cant see
Jay-Z talks about the change he made in his song "The Story of O.J". He talks about how he used to spend money on things that depreciated in value and in his later years learned to invest in things that appreciate over time.
I used to dislike Jay Z but the brother spits absolute fire and is woke af.
Lol jay z doesn't complain about anything 😂
@joe mama racism is for fools ,smart people know that there's no correlation between skin colour and intelligence therefore the topic is not important .the end
@@SpeedomusicSM ....he is a billionaire of course he won't complain.
i like the dude on the top left.. he's a straight shooter
"If our spending habits are the same, what does it matter what we're getting paid?" Sir, you said a mouthful with that one!
True that!
You can tell the older people didn't like what he said. The lady with the glasses especially seemed to be triggered by the truth some of the others spoke.
Being the “needle” of culture without ownership is like being the mule who plows the land to receive crops. Black communities need to start mending the black family first. The materialism is a symptom of disparities
Apryl’s Page so true
@Black Lion But we already know this. This has been a discussion for many years. Maybe it's time to focus on the solutions and not keep flinf over the same problems that has gotten us nowhere.
The real reason us black people as a whole are failing is because too many of us have turned away from Jesus Christ. When our older blood fam were slaves they prayed believed and received and got out of slavery. Now when we became free too many turned away form the one who REALLY brought us out of slavery.
Yep, without ownership and culture..in other words the mule is merely a servant. I agree about the black family mending but that won't occur until it is forced to. The government is the daddy right now for too many families and that is the mans fault first and foremost.
i been saying this. I dumped all my branded clothing for budget attire. Im investing my money long-term for myself and my next of kin, not to impress other men who strangers to me.
So, I want to quickly share my story. I'm Indian, migrated to the US when I was around 10. I didn't speak any English. We first settled in a majority-black community and went to a majority-black school. And within three years, my parents moved to a more suburban (white) neighborhood. I never asked why they moved or anything like that just went with what my parents said. My parents kept the same jobs for many, many years, but they saved and saved until we could afford a small house in a better neighborhood so they can put my sister and me in a better school. And honestly, I am happy they did, because I feel like I turned out alright in life. You just gotta set priorities in life.
Exactly. My parents immigrated in the 80s and all we could afford was in a black neighborhood. Out home was broken into numerous times. My dad was washing dishes and cleaning buldings while going to school at night. We moved out of that neighborhood in 5yrs and never looked back. It’s about prioritizing what’s important. I still drive by the neighborhood once in a while to see where we came from and it is absolutely possible to be wealthy in America. He’s retired now with multiple rental properties and enjoying life. He always taught us that academia is the most secure way to get out of proverty, and it is absolutely true.
8:35 why is the youngest man in the group the only one not making excuses. He speaks some truth and they all get offensive. It's a shame
Because he was born in another decade
So true
They kept cutting him off because the truth hurts.
EXACTLY!!!!! As a black man, I see my friends and other black men standing in line for tickets for the chance to get $300 Jordans. They want to get them to go to the club and flex and have drinks spilled on them. However, these same guys beg me for money and are behind on bills. Priorities are out of wack
How was he making excuses? He said all the right things and we love to look flashing and have nothing the bank account the old ppl just don’t want believe it cause they did I the same thing
They all jumped on him, but the brother that said we rather look rich than be rich, stated nothing but facts!!! There are a lot of black people out here that think that way. They may not have the money and are struggling, but they surely won't let you know or see that! All in all I enjoyed the conversation. We as black people will strongly benefit from simple financial literacy. The generations before us didn't know much, so when you have nothing, nothing gets passed down. And the cycle continues.
He is the youngest on the panel, 25vs40. Jumped on him for nothn
@James R I totally agree with you!
I have seen this personally!
@@cvbrotha11 As have I. With my own family members. So I saw the truth and reality in his statement.
It's a good feeling when you have a different mindset when it comes to money. I enjoy saving and investing then enjoying spending on meaningless stuff. I enjoy being debt free.
"But if our spending habits are bad then what does it matter what you're paid."
yep 80% is behavior
Live on less and don't care what broke people think.
Facts. A million dollars will be gone in a matter of days if your spending habits are terrible
Yeh lotta millionaires have spending habits and file bankruptcy. Just from bad spending habits.
Bill the Cat but his face when he said it thooo 😂 13:14
This is why "BUT [insert person] GOT MONEY THOUGH!" is a stupid argument used only by broke people. As a real estate investor, I've seen countless 5 bedroom 8 bathroom houses repossessed and on the auction block cause people "WHO GOT MONEY THOUGH!" couldn't afford them.
I was waiting on someone to touch on the mentality that a lot of our people exhibit and will verbally express that "nobody helped me get it .... So I'm not going to help anyone"...
Instead of being the help they wished they had to someone else.
THIS! And If we brought each other up we'd garner more economic power
This is my father's mentality towards his own children. Disgusting.
Those of us that share in the opinion that we can come together, do better, and be the example just need to link and do it.... @theNuntemple is where I'm doing the work
I felt this - I know people that won’t say the latter part only the first part but I know they’re THINKING “so I’m not going to help anyone”
@@jess_is yes I was going to say my parents and their parents had the same mentality like they want us to suffer like they did. Um help you can be supportive in a way that helps your children to be more independent rather than neglecting in order for them to learn. But you know what I don’t think they even know how to be supportive in that way.
Young dude at one point was basically talking about how the culture wants to look instead of be rich. They got on him. He was talking about the culture that the dude with the dreads was talking, what was JayZ showing, gold chains, gold rings, cars, women, your own people selling you that mindset. #culture
My brother lived on half his salary. When he retired he had a million in his retirement account. When he died that money was transferred to his son. My brother was called the coupon king. He loved black Friday because he got those deals.
your nephew did he have the same posterity
Tamika Queen Richest man in Babylon.
Now his son doesn't have to start from zero and will be able to make business moves that require assets. Gonna leave my son a nice nest egg and hopefully instill visionary goal setting.
Thats me, Im retired-ish @43...
@@absolute3112
Fantastic.
I always understand it as the poor guy mentality. You grow up broke, as soon as you start making money you say to yourself I deserve this and that and you stay broke spending all your money.
Exactly.... And that mentality isn't exclusive to any certain skin color/race. Lots of white people living way above their means.
BIG FACT!
But not everyone who grows up broke or poor is motivated to stay that way. A large amount of people decide they will never go another day without having money or at least financial control and become the opposite of their upbringing.
@@michellekleist5964 Spread the word!!
@@michellekleist5964, White people, as a group seem to be able to get away with this behavior because of their sheer numbers. On the other hand, Black people are hurt severely when behaving this way. As of now, there are not enough diligent Black people to nullify the actions of slackers among our race.
As a 30 year old white male I find this conversation extremely interesting. We need more of these conversations amongst different races and age groups. This is positive and this is what our nation is missing right now. God Bless all people no matter their skin color, Jesus died for all of us and I consider everyone my brother and sister. He told us to do two things, Love God w/all of our being, and Love our Neighbor as we Love ourselves.
Why do you feel the need to mention you're white just to say you find this content interesting?
@@TheOriginalCryptoPimp Why would you think me mentioning these things would be coming from a negative place? I can only wish you would see the positivity and the love that my comment was meant to come from. Instead, you CHOSE to find something (one word) to disagree with. Rather than understanding the importance of my position and either agreeing or disagreeing you automatically become inquisitive of my sincerity. I pray that God reveals to you your cynicism and that you become a humble and truly meek individual. God Bless you my friend.
Same man im light skin Hispanic but I absolutely love this
Nobody cares about your opinion , and we don't give af you are white
@@TheOriginalCryptoPimp because the audience this is directed at is black.
Hear me out without anger. I can tell you why some of the barriers between the races but I can only tell you from a white persons perspective. What forms our ideas. I know you may not like it but I tell you true.
My family was poor. We lived in a poor community. It wasn't anything special but the homes were kept up as well as we could because landlords didn't. So we make the repairs. We cut the grass. We watched over our neighborhood. We finally got a school in our area that wasn't dilapidated. We were so proud! We took care of it for years and our community watched over that school building. We had a little store we use to walk to and buy our candy and sodas or a loaf of bread. It was clean and safe. Our parents worked hard at mostly menial low wage jobs but enough to pay the bills.
Within about 5-6 years black families began to move into our community in large numbers because rent was reasonable.
We got along pretty good but here's what we began to see.
Our neighborhood crime went up. Home break ins went up. Car theft went up. Houses empty, waiting for a new renter were vandalized and the windows and doors had to be boarded up. The nice school we were so proud of was broke into, graffiti painted all over it and windows broken out then boarded. We had a hard time getting anything nice for our school any more after that because if we did get something nice it got stolen or destroyed. The community wasn't safe any more. We couldn't play from house to house in the evenings any more or walk up to the corner store because it was now a place for crime to loiter and people dealing drugs and fighting.
I tell you this because this is what happens again and again. Of course people don't like it. Not all whites can afford to pack up and leave a neighborhood where housing is affordable. When we find housing like that, we work very hard to keep it safe and clean to live there. Even if we have to police our community and do the work ourselves to keep it that way. And we will report our own family members for destroying where our children have to grow up. We do not hide our criminals. We do not support them or enable them.
Thank you for giving us a look into your life. Theres always many sides to the story.
Thank you for this. I agree with everything you said and I understand where you are coming from.
I agree with the "we do not hide our criminals" statement. As a black woman this is one of our communities biggest downfalls...as well as out of wedlock births!
"Wealth consist not in having great possessions, but in having few WANTS ! Only the educated are free"
Epictetus - Greek Philosopher
Yes yes 👍!! Say it loud for the people in the back
"You're born looking like your dad, you die looking like your decisions" golden truth.
This is an awesome statement.
I'm tired of them pandering to blue boy. Just cause he throw a mini temper tantrum everytime someone drops him a truth bomb.smh
I think worrying about other people's perception can pose a problem. If someone follows me around in the store because they think I'm a thief, I'll do them the favor of not shopping there. It's a win-win.
I think she just proved why we use brand names to validate ourselves.... I get your point but this is a poorly trained salesperson not the owners
1st answer was pure BS. He didn’t ask you that, he asks about the culture of our people.
On cue, the young lady completely changes the direction of the conversation. Classic deflection.
Young brother on the left said the realest thing so far & what did the rest of them do? “ ohhhhhh noooo, you tripping, you wrong”
^ there in lies the problem.
Great point by the older gentleman about how he was given sound advice by the Italian gentleman.
I was thinking the same thing, he asked them as a culture not as an individual. They so can't be honest. Except for two of the panel in the back.
@Elley V you're only seeing half the picture. But wearing blinders doesn't negate the fact that there is more to see.
@Telisha3 Claiborne
I will be told I have no voice in this, as a white male, however, I do enjoy watching these videos and comments.
I would like to say that one of the big differences I have noticed in my 40 years between what the two major races are taught during childhood. Ownership. I was born to a poor father who was a PVT in the USMC. We lived in a trailer but he always told us about good credit and equity in ownership of real property.
I am married to a Puerto Rican. My nieces through marriage are 3/4 black, but society sees them as black. Their mother does not believe in ownership and was taught to prefer renting. I have tried to teach her the value of ownership; however, she is not receptive.
Second thing, us white folks, for the most part, do not seek out white professionals to support other white people. We choose by value or reputation. My sister in law goes out of her way to seek out black professionals or black companies in order to support her community. Sometimes to her own financial detriment.
I write this with all due respect.
@@anonymouspost8407 🙌💯💯💯
If everyone else is to blame that leaves me hopeless until THEY fix it. NAW, this is my life and I'm only here for a limited time. I'm going to take control and find my financial peace! I have to do it me, my family, and my family's legacy.
God bless you.
Good luck man, I recommend buying stocks right now while the market is low. From one guy digging himself out of poverty to someone else trying to get out too.
@@hitandruncommentor It's a process for sure and what I've learned is its more mental than math. In my 20's I was solely focused on increasing my income which oddly led in the opposite direction of building wealth. Now I understand that making money is a small part of the equation. Now in my 30's I've paid just over $100k to become 100% debt free in 34 months, this allowed me to save up a 6 month E-fund in 3 months. Then I started maxing out my roth IRA and investing in my TSP and 401k. All invested in mutual funds and some ETF's. The growth in my net worth has been off the charts and even when the market dropped like a rock in march it kept putting money in and now 2 months later my accounts are higher than before the drop. I now realize how much my mind and debt was holding me back. I became so inspired that I started a RUclips channel about Personal Financial to get this information out to as many people as possible.
Here's to posterity 💗
Diamond Edwards that hit me like a ton of bricks... So true, Thank you.
Omg. I’m not black and I’m perceived a “different way” depending on how I dress up too!
That’s not racial. That’s just how class works with EVERY race!
The same with financial management. I have very financial unstable close relatives and we are from the same bloodline. It's how your family raises you, shows you things, etc. Personal responsibility is key.
The reason why black people blame racism on everything is that they don't take the time to get to know other cultures. These experiences and examples are the same for everyone. We are just caught up in impressing each other.
I'm Asian. If I go into a store wearing sweats and a t-shirt they treat me a certain way. I'll go back and see the same sales girl but I'm dressed up she will treat me different. Everyone gets profiled by how they put themselves out there. If you look shady I'm going to profile you. Sorry but not sorry. That can be for any race. If I'm walking down the street at night and you have your hood up and you are acting suspicious... Then I'm going to have my guard up.
S Lue Great point about the hoodie. It really doesn’t matter to me. But I do acknowledge that a large population does maintain a different distance between a hooded white guy and a hooded black man. But, this is a cultural issue that simply takes time, and individual responsibility with clothing.
It happens to everyone.
I really wish they wouldn't have interrupted that young man when he made that "looking rich vs being rich" statement. I mean...where is the lie? I really wanted to hear him finish his point 😡.
Same black ppl don't like to hear the truth or take accountability
Gotta keep up the narrative that's why
If i was in that crowd and they all interrupted the young dude. I would have told everybody to shut up and finish letting the young dude talk.
I heard Bishop Jakes say that many people struggle financially because “They buy what they want and beg for what they need!” 💎 So true. We have to just do better ☮️💟
hey td jakes is false check out reformedwiki, revealing truth for info
“ If you only rely on this world’s system, then that’ll be the results you will get” 🤯❤️
"Born lookin like your daddy, die lookin like your decisions." One of the best quotes I've ever heard. Great series. Subscribed.
👨🏾💻 eight adults Look rich rather than being rich agree with that young brother. Compton California 🇺🇸
The billionaire Warren Buffet was asked "Why do you drive around in a 20 year old vehicle? Why haven't you bought a new car?"
His response was "my vehicle is still running fine. If I bought a new car, it will cost me around $50,000. In a few years it will be worth half that much. I can take that $50,000 and make investments and turn it into a million dollars in 10 years."
Kris Keilman But the upkeep - tires, breaks, oil change, air filter etc need to be considered too when buying ANY vehicle.
@Telisha3 Claiborne Yup, the book "Rich Dad, Poor Dad" was really eye-opening for me.
@smitty smithers I heard that.
@smitty smithers Me too. I purchased a 2005 Ford Focus back in 2007. I REFUSE to buy a new one until this one is one it's very last mile & even then it will be a used car.
The problem is they never answer the question. And that's a problem.
OMG this. No one touched on the subject of investing/saving for the future and leaving a legacy to their offspring. Either it's not a part of anyone's thought process in this group or they are too proud or embarrassed to admit that they just don't or aren't interested in doing it. Racism and oppression isn't the problem; the lack of generational wealth is.
Amen, hard to fix it if you don’t get it.
@@ebnykween They speak about Generational Wealth in Part 1 this is a 4 part video.
I know...answer the questions!!!
I left this with less faith.
Because we don't want to hear of the things we're doing wrong and address those things stop talking about what others have
Wheeeewwww chiiiiiile !!!!!!!!!!!!! This conversation was deep! Love it ! Me and my friends have this conversation all the time .
Whew Chile? Maybe talk better too
"it starts at home" is the most important. ever!
This Man Said Studies Show That Nearly 50% Of Us Cant Afford A $400 Medical Bill But Own A Couple Pair Of Jordans. That's A Dam Shame.
Mr. McCann that happened because value is not thought to them its not what you wear its what you value what you have.but we seems to want to always fit in and thats big problem .
@@sexymae4404 True. A Lot Of Black People Glorify Stupidity And That's Just The Truth. That's Why A Large Percentage Cant Afford A Dam Medical Bill But If You Go In Their Closet Its Like A Dam Mall.
Mr. McCann thats the problem and when other people make it they feel intitle to other people wealth.
But not everybody who got Jordan's paid 400. Today sneakers have their own stock markets
and $1,000 bucks in silly tatoo's
Society as a whole has been duped into being materialistic, professional consumers. Most weren’t taught about finances and most try to live beyond their means, all for what? To look good? It’s a problem, and it’s getting worse and worse.
Very true
Yes....Society as a whole. Not just black people. I see it all the time. Across the board.
I agree with you! It is getting worse!
exactly society as a WHOLE
Flora Bay the video spoke facts tho and you did to. Blacks get paid less
Growing up my Father always said no matter what, you save 12 - 15% of your income for your life.
What's amazing is that no matter the question they drift off into random conversations that don't answer the question from the host.
I remember growing up in the projects, we dressed fly and spent all of our money because we didn't expect to live long and we wanted to feel like we mattered in the world. We lived for the moment then the younger generations saw what we did and mimicked what we did sadly
Poor excuse
@@thedriza297 or its the truth
Then change your character to reflect your new understanding. You have young children watching every move you make and now is the time to display what a successful image should looks like.
Dress for success, carry yourself like a gentleman that respects the entire community and only then can we hopefully bring back the class of the Black artists and entrepreneurs of the '30 to the '50's. Those folks displayed class and sophistication even when walking to the local store.
@@thedriza297 Only it isn't an excuse. Clearly, he/she is owning responsibility for their poor decisions in the past.
I’m glad Anthony brought you this topic up. Because most of the time black people blame oppression for all their problems but still drive a car they can’t afford, are in debt, with no financial literacy
PREACH
A lot of time you have a goal and you think your “living your best life” but in reality your living someone else’s life temporarily. You pay a 500 car payment a 200 car insurance for ten months is $7000 dollars. Four years is $28,000. And you may not even own the car yet you may have a 5 year or six year loan. You could have bout two 10,000 cars that would perform the same function. The goal is to get become stable stress free and debt free. We use debt to finance happiness.
White supremacy IS the blame for Blacks overall oppression. Oppression of Blacks is systematic, which most don’t understand or just fail to acknowledge. The oppression started with slavery, framed into law under the constitution of the us and managed by the us Supreme Court. The oppressed system allows a few through, but overall the white supremacy system has oppressed Blacks MINDS, which is the main reason most Blacks don’t understand their financial illiteracy.
@@nwinthehouse9337 I have to respectfully disagree. It's a personal choice for one who isn't financially literate. Black people/ people in general need to stop blaming everyone else for their problems because it's getting them nowhere in life or society. It's easy to blame someone as opposed to actually working hard and pulling yourself up. You can't say that white supremacy is to blame and then in the same breath say that "it allows few to succeed". That literally makes no sense because if white supremacy was such a dominating factor in society, then nobody would succeed except for white people. And we see poor white people too so what's their excuse?
@@KaeBae_ I kinda get what NW was saying. Basically, they are saying financial literally is based off what our parents teach us. My parents didnt know how to save money or anything about money because their parents did not know or teach them and it just goes down the line from there. If you go back from when slavery was abolished they basically threw us out to the wolves and made us figure it out on our own while still being oppressed. We have many more opportunities these days but if you dont know where to start how can you know where to go or how to do something. I went through this myself because my parents didnt know anything about the subjects that were discussed in this video. I learned from my husband and my older co workers about saving, 401k, investing etc. Only 2 of the people who taught me were black. The rest were white people. So in a way yes, we are still oppressed due to our lineage, but if someone can teach us how to do something and we apply it then who can we blame but ourselves. No matter what though, blaming anyone wont get you nowhere.
First step to recovery is acknowledging you have a problem. Until we are willing to accept that, as a culture, we have poor financial literacy and habits we can never improve. There nothing...NOTHING...wrong with acknowledging that we have room to improve. Let’s do better.
"We are at the top of every industry"... Really? Then how can you be a victim?
Exactly what I was thinking!!
Obviously you didn’t listen 🤦🏾♀️ we are top of every industry but black people don’t own the culture that we create!! Next time listen and stop cutting things out that fit your narrative
@Leah Anne Blck people don’t own the culture we make... maby watch the full video before comment stuff
@@user-vm4he3gk3c nothing but you is stopping you from trying to become an owner in those industries. It raises a bigger question, why we haven't become owners in the industries we are at the top of? Because when we get that big bonus or check the pressure is to go spend it rather then invest it in ourselves and the buisnes that we're apart of
Lebron James and other superstars should run and operate their own basketball league.
My father always told me to ask questions. I was never afraid to ask questions. When I became successful at Real Estate I asked my mentor why you think I am successful and not others? he said because you ask questions & the other are afraid to speak up.
It’s sad when the youngest one on the panel is killing it with common sense and basic logic ..!!! 🤦🏾♂️🤦🏾♂️ Personal Responsibility people
@Amdrew Moore You can't be an effective soldier against ANY enemy without personal responsibility and discipline.
@@KaeBae_ How would that have helped Trayvon Martin or Botham Jean? True, we should all take responsibility for our own actions and we should have faith, but you've made life quite simplistic ma'am.
@@lloydhudson6463 Obviously life is difficult. And atrocities are committed every second. It is completely devastating when we hear about innocent lives being taken like two black gentleman who you mentioned. But instead of continuing to pour salt on the wound, we need to bandage it in order for it to heal. Pray that these tragedies are lessened in society and work on bettering yourself in the meantime. No successful group is made up of weak-minded individuals. Your thoughts are power so if you think it, then so it shall become.
@@KaeBae_ While I agree with you to a certain extent, lets be real here. Black folks have been praying for centuries and these atrocities are still happening. Its a slap in the face to all those that pray daily to say we need to just keep praying. At what point is it time to do something different? Botham Jean was active in the church and he's dead now, how did prayers help him? I'm not asking as a non-believer, I'm asking as a logical thinker.
@@lloydhudson6463 🎯
Kudos to the brother in the top left. Because I see a lot of them justifying the behaviours that keep us at the bottom
Completely understood what the Caribbean woman was saying. Our experience/mentality is very different & it's often times difficult to relate to the Black American experience. We have to pay attn in a diff way to see what they go through out there
9:59 The host struggling to hold back while he witnesses a majority of the group struggle with admitting the truth. Its the culture that's the problem.
I just saw this and agree with you. Ever since high school I have always believed that .
It ain't a culture problem with me because I don't never try to look look rich. I shop at places like forman Mills, Walmart, Burlington coat factory before they went out of business, value city back in the 2000s before they went out of bu6in 2007. I get hoodies and stuff from there so I get stuff from Amazon too.
I don't try to look rich for nobody I don't wear Jordans. I got some nice shoes but I don't wear any shoes that cost like more than 125 dollars.
I got my Reebok Kamikaze ones, kamikaze twos. I try to find deals I found these black and silver Allen Iverson Jadakiss the questions shoes from back in like 2000 them shoes normally retail for like 190 dollars, Amazon back in 2017 had them on sale for like 69 dollars and I jumped on them.
I got these all Black and African colorways lunar Air raids from Nike the regular price was like 160 bucks they was on sale for Amazon for 79 dollars got both of those shoes in 2017 and they still fresh. And I got other pairs of nice shoes from Reebok and fila shoes that I don't wear and they all cost around 50 to 110 dollars.
I don't buy any of those expensive Nike hoodies Nike be ripping people off charging 60 to 70 bucks for a hoodie with a little Nike logo on the side I uses to go to Burlington get these Reebok hoodies for 20 dollar or on Amazon I went to this other website and got me starter hoodies with the starter logo on the front they were only like 19 to 24 dollar.
Really all I do is go to work and come home. I'm 37 now you know. My going to club or bar era is over, that was from 2000 to 2012 me and my cousin and friends going to different clubs or bars. i never was a big alcohol drinker I uses to just go there for the experience and the limelight and women those days are over. Once I hit my 30s all I do is go to work come home and chill now.
Young man with the dreads spoke some true wisdom at the end. We are taught to have a loser mentality. That was on point
by who?
Real talk!!
The Boomer generation of black parents is the main reason why many Millennials have a loser mentality. Bad parenting in the households
Taught by WHOM? My mother and father did not raise my brother and me to have a "loser mentality".
@@j.flaner8506 It's not personal...Not everyone had the same experience.
11:25 - So in other words the discrimination that you claim to experience while shopping is actually based on your perceived socio-economic status and not your race.
Eurotrash4367 great point, black people think everything that happens to them is because of their race.
@@taralewis8460 - Except their success. That's always earned.
And that's true for everyone. We are responsible for the impression we give to others.
Much respect for having this conversation on your platform.
To answer the original question: are we doing things right as a culture? The answer is no, no we are not.
Frozen Tundra TRUTH
Truth be told!
No. Is correct. To piggy back on your point, "Black" People don't have a proper "culture" outside of sports/entertainment/music/fashion~
• I vehemently disagree with the gentleman that insist we are the needle of culture~ first we have to define the tenets of what is a proper culture? It's something that's been a personal pet peeve for years. Until Black people properly define and begin to develop a proper culture, this will be an issue.
@@mobrown1198 I agree!!!
@@mobrown1198 wouldnt you say we've already defined our culture then? (via sports, music, fashion, etc.) and what exactly IS proper culture?
“Fake it til you make it” is very prevalent in some poorer communities. As soon as you get a “bag” it’s gone...trying to impress some people who may not be looking 🤷♀️
Pamela Bailey I’m white and I have used these words “ fake it till you make it “ , I have never used them for meaning fake having money , until I make money . I truly never knew it was associated with that meaning .
This is great brother we have to start having those conversations in our own community that are not being had. We have to stop believing in our own lies.
A change of mindset is the main priority. The mindset that you need to wear fake hair and makeup to look beautiful, to own expensive brands to feel fulfilled, accomplished or important. The way things r, change will never come without a change of mind
"We don't own the culture that we create."
It's a sad truth...we honestly don't monetize our cultural, intellectual and creative content. If we continue this trend; others will continue to profit and benefit from it.
Culture is culture nobody owns it. That marketing ain't culture it's business.
@@mostmost1 that's bs, you tell any other culture it's not theirs and you might not be able to walk.
@Jose Ureste sure we do no go tell the Japanese that's not their music and see what happens, and don't forget to duck after you say it.
The issue is black people and others that love to show off rather spend 300 dollars in a pair of shoes while others who value money and want to save will buy shoes for $50-$70 dollars. People stop blaming the system, take ownership for your actions.
Everyone likes to show off
African Americans
Did anybody else notice how the lady on the top right literally said they were "victimized" and "oppressed" and then literally said you "die by your decisions"? Did anybody else catch the flip in arguments from most of the people on this panelist?
Well just because we are oppressed and victimized it doesn’t mean that you can’t think about your spending of money even spending time with certain people then you die by your decisions. It makes sense
It’s all about mindset, separating ourselves from what is expected of us (spending money we don’t have, driving cars we can’t afford, trying to impress people on social media that do not matter) we invest in our communities we limit spending beyond what is reasonable, and limit social expensive outings, all those are personal decisions !
In this society we are oppressed but that doesn’t mean we Aren’t responsible for our own actions
My grandfather taught me to save. He said this to me one time, he said if you make a quarter save fifteen cents of it. I was about 8 or 9 years old at the time. I never forgot that teaching. Somewhere, I learned to live below my financial ability. It worked for me. I retired at 57 years old in 2006 and remain retired today. Coupled with the fact that I never made $50,000 a year. However, to supplement my income I invested in real estate. Thanks to a coworker who planted that seed in me.
Awesome!
I agree, AA community would rather look like they have money than to actually have money. I can't tell you how many times I have been treated poorly by my own people because I wear the same 3 outfits every week or I drive an 8 year old car. Many people think that I am poor. Most don't know I am a software engineer that owns my own home out right no payments. My cars are paid for. I will wear the same shoes until I see holes in them but my savings account is over 20k. The home that I own is a shack in the middle of nowhere but my son has a heafty sep(education fund). I have an IRA, and EFT. But most who look at me will never know that.
Congrats, sistah on owning these things out right.
lisa 👏🏾👏🏾👏🏾
@lisa at this very moment, I'm regretting buying my second home. Could have a paid for smaller house, now I have a bigger house. (I bought for me and my daughter) still have payments and she's leaving soon. Could be saving and investing more, instead i'm paying it all out. I'm happy for you!!
I just started investing in ETFs...good look!!
Me and my husband are right there with you my Sistah....We OWN our properties in San Diego, Arizona & St. Louis, rent out the ones we don't live in. Also, We both were blessed to come from black families that ONLY believed in Owning property. Our 22 year old college graduate daughter will buy her 1st property in 2020. Also, we both inherited money from both sides of our families. We didn't run out and spend that money, but invested it in more property, stocks & investments. Unfortunately too many of us rather look like they have money when they really don't. I've seen that for decades & we're not the only groups that are living that Ghetto Fabulous lifestyle, but just way too many of us are living that lifestyle.
My great grandfather was born into share cropping in Mississippi. He and my great grandmother worked their way up to owning a whole block in Mississippi. The land they owned in Mississippi was fraudulently taken from them by the official in Mississippi. They moved to Michigan lived on less then they made, even when he was paid less then his counterparts. When My great grand parents died they own a 8 houses and a farm.
@@MsSherr always get confuse with the two! lol
samy sosa most people do lol. I’m just being petty 😅
@@midnightrider4745 I don't know the exact ages but they were young, teens.
You need to write that book
They died but let's continue the story.
Thank you for holding these conversations. I hope these go viral!
Children remember 1/2 of what you say and all of what you do.
My mother had six children, lived on welfare and we struggled. Sometimes there was no food on the table. I decided that would not be me and I made decisions based on that which allowed me to be where I am now.....financially stable and able to save. So I agree with them....you have to make a conscious decision to do better and learn as much as you can.
J Go away troll
✊🏿✊🏿✊🏿
I doubt that you all went without food some days, otherwise cys would have stepped in.
@@ladybird491 ok, stranger on youtube. You obviously know my story better than I do, so why don’t you tell it for me.
I'm 50yr, own my own house, car, business & I work a civilian job, I have no children, my wealth will be passed to my brothers 2 children, keeping it in my black family ✊🏾
My parents taught me about finances when I was 13yrs old & I am grateful for that teaching that they taught me.
You sound so dumb if your family is so black by the talk in this video it means your brother's kids will spend it and give it back to the Whiteman anyway.
👏🏽👏🏽👏🏽
Posterity
It would be nice for you to experience parenthood yourself. Give it a try if you may you just 50. You aren't going anywhere in 35yrs. Anyways all the best
@Red Sunshine I'm sure he is that successful because of what his parents thought him then because he DID NOT MARRY and/or have children. Sadly the only way to be financially independent as a man in this day and age.
I grew up homeless too many times, terribly poor and horribly abused. What the gentleman in the front row said that if you make some money you want to take your lady out, I have lived that over and over again. And I was broke over and over again because I didn't balance my life when I was young. I've worked hard, served in the military and decided I didn't need to own anything fancy, decorative, or not paid for. I did a long time in the military to put food on the table and my family never went hungry like I did as a kid. I went without a car payment for over 20 yrs. Status is a lie for Christians and I am a pastor and counselor now. Unfortunately for those who have been terribly poor, they live with shame and that shame will drive them to excess.
It's not always what you make but what you keep.
AO you should start a whole series beyond black history month for these kind of topics. I really want to gather my family around and share this with them and have our own discussion.
Thank you again for this!
The88_Factor this is a good idea!
The88_Factor 🙌🏾🙌🏾
I truly get this. It's pointless to be concerned about how much you make you have poor spending habits. If I were making $8/hr doing the same thing as someone who is making $10/hr, they shop for discounts and sales, sitting at home cooking meals and watching Netlfix, all while I run out to buy the newest things popping, hittin' the club to pop bottles. Then I definitely would have no right to complain about money,
That's s absolutely true
Smh.....$8 $10. Smh.....nothings wrong here. Smh....crime pays more.
Invest in making memories for those you'll leave behind instead of struggling just to get what nobody will recall.
Loved every bit of this conversation. More grace 💕
Michael Jordan owns the Jordan Brand.. Michael Jordan is a Billionaire. He's a Billionaire because black people pay $150 for pairs of shoes that he pays $3 each to make...
Is he considered a good business man..?
Thank you!!!🎯💯☑️
@Telisha3 Claiborne You right. And is also why he can die.
MJ does own the brand Jordan, he does not own the Air Jordan name, nor the jumpman logo Nike owns them.
Do we all see the picture clearly? So we as a people support Jordan to build a billion dollar empire but how much return does his business channel back into helping our culture make the leap a.k.a chain reaction? Isn't that what Jews and Caucasians do to spread their wealth around?
Most blacks would rather look like a million dollars than actually have a million dollars my opinion, that is a fact, that my Friends has to STOP! GOOD DAY SIR, MA'AM 💯
It depends on who you know and where you are from. That’s not applicable to all black people
This must be an American thing.
@spot light But why? That's what hurts me. I know that it's about appearances, and using up some of your hard earned income to buy things you enjoy. But we are spending too much.
Not ONLY true of Black culture, I was raised in White white world and stupidly spent my white money and student loans on clothes and cars in my 20's. Getting out of it, but a long slow haul and lot of work. Besides EVERYONE Is beautiful to God!
@@rimun5235 pretty much. Many blacks from thousands of other places come here, without the mentality of the American blacks, and usually thrive at a higher rate than most native born people in this country (including those whom are not black). It's the mentality here.
Yooooo! The moderator has me cracking up at his reactions! This is great content. Keep it up!
Really good conversations and points. Keep up the good work Sir.
Maaaaan this is GREAT! I’m sorry but we as black people don’t like to hear the truth about us. Perception is EVERYTHING! And most people who don’t have anything (poor), would rather be perceived as well off because of pride. I make GREAT money but I drive a 15 year old car with 150k+ miles because it’s paid off and allows me to save. Ironically my last name is Jones but I could care less about keeping up with them. One of the reasons my wife and I started our channel was to share our experiences about paying off debt, living on a budget, and creating wealth for our children’s children. Financial education is a start. But I believe PRIDE is at the root of it. Not wanting to accept the truth: that you can’t afford xyz...
Great video and dialogue. Keep it up bro. 👊🏾
Absolutely! To add, the emotional response or offense to what is being shared doesn't mean your stance is right. Being offended is buying time to resolving an issue.
Word!!!!
Facts... I make 6 figures a year and until August 2019 I drove a 2000 Expedition. The car I just bought is a 2013 Impala and I didn't trade in my Expedition. I'd rather have money than look like I have money.
Every now and then I get the bug to buy a Tesla, then I snap out of it when realize my 10 year old car is paid for and can invest that $500-600 into the stock market or real estate.
Carl T absolutely lol!
A massive part of this issue is single parent families. Black people have been decimated by single parenthood.
Yeah that doesn't help, but you know these women always trying to upgrade or go with the superfly dude.
Hip hop culture has decimated black people
@@mikecoolcheeseharry5518 amen brother.
Mike cool Cheese harry hip hop is only entertainment. If u allow entertainment to decide your living ur pathetic!
@@leonhenry4861 no it's that black men are statistically less likely to marry the mother of their children than men of other races. The majority of black men are not married including the regular smegular ones
Loved this discussion Anthony. The panel was really well spoken, had real respect for each other, even when disagreeing. I loved this. Going to watch the whole 4 parts now. Bam
Whewwwww!!!!! That was a powerful and extremely interesting conversation. Not enough of our people are building wealth. We have to make the decision to want to break that generational curse. Let’s stop wishing we were rich and start taking the necessary steps to BE rich in every area of our lives. 🙏🏾🙏🏾God Bless everyone whose about to start their journey or already on their journey to wealth. 🙏🏾🙏🏾
The mindset they’re discussing is what keeps us slaves to fashion and materialism at the expense of the success of our children.
I hear a lot of excuses in the clip, but it’s all a matter of choice. And we - more so than virtually every other culture in America - choose the look over everything.
Just being honest.
I was just say the same thing. Smh....when will we learn? All we have to do is start trusting each other & start building. The young Guy in the Video says "He believes Black people route for each other". Rotflmao like the Joker! That's all they do, like a prayer. Just being honest it seems to me that's the only way Black people support each other.
True indeed because "patience" towards coming from the ground up or doing little by little are frustrating to most blacks because of " instant success" if we can teach humility of being thankful for the small obstacles in life we would be more ahead instead of behind.
I loved the quote, "You're born looking like your dad. You die looking like your decisions." CHANGE people's lives TODAY.
Random thought - From my perspective, as a young Black person who grew up in the South, I didn't experience Black people from different cultures until college and social media. I primarily saw that Africans or Black students from better high schools were more motivated and successful. A lot of times, I've had to look outside of what surrounded me to learn how to be better or what I think is acceptable..
That was heavy. ....I won't forget that one
The Bible tells us that ‘’ Faith without works is dead’’ and my pastor reminds us that “Seek ye first the kingdom of heaven and then all these things shall be added unto you”! Come On Somebody!! We as a people need to prioritize financial literacy and wealth.
Man this was soooo good!
This video should be required viewing for every African American! I'm sharing this video with everyone I know! Thank you!!!! ❤❤❤
Greta King 🔥🔥🔥🔥🔥
They act as if he was lying lol. Every example they gave backed his point. They are speaking for themselves and not for the masses.
Such an honest and wonderful conversation.
I love this kind of discussion, we need more and more video like this honest and so real
FYI : A used Mercedes cost just as much as a NEW Ford F-150 . Perception is on the individual
The public bus is best
The mercedes Benz repair bills will cost triple the price of the f 150
@@buffsamuraifred6037 yep. I say save your money and just ride on a bus.
@@godzillamegatron3590 at the end of the day alot of ppl get cars to impress others mostly, not themselves.
@@buffsamuraifred6037 that tesla cyber truck comes to mind. Lol
We need more financial literacy classes taught in our communities. I personally think having a bank account you don't touch for a rainy day is a good idea. We also need to have multiple sources of income.
You're right bro
If we can keep pookie and ray ray from shooting up the classroom
I agree. That isnt taught in any community.
I agree. We need to stop expecting schools to save our children and us when it comes to finance literacy because it does not benefit them. We need to start community learning sessions at night, or something similar. Churches can get involve.
@@berenic90 parents forgot they are their children first teachers.
Loving this conversation ❤
Man do more of these.... And spread them everywhere! This is so strong, so relevant and deep! Not these political dialogues everywhere. Keep doing this mehn!
Live below your means, save your money, think of ways your money can make more, give back, be kind, be greatfull, be open to learning new things, let's be a people of integrity, just to name a few, GOOD DAY SIR, MA'AM 💯
😍🙌👏
Never let money be your God, whether you believe in one or not.
Your life is more than just a paycheck.
Present to the world who you want seen and pity those who still look to you with blinders.
Life is, and will forever be, too short for such nonsense.
Your money and swag will end with you, so make something that lives beyond you - a change in the world and a legacy that will live on in those you've reached and your children.
The change you want to see in the world looks at you every morning in the mirror, stop letting it down.
This, from a hispanic.
Hope it helps someone.
@@ghostflames1501 truth. Much love..
MAKE YOUR MONEY WORK FOR YOU!!!! INVEST! INVEST! INVEST!!
PREACH AND KEEP ON PREACHING!
I agree with you all the way.
As much as we say we want to support each other, we don't. The same people who say they would support other black people are the same people who would clown another black person who was wearing something they thought was lame. Or the same chicks who would call a black guy corny if he is into alternative music, rock climbing, etc.
All of this and more leads to us feeling like we have to stunt to be accepted in our own community.
Agree
Facts
lol, white guy here.. the heck does "rock climbing" have to do with anything? Y'all seriously rip on each other for wanting to climb stuff?
@@jamesmoriarty9603 How about you mind your business.
@@kimc5390 I swear to God, every time I try and ask questions about your community I get bull responses like yours. Nothing but hostility and angry comments. You want unity? You want progress? Chill out and elaborate sometimes... good Lord
Shalom - I also have to say this - your estimates of things are so on point and makes you think! Love it!
Shalom... Woww... I've watched alot of videos and I have never seen a video with content like this, to the point that myself and my son will watch this together!! Blessings to you brother Anthony for bringing this content. This stuff is hitting me to heart and the reason I've changing my life financially!!! Thank you brother!